If you must pick between doing a public offering and setting up the net proceeds from a public issuance are $10,348,640. The debt at issue in each case had a face value of $10.8 million and a term of ten years.
The amount the seller obtains after selling an asset, after all fees and expenses are subtracted from the gross revenues, is known as the net proceeds. Depending on the sold asset, the costs may represent a public offering negligible portion of the gross proceeds or a sizable portion of the total proceeds. The net proceeds of a sale, as opposed to the gross proceeds, are what are taxed for capital gains.
On a personal or company tax return, income from the sale of stocks, mutual funds, real estate, or other assets is reported. Taxes are paid on public offering capital gains rather than the selling price of the asset.
Net proceeds from public issue=[Gross issue * (1-underwriting spread) ]- other expenses
=>Net proceeds from public issue=[$ 10,800,000 *(1-1.56%) ] - $86,000
=>Net proceeds from public issue=[$ 10,800,000 *(1-0.0156) ] - $86,000
=>Net proceeds from public issue=$ 10,434,640- $86,000
=>Net proceeds from public issue=$ 10,348,640
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select all that apply sparky's incorrectly included inventory that was on consignment in its ending inventory count. consequently, the ending inventory was overstated on the balance sheet. explain how this error will affect this year's income statement. (check all that apply.) multiple select question. this year's net income will be too low. this year's cost of goods sold will be too high. this year's cost of goods sold will be too low. this year's net income will be too high.
There are two multiple answer.
(1) This year cost of goods sold will be too low.
(2) This net income will be too high.
What is Net Income?
Sales are subtracted from cost of goods sold, marketing, generally and administration costs, operating costs, depreciation, interests, taxes, and other costs to arrive at net income, also known as net profits. Investors might use this figure to gauge the extent to which an organization's income outpaces its costs. This figure may be found on an organization's income statement and serves as a gauge of profitability. Another term for income is "net income," which is the amount earned after deducting taxes. Because costs can be masked by accounting techniques or revenues might be artificially exaggerated, investors should carefully examine the data used to compute net income.
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joe is a middle manager at masters inc the company top management has just announced that they are going to initiate a policy of empowerment. in order for this policy to succeed. joe and other managers will need to adopt a more autocratic style of leadershiop
False to initiate a policy like empowerment the company should focus on adopting more democratic style of leadership.
Leadership is the practise of inspiring members of a group to work together toward a common objective. It is founded on concepts that may be one's own or those of other influential figures. A leader's way of giving instructions, carrying out strategies, and inspiring followers is referred to as their leadership style.
The democratic leadership style involves the leader supporting the group members' interests and upholding social equality while delegating decision-making authority to the group members. The contrast among authoritative leaders and their followers is particularly emphasised by the autocratic leadership style.
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Complete Question:
(True/False) Joe is a middle manager at Simple Solutions, Inc. The company's top management has just announced that they are going to initiate a policy of empowerment. In order for this policy to succeed, Joe and other managers will need to adopt a more autocratic style of leadership.
which of the following are found on the income statement of a merchandiser? (check all that apply.) multiple select question. deferred revenue cash sales revenue cost of goods sold inventory accounts receivable gross profit
The things that we found in the income statement is Gross Profit, Sales Revenue, and also Cost of Goods Sold. That aspect affect through the report a company's financial performance.
The income statement is one of the financial statements that must be made by every company. Income statement is an important report cause it is reference related to the financial condition that occurred at that time. Not only that, but this report must also be made as detailed as possible if the company is a large or multinational company. This is intended if when an evaluation is carried out, the data information is more comprehensive and can be accounted for.
Usually, this report is made to explain the company's financial condition at a certain period. Therefore, most reports are done at the end of the year or the end of the month, according to the provisions of the company.
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the commercial furniture manufacturer, office designs, utilizes a structure that includes functional divisions, such as accounting and production, and a divisional chain of command, such as the residential facilities and office divisions. for example, neveah, a salesperson, reports to the sales manager and the office products manager. business designs has a
Given the characteristics that has been associated with this business that we have here, this is based on the way that things are done and the chain of command, we would say that the business design has a customer divisional structure.
What is a customer divisional structure?This is the term that is used to refer to the organizational techniques that are used by various companies. This is used to refer to the technique that would have to do with the strategy that organizations would have were they wouldn't have separate structures in a particular company.
