You are interested in saving money for your first house. Your plan is to make regular deposits into an account that will earn 12. 20% per year. Your first deposit of $4,500 will be made today. You also plan to make additional deposits at the end each of the next 9 years of $2,000. How much money will be in your account after making your final deposit?.

Answers

Answer 1

The future value of the deposit will be calculated by considering both lump sum deposit and annuity and combined value will be $42,483, i.e., option (a).

Given information:

Periodic cash flow (P) = $2,000

Interest rate (i) = 12.2%

Time period (n) = 9

Future Value of annuity = P*[ (1+i) ^n-1] /i

                                        =2,000* [(1.122) ^9 -1}/i

                                        = 2,000*(1.818/0.122)

                                         = 2,000*14.901

                                         = 29,802

Therefore, future value of annuity is $29,802.

Future value of lump sum:

Given information:

Amount (P) = $4,500

Interest rate (i) = 12.2%

Time (t) = 9 years

Future value = P*(1+i) ^n

                     = 4,500 (1.122) ^9

                     = 12,681

Therefore, future value of lump sum is $12,681

Total maturity amount = $29,802 + $12,681

                                    = $42,483

The complete question is here:

You are interested in saving money for your first house. Your plan is to make regular deposits into an account that will earn 12.20% per year. Your first deposit of $4,500 will be made today. You also plan to make additional deposits at the end of each of the next 9 years of $2,000. How much money will be in your account after making your final deposit?

a) $42,483

b) $46,096

c) $41,041

d) $41,389

e) $41,012

Learn more about Future Value here:

https://brainly.com/question/14860893

#SPJ4


Related Questions

marshall clinic offers one service that has the following annual cost and utilization estimates: you must show your calculation to receive credit. variable cost per visit $ 10 annual direct fixed costs $50,000 allocation of overhead costs $20,000 expected utilization 1,000 visits what price per visit must be set if the clinic wants to make an annual profit of $20,000 on the service?

Answers

The price to be charged per visit equals $100 per visit with $20,000 profit target and for 1,000 visits where total expenses will be sum of variable expenses and fixed expenses

We need to figure out how much it will cost per visit.

$20,000 profit target

Total expenses for 1,000 visits = Variable expenses + Fixed expenses Allocated expenses

Variable cost = $10 multiplied by 1,000 visits = $10,000

$50,000 in fixed costs

Overhead costs allocated = $20,000

Total expenditures = $10,000 + $50,000 + $20,000 = $80,000

Overall sum to be recovered = overall expenses + profit desired

= $80,000 + $20,000 = $100,000

The total number of visits is 1,000.

The price to be charged per visit is $100,000 divided by 1,000, which equals $100 per visit.

Learn more on price per visit-

https://brainly.com/question/23276976

#SPJ4

nelson wants to open a bank account. when he arrives at the bank, the teller asks him to fill out a questionnaire with his personal and professional details and other necessary information. what kind of questions was nelson asked to answer? question 6 options: a) closed b) hypothetical c) probing d) open

Answers

Nelson wants to open a bank account. when he arrives at the bank, the teller asks him to fill out a questionnaire with his personal and professional details and other necessary information. what kind of questions was nelson asked to answer is hypothetical.

Dress well and appropriately, as you'll for a activity interview. If assembly in person, arrive on time or a couple of minutes early. Bring your listing of questions and take notes in case you like. Restate that your goal is to get data, advice and professional, now no longer a activity. Informal interviews are interviews that take location outdoor the workplace in a informal setting, which includes over lunch or coffee. Informal interviews aren't dependent like a conventional interview, even though they commonly have the equal goal: to decide if a candidate could be a terrific suit for a company.

Learn more about bank account here:

https://brainly.com/question/24914390

#SPJ4

Serving as the first step in data reduction, ____________ analytics summarizes what has happened in the past and enables decision makers to learn from past behaviors, such as average dollars spent per customer and year-over-year change in sales.

Answers

Serving as the first step in data reduction, Predictive Analytics summarizes what has happened in the past and enables decision-makers to learn from past behaviors, such as average dollars spent per customer and year-over-year change in sales.

This is further explained below.

What is Predictive Analytics?

Generally, The term "predictive analytics" refers to an umbrella term that covers a wide range of statistical methods, such as "data mining," "predictive modeling," and "machine learning," which examine recent and past events in order to produce forecasts about upcoming or otherwise unknowable occurrences.

Predictive Analytics, the initial stage in data reduction, summarizes what has already occurred and helps decision-makers to learn from prior behaviors, such as average consumer spending and year-over-year change in sales.

Read more about Predictive Analytics

https://brainly.com/question/13209743

#SPJ1

capital inflows into a country are associated with: a small amount of funds available for domestic investment. exports exceeding imports. imports exceeding exports. imports equaling exports.

Answers

Capital inflows into a country are associated with imports that are exceeding exports.

So, the correct option is C.

Net purchases of domestic assets by non-residents are referred to as capital inflows (defined as the difference between purchases and sales). Capital outflows are equivalent to net foreign asset acquisitions made by domestic actors other than the central bank. When a capital influx is the consequence of domestic reforms, a boom in the stock market, or low foreign interest rates, usually, a domestic boom goes along with it (an exception arises if it is caused by high domestic interest rates resulting from the tight monetary policy).

Exchange rates, interest rates, foreign exchange reserves, local monetary circumstances, savings, and investment opportunities are only a few of the many economic factors that are impacted by capital movements.

Learn to know more about capital inflows in

https://brainly.com/question/15700503

#SPJ4

when a coffee purveyor chooses to use fair-trade coffee beans instead of less expensive sources, its profits are often reduced. this is an example of blank as a pricing objective. multiple choice question. unit volume social responsibility survival globalization

Answers

The given case of coffee purveyor using fair trade beans instead of less expensive beans is an example of social responsibility.

According to the idea of social responsibility, businesses should act like decent citizens by balancing their profit-making endeavours with endeavours that help society, whether on a local, national, or international level.

Here the seller is responsible to the society as he cares for the health of the customers instead of higher profits and with lower profits the purveyor keeps buying fair trade beans.

The lowest price that must be paid for specific agricultural imports from developing nations is known as a fair trade price. It is a movement that contends that paying producers in developing nations the market price is unethical if that price is too low to ensure a high standard of life.

Learn more about social responsibility here:

https://brainly.com/question/13528806

#SPJ4

which of the following statements are not true regarding credit cards? group of answer choices they can be issued through a third party. cardholders are usually not driven to return to the store. they can be issued directly by a merchant. cardholders may be eligible for special discounts. cardholders may be eligible for special store events.

Answers

C. They can be issued directly by a merchant is not true about credit cards in the given statements

A credit card is a small, rectangular piece of plastic or metal that is provided by a bank or other financial institution and enables its holder to borrow money to pay for products and services at businesses that accept credit cards.

Credit cards impose the need that cardholders repay the borrowed funds, plus any applicable interest and any other agreed-upon charges, in full or over time, either by the billing date or at a later date.

Learn more about credit cards here:

https://brainly.com/question/6780476

#SPJ4

What is the interest earned in a savings account after 12 months on a balance of
$2500 if the interest rate is 1% APY compounded yearly?
interest = $ [?]

Round your answer to the nearest hundredth.

Answers

The interest earned in the savings account after 12 months on a balance of $2000 if the interest rate is 1% APY compounded yearly is $20.

Given,

Initial amount = P = $2000

Interest rate = 1% annually

The time for which interest is compounded = 12 months = 1 year = T

Here, the initial amount (also called as principal amount) is P, and the interest rate is R% per unit time, and it is left for T unit of time.

So, the interest amount earned is given by:

[tex]CI = P(1+\frac{R}{100} )^{T} -P[/tex]

[tex]CI = 2000 (1+\frac{1}{100} )^{1} -2000\\\\CI = 2000 * 1 / 100\\\\[/tex]

=$20

Hence, the interest earned in the savings account after 12 months on a balance of $2000 if the interest rate is 1.5% APY compounded yearly is $20.

To learn more about interest here:

https://brainly.com/question/20406888

#SPJ1

Today's theories about motivation emphasize the importance of factors within the individual particularly the variables of expectancy and value Students' motivations are strongly influenced by what they think is important (value) and what they believe they can accomplish (expectancy). Who quote is this?

