What is TRUE about non-depository financial institutions?

A.
They do not offer other types of accounts, such as savings and checking accounts.

B.
Traditionally, they focused on providing loans and other money management services.

C.
They are all federally insured.

D.
They include commercial banks and credit unions.

In the decision making, all managers are limited by not being able to analyze all information for all alternatives.

In management, decision making plays an important role, because the quality of these decisions will determine the effectiveness of the plans drawn up. Decision making can be defined as a process of selecting the best alternative from several alternatives systematically to be followed up (used) as a way of solving problems.

In management system, decision making is the key, because decision making is associated with the implementation of planning, in terms of deciding the goals to be achieved, who will carry out, who is responsible for the work assigned, the resources to be used, and others.

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Rum was the most important  export to come from africa through the triangular trade route.

Important information  about the Triangular Trade consist of : The Triangular Trade was a trading route that promotes  the transport of imports and exports between Great Britain, Africa, the Caribbean, and America. The route was a supporter  of British colonialism between the 1500s and 1700s and largely funded the British economy.

Triangular trade benefited European nations as  it opened new markets for their own goods while also allowing  them to obtain trade commodities that may  be exchanged for goods produced in the West Indies.

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The first essential characteristic of a perfectly competitive market is this: buyers and sellers have so much competition, they have no ability at all to set their own price.

A flawlessly aggressive organization is referred to as a charge taker because the strain of competing companies forces them to simply accept the winning equilibrium charge withinside the marketplace.  If an organization in a superbly aggressive marketplace increases the charge of its product with the aid of using a lot as a penny, it's going to lose all of its income to competitors.

The 3 number one traits of best opposition.

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The Naive Immoralist Approach to Ethics recommends a management in a multinational corporation who observes other corporations in the same country not upholding ethical standards.

Unrelated to its owners, a company is a separate legal entity. Numerous legal rights and obligations apply to businesses just like they do to people. They are able to make agreements, lend and borrow money, file lawsuits and defend them, appoint personnel, possess property, and pay taxes. Corporate entities are sometimes referred to as "legal persons." Unlike its owners, a company is considered to be a separate legal entity.

Numerous legal obligations and rights that apply to individuals also apply to corporations. Limited liability, which prevents a corporation's shareholders from being held personally liable for the debts of the business, is a crucial component. An individual or group of people with a common objective can form a corporation.

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The answer is description of highest and best use. A CMA does not go to an appraisal's depth in describing highest and best use.

Personnel is the primary distinction between an appraisal and a CMA. A licensed appraiser performs an appraisal on behalf of the bank as opposed to a real estate agent who conducts a CMA. The bank will request a property appraisal after a buyer files for a loan to buy your house. Although appraisers employ comparison techniques like to a CMA, unlike real estate agents, bank appraisers have no financial stake in the home's sale. To make sure that the bank isn't loan the buyer more money than is necessary, the appraiser's visit is intended to establish your home's fair market value.

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The government imposes a price control law which causes the market to trade at a new price, and at this price, the quantity demanded is less than the quantity supplied. what kind of price control did the government impose an effective price floor.

When the authorities impose a restriction on how excessive a charge can go quantity demanded, something that economists name a “charge ceiling,” there are feasible outcomes. If the charge ceiling is above the charge that could have existed withinside the loose market, then the charge ceiling has no effect. Price ceilings are normally imposed at some stage in crises—wars, harvest failures, herbal disasters—due to the fact those occasions regularly result in surprising charge will increase that harm many human beings however produce massive profits for a fortunate few.

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The best way for kendra to end her email to her manager is: A. Please review the memo and let me know if you have any changes by 3 p.m. today.

A manager can be defined as the person  whose roles and responsibilities is to supervise, control and coordinate the day to day activities of a business operation so as to ensure smooth running as effectively managing  a business operation can enables the company to achieve their set goals.

On the other memo  tend to often official message that is formally address to a person within an organization or a person outside an organization such as a clients.

Based on the given scenario since she has to submit the memo before the end of the day the best thing is  to tell her manager politely to help her review the memo as the manager may want to add or remove some words she included in the memo.

Therefore the correct option is A.

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The complete question is :

Kenda needs her manager to review the memo she wrote so that she can send it out to her clients before the end of the day. What's the BEST way for Kendra to end her email to her manager?

