Answer: The insurance policy becomes null and void
Explanation:
That's the answer.
Suppose Maria wants to buy 10,000 shares of a stock. Of the choices listed below, which would be the most typical way for Maria to buy the shares?
a. Go to her broker's website, log in, and then buy the stock.
b. Study and pass the federally mandated stock investment exam.
c. Drive to the stock exchange and place the buy order.
If Maria wants to buy 10,000 shares of a stock. From the listed choices the most typical way for Maria to buy the shares is to go her broker's website, log in, and then buy the stock.
Stock, which can also refer to shares of mutual funds, limited partnerships and real estate investment trusts, is an entity that participates in a company's equity in the financial markets. The term "social capital" describes all the actions of an organization. Shareholders of a joint-stock company are those who own shares of the company.
Stocks represent an ownership bond between a company and its shareholders and are a unit of real estate capital. The par value of a stock, which may not correspond to the market value of those shares, is its par value. The entire nominal value of the issued shares constitutes the capital of a company.
Hence the correct option is A
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5. Francisco's lunch cost $5 (pre-tax) and he left a $1 tip. Was the tip greater than or less than 15%
of the pre-tax bill?
650 bat
Answer:
The tip is greater than the tax.
Explanation:
15% of $5 would be $0.75 which menas he paid an extra 25 cents.
The appropriate section in the statement of cash flows for reporting the receipt of cash dividends from investments in securities is:
a. Operating activities
b. Financing activities
c. Investing activities
d. Schedule of noncash investing or financing activity
e. None of these. This is not reported on the statement of cash flows
The appropriate section in the statement of cash flows for reporting the receipt of cash dividends from investments in securities is Operating activities.
Operating activitiesThe majority of the company's cash flows are produced by operating activities, which are closely related to its core business activities like sales, distribution, production, and so forth. These activities also determine the profitability of the company, and the items falling under this heading are its main sources of revenue.
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Alvarado Company produced 8,000 units of product that required 7.5 standard direct labor hours per unit. The standard fixed overhead cost per unit is $2.00 per direct labor hour at 55,000 hours, which is 100% of normal capacity. Determine the fixed factory overhead volume variance. Enter a favorable variance as a negative number using a minus sign and an unfavorable variance as a positive number.
The fixed factory overhead volume variance equals to $11,000 (favorable).
What is a fixed factory overhead volume variance?Basically, a fixed overhead volume variance refers to the difference between the amount budgeted for fixed overhead costs based on the production volume and the amount that is eventually absorbed.
The computation of the fixed factory overhead volume variance is shown below:
= (Actual activity - Normal activity) * Fixed overhead cost per unit
= (8,000 * 7.5 - 55,000) * $2.00
= (60,000 - 55,000) * $2.00
= 5,500 * $2.00
= $11,000 (favorable)
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Which description best fits Digby in your industry? For clarity:
- A differentiator competes through good designs, high awareness, and easy accessibility.
- A cost leader competes on price by reducing costs and passing the savings to customers.
- A broad player competes in all parts of the market.
- A niche player competes in selected parts of the market.
Which of these four statements best describes this competitor?
Select: 1
a. Digby is a broad differentiator
b. Digby is a broad cost leader
c. Digby is a niche differentiator
d. Digby is a niche cost leader
The elements that set a corporation or business apart from the other participants in its field are referred to as its competitive advantage Digby in your industry.
What does industrial jargon mean?
You employ industrial jargon any time a word is used that a person in a different department would find difficult to comprehend. Industry jargon therefore includes the vocabulary that is mostly understood by a set of persons who work in a particular profession.
What is a suitable sentence for the workplace?example of an industry sentence. He was working in a field where he could do whatever he wanted. This statement cannot be made about the mass food industry of today. Sardinia's mining sector is primarily restricted to the island's south-western region.
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Roberta will be commemorating an entrepreneur whose scholarships have enabled over 50 disadvantaged youths to attend Ivy League colleges. Which of the following will best help Roberta to convey the impact of the entrepreneur's work?
a quote from a student scholar
A quote from a student scholar will best help Roberta to convey the impact of the entrepreneur's work.