Answers

What students value and what they believe can accomplish have a significant impact on their motivation expectancy. This quote comes from the philosophy of motivation.

What motivational ideas does the expectancy-value theory put forth?

The relationship between a student's expectation for success at a task or the achievement of a goal in relation to the value of task completion or goal attainment is described by the expectancy-value theory, which is a theory of motivation. A student's expectation for success on a particular activity is referred to as expectancy. Theoretical models of motivation nowadays place a strong emphasis on internal factors, particularly the variables of expectation and value.

To learn more about Motivation here

https://brainly.com/question/15303771

#SPJ4

just-in-time is a philosophy of manufacturing based on the planned elimination of all waste and continuous productivity improvement. just-in-time is a philosophy of manufacturing based on the planned elimination of all waste and continuous productivity improvement. true false

Answers

The statement ' just-in-time is a philosophy of manufacturing based on the planned elimination of all waste and continuous productivity improvement' is true.

In the field of manufacturing, just-in-time can be described as an organized process in which suppliers tend to produce supplies only when they are needed by producers to make a product.

By the just-in-time method, the waste that is not required is reduced to minimal and also is continuously eliminated.

Just-in-time methods in the production of efficiency in a business and the production process are continuously improved due to this.

To learn more about just-in-time, click here:

https://brainly.com/question/8842151

#SPJ4

2.0% complete question tina made the following transfers during 2022: $17,000 to her grandson's law school for his tuition. $1,000 to her neighbor to help him pay a hospital bill. a transfer of property valued at $100,000 to a grat. tina retained an annuity valued at $40,000 and her daughter is the remainder beneficiary. what is the total amount of tina's taxable gifts for 2022?

Answers

Based on the transfers made by Tina including the tuition to her grandson, the hospital bill for the neighbor, the property transfers and the annuity, the total amount of Tina's taxable gifts in 2022 was $62, 000

How to find the total amount of taxable gifts?

When it comes to the amount that Tina transferred to her grandson for law school tuition, tax laws say that the amount that is in excess of a limit of $15, 000 will be charged as taxable gifts which is:

= 17, 000 - 15, 000

= $2, 000

The $1, 000 that Tina gave to her neighbor for their hospital bill will not count towards taxable gifts.

The annuity that was retained by Tina will be subtracted from the value of the property that was transferred to GRAT which gives:

= 100, 000 - 40, 000

= $60, 000

The total taxable gifts are therefore:

= 60, 000 + 2, 000

= $62, 000

Find out more on total taxable gifts at https://brainly.com/question/18525208

#SPJ1

john smedley, a careful maximizer of utility, consumes only two goods, peanut butter and broccoli. he had just achieved the utility-maximizing solution in his consumption of the two goods when the price of broccoli rose. as he adjusts to this event, he will consume:

Answers

John Smedley, a careful maximizer of utility, consumes only two goods, peanut butter and broccoli. he had just achieved the utility-maximizing solution in his consumption of the two goods when the price of broccoli rose. as he adjusts to this event, he will consume: more peanut butter and less broccoli.

Consumption is an hobby in which institutional devices dissipate items or offerings; consumption may be either intermediate or final. it is the use of items and offerings for the satisfaction of individual or collective human needs or wishes.

Intake may be defined in one-of-a-kind approaches, but is nice defined as the very last buy of products and services via individuals. the purchase of a new pair of footwear, a hamburger at the short food restaurant or services, like getting your private home wiped clean, are all examples of consumption.

Learn more about consumption here:https://brainly.com/question/27438014
#SPJ4

the spanish and english were willing to take more risks in exploration because group of answer choices their ships were technologically superior to portuguese ships. they had trouble attracting investors without promising dramatic returns. the portuguese already controlled the trade routes around africa. they were fighting each other and needed every advantage.

Answers

The first to sail from Europe to India without stopping, while the Spanish were the first to sail from Europe to the Caribbean without stopping.

Western nations like Spain and Portugal began looking for alternate routes to reach the Eastern markets when the Ottoman Empire took Istanbul in 1453 and cut off land access to India via the Silk Road. Vasco da Gama, a Portuguese navigator, circumnavigated Africa in 1498 and reached India, creating a direct route from Europe to the Asian subcontinent. On the other hand, the first journey across the globe to reach Asia was paid for by the Spanish crown.