The different organizational structures that are in the company is the one that would have to handle all of the aspects that they are assigned or that has to do with the segment of the business that they are in control of.
Hence the answer to the question from what we have ready about this business would be the customer divisional structure that would take care of the goals of the department.
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selling stock with commissions at your full-service brokerage firm, it costs $135 per stock trade. how much money do you receive after selling 200 shares of ralph lauren (rl), which trades at $85.28? multiple choice $16,516 $17,056 $17,191 $16,921
The amount of money received after selling 200 shares of Ralph Lauren is $16,921
The amount of money that can be received after selling 200 shares of Ralph Lauren which trades at $85.28 can be calculated by using multiplication followed by subtraction.
As it trades at $85.28 per share, the money received for 200 shares can be calculated by multiplication;
200 × 85.28 = 17,056
Now as it costs $135 per stock trade, the total money received can be calculated by subtracting this cost from 17,056. Therefore;
($85.28 per share times 200 shares) - $135 = $17,056 - $135 = $16,921
Hence the amount of money received after selling 200 shares of Ralph Lauren is calculated to be $16,921.
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On average, how much money is expected to be spent per person for halloween this year?.
Americans spent $three. Three billion on Halloween costumes for kids, adults and pets in 2021. This year, money spending on costumes is predicted to boom to $three.6 billion, with families spending a median of $33.seventy-five this fall.
According to the National Retail Federation's annual survey with the aid of using Prosper Insights & Analytics, 69% of clients plan to take part in Halloween, up from 65% in 2021 and near the 68% in 2019. In all, Americans are predicted to spend a whopping $10.6 billion on Halloween candy, costumes and decorations.
The survey says clients plan to spend about $100 on common for Halloween this year, on par with 2021's report of $103. One in 5 humans plan to place their puppy in a costume, and 28% of humans stated they plan to wait a Halloween party.
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Given what happens to the price buyers pay and the price sellers ultimately receive after a subsidy is granted to sellers, what happens to the level of consumer and producer surplus after the subsidy takes effect?.
With a subsidy seller receive a higher price for the good than what seller get without subsidy when buyers pay and the price sellers ultimately receive after a subsidy is granted to sellers.
A consumer is someone who buys a thing for personal use and then uses or consumes it. Although a consumer cannot resell the good, product, or service, they may use it to support themselves and their business. Consumer definition. The person who actually uses any goods or services is the consumer.
Subsidies are meant to help or support what is thought to be a crucial component of the national economy or infrastructure. Economists contend that subsidies undermine free trade and lead to inefficiencies in the market, even when they may directly benefit the specific industry or companies involved.
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Which category of oil production is characterized by heavy bitumen stuck to sand grains.
Heavy bitumen that has adhered to sand grains defines the Cold Production category of oil production.
Cold production is a solution-gas-driven method in which a heavy oil reservoir that is saturated with live oil is swiftly depleted to produce relatively stable gas bubbles that result in larger oil recoveries (5–10% original oil in place, or OOIP) than for light oils (2–5% OOIP). Particularly, these bubbles make the oil/gas mixture more Compressible, which keeps the reservoir pressures constant for longer than it would with light oils.
The 19th-century development of cold production expertise coincided with changes in the industrial and population landscape. It has made it possible to carry food over longer distances, addressing the growing urbanization and the need to feed cities. Access to a wider range of goods, including unprocessed goods, has also been made feasible. As a result, consumption habits and the food supply system as a whole have undergone radical change.
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which tax is levied only by state and local governments
Property Taxes and Local Governments s levied only by state. Local governments are primarily responsible for collecting property taxes. They got 97% of the money collected from property taxes in the US in FY 2006.
State governments gathered the last 3%. Among the taxes that the state imposes and collects are the VAT, the professional Taxes, and the motor vehicle tax. There are two main categories of taxes that are imposed on people or organizations. Three statutory entities, including the following, are granted the authority to collect taxes in India under the Indian Constitution: Income tax, customs fees, central excise duties, etc. are all collected by the central government.
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vikander is studying the use of employee evaluations in determining salary and promotion decisions. he believes that the evaluations are unlikely to play a significant role and are more likely to reflect favoritism and to be used to keep employees docile. the sociological perspective vikander is most likely using is
The sociological perspective vikander is most likely using is Conflict theory. Hence, option B is correct.