Please review the memo and let me know if you have any changes by 3 p.m. today.

Here's the memo I want to send clients today.

Please review the memo for any spelling or grammatical errors.

Do you think this looks OK?

Knowing your decision-making style does not really help you determine your strengths and weaknesses as a decision maker, but it can help you understand when a decision needs to be made false.

whether you are main a team, a business enterprise or comparing your personal tasks, it is critical to recognize the way you arrive at a selection. Knowing this, you may be capable of examine if any other fashion is possibly higher in your profession or a selected situation.

Decision making is the choice of a technique to weigh options and discover a way to a hassle.  The 4 types of selection making are directive, conceptual, analytical and behavioral options. Every chief has a choice of ways to research a hassle and are available to a solution.

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0.250180505 is the best estimate of the stock price per share if the required rate of return is 16.00%.

Stock Price =D1/(ke-g)

D1 =1.10*(1+2.15%) = 3.465

ke =16.00%

g =2.15%

Stock Price =(1.10*(1+2.15%))/(16.00%-2.15%) = 0.250180505 Per Share

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While network evening newscasts have stayed fairly constant throughout the years, the news programs that Americans watch on local television stations and national cable channels have altered substantially in recent years.

Local television newscasts have recently emphasized traffic, weather, and sports, even more, aired less edited package stories, and cut the lengths of stories—trends that might be a result of the industry's current economic challenges.

There is a growing fear that local TV news may be suffering some of the financial difficulties that have already hammered the newspaper sector as younger people are tuning out local newscasts.

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Object orientated method is a method in which gadgets are given extra significance alternatively over technique, and statistics over logic. So, first of all the item-orientated method, the must be first identification of the desired gadgets.

The required details for Object orientated method in given paragraph

Whatever entities play a function within side the actual property brokerage film, all the ones entities can be first modeled around. This first step may be referred to as as requirement evaluation step. Here, the want is to perceive the gadgets.

In 2nd step, behavior of the gadgets want to be recognized and based thus if a few behavior may be made common (inheritance) or reusable (interface) or connected to every other entity (aggregation, composition).

Third step can be to begin designing and documenting the practical necessities.

Fourth step can be to begin imposing the machine primarily based totally at the necessities mentioned hotel 0.33 step.

Fifth step can be to study the implementation and do adjustments if required.

Sixth step can be to check the machine and make sure that every one necessities are met and there aren't any technical regressions or flaws within side the functionality.

All those duties vary from based evaluation in a manner that during based manner, the item identification, cause and shape isn't given significance and therefore the implementation would possibly get commenced without delay with the requirement technique and as in step with want handiest new functionalities can be created at the fly so that it will result in the non-prepared manner of implementation.

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As Blyrie inc. follows a policy that involves manufacturing only when the demand exceeds the amount of goods already manufactured, Blyrie inc. most likely uses a c. capacity lag strategy to expand its capacity.

In the field of business, such a strategy in which a business starts to efficiently produce a product when its demand increases in the market is referred to as a capacity lag strategy.

The capacity lag strategy is a kind of conservative strategy as the production is increased only when there is an increased demand in the market. In this way, the chances of loss will be less and the business will be cost-effective.

However, a capacity lag strategy can cause a business to lose its previous customers if there arises a shortage in the market.

Although a part of your question is missing, you might be referring to this question:

Blyrie inc., a sports goods manufacturing company, follows a policy that involves manufacturing only when the demand exceeds the amount of goods already manufactured. given this information, Blyrie inc. most likely uses a capacity strategy to expand its capacity.

a. capacity straddle strategy

b. capacity reduction strategy

c. capacity lag strategy

d. capacity lead strategy

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When a company has different products with different contribution margin ratios, the relationship of total company contribution margin to total company sales revenue is known as the average contribution margin ratio.

The contribution margin highlights  the portion of a product  sales revenue that is not  used up by variable costs, and so contributes to holding  the company's fixed costs. The concept of contribution margin is  basic fundamental keys in break-even analysis.

It is an accounting term that allows  business owners and managers track product profitability. The contribution margin is crucial to understand as it shows how much of a product revenue is  currently available to cover fixed costs and contribute to the firm profit.

