The savings account that would earn the least amount of money is the account that earns a simple interest monthly.
What does simple interest and compound interest mean?
Simple interest rate is the interest that is paid only on the principal portion of a loan. This means that the debtor does not pays interest on the interest rate already accrued. This differs from compound interest where the debt holder pays interest on the principal and the interest rate already accrued.
This means that an account that earns a compound interest would have a higher yield when compared with an account that earns a simple interest.
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Question 7 of 10
What is the main disadvantage of overdraft protection?
A. Banks usually charge a fee when it is used.
B. Banks take several days to process the transaction.
C. It keeps a check from being returned due to insufficient funds.
D. It requires customers to maintain a positive account balance.
Answer:
b because I would say in am 72% sure I am right
The Luminarium Corporation has a market capitalization of $100,000,000, and each share is worth $100. How many outstanding shares of Luminarium Corporation are there
The number of outstanding shares of Luminarium Corporation in the market share is 1,000,000 shares.
What is an outstanding shares?An outstanding shares refers to the number of a firm's shares that is traded on the secondary market.
Outstanding shares = $100,000,000/$100 per share
Outstanding shares = 1,000,000 shares
In conclusion, the number of outstanding shares of Luminarium Corporation in the market share is 1,000,000 shares.
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Money has time value because: _______________
a. people prefer to sell things later rather than today.
b. people do not require compensation for deferring consumption.
c. people can earn interest on money that is invested.
d. people prefer to receive money tomorrow than today because it is worth more.
Answer:
We can try to get a lot of money for family to stay comfortably in future.
Money has time value because people prefer to receive money tomorrow than today because it is worth more. Hence, option D is the correct answer.
The statement "money has time value" refers to the concept that the value of money can change over time. Time value of money recognizes that a dollar received today is generally considered more valuable than receiving the same dollar in the future. There are several reasons for this:
Opportunity CostInflationRisk and UncertaintyThe time value of money recognizes that receiving money today allows individuals to benefit from opportunities, mitigate the impact of inflation, and have greater control and certainty over its use.
Therefore, option D is the correct answer.
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In supporting their local economic base, cities may at times incur expenses from doing business with entities located outside of their local community (e.g., in cities with high tourist activity, souvenirs are likely to come from low-wage countries). These expenses are an example of ______ from the local economy.
When cities incur expenses by doing business with entities outside of their economic base, these are called Leakages.
What are leakages?These refer to the flow of cash and resources out of a local economy to other economies.
When cities engage in business with entities from outside their economy, they would be passing on cash to those entities. This cash would therefore leave the local economy which makes it a leakage.
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At the drive-up menu for his favorite fast food restaurant, Jake notices the menu is listed in categories: breakfast items, lunch items, dinner items, and dessert items. Why would the fast food chain organize its menu in this way?
The fast food chain organizes its menu by categories to make it easier for customers to relate to categories based on the time of day they are purchased.
What is the Customer experience?It can be understood as the cognitive, sensory and psychological responses that will guide consumer behavior in the stages:
Pre-purchaseConsumptionPost-purchaseTherefore, it is essential that an organization thinks about every detail of the business that will create a positive experience for the consumer, generating value and increasing market positioning.
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The process of leaving your money and any accumulated interest in an investment for more than one period, thereby reinvesting the interest, is called:.
Compounding is the process of leaving your money and any accumulated interest in an investment for more than one period, thereby reinvesting the interest.
What is compounding?This can be explained to be a situation where the interest that is made from a sum of money is added into the principal sum of money and reinvested.
The initial principal amount and the interest made after a period when added together is regarded as compounding.
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Identify the stage of the rational decision-making process illustrated by the situation. Your goal was to capture at least 25% market share by the end of the year, but with six months to go you have only 15% market share.
Identify the problem
State the situational goal
Generate alternatives
Read this brief case study and answer the question that follows.
CASE STUDY
Your candy making company is at a crossroads. You have maxed out your current production capacity, but think that there may be a new opportunity in custom fruity nut caramel clusters that could be very profitable to the company. You think through your options, and decide that you would like to expand your company to include this high potential new product.
As the production line for the custom fruity nut caramel clusters is being implemented you realize that if you do it slightly differently than you originally decided you can produce 10% more candy every hour.
Choose an alternative
Evaluate alternatives
Control
Although you thought that paying high performers significantly more than low performers best motivated your employees, when you looked at the data you found that wide disparities in pay actually weakened trust among team members and the social connectivity that contributes to strong team- based decision-making.
Alternative generation
Choose an alternative
Evidence-based management
1. The stage of the rational decision-making process illustrated by the situation is B. State the situational goals.
What is rational decision-making?Rational decision-making involves the following seven steps:
Identify the decision (state the goals)Gather relevant informationIdentify the alternativesWeigh the evidenceChoose among the alternativesTake actionReview your decision.What is a situational goal?A situational goal concentrates on assessing individuals for their strengths, skills, and levels of maturity in achieving stated the goal.
