You are a beginning investor with only $5,000 in savings. How can you achieve a widely diversified portfolio at reasonable cost

Answers

Answer 1
Buy shares in a mutual fund. Mutual funds pool savings from many individual investors and then
invest in a diversified portfolio of securities. Each individual investor then owns a proportionate
share of the mutual fund's portfolio.

Related Questions

Swifty Corporation’s April 30 inventory was destroyed by fire. January 1 inventory was $159,400, and purchases for January through April totaled $504,000. Sales revenue for the same period was $671,100. Swifty’s normal gross profit percentage is 35% on sales.

Using the gross profit method, estimate Swifty’s April 30 inventory that was destroyed by fire.

Answers

Answer:

$226,000

Explanation:

Ending Inventory As of April 30, is the ending inventory from January to April.

Opening inventory = $159,409

Purchases = $504,000

gross profit =35% of  $671,100

=0.35 x 671,000

=234,000

cost of goods sold = revenue - gross profit

=$671,100 - $234,000

=$437, 000

cost of goods sold = opening inventory + purchases- ending inventory

=$437, 000=  $159,409 +  $504,000- ending inventory

=$437,000= $663,409- ending inventory.

Ending inventory =  $663,409 - $437,000

=$226,000

One of Hartman Company's activity cost pools is inspecting, with estimated overhead of $140,000. Hartman produces throw rugs (700 inspections) and area rugs (1,300 inspections). How much of the inspecting cost pool should be assigned to area rugs?

a. 75,384
b. 70,000
c. 140,000
d. 49,000

Answers

The options provided are incorrect. The correct answer is as follows

Answer:

Area rugs = $91000

Explanation:

The overheads of the cost pool should be divided among the rugs based on the number of inspections carried out under each category divided by the total number of inspections in the cost pool. The division should be such that,

Inspection cost division

Throw rugs = 140000 * 700 / (700+1300)

Throw rugs = $49000

Area rugs = 140000 * 1300 / (700+1300)

Area rugs = $91000

Grayson Company is considering a purchase of equipment that costs $49,000 and is expected to offer annual cash inflows of $13,000. Grayson's minimum required rate of return is 10%. How many years must the cash flows last for the investment to be acceptable?A) 3 Years.
B) 4 Years.
C) 5 Years.
D) 6 Years.

Answers

Answer: c is correct

Explanation:pls give brainlist

the correct answer is c

On September 1, Emil Rovey purchased a vehicle for $98,000 with a residual value of $5,000. The estimated useful life is 10 years and the company uses the straight-line method. What is the depreciation expense for the year ended December 31?

Answers

Answer:Depreciation expense for the year ended December 31=$3, 100

Explanation:

Depreciation expense for the year using straight line depreciation is given as

First, we calculate the Annual Depreciation

Annual Depreciation = Purchase cost - Residual value/ Number of years

= $98,000 - $5,000 / 10

$93,000 /10

$9300.

Annual depreciation = $9,300,

Therefore, Depreciation expense for year ended December 31.

Annual Depreciation x Period of usage

$9,300 x 4/12 ( September to December

Depreciation expense=$3, 100

 

How many times did Donald trump declare bankruptcy

Answers

Six times is the answer
The person above it correct.....6


prepare adjusting entry

florenda quino forwarders borrowed 600,000 from the bank on September 1 2013. The note carried an % annual rate of interest and was set to mature on feb 28, 2014 interest and principal we're paid in cash on the maturity date

required

1. what was the amount of interest expense paid in cash in 2013?
2. what was the amount of interest expense recognized on the 2013 income statement ?
3.what was the amount of the total liabilities shown on the 2013 balance sheet ?
4. what was the total amount of cash that was paid to the bank on feb 28, 2014 for principal and interest?
5. what was the amount of interest expense shown on the 2014 income statement?

Answers

Answer:

the interest rate is missing, so I looked for similar questions and found that it is 8%:

1. what was the amount of interest expense paid in cash in 2013?

interest expense = $600,000 x 8% x 4/12 = $16,000

2. what was the amount of interest expense recognized on the 2013 income statement ?

$16,000

3.what was the amount of the total liabilities shown on the 2013 balance sheet ?

notes payable $600,000

interest payable $16,000

total $616,000

4. what was the total amount of cash that was paid to the bank on feb 28, 2014 for principal and interest?

total interest expense = $600,000 x 8% x 6/12 = $24,000

total cash paid = $624,000

5. what was the amount of interest expense shown on the 2014 income statement?

interest expense 2014 = $24,000 - $16,000 = $8,000

1. The amount of interest that Florenda Quino Forwarders paid in 2013 was $0.

2. The amount of interest that Florenda Quino recognized on the 2013 income statement was $16,000.

3. The amount of the total liabilities that Florenda Quino showed on its 2013 balance sheet for this bank loan was $616,000.

4. The total amount of cash that Florenda Quino paid to the bank on February 28, 2014, was $624,000.

5. The amount of interest expense shown on Florenda Quino's 2014 income statement was $8,000.

Data and Calculations:

Bank loan on Sept. 1, 2013 = $600,000

Annual interest rate = 8%

Maturity date = February 28, 2014

Maturity period = 6 months

Interest recognized in 2013 = $16,000 ($600,000 x 8% x 4/12)

Interest for one month = $4,000 ($600,000 x 8% x 1/12)

Interest for six months = $24,000 ($600,000 x 8% x 6/12)

Interest recognized in 2014 = $8,000 ($600,000 x 8% x 2/12)

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Is a ledger a group of accounts and their balances?

Answers

The group of accounts maintained by a company. -The entire group of accounts maintained by a company is called ledger. A ledger balance is computed by a bank at the end of each business day and includes all withdrawals and deposits to calculate the total amount of money in a bank account

How trade in basic goods, as well as luxury items, was essential for the survival of states such as Tula, or the Maya?

Answers

Answer:Trade in Maya civilization was a crucial factor in maintaining Maya cities.Chief staples of Maya...They also engaged in long range trade of almost any other necessities such as salt,potato,stone and luxury items...

Explanation: I HOPE IT HELP TYSM!

Trade was essential to the survival of Maya cities during their era. The main staples of the Maya... They also traded practically any other necessity, like salt, potatoes, stones, and luxury goods, over considerable distances.

What is Trade?

Transferring products and services from one person or institution to another includes trade, frequently in exchange for cash. A system or network that permits trading is referred to as a market by economists.

Trade typically refers to international trade, the system of exports and imports that binds the world economy, in macroeconomics. An export is a good that is sold to the international market, and an import is a good that is obtained from the international market. For well-connected economies, exports can be a significant source of income.

International commerce boosts productivity and enables nations to gain from FDI (foreign direct investment) made by companies in other nations. FDI can increase employment and skill levels locally by bringing in foreign capital and expertise. FDI offers business expansion and growth to investors, which finally results in better revenues.

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Assume a stock has a value of $100. The stock is expected to pay a dividend of $2 per share at year-end. An at-the-money European-style put option with one-year maturity sells for $7. If the annual interest rate is 5%, what must be the price of a 1-year at-the-money European call option on the stock?

Answers

Answer:

$9.86

Explanation:

Calculation for the call option on the stock

Call option=$100−($100/1.05)−($2/1.05)+$7

Call option=$100−$95.238−$1.91+$7

Call option= $9.86

Therefore what must be the price of a 1-year at-the-money European call option on the stock is $9.86

The AstroNews has experienced a decline in the number of subscriptions to its printednewspaper over the last 5 years. It seems people prefer news feeds sent directly to their smartphones than a printed paper delivered to their homes. (12 Marks)
a)Which component in the externalenvironmentmay havecaused it? Write in detail (Please mention and highlight the name of that element in bold).(2 marks) (100 words minimum)

b) If you think it’s a demographical change, write down all the detail of its further elements for instance age,gender,family size etc. Also discuss what and how each of it has created a change in the environment. Ifno, suggest some other factor.

Answers

Answer:

a) I believe that it is a combination of changes in both the demographic component of the business environment and technological changes that made this possible. Every time I think about how many things were replaced by the smartphone, it just amazes me. When I was little, my father used a camcorder to make videos, a camera to take photos, he needed a watch, a lantern, a telephone, an agenda, a calculator, and a long list of other things.

If I had to carry all these around with me, I would need a huge backpack. Instead, I use a smartphone and everyone I know uses one also. I doubt that there is any person under 40 or 50 years old that could "survive" without their smartphone.