An entrepreneur is a person who has an concept and who works to create a services or products that people will buy, in addition to an agency to assist that attempt. An entrepreneur takes on maximum of the threat and initiative for their new enterprise and is regularly seen as a visionary or innovator.
The entrepreneur is defined as a person who has the capability and desire to set up, administer and achieve a startup undertaking at the side of hazard entitled to it, to make income. The first-class example of entrepreneurship is the beginning of a new business venture.
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Question: Assume A Corporation Has Earnings Before Depreciation And Taxes Of $103,000, Depreciation Of $41,000, And That It Has A 40 Percent Tax Bracket. A... a. Compute its cash flow using the following format. (Input all answers as positive values.) b. How much would cash flow be if there were only $15,000 in depreciation? All other factors are the same.c. How much cash flow is lost due to the reduced depreciation from $41,000 to $15,000?
The cash flow lost due to reduced depreciation is $10400 and the computation of cash flow of the corporation with the given depreciation are stated below:
Define reducing balance depreciationWhen an asset is expensed at a percentage, reducing balance depreciation is a method to assist you in determining the rate of depreciation. In essence, higher depreciation is charged at the start of an asset's existence. At the end of the asset's useful life, you also charge less. The cost of depreciation decreases with each accounting period when depreciation is calculated using the diminishing balance method.
a. Computation of cash flow
Earnings before depreciation and taxes $103,000
Less: Depreciation $41,000
Earnings before taxes $62,000
Less: Taxes ($62,000 × 40%) $24,800
Earnings after taxes $37,200
Add: Depreciation $41,000
Cash Flow $78,200
b. If Depreciation = 15,000
Computation of cash flow
Earnings before depreciation and taxes $103,000
Less: Depreciation $15,000
Earnings before taxes $88,000
Less: Taxes($88,000× 40%) $35,200
Earnings after taxes $52,800
Add: Depreciation $15,000
Cash Flow $67,800
c. The cash flow is lost due to the reduced depreciation
from $41,000 to $15,000 is
= $78,200 - $67,800 = $10400
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Using the following year-end information for Calvin's Clothing, calculate the current ratio and acid-test ratio for the business:
Cash$52,000
Short-term investments 12,000
Accounts receivable 54,000
Inventory 325,000
Prepaid expenses 17,500
Accounts payable 106,500
Other current payables 25,000
The current ratio is 3.50 and the acid-test ratio is 1.03.
What is the current ratio and the acid test ratio?
Current ratio is an example of a liquidity ratio. Liquidity ratios measure a firm's ability to honour its short terms obligations. The higher the current ratio, the higher the firm's liquidity and its ability to meet short term obligations
Current ratio = current asset /current liability
Current assets = cash + Short-term investments + Accounts receivable + inventory + prepaid expenses
Current assets = 52,000 + 12,000 + 54,000 + 325,000 + 17,500 = $460,500
Current liabilities = 106,500 + 25,000= $131,500
Current ratio = $460,500 / $131,500 = 3.50
Acid test ratio also known as the quick ratio measure the ability of short term assets to meet current liabilities
Acid test ratio = (current asset - inventory) / current liabilities
Acid test ratio = ($460,500 - 325,000) / $131,500 = 1.03
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Which of the following is NOT a percentage of social security benefits subject to federal tax? Up to __________.
a. 0%
b. 50%
c. 85%
d. 100%
If you file a federal tax return as a "individual" and your "combined income" is greater than $25,000, you must pay taxes on up to 85% of your Social Security benefits. You and your spouse have "combined income" of more than $32,000 on your joint return.
Can Social Security benefits ever be fully taxed?On some of your benefits from Social Security, you must pay federal income taxes. Only when you have additional significant income on top of your benefits does this typically occur.
The federal tax rate is what percentage?The federal income tax rates are 10%, 12%, 22%, 24%, 32%, 35%, and 37% for the 2022 tax year. However, there are small inflation adjustments made to the income minimums for each group each year.
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If market interest rates rise:
A.long-term bonds will decline in value more than short-term bonds.
B.short-term bonds will decline in value more than long-term bonds.
C.long-term bonds will rise in value more than short-term bonds.
D.short-term bonds will rise in value more than long-term bonds.
If market interest rates rise long-term bonds will rise in value more than short-term bonds.
What is the current market rate for bonds?Bond investment is based on the fundamental idea that market interest rates and bond prices often move in the opposite ways. Fixed-rate bond prices decrease as market interest rates increase. Interest rate risk is the term for this situation.
The interest rate on the market, what is it?The market rate, also known as the interest rate on a loan or investment that is typically offered on the market for that product, defined the cost and benefit of the tool. The market rate for a loan is the typical interest rate that the recipient will be assessed from a range of lenders.
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Instead of conducting laboratory experiments to generate data to test their theories, economists a, ask winners of the Nobel Prize in Economics to evaluate their theories. b. argue that data is impossible to collect in economics. c. gather data from historical episodes of economic change. d. assume that data would support their theories.
Economists frequently use historical instances of economic development as a source of data rather than doing laboratory experiments to collect data to validate their hypotheses.
What research techniques do economists use?In order to understand how economies work, the scientific approach of economic analysis applies reason and data. This is accomplished through techniques like statistical examination of various economic structures and the graphing of information on the costs and quantities of items traded within a given economy.Economists frequently use historical instances of economic development as a source of data rather than doing laboratory experiments to collect data to validate their hypotheses. To verify economic theory, one would be hard-pressed to set up a laboratory experiment.Using empirical (i.e., real-world) data and actual behavior observations, economists attempt to test theories like this one.To learn more about Economists refer to:
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If any financial institution, such as a brokerage house, handles a check for payment or collection, the check is covered by UCC Article 4.a. Trueb. False
FALSE. If any financial institution, such as a brokerage house, handles a check for payment or collection, the check is NOT covered by Uniform Commercial Code Article 4.
Funds transfers are governed by UCC Article 4A, starting with the payment order issued by the originator with the intention of paying the order's beneficiary. The item also applies to any payment instruction provided by the bank of the originator or by a bank acting as an intermediary to execute the originator's payment instruction. The liability of a bank for action or inaction with regard to an item it handled for presentment, payment, or collection is covered by Article 4 of the UCC. When it comes to bank deposits, the law of the location where the bank is located is typically more relevant.
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Avery and his colleagues used _______ to selectively destroy DNA, RNA, or protein in purified extracts of virulent pneumococci.
Avery and his colleagues used enzymes to selectively destroy DNA, RNA, or protein in purified extracts of virulent pneumococci.
DNA, or deoxyribonucleic acid, is the hereditary cloth in people and almost all other organisms. nearly every cellular in someone's body has identical DNA.
The diploid human genome is therefore composed of 46 DNA molecules of 24 distinct sorts. because human chromosomes exist in pairs that are almost identical, the simplest three billion nucleotide pairs (the haploid genome) want to be sequenced to advantage of complete records regarding a consultant human genome.
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The ______ curve for each type of labor slopes upward, indicating that employers as a group must pay higher wage rates to obtain more workers.
The supply curve for each type of labor slopes upward, indicating that employers as a group must pay higher wage rates to obtain more workers.
The supply curve illustrates the relationship between the price of an item or service and the volume delivered over a specific time period. In a typical scenario, the amount supplied will be shown on the horizontal axis and the price will be shown on the left vertical axis. The law of supply is expressed by the supply curve, which rises from left to right: The amount supplied rises as a certain commodity's price rises (all else being equal). The supply elasticity, also known as price elasticity of supply, is the degree to which increasing prices result in increasing quantities.
The supply elasticity of soybeans is one if a 50% increase in soybean prices results in a 50% increase in the quantity produced.
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Which one of the following is most likely correct for a diversified stock portfolio that exhibits a higher standard deviation than the market index?
A. The portfolio contains a significant amount of specific risk.
B. The portfolio plots below the security market line.
C. The portfolio's beta is less than 1.0.
D. The portfolio contains aggressive stocks with a beta greater than 1.0
The portfolio contains a significant amount of specific risk is most likely correct for diversified stock portfolio that exhibits higher standard deviation than market index.
What is a portfolio?Individual investors may have portfolios, or they may be managed by financial professionals, hedge funds, banks, and other financial institutions. The idea that a portfolio should be created with the investor's risk appetite, time horizon, and investment goals in mind is one that is widely acknowledged. The goal is to maximize expected return and minimize risk when deciding on asset allocation. A is a Pareto-optimal portfolio if no other portfolio dominates A. For the Markowitz portfolio selection issue, the collection of Pareto-optimal returns and hazards is referred to as the Pareto efficient frontier. A different method of portfolio diversification has recently been proposed in the literatures that incorporates risk and return into the optimization issue.
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On January 1, a company issued and sold a $500,000, 5%, 10-year bond payable, and received proceeds of $496,000. Interest is payable each June 30 and December 31. The company uses the straight-line method to amortize the discount. The carrying value of the bonds immediately after the first interest payment is: Multiple Choice $500,000. $499,800. $500,200 $495,800 $496,200
The carrying value of the bonds immediately after the first interest payment is $496,200.
What is Interest?
The fee you pay to borrow money or the fee you charge to lend money is called interest. The most common way to represent interest is as a yearly percentage of the loan amount. The interest rate on the loan is known as this percentage.
Simple (regular) interest, accumulated interest, and compound interest are the three different kinds of interest.
Consider borrowing $1,000 at a 10% interest rate for seven years. Your interest for the first year would be $100. Your interest payment for the following year would be made up of the principal amount plus interest, or $1,100. As a result, your interest for the following year would be $110 ($1,100 multiplied by 0.10).
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Carlos is from Mexico and has been hired as a warehouse manager for a company in Brazil. The company in Brazil is owned by a company in the United States. Which of these countries would be considered a third country in this scenario?
Mexico
Mexico would be considered a third country in this scenario.
An expatriate is a migrant worker who is a skilled or skilled worker in their profession. Workers accept jobs outside their home country as self-employed or employer-organized jobs such as companies universities governmental or non-governmental organizations.
The term Third World was originally coined during the Cold War to describe countries that belonged neither to the West nor to the Communist bloc in the East. Today the term is often used to describe developing countries in Africa Asia Latin America and Australia Oceania. An outdated and offensive term for developing countries characterized by indicators.
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Complete the following table by computing the missing amounts for the following independent cases. (Do not round intermediate calculations. Round "Annual Interest Rate" to 1 decimal place.)
The simple interest formula can be used to determine the interest that has been accrued on a primary balance. In order to find missing values like the principal or the interest rate, the formula can also be changed.
Define simple interest rate.The principal of a loan or the initial deposit into a savings account is used to compute simple interest. A creditor can only charge simple interest on the principal amount because it doesn't compound, and a borrower is never obligated to pay further interest on the interest that has already accumulated.
Equation for simple interest:
A = P (1 + rt)
Here,
A is the Total Accrued Amount (principal + interest)
P is the Principal Amount
I denotes Interest Amount
r denotes Rate of Interest per year in decimal. That is r = R/100
R represents Rate of Interest per year as a percent. That is R = r * 100
t represents Time Period involved in months or years
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the is the institution designed to control the quantity of money in the economy and also to oversee the: group of answer choices central bank; safety and stability of the banking system. fomc; passing of tax and spending bills. ffiec; day-to-day democratic control of policy. fdic; responsibility for deposit insurance.
The central bank is the organization responsible for managing the amount of money in the economy.
The central bank is a financial entity that has sole control over a nation's or a group of nations' production and distribution of money and credit. The formulation of monetary policy and member bank regulation are normally the responsibility of the central bank in modern economies. Central banks are institutions that are inherently anti-competitive or non-market-based. Despite the fact that some central banks have been nationalized, many are independent from the government and are typically praised for their political neutrality. But even though a central bank isn't technically state property, the law still establishes and protects its rights.
A central bank is distinguished from other banks by its legal monopoly position, which gives it the authority to produce currency and banknotes.
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Suppose that you are employed as an advisor to the central bank. Select the proper policy recommendation or economic prediction for each of the following scenarios.
Which policy is appropriate when a rising aggregate price level is a concern but GDP is growing at an acceptable rate?