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As we read this question, each individual word appears as a separate unit because letters are closer to each other when they are part of a word versus when they are not. This is an example of the gestalt principle of proximity.

According to the gestalt principle of proximity, such things that are more closer to one another than others are considered to be more related to each other than things that have more space in between them.

When we read a question or a statement, each word is a separate unit because the letters in the words are more closer to each other than the other words in the sentence. Hence, we consider the letters of each word as a single and separate unit and consider them to be closer. This is an example of the gestalt principle of proximity.

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Factors to Consider When Entering a Foreign Market

There are three standard entry options for overseas markets. These are: Exporting is the act of selling goods and services to foreign nations. You can create a business in another area to manufacture goods and provide services if you have a licence.

Direct export, licencing, foreign direct investment, international agents and distributors, joint ventures, and strategic alliances are a few of the ways you might enter the global market.

Market potential analysis is the initial stage in choosing a foreign market. Data about population, GDP, per capita GDP, public infrastructure, and ownership of things like cars and televisions are frequently found in publications like those described in "Building Global Skills."

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Answer:

A non-profit business is a tax-exempt organization formed for religious, charitable, literary, artistic, scientific, or educational purposes. Its shareholders or trustees do not benefit financially. Any money earned must be retained by the organization and used for its own expenses, operations, and programs.

Explanation:

Answer: The activities an organization performs in order to fulfil its CSR responsibilities are not profitable.

Explanation: Every company undertakes certain steps in order to fulfill its CSR (Corporate Social Responsibility). They include donations to NGOs, building safe and healthy work environments for its employees, etc. Even though they don't render any profits to the organization, they prove to be beneficial while making a brand image and brand name. These bring in goodwill for the company.

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Compared to businesses, workers will pay an equal share of the tax.Tax is the official financial levy that the government imposes on the income of its constituents.

. It aids in the funding of the government’s social welfare initiatives.It is unlawful to fail to pay it.In this instance, the mayor wants to collect half the taxes from businesses and half from workers in order to pay for a new water park in the city. Only once the demand and supply of labor are both elastic enough to divide the tax burden evenly will mayor be able to do so.Therefore, in compared to businesses, workers will pay an equal share of the tax.

The productivity of employees has an impact on the wage a company is ready to offer.• The level of consumer demand for the products and/or services the business produces.• The quantity of fringe benefits that the business must provide by law.• How much payroll taxes the company is required to pay.It should be emphasized that businesses will be willing to pay more for their employees when productivity increases and consumer demand for a good rises.

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When debts are written off, they are removed as assets from the balance sheet because the company does not expect to recover payment. In contrast, some of the bad debt value remains as an asset.

An asset is a resource having economic worth that a person, organization, or nation owns or manages with the hope that it may balance sheet someday be useful.

A company's balance sheet lists its assets. They are divided into current, fixed, financial, and intangible categories. They are acquired or produced When debts are written off, they are removed as assets from the balance sheet because the company does not expect to recover payment. In contrast, some of the bad debt value remains as an asset to raise a company's worth or enhance its operations.

Whether it's a piece of manufacturing equipment or a patent, an asset can be looked of as anything that can, in the future, increase sales, lower costs, or generate cash flow.

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Based on the sales level, the variable cost ratio, and the profit, the break-even point in units can be found to be 12,200 units

The break-even point in units can be found by the formula:

Break-even point in units = Fixed costs ÷ Contribution margin per unit

First, find the fixed costs. To do that, you need to use the formula:

= Sales - Variable Cost - Profit

= 420,000 - (420,000 x 50%) - 88,000

= 420,000 - 210, 000 - 88,000

= $122,000

Then, find the contribution margin per unit:

= Selling price per unit - Variable cost

= Selling price per unit x (1 - variable cost ratio)

= 420,000 / 21,000 x (1 - 50%)

= 20 x 50%

= $10

The break-even point in units is therefore:

Break-even point in units = Fixed costs ÷ Contribution margin per unit

= 122,000 / 10

= 12,200 units

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Planters corp would require a credit to Allowance for Uncollectible Accounts.

Allowance for uncollectible accounts is a balance-sheet contra asset account that represents accounts receivable that the company does not intend to collect. When clients purchase things on credit and fail to pay their bills, the selling corporation is required to write off the unpaid amount as uncollectible. Allowance for uncollectible accounts, also known as allowance for questionable accounts, is a type of expense that can be deducted as bad debt expense or uncollectible accounts expense.

