Select the correct answer.
Which legislation is the most recent piece of consumer protection legislation?
Consumer Bill of Rights
Fair Credit Reporting Act
Dodd-Frank Wall Street Reform and Consumer Protection Act
Credit CARD Act

Answers

Answer 1

Answer:

Consumer Bill of Rights

Explanation:


Related Questions

__________ utility is the benefit marketing provides by allowing the consumer to own, use, and enjoy the product.

Answers

Answer:

Possession

Explanation:

POSESSION UTILITY can be defined as the type of Utility in which a person derived a value for owning a product reason been that POSSESSION UTILITY give such person who purchased a product the right to own the product by enabling such person to possess the ownership of the product and to use the product . Example a person who purchased a car bought it for the purpose of driving it around which means that such person has the POSSESSION UTILITY to own the car , drive the car and enjoy the car thereby deriving a value for owning the car .

All funds entrusted to a licensee on behalf of another party in the practice of real estate are by definition ______.

Answers

Answer:

Trust funds.

Explanation:

An agency can be defined as a mutual relationship existing between two parties, wherein a principal authorizes the agent to act as the principal's representative or on his behalf (fiduciary role) in dealing with third parties.

All funds entrusted to a licensee on behalf of another party in the practice of real estate are by definition known as trust funds.

This ultimately implies that, the legal entity or real estate agent (trustee or licensee) would, d be held responsible for the losses, legal claims and damages incurred by the owner of the property (beneficiary), whether or not the agent's actions were authorized or unauthorized by the principal.

Hence, a trustee is liable for acts or contracts entered into by an agent when he or she gives an agent either actual authority (power of attorney) or apparent authority.

An individual's liability for unauthorized credit card charges is much higher than an individual's liability for unauthorized debit card purchases, regardless of when the fraud is reported. * 2 points True False

Answers

An individual's liability for unauthorized credit card charges is much higher than an individual's liability for unauthorized debit card purchases, regardless of when the fraud is reported.

The answer is FALSE

You plan to make a series of deposits in an interest-bearing account. You will deposit $1,000 today, $2,000 in 2 years, and $8,000 in 5 years. If you withdraw $3,000 in 3 years and $5,000 in 7 years, how much will you have after eight years if the interest rate is 9%?

Answers

Answer:

$5,641

Explanation:

DEPOSIT NOW  

$1000 * FVIF 9%,8 PERIODS

= $1000 * 1.9926

= $1992.6

IN 2 YEARS

= $2000 * FVIF 9%,6 PERIODS

= $2000 * 1.6771

= $3354.20

IN 5 YEARS

= $8000 * FVIF 9%, 3 PERIODS

= $8000*1.2950

= $10360

WITHDRAWAL: IN 3 YEARS

= ($3000) * FVIF 9%, 5 PERIODS

= ($3000) * 1.5386

= ($4615.80)

IN 7 YEARS

= ($5000) * FVIF 9%, 1 PERIOD

= ($5000) * 1.0900

= ($5450)

Total value = $1992.6  + $3354.20 + $10360  - $4615.80 - $5450

Total value = $5,641

So, the total future value after eight years is $5,641

When Leanne gave her presentation to the BigDeal buying center team, she focused on answering Beverly's questions, since she is the decision maker. What type of buying center does BigDeal employ

Answers

Answer:

D.autocratic

Explanation:

These are the options for the question

A. democraticB. consultativeC. consensusD.autocraticE. authoritative

from the question,We were informed about instance of when Leanne gave her presentation to the BigDeal buying center team, she focused on answering Beverly's questions, since she is the decision maker. Type of buying center BigDeal employ is autocratic.

In autocratic the decision is made by one person alone, though multiple participants which are Democratic buying center could be available.

*ECONOMICS* please help
thank you to whoever answers

Answers

Answer:

I think B

Explanation:

I don't know much about economics, but don't you need to have decent credit to take a loan (borrow) from the bank?

explain sleeping problems from the usage of the computer and ways to help

Answers

Answer:

Explanation:

I will put this in RACE format for you.

The sleeping problems from the usage of the computer is affected because computers can cause your brain to become more aware and awake. Too much screen time can also cause stress which also does not help you sleep. This is proven because anything enduring stress will cause you to become more awake. This happens because you always have something on your mind. All in all, if you limit screen time before bed then it will be easier for you for you to concentrate and sleep.

what describes initial public offering?

Answers

Answer:

refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.

Explanation:

if your salary is $42,000 and your federal income taxes are 10% of your salary, how much money will you owe this year in federal taxes? assume you have no deductions.

Answers

Answer:

Your taxes are estimated at -$5,925.

Step-By-Step Explanation:

This is 0% of your total income of $42,000. 0% would also be your average tax rate. Your income puts you in the 12% tax bracket. At higher incomes many deductions and many credits are phased out. This increases your tax bill and your marginal tax rate. With these phase outs, adding $1,000 to your income would result in a -15% marginal tax rate.

1993 x 291

guys answer this and whoever gets brainly you have to comment on their stuff.
Lets get a lot of comments in one answer

Answers

Answer:

1993×291

=579963 is the answer

Explanation:

1993

×291

1993

17937×

+3986××

579963

What function of management uses the ability to look at how a plan has been implemented and
reflects upon how things could be improved?

Implementing
Controlling
Strategic
Mixed

Answers

Answer:

Controlling

Explanation:

Controlling is among the major functions of management.  As a management function, controlling means taking measures to ensure subordinates are working according to plan. It is verifying that all activities are in line with the given instructions and guidelines. Controlling ensures the business is on the right path to achieving its objectives.

Management has to control how the organization’s resources are used. They have to ensure effective & efficient use of resources to achieve predetermined goals.

Any recommendations of how to convince my parents to get me a dog?

Answers

Answer:

ok so u have to get a pet rock first u name it u take it out to go to the bathroom and everything u would do with a dog and it shows your parents you're ready for one u have to show them that u know how to take care of one first

Explanation:plz mark me branlyiest this worked for me so yea hope it helped

What can Lena do to avoid the risk of having short supplies in times of need?

Lena works in an artificial jewelry-manufacturing unit. It is a family run business and they have been depending on a single supplier for years. As Lena is a proactive person, she can avoid the risk of being in short supplies of raw material by keeping a (blank) supplier for every one main supplier.

Answers

Answer:

backup

Explanation:

The correct answer is "Backup"

Tanya has recently been appointed CEO of a corporation that specializes in computer software. The corporation has made a substantial profit since she joined due to her emphasizing the importance of deadlines and sales goals to her software design team. Tanya is best described as what type of leader

Answers

Answer:

Transactional leader.

Explanation:

Leadership can be defined as a process which typically involves motivating, encouraging and inspiring employees working under an individual to be innovative and create positive changes that will foster growth and enhance the success of a business firm or company in the future.

This ultimately implies that, beyond an individual possessing the traits or qualities of a leader, leadership in itself is a process that revolves around the activities or happenings between the leader and those who he or she is leading, which are the followers. Thus, leadership is simply a continuous process and it's transactional in nature because it occurs between a leader and the followers.

In this scenario, Tanya has recently been appointed CEO of a corporation that specializes in computer software. The corporation has made a substantial profit since she joined due to her emphasizing the importance of deadlines and sales goals to her software design team. Thus, Tanya is best described as a transactional leader because she is more concerned with her team (followers) meeting set targets (goals) or defined requirements, objectives and expected level of results (performance).

Which term describes the degree to which an instrument repeats the same measurement over time?

Answers

I believe it is test re-test reliability

Publicity is part of a company's
ООО
product mix.
promotion mix.
sales promotion.
advertising mix.

Answers

Answer:

Promotion mix.

Explanation:

A promotional mix is a blend of different marketing approaches that a business uses to reach out to many and diverse customers. Using the right variety of marketing activities ensures the achieve its targets of creating awareness and maximizing sales.

Marketers select a promotional mix that assists a business stand out from its competitors and drive sales. The components of a promotions mix consist of advertising, direct selling, sales, promotion, Public relations, and many others.

If bids on keywords in a bid strategy are manually overwritten, how long will it take for the bid strategy to resume bidding on those keywords

Answers

Answer: 24 hours

Explanation:

When the max CPC is manually overriden, the new max CPC will remain for 24hours, this would make the search Ads 360 optimization system not to update the max CPC during this time. After 24hours margin, the search Ads 360 will resume optimizing your bids inorder to meet the goals of bid strategy in turn starts the max CPC manually.