It is unclear which type of monetary policy is appropriate.
expansionary monetary policy
contractionary monetary policy
The contractionary policy is the policy that you would have to use if rising aggregate price level is a concern but GDP is growing at an acceptable rate. Option B.
What is meant by contractionary policy?A central bank's rate of monetary expansion must be reduced or government spending, especially deficit spending, must be reduced as part of a contractionary strategy.
Inflation is managed through contractionary policy. Notably, the purpose of contractionary monetary policy is to lower rather than to halt the rate of demand for goods and services. Therefore, a contractionary policy that raises interest rates can be employed to reduce inflation and return the economy to the dual mandate's price stability goal.
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One advantage of having a home equity loan is that
O it is interest free for the homeowner.
O it increases the value of the person's home.
the interest paid on the loan is tax deductible.
the monthly mortgage loan payments are reduced.
Answer:
he interest paid on the loan is tax deductible.
Explanation:
This means that the homeowner can potentially save money on their taxes by deducting the interest paid on the loan from their taxable income. This can make the loan more affordable and can help the homeowner to save money over the long term. Other advantages of having a home equity loan may include being able to borrow a large amount of money at a competitive interest rate and having the flexibility to use the funds for a variety of purposes.
Terry wants to begin investing and needs some guidance because he is uncomfortable making investment decisions. He should use a(n)
A. Discount broker.
B. Full-service broker.
C. Market maker.
D. Online broker.
E. None of these is correct.
Terry wants to begin investing and needs some guidance because he is uncomfortable making investment decisions. He should use a(n) Full service broker.
A regulated financial broker-dealer company that offers a wide range of services to its clients, such as research and guidance, retirement planning, tax counseling, and much more, is known as a full-service broker. The commissions at full-service brokerages are significantly greater than those at cheap brokers, so of course all of this comes at a cost.
While bargain brokers are the way to go for those who only want to execute trades without the extra services, full-service brokers can offer knowledge for those who don't have the time to remain current on complex matters like tax or estate planning. Full-service brokers give their clients individualized assistance and involvement when it comes to facilitating trades, managing portfolios, financial planning, and asset management. Individual stockbrokers and/or financial advisors are allocated to clients.
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in the presence of profits, firms enter a monopolistically competitive market until the market reaches the point at which the firms are generating a(n) profit; then entry stops and the market settles into its -run equilibrium.
The firms generating surpluses occur profit then entry stops and the market settles into its -run equilibrium.
Markets tend to be in equilibrium when there is a shortage, as consumers dissatisfied with not being able to buy the goods and services they want tend to raise prices thereby tending the market toward equilibrium.
The equilibrium price also known as the market clearing price is the consumer cost resulting from a product or service for which demand and supply are equal or nearly equal. Manufacturers or sellers can sell units they want to move, and customers have access to units they want to buy. If demand decreases and supply increases, the equilibrium price will fall.
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The revolution in management that is currently underway suggests that the most effective managers of the future will:
A. be very strict in their treatment of workers.
B. emphasize individual initiative rather than teamwork.
C. specialize in performing one of the four management functions.
D. emphasize team work.
Revolution in management that is currently underway suggests that the most effective managers of the future will emphasize teamwork. Hence option (D) is the answer.
What is the revolution of management?A theory suggests that the owner of a modern firm is no longer the controlling figure and has been replaced by professional management. This is linked to how less value is placed on private property and family ownership in modern capitalism.
The definition of success is changing, as are the nature of work, the relationships between companies, and the organizational structure of the company. As a result, a revolution as extensive as the one in business has taken place. If businesses do not participate in a triple revolution in management, information technology, and global markets, they will not last long.
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Which of the following are characteristics of advertising?
-uses various media
-non-personal communication
-it is free
-the organization paying for advertising is not identified
Advertisement includes the following factors
Uses various medianon-personal communicationExplain in detail
An advertising, sometimes referred to as an advert or ad, is typically seen as a form of public discourse that supports a good, service, organization, or event. Some people may view the phrase as going even further than that, encompassing any form of sponsored advertising intended to inform or persuade.
A sponsored type of communication that promotes a service, product, or brand is known as an advertisement. Advertisements are a tool used by marketers to assist businesses in achieving their goals and boosting profits. They frequently create adverts for particular target markets of potential consumers.
