Answer:
peer lending
Explanation:
With microfinance, the mechanism of ________ is a way to avoid the problem of imperfect information. A) requiring no collateral B) peer lending C) making only small loans D) accepting savings deposits
Imperfect information is when parties to a transaction do not have the same amount of information.
Peer lending is when a borrower is matched with a lender. Information about the borrower is disclosed to the lender. Such information includes :
personal credit quality
age nameeducation genderthis helps to reduce imperfect information
what does it mean to be intelligent?
Answer:
Intelligence has been defined in many ways: the capacity for logic, understanding, self-awareness, learning, emotional knowledge, reasoning, planning, creativity, critical thinking, and problem-solving.
Answer:
It means to know certain subjects and items.
Explanation:
1. Describe the features available through online banking.
2. Discuss the advantages of doing your banking online,
3. Discuss the disadvantages of doing your banking online.
4. What is identity theft and how does it connect to online banking?
5. What measures can you employ to make your online banking safe and efficient?
6. What types of services do you see in the future for online banking?
7. Describe the purpose of the Electronic Funds Transfer Act.
8. How can banks be competitive in the features offered through online banking?
Answer:
wait can i ask somebody to help you
Explanation:
Why can communicating with someone with a different background than yours present challenges?
The market value of Fords' equity, preferred stock and debt are $ 6 billion, $ 2 billion, and $ 12 billion, respectively. Ford has a beta of 1.8, the market risk premium is 8%, and the risk-free rate of interest is 4%. Ford's preferred stock pays a dividend of $ 2.50 each year and trades at a price of $ 25 per share. Ford's debt trades with a yield to maturity of 10%. What is Ford's weighted average cost of capital if its tax rate is 40%?
Answer:
10.12 %
Explanation:
Weighted Average Cost of Capital (WACC) is the cost of permanent sources of capital pooled together. It shows the risk of the business and is used to evaluate projects.
WACC = Cost of equity x Weight of Equity + Cost of Debt x Weight of Debt + Cost of Preference Stock x Weight of Preference Stock
Remember to use the After tax cost of debt :
After tax cost of debt = Interest x (1 - tax rate)
= 10% x ( 1 - 0.40)
= 6.00 %
Cost of equity :
Cost of equity = Return from Risk free security + Beta x Risk Premium
= 4.00 % + 1.8 x 8.00%
= 18.40 %
Cost of Preference Stock :
Cost of Preference Stock = Dividend / Market return x 100
= $2.50 / $ 25 x 100
= 10%
therefore,
WACC = 18.40 % x 30 % + 6.00 % x 60 % + 10.00% x 10%
= 10.12 %
thus,
Ford's weighted average cost of capital is 10.12 %
When lifting, you should use what part of your body to do most of the lifting?
Thighs, upper arms, and shoulders. Most are legs.
Answer:
You should use your legs to do most of the lifting
Explanation:
Your legs are many times stronger than your back muscles. Let your strength work in your favor. Again, lower yourself to the ground by bending your knees, not your back.
A broker is discussing a new listing with a prospective Mexican-American buyer. The buyer wants to inspect the property immediately, but the owner of the property has instructed the broker, in writing, not to show the house during the owner's three-week absence. The buyer insists on viewing the property. The broker should ___________.
Answer:
inform the buyer of the seller's instructions
Explanation:
From the question we are informed about a scenerio whereby a broker is discussing a new listing with a prospective Mexican-American buyer. The buyer wants to inspect the property immediately, but the owner of the property has instructed the broker, in writing, not to show the house during the owner's three-week absence. In the case whereby The buyer insists on viewing the property. The broker should inform the buyer of the seller's instructions. A broker can be regarded as a person or firm that set up and arranges kind of transactions between a seller of a property and a buyer so that he can get a commission once the deal is executed. A broker acts and behave as the selleror as a buyer will turn a principal party as regards to the deal.
A broker who could be an individual or firm acts as an intermediary that stay in
between an investor and securities exchange.
Which sentences in the passage show how diversity in the workplace is handled correctly?
Jack is a manager in a multinational firm. He is generally known to create teams with people from diverse backgrounds so that they all get to work together. Sometimes these members are from the different parts of the globe. His colleague, Karen, assigns challenging projects only to people who understand English. Jack also motivates all his team members to be tolerant and considerate with people from different cultural backgrounds. However, Karen prefers to work with the younger generation more than people over 40 as older people are generally resistant to changes in the organization.
Answer:
Jack motivates all his team members to be tolerant and considerate with people from different cultural backgrounds
consequences of migration on the receiving country
Answer:
Economic growth
Migration boosts the working-age population. Migrants arrive with skills and contribute to human capital development of receiving countries. Migrants also contribute to technological progress. Understanding these impacts is important if our societies are to usefully debate the role of migration.