Christopher Colombus’s mission, which was never able to reach Asia, instead arrived in the Caribbean in 1492 and made numerous discoveries.The Portuguese claimed territory that was particularly wealthy in sugar plantations and had easy access to the slave ports of Africa, therefore the monarchy of Spain engaged in a number of territorial disputes with them. The primary conflicts included the colonies of Argentina and Paraguay in South America.

To know more about Spanish and Portuguese visit:

https://brainly.com/question/2503956

#SPJ4

diana acquires, for $65,000, and places in service a 5-year class asset on december 19, 2022. it is the only asset that diana acquires during 2022. diana does not elect immediate expensing under § 179. she elects additional first-year deprecation.

Answers

she elects additional first-year deprecation of 293,600 because with bonus depreciation she can write off 100%.

In accountancy, depreciation is a term that refers to 2 elements of the identical idea: first, the actual lower of fair cost of an asset, which includes the decrease in fee of manufacturing facility gadget every 12 months as it miles used and wear, and 2d, the allocation in accounting statements of the unique value of the property to periods in which the assets are used (depreciation with the matching precept). Assets for each accounting and tax purposes. The decrease in the cost of the asset influences the balance sheet of an enterprise or entity, and the technique of depreciating the asset, accounting-smart, influences the internet income, and hence the profits announcement that they report.

Learn more about depreciation here

https://brainly.com/question/1203926

#SPJ1

Note that common activities are listed toward the top, and less common activities are listed toward the bottom. according to o*net, what are some common work activities performed by general and operations managers? check all that apply. scheduling work and activities controlling machines and processes getting information making decisions and solving problems coordinating the work and activities of others exerting muscle force repeatedly or over time

Answers

General and Operations Managers schedule work and activities, make decisions and solve problems, coordinate the work and activities of others, and exert muscle force repeatedly or over time.

In contrast to a general manager, who oversees all aspects of a company, an operations manager is only in responsible of operations and production. Advertising, strategic planning, and human resources are all responsibilities of a general manager.

The responsibilities of an operations manager are commonly more complex and necessitate expertise in a particular niche area.

Learn more on General and Operations Managers:

brainly.com/question/7145420

#SPJ4

each of the following entities has the power of eminent domain, except: select one: a. religious schools. b. railroads. c. public utilities. d. school districts.

Answers

Religious schools do not have the power of eminent domain. The method by which the government may hold private property with just compensation.

The method of eminent domain does not need owner's consent to hold private property by the government in lieu of some compensation . The Fifth Amendment includes eminent domain to ensure that the United States government can obtain assets that advantage the public good. As an example, suppose a town was in need of water and the only way to get it's through the property of a private property owner.

Learn  more on eminent domain-

https://brainly.com/question/9308155

#SPJ4

in may 2021, whitney filed for divorce from her husband, michael. although they lived apart for the last six months of the year, their divorce is not yet finalized and they are still legally married. whitney does not wish to file a joint 2021 return, and she has no qualifying child or qualifying relative. what filing status should whitney use?

Answers

Whitney is not interested in filing a combined 2021 tax return. She lacks any eligible relatives or relatives who qualify. Married Filing Separately is what the Whitney should utilize.

A tax return is a form (or series of forms) submitted to a taxing body that lists income, expenses, and other crucial tax data. Tax returns give taxpayers the option to determine their tax obligations, plan out their payments, or ask for reimbursement for any taxes they have paid in excess of what is required. In the majority of nations, anybody or any business with taxable income, such as wages, interest, dividends, capital gains, or other earnings, is required to file tax returns annually.

Taxpayers determine their tax liability, plan their tax payments, and ask for refunds for any taxes they have paid in excess of what is required.

Most locations require that tax returns be filed once every year.

Typically, tax returns are completed using forms that have been mandated by the IRS or another appropriate entity.

Learn more about Tax returns, here

https://brainly.com/question/28446902

#SPJ4

suppose the real rate is 4.5 percent and the inflation rate is 6.1 percent. what rate would you expect to see on a treasury bill? (do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)

Answers

10.87% is the nominal rate you expect to see on a treasury bill.