Thus, stating the situational goals is one of the stages of the rational decision-making process.
2. When the candy-making company comes to a crossroads, with an expansion decision that changes midway, what you are doing is C. Control.
What is Control in Management?In management, control checks errors so that corrective actions are taken timely.
Implementing this function of management helps the organization to avoid deviations that can ruin the attainment of its goals.
3. Discovering that paying high performers significantly more than low performers weakened team trust and the essential social connectivity that contributes to strong team-based decision-making, means that you are using C. Evidence-based management style.
What is evidence-based management?Evidence-based management helps managers to embark on critical evaluation of the following factors concerning the evidence:
ValidityGeneralizabilityApplicability.Thus, the rational decision-making process involves choosing the best solution to a problem.
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A rule that requires developers to provide purchasers with written comprehensive property reports and disclosures with a sales contract is created by the A) Georgia Time-Share Act. B) Georgia Land Sales Act. C) Condominium Declaration. D) Georgia Condominium Act.
Georgia Condominium Act is the law that requires developers to present purchasers written documents of all their agreement about the property involved.
Georgia Condominium Act?Georgia Condominium Act is a rule that requires developer to give a written document contains the terms surrounding the purchase and sale agreement on the property between between the parties involved. All relevant information about the property and the financial cost , deadlines are stated in the documents plus every other necessary agreements. individuals.
Therefore, Georgia Condominium Act. is the law that requires developers to present purchasers written documents of all their agreement about the property involved.
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Industries like to be in control of their own destiny and as a result prefer self-regulation to laws imposed by governments. Self-regulation is often ____.
Industries like to be in control of their own destiny and Self-regulation is usually less costly for firms and industry.
What is Self-regulationSelf-regulation is the ability to monitor and manage your behavior, action, emotions, and thoughts in ways that are acceptable.
Self-regulation is usually less costly for firms and industries than government regulation for businesses.
Therefore, Self-regulation is usually less costly for firms.
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write the necessary steps that need to be followed in maketing
Gomer decides to spend an hour playing basketball rather than studying. His opportunity cost is: Group of answer choices
Gomer's opportunity cost is the benefit to his grades from studying for an hour.
What is an Opportunity cost?The opportunity cost of an item or a decision taken is based on the concept of the loss of other alternatives when one decision is made out of those other alternatives.
From the given information, Gomer has two alternatives;
To play basketball, or To studyThe inability for Gomer to see the brighter side of studying but rather choose to play basketball for an hour has a detrimental effect on his academics.
Therefore, it would be better if Gomer studied for an hour because the opportunity cost is the benefit to his grades from studying for an hour.
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Estimates of current rates of extinction:_____________
A) indicate that we have reached a state of stable equilibrium in which speciation and
extinction rates are approximately equal.
B) suggest that one-half of all animal and plant species may be gone by the year 2100.
C) indicate that rates may be greater than the mass extinctions at the close of the Cretaceous period.
D) indicate that only 1% of all of the species that have ever lived on Earth are still alive.
E) suggest that rates of extinction have decreased globally.
It is to be noted that the current rates of extinction as relates to certain animals and plants species show the rates to be higher than the mass extinctions at the end of the Cretaceous Period.
What is the rate of extinction?Rates of extinction simply refer to how quickly species are becoming non-existent.
The rates are said to be on the average of 100 E/MSY. In 2020 for instance about 15 species (according to IUC) were declared extinct.
E/MSY is Extinctions per Million Species-Years. The correct answer, thus, is C.
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When adjusting the bank balance in a bank reconciliation, which item must be subtracted from the bank balance?.
Answer:deposits outstanding
Explanation:
correct
If the income elasticity of a good is positive, we can conclude that the good is.
Answer:
a normal good
Explanation:
If the income elasticity of a good is positive, we can conclude that the good is a normal good
How frequently is the survey that determines unemployment released?.
The survey that determines unemployment is released every month
The survey that determines unemployment iGenerally, the survey that determines unemployment is collected every month in the Current Population Survey
In the USA,data is collected form 60,000 homes, this Census is done every month
Therefore, the survey that determines unemployment is released every month
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A retired couple tells a real estate agent that they want to find a home close to medical facilities and a senior citizens center. On which of the five major factors influencing the choice of property location is the couple basing this request?
The major factor influencing the choice of property location is the couple basing the request on Social services.
What is Social services?
These are services that provide support and assistance to disadvantaged people such as elderly and physically challenged.
The retired couple wanting to be close to medical facilities and a senior citizens center means that social services was greatly considered in their choice of location.
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Chris and Nick hope to qualify for an FHA loan. Their lender calculates their housing ratio as 33% and their total debt obligation as 43%. Their credit score is 620. Do they qualify under FHA underwriting guidelines
Gina Baccardi is an accounting intern working under the tax accountant for Starlight Fashions, a clothing manufacturer, in New York City. Gina’s salary would be classified as
Since he is working as a tax accountant for Starlight Fashions which is a clothing manufacturer, his salary would be classified as period cