Answer:C,D
Explanation:
An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend _____.
An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend greater than its excess reserves.
It should be noted that a single bank may not lend money more than the amount that it has in its excess reserves. This is different from the commercial banks that lend more than what they've in their reserves.
An individual bank can safely lend an amount equal to its excess reserves because it's typically difficult for individual banks to keep reserves as per the legal reserve requirements.
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________ measures how optimistic or pessimistic people are about the future health of the economy and how they will fair in the future.
The measure of the faith in which the populees habour over the perceived future of the economic condition of a region is described as consumer confidence.
Consumer confidence is an important factor which often measures if consumers or organizations would go into a long term businesses. This is usually influenced by the economic principles, experience and record of an organization.Hence, a company or organization which has low consumer confidence would fInd it difficult to keep consumers to long term beisiness conditions.
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if you are married with young children and make $75,000 per year, how much term life insurance should you have?
Answer:
you'd buy $1,275,000 in life insurance. With this amount of coverage, your beneficiary should be able to replace your income with interest and dividends earned from investing the life insurance proceeds make sure it covers 10 or 12 x more then whats already covered
Explanation:
Which of the following is typically NOT led by a company's Human Resource department?
Answer: they dont file complaints
Explanation:
Marketing intermediaries add __________ utility to products by having them available when consumers want them.
Based on business sales strategy, marketing intermediaries add time utility to products by having them available when consumers want them.
This is because the time utility allows the business firms and marketers to make the products available to the consumers whenever they need them.
Time utility is a marketing tool used by the business firms like retails to add value to products and to bridge the gap between the products and consumers.
Hence, in this case, it is concluded that the correct answer is "time utility."
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Intensity pertains to the amount of effort being invested in an activity. Group startsTrue or False
Answer:
true
Explanation:
It is the responsibility of ________ to determine the ethical approach to setting prices so consumers find value and the firm can make a profit.
Based on business strategy, it is the responsibility of Marketers to determine the ethical approach to setting prices so consumers find value and the firm can make a profit.
The role of the marketer is basically to ensure and determine the pricing strategies of the products such that the targeted consumers can get value from them while the firm as well makes a profit.
Marketers also perform other typical roles like creating awareness for the products.
Also, they perform functions like advertisement campaigns and targeting techniques in response to demographic figures.
Hence, in this case, it is concluded that the correct answer is "Marketers."
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Which of the following are some of the biggest perceived detriments of the performance management system?
a. Feedback that is delivered frequently.
b. Lack of fairness by managers.
c. Too much focus on pay and incentives.
d. Lack of clarity on how to improve.
The factors that are considered some of the biggest perceived detriments of the performance management system are: b. Lack of fairness by managers; c. Too much focus on pay and incentives, and; d. Lack of clarity on how to improve.
To understand this subject, we need to know what the performance management system is.
What is a Performance management system?Performance management system refers to a series of activities that are performed by the human resource department in an organization to improve the productivity of employees. Its features are;
Provision of feedback in real-time
TrainingRewardRecognitionProgress review.While all of these are good, certain downsides can be seen when managers are not fair, focus much on pay and incentives, and do not provide enough information on what workers can do to improve.
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What was the major difficulty for the athletes?
Answer:
injuries
Explanation:
because
What is feasibility? Multiple Choice Difficult to quantify or measure. Easy to quantify and typically measured to determine the success or failure of a project. The measure of the tangible and intangible benefits of an information system. Periodic reviews of actual performance versus expected performance.
According to business operation analysis, the feasibility measures the tangible and intangible benefits of an information system.
This is because feasibility is the study or analysis of a project to show if the project can be conducted or not.
Feasibility is used to measure or analyze the practicality of a project, and it forms an integral part of a project design or plan.
Hence, in this case, it is concluded that the correct answer is option C. "The measure of the tangible and intangible benefits of an information system."
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A producer of pottery is considering the addition of a new plant to absorb the backlog of demand that now exists. The primary location being considered will have fixed costs of $9,200 per month and variable costs of 70 cents per unit produced. Each item is sold to retailers at a price that aver- ages 90 cents. a. What volume per month is required in order to break even? b. What profit would be realized on a monthly volume of 61,000 units? 87,000 units? c. What volume is needed to obtain a profit of $16,000 per month? d. What volume is needed to provide a revenue of $23,000 per month? e. Plot the total cost and total revenue lines.
Based on the information that is given, the volume per month that will be required to break-even will be 46000 units.
The breakeven quantity will be:
= 9200 / (0.90 - 0.70)
= 9200 / 0.20
= 46000 units.
The profit that would be realized on a monthly volume of 61,000 units will be;
= 0.90(61000) - [9200 + 0.70(61000)]
= 54900 - 51900
= 3000
The profit that would be realized on a monthly volume of 87000 units will be;
= 0.90(87000) - [9200 + 0.70(87000)]
= 78300 - 70100
= 8200
The volume that is needed to obtain a profit of $16,000 per month will be:
= (16000 + 9200) / (0.90 - 0.70)
= 25000/0.20
= 126000 units
The volume that is needed to provide a revenue of $23,000 per month will be:
Quantity = Total revenue / Price
Quantity = 23000/0.90
Quantity = 25556 units
Lastly, the total cost will be:
= Fixed cost + Variable cost .
= 9200 + 70000
= 79200
The total revenue will be:
= Price × Quantity
= 0.90 × 100000
= 90000
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The _____ established a minimum wage and overtime pay for employees working more than 40 hours a week.
According to the historical and information record, the Fair Labor Standards Act of 1938 established a minimum wage and overtime pay for employees working more than 40 hours a week.
Fair Labor Standards Act of 1938 was made to improve the working conditions of employees and also protect their rights against exploring employers.
The Fair Labor Standards Act of 1938 established standards on minimum wage, working hours, and oppressive child labor.
Hence, in this case, it is concluded that the correct answer is the "Fair Labor Standards Act of 1938."
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Identify what is needed to calculate the P/E ratio. (Check all that apply.) Multiple select question. Return on equity Average stockholders' equity Earnings per share Common stock dividends declared Stock price
The computation of the P/E (Price/Earnings) ratio requires C. Earnings per share and E. Stock price.
The Stock price is the current market price per share of the company's stock. The Earnings per share (EPS) is the net income (less preferred dividend) divided by the number of outstanding common stock shares.
Thus, the P/E ratio computation requires C and E.
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The goal of logistics is to manage the physical flow of materials and information from points of origin to points of consumption:
Answer: Meeting customer requirements at a profit
In order to satisfy client demands while making a profit, logistics involves the physical flow of materials, finished items, and related information from points of origin to places of consumption.
What is logistics ?In general, logistics refers to the meticulous planning and execution of a complex task. In a broad sense, logistics coordinates the movement of products from their point of origin to their final destination in order to satisfy the needs of consumers or businesses.
By industry, logistics can be divided into five categories: sales logistics, manufacturing logistics, recovery logistics, and recycling logistics.
Transportation and delivery, storage, packaging, cargo handling, distribution processing, and information processing are all parts of logistics, and numerous methods have been set up to carry goods from the factory or location of production to the consumer promptly and on time.
Thus, In order to satisfy client demands while making a profit, logistics involves the physical flow of materials.
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A method used for establishing a logical framework for identifying the required activities for the project is called
I think it's
Work breakdown structure.
héctor manages a plastics factory that manufactures pet chew toys. senior management has decided to change the company’s bonus structure, and héctor understands this will motivate some employees while aggravating others. how should héctor go about announcing the changing bonus structure?
Calling a face-to-face meeting with the employees is the best way that Hector can announce about change of the bonus structure.
Face-to-face meeting is a type of meeting where the participant of discussion are all present physically therein.
The major advantage of the Face-to-face meeting is that its allows effective communication and feedback from or among the participants
Therefore, the correct answer is Option B because it is the best way by which Hector can announce about change of bonus structure.
The missing options includes "Héctor should send each employee a personal note, Héctor should call a face-to-face meeting with the employees, Héctor should send a companywide e-mail, Héctor should post an announcement in the break room, near the coffee machine."
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evans & sons, inc., sold $100,000 face value, six percent coupon rate, four-year bonds, for an aggregate issue price of $95,000. calculate the total interest expense to be recorded by the company over the four-year life of the bonds.
The total interest expense to be recorded by the company over the four-year life of the bonds is $29,000.
Using this formula
Total Interest expenses=(Face value× Coupon rate× Bond year)+(Face value-Issue price)
Let plug in the formula
Total Interest expenses=($100,000 x .06 x 4) +($100,000-$95,000)
Total Interest expenses= $24,000+$5,000
Total Interest expenses=$29,000
Inconclusion the total interest expense to be recorded by the company over the four-year life of the bonds is $29,000.
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A Notary Signing Agent and a borrower have finished signing documents and all that is left to wrap-up the appointment is to check the documents for errors, but the NSA is already late for the next appointment. What should the Signing Agent do next
Considering the situation described above, the Notary Signing Agent (NSA) should check the documents for errors and call the borrower for the next appointment.
This a because, at this stage, what is left is to wrap up the appointment, and checking of errors can be quickly done.
A Notary Signing Agent is an individual whose role is to sign an agent. A courtesy signer is an agent whose function is to ensure a formal signature of an appearer is made to a document.
Generally, the role of an NSA includes the following:
Printing loan documents,Meeting the signer and notarizing their signature, Returning the documents for processing.Hence, in this case, it is concluded that the correct answer is "check the documents for errors and call the borrower for the next appointment."
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a coworker has asked you to help him with something very important. you have a lot work to do yourself. what would you be most and least likely to do?
Rendering assistance could be very tough in certain scenarios such as when the individual whose assistance is needed has a lot do. In such case, the least which one could do is to take up the task from the coworker while the most likely is to give a guideline how to get the task done.
Completely shutting out a coworker could be very bad as it could result as the foundation for a toxic relationship. However, the most likely help that could be rendered is to give an helpful guideline on how to go about the task. On the other hand the least likely, would be to take up the coworker's task and abandon mine.Learn more : https://brainly.com/question/25600647
Which statement is true about the circular flow diagram of an economy?.
The statement that the market for factors of production connects spending by firms to household income is true about the circular flow diagram of an economy.
The circular flow diagram is an economic model that entails the flows of money and goods exchanged in the closed circuit which run in the opposite direction.
Hence, the statement that the market for factors of production connects spending by firms to household income is true about the circular flow diagram of an economy.
Therefore, the Option A is correct.
Missing word includes "A The market for goods and services connects household spending to government spending. B The market for factors of production connects household spending to goods produced by firms. C The market for factors of production connects spending by firms to household income. D The market for goods and services connects labor income to firms as employers. E The market for goods and services connects labor income to household spending."
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operations are able to respond quickly to customers and changes in the environment in a decentralized organization because ______.
It should be noted that operations are able to respond quickly to customers in a decentralized organization because there are fewer managers that must be consulted before a decision is made.
A decentralized organization simply means an organization where the decisions are made by the low-level managers.
Therefore, in this case, operations are able to respond quickly to customers in a decentralized organization because there are fewer managers unlike a centralized organization.
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Wayfair Co. Reported the following results from the sale of 5,500 tables in May: sales $300,000, variable costs $165,000, fixed costs $85,000, and net income $50,000. Assume that Wayfair increases the selling price of tables by 10% on June 1. How much sales are needed by Wayfair to break even?.
Wayfair Co's sales needed to break even are 2,833 tables and $170,000.
Data and Calculations:
Number of tables sold in May = 5,500
Sales revenue in May = $300,000
Fixed costs = $85,000
Net income = $50,000
Selling price per table in May = $54.55 ($300,000/5,500)
Total variable costs = $165,000
Variable cost per unit = $30.00 ($165,000/5,500)
New selling price per table in June = $60 ($54.55 x 1.1)
Contribution margin per table = $30 ($60 - $30)
Contribution margin ratio = 50% ($30/$60 x 100)
Break-even Sales (Units) = Fixed Costs/Contribution Margin
= 2,833 ($85,000/$30) tables
Break-even Sales ($) = $170,000 ($85,000/50%)
Thus, the sales needed to break even are 2,833 tables and $170,000.
