Which type of borrowing option would most likely result in the borrower
paying the highest amount of interest?

A. A card with a low compound interest rate

B. A card with a high compound interest rate

C. A card with a low simple interest rate

D. A card with a high simple interest rate

Answers

Answer 1

Answer:

B. A card with a high compound interest rate

Explanation:

A.P.E.X


Related Questions

Concord Inc. reported total assets of $6399000 and net income of $503000 for the current year. Concord determined that inventory was understated by $137000 at the beginning of the year and $60900 at the end of the year. Ignoring income taxes, what is the corrected amount for total assets and net income for the year

Answers

Answer:

TOTAL ASSETS$6,459,900

NET INCOME $426,900

Explanation:

Calculation for the corrected amount for total assets and net income for the year

Calculation for TOTAL ASSETS

Total assets $6,399,000

Add Ending understated inventory $60,900

TOTAL ASSETS$6,459,900

Calculation for NET INCOME

Net income of $503,000

Less Begining understated inventory ($137,000)

Add Ending understated inventory $60,900

NET INCOME $426,900

Therefore the corrected amount for total assets will be $6,459,900 and net income for the year will be $426,900

What have you learned about the characteristics of a successful entrepreneur?!​

Answers

Answer: They invest in themselves. ...

They are constantly learning. ...

They're not afraid of risks.

Explanation:

Answer:

They are often independent, very confident, super committed and really want to suceed. They leave no room for failure and are not afraid to take risks, but are still careful with their decsions

Explanation:

My dad is one.

Morgan (age 45) is single and provides more than 50% of the support of Tammy (a family friend), Jen (a niece, age 18), and Jerold (a nephew, age 18). Both Tammy and Jen live with Morgan, but Jerold (a French citizen) lives in Canada. Morgan earns a salary of $95,000, contributes $5,000 to a traditional IRA, and receives sales proceeds of $15,000 for an RV that cost $60,000 and was used only for vacations. She incurs $8,200 in itemized deductions.

A. Morgan's taxable income is $_____.

B. Using the Tax Rate Schedules (click here), tax liability for Morgan is $_____for 2019.

C. Compute Morgan's dependent tax credit.

Answers

Answer:

A) $71350

B) $10045

Explanation:

A) Morgan's taxable income

= Salary - IRA deduction - Greater of standard and itemized deduction

= $95000 - $5000 - $18650

= $71350

B) Tax liability for Morgan ( using tax rate schedules )

= ( 6162 ) + ( 71350 - 53700 ) * 22%

= $10045

Let's assume that in a hypothetical economy currency in circulation is $600 billion, the amount of checkable deposits is $900 billion, excess reserves are $15 billion and required reserve ratio is 10%. a. Calculate money supply, currency to deposit ratio, excess reserve ratio and money multiplier. b. Suppose Fed conducts very large open market purchase of $1400 billion due to a sharp recession. Assuming the ratios hold, what will be the effect on money supply? c. Now suppose the Fed conducts the same open market purchase as in part (b) except banks choose to hold all the proceeds as excess reserves. Assuming currency to deposit and required reserve ratios stay the same, what happens money multiplier and money supply? d. Can you draw parallels between part (c) and what happened during the financial crisis of 2008?

Answers

Answered:-

The article examines the effects on a hypothetical economy of a set of fiscal and tax policies that are both long-term unsustainable and acknowledged by the general public.

Briefing:-

a) Money Supply = Currency + Checkable Deposit = $600 billion + $900 billion = $1500 billion.

$600 billion compared to $900 billion is 66.7% of the currency deposit ratio.

Checkable deposit to excess reserve ratio is $15 billion to 900 billion, or 1.7%.

Money supply plus total reserves is $705 billion ($600 billion plus $15 billion plus $900 billion multiplied by 10%).

