Which should you finance first?
O your needs
O your wants
O your savings
O your investments

Answers

Answer 1

in my opinion, the last option. i would spell it out but it won’t let me lolz

Answer 2
it should be your investments

Related Questions

gabby window supply co. sold a window to andy prose on credit; issued sales slip 357 for $800. the entry to record this transaction will include a credit to . multiple choice question. accounts receivable sales cash

Answers

Answer (c) is the right choice. Andy Prose purchased a window from Gabby Window Supply Co. on credit; they issued Sales Slip 357 for $800. There will be a credit to sales in the entry to document this transaction.

Is the entry for sales a credit or debit?

Sales are recorded as a credit since the journal entry's opposite, which is typically a debit to either the cash or accounts receivable account, is a credit. In essence, the credit raises shareholders' equity while the debit increases one of the asset accounts.

What does it mean to credit sales?

When ownership of products and services is transferred to a consumer on a "credit basis," the debt will be paid in full at a later time.

When a business sells any merchandise to a third party on credit, an entry called a sales credit journal entry is made in the company's sales journal. In this instance, the sales account is credited in proportion to the debit to the debtor's account or account receivable account.

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unlow incorporated must choose between two alternate transactions. transaction 1 would generate $160,000 cash, all of which would be taxable, while transaction 2 would generate $120,000 cash, none of which would be taxable. determine the marginal tax rate at which the after-tax cash flows from the two transactions are equal. multiple choice 25% 30% 20% 15%

Answers

Option (a) is the best choice. The after-tax cash flows from the two transactions equal out to 25% of the marginal tax rate.

The marginal tax rate is what.

The amount of additional tax paid for each new dollar of income received is known as the marginal tax rate. Total taxes paid divided by total income earned is the average tax rate. With a marginal tax rate of 10%, the tax would be deducted from the following dollar of income at a rate of 10%.

How is the marginal tax rate determined?

For each related bracket, the marginal tax rate is calculated as follows: marginal tax rate = tax paid/taxable income. The US progressive marginal tax system consists of seven tax brackets. A range of taxable income figures and related marginal tax rates are present for each.

To arrive to this calculation, we first account for the tax rate:

Tax Rate = [tex]\frac{before tax - after tax}{before tax}[/tex]

Tax rate= [tex]\frac{1,60,000 - 1,20,000}{1,60,000}[/tex]

Tax Rate= 25%

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in very high dimensional spaces it is most likely that the gradient descent process gives us a local minimum than a saddle point of the cost function. true/false?

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In very high dimensional spaces it is most likely that the gradient descent process gives us a local minimum than a saddle point of the cost function----False

What is saddle point in gradient descent?

At x = (0,0), the gradient is{0}, but it is clearly not  local minimum as x = (0, \epsilon) has smaller function value. The point (0,0) is known  as saddle point of the function.

What do you mean by saddle point?

In maths, a saddle point or minimax point is a points on the surface of the graph of a function where the slopes in orthogonal directions is  all zero, but which isn't a local extremum of the function.

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What are 3 key takeaways you have about investing in a 401(k) plan that will help you when you’re ready to make this decision in the real world?

Answers

Explanation:

1. Always be sure to contribute enough to a 401(k) to qualify for matching contributions from your employer.

2. Be aware of the underlying costs and fees of the various investments within your retirement plan.

3. You can contribute to both a personal IRA and a 401(k) plan at work.

Investing early and consistently in a 401(k) plan can significantly increase your long-term retirement savings.

Understanding the fees, investment options, and employer matching policy can help you make informed investment decisions.

Diversifying your portfolio and regularly rebalancing it can help mitigate risk and maximize returns over time.

What is  401(k) plan?

A 401(k) plan is a type of retirement savings plan sponsored by an employer. It allows employees to contribute a portion of their pre-tax salary to a retirement account, which is then invested in a selection of mutual funds, stocks, bonds, and other assets.

These contributions and the earnings on them grow tax-deferred until they are withdrawn, typically in retirement.

One of the key benefits of a 401(k) plan is that many employers offer a matching contribution, which can help boost the account balance.

Additionally, 401(k) plans often offer a range of investment options and allow for convenient automatic contributions, making it easier for individuals to save for retirement. However, there may be fees associated with the plan, and early withdrawals may result in penalties.

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If you estimate that firm b will pay a dividend of $1 per share in one year, and that the dividend will grow at 3% per year indefinitely, what should be the value of stock b?.

Answers

Based on the fact that Firm B will pay a dividend of $1 in one year and the growth rate of the dividends, the value of stock which is Stock B, will be $9.17

How to find the value of the stock?

The value of a stock can be found by the Gordon Growth model as:

Value of stock = Next dividend / (Expected return - Dividend growth rate)

The Next dividend by Firm B is said to be $1.

The Expected return would be the average return of Firm B which is 13.9%.

The Dividend growth rate is 3%.

The value of the stock is therefore:

Value of stock = Next dividend / (Expected return - Dividend growth rate)

Value of stock = 1 / (13.9% - 3%)

Value of stock = 1 / 10.9%

Value of stock = $9.17

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term life insurance whole life insurance universal life insurance i’d like to be able to review the investment portion of my plan separately from the portion that is purely insurance. i only need life insurance until my kids graduate from college. i’m worried that my health might decline and want to secure a steady premium that won’t be contingent on passing medical exams in the future. if i decide to cancel my policy while i’m still alive, i want access to the cash value.

Answers

The term life insurance whole life insurance universal life insurance  is that  i’m worried that my health might decline and want to secure a steady premium that won’t be contingent on passing medical exams in the future.

What is life insurance?

life insurance can be described as a type of insurance that is been entered in the insurance company so that the life of the client will be insured in the sense that they can pay death beneficiaries after the death of the client.

It should be noted that some premium amount will be paid by the client as agreed with the company.

Therefore the third option is correct.

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you are considering purchasing stock in canyon echo. you feel the company will increase its dividend at 3.4 percent indefinitely. the company just paid a dividend of $3.77 and you feel that the required return on the stock is 12.2 percent. what is the price per share of the company's stock?

Answers

The price of share of the company's stock is =$44.2975

You're thinking about buying Canyon Echo stock. You believe the business will continue to raise its dividend at 3.4 percent.

The business recently paid a dividend of $3.77, and you believe that a 12.2 percent return on the shares is necessary.

To calculate the stock price of the company

Current price = D /(Required return-Growth rate)

Where D is the dividend

= (3.77*1.034)/(0.122-0.034)

Current price = $44.2975

Hence the current price of the stock of the company is $44.2975

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all of the following will cause the planned investment function to shift leftward except part 2 a. in expected profits. b. in technology. c. in business taxation. d. in the interest rate. part 3 and in the interest rate causes a. in disposable income. b. in the investment function. c. in the investment function. d. in the amount of real planned investment.

Answers

All of the following will cause the planned investment function to shift leftward except part 2(in the interest rate. ) Option D

Part 3: and in the interest rate causes in the investment function. Option C

This is further explained below.

What is the investment function?

Generally, The investment function provides a synopsis of the factors that are responsible for determining the total amount of money spent on investments.

The following is one possible formalization of it: I is equal to f minus plus two more, with r representing the real interest rate, Y representing GDP, and q being Tobin's q.

Investing is done with the intention of achieving financial gains in the form of increased value and income over time.

The term "investment" may apply to almost any activity that results in a monetary gain in the future. The acquisition of real estate, stocks, bonds, and other securities are all examples of investments that fall under this category.

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dunlosky and colleagues (2013) evaluated the overall usefulness of popular study techniques: highlighting, rereading, summarizing, and keyword mnemonics. which utility assessment rating did these techniques receive?

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Dunlosky and colleagues (2013) evaluated the overall usefulness of popular study techniques: The rating utility assessment these techniques receive is very low.

A Utility Assessment i es the constraints and estimated budget costs associated with and new mileage structure for spots up to 2hectares.Preparation for a mileage assessment generally includes structuring the decision problem, developing an applicable scale for measuring the trait to be estimated, and also acquainting the decision maker with colorful aspects of assessment procedures.

Utility measures of health-related quality of life are preference values that cases attach to their overall health status. In clinical trials, mileage measures epitomize both positive and negative goods of intervention into one value between 0.

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in which way can the home country's balance of payments benefit from an fdi made in a foreign country? group of answer choices from cash outflow during the initial investment to finance the fdi if the purpose of the foreign investment is to serve the home market from a low-cost production location from the inward flow of foreign earnings if fdi is a substitute for direct exports

Answers

The transfer of foreign earnings into the home nation helps the balance of payments there. If the foreign subsidiary generates demand for exports of capital goods and the like from the home country, FDI can also help the balance of payments.

Employment impacts are the reason why FDI from abroad benefits the home country. Positive employment benefits happen when the foreign subsidiary generates demand for exports from the home nation, much like with the balance of payments.

Benefits result when a domestic MNE gains knowledge from its exposure to global markets that can then be applied in the domestic market. transfer of resources in reverse.

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According to the ucc, for the sale of goods that requires shipping, the presumption is that unless stated otherwise, the seller need only deliver the goods to __________ to complete performance.

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According to the “UCC”, the seller is required to deliver the goods to the common carrier, unless stated otherwise, in order to complete the performance for selling the good that involves shipping.

The Uniform Commercial Code (UCC) comprises a set of laws that govern all commercial and business transactions across US states. The UCC is applicable to the sales of goods that involve shipment. The UCC governs rules for both the buyer and seller.

Under the “shipment contract” of the UCC, a seller is required to place goods into the procession of a common carrier. By US law, a common carrier is an entity or enterprise that transports goods from seller to buyer for a fee and establishes their services open to the general public. The common carrier typically is referred to as a railroad, taxi service, airline, or, shipowner, etc.

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oak township issued the following bonds during the year: bonds to acquire equipment for a vehicle repair service that is accounted for in an internal service fund $3,000,000 bonds to construct a new city hall $8,000,000 bond to improve its water utility, which is accounted for in an enterprise fund $9,000,000 the amount of debt to be reported in the general fund is a. $0 b. $3,000,000 c. $8,000,000 d. $20,000,000

Answers

The amount of debt to be reported in general fund will be zero, so correct answer is (a), because general fund is maintained from revenue accruing from taxes, fees, interest and other sources, hence its balance will be zero.

The main fund a governmental agency utilizes is a general fund. All material outflows and inflows which aren't linked to special-purpose funds are monitored in this account. The main managerial and operational duties of the government body are reflected by the expenditures incurred from the general fund. It is essential to maintain supervision over the common fund's spending because of bulk of all assets pass through it.

Here in this case as we know that general fund is maintained from taxes, interest income etc. the bond issued for activities mentioned will not create any debt on general fund therefore, it will have a zero balance.

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34) coca-cola implemented enterprise software from oracle that enabled it to achieve all of the following except: a) standardizing business processes worldwide. b) improving its bargaining power with suppliers. c) reacting faster to market changes. d) reducing the number of employees. e) reducing the cost of raw materials.

Answers

With the exception of reducing the number of employees, Coca-Cola was able to accomplish all of the following after using enterprise software from Oracle.

Which of the following helps a business to create product demand projections and source and manufacture strategies for that product?

A company can create demand projections for a product using a supply chain planning system, and can then establish sourcing and manufacturing strategies for that product.

Which business operations are supported by enterprise systems, and what examples can you provide?

Accounts payable, general ledger, cash management, forecasting, payroll, time management, inventory management, product pricing, billing, and other business activities are just a few examples of those provided by ERP software.

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What is the basic test used to demonstrate causation in a negligence case?
A. The negligence test
B. The proximate cause test
C. The "but-for" test
D. The reasonable person test

Answers

Answer: Neglince

Explanation:

IT MAKES SENSE!!!!

Answer:

the “but for” test

Explanation:

taylor's hardware offers credit at an apr of 14.9 percent and compounds interest monthly. what actual rate of interest are they charging? a) 13.97 percent b) 14.90 percent c) 15.48 percent d) 15.96 percent e) 16.10 percent group of answer choices

Answers

Since the nominal interest rate is 14.9% and it is compounded monthly, hence the actual interest rate or the effective annual interest rate is 15.96%

The actual interest rate is the effective annual interest rate, which is calculated using the formula:

EAR = (1 + r/n)ⁿ - 1

Where:

r = APR or annual percentage rate

n = number of periods

Since the interest is compounded monthly, hence, the number of periods is equal to 12.

