Answer:
1. New equipment costing $85,000 was purchased for cash during the year.
2. Old equipment having an original cost of $57,500 was sold for $1,500 cash.
3. Bonds matured and were paid off at face value for cash.
4. A cash dividend of $40,350 was declared and paid during the year.
Instructions:
Prepare a statement of cash flows using the indirect method.
During the year, a cash dividend of $40,350 was declared and paid. On December 31, 2017, there will be 80,800 in cash.
A cash flow statement contains what exactly?All of the cash inflows business experiences from continuing operations and outside investment sources are detailed in a cash flow statement. The sum of the cash flows from operations, investments, and financing is known as net cash flow and is included in the cash flow statement.
The net cash flow is calculated using the indirect approach, which also adjusts the cash input and outflow to account for noncash expenses like amortization and depreciation. The net cash flow is then added back to the net income.
Cash flows from operating activities:
Net income 158,900
Add: Depreciation 46,500
Add: Loss from selling plant assets 7,500
Less: Increase in accounts receivables 59,800
Less: Increases in inventory 14,650
Less: Increase in prepaid expenses by 2,400
Add: Increase in accounts payable 44,700
Less: Decreases in accrued expenses payable 500
Net cash provided by operating activities (A) 180,250
Cash flows from investing activities:
acquisition of equipment 85,000
Add: Purchase of investments 29,000
Add: Sale of equipment 1,500
Net cash used for investing activities (B) 112,500
Cash flows from financing activities:
Repayment of bonds payable 40,000
Add: Issuance of common stock 45,000
Add: Payment of cash dividends 40,350
Net cash provided by financing activities (C) 35,350
Net increase in cash ((D) = (A) + (B) + (C)) 32,400
Add: Cash balance, December 31, 2016, 48,400
Cash balance, December 31, 2017, 80,800
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. if the federal reserve were to sell treasury securities as part of its open market operations, it would be most effective at resolving which of the following economic problems? a. deflation b. high unemployment c. severe recession d. high inflation
If the federal reserve were to sell treasury securities .High inflation would be most effective at resolving economic problems.
What happens when the Federal Reserve sells Treasury bonds?
The Federal Reserve buys and sells governments for the purpose of controlling the money supply and interest rates. This activity is called open market trading. In this situation, reserves will decrease and the money supply will also decrease.
What happens when the Federal Reserve sells Treasury bonds?The Federal Reserve buys and sells governments for the purpose of controlling the money supply and interest rates. This activity is called open market trading. In this situation, reserves will decrease and the money supply will also decrease.
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considering the differences between investment banks, commercial banks, and retail banks, it is safe to assume that income from investment management is more stable than income from underwriting or trading activities.
True, it is reasonable to believe that income from investment management is more stable than income from underwriting or trading operations given the distinctions between investment banks, commercial banks, and retail banks.
Commercial banks serve a wide range of clients, including the general public and businesses, by accepting deposits, disbursing loans, protecting assets, and working with them.
Investment banks are financial institutions that perform a variety of tasks, including underwriting, assisting companies with the issuance of equity and debt securities through initial public offerings (IPOs) or fixed-price offerings (FPOs), facilitating mergers and acquisitions (M&As) on both the buy-side and sell-side of the deal, corporate restructuring, and many other tasks.
Investment management, often referred to as asset management, fund management, or portfolio management, is the process of guiding private or institutional investors to appropriate investment opportunities that will support the achievement of their growth goals. High-Net-Worth Individuals are typically those who consult investment consultants or asset managers (HNIs). An asset manager's job is to offer support while investing in a variety of instruments, including hedge funds, fixed-income securities, real estate, and shares. Some prefer to refer to it as the "buy-side," as asset managers are expected to purchase investment goods in accordance with their client's needs for wealth growth.
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describe whether you want a high value or a low value for each ratio, independent of the other ratios. a) return on equity: b) profit margin ratio: c) asset turnover ratio: d) financial leverage ratio:
Return on equity - high
Profit margin ratio - high
Asset turnover ratio - high
Financial leverage ratio - low
The ratio of a company's net income to the equity of its shareholders is known as return on equity (ROE). A company's profitability and the effectiveness of its revenue generation are measured by its return on equity (ROE). A corporation is better at turning its equity financing into profits the higher the ROE.
One of the often used profitability statistics to determine how profitable a business or line of business is is profit margin. It displays the proportion of sales that have generated profits.
By deducting the cost of goods sold (COGS) from total sales and dividing the result by total revenue, you can quickly calculate a company's profit margin. Calculate the percentage by multiplying that number by 100. It would be for many different types of enterprises, including shops, restaurants, manufacturers, and other goods producers, if the gross profit margin ratio was between 50 and 70 percent.
A greater asset turnover ratio is typically preferred since it suggests that the business is effective at producing sales or revenues from its asset base. A lower ratio suggests that a business is not utilizing its resources effectively and may be experiencing internal issues.
A company is more likely to default on loans if its financial leverage ratio is too high because most of its cash flow is going toward debt repayment. A company with a stable revenue stream and a lower financial leverage ratio is typically considered to be more financially responsible.
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i went to enterprise to rent a car, i booked a full size car but i was offered a midsized car when i reached their office. which type of service gap am i experiencing?
When these presumptive expectations are not met when the service is delivered, a gap arises. Expectations of the consumer are not being satisfied in this instance. When you require more passenger and luggage capacity than a smaller automobile can provide, a full-size car rental is useful.
Consumer expectations are a reflection of household economic prospects. The current state of the economy will be significantly impacted by expectations. People will be more likely to borrow money and make purchases if they anticipate an improvement in the economic outlook.
Expectations may also affect how a government decision is received. For instance, if the government lowers taxes and borrows more to pay for it, at least some consumers might anticipate that the tax cut will only be temporary and that taxes will eventually rise to pay off the government debt.
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Here the customer's expectations were not fulfilled and that's where the customer felt a service gap.
What are Customer Expectations?Fundamental Client Services Expectations to feel acknowledged, heard, and appreciated. want the procedure to feel friction-free and simple. to observe the request or issue being addressed through action. Household economic outlook are reflected in consumer expectations. Expectations will have a big impact on the economy as it is right now. If people think the economy will get better, they'll be more likely to borrow money and buy things.
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for each scenario, determine which bias is preventing a price index constructed 15 years ago from measuring the true cost of living. a. a typical family owns more cell phones and fewer landline telephones than it did a decade ago. the average price of a cell phone plan is lower than that of a residential line.
A bias of that magnitude would cause the growth of quantities deflated by the CPI, such as real wages, to be understated by 19 percent. Bias of this magnitude substantially affects how we assess the growth of our economy and the well-being of its members.
What bias is preventing a price index constructed?This level of bias has a significant impact on how we evaluate the expansion of our economy and the welfare of its constituents.
A skew of that magnitude would understate the increase in items like real earnings that are deflated by the CPI by 19%.
Therefore, Since the publication of the study in 1996, BLS has made certain methodological adjustments.
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aicha, the coach of a women's basketball team, prepares the team's playing strategy for an upcoming basketball tournament. the strategy devised will be successful only if the players are allocated appropriate positions in the team according to their strengths. in this scenario, which of the following managerial functions must aicha perform to allocate playing positions to the players
"Organizing" is the managerial functions that Aicha must carry out in order to assign playing locations to the basketball team's players.
What is meant by the term managerial functions?The precise duties of a manager are referred to as managerial functions. They typically include making decisions, interacting with others, and exchanging information. Planning, organizing, leading, and regulating are the four fundamental managerial tasks.Choosing which tasks should be completed and by whom falls under the category of "organizing functions." The manager also determines who reports to whom, how to organize various roles, and who will implement choices.Aicha, the women's basketball team's coach, plans the team's game plan for an approaching basketball competition. The developed strategy will only be effective whereas if players are assigned proper roles in the team based on their strengths.
Thus, the management duties must Aicha carry out in this case to assign playing spots to a players by "organizing".
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What is a legitimate looking, socially engineered email attempting to deceptively gain private information?.
Phishing is a legitimate-looking, socially engineered email attempting to deceptively gain private information.
Phishing is a form of social engineering in which an attacker sends a fraudulent (e.g., spoofed, fake, or otherwise misleading) message designed to trick someone into revealing touchy information. Phishing assaults have ended up more and more sophisticated and frequently transparently replicate the web page is focused, permitting the attacker to observe the entirety whilst the victim is navigating the website, and transverse any additional protection boundaries with the sufferer. As of 2020, phishing is by far the maximum not unusual assault performed by cybercriminals, with the FBI's net Crime criticism Centre recording over twice as many incidents of phishing as other kinds of laptop crime.
The primary recorded use of the time period "phishing" changed in the cracking toolkit AOHell created through Koceilah Rekouche in 1995; but, it is possible that the term changed into used before this in a print edition of the hacker magazine 2600. The phrase is a variation of fishing, inspired via phreaking, and alludes to the use of more and more state-of-the-art lures to "fish" for customers' touchy information.
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suppose that an increase in the price of a good leads to an increase in total revenue. ignoring other factors (like supply), at its current price the good must be: question 5 options: a) perfectly price-elastic. b) price-inelastic. c) inferior. d) price-elastic.
Suppose that an increase in the price of a good leads to an increase in total revenue. ignoring other factors , at its current price the good must be price inelastic. The correct answer would be option B.
Elastic items are typically necessary when suitable alternatives are unavailable. Utilities, prescription medications and tobacco products have the most prevalent inelastic demand among all goods. Because demand for these products is continuous regardless of price changes, businesses who sell them can be more flexible with pricing.
Utilities, prescription medications, and tobacco products have the most prevalent inelastic demand among all goods. In general, luxury products tend to be the most elastic, whereas basics like food and medicine tend to be inelastic.
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Which of the following describes furloughing?
a. Cutting salary but requiring employees to work the same number of hours
b. Reducing the number of employees at the firm
c. Requiring employees to work from home
d. Paying more than the local prevailing wages
e. Reducing pay and hours but keeping benefits
e. Reducing pay and hours but keeping benefits
describes furloughing.
A furlough is an unpaid temporary layoff, involuntary leave, or other modification of regular working hours for a predetermined period of time. Furloughs are used by businesses for a variety of reasons, including plant closures or when a large-scale reorganization leaves it unclear which employees will be retained. Furloughs in the military are granted to service members who are permitted to leave their station post for a predetermined amount of time or whose new assignments are still being finalized.
Furloughs are a less-permanent solution in modern business practice than layoffs. They are helpful in circumstances where the expected duration of the economic conditions that led to the furloughs is short. They are also frequent when temporary business disruptions are thought to have occurred.
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queens city has outstanding $5 million in general obligation term bonds used to finance the construction of the new city library. sue city has a june 30 fiscal year-end. interest at 12% is payable each january 1 and july 1. the principal of the bonds is due 10 years in the future. the city budgeted the july 1, 2020 interest payment in the budget for the fiscal year ended june 30, 2020. on june 30, cash was transferred from the general fund to the debt service fund to make the required payment. the maximum amount of interest payable that may be included on the balance sheet of the debt service fund of sue city at june 30 would be 150k 0k 300k 3k
The maximum amount of interest payable that may be included on the balance sheet of the debt service fund of sue city on June 30 would be 150k.
the maximum amount of interest payable on the balance sheet = 5000000×6%/2 = 150000
In finance and economics, interest is payment from a borrower or deposit-taking economic group to a lender or depositor of a quantity above compensation of the major sum (this is, the amount borrowed), at a particular rate. it's miles awesome from a charge that the borrower may additionally pay the lender or some 0.33 celebration. it is also wonderful from a dividend that is paid with the aid of an enterprise to its shareholders (proprietors) from its income or reserve, but no longer at a selected price decided beforehand, alternatively on a pro-rata foundation as a percentage within the praise gained through hazard taking marketers whilst the sales earned exceeds the whole fees.
As an example, a patron might generally pay interest to borrow from a financial institution, so they pay the financial institution a quantity that is more than the amount they borrowed, or a customer can also earn interest on their savings, and so they'll withdraw greater than they at first deposited. In the case of financial savings, the customer is the lender, and the financial institution performs the role of the borrower.
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, plus a capital gain, g, for a total expected return. in -select- , this expected return is also equal to the required return. it's easy to calculate the dividend yield; but because stock prices fluctuate, the yield varies from day to day, which leads to fluctuations in the dcf cost of equity. also, it is difficult to determine the proper growth especially if past growth rates are not expected to continue in the future. however, we can use growth rates as projected by security analysts, who regularly forecast growth rates of earnings and dividends.
The dividend yield is a financial measure that measures the number of cash dividends paid out to shareholders compared to the market value per share.
What is dividend yield?Dividend Yield, expressed as a percentage, is a financial indicator that indicates how much a company pays in dividends relative to its share price each year.Dividend yield, expressed as a percentage, is the amount a company pays shareholders to own shares divided by the current share price.Older companies are most likely to pay dividends.Companies in the utilities and consumer goods industries often have relatively high dividend yields.Real estate investment trusts (REITs), master limited partnerships (MLPs), and business development companies (BDCs) pay above-average dividends. However, dividends from these companies are subject to higher tax rates. It is important for investors to remember that high dividend yields do not always represent attractive investment opportunities, as stock dividend yields can rise as a result of falling share prices.to know more about how to calculate dividend yield refers to
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what happened to the dollar following the announcement by the group of five that it would be desirable for most major currencies to appreciate via the u.s. dollar?
a. The dollar became even stronger in foreign exchange markets.
b. The dollar continued to decline.
c. The dollar strengthened.
d. The dollar was replaced by the euro in pegged exchanges.
e. The dollar was not affected by this announcement.
A. The dollar became even stronger in foreign exchange markets.
The forex market is a global decentralized or over-the-counter marketplace for the buying and selling of currencies. This marketplace determines foreign exchange fees for each forex. It consists of all aspects of buying, promoting and changing currencies at modern or determined expenses.
The foreign exchange marketplace assists global alternate and investments with the aid of enabling forex conversion. for instance, it permits a business inside the united states of america to import goods from european Union member states, particularly Eurozone contributors, and pay Euros, even though its income is in united states of america greenbacks.
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vehicle assembly inc. operates a plant near the border between the united states and mexico. due to the location, it would be easier for the company to employ noncitizens. in this circumstance, it is legal for a u.s. employer to
Even if Vehicle Assembly Inc. operates a plant near the border between the united states and Mexico, and wants to hire an individual not authorized to work in the US, or a current foreign student, they should ensure that they meet specific conditions to get visas for their employees, which differ according to length and purpose.
Due to the location of the Vehicle Assembly factory close to the Mexican border, it is unlawful for a U.S. company to hire, retain, or recommend anyone who does not have the proper documentation to work in the U.S. The law's wrath will fall on both the employer and the undocumented workers.
Contracts are legal obligations that contain promises. State common law primarily governs contract law, and while broad contract law is prevalent nationwide, different state courts may have different interpretations of particular contract clauses.
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Employee: "my sales volume has increased from 50 units a day to 62. That is a __________ increase. ".
Employee: "my sales volume has increased from 50 units a day to 62. That is a variable costs increase.
What does increasing sales volume mean?Employee: "my sales volume has increased from 50 units a day to 62. That is a variable costs increase.Selling more units of a product results in an increase in sales volume.So be sure to be well familiar with your items.One of these is having a thorough understanding of the salient points so you know what to emphasis.Knowing the Unique Selling Proposition (USP) of your goods might help you stand out from the competition. Your variable costs rise along with your sales.Your variable costs decline as your sales decline.If you change your sales price, it must be high enough to cover both your fixed and variable costs in order to break even.
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a company produces a variety of cement-cast bird baths and outdoor sculptures and sells them to garden store retailers. this company most likely uses
A company produces a variety of cement-cast bird baths and outdoor sculptures and sells them to garden store retailers, this company most likely uses a Supply Chain.
What is a Supply Chain?
A supply chain is a network of facilities in commerce that buy raw materials, turn them into intermediate items, and then deliver finished products to clients via a distribution system. It is the network of organizations, people, activities, information, and resources involved in the delivery of a product or service to a customer. Natural resources, raw materials, and components are transformed into a finished product and delivered to the ultimate consumer as part of supply chain operations. Providers in a supply chain are sometimes classed by "tier," with first-tier suppliers delivering directly to the customer and second-tier suppliers supplying indirectly.
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If you lose your job in this country, you can claim unemployment and collect money to help you until you can find another job. This is because of economic
security
freedom
equity
growth
(I couldn’t find economics lol)
This is because of economic "Economic Security".
Economic security is characterized as a person's, family's, or alternately local area's capacity to meet their essential requirements in a feasible and honorable way. This shifts relying upon a person's actual prerequisites, the general climate, and social standards.
When a person is able and eager to work, but they are not employed, they are considered to be unemployed. A person's percentage of the labour force who is jobless is known as the unemployment rate. Consequently, knowing who is employed is necessary to calculate the unemployment rate.
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determining periodic earnings and financial position depends on measuring economic resources and obligations and changes in them as these changes occur. this explanation pertains to
This explanation pertains to accrual accounting
What is accrual accounting?
According to the accrual accounting technique, revenue or expenses are recorded when a transaction takes place rather than when a payment is paid or received. The matching principle, which states that revenues and expenses should be recognized in the same period, is followed by the approach.In the world of finance, an accrual is the accumulation of interest or various investments over time.When a transaction takes place or a payment is made, accountants use the accrual accounting method to record revenue and/or expenses. Sales made on credit, purchases made on credit, rent paid, utility costs, depreciation, audit fees, and other similar items are some of the most typical examples of accrual accounting.To learn more about accrual accounting refer to:
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if $29,227 in fixed costs will be eliminated by dropping the leashes line, how will total operating income be affected after the leashes line is dropped? if income drops, use a negative sign in front of the number.
The net effect on dropping the leashes line on net income will be
- $45,773.
Given that,
Loss of Contribution = $75,000
Fixed costs will be eliminated by dropping the leashes line = $29,227
Net loss on dropping the leashes line:
= Loss of contribution - Gain on fixed costs on dropping leashes line
= $75,000 - $29,227
= - $45,773
Therefore, the net effect on dropping the leashes line on net income is $(45,773).
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What are the 5 methods of financial statement analysis?
There are five widely used methods for analyzing financial statements: cost-volume-profit analysis, ratio analysis, trend analysis, and horizontal and vertical analysis.
By financial statement analysis, what do you mean?Financial statement analysis is the process of evaluating the financial data in the financial statements critically to comprehend and make judgments about the operations of the company.
Each method enables the construction of a more thorough and complex financial profile.
Horizontal analysis, which contrasts past data (such as ratios and line items), is typically represented as a percentage increase over the same line item in the base year.Vertical analysis, in which each line item on a financial statement is listed as a percentage of another item, is a proportional analysis of a financial statement.Ratio analysis enables meaningful comparisons between the various financial statement components and is used to identify a broad upward or negative trend.Trend analysis, to predict the long-term course of market sentiment, trend analysis makes use of historical data (such as price alterations and trade volume).Cost volume profit analysis, this method of analysis aids in the comprehension of the connection between sales, costs, and business profit by businesses.Learn more about Financial statement analysis: https://brainly.com/question/13858863
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horatio and maria are married and have three children. horatio is self-employed and pays health insurance premiums for himself and his family. which of the following situations would disqualify part or all of the premium costs from being deductible for agi?
If Horatio's health insurance policy covers only himself and not his family, then the premium costs would not be deductible for AGI.
If Horatio is enrolled in a government health insurance program, such as Medicare or Medicaid, then the premium costs would not be deductible for AGI. If Horatio's health insurance policy is provided through his spouse's employer, then the premium costs would be deductible for AGI.
The health insurance policy:The health insurance policy is a very important aspect of one's life. It is a safeguard against the high costs of medical care. It is also a way to have peace of mind, knowing that one is covered in case of an accident or illness.
There are many different types of health insurance policies available, and it is important to choose the one that best suits one's needs. Some policies cover only the basics, while others offer more comprehensive coverage. Some policies have deductibles, while others do not.
The premium costs of a health insurance policy can be deductible for AGI, depending on the type of policy and the situation of the policyholder. If a policyholder is self-employed and pays health insurance premiums for himself and his family, the premium costs may be deductible for AGI. However, if a policyholder is enrolled in a government health insurance program, such as Medicare or Medicaid, the premium costs may not be deductible for AGI.
The missing options: -Horatio's health insurance policy covers only himself, not his family.-Horatio is enrolled in a government health insurance program, such as Medicare or Medicaid.-Horatio's health insurance policy is provided through his spouse's employer.Learn more about the health insurance policy:
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explain each of the following steps in risk evaluation and remediation. risk identification risk evaluation for chance of occurrence risk evaluation for impact if the risk takes place. the four types of risk remediation, what is a project risk owner, what is a risk threshold. what is a risk matrix
The level of risk is determined by comparing the categories of probability or likelihood and consequence severity in a risk matrix, which is utilized during risk assessment.
What is a risk matrix?A risk matrix is a matrix that is used in risk assessment to establish the level of risk by balancing the likelihood or probability of an event versus the seriousness of the consequences. The management decision-making process will be aided by this straightforward mechanism for increasing risk visibility. The uncertainty surrounding a decision's outcome is known as risk. According to statistics, one can determine the degree of downside risk by multiplying the likelihood that harm will occur by the seriousness of that harm. When estimating probability or harm severity but being unable to do so precisely, the risk matrix is a useful tool.
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Notice of information practices must be given to a policyholder at least:___.
A. every year.
B. every two years.
C. every three years.
D. every four years.
Notice of information practices must be given to a policyholder at least every three years.
The policyholder (or policyholder) is the holder of the insurance policy. In most cases, the policyholder is the only person who can change the policy. The policyholder is also responsible for ensuring that premium payments are up to date.
The policyholder is the person who holds the insurance policy. So if you buy an insurance policy in your own name, you are the owner of the policy, and you are protected by all the details inside. As a policyholder, you can also add other people to your contract, depending on your relationship.Learn more about insurance policy here: https://brainly.com/question/25855858
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the process of banks making loans in financial capital markets is intimately tied to the:
The process of banks making loans in financial capital markets is intimately tied to the creation of money.
What is the process of money creation?By buying assets on the open market and adding the matching cash to the bank reserves of commercial banks, the Fed produces money. After that, banks continue to expand the amount of money in circulation by lending to individuals and companies.The process through which a nation, or an economic or monetary region, increases its money supply is known as money creation, sometimes known as money issuance. The central banks govern the production of money in the majority of contemporary economies. Base money is the currency that central banks issue.To learn more about money creation refer to:
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question 5 a company defines a problem it wants to solve. then, a data analyst gathers relevant data, analyzes it, and uses it to draw conclusions. the analyst shares their analysis with subject-matter experts, who validate the findings. finally, a plan is put into action. what does this scenario describe?
The subject matter expert use the Data-driven decision-making to validate the findings from the analyst shared analysis.
This company has set data at the heart of its business plan in order to attain data- driven decision- making.
Data - driven decision making :
The practise of operating data to support your decision- making and support an action plan before achieving to it's known as data- driven decision- making, or DDDM. Identify the features, services, and works that customers demand through collecting survey data. To reveal any possible issues that bear to be determined before to a concluding release, user testing should be operated to determine how customers are likely to use a work or service.
What kind of problems do data analyst work?Data analysts generally work with subsisting data to solve sketched business problems. Data scientists make new algorithms and models to make prognostications about the future.
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question mode multiple choice question jeremy's boss told him that if production costs were brought down by 15% by the end of the year, they would be able to bring costs down for consumers. which type of strategy is jeremy's boss suggesting?
Jeremy's boss is suggesting low cost strategy.
A low cost plan is a kind of pricing strategy where the business sells its goods for a low cost. This tactic aids in increasing market share and stimulating demand. The business can lower costs by improving efficiency, utilizing economies of scale, or purchasing raw materials at a discount.
For instance, several domestic airlines adopt the low cost strategy, offering tickets for incredibly low prices to attract passengers and first-timers. This was made possible by frequenting the routes, providing a no-frills flying experience and increasing the number of seats every trip. As a result, more individuals were able to fly in a variety of sectors thanks to several airlines cutting costs and generally lowering ticket rates.
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scenario 25-1 first national bank first national bank has $80 million in checkable deposits, $15 million in deposits with the federal reserve, $5 million cash in the bank vault and $5 million in government bonds. use scenario 25-1. consider the information for first national bank. if the minimum reserve ratio is 20%, what are the excess reserves available for the bank to lend?
For the first national bank, total excess reserves available for lending are $16 million.
Define the term excess reserves?Capital reserves stored in order to be able by regulators, clients, or internal controls are known as excess reserves by a bank or a financial institution.
Excess reserves for commercial banks are compared to standard capital requirements amounts established by central banking regulators. The minimum liquid deposits (including such cash) that must be held in reserve at a bank are determined by these required reserve ratios; anything above that is deemed excess.This rate, which was raised to 0.5% from December 17, 2015, following nearly a decade with lower bound interest rates, can only be altered by the Federal Reserve.For the given question;
Total checkable deposits for national bank = $80 million.
Minimum reserve ratio is 20%
Thus, 20% of 80 million
= 20 x 80 / 100
= 16 million
Thus, for the first national bank, total excess reserves available for lending are $16 million.
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many buyers are buying up these old, low priced homes and bulldozing them down. they are then building new $500,000 homes on the sites. this is an indication of what principle of value?
Many buyers are buying up these old, low priced homes and bulldozing them down. Afterward, they are erecting brand-new $500,000 houses on the plots. This is an indication of Highest and best use.
What are low priced homes ?
Rat-trap bond for walling avoids the excessive use of bricks and cement in building, in contrast to conventional methods. It follows that a typical 9-inch wall is constructed with undetectable vertical voids. This reduces brick and mortar use by 20%. The chambers offer good thermal and acoustic insulation, reducing temperature differences between the inside and outside by up to two degrees. Putting electrical conduits through cavities also reduces expenses over time. Bricks, Mangalore tiles, coconut shells, or moulds are used as filler materials to reduce the stress in the concrete used for the roof. When compared to open foundations, using arch foundations, pile foundations, or column foundations can reduce costs by 40%, 25%, and 18%, respectively. Because there is less need for steel, there is also less need for concrete mass.
So, the required answer is highest and best use.
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g what is the impact of environmental regulation on the economy? it uniformly raises costs it costs a loss of jobs to overseas pollution havens. it reduces firm productivity all of the above none of the above
Environmental regulations raise production costs at regulated firms
What is environmental regulation?
Environmental regulations are similar across developed and developing nations.
The false claim about environmental regulations is that "environmental laws are similar in developed and developing countries." This is untrue because it should be noted that various countries have their own laws and regulations pertaining to the environment.
While some of these developing nations have the regulations that are vital in tackling pollution, others don't and there are several distinctions in the way each nation tackles its environmental issues.
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on april 1st, bob the builder entered into a contract of one-month duration to build a barn for nolan. bob is guaranteed to receive a base fee of $5,000 for his services in addition to a bonus depending on when the project is completed. nolan created incentives for bob to finish the barn as soon as he can without jeopardizing the structural integrity of the barn. nolan offered to pay an additional 30% of the base fee if the project finished 2 weeks early and 10% if the project finished a week early. the probability of finishing 2 weeks early is 30% and the probability of finishing a week early is 60%.
The expected transaction price with the variable consideration estimated as the expected value is $6,097
Now
At Normal Duration,
Total Pay = Pay x Probability = $5,200 x 1 = $5200
At finish 2 wks early (25% variable consideration),
additional pay = $5,200 x 25%
= $5,200 x 0.25
= $1,300
Total pay (at 25% probability) = $1,300 x 0.25 = $325
At finish 1 wk early (20% variable consideration)
Additional pay = $5,200 x 20%
= $5,200 x 0.20
= $1,040
Total pay (at 55% probability) = $1,040 x 0.55 = $572
At the finish (10% variable consideration)
Additional pay = $5,200 x 10%
= $5,200 x 0.1
= $520
Total pay (at 0% probability) = $520 x 0 = $0
Hence,
the expected transaction price with the variable consideration estimated as the expected value
Grand total = $5,200 + $325 + $572 + 0
= $6,097.
The transaction price is the amount of payment an entity is expected to be entitled to in exchange for the delivery of promised goods or services to a customer, excluding receipts on behalf of a third party (e.g. e.g. certain sales taxes).
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One explanation of the business cycle is that it's caused by changes in business investment, residential construction,
or government spending. If this explanation is correct, how can you use it to determine whether it is a good time or
bad time to buy stocks in the stock market?
The variations of the economy between times of expansion (growth) and contraction are referred to as the "business cycle" (recession). The present stage of the business cycle can be determined using variables like gross domestic product (GDP), rate of interest, employment levels, and consumer expenditure.
What is business cycle:
Business cycles are one type of variation that can occur in a nation's total economic activity. Broad-based economic growth expansions that almost coincide with one another are followed by broad-based economic activity contractions to form a business cycle (recessions). This set of changes happens periodically but not repeatedly.
During business cycles, economic activity experiences periods of expansion and then decline. Both the general welfare of society and the welfare of private institutions are affected by these changes.
The repeated economic shifts that occur in a nation over time are referred to as business cycles. It can be recognized by changes in the GDP and other macroeconomic indicators. The business cycle has four distinct phases: expansion, peak, recession, and trough.
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