Who needs printed news? The only possible answer is people who do not know how to use a smartphone. This is a good change from an environmental point of view, i.e. less paper = less trash = less trees cut down = happier planet.

b) As I said before, no one under 50 (or maybe even older) can manage to live without their smartphone. Technology has become part of our lives, and it doesn't matter if you are a man or a woman, the effect is the same. Smartphones have become such an important part of our lives that 81% of adults in America own one. If you could segregate that statistic by decades, I'm sure that over 99% of people under 50 use them.

It doesn't matter if you are poor or rich. If your family is large or small. If you graduated from college or not. Everyone uses smartphones and what happened to AstroNews happened to the New York Times, Washington Post, and every other single newspaper. It is also affecting news channels like CNN or Fox news, so even cable TV is obsolete compared to smartphone apps.  

The adjusted trial balance for Chiara Company as of December 31 follows.


Debit Credit

Cash 69,000

Accounts receivable 54,000

Interest receivable 22,000

Notes receivable (due in 90 days) 170,500

Office supplies 16,500

Automobiles 171,000

Accumulated depreciation—Automobiles 70,000

Equipment 142,000

Answers

Answer:

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lkjhgfdsa

mnbvcxz

Which is the most accurate definition of body language?
inappropriate comments about a coworker's size or shape
nonverbal communication of a person's thoughts and attitudes
slang words used to discuss people who aren't in the room
the range of words a person uses in verbal communication​

Answers

Answer:

nonverbal communication of a person's thoughts and attitudes

Explanation:

I think

As part of a good Section 351 transaction Andy contributes his business with a basis of $200,000 in exchange for $300,000 worth of stock and $50,000 of cash. What gain does Andy recognize?

Answers

Answer:

Gain = $150,000

Explanation:

Given:

Contribution = $200,000

Exchange stock = $300,000

Cash = $50,000

Find:

Gain

Computation:

Gain = Exchange stock + Cash - Contribution

Gain = $300,000 + $50,000 - $200,000

Gain = $150,000

Dearborn Supplies has total sales of $193 ​million, assets of $110 ​million, a return on equity of 26 ​percent, and a net profit margin of 7.5 percent. What is the​ firm's debt​ ratio

Answers

Answer:

49.39%

Explanation:

The net income = sales x profit

= 193million x 7.5 percent

= 14 475 million dollars

The return on equity

= Net income/total equity

= 14.475/26%

= $55.67 million

Total debt = total asset-total equity

= 110million - 55.67

= $54.34 million

The debt ratio = total debt/total assets

= 54.33/110

= 0.4939

= 49.39%

49.39% is the firms debt ratio.

Sand Point Corporation's common stock recently paid a dividend of $1.50. Investors require a 16% rate of return on this stock. Sand Point earns a 30% return on equity. The firm pays 60% of its earnings as dividends, and reinvests 40% of earnings in the firm. What is the value of the stock

Answers

Answer: $42

Explanation:

Value can be found using the Gordon Growth model;

= (Current dividend * (1 + Growth rate)) / ( required return - growth rate)

Growth rate =  Retention ratio * Return on equity

= 40% * 30%

= 12%

Value = (1.50 * 1.12)/ ( 16% - 12%)

= $42

Dee's credit card has an APR of 17%, calculated on the previous monthly
balance, and Dee makes a payment of $50 every month. Her credit card
record for the last 7 months is shown in the table below.
End of Previous New Payment Finance Principal New
month
balance charges received charges
paid balance
$0.00 $122.00 $0.00
$0.00
$0.00 $122.00
2. $122.00 $56.00
$50.00
?
$48.27 $129.73
3
$129.73 $98.00 $50.00
$1.84 $48.16 $179.57
4
$179.57 $237.00 $50 00 $2.54 $47 46 $369.11
5
$369.11 $75.00 $50.00
$5.23 $44.77 $399.34
6
$399.34 $39.00 $50.00
$5.66 $44.34 $394.00
7 $394 00 $118.00 $50.00 $5.58 $44 42 $467.58
What were the finance charges in month 2?

Answers

Answer:

d

Explanation:

Answer: $1.73

Explanation:

which of the following would be part of a
financial managers investment decision?
a) Spending money on wovenie experdiduse
b) Spending money on Capital expenditure
a Borrowing funds
d) Raising money using equity Finance​

Answers

Answer:

D

Explanation:

because iring gi gapos

Using _____ requires gathering a lot of information about customers’ preferences and shopping patterns, and some customers get impatient with answering long surveys about their preferences.

Answers

Answer:

Personalization.