What is Conflict theory?Karl Marx first proposed the conflict theory, which holds that society is perpetually at battle with itself for limited resources. Conflict theory holds that dominance and power, as opposed to agreement and conformity, maintain social order.
The effects of global capitalism on inequality and power. Pay differences based on gender and race. The 2008 financial crisis, when the government bailed out large corporations and banks.
Thus, option B is correct.
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The options are missing-
a) functionalist theory
b)conflict theory
c)feminist theory
d)symbolic interaction theory
e)organizational change theory
A firm operating in a "perfectly competitive market" has "no market power," which implies that the firm.
A firm operating in a "perfectly competitive market" has "no market power," which implies that the firm more than one (perhaps all) of the above answers is correct.
Why is there no market power in perfect competition?There are no economic profits for businesses that compete in a market that is totally competitive since the market price is equal to their marginal cost.
Do businesses with perfect competition possess market dominance?When there are several firms manufacturing rival goods and no firm has a sizable amount of market power, the market is said to be in a state of perfect competition, which is the ideal situation.
Why do businesses in marketplaces that are competitive lack any market power?There are no entrance barriers for businesses, and every consumer has perfect knowledge. Because there are so many businesses producing the same goods, none of them can eventually accumulate enough power to have an impact on the sector. As a result, eventually all potential reasons of earnings are discounted.
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Target’s all in motion clothing line provides higher-quality apparel at target-level pricing, enhancing the product’s.
Clothing line provides higher-quality apparel at target-level pricing, enhancing the product’s are perceived value
Perceived value refers to a customer's assessment of the benefits or attractiveness of a good or service, particularly in comparison to a competitor. The cost that consumers are prepared to pay for a commodity or service serves as a proxy for perceived value. Price level targeting is a technique used by central banks to implement monetary policy in which a particular level of a price index, such as the CPI, is targeted. Price level targeting adjusts depending on recent events, much like inflation targeting with a forward-looking perspective.
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2. why did lincoln compose such a monumental document as the emancipation proclamation to read like a bill of lading? (a bill of lading is a detailed list of a shipment of goods in the form of a receipt given by the carrier to the person consigning the goods.)
Abraham Lincoln composed document such as Emancipation proclamation to state "that all persons kept as slaves" in the rebellious states "are, and henceforth shall be free.
President Abraham Lincoln of the United States issued the Emancipation Proclamation, known colloquially as Proclamation 95, on January 1, 1863, during the American Civil War. In the secessionist Confederate states, the Proclamation altered the legal standing of more than 3.5 million imprisoned African Americans from being slaves to free people.
Slaves became permanently free the moment they fled the grasp of their masters, whether by fleeing to Union lines or by the advance of government troops. The Emancipation proclamation also allowed former slaves to "be admitted into the United States armed service."
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francis and hartley law office employs 12 full-time attorneys and 10 paraprofessionals. direct and indirect costs are applied on a professional labor-hour basis that includes both attorney and paraprofessional hours. following is information for 2018:
The actual direct and indirect costs are applied on a professional labor-hour basis that includes both attorney and paraprofessional hours. following is information for 2018 are $63.60 and $12.40.
Determining the cost object of direct costs is quite simple. Ford Motor Company (F), for instance, produces cars and trucks.
Direct expenses would include the steel and bolts required to produce a vehicle or truck. Electricity for the production facility, however, would be an indirect expense. Despite being able to be connected to the facility, the power expenditure cannot be connected to a single unit directly and is therefore considered indirect.
The two main expenses associated with producing an item or service are direct and indirect costs. While indirect costs are more difficult to identify with a product, direct costs may.
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Francis and Hartley Law Office employs 12 full-time attorneys and 10 paraprofessionals. Direct and indirect costs are applied on a professional labor-hour basis that includes both attorney and paraprofessional hours. Following is information for 2018: Budget Actual Indirect costs $270,000 $300,000 Annual salary of each attorney $100,000 $110,000 Annual salary of each paraprofessional$29,000 $30,000 Total professional labor-hours 50,000 dlh60,000 dlh How much should the client be billed in an actual costing system if 220 professional labor-hours are used? A.$8,228 B. $7,744 C. $7,040 D. $5,940
five executives attended a meeting that was being held at the company. a decision needed to be made about the following year's marketing campaign. sam, an outspoken and aggressive person, insisted that his ideas be followed because there could not be a better alternative. no one else contributed to the discussion, and sam's views were accepted. this group discussion suffered from
Sam, who was frank and assertive, pushed that his suggestions be carried out. Sam's opinions were accepted because no one else offered any commentary. Domination hampered this group debate.
The operation is being hampered by the difficult weather. Back injuries have prevented him from progressing. When his car caught fire, rescue efforts were hindered. "Hammering" refers to a hindrance to a task or project's development. To stop someone from doing anything improper or illegal also means to do so. The words hold back, impede, and hinder are synonyms for the word hamper. Each of these words is a synonym for the others and has the same meaning. Dominant refers to someone or something that is stronger, more successful, influential, or more noticeable than other persons or things. Being dominating is a personality trait that indicates that one will have a key role in the relationship. In relationships, the dominant partner maintains power and generally approves of the relationship's continued behaviours.
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In order to encourage the wine production industry, the italian government provided low-interest loans for the purchase of equipment and plants. The government also gave cash grants and made tax reductions. Which instrument of trade policy is being used by the italian government?.
Along with providing grants in cash, the government also lowered taxes. Which trade policy tool the Italian government is employing is subsidies.
What are the two ways that a government can intervene in trade to further its foreign policy goals?Governments can influence commerce through a wide range of instruments, such as: Tariffs, which act as a tax on imported goods and shield native businesses from international competition. Low interest loans, tax breaks, or cash gifts are examples of subsidies.
What are some strategies that governments can use to defend domestic manufacturers against foreign competition?Protectionism is the practice of defending domestic industries against foreign competition by the imposition of tariffs, subsidies, import quotas, and other barriers to their products.
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timothy martin is a skilled negotiator in the common law. he is sent to japan to negotiate a contract with a technology company. during the negotiation, the representatives from the japanese company sit silently for some time. in a u.s. negotiation, martin will likely interpret that silence as a rejection of the offer. in the context of nonstatutory sources of international law, what should martin do in this scenario? a. he should consider the silence as rejection and make another offer. b. he should leave the room in a show of power. c. he should consider that the silence might mean something different in that country. d. he should instruct the japanese representatives that they should negotiate in a manner common to u.s. customs.
Based on the story above, in the context of non-statutory international law Martin should consider that the silence might mean something different in that country. So that, the correct answer is C.
Negotiation skills are important in both formal transactions such as negotiating conditions of sale, lease, service delivery, and other legal contracts and informal day-to-day interactions. A people who do negotiations is called as negotiator. Good negotiations contribute significantly to business success, because good negotiations can help a company to build better relationships. Negotiations can enhance the relationship between the parties once an agreement has been reached between them.
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broker bob accepted escrowed funds and opened the account where he deposited the funds. the bank charged a maintenance fee for the account, which bob took out of his operating account and deposited into the escrow account. did bob violate rule e-1? yes, because he commingled operating funds with escrowed funds no, because he deposited the funds with a bank yes, because he allowed the bank to charge a fee for maintaining the account no, because the fee was for the purpose of maintaining the account
The amount Bob took out of his operating account and deposited into the escrow account has not broken Rule E1 because the charge was paid to retain the account.
Regulation E or rule E is a directive issued by the Federal Reserve Board that specifies guidelines for issuers of electronic debit cards as well as rules and procedures for electronic financial transfers (EFTs). The rule is designed to safeguard banks customers who send money electronically.
The escrow agent is in charge of escrow accounts. Only after preset contractual duties have been met or after getting the necessary instructions can the agent release the assets or monies. Escrow can be used to hold several types of assets, including cash and securities.
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a small-business owner wants to drive as many potential customers as possible to their website. the budget for their campaign is only $500 per month. which type of automated bidding strategy best aligns to the owner's campaign goal? target impression share maximize clicks target return on ad spend (troas) target cost-per-acquisition (tcpa)
One of the automatic bidding strategy types that best fits the $500 target for a small owner is the maximise click bidding method.
The bid is automatically set to have the most clicks possible within the owner's budget when using the maximise click bidding technique.
If a small business owner wishes to increase online website traffic while staying within a $500 monthly budget, they could employ the maximise click bidding method. According to the predetermined budget, this tactic generates a certain number of clicks for the tiny owner.
The modest owner uses the maximum click bidding approach as a result to accomplish its objective within a $500 set budget.
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The website leftyslefthand. Com markets products to left-handed consumers only. Which targeting strategy does this represent?.
The website leftyslefthand. Com markets products to left-handed consumers only Concentrated marketing targeting strategy does this represent.
An individual or group that does not directly engage in entrepreneurial or business operations but who intends to order or uses purchased items, products, or services primarily for personal, social, family, or household needs is referred to as a consumers. A consumers purchases goods or services primarily for personal use in an economy rather than for resale or other business objectives. Customers make a financial (or comparable) payment for goods or services. Marketing is the process of identifying, producing, and providing value to satisfy a target market's wants for goods and services. Marketing is normally carried out by the seller, who is usually a retailer or manufacturer. A specialized marketing company or advertising agency may be hired on occasion to complete responsibilities.
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0/0 points awarded item scored ebookprintreferencesitem 36 on april 1, 20x1, nelsen inc. accepts a $100,000, 8% note. the note receivable and interest are due on march 31, 20x2 (one year later). assuming nelson inc. has a december 31 year-end, on march 31, 20x2, nelson inc. will record interest revenue of:
Answer:2000
Explanation:
You’ve decided to give the department with the most participation in the united way campaign a pizza party. When you ask your supervisor for the funding for the pizza, what reason do you give to support your decision?.
Employees are motivated by goals because a goal is a notion of the future or a desired result that a person or a group of people foresee. An employee is a worker employed by an employer to perform a certain task.
smart goals should be used to inspire personnel (specific, measurable, aggressive, realistic, and time-bound). Employees are motivated by smart goals because they enliven behavior's, give it direction, present a challenge, encourage employees to think creatively, and inspire the development of new and original performance strategies.
Successful performance management is centered on employee goals. Setting goals can assist employees support the mission of the company. They aid workers in understanding how their efforts fit into the bigger picture and the value they add to the business.
In addition to motivating staff performance, goals also help with performance review and strategic planning.
To put it another way, without the proper objectives, performance and engagement suffer.
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beverly is a new licensee. she’s at a listing appointment and notices some stains on the ceiling and cracks in the basement walls. what should she do related to these items?
Beverly is a new licensee. she’s at a listing appointment and notices some stains on the ceiling and cracks in the basement walls. She should ask the sellers about these issues and ensure that they are disclosed to buyers.
An individual who is on another's property even if it is not accessible to the general public because the owner of the land has granted the licensee entry is referred to as a licensee in U.S. tort law. Some examples of licensees include individuals with a driver's license, individuals licensed to practice medicine, and an individual granted a license by a landowner to store goods on the landowner's land.
The agent expects to leave the appointment with a signed contract despite only having a folder, listing paperwork, and a company flyer. Depending on the seller's personality, this kind of listing appointment might last anywhere from 30 minutes to 2 hours.
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the approach to ethical decision making sidesteps debates about what is right, good, or just and bases decisions on prevailing standards of the profession and the larger society, taking the interests of all stakeholders into account.
Practical approach is the approach to ethical decision making sidesteps debates about what is right, good, or just and bases decisions on prevailing standards of he larger society and the profession, taking the interests of all stakeholders into account.
Practical Approach can be defined as an application process of a person experience or idea as being more concerned with or relevant to practice than theory or method or something theory which was made or developed by others in past by an examination or lesson of theories and procedures.
Practical approach can be applied or used to the actual making or implementing of something as well known without verification. The Practical Approach usually be combining with an Object Oriented Approach (OOA) for the structured definition requirements and complete.
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World trade has both benefits and costs. Which of the following statements best attests to this fact?
International trade is regulated and facilitated by the World Trade Body, an intergovernmental organization. Governments use the United Nations System with effective cooperation to create, update, and enforce the laws that regulate international trade.
Which of the following statements regarding how business affects society is most true?
Businesses can have a positive effect on a society's quality of life and level of living.
Both large and small businesses concur that going green is important.
A company's ability to make a profit determines whether it can obtain bank financing, draw in investors to finance its operations, and expand. All business dealings involving two or more nations are included.
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Market researchers often report discretionary income. Discretionary income is your disposable income minus your fixed expenses. Your disposable income is $2,920. After you pay fixed expenses of rent, utilities, groceries, and a car payment, you have $900. What percentage of your disposable income is discretionary?.
The percentage of the disposable income that is discretionary is equal to 30.82% if the amount left after fixed expenses is $900.