Finding the appropriate amount for the provision for dubious accounts is not an easy task. Furthermore, it is the result of years of activity. Have financial documents that show how many accounts have not been gathered to produce a standard allowance.

Hence the account needs a credit allowance.

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Swathmore Clothing Corporation, which offers its clients a 30-day credit period, will incur bad debt expenses of $58000 in 2024. For its receivables that aren't recoverable, the corporation employs the allowance approach.

Financial statements: At the conclusion of each accounting year, the corporation reports these statements. They offer information on the annual earnings, cash on hand at year's end, assets, bad debt expenses, liabilities, stockholders' equity, and retained earnings of a corporation. Basic financial statements include the ones listed below:

• Income statement

• Balance shee

• Statement of retained earnings

• Statement of cash flows

Statement of assets, liabilities, and owner equity as of a specific date in the business enterprise's bad debt expenses fiscal year is referred to as the balance sheet. In a nutshell, it also shows how a company's finances are doing.

A financial claim or statement known as a "accounts receivable" indicates that the seller will quickly receive payment from the customer for the goods or services they bad debt expenses have received. Receivables are classified as current assets on the balance sheet statement.

Allowance method: Because uncollectible accounts cannot be predicted at the time of credit sales, businesses estimate the percentage of uncollectible accounts.

Step: 1

1.1

Prepare journal entry to record the bad debt expenses for the year 2016.

Working note:

Determine the amount of bad debt expense.

Bad debt expense=credit sales * 2%

                              =$58000

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Answer:

False.

Explanation:

Your employer can access it because it's not private.

$72,867.

The lump sum equivalent would be $30,000 + the present value of $50,000 where n = 2 and i

= 8%. That is, $30,000 + ($50,000 x 0.85734 from Table 2) = $72,867.

Lump changed into fashioned in June 2016 after singer-songwriter Laura Marling and Mike Lindsay of folktronica organization Tunng met at a Neil Young live performance. Both had been mutual fans of each other's work and they right away started making songs together, culminating in a self-titled debut which was launched in 2018 to robust essential reception. The duo "had no idea" if they could make a 2nd Lump album, but were thrilled through the mission's ability for similar exploration and enlargement, in addition to its independence from the track they had been high-quality acknowledged for. Recording commenced in spring 2019, with Marling coming to Lindsay's domestic studio in Margate, Kent every two weeks between might also and November of that yr. Like their debut, Lindsay served as lead composer and musical director, whilst Marling furnished vocal melodies and lyrics.

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To prepare the journal entries for the business transactions, we start with the debits followed by credits.

June 1: DeFond invested $12.000 cash to begin the business in exchange for common stock.

Debit Cash 12,000; Credit Common stock 12,000

June 2: Paid $950 cash for June rent.

Debit Rent expense 950; Credit Cash 950

June 3: Purchased $6,400 of office equipment on credit.

Debit Office equipment 6,400; Credit A/P 6,400

June 6: Purchased $3,800 of art materials and other supplies; the company paid $1,800 cash with the remainder due within 30 days.

Debit Materials & supplies 3,800; Credit Cash 1,800; credit A/P 2,000

June 11: Billed clients $4,700 for services rendered.

Debit A/R 4,700; Credit Revenue 4,700

June 17: Collected $3,250 cash from clients on their accounts billed on June

Debit Cash 3,250; Credit A/R 3,250

June 19: Paid $5,000 cash toward the account for office equipment (sec June 3)

Debit A/P 5,000; Credit Cash 5,000

June 25: Paid $900 cash for dividends.

Debit Dividends 900; Credit Cash 900

June 30: Paid $350 cash for June utilities.

Debit Utilities expense 350; Credit Cash 350

June 30:Paid $2,500 cash for June wages.

Debit Wages expense 2,500; Credit Cash 2,500

Here's the complete question:

Defond services, a firm providing art services for advertisers, began business on june 1. the following accounts are needed to record the transactions for june: cash; accounts receivable; supplies; office equipment; accounts payable; common stock; dividends; service fees earned; rent expense; utilities expense; and wages expense. prepare a journal entry for each transaction.Record the following transactions for June using the financial statement effects template.