A lender offers an investor a maximum 85% LTV loan on the appraised value of a property. If the investor pays $160,000 for the property how much will the investor have to pay as a down payment

Answers

Answer:

the amount that have to pay as a down payment is $24,000

Explanation:

The computation of the down payment is as follows;

Loan = LTV ratio × price

And, the down payment is

= Price - loan

So, the loan is

= 85% × $160,000

= $136,000

Now the down payment is

= $160,000 - $136,000

= $24,000

Hence, the amount that have to pay as a down payment is $24,000

Saffron Industries most recent balance sheet reports total assets of $42,000,000, total liabilities of $16,000,000 and stockholders' equity of $26,000,000. Management is considering using $3,000,000 of excess cash to prepay $3,000,000 of outstanding bonds. What effect, if any, would prepaying the bonds have on the company's debt-to-equity ratio

Answers

Answer:

A) Prepaying the debt would cause the firm's debt-to-equity ratio to improve from .62 to .50.

Explanation:

The computation of the impact is as follows:

The Debt equity ratio is

= Total liabilities ÷ total equity

Now

Debt equity prior to payment is

= $16,000,000 ÷ $26,000,000

= 0.62

And,

Debt equity after payment is

= $13,000,000 ÷ $26,000,000

= 0.50

So here as we can see that the debt equity would be improved from 0.62 to 0.50

Therefore the correct option is a.

What are some of the benefits using a financial institution like a bank or a credit union

Answers

Answer:

They keep money safe and stable. However, Investing in the stock market is also another option, with the opportunity to make large gains with you money, with more risk of course.

Explanation:

A monopolist sells to tourists who have demand p1 = 14 – q1 at a price of $8.00. Residents have demand p2 = 10 – q2. The firm implements an OPD pricing plan. What price should the monopolist charge to the residents?

Answers

Answer:

Price charge to the residents = $4

Explanation:

Given:

p1 = 14 – q1 at a price of $8.00

p2 = 10 – q2

Find:

Price charge to the residents

Computation:

p1 = 14 – q1 at a price of $8

8 = 14 – q1

q1 = 6

In OPD q1 = q2

So,

p2 = 10 – q2

p2 = 10 – 6

p2 = $4

Price charge to the residents = $4

A specific parcel of real estate has a market value of $160,000 and is assessed for tax purposes at 75% of market value. The tax rate for the county in which the property is located is 4%. The tax bill will be

Answers

Answer:

$4,800

Explanation:

property taxes are calculated using the assessed value, in this case the county will use $160,000 x 75% = $120,000

if the tax rate is 4% of assessed value, then the total property tax bill = $120,000 x 4% = $4,800

Generally, property taxes are collected by counties or municipal governments and they are used to fund school districts, libraries, fire departments, parks, etc.

What kind of network might you have at home?
A.
LAN
B.
WAN
C.
Wireless
D.
Intranet

Answers

Answer:

d

Explanation:

intranet

D intranet

I know this because I am very smart

What is target Market
small group of archery enthusiasts
a place that Target employees get discounts on returned items
a group of people we direct our marketing efforts towards
a place to exchange common bar games and equipment

Answers

Answer:

shoes

Explanation:

I think it’s a place that the target employees get discounts on return the items

In the ________, the perfectly competitive firm will react to losses by __________________________ .

Answers

Answer:

Lon run, Increasing it's Production

Explanation:

I majored in Business

A consumer magazine has contacted a simple random sample of 58 owners of a certain model of automobile and asked each owner how many defects had to be corrected within the first 2 months of ownership. The average number of defects was 4.9 with a sample standard deviation of 2.1 defects. Construct the 90% confidence interval for the population mean.

Answers

Answer:

(4.439 ; 5.361)

Explanation:

Given :

Confidence level = 90%

α = (1 - 0.9) / 2 = 0.05

Sample size (n) = 58

Degree of freedom (df) = n - 1 = 58 - 1 = 57

Mean number of defect (m) = 4.9

Standard deviation (s) = 2.1

m ± t0.05, 57 * (s /√n)

t0.05, 57 = 1.672029 (t value calculator)

4.9 ± 1.672 * (2.1 /√58)

4.9 ± 0.4610431

4.9 - 0.4610431 ; 4.9 + 0.4610431

(4.4389569 ; 5.3610431)

(4.439 ; 5.361)

I really need help pleaseeee

Answers

This is false they use manufactures to make product not build their own
This question is true, because companies need factories to manufacture products

"capital" investment is the major basic component of a business operation. "justify"this statement with examples ​

Answers

Answer:

See below

Explanation:

Capital investment is the sourcing of funds for business expansion and growth. It involves acquiring money to finance long term projects or assets that will add value to a business for many years.