Franklin transferred 952 photos from his phone in 17 minutes. At what rate does his phone transfer photos?
Answer:
56 photos per minute
Explanation:
952 divided by 17 is 56
Phyllis graduated with a degree in chemistry and started her career as a laboratory scientist with Dow Chemical. While at Dow, she met a sales representative from PPG Industries who suggested she might enjoy an opportunity to work directly with customers and assist them by answering product questions, making recommendations about new products and serving as an assistant to the field sales team. Phyllis applied for the position and is now working at PPG. She enjoys the opportunity to use her technical skills to assist customers and doesn't mind being on the phone or answering e-mails from customers. What type of sales channel is Phyllis working in
Answer: Inside selling
Explanation:
Based on the information given in the question, the sales channel that Phyllis is working in is the inside selling.
inside selling refers to the act of selling goods to the customers through phone or online rather than meeting the customers in person. Inside sales makes use of the phone, internet and emails to reach out to the customers.
QUESTION 1 of 10: All employers in the U.S. pay "payroll taxes" on behalf of employees. The Medicare portion of this is 1.45% of pay. If an
employee makes $480 in a week, how much does the employer contribute for Medicare?
a) $1.45
b) $6.96
c) $69.60
d) $696
Moon Company owns 56 million shares of stock as a long-term investment in Center Company and Moon does not have significant influence over Center. During 2018, the fair value of those shares increased by $34 million. What effect does this increase have on Moon's 2018 adjustments in the statement of cash flows? Group of answer choices No effect. Cash flow from financing activities will be increased. Cash flow from investing activities will be increased. Cash flow from operating activities will be decreased.
Answer:
No effect.
Explanation:
The Cash Flow Statement only records cash transactions and events. Adjustments to changes in fair value does not depict a cash movement, thus there is no effect on the statement of cash flows for this event.
Which statement is true about ISO 9000?
A.
Only 10 products from an organization can be certified.
B.
Organizations can become certified.
C.
Employees can certify themselves.
D.
Marketing activities can be certified.
Answer: B- Organizations can become certified
Explanation: In the lesson it states:
"Here are certain facts about ISO 9000:
ISO 9000 is applicable to any business, regardless of its size or the industry in which it exists.
It includes definitions, requirements, and recommendations for continuous improvement.
ISO 9000 can also provide certifications to organizations.
Over 170 countries have used ISO 9000 certifications in their industries."
Which type of credit is most likely to be unsecured?
auto loans
credit cards
mortgage loans
personal loans]
Answer:
Last choice) personal loans
Explanation:
When you practice cyber-safety, you exclude or eliminate the following information from online accounts and contacts:
O Social Security number
name
personal phone number
personal address
Answer: All of them
Explanation:
WILL MARK BRAINLIEST
From the given balances, find the total of the debit and credit side of the balance sheet.
Answer:
I think the answer is C
HOPE IT HELPED
AND SORRY IF ITS WRONG
As bankers evaluate risk of a derivative, they take into account _____. (Select all that apply.)
-environmental risk
-market change risk
-credit risk
-interest rate risk
Answer:
Market change risks, credit risks, and interest rate risks must all be taken into account. The only type of risk which does not apply are the environmental risks
A bookstore costs $90 a day to keep open, and spends $12 for each book it sells. The store charges $18 for each book it sells. If n represents the number of books sold, which equation represents the cost function for this bookstore?
O A. C = 90n + 15
O B. C = 12n + 90
O C. C = 18n + 90
O D. C = 90n + 12
Answer:
The correct answer is B just got it right on ape
Explanation:
PLEASE HELP, I WILL MARK BRAINLIEST!!! define/describe the following terms. note what the advantages and disadvantages of each are (from a worker's perspective). here are the following terms: contracting, consulting, entrepreneurship
please no links, this is due tommorow!!!
WILL MARK BRAINLIEST
Which of the given items are examples of tangible and intangible fixed assets, respectively?
____ is a tangible fixed asset, while _____
is an example of an intangible fixed asset.
Blank 1
A. Equipment
B. Mortgage loan
C. Cash
Blank 2
A. Accounts receivable
B. Copyrights
C. Inventory
Answer:
I think blank 1- is B but not sur.
Hoping you have a good dayty ur a life saver.
.
.
.
.
.
:D
Benefits of having a strong brand image
Answer:
benefits of building and maintaining a strong brand are endless: customer recognition, word-of-mouth marketing, customer loyalty, enhanced credibility, and ease of purchase, to name a few. Your brand is one of your company's most valuable assets.
Hayden works with flammable chemicals in his career in a perfume factory. Based on that information, which of the following conditions might warrant his higher wage. decision making stress level supervision danger or risks
The condition that might warrant his higher wage is the danger or risks present in the workplace.
