1. The future value three years from today of a $200 three-year annuity due compounded at a rate of 10% is equal to $662.00. Therefore, the correct option is C.
2. The average annual increase in median wages over the 24-year period is 1.31%. Therefore, the correct option is C.
3. An annuity is a series of equal cash payments at regular intervals across time. Therefore, the correct option is A.
1. To calculate this future value, we can use the formula:
FV = PMT x ((1 + r)^n - 1) / r
where FV is the future value, PMT is the payment amount, r is the interest rate, and n is the number of periods.
Since the annuity is due, we need to multiply the result by (1 + r) to account for the additional compounding at the beginning of each period.
PMT = $200, r = 10% per year, n = 3 years
FV = $200 x ((1 + 0.10)^3 - 1) / 0.10 x (1 + 0.10)
FV = $200 x (1.331 - 1) / 0.10 x 1.10
FV = $200 x 0.331 / 0.121
FV = $546.28
Multiplying this by (1 + 0.10) gives the future value at the beginning of year 4:
FV = $546.28 x (1 + 0.10)
FV = $600.90
The closest option is C: $662.00.
2. We can calculate average annual increase in median wages by using the formula:
average annual increase = (final amount / initial amount)^1/n - 1
where n is the number of years.
Here, the final amount is the median wage in 2014, and the initial amount is the median wage in 1990. Therefore:
final amount = $53,675, initial amount = $28,960, n = 24 years
average annual increase = ($53,675 / $28,960)^1/24 - 1
average annual increase = 1.0131 - 1
average annual increase = 0.0131 or 1.31%
Therefore, option C is correct.
3. An annuity is a series of equal cash payments at regular intervals across time. This is the definition of an annuity. Therefore, option A is correct.
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why it is important for people to vote in local and state elections.
Answer:
i dk im just 12
Explanation:
Answer:
you get to share your voice
Explanation:
How does the structure of the poem impact its meaning? The spacing between spring and when suggests that the speaker's uncertainty or worry. The stanza break after balloonman suggests he is waiting for something. The spacing between far and wee suggests that the O balloonman's whistle can be heard over a great distance. The shortness of the first line suggests that spring will soon be over, and with it will end all of the fun.
Answer: The spacing between far and wee suggests that the balloonman's whistle can be heard over a great distance.
Explanation: I took the test and got it right.
The structure of the poem includes rhyming, meter, and rhythm. In the poem In just, the space between wee and far suggests that the sound of a whistle can be heard at a great distance. Thus, option C is correct.
What is the poem 'In just' about?In Just is a poem by E. E. C that portrays the balloon man and how he is compared to Pan, the god of shepherds and goats. The balloon man uses to whistle, and betty and disbel would come to him.
The whistling sound depicts a cheerful and playful tone that creates a happy mood in the poem. The whistling sound was very intense and could be heard from far away.
Therefore, option C. the whistling of the balloon man could be heard from far away.
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Why did Noah and Abbey try to keep Mom from watching Dad’s interview?
Stephen Hawking
Stephen Hawking is a renowned physicist. He is known for his research on black holes and for writing books on the universe and space. He has studied and worked on the basic laws that govern the universe.
Hawking was born in Oxford, England. He was curious and eager to know how things worked. As a child, he would often detach or separate the parts of a clock or a radio in order to find out how these gadgets worked. Although he didn't get very good grades, people around him knew that he had a mind of a genius. He showed interest in science and space. Hawking later went to Cambridge to research cosmology, which is the study of the universe. His teachers, and even he himself, realized that he excelled in this field without much effort. Unfortunately, around the age of 21, he was diagnosed with motor neuron disease or amyotrophic lateral sclerosis (ALS). ALS is a disease that causes loss of control of the voluntary muscles. Hawking was heartbroken and used to wonder why this happened to him. But when he looked around him, he realized that there were people who were even worse than him. He was determined to not let ALS stop him from trying to realize his dreams and aspirations. Even though doctors did not expect him to live for long, at least not long enough to complete his research, he did not give up hope. He not only completed his research but also delved into new areas of research.
As the years passed, his condition worsened. He became less mobile. His speech became slurred, and eventually, he couldn't speak at all. Although he now used a wheelchair and a speech-generating device, he did not give up. With support from his family and with sheer perseverance, he continued with his research.