Step by step:

(1+ nominal rate)= (1+ real rate)*(1+ inflation rate)

1+ nominal rate= (1+ 4.5%)*(1+6.1%)

1+ nominal rate= 1.045* 1.061

1+ nominal rate= 1.108745

Nominal rate= 1.108745-1

Nominal rate= .108745 or 10.87%

The nominal interest rate (or money interest fee) is the percentage increase in cash you pay the lender for the usage of the cash you borrowed.

The nominal interest fee is often used in banks to explain interest on exclusive loans and inside the investment field.

As an example, if the nominal charge on a mortgage is 5%, you may assume to pay $50 of interest for $1,000 borrowed. at the yr's end, you may pay $1,050.

Learn more about nominal rate here: https://brainly.com/question/26077915

#SPJ4

in addition to considering financial factors, organizations often identify project selection criteria to determine how well each potential project fits with the organization's strategic planning.

Answers

This is true. In addition to considering financial factors, organizations often identify project selection criteria to determine how well each potential project fits with the organization's strategic planning.

What is strategic planning in organizations?

This is the term that is used to refer to the process by which the leaders that are in an organization would have to define the visions and the future of the organization to be the same as the goals as well as the objectives of the company for the future growth that it has.

Hence the answer to the question is true because the leaders would have to identify the criteria to see how well it would have to fit.

Read more on strategic planning here: https://brainly.com/question/24864915

#SPJ1

complete question.

in addition to considering financial factors, organizations often identify project selection criteria to determine how well each potential project fits with the organization's strategic planning.

T or F

Given what happens to the price buyers pay and the price sellers ultimately receive after a subsidy is granted to sellers, what happens to the level of consumer and producer surplus after the subsidy takes effect?.

Answers

Both consumer surplus and producer surplus increase,to the level of consumer and producer surplus after the subsidy takes effect.

Consumer surplus is increased as a result of subsidies. This is due to the fact that the consumer surplus reflects the discrepancy between what customers are prepared to pay and what they ultimately end up paying for the good.

The gap between the price at which producers are willing to supply things and the price at which they actually receive payment for doing so is known as the producer surplus. The producer surplus decreases as a result of subsidy. The consumer surplus rises as a result of subsidies. An industry can enable its manufacturers to create more goods and services by implementing government subsidy to the supplier. This raises the total supply of that good or service, which raises the amount required of that good or service and decreases the total cost of that good or service.

Learn more about  surplus here :

https://brainly.com/question/15416023

#SPJ4

what corporate diversification strategy is being pursued by disney? what evidence do you have that supports your position?

Answers

Disney has a set of businesses that helps to create synergy or Economy of Scope among all of these businesses, This synergy helps Disney to train its professionals by knowledge sharing and bring efficiencies into its business by bringing expertise from multiple segments of the business.

An economic system is an area of production, distribution, and change, in addition to the consumption of products and offerings. In preferred, it's miles described as a social area that emphasize the practices, discourses, and fabric expressions related to the manufacturing, use, and control of scarce resources. A given economy is a hard and fast procedure that entails its culture, values, education, technological evolution, records, social business enterprise, political shape, legal systems, and natural assets as essential elements. Those elements deliver context, and content material, and set the conditions and parameters in which an economic system features. In other phrases, the economic domain is a social area of interrelated human practices and transactions that doesn't stand on its own.

Learn more about Economy here

https://brainly.com/question/1106682

#SPJ4

horizon just announced that next dividend will be $3 and the dividend will increase by 2% annually thereafter. how much will one share of this stock be worth six years from now if the required rate of return is 12%?

Answers

One share of this stock be worth six years from now if the required rate of return is 12% price is $33.78.

Current price=D1/ (Required Return-Growth rate)

=3/ (0.12-0.02)

=$30

P6=Current price*(1+Growth rate) ^6

=30*(1.02) ^6

=$33.78(Approx).

Return on funding (ROI) is an approximate degree of a funding's profitability.  ROI is calculated via way of means of subtracting the dividend value of the funding from its very last price, then dividing this new quantity via way of means of the value of the funding, and finally, multiplying it via way of means of 100. The maximum not unusual place manner to price an inventory is to compute the company's rate-to-profits (P/E) ratio. The P/E ratio equals the company's inventory rate divided via way of means of its maximum these days suggested profits in line with share (EPS).