What is the condition of the workplace?The condition of the workplace present a high hazard because of the flammable chemicals that can cause serious accident
Hence, the condition that might warrant his higher wage is the danger or risks present in the workplace.
Therefore, the Option D is correct.
Read more about high hazard
brainly.com/question/14367881
Answer:
D
Explanation:
ill give every answer when im finish dont delete me
WILL MARK BRAINLIEST
Under which accounting head will you include office furniture, industrial machinery, building, computer, and goodwill?
Office furniture, industrial machinery, building, computer, and goodwill are included in the balance sheet in the accounting head of _____
assets.
Answer:
Fixed assets
Explanation:
What is the main difference between renting and leasing?
A Leasing is month to month.
B. You do not have any rights when you rent.
When you lease you normally have a longer term contract and can't move
C.
out early without paying big penalties.
D. When you rent you have ownership in the apartment.
Answer:
C-When you lease you normally have a longer term contract and can't move
out early without paying big penalties.
Explanation:
The difference between lease and rent is that a lease generally lasts for 12 months while a rental agreement generally lasts for 30 days
ONE TWO THREE FOUR _______________.
Answer:
I declare a thumb war?
Explanation:
Answer:
5
Obviously it’s 5 your welcome
6
Drag each label to the correct location,
A factory producing steel goods has many assets. Classify them as tangible or intangible.
intangible asset
tangible asset
Swiveling chair
factory
cash
bulldozer
patent
intellectual property
Answer:
The top four is tangible and the both four are intangible I am quite sure.
Explanation:
Karan has just been offered the position of a store manager. He has observed that his store has been facing a problem of shrinkage in the past months. How can Karan take responsibility for controlling shrinkage?
A.
ensuring the availability of sufficient merchandise at the store
B.
ensuring available stock via a computerized inventory tally
C.
evaluating the average sales per month
D.
informing the head office about store operations
E.
evaluating the performance of staff at the store
Answer: c
As store shrinkage is the loss of inventory that can be attributed to factors such as employee theft, shoplifting, administrative error, vendor fraud, damage, and cashier error, Karan would have to make sure there is enough products and keep track of the sales/stocks. Thus, I believe that it would be c, so Karan can keep track of the monthly sales. Feel free to let me know if I'm wrong!
Answer:
C.
Explanation:
Evaluating the average sales per month
If Jason can wash a car in 20 minutes and wash a dog in 10 minutes and Megan can wash a car in 15 minutes and wash a dog in 15 minutes, which of the following statements is true? a. Megan can wash two cars in the time it takes Jason to wash a dog. b. The opportunity cost of washing a car is one dog bath for Jason. c. The opportunity cost of washing a car is greater for Megan. d. Jason has both a comparative and an absolute advantage in washing a dog. e. The opportunity cost of washing a dog is lower for Megan.
Answer:
d. Jason has both a comparative and an absolute advantage in washing a dog.
Explanation:
Comparative advantage in economics is the ability of an individual or country to produce a specific good or service at a lower opportunity cost better than another individual or country.
The comparative advantage gives a country a stronger sales margin than their competitors as they are able to sell their specific products or render their peculiar services at a lower opportunity cost.
In 1817, David Ricardo who is an english political economist talked about the law of comparative advantage in his book “On the Principles of Political Economy and Taxation."
Also, the principle of comparative advantage asserts that countries can become better off by specializing in what they do best.
This simply means that, any country applying the principle of comparative advantage, would enjoy an increase in output and consequently, a boost in their Gross Domestic Products (GDP).
An absolute advantage can be defined as the ability of an individual such as a producer to produce a good or provide a service in larger (greater) quantity for the same amount of money or the same quantity at a lesser cost or time. Thus, it's the superior capability of an individual over another using the same resources.
Hence, the statement which is true is that, Jason has both a comparative and an absolute advantage in washing a dog because he washes it in 10 minutes while it would take Megan 15 minutes.
Appropriate body language during a presentation includes
A. Avoiding eye contact with the audience
B.Dressing as formally as possible
C.Avoiding unnecessary movements.
D. Refraining from any facial expressions.
HELP ASAP
Answer:
B
Explanation:
Standard & Poor’s and Moody’s would be least helpful while making decisions concerning the purchase of _____.
municipal bonds
savings bonds
junk bonds
corporate bonds
Answer:
The correct approach is Option b (Savings bonds).
Explanation:
Securities from either the United States treasury or such an outside approved agency which always demonstrate that the extra revenue was committed to that same administration and therefore is due to the designated individual is considered as Saving bonds.They have been utilized to support their activities by raising financial resources as well as redistributing wealth and infrastructure.The other given alternatives aren't related to the given scenario. So the above is the right answer.