Explanation:

Using personalization in customer relationship management (CRM) requires gathering a lot of information about customers’ preferences and shopping patterns, and some customers get impatient with answering long surveys about their preferences.

This ultimately implies that, personalization deals with gathering information about a specific customer's choice such as taste, requirements, product preferences, shopping styles or patterns in order to be able to serve him or her better, through the provision of goods and services that meets their needs.

What is global trade?
A. When products, services, and money are exchanged between the United States and Canada
B. When products, services, and money are exchanged between different countries
C. When products, services, and money are exchanged within a single country
D. When products, services, and money are exchanged only between different cities in one state

Answers

Answer:

Answer letter B

When products,services,money are exchanged between different countries.

Answer:

B. When products, services, and money are exchanged between different countries

On January 1, 2018, Sanderson, Inc. acquired a machine for $1,110,000. The estimated useful life of the asset is five years. Residual value at the end of five years is estimated to be $91,000. What is the book value of the machine at the end of 2019 if the company uses the straight-line method of depreciation? Group of answer choices $666,000 $702,400 $611,400 $665,996

Answers

Answer:

$702,400

Explanation:

Calculation for the book value of the machine at the end of 2019

First step is to calculate the Depreciation using the straight-line method

Using this formula

Depreciation= (Cost - Residual value) / Useful life

Let plug in the formula

Depreciation = ($1,110,000 - $91,000) / 5

Depreciation= $203,800

Last step is to calculate Book value

Machine Book value = $1,110,000 - $203,800 - $203,800

Machine Book value = $702,400

Therefore the the book value of the machine at the end of 2019 will be $702,400

Neoclassical economists focus on the economy ________. a. in the long-run b. in the short-run c. when it is experiencing a prolonged recession d. at the natural rate of unemploymen

Answers

Answer: in the long run.

Explanation:

Neoclassical Economics focuses on the economy in the long run. According to the Neoclassical Economics, the aim of the government should be on how to control inflation in the economy and also on the long term growth of the economy.

They believe that government should worry less on certain issues such as cyclical unemployment as this is a short term phenomena.

your newest coworker is not as productive as other members on your team

Answers

Fire them then or give them more training and lower pay

Zhao Co. has fixed costs of $429,000. Its single product sells for $187 per unit, and variable costs are $122 per unit. If the company
expects sales of 10,000 units, compute its margin of safety in dollars and as a percent of expected sales.
Dollars
Percent
Margin of safety

Answers

Answer:

$635,000 and : 34%

Explanation:

Margins of safety is the difference between expected sales and the break-even point.

For Zhao, expected sales are 10,000 units

The break-even points in units = fixed cost/ contribution margin per unit

fixed costs = $429,000

Contribution margin per unit = selling price - variable costs per unit

=$187 -  $122

=$65

break-even point in units = $429,000/$65

break-even point = 6600 units

Margin of safety = 10,000 - 6600 units

=3400 units

In dollars is equal to margin of safety in units x selling price

=3400 x 187

=$635,000

as a percent of expected sales.

=3400/10000 x 100

=0.34 x 10,000

=34%

Trout Lumber Yard has a current accounts receivable balance of $447,516. Credit sales for the year just ended were $8,105,305. a. What is the receivables turnover? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. What is the days’ sales in receivables? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) c. How long did it take on average for credit customers to pay off their accounts during the past year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

Answer:

Trout Lumber Yard

a. The receivables turnover = Net Credit Sales/Average Receivables

= $8,105,305/$447,516

= 18 times per year

b. The Days' Sales in Receivables = Average Receivables/Credit Sales * 365

= $447,516/$8,105,305 * 365

= 20.15 days

c. On the average, it took 20.15 days (365/18.11) for credit customers to pay off their accounts during the past year.

Explanation:

a) Data and Calculations:

Accounts receivable balance = $447,516

Credit sales for the year just ended = $8,105,305

The receivables turnover = Net Credit Sales/Average Receivables

= $8,105,305/$447,516

= 18.11 times

The Days' Sales in Receivables = Average Receivables/Credit Sales * 365

= $447,516/$8,105,305 * 365

= 20.15 days

Cash flows from operating activities include:__________.a) paying principal to lenders. b) changes in accounts receivable. c) purchases of equipment. d) proceeds from stock issuance.

Answers

Answer:

it is flowatational

Explanation:

Cash flows from operating activities include:flowatational.a) paying principal to lenders. b) changes in accounts receivable. c) purchases of equipment. d) proceeds from stock issuance.