Learn more about rate of return here:
https://brainly.com/question/1789817

#SPJ4

Target’s all in motion clothing line provides higher-quality apparel at target-level pricing, enhancing the product’s.

Answers

It is true that Target’s all in motion clothing line provides higher-quality apparel at target-level pricing, enhancing the product’s.

What does it mean Target’s all in motion clothing line?

The meaning of the Target’s all in motion clothing line means that the producer is taking control of the process that is been used in making sure that the level pricing as well as the quality of the product is been taking into consideration so that satisfaction of the consumer can be achieved.

It should be noted that the companies usually do this to know what the consumer actually want through the feedbacks from them.

Read more about price at:

https://brainly.com/question/19104371

#SPJ1

Check the complete question:

TRUE or FALSE Target’s all in motion clothing line provides higher-quality apparel at target-level pricing, enhancing the product’s.

the legislature wants to ensure that families with a given real income are not pushed up into higher tax brackets by inflation. the cpi (times 100) is 162 in 2014 and 172 in 2016.

Answers

The legislature wants to reduce taxi cost. The families with income <=21160 will have 10%, 21161 to 31740 will have 12%, 31741 to 52900 will have 15%, 52901 to 84640 will have 20% and >84641 will have 25%.

A legislative body is an assembly with the power to enact laws for a political unit, like a nation or city. They are frequently compared to the legislative and judicial branches of the government. Primary legislation generally refers to laws passed by legislatures. Legislative bodies also have the power to oversee and direct governmental operations and change the budgets associated with them.

Legislators are those who sit in a legislature. In democracies, lawmakers are most frequently chosen by the general public, however indirect elections and appointments by the administration are also employed, especially in bicameral legislatures with an upper house. Legislating, debating, authorizing expenditures, forming governments, and overseeing are the six main duties of democratic legislatures.

Learn more about income  here

https://brainly.com/question/14732695

#SPJ4

The question was incomplete. Check below the full question.

The legislature wants to ensure that families with a given real income are not pushed up into higher tax brackets by inflation. The CPI (times 100) is 175 in 2014 and 185 in 2016.

Instructions: To calculate the adjusted income tax, enter the percentage rate of inflation rounded to one decimal place.

Rate of inflation between 2014 and 2016: %.

To meet the legislature’s goal, the income tax schedule for the year 2016 should be adjusted as shown in the following table:

Family income Tax rate

0 $                            10%

$ to $                    12%

$ to $                    15%

$ to $                    20%

Less than

Equal to greater

than $                    25%

At a high school, the cafeteria staff provides optional comment cards to students eating in the cafeteria. Students who wish to make a comment can obtain and fill out a comment card and return it to a drop box in the front office. At the end of the semester, the staff analyzes the responses and finds that 72% of the students who filled out a comment card recommend major changes to the food selection. What conclusions can the cafeteria staff draw from these responses?.

Answers

The responses were from a voluntary response sample, so the cafeteria staff should not use the results to draw any conclusions.

The concluding sentence is the ultimate sentence in a paragraph. Its method is to summarize the precept idea of the paragraph. If the paragraph is a part of an essay, the concluding sentence additionally transitions to the subsequent paragraph.

The concluding sentence is the last sentence in a paragraph. Its interest is to summarize the number one concept of the paragraph. If the paragraph is part of an essay, the concluding sentence additionally transitions to the subsequent paragraph. what's the method of quitting An effective stop carries three simple elements: a restatement of the speech's thesis; a review of the main factors discussed inside the speech; and a concluding tool that permits creating a long-lasting photograph in audiences' minds.

Learn more about conclusions here: https://brainly.com/question/26093731

#SPJ4

bill buyer has objected to a title exception showing that sam seller owes a handyman for repairs done on the house. sam fails to pay the handyman by the title objection cure date. what are bill's options?

Answers

Bill may terminate the contract and sue for damages since it is a breach of contract.

Debt is a financial obligation owned by the company to other parties that has not been fulfilled, originating from bank loans, leasing, bond sales and others that are used as a source of funds or capital for the company's operations. Debt is a sacrifice of future economic benefits that may arise from a present obligation.