Money Supply/Monetary Base = $1500B/$705B = 2.13 Money Multiplier.

b). The Federal Reserves' purchase of $1400 billion through an open market transaction will add $1400 billion to the nation's monetary base. With a money multiplier of 2.13, this will result in a $1400B*2.13=$2982B rise in the money supply.

c). Given that the Fed makes the open market purchase and that the banks store all of the proceeds in excess reserves rather than lending them out because of concern about a financial disaster, the excess reserves held by the banks equal $15 billion plus $1400 billion, or $1415 billion.

The surplus reserve ratio is equal to $1415 billion divided by 900 billion, or 157.22%.

Money supply = $600B + $900B = $1500B

The monetary basis is equal to $600 billion plus $1415 billion plus $900 billion multiplied by 10% to equal $2105 billion.

The money multiplier equals money supply/monetary base and is 7.71.

d). The federal reserves significantly increased the quantity of liquidity in the banking sector during the financial crisis. But rather than using them to make new loans, banks decided to keep them as reserves. As a result, for the most of the time from October 2008 and until 2011, the money supply M1 multiplier remained below 1. This condition is indicated by the computation in 2c).

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When the labor market is doing very well and jobs are easy to get, we would expect:

The labor force to increase as previously discouraged workers re-entered the labor force.

The labor force to decrease as previously discouraged workers choose to remain unemployed.

The labor force to stay the same because the labor market is in equilibrium at that point

The labor force to increase because the overall population of the country should shrink.

The labor force to increase because the overall population of the country should increase because of immigration

Answers

Answer:

A. The labor force to increase as previously discouraged workers re-entered the labor force.

Explanation:

When the labor market is doing very well and jobs are easy to get, we would expect the labor force to increase as previously discouraged workers re-entered the labor force.

This ultimately implies that, when the labor market is performing exceptionally or excellently and the unemployment rate is very low because people are able to secure employment easily, there would be a significant increase in the number of people employed and as such leading to an increase in the labor force as more people would be motivated to join the labor force.

Hence, an optimal and efficient economy is one that is characterized mainly by a low unemployment rate with previously discouraged workers being motivated to come back into the labor force.

Novak Corporation commenced operations in early 2020. The corporation incurred $53,000 of costs such as fees to underwriters, legal fees, state fees, and promotional expenditures during its formation. Prepare journal entries to record the $53,000 expenditure and 2020 amortization, if any.

Answers

Answer:

S/n Date   Account Titles and Explanation      Debit       Credit

1.     2020    Organization expenses                  $53,000

                          Cash                                                            $53,000

             (Being amount paid to underwriters recorded)

2.                    No Entry

                      No Entry

                      (For amortization)

What is the main impact of 24/7 digital media on isssue monitoring, managing, and reporthing, on pr planning?

Answers

Answer:

I genuinely don't know

On January 1, Boston Enterprises issues bonds that have a $1,850,000 par value, mature in 20 years, and pay 7% interest semiannually on June 30 and December 31. The bonds are sold at par. 1.

Required:
1. How much interest will Boston pay (in cash) to the bondholders every six months?
2. Prepare journal entries to record (a) the issuance of bonds on January 1; (b) the first interest payment on June 30; and (c) the second interest payment on December 31.
3. Prepare the journal entry for issuance assuming the bonds are issued at (a) 95 and (b) 105.

Answers

Answer:

1. How much interest will Boston pay (in cash) to the bondholders every six months?

coupon payment = $1,850,000 x 7% x 1/2 = $64,750

2. Prepare journal entries to record (a) the issuance of bonds on January 1; (b) the first interest payment on June 30; and (c) the second interest payment on December 31.

January 1, bonds issued at par

Dr Cash 1,850,000

    Cr Bonds payable 1,850,000

June 30, first coupon payment

Dr Interest expense 64,750

    Cr Cash 64,750

December 31, second coupon payment

Dr Interest expense 64,750

    Cr Cash 64,750

3. Prepare the journal entry for issuance assuming the bonds are issued at (a) 95 and (b) 105.

a)

Dr Cash 1,757,500

Dr Discount on bonds payable 92,500

    Cr Bonds payable 1,850,000

b)

Dr Cash 1,942,500

    Cr Bonds payable 1,850,000

    Cr Premium on bonds payable 92,500

What would happen to ALL THREE areas of business spending if:__________.

Answers

Answer:

bankrupt

Explanation:

b) On 1 January 2015 an American investor bought USD1, 000,000 worth of Malaysian Ringgit and put it in a savings account for 1-year. The annual interest rate in Malaysian Ringgit was 5%. During that period, the interest rate in the US was 3.50%. On the purchase date the exchange rate was USD1 = MYR4.45.

i. One year after the start of the savings in Malaysia, the exchange rate was RM4.03 per US dollar. If the investor turned his savings back into dollars, what dollar rate of return did he earn? (10 Marks)

ii.What should be the exchange rate on 1 January 2015 for the investment in RM to be better than the investment in US dollars? (15 Marks)

Answers

Answer:

On 1 January 2015 an American investor bought USD1, 000,000 worth of Malaysian Ringgit and put it in a savings account for 1-year is explained below with detailed explanation.

Explanation:

i) Supposed rate using IRPT

FR = SR (1+ ih) / (1+ if) = 4.45 * 1.05 / 1.035 = RM4.5145/$

At this progressive rate investment in both currencies will implement the same rate of revenue. Above this valuation, $ investment is better and below this rate, RM investment is better.

ii) Investment in MR = 1000000 * 4.45 = 4450000

valuation after a year in MR = Deposit * ( 1+ r) = 4450000 * (1 + 0.05) =  4672500

Valuation in dollar after a year = 4672500 / 4.03 = 1159429.28

rate of revenue in dollar = Valuation after a year - Valuation at year 0 / Valueation at year 0 * 100

= 1159429.28 - 1000000 / 1000000 * 100 = 15.94%

Assume your gross pay per pay period is $2,600 and you are in the 28 percent tax bracket. Calculate your net pay and spendable income if you save $260 per pay period after paying income tax on $2,600.

Answers

Answer:

$1,612

Explanation:

Calculation for net pay and spendable income

Gross Pay: $2,600

TSA: ($260)

Taxable Income: $2,340

($2,600-$260)

Tax: ($728)

(28%*$2,600)

Net Pay and Spendable Income: $1,612

($2,340-$728)

Therefore the Net Pay and Spendable Income will be $1,612

Which of the following best describes perfect communication



Answers:
a.
Perfect communication happens often.

b.
Perfect communication occurs when a transmitted thought or idea is received and understood exactly as it was envisioned by the sender.

c.
Perfect communication is more of a theoretical concept than reality.

d.
Both answer b and c describe perfect communication.

Answers

Answer:

B describes perfect communication. It is the most understandable.

a. On April 1, the company hired an attorney for a flat monthly fee of $500. Payment for April legal services was made by the company on May 12.

b. As of April 30, $2,007 of interest expense has accrued on a note payable. The full interest payment of $6,020 on the note is due on May 20

c. Total weekly salaries expense for all employees is $14,000. This amount is paid at the end of the day on Friday of each five-day workweek. April 30 falls on a Tuesday, which means that the employees had worked two days since the last payday. The next payday is May 3.

The above three separate situations require adjusting journal entries to prepare financial statements as of April 30.

For each situation, present both the April 30 adjusting entry and the subsequent entry during May to record payment of the accrued expenses. (Do not round intermediate calculations.)

Answers

Answer and Explanation:

The journal entries are shown below:

1   Legal fees expense $500

            To Legal fees payable $500

(Being accrued expense is recorded)  

2 Legal fees payable $500

        To Cash $500

(Being amount paid is recorded)  

3   Interest expense $2,007

          To Interest payable $2,007

(Being accrued interest is recorded)  

4 Interest payable $2,007

  Interest expense  $4,013  

            To Cash $6,020

(Being interest paid is recorded)  

5   Salaries and wages expense $11,200

         To Salaries and wages payable $11,200

(Being accrued expense is recorded)  

6 Salaries and wages payable $11,200

  Salaries and wages expense $2,800

                   To Cash $14,000

(Being salaries and wages paid is recorded)  

Why do some entrepreneurs move onto different projects once they have generated sufficient money?

Answers

Answer:

to reinvest again since they have met their goals

Explanation:

Although there are other reasons investors may use exit strategy, however, it is often used by entrepreneurs when they determine they have made enough profit for which the business or project was started in the first place.

By moving onto another business project, entrepreneurs most likely intend to rebuild again a different project to the same level their past project did.

The new owner of a beauty shop is trying to decide whether to hire one, two, or three beauticians. She estimates that profits next year (in thousands of dollars) will vary with demand for her services, and she has estimated demand in three categories, low, medium, and high. NUMBER OF BEAUTICIANS DEMAND LOW MEDIUM HIGH One 50 75 100 Two 0 100 100 Three (100 ) 70 300 If she feels the chances of low, medium, and high demand are 50 percent, 20 percent, and 30 percent respectively, what are the expected annual profits for the number of beauticians she will decide to hire?

Answers

Answer:

the expected annual profit for the number of beauticians is $70,000

Explanation:

The computation of the expected annual profit for the number of beauticians is shown below:

= 50 × 0.50 + 75 × 0.20 + 100 × 30

= 25 + 15 + 30

= 70

= $70,000

hence the expected annual profit for the number of beauticians is $70,000. The same is to be considered

All other information that are mentioned should be ignored

Findell Corporation is considering two projects, A and B, and it has gathered the following estimates for the projects Project A Project B Useful life 5 Years 5 Years Present value of cash inflows $84,360 $55,100 Present value of cash outflows 77,000 49,000 What is the present value index for Project A?a. 1.096.b. 0.913.c. 1.124.d. 0.889.

Answers

Answer:

a. 1.096

Explanation:

The present value index is the same as the profitablility index(PI), which is computed by dividing the present value of future cash inflows by the initial investment(the present value of cash outflows). A profitability of above 1 means that the project is viable as the numerator(PV of cash inflows) exceeds the denominator( initial cash outlay).

Project A PI index= Present value of cash inflows/Present value of cash outflows

Project A PI index= $84,360/$77,000

Project A PI index= 1.096  

Data were collected for a sample of 12 pharmacists to determine if years of experience and salary are related. A regression was run with the dependent variable Salary​ (thousands of​ dollars) and independent variable Experience​ (years). Suppose the​ P-value associated with the calculated​ t-statistic is <.001. What is the conclusion at the .05 level of​ significance?

a. Conclude that years of experience is significant in explaining pharmacists' salary.
b. Reject the null hypothesis and we conclude that years of experience is significant in explaining pharmacists' salary
c. Do not reject the null hypothesis and we conclude that years of experience is significant in explaining pharmacists' salary.
d. Reject the null hypothesis.

Answers

Answer:

b. Reject the null hypothesis and we conclude that years of experience is significant in explaining pharmacists' salary

Explanation:

We are given p-value less than 0.001, which means p-value less than given level of significance or alpha value 0.05, so we reject the null hypothesis and conclude that years of experience is significant in explaining pharmacists’ salary.

The conclusion at the level of significance that's given will be B. Reject the null hypothesis and we conclude that years of experience is significant in explaining pharmacist salary.

The null hypothesis simply means that statistical theory that suggests that there's no significance between the variables.

In this case, the p-value that's given is less than the level of significance. Therefore, the null hypothesis will be rejected. It can then be concluded that the years of experience is significant in explaining the salary of the pharmacist.

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A family of open-end investment company funds permits investors to switch from one fund to another for a nominal service fee. What are the tax consequences of such an exchange

Answers

Answer:

Explanation:

Exchange privilege could be described as an opportunity to give mutual fund shareholders the ability to exchange their funds in another fund within the same fund.

The consequences following this is, if you exchange the fund one year or less from when you bought it you'll pay taxes at a short term capital gain, while if you held it longer you'll have long term capital gains. The longer the investment the longer the capital and vice versa

What is the opportunity cost in this scenario?
Harry has been very busy at work for the past two weeks. He has been working weekends too. Finally, he is going to get a weekend off.
Originally, he planned to paint his apartment that weekend. He also considered going fishing for the weekend
But then his parents called and asked him to come for dinner because it has been a while since they have seen each other
Later on, his friend Theo informed him about a surprise birthday party for another friend. Theo plans to reserve a room at a restaurant for the
celebration, with the cost to reserve the room split between Theo, Harry, and three other friends.
Now Harry is confused about what he should do over the weekend. He decides that, for him, the most important commitments are going over to
his parent's house and attending his friend's birthday party. In the end, Harry decides to see his parents.

Answers

An opportunity cost is defined as the loss of a potential gain from going with another alternative. The opportunity costs in this situation are everything that Harry gave up, to see his parents. Although he gained the dinner with his parents that ha hadn't seen in awhile, he gave up a lot of other options on how he spent his weekend.

A rise in the market interest rate will cause the market value of a financial instrument such as a bond to rise. Select one: True False

Answers

Answer:

False

Explanation:

As we know that there is an opposite relationship between the price of the bond and the market interest rate. That means if there is a rise in the market interest rate so the price of the bond decreased

And, on the other hand if there is a decrease in the market interest rate so the price of the bond is increased

hence, the given statement is false

If you know the company that you want to work for, you should check the on the company’s website as you perform your job search

Answers

Answer: Investigating the website of a company allows me to have a general idea about what this consists of.

Explanation: In the job search process one of the ways to learn more about the company of interest is to investigate on its website. The website of a company offers general information about the company such as mission, vision, values, the services or products they offer, the work team that makes up the company, and that they look for when recruiting a person.

Turner Company owns 10% of the outstanding stock of ICA Company. During the current year, ICA paid a $5.10 million cash dividend on its common shares.


What effect did this dividend have on Turner's 2021 financial statements? (Enter your answers in whole dollars, not in millions. Amounts to be deducted should be indicated with a minus sign.)


Balance Sheet

Cash $510,000

xxxx $

Income Statement

Dividend Revenue $510,000


I do not know what the second Balance Sheet account should be and the amount.

Answers

Answer:

Turner Company

The effect that this dividend had on Turner's 2021 financial statements are:

Balance Sheet

Cash $510,000

Retained Earnings $510,000

Income Statement

Dividend Revenue $510,000

Explanation:

a) Data and Calculations:

Shareholding in ICA Company = 10%

ICA paid cash dividend amounting to $5.10 million

Turner's share of the dividend = $510,000 ($5,100,000 * 10%)

b) The receipt of the cash dividend by Turner will increase its Cash balance by $510,000.  It will also increase the Dividend Revenue by $510,000, thereby increasing the profit for the year.  If Turner does not pay dividends, it will also increase the Retained Earnings by the same amount.

Which of the following is a correct description of the crowding-out effect of deficit spending?

Answers

Answer:

the options are missing, so I looked for them:

a. The buying of government bonds leads to lower interest rates, thereby reducing private investment.

b. The selling of government bonds leads to higher interest rates, thereby reducing private investment.

c. The selling of government bonds leads to lower interest rates, thereby reducing private investment.

d. The buying of government bonds leads to higher interest rates, thereby reducing private investment.

the answer is:

b. The selling of government bonds leads to higher interest rates, thereby reducing private investment.

Explanation:

The crowding out effect happens when the government increases its spending level in order to engage in an expansionary fiscal policy but someone needs to pay for this extra spending. In order for the government to finance their spending, they have to choose to either increase taxes or issue more debt. When they issue more debt, they end up decreasing private investment since money that could be used by private companies is used by the government instead.  

The right description of the crowding-out effect should be when the government bonds should be sale off.

What is the crowding-out effect?

It should arise at the time when the government raised the level of spending so the engagement to the expansionary fiscal policy should be considered. However, the same should be paid additional spending. And, for financing the spending, the selection should be done with respect to the increment of the taxes or issuing additional debt.

Therefore, the option b is correct.

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14. Sabino Inc. manufactures widgets at a variable
cost of $1.05 per unit and has a fixed cost of
$404,000. If the sales price is $2.50, how many must
be made and sold to break even?

A. 156,992
B. 278,621
C. 287, 301
D. Impossible to break even

Answers

Answer:

B. 278,621

Explanation:

The break-even point is equal to fixed cost divided by contribution margin per unit from the contribution margin concept.

Break-even point = Fixed costs/ contribution margin per unit

contribution margin per unit = selling price- variable cost

In this case,

fixed costs are $404,000.

selling price $2.50,

variable cost  $1.05

Contribution margin per unit : $2.50-$1.05= $1.45

Break-even point = $404,000/ $1.45

=278,620.689

=278,621 units

What circumstance might lead a firm in a perfectly competitive market to realize a positive, short-run, economic profit? Explain importance of the absence of barriers to entry in perfectly competitive Markets to long run pricing in these markets

Answers

Answer:

If this is the first time that a good is being introduced into the market or the good in question has been developed such that it is better than variants in the perfectly competitive market, it will only be sold by few firms in that market.

This shortage of supply will ensure that the price is higher than the cost of production which means that the company will be making short run positive economic profit.

With an absence of Barriers to entry in a perfectly competitive market, more companies will now be free to enter the market to sell these new goods in the long run so that they may take advantage of the positive economic profit.

This would increase the number of suppliers in the market which would reduce the price of the good till economic profits become zero.

If there were barriers to entry, the prices would remain at a point higher than costs but because other companies were able to come in, the prices reduced in the long run.

Which of the following statements is true of a trademark?

a. A word string such as "just do it" is a trademark.
b. The last user of a trademark has exclusive rights over the trademark.
c. Technically speaking, services have trademarks.
d. Trademark is a description of product attributes in detail.

Answers

Answer:

I think it A.

Explanation: A trademark is a type of intellectual property consisting of a recognizable sign, design, or expression which identifies products or services of a particular source from those of others,

The statements is true of a trademark is A word string such as "just do it" is a trademark. A list, or declaration, of all goods and services for which the applicant uses or intends to use.

What is Trademark?

Any name, phrase, symbol, design, or combination of these things that distinguishes from the competitors goods or services is a trademark.

It's how customers recognize you and distinguish one from other competitors in the marketplace.

Thus, option A, A word string such as "just do it" is a trademark is correct.

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Which scenario is an example of demand pull inflation

Answers

Answer:

Consumers have more money to buy cars, and the prices of cars and car accessories rise as a result. an increase in prices for computers and computer accessories.

Explanation:

Answer:

a

Explanation:

The accounting effects of inventory sales across companies within a consolidated entity are removed when preparing consolidated financial statements because:_______

Answers

Answer:

The accounting effects of inventory sales across companies within a consolidated entity are removed when preparing consolidated financial statements because:

- usually from a consolidated statements, transactions with outside parties are only reflected.

- usually from a consolidated perspective, there is neither a sale nor a purchase has occurred.

Studying products for similarities or differences is known as ______ shopping.

-Marginal
-Comparison
-Emotional
-Research

Answers

It's a form of research to look at products from different websites, but comparison means when you are comparing two things.

My answer would be B. Comparison

Studying products for similarities or differences is known as Comparison shopping. Option B. This is further explained below.

What is Comparison shopping.?

Generally, Comparison shopping is simply a typical technique in which buyers check the prices of various things from several stores before making a purchasing choice.

In conclusion, Comparison shopping is the process of examining things for similarities and differences.

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can you help with this riddle : he married many woman but has never married​

Answers

Answer:

A priest

Explanation:

the person above me is indeed correct the answer would be a priest
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