If scientists discover that steamed milk, which is used to make lattés, prevents heart attacks, what would happen to the equilibrium price and quantity of lattes?

a. Both the equilibrium price and quantity would increase.
b. Both the equilibrium price and quantity would decrease.
c. The equilibrium price would increase, and the equilibrium quantity would decrease.
d. The equilibrium price would decrease, and the equilibrium quantity would increase.

Answers

Answer:

a. Both the equilibrium price and quantity would increase.

Explanation:

The point on a demand-supply graph where the demand curve and the supply curve intersects is known as the point of equilibrium.

If scientists discover that steamed milk, which is used to make lattés, prevents heart attacks, what would happen to the equilibrium price and quantity of lattés is that, both the equilibrium price and quantity would increase.

This simply means that, whatever makes the factors of production such as, land, labor, entrepreneurship, capital, or efficiency to either go up or down would certainly result in fluctuations in the economy of a particular country.

Aggregate supply (AS) refers to the total quantity of output (goods and services) that firms are willing to produce and sell at a given price in an economy at a particular period of time.

Aggregate demand (AD) can be defined as the total quantity of output (final goods and services) that is demanded by consumers at all possible price levels in an economy at a particular time.

On a standard Aggregate demand (AD)-Aggregate supply (AS) curve, the y axis denotes the Price (P) of goods and services while the x axis typically denotes the Output (Q) of final goods and services.

In the short-run, a rightward shift in the aggregate supply (AS) curve causes output to increase and result in a price fall (lower price) while a rightward shift in the aggregate demand (AD) curve also cause output to increase and rise in prices.

The short-run nominal fluctuations basically cause a change in the level of production. In the short-run, as a result of a shift in the aggregate supply; an increase in money consequently to result in increase the level of production (output).

Hence, more goods are produced as a result of the increased output (supply) and more goods would be purchased as a result of their lower prices.

PQR Corporation has a Beta of 1.5. The risk-free rate is 6%, and the market risk premium is 9%. What is the required rate of return of PQR?

Josh has a portfolio of two stocks, Stocks A has a Beta of 2.4 and stock B has a Beta of 0.9. Funds are allocated with 60% in Stock A and 40% in Stock B. If the T-bill rate is 4%, and the market expected return is 13%, what is the required return on the portfolio?

A stock provides the following returns:

Year 1 6%
Year 2 10%
Year 3 -6%

What is the geometric average return?

Answers

Answer:

1. Using CAPM, the required return is;

Required return = risk free rate + beta * market risk premium

= 6% + 1.5 * 9%

= 19.5%

2. First find the portfolio beta which is a weighted average of the individual betas;

= (60% * 2.4) + (40% * 0.9)

= 1.8

Now use CAPM

= risk free rate + beta * (Market return - risk free rate)

= 4% + 1.8 * (13% - 4%)

= 20.2%

3.Geometric average can be calculated by;

=( ((1 + r1) * (1 + r2) * (1 + r3)) ^1/n) - 1

= (((1 + 6%) * (1 + 10%) * (1 - 6%)) ^ 1/3) - 1

= ‭(1.09604‬^1/3) - 1

= 3.1%

McDonald's is a major company in the restaurant business

Answers

If the question is tru or false then true

Which statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements? Loan requirements will likely be relaxed. Interest rates will likely decrease. Housing prices will likely decrease. Investment opportunities will likely improve.

Answers

Answer:

B. Interest rates will likely decrease.

Explanation:

The statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements is that interest rates will likely decrease.

How does Fed respond to recessions?

In the time of recessions, the Fed do uses different monetary policy tools in order to reduce unemployment rates and re-inflate prices.

These tools are said to be open market asset purchases, reserve regulation, etc. Borrowers will most likely benefit when the Fed reduces reserve requirements when interest rates will likely decrease.

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Last year's asset turnover ratio was 2.0. Sales have increased by 25% and total assets have increased by 10% since that time. What is the current asset turnover ratio?

a. 1.82
b. 2.05
c. 2.15
d. 2.27

Answers

Answer: d. 2.27

Explanation:

Asset Turnover = Total sales / Average Assets

Last years turnover ratio was 2.0 so assume Sales were $20 and Assets were $10 which would give the turnover of 2.0

The new turnover would be;

= (20 * 1.25)/(10 * 1.1)

= 25/11

= 2.27

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