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which of the following firms best fits the definition of a monopoly? group of answer choices general motors exxon mobile local electric utility barnes and noble
Local electric utility firms best fit the definition of a monopoly.
What is a monopoly?
A scenario known as monopoly occurs when there is only one seller in the market. The monopoly case is viewed as the polar opposite of perfect competition in conventional economic analysis. Monopolies are undesirable because they have no competitors because they monopolize the market in which they operate. When a business has no rivals, customers are forced to do business with the monopoly. There is no restriction on the company's ability to increase prices or decrease the caliber of its goods or services. An illegal monopoly emerges when one company dominates the market for a good or service, and it did so not through the superiority of its own goods or services over those of competitors, but rather by stifling competition through anticompetitive behavior.
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true or false : steps to advance the path to value should include assumptions about the future only if you are in a technology driven domain
Only when you're in a technology-driven domain, in which case the assertion is accurate, should actions to progress the route to value contain assumptions about the future.
What is technology?The application if scientific knowledge to a pragmatic objectives of human life is known as technology, and as it is sometimes called, the alteration & manipulation of a human environment. The methodical, repeated use of knowledge for the realization of useful goals is what is known as technology. The outcome of such an effort is known as technology. Technology is used extensively in many facets of contemporary life, such as commerce, communication, and transportation.
What is the purpose and importance of technology?The methodical, repeated use of knowledge for the realization of useful goals is what is known as technology. The outcome of such an effort is known as technology. Technology is used extensively in many facets of contemporary life, such as commerce, communication, and transportation.
Because it makes coping with life's unexpected obstacles so much simpler, information technology is crucial in our lives. Technology can be used in a variety of ways to promote development and communication. In order to simplify work easier and solve a number of issues, IT aims to accomplish both of these objectives.
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glenn and haji sign a written contract. glenn claims that the parties later orally agreed to modify it. any oral modification is likely not enforceable if it falls under ____.
Glenn and Haji exchange a written agreement. Glenn asserts that a later verbal agreement to change it was made by the parties. If the Statute of Frauds applies, any oral amendment is probably unenforceable.
Is a clause that prohibits oral changes enforceable?The parties to the contract may, by their words or conduct, waive contractual rights under the statute, even if the formal agreement contains a no oral amendment clause.
Which oral agreement contravenes the Statute of Frauds and is therefore unenforceable?In their oral agreement, Evan pledges to purchase Zora a chateau in France if she marries him. Due to a breach of the Statute of Frauds, this commitment is not enforceable.
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which of the following would result in a higher equilibrium price for pizza? assume that pizza is a normal good. (choose all that apply)
An increase in the number of consumers in the area. an increase in the price of pizza dough.
A customer is a person or a collection who intends to order, or uses purchased goods, merchandise, or offerings frequently for private, social, circle of relatives, household and comparable wishes, who isn't always immediately related to entrepreneurial or business sports. The time period maximum typically refers to a person who purchases goods and services for personal use. consumers, through definition, encompass us all," stated President John F. Kennedy, supplying his definition to the united states Congress on March 15, 1962. This speech became the premise for the advent of world patron Rights Day, now celebrated on March 15. In his speech : John Fitzgerald Kennedy mentioned the necessary duty to clients from their respective governments to assist in exercising customers' rights, together with.
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Which of the following is least likely to report (either directly or indirectly) to the vice president of finance?
a. controller
b. treasurer
c. shipping department supervisor
d. accounts payable department
The controller is least likely to report (either directly or indirectly) to the vice president of finance.
What is the work of vice president of finance?
Processing the financial operations that increase revenues for a firm is within the purview of the Vice President (VP) of Finance. They do data analyses to reach strategic conclusions regarding the future of a firm, such as how much should be allocated to R&D or marketing.
To optimize revenues and prepare for expansion, they are in charge of processing an organization's financial activities. Analyzing data and advising top executives on how to utilize it to make strategic decisions regarding the organization's future are part of the function. A VP of Finance, who takes a hands-on approach to all facets of an organization's finances, is responsible for making sure that a business complies with all applicable tax rules and regulations.
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