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Wrigley introduced a new flavor of Orbit brand sugar-free chewing gum, mint mojito, and its introductory price was low so that it quickly created loyal customers for the flavor. In this example, Wrigley used Group of answer choices skimming pricing. penetration pricing. price lining. odd-even pricing. loss-leader pricing.
In this example, Wrigley used the Penetration pricing.
Penetration pricing is one of marketing strategy which aims to attract potential customers by offering lower price as its initial offering.
This pricing strategy helps a new product or service to penetrate the market and attract customers because of the low price offered.
In the question, the introductory price for chewing gum, mint mojito were set low and aims to attract new customers to the product.
In conclusion, Wrigley used the Penetration pricing to attract new customers.
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How to calculate opportunity cost ppf.
Answer:
Refer below explanation
Explanation:
Subtract the value of the goods increased on the PPF with the goods decreased will give you the opportunity cost of decreasing one of the product to make a higher production of another good
the purpose of _______ is to build selective demand.
Persuasive advertising serve as kind of advertising that build selective demand.
Persuasive advertising can be regarded as a form of product promotion which convince the potential customer in a persuasive manner to purchase a specific product.It is a kind of advertising that bring about Selective demand whereby demand for a specific brand is been set as a result of the advert to the potential customer.
Therefore, Persuasive advertising is the correct term.
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The prevailing budget philosophy prior to Keynes called for a balanced budget. Keynes argued that the government should not balance its budget but instead have budget DEFICITS during
The period which Keynes argued that the government should not balance its budget but instead have budget DEFICITS was during:
D. Economic recessions.According to the given question, we are asked to show the period which Keynes argued that the government should not balance its budget but instead have budget DEFICITS.
As a result, we can see that Keynes, one of the fathers of economics stated that it was important for the government to have budget deficits so that they could adequately navigate through the economic recessions at that periiod.
Therefore, the correct answer is option D
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What must a firm that pursues a cost-leadership strategy do in order to nurture and constantly upgrade core competencies in manufacturing and logistics
The firm must ensure upgrading the departments core competencies through making sure that employees have the innate ability or skills demanded.
Firms that adopt the Cost leadership strategy does so to earn higher returns and competitive advantages through of offering of products at lowest prices in the market.
The core competencies in manufacturing and logistics includes pro-activeness, ability to handle documents properly, strategic thinking, forward thinking, logical decision-making, networking abilities etc
However, the firm must ensure upgrading the departments core competencies through making sure that employees have the innate ability or skills demanded.
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entperise opportunities
Explanation:
A business opportunity (or bizopp) involves sale or lease of any product, service, equipment, etc. ... The licensor or seller of a business opportunity usually declares that it will secure or assist the buyer in finding a suitable location or provide the product to the purchaser-licensee.
hope this helps you.
Which sales tactic offers potential customers the opportunity to try a product or service before they make a buying decision
Match each item to the correct document.
listing of volunteer activities
transcripts
presentation done at your last
job
degrees earned
Portfolio
Resume
Answer:
transcripts degrees earned
listing of volunteer activities portfolio
presentation done at your last job resume
Explanation:
a transcript is earned after getting a degree
A standard Résumé includes a "summary" of relevant educational background and work history. A transcript is a documented record.A portfolio is an organized, visual collection of a person's progress, achievements
What is Resume ?A standard résumé includes a "summary" of relevant educational background and work history. The résumé is normally one of the first things a potential employer sees about a job seeker, along with a cover letter and occasionally an application for employment, and is commonly used to screen applicants, frequently followed by an interview.
What is Transcript ?A transcript is a documented record (inventory) of a student's academic progress that includes their complete enrollment history, all courses (or subjects) they have attempted, grades they have received, and any degrees or awards they have received.
The Family Educational Rights and Privacy Act of 1974 forbids the publication of information from an official transcript to a third party without that party's permission in the United States. A crime is classified as altering a transcript instates.
What is Portfolio ?A portfolio is an organized, visual collection of a person's progress, achievements, and efforts that demonstrates his/her accomplishments. The collection is a marketing tool aimed at potential employers that includes work samples and personal feedback on them.
Hence
listing of volunteer activities - Portfoliopresentation done at your last job - resume degrees earned - TranscriptLearn more about Documents here
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