Therefore,

EAR = (1 + 0.149 / 12)¹² - 1

EAR = 1.1596 - 1

EAR = = 0.1596 = 15.96%

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a policy that directly targets the quantity of pollution encourages the development of cleaner and processes, without giving clever companies the chance to find ways around it.

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A policy that directly targets the quantity of pollution encourages the development of cleaner technology and processes, without giving clever companies the chance to find ways around it.

Clean technology is additionally referred to as green technology or green energy. It refers to a collection of technologies that minimize or improve the use of environmental assets even while minimizing the negative impact that technology has on the globe and its ecologies such as pollution and global warming.

Such techniques include comparatively recent renewable energies like breeze and wave power, as well as improved traditional power generation procedures like smart power grids. For example, nowadays usage of solar energy is common as is it safe as compared to fossil fuels because solar energy is a kind of clean technology and it create less harm to the environment. By using clean technology and processes we try to minimize pollution and other harmful impact on our environment.

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What type of analytics recommends one or more courses of action, identifies the likely outcome of each decision, and quantifies the effect of future decisions in order to advise on possible outcomes before the decisions are actually made?.

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Prescriptive Analytics recommends one or more courses of action, identifies the likely outcome of each decision , and quantifies the effect of future decisions in order to advise on possible outcomes.

Analytics is the systematic analysis of data or statistics by computation. Meaningful patterns in data are found, understood, and communicated using it. Applying data patterns to make wise decisions is another aspect of it. Analytics covers a variety of topics, including cognitive analytics, diagnostic analytics, predictive analytics, and prescriptive analytics.

Something is expressed numerically when it is quantifies. You would better answer "five" when asked how many fingers you have on your hand. This word is for you if you enjoy mathematics: Quantitative expressions involve counting or using numbers.

To quantifies something means to measure or communicate its quantity. Counting the instances in which a word was misspelled in a book is an example of quantifying.

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melissa called genavive into her office to ask genavive for an update on how the union organizing activites were going. it appears that melissa violated which of the no tips rules for what management cannot do for labor elections?

Answers

Melissa violated no spying rule NLRB

To bargain with your employer about your terms and conditions of employment, you have the right to form a union.

You are allowed to do things like hand out union materials, wear union buttons, t-shirts, or other symbols (aside from in exceptionally rare "special situations"), ask coworkers to sign authorization forms for the union, and talk to them about the union.

Supervisors and managers are prohibited from surveilling you (or giving the impression that they are doing so), interrogating you under duress, threatening you, or offering you bribes in relation to your union involvement or the union activity of your coworkers.

These behaviors are not grounds for termination, disciplinary action, demotion, or other type of punishment. for labor elections.

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You invested $1,200 three years ago. During the three years, you earned annual rates of return of 4. 8%, 9. 2%, and 11. 6%. What is the value of this investment today?.

Answers

The value of the investment today is $1,532.60.

Invested amount is $1,200.

Year 1 interest rate equals 4.80%

Interest rates were 9.20% in Year 2.

Year 3's interest rate was 11.60%.

Amount after Year 1 = Investment Amount * (1 + Interest Rate for Year 1)

After Year 1: $1,200 multiplied by 1.0480.

Amount ($1257.60) after the first year

Sum after Year 2 = Sum after Year 1 multiplied by (1 + Interest rate after Year 2)

Amount following Year 2: $1,257.60 * 1.0920

After Year 2, the amount is $1,373.30.

Sum after Year 3 = Sum after Year 2 multiplied by (1 + Interest rate after Year 3)

After Year 3: $1,373.30 * 1.1160

After Year 3, the amount is $1,532.60.

Hence the present value of the investment is $1,532.60

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established in 1776, adam smith stated in this theory that countries should specialize in the production of goods and services for which they can produce most efficiently and then trade these for goods produced by other countries.

Answers

Adam Smith's theory that stated about countries should specialize in the production of goods and services for which they can produce most efficiently and then trade these for goods produced by other countries is called as Absolute Advantage Theory.

The absolute advantage concept was developed by Adam Smith in The Wealth of Nations to show how countries can gain by exporting the goods that they produce more efficiently than other countries and specializing in producing and by importing goods that other countries produce more efficiently. The Scottish economist Adam Smith first described the principle of absolute advantage using labor as the only input in the context of international trade in 1776.