Through capital investments, a business acquires assets used in producing goods or the provision of services. It enables a company to upgrade, expand, or diversify to meet customer demands or react to market changes.  

Capital investment has been useful to businesses in many ways. For example

1. When labor or the costs of doing business becomes costly in one country, a company may need to relocate to a country with more favorable conditions. It requires heavy financing to relocate. Capital investments make such moves possible.

2. With the advent of technological advancement, companies need to invest in new technology to remain competitive. Capital investments help a business acquire modern technology and remain in operations.

Your beginning inventory was $46,000, your ending inventory is $37,000, your cost of goods sold was $19,000. How much were your purchases?

Answers

Answer:

$9000

Explanation: Because 46,000 minus 37,000 equals 9000.

10. Which of the following is a good question to ask about a career you may choose?
What does my family want me to do?
O What training/education will I need?
O Will I be able to impress people with my career?
O Who else has done this job?
со

Answers

Answer:

What training/education will I need?

Explanation:

Choosing the right education/career path increases the chances of landing in the desired career choice. Identifying the desired career early helps one join the right education path as different careers have separate career paths.

In choosing a career, one should be mindful of their educational abilities. They will need guidance on the right educational path. One has to evaluate themselves to see if they are good in the subjects in that career path.

Answer:

O What training/education will I need?

Explanation:

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A map has a scale of 2 in. = 25 mi. Town A is 135 miles from Town B. Which equation can be used to calculate the distance between the two towns on the map? 2/25 =135/x135 = x/2(25)135 = 2(25x) 2/25= x/135 Dkendbdjdbebdbdbdjdnd Which of the following actions will provide a negative control for the investigation?Repeating the experiment at 25CRepeating the experiment at 25CRepeating the experiment using twice the amount of hydrogen peroxideRepeating the experiment using twice the amount of hydrogen peroxideRepeating the experiment using twice the amount of peroxidaseRepeating the experiment using twice the amount of peroxidase You are sitting in a room with a door on your lefa wall of windows on your right, a desk in frontyou, and a bookcase behind you. This statementuses reference points to describe yourA speedBvelocityC positionDmotion which is a way to express concentration of a solution? parts per billion moles molar mass force per square meter In my 4.3 Code practice: Question 1.Every time I enter an age, it just continues to print **HUG**What is wrong with my code? Convert 1.42 m to customary units solve for a - due soon! Find the value of 16 2/3% of Rs.4500 Periodo histrico conocido como "El siglo de las Luces", en el que se destacaron las ciencias y las artes? Renacimiento Ilustracin Revolucin Francesa Revolucin Industrial Write 6.25 in expanded notation. 1. Define the term 'escarpment'. 2. How long is the Parana River?3. What is the Pantanal? In only three days the temperature dropped by 24 degrees.How many degrees per day did the temperature drop? A yoga instructor offers two options for classes. Option 1: $40 joining fee and $20 per class Option 2$0 joining fee and $25 per class After how many classes will both options have the same cost? What is the Least Common Denominator for the two fractions? 1/4 and 7/10 When the water availability of a plant's environment decreases, the plant can respond by closing its stomata. This reduces the amount of water that the plant loses through its leaves due to transpiration. Closing the stomata also reduces the amount of carbon dioxide that the plant can take in through its leaves, which will most likely result in A. a decreased rate of photosynthesis. B. no change in the cellular processes of the plant. C. an increased rate of photosynthesis. D. an increased rate of cellular respiration. PLEASE HELP I WILL GIVE BRAINLIEST ANSWER! What is y-5/3=1????? Plants are thought to have evolved from aquatic algae. true or false HURRY PLZZZThe Supreme Court opposed Andrew Jackson's Indian removal policies by:O A. ruling that the states could not take American Indian lands.O B. arguing that American Indians were legally U.S. citizens.OC. ruling that the Five Civilized Tribes should become a new stateOD. claiming that treaties signed by American Indians were illegal. Use the elimination method to solve the system of equations.3x + 2y = 162x - 2y = 4A. (2,4)B. (5,3)C. (4,14)D. (4,2)