As discretionary income is the disposable income minus fixed expenses, so we have to find the amount left from disposable income after the fixed expenses have been paid which is given to be $900. Therefore $900 is the discretionary income. Now the percentage of disposable income that is discretionary can be calculated as follows;
% discretionary income = (discretionary income / disposable income) × 100
% discretionary income = (900 / 2,920) × 100
% discretionary income = 0.3082 × 100
% discretionary income = 30.82%
Therefore, the percentage of the disposable income that is discretionary is calculated to be 30.82%.
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In a relational model, data and relationships are defined using a collection of ____________ organized into categories of data known as _____________.
In a relational model, data and relationships are defined using a collection of Table organized into categories of data known as fields.
How are database tables connected to one another in a relational database?The primary key is a row-unique identifier that is shared by all tables in a relational database. Each row can be used to establish a link between different tables using a foreign key, which is a reference to a main key of another existing table.
What fundamental ideas underlie a relational database model?All data is stored in tables, which are composed of rows and columns, in a relational database. A unique datatype—such as an integer number, a string of characters (for text), or a date—is allocated to each column in a table, which may have one or more columns. The table's rows each contain a value for a certain column.
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In the percentage-of-receivables method, a higher percentage uncollectible is generally used for old accounts than for new accounts. True or false?.
False. The percentage-of-receivables method generally uses the same percentage for uncollectible accounts, regardless of how old the accounts are.
What is uncollectible accounts?
Receivables, loans, or even other debts that have essentially no chance of being paid are referred to as uncollectible accounts. A debt may become unrecoverable for a number of reasons, such as the debtor's insolvency, an inability to locate the debtor, the debtor's fraud, or the absence of adequate documentation to support the existence of the debt. The amount is recorded by the vendor as accounts receivable when a consumer buy goods on credit from its vendor. Payment terms vary, but 30 days to 90 days are typically accepted by most businesses. After three months, if a customer still hasn't paid, the money might be considered "aged" receivables, and if more time passes, this same vendor might designate the account as "doubtful."
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blake’s repair services has 2,000 damaged radios that cost $40,000. the radios could be sold as is for $20,000, or repaired for $30,000 and then sold for $65,000.
From the given Information, The opportunity cost of selling the radios without the repairs is $35,000.
Opportunity Cost = Return of Next Best Alternative Not Chosen – The
Return of the Option Chosen
65000 – 30000 = 35000.00
Opportunity costs are the potential gains that a person, investor, or company forgoes by selecting one option over another. Opportunity costs are by nature invisible, thus it is simple to miss them. Better choices may be made when a firm or individual is aware of the opportunities that can be lost by selecting one investment over another.Opportunity cost is a wholly internal expense that is only considered from a strategic standpoint; it is not accounted for in accounting profit and is not reported to external parties.Opportunity costs include things like choosing to build a new manufacturing facility in Los Angeles rather than Mexico City, forgoing an equipment update for the business, or choosing the most costly product packaging choice over less expensive ones.Learn more about Opportunity cost, here
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The question was incomplete. Check below the full question.
Blake’s repair services has 2,000 damaged radios that cost $40,000. the radios could be sold as is for $20,000, or repaired for $30,000 and then sold for $65,000. The opportunity cost of this is as follows:
a. $25000
b. $40000
c. $35000
d. $45000
orbital communications has operating plants in over 100 countries. it also keeps funds for transactions purposes in many foreign countries. assume in 2010 it held 310,000 kronas in norway worth $56,000. the funds drew 11 percent interest, and the krona increased 5 percent against the dollar. what is the value of the holdings, based on u.s. dollars, at year-end?
Assume in 2010 it held 310,000 kronas in norway worth $56,000. the funds drew 11 percent interest, and the krona increased 5 percent against the dollar Value of holdings = 65,268.00001554 USD.
A unit, share, partnership interest, or other equivalent direct interest in the Fund is referred to as a "Fund Interest" and entitles the holder to a portion of the Fund's net assets. In the fields of finance and economics, interest is the payment of a sum over and above the principal amount (the amount borrowed) to a lender or depositor at a set rate by a borrower or deposit-taking financial institution. [1] It differs from a fee the borrower might pay the lender or another entity. It also differs from dividends, which are payments made by businesses to their owners or shareholders from profits or reserves,
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