June 1: DeFond invested $12.000 cash to begin the business in    exchange for common stock.

2: Paid $950 cash for June rent.

3: Purchased $6,400 of office equipment on credit.

6: Purchased $3,800 of art materials and other supplies; the company paid $1,800 cash with the remainder due within 30 days.

11: Billed clients $4,700 for services rendered.

17: Collected $3,250 cash from clients on their accounts billed on June

19: Paid $5,000 cash toward the account for office equipment (sec June 3)

25: Paid $900 cash for dividends.

30: Paid $350 cash for June utilities.

30: Paid $2,500 cash for June wages.

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The way a product spreads through the population is known as the diffusion of innovation.

We can simply describe the diffusion of innovation as the ways by which new innovations tend to spread amongst people. Diffusion of innovation are the various ways by which technology or any other new innovation is able to become common and spread.

Usually, diffusion of innovation will be greater if it is more reliable for people to use and is something that can be of benefit to the population. The diffusion of innovation will be slower if a product or innovation does not offer something unique or valuable.

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The assertion is untrue. Because the decision-making process typically does not consider qualitative aspects, management decisions are mostly dependent on quantitative data.

managerial choices Making involves choosing a plan of action after weighing many choices in order to carry out a company enterprise's objectives. decision-making Problem-solving, planning, budgeting, staffing, training, organizing, and managing are all part of management decisions .

In contrast to the control selection problem, which asks what the decision-maker wants to do, the advertising and marketing studies dilemma asks what information is desired and how it might be best received. Research is to provide the data necessary for a reliable judgment.

Making decisions making is possibly the most important aspect of a manager's duties. It is the most important factor in the planning process. even though management choices, decide on a variety of issues, including what goals their company will pursue, what resources they'll use, and who will carry out each necessary task.

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Type of sales volatility is implied here is Volatility in day-to-day sales.

A statistical measurement of volatility is the dispersion of returns for a certain securities or market index.

Your upside is limited to the option's premium when you sell it, but your downside is theoretically uncapped. If you sell a call option short, your losses are beyond bounds.

The total number of time periods, T, is calculated by multiplying the standard deviation by the square root of that number. It illustrates the yearly change in market prices in finance.

Volatility is the rate of change in a stock's price over a predetermined period of time. Stock price volatility is usually correlated with increased risk, which helps investors predict probable future swings.

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An organizational hero is someone whose accomplishments embody the values of the organization and whose accomplishments are put forth to motivate other employees to do the right thing.

A "hero culture" refers to a company or functional division of a company that is driven by a team of diligent, extraordinarily gifted "heroes" that operate solely on their strength, determination, and expertise.

Because others in the company frequently purportedly lack the information, judgement, experience, training, or skills necessary to perform the job, the business's heroes put in the long hours to get the job done.

It is challenging to change an operational culture centered on business processes from a hero culture.

The core group of highly brilliant and motivated individuals that make up the core of organizations that meet the hero culture profile are known for their quick development.

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The federal government awards technology development contracts to U.S. businesses.

Thus, the correct option is C.

The desired core elements of a mixed economy are economic objectives.

The main objectives of the economy are, in general, to achieve full employment, economic growth, economic stability, equality, and increased effectiveness. Notably, each nation has its own set of economic objectives.

Efficiency, equity, economic freedom, full employment, economic growth, security, and stability are some examples of national economic goals.

Economic goals are not always compatible with one another; the price of achieving any one goal or set of goals is having fewer resources available to devote to the other goals.

Economic stability is the most crucial economic objective. This is so that other macroeconomic goals can be attained, which is made possible by economic stability.

Prices may fluctuate if the economy is not stable; this may lead to inflation or deflation, which will affect the currency effect.

Market economies, planned economies, centrally planned economies, socialist economies, and communist economies are the various types of economic systems.

The ownership of economic resources and the distribution of those resources define all of these.

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The annual repayment of the new debt will cost $171.7 million. This is the interest expense related to the aforementioned bond issue.

The interest expense of the accounting unit is the cost of borrowing money. In the income statement, interest expense is a non-operating expense. The cost of borrowing money is referred to as interest cost. It is a fee charged by the lender to the borrower for the use of the lender's funds. Interest expense on the income statement can show debt from banks, bond investors, and other sources as well.

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