Debt shows the source of capital originating from creditors. Within a certain period of time the company is obliged to pay back or is obliged to fulfill the bills originating from these outside parties. The fulfillment of this obligation can be in the form of payment of money, delivery of goods or services to parties who have provided loans to the company. The company carries out these obligations and if these obligations are not carried out in a timely manner it will be possible for a company to receive sanctions or consequences. The sanctions and consequences obtained are in the form of transfer of ownership of assets at one time.

Debt is one source of financing that comes from outside the company that is used by the company as additional funds in running the company. In making decisions regarding debt, managers must consider the amount of fixed costs that will arise from debt in the form of interest which will lead to increased financial leverage and increased uncertainty of returns for common shareholders.

You can learn more about Debt here brainly.com/question/17286021

#SPJ4

humbert is the new manager of a division that has a lot of problems with personality conflicts and low morale. he decides to start with his division by trying to guide and encourage employees to work better as a team and to develop interpersonal relationships and cooperation. this style suggests humbert is at which stage of moral development? a. postconventional b. conventional c. preconventional d. supraconventional e. subconventional

Answers

Humbert has been hired as the new manager of a division that frequently experiences low morale. Humbert appears to be morally developed according to the norm, according to conventional stage.

The second stage of Kohlberg's stages of development, which explains how moral judgment and ethical reasoning evolve in people, conventional stage is referred to as the low morale conventional level. In order to highlight the development of moral reasoning in people, Kohlberg created six separate stages (three stages with two substages each).

Kohlberg based his work on the theories of Piaget. The pre-conventional stage, which normally ends by the age of nine, is conventional stage characterized by the absence of a personal moral code; instead, people merely follow or disobey the standards shown by their adult role models. Adolescence and adulthood are when the low morale conventional level, which is the second stage, takes place. In this phase, people start to internalize the moral standards of their adult role models and form their own particular moral codes.

Learn more about conventional stage here

https://brainly.com/question/13945627

#SPJ4

puffy donuts bought time for one commercial during the local televised morning show based on the expectation of a total exposure for the ad of 57,000. this means that the for the commercial would be 57,000.

Answers

The gross impressions for the commercial would be 57,000.

Gross impressions can be described as a monitor ads and as a way of determining the reimbursement rates for both publishers as well as for the advertising firms that deliver the ads on behalf of the customers. It is also represent non-duplicated individuals who are viewing an advertisement.

Beside that, an ad view or known as ad impression can be described as a single instance of a single advertisement appearance. One visitor can view many ads. A gross impression or called as a raw is counted every time the ad is displayed to a visitor.

Learn more about gross impressions here https://brainly.com/question/4965316

#SPJ4

financial information is presented below: operating expenses $ 42,000 sales returns and allowances 12,000 sales discounts 3,000 sales revenue 165,000 cost of goods sold 96,000 the amount of pretax income on the income statement would be

Answers

The pretax income in the income statement would be $12,000 after considering all the information given.

Net Income is calculated by subtracting operating expenses from gross income.

 Particulars                                      $

Sales Revenue                             165,000

Sales Discount                           (3,000)

Sales returns and allowances    (12,000)

Net Sales                                      150,000

Cost of Goods sold                      (96,000)

Gross Income                                54,000

Operating Expenses                    (42,000)

Operating / Net Income                12,000

Sales are subtracted from cost of products sold, selling, overall and administrative expenditures, operational expenses, amortization, interest, taxes, and other expenditures to arrive at net income (NI), also known as net earnings. Investors can use net income number to figure out how significantly a company's revenue surpasses its costs.

Learn more about Net income here:

https://brainly.com/question/10207673

#SPJ4

ce products manufactures and markets a product called grow tall. ace claims in its advertising that grow tall will make its users grow a minimum of six inches taller than their current height. the federal trade commission (ftc) will likely find that the ad is:

Answers

Looking at the marketing strategy of Ace Products, The Federal Trade Commission (FTC) will likely find that the ad is deceptive, and the FTC may issue a cease-and-desist order.

Marketing of a product refers to inform the customers about the offering of the product by the company, its features, advantages and why it would be beneficial for the buyers.

Choosing the product's strategy and communication, bringing it to market, and trying to make sure both salesmen and buyers comprehend it are all involved in marketing. The goal of product marketing is to increase customer demands and product utilization. When a product is introduced, marketing strategy doesn't end (if it did, product marketers at a firm with only one product would not have much to do following the product's debut). Ensuring the correct individuals are familiar with a product is the final step in the marketing process.

Here, Ace products is marketing its product in an unethical manner, to deceive the customer, which could be banned by FTC.

The complete question is here:

Ace Products manufactures and markets a product called Grow Tall. Ace claims in its advertising that Grow Tall will make its users grow a minimum of six inches taller than their current height. The Federal Trade Commission (FTC) will likely find that the ad is

a. deceptive, and the FTC may issue a cease-and-desist order.

b. deceptive, and the FTC may declare that it is bait-and-switch advertising.

c. not deceptive because buyers are obligated to be aware that some advertising claims are untrue and should avoid purchasing products that make impossible claims.

d. not deceptive and the FTC may therefore issue a counter advertising order.

Learn more about marketing here:

https://brainly.com/question/14083500

#SPJ4

the design and function of financial instruments, markets, and institutions are tied to the importance of information. describe the role played by information in each of these three pieces of the financial system.

Answers

Financial instruments: summarize essential information about the borrower, Financial markets: aggregate information from many sources and communicate it widely,

Financial instruments are either tradable assets or may alternatively be thought of as bundles of capital that can be traded. The majority of financial instrument types allow for the efficient movement and transfer of capital among investors throughout the world. These assets may consist of money, a contractual right to receive or deliver money or another sort of financial instrument, or documentation of ownership of a certain organization.

Financial instruments are papers that reflect a legal agreement including any type of monetary value, whether they are physical or digital. Financial instruments that are based on equity indicate asset ownership. Debt-based financial products mimic loans given by investors to asset owners.

Learn more about Financial instrument, here

https://brainly.com/question/14592484

#SPJ4

Other Questions
PLEASE HELP DUE IN A FEW MINUTES! THANK YOU!! Which equation could be represented by the number line? the amount of the a veteran must pay depends on factors such as military status, down payment amount, and whether the veterans entitlement is being used for the first time or a subsequent time Solution B What is the molarity of this solution? _____M Great evening to you all, I need help with this math problem please I need help with this practice problem solving in trigonometry emily company uses a periodic inventory system. at the end of the annual accounting period, december 31 of the current year, the accounting records provided the following information for product 2: What was the main focus of the Roman Senate? A. Foreign Policy B. Organizing Gladiator Fights C. Both A & B D. Neither A nor B PLEASE HELP I LITERALLY HAVE 10 MINUTES!! 40 POINTSSS What is theformula weight of zinc phosphate? Provide an answer to two decimalplaces. When twenty is reduced by one-third of a number, the result is 19. Find the number. Kipling appears to have favored imperialism. According to Kipling, nations must send their "best ye breed" to other continents to wait "in heavy harness." He also refers to outsiders as "captives,". It appears that Kipling believed that Westerners were more developed than citizens of non-Western countries. (02.05 MC)Given f(x) and g(x) = f(kx), use the graph to determine the value of k.-3-1/31/33 A line passes through the point (-4, 1) and has a slope of -2.Write an equation in slope-intercept form for this line. The formula V=4/3 pie r3 gives the volume with radius r. Find the volume of a sphere with radius x+9. Write your answer as standard form. In which sentence is the direct object underlined?OA) My sister put her backpack on the table.OB) My sister put her backpack on the table.OC) My sister put her backpack on the table.OD) My sister put her backpack on the table. each of the following situations involves the flow of heat energy. for each scenario, specify the primary mode (conduction, convection, or radiation) by which the energy is transferred. which statement about chemical reactions is true?A) The reaction rates are always constantB) The reaction rates can increaseC) The reaction rates cannot changeD) The reaction rates cannot decrease I messed up and didnt show this for my last question, so sorry on my part. Evaluate the function for the following values f(-2)=f(0)=f(3)= Alex is fourteen years old and he is also nine years older than his sister Kristen. How old is Kristen?