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What type of decision-support system analysis uses a backward solution approach that attempts to calculate the value of the inputs necessary to achieve a desired level of output?.

Answers

A "backward" solution approach is represented by goal-seeking analysis. It attempts to calculate the input values needed to achieve a desired level of output.

Goal seeking is a broad term that refers to the process of determining your feedback value depending a previously known output value. A specific operator is used in a formula that can be estimated using software. This is also known as what-if assessment or back-solving. It can be aimed through trial and error or through more logical means.

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An operating cycle is the length of time it takes to convert inventory to accounts receivable plus the time it takes to convert the account receivable back to cash. This statement is.

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An operating cycle is the amount of time it requires to convert inventory to accounts receivable plus the time it requires to convert the account receivable back to cash. This statement is true.

An operating cycle refers to the length of time taken by a company to receive inventory, sell the inventory, and collect the cash when the inventory is sold. This means that an operating cycle is a measurement that calculates the amount of time taken by a company to convert its inventories into cash from eventual sales.

The operating cycle plays a fundamental role in determining the efficiency of a company or business. It is because the operating cycle provides a view for the company to analyze the length of its operating cycle. If it is long, the company can reduce it by selling its inventories quickly.

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What is the acronym for the saudi arabia-led group that controls much of the world’s oil exports.

Answers

OPEC is the acronym for the Saudi Arabia-led group that controls much of the world’s oil exports.

At the Baghdad Conference from September 10–14, 1960, Iran, Iraq, Kuwait, Saudi Arabia, and Venezuela established the Organization of the Petroleum Exporting Countries (OPEC), a permanent intergovernmental organization. OPEC is the group in charge of setting global petroleum market pricing, supply, and output. The organization was founded in 1960 and consists of 13 separate oil-producing businesses.

Saudi Arabia, which oversees nearly one-third of OPEC's total oil reserves, assumes a prominent position within the group. Other notable members include Iran, Iraq, Kuwait, and the United Arab Emirates, whose total reserves much outweigh Saudi Arabia's.

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in the late 1970's quality took a strategic turn from a approach--correcting defects before delivery--to a approach--preventing mistakes from occurring.

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In the late 1970's Quality took a strategic turn from a reactive approach-correcting defects before delivery-to a proactive approach- preventing mistakes from occurring

This is further explained below.

What is a reactive approach?

Generally, The reactive strategy addresses the difficulties as soon as they become apparent or are facing, without making proper plans on how to, what to, when to, or to whom to report them.

Taking a reactive stance is not an effective plan and should ideally not even be considered a strategy.

In conclusion, In the late 1970s, quality management made a strategic shift from a reactive strategy, in which faults were fixed just before to delivery, to a proactive one, in which errors were prevented from ever happening.

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consider a series of cash flows that starts with $1,000 at the end of time 1 and decreases by $20 each period. the last cash flow in the series occurs at time 15. if the interest rate is 8% per period, what is the present equivalent (time

Answers

If the interest rate is 8% per period, the present equivalent (Present value) is 7601.77

Cash flows Year Discounted CF = Cumulative cash flow                                       Cash flow/(1+cost)^year    0.00             0                   0.00                           -  1000.00              1                  925.93                                  925.93980.00             2                  840.19                                  1,766.12960.00             3                  762.08                                  2,528.20940.00             4                  690.93                                  3,219.12920.00             5                  626.14                                  3,845.26900.00             6                  567.15                                  4,412.41880.00             7               513.47                                  4,925.89860.00             8          464.63                                  5,390.52840.00             9          420.21                                  5,810.73820.00             10          379.82                                  6,190.54800.00              11          343.11                                  6,533.65780.00              12          309.75                                  6,843.40760.00              13          279.45                                  7,122.85740.00              14          251.94                                  7,374.79720.00              15          226.97                                  

7,601.77Present value = 7601.77A future sum of money or stream of cash flows' present value (PV), assuming a given rate of return, is their present value. The discount rate determines the present value of future cash flows; the higher the discount rate, the lower the present value of the future cash flows. The key to correctly valuing future cash flows, whether they be earnings or debt obligations, is determining the appropriate discount rate.The idea of present value holds that a sum of money is worth more today than it will be tomorrow. Or, to put it another way, money received in the future is not as valuable as money obtained today in an identical quantity.

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the dividend growth model can be used to value the stock of firms that pay which type of dividends? i. constant annual dividend ii. annual dividend with a constant increasing rate of growth iii. annual dividend with a constant decreasing rate of growth iv. zero dividend group of answer choices i only ii only ii and iii only i, ii, and iii only i, ii, iii, and iv

Answers

Companies that increase their dividend payout. The dividend growth model is used to determine the rate of return or cost of equity needed by shareholders of a company that pays dividends that increase continuously over time.

What is the purpose of the dividend growth model?

The dividend growth model is a mathematical equation that investors can use to calculate a fair value for a company's stock based on its current payout and anticipated future dividend growth.

What model also goes by the name of the dividend growth model?

The Gordon Growth Model, sometimes referred to as the dividend discount model, establishes the market value of a publicly traded stock by adding the present values of all anticipated future dividend payments.

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given the following information, prepare the mps using a fixed order quantity (foq) of 170 and calculate the projected available inventory balances. what is the projected available inventory balance at the end of period 4?

Answers

A fixed order quantity of 170 is used to prepare the mps, and the estimated available inventory balances are computed. At the end of period 4, a 47-balance of available inventory is anticipated.

Inventory includes both the raw materials needed in production and the finished commodities that are offered for sale. Since inventory turnover is one of the main means of generating income and, consequently, profits for the firm's shareholders, it is one of the most significant assets a company may have. Raw materials, work-in-progress, and finished goods are the three categories of inventory. On a company's balance sheet, it is listed as a current asset.

Both the raw materials required to make products and the products that are on hand for purchase are included in inventory. On a company's balance sheet, it is categorized as a current asset. Raw materials, work-in-progress, and finished goods are the three categories of inventory.

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peng company is considering buying a machine that will yield income of $1,950 and net cash flow of $14,950 per year for three years. the machine costs $45,000 and has an estimated $6,000 salvage value. compute the accounting rate of return for this investment.

Answers

The accounting rate of return of the investment that yield $1,950 with initial investment of $45,000 will be 5%.

Accounting rate of return = Average net income / Average book value

Average book value = (cost of equipment - salvage value) / 2

Average book value = ($45,000 -$6,000) / 2 = $39,000

Accounting rate of return = $1,950/ 39,000 = 5%

The accounting rate of return (ARR) formula represents the anticipated percentage rate of return on an investment or an asset in proportion to the cost of the original investment. The ARR formula determines the percentage or return that may be anticipated during in the course of an asset or undertaking by dividing the asset's average income by the company's primary expenditure. The value of money over time and cash flows, which could be critical elements of maintaining a firm, are not taken into consideration by ARR.

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Question 3 of 10
What is one key difference between payday loans and title loans?
A. Title loans are offered to people with good credit.
OB. Title loans are long-term loans.
C. Title loans require people to have a job.
O D. Title loans require collateral.

Answers

The key difference between payday loans and title loans is that D. Title loans require collateral.

What is title loans?

A title loan is a loan for which collateral is an asset. Two main factors make title loans popular. The applicant's credit score is not taken into account when determining loan eligibility, to start. Second, because of laxer application requirements, title loans with amounts as low as $100 can be approved very quickly.

A car title loan is the most popular kind of title loan. In this scenario, a potential borrower must be the proud owner of a vehicle and must transfer the title to an auto loan title company. The lender will give the borrower a loan for up to 25% of the car's total value while keeping the title as security in the event of default.

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a(n) is a middleman in a foreign country or u.s. possession that can obtain a corporate tax exemption on a portion of the earnings generated by the sale or lease of export property.

Answers

Foreign sales corporation in a foreign country or United States possession that can claim a corporate tax exemption on a portion of the earnings earned by the sale or lease of export property.

A foreign sales company (FSC) is a defunct provision in the federal income tax code of the United States that provided for a tax reduction on revenue derived from the sale of exported goods. To sell exported goods, the code requires the use of an existing subsidiary business in a foreign country.

A foreign sales corporation (FSC) would be founded by a US exporter to take advantage of certain federal and income tax exemptions in the US. An FSC had to meet a number of requirements, the most essential of which was that the foreign subsidiary of a US corporation had to keep its offices and books in a country that had an agreement with the US for information exchange.

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