Hawking went on to author A Brief History of Time, which brought him worldwide acclaim. Some of his other books include A Briefer History of Time, The Universe in a Nutshell, The Grand Design, and On the Shoulders of Giants. He and his daughter, Lucy Hawking, also authored George's Secret Key to the Universe, which aims to explain the universe to young children. Hawking has several awards and distinctions to his credit, such as the Pius XI Gold Medal for Science, Albert Einstein Award, Hughes Medal from the Royal Society, and Presidential Medal of Freedom. He also has 12 honorary degrees. Hawking made several television appearances. In 2014, the movie The Theory of Everything, depicting his life, was released.
Hawking, though severely disabled, has been highly successful in his scientific research. He has traveled to distant places on Earth, been on a submarine, and has even experienced a zero-gravity flight. His disability did not prevent him from doing what he wanted to do in his life.
Which two sentences convey the main idea of paragraph 2?
o Hawking was intelligent and did not make much effort to excel in his studies.
o Hawking was diagnosed with amyotrophic lateral sclerosis, an incurable, degenerative muscular condition.
o Hawking was born in England and studied at Cambridge.
o Hawking showed lifelong dedication to studying the universe.
o Hawking pursued his research in spite of his disability.
Answer
4th Option
5th Option
Explanation:
if it was three the second option would be too
Answer:
4th option. Hawking pursued his research in spite of hide disabilit.
5th option. Hawking showed lifelong dedication to studying the universe.
yw I’m pretty sure this correct. Good luck and I hope this helps!
what type of descriptive language is used in the sentence?
a. sensory details
b. simile
c. metaphor
d. hyperbole
The type of descriptive language used in the sentence is a. sensory details. Sensory details are information that engages the senses such as taste, touch, smell, sight, and sound.
In writing, they are used to give readers a visual and vivid picture of happening in the text. These details create a more profound connection between the reader and the writer, which enables readers to become immersed in the text. They make reading more lively, fascinating, and appealing because they bring to life the story being told in writingtype of descriptive language is used in the sentence. "The warm, flaky apple pie had a golden crust and filled the air with the scent of cinnamon."The sentence uses sensory details as the type of descriptive language. The text provides details about the apple pie that engage readers' senses.
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RISING ACTION:
CLIMAX:
FALLING ACTION:
RESOLUTION:
EXPOSITORY:
little help!! thank you.
Answer:
Expository: Jimmy waking up on a Sunday morning to the sound of an ambulance.
Rising action: Jimmy checking out the window and getting curious about what he sees; his going to the street to get to see who the familiar woman and boy are.
Climax: Jimmy realizing the boy is himself.
Falling action: Jimmy crying and hearing the sound of his alarm clock.
Resolution: Jimmy waking up and realizing it was all just a dream.
Explanation:
Exposition is where the author introduces the setting and the characters to readers. Once those are established, the author introduces events that generate conflict as the rising action. When the tension caused by those events reach its peak and the major conflict of all has to be dealt with, we have the climax of the story. Once the climax is over, falling action begins, where there is a decrease in tension. Finally, we have the resolution, where the story ends.
what makes poetry hard to understand? Give an educated answer, not just like two words. Give a sentence or two about why it can be confusing.
Answer:
Poetry can be hard to understand, because of the confusing words and the layout. Like reading a book for instance. Some people find reading a book easy, and others find it harder. If you're reading a book and you find it easy to understand the words, then poetry will be easy! If you're reading a book and you find it hard to understand the words, then poetry will be harder... because of the complex words!
Explanation:
Hope this helps! Plz mark as brainliest!
Why is the discovery of the mummy significant
Answer:
The preservation of the dead had a profound effect on ancient Egyptian religion. Mummification was an integral part of the rituals for the dead beginning as early as the 2nd dynasty (about 2800 BC). Egyptians saw the preservation of the body after death as an important step to living well in the afterlife.
Explanation:
Hope this helps
Answer:
they believed in the afterlife and they wanted to enter into the afterlife with flair! the preservation of the body meant a good start for the deceased to live on and have a pleasant life in the afterlife
Explanation:
they thought they would prepare them for what is to come
( Plzzz help its over due) (15 POINTS) Will mark brainiest (auto correct)
Choose your favorite character—the one you could relate to the most—from among the four novels discussed in this unit: Louisa May Alcott's Little Women, Lois Lowry's The Giver, Charlotte Bronte’s Jane Eyre, or John Knowles's A Separate Peace. Write an essay explaining to your audience (teacher and peers) why the character you picked is the most relatable. Be sure to use examples from the novel to support your claims. Your essay should be about 900 words (5 to 6 paragraphs).
Answer:
Beth March was an amazing being around 1860 when the events of Little women happened. Beth and I are similar because we both share the traits of being shy, being giving and being humble.
Beth and I are similar because we both are shy. The author explicitly tells us in the book that Beth is shy by saying “Beth is incredibly shy and feels hugely uncomfortable when she has to leave the security of her family home. Interests... playing the piano, taking care of her dolls, and raising kittens. But music is definitely Beth's biggest passion in life.” This sentence from the book tells us about Beth's hobbies and herself, which shows she is a very reserved person. As for me, I am a very shy person when you meet me. For example, anytime i've ever met any new family, or friends, I am very hesitant and shy.
Beth and I are very similar and alike because we are both very giving and selfless. In the book Beth is very selfless while helping watch the baby who had Scarlet fever. I am selfless because no matter what situation I'm in, I always give the other person a bigger opportunity. For example if something is very limited and my friends all want to do something together, since it is limited I will always stay behind and let them have fun, because it makes me happy knowing my friends are happy.
The last reason Beth and I are similar is that we are both humble. For example in the book it states “ Too anxious to attend school and too humble to attempt work outside of the home, Beth ... Laurie and Meg wonder if Mrs. March should be told of Beth's illness.” This sentence is stating how Beth is staying very humble while she is sick, and is too quiet, and humbled to work anywhere other than home. I am like Beth because I am also humble, and an example of that is I don’t do well in society, because I stay a little too humble. For example I used to live in a very bad part of my town, and got so used to everything, which is a way I was humbled.
Explanation:
I hope this helps!
John Knowles's A Separate Peace are the important character in the story. Novel mention all the character in the essay to mention only one character in the essay.
What is essay?The term essay refers to the short piece of writing on a particular subject of the topic. The essay is writing for someone is convinced for someone. They simply inform the reader on particular topic. There are different types of essay such as argumentative, narrative, descriptive, and expository essay.
A John Knowles essay John Knowles' coming-of-age book A Separate Peace was released in 1958. Numerous novels were written by John Knowles. The book A Separate Peace is about friendship—its delights, its advantages, and its drawbacks. Innocence lost, social class and position, fear, and jealousy are all present in A Separate Peace.
As a result, the significance of the essay about important character in the story are the aforementioned.
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According to Willy, what has left him unsettled and "temporary"?
a. he never had a chance to get close to his own father
b. he was never the greatest of salesman
c. he regretted never getting the job he truly wanted
Answer: c
Explanation: I’m sorry if it’s wrong, if right please Mark brainliest
The Midnight Library
Why do you think the author chose to start the book 19 years before the main events of the story?
I think the author chose to start the book 19 years before the main events of the story so the reader could absorb things. The author technically wanted the reader(s) to understand something before reading the real story.
Which quote from the passage most strongly suggests that chess requires players to anticipate different possible scenarios?
Answer:
show the passage
Explanation:
1. Snow blanketed the field in white.
What is means........???
Answer:
Snow covered the entire field
Complete the story in 150-200 words, giving a suitable heading to it.
"It was a rainy day, and I was all alone at home. It was pitch dark outside. Suddenly I
heard someone knocking at my door…………”
It was a gloomy evening, and it had been pouring since the morning. I had the day off, so I was enjoying alone at home, I didn't have anything to worry so, I was enjoying my solitary time.
Suddenly, I heard a strange noise, which sounded like someone was knocking on my front door. I was scared because I wasn't expecting any visitors. It was still raining heavily outside, and I could hear the sound of thunder in the background.
The knocking started again, and I hesitated for a few seconds before opening the door. To my astonishment, I found a stranger standing on my porch, soaked from the rain . He introduced himself and explained that he was lost and needed directions to the nearest bus stop. I offered him a hot coffee and a towel to dry himself.
While drinking coffee he told me about his trip and how he ended up at my doorstep. After a few minutes, he left. After sometime I heard another knock at the door. I froze in fear and wondered if it was the stranger who came back or someone else.
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What is the significance of the allusion in this passage connect to the central idea of the passage?
The allusion is to the mountain where Brutus and Antony will reside after the battle has been one.
The allusion introduces the idea that, although the two men are very powerful and command armies, they are as honored by the Romans as the gods.
The allusion emphasizes the that the faults that Brutus sees in Cassius are as high as the mountain of the gods.
The allusion to the gods introduces the notion deep commitment the conspirators have to religion
Answer:
C:
Explanation:
The allusion emphasizes the that the faults that Brutus sees in Cassius are as high as the mountain of the gods.
The significance of the allusion in this passage connect to the central idea of the passageis the allusion emphasizes the that the faults that Brutus sees in Cassius are as high as the mountain of the gods.
What is central idea of The Tragedy of Julius Caesar?William Shakespeare's The Tragedy of Julius Caesar is about the homicide of Caesar and the battle for force of Rome. The play manages topics of unwaveringness, great clashing with evil, appearance versus reality, ravenousness, power, and so forth.
In the given passage from the text, we see Cassius and Brutus, the two fundamental schemers of Caesar's homicide, in discussion. Cassius accepts that Brutus doesn't cherish him and that a companion ought to overlook his shortcomings.
This incited Brutus to concede that main toadies would overlook the incredible flaws of Cassius, which, to him are as immense as high Olympus. Here, the implication to Mount Olympus stresses the shortcomings of Cassius that Brutus finds.
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view on gun control debate
Answer:
Its not very ethical tbh
Explanation:
People need guns sometimes bc some people can be creeps or break into your house. Like its a source of protection .
38. What is the shape of the yield curve given in the following term structure? What expectations are investors likely to have about future interest rates? Term (in years) 2 3 5 7 10 20 Rate (EAR, %)
The shape of the yield curve given in the term structure with the following term structure is upward sloping, indicating that longer-term interest rates are higher than shorter-term interest rates. Therefore, investors are likely to have high expectations regarding future interest rates.The Yield curve is a graph that illustrates how yields on securities change as they move towards maturity.
This chart is also known as the term structure of interest rates, and it is used to forecast economic and business patterns. The yield curve's shape is crucial since it reveals expectations about short-term and long-term interest rates. If the yield curve slopes upward, it indicates that longer-term interest rates are higher than shorter-term interest rates, indicating that investors expect interest rates to rise in the future. In the case of the given term structure:Term (in years) 2 3 5 7 10 20Rate (EAR, %) 6.5% 6.8% 7.2% 7.5% 7.8% 8.2%An upward sloping yield curve can be observed in the given term structure. Therefore, investors are likely to have high expectations regarding future interest rates.
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How does the shift in physical descripition of the landlady throughtout the passage impact the story's meaning
The shift in physical description of the landlady throughout the passage impacts the story's meaning by building suspense and foreshadowing the ending.
At the beginning of the passage, the landlady is described as "a charming elderly lady" who seems trustworthy and kind. She is even compared to someone's grandmother. However, as the passage progresses, the descriptions of the landlady become increasingly strange and unsettling.
For example, her eyes are described as "slightly-irritating", her smile is "curiously crisp", and her voice is "softly bright". The author also notes that the landlady's dog has an "odd smell". These details hint that something is not quite right with the landlady and her home.
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In this story the civil war serves as a backdrop; bierce's main intent is to examine the psychology of someone in a life-or-death situation. What does this story imply about human psychology in the face of death?
It is apparent that people would rather escape death than face it head-on. An Occurrence at Owl Creek Bridge by Ambrose Bierce shows that the human psychology in the face of death is complex and varied.
The story "An Occurrence at Owl Creek Bridge" by Ambrose Bierce is a narrative that serves to examine the psychology of someone in a life-or-death situation while the civil war serves as a backdrop. This story implies several things about human psychology in the face of death.
The following are some of the implications.The first implication is that when people are faced with death, they will do anything to save their life. For instance, Farquhar, the main character in this story, did everything he could to save his life, including imagining himself escaping death. Therefore, it is apparent that the will to live is a basic human instinct. Secondly, the story implies that people will create an alternative reality to avoid the reality of death.
For instance, Farquhar imagined himself escaping death when he was hanged, which was not a reality. The human mind tends to create an alternative reality to escape the harshness of death and protect itself against pain and suffering.Thirdly, the story implies that people would rather escape death than face it. For instance, when Farquhar is about to be hanged, he imagines himself escaping death.
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Read the following passage from the article, “Wonderful Things” from the October 2013 issue of Calliope magazine.
Three days later, they found 16 stone steps leading down to a blocked and sealed doorway…Carter dismantled the doorway, and emptied the corridor behind it.
Based on the context of the passage, what does the word dismantled most likely mean?
took apart
destroyed
remade
blew up
Answer:
took apart
Explanation:
Note, the term "dismantled" in this context can best be described as taking apart the doorway. In other words, he took apart the doorway so he could "emptied the corridor behind it."
Answer:
I'm going to agree with took apart
Explanation:
According to new studies by scientists, how do the genes of ancient American dogs compare to the genes of dogs born in Europe and Asia?
Scientists found that the genes of the ancient American dogs were similar to the genes of dogs born in Europe and Asia. Scientists also concluded that every breed of dog, from English setters to Labrador retrievers, descended from wolves that lived in Europe and Asia and migrated to North and South America.
The context clue that best helps the reader understand the meaning of "snowy Kilimanjaro” is
After the snow stopped
to see if there was a lot of snow
had been transformed
I went to get a shovel
Answer:
The answer is D or I went to get a shovel
Explanation:
Unit Test Edge 2021
Answer:
D.
Explanation:
11. Authors'
may include their education, professional background, and biography.
O A. credibility
O B. objectivity
O C. viewpoints
OD. credentials
Answer:
I think it's d
Explanation:
the author may want to say their credentials
Authors' credentials may include their education, professional background, and biography. Thus, option (d) is correct.
What is biography?The term biography refers to a famous personality of the persons are the life related ups and the downs are the related in the life. The biography are the based on the person are the reader on the more interest. The writer was the write the story of the biography.
According to the authors are the credentials because it's the related to the education, biography, institutions, and the professional background. The author was the credentials in the written the biography, because it is the mention of the professional background, and also the share of the personal experience.
As a result, the authors' credentials may include their education, professional background, and biography. Therefore, option (d) is correct.
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who thinks that i was the only person in the world that was eating a sandwich with chopsticks at 3 am while playing ro.blox
Answer:
uh hello pls i do this too.
Explanation:
Answer:
ooooh sandwich....that sounds like a nice daily thing to do!
Explanation:
it could be a daily routine if you imagine it!! ^^
Currently, interest rate on euro is below zero( -1%), while the (Fed Funds) interest rate on dollar is about 0.5%. We expect the 6-month forward rate of euro (vs dollar) to be higher than the spot rate of euro.
The given statement can be explained using the concepts of interest rates, spot rate, and forward rate, respectively. Here's what you need to know:Interest rates are the amount charged by the lender to the borrower for the loan granted to the latter.
When the interest rate is below zero, the lender is, in fact, paying the borrower to take a loan. Spot rate is the rate at which an investor can exchange one currency for another currency and receive immediate delivery.Forward rate is the exchange rate of a currency for a future date. It can be higher or lower than the spot rate, depending on the market forces of demand and supply.
The given statement states that the interest rate on the euro is below zero, while the (Fed Funds) interest rate on the dollar is about 0.5%. Therefore, the US dollar has a higher interest rate than the euro.We expect the 6-month forward rate of euro (vs dollar) to be higher than the spot rate of euro. This indicates that the euro is expected to appreciate against the US dollar in the next six months.
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Summary of Julius Caesar please help
Answer: In 1599, William Shakespeare wrote The Tragedy of Julius Caesar, a play based on Caesar's life. Set in 44 B.C., it tells the story of a Roman politician named Brutus who plots with others to assassinate Caesar. It also portrays Caesar's brutal murder and the aftermath.
Explanation:
Change the verb into its noun form. Be sure to type the complete word, not just the suffix.
ally
Answer:
Alliance
...............................
In this Activity, we learned that communication usually consists of two things. What are
they?
Answer:
You would need to be a good listener and to pay attention. Also to talk back to them and be polite. Always have an open mind and have empathy and to always respect others.
Explanation:
Higher education and business work together more in the United States than in other nations.
true or false
The statement is, "Higher education and business work together more in the United States than in other nations" is true.
How do higher education and business work together in the US?Higher education and business work together in several ways, such as by offering internship programs, and research collaborations, and job fairs that connect the students to potential employers.
In the United States, higher education institutions and businesses have long-standing relationships that contribute to the success of the students, businesses, and the overall economy.Higher education and business relationships in other countries are not as common as they are in the United States.
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according to class material, which two news values do journalists argue are the most important?
Select one:
a. Timeliness and impact
b. Timeliness and conflict
c. Prominence and impact
d. Prominence and conflict
According to class material, the two news values that journalists argue are the most important are A. timeliness and impact. These news values are of great importance because they help to ensure that the information that is being presented is not only up-to-date but also relevant to the audience.
Timeliness refers to the concept of being current or up-to-date. Journalists use this news value because the news that is most current is typically the most interesting to their readers. It is also important because it helps journalists to compete with other news outlets to be the first to report on breaking news. A journalist who can provide news that is both timely and relevant can quickly establish themselves as a trusted source for news. Impact, on the other hand, refers to the significance of the news. Journalists use this news value because it helps them to provide context for their stories.
A story that has a significant impact on the lives of their readers is more likely to be read and remembered than one that is of little consequence. By providing news that has a significant impact, journalists can help to shape public opinion and provide insight into current events.Overall, these two news values are essential for journalists because they help them to provide news that is both current and relevant to their readers. Without these two values, it would be difficult for journalists to establish themselves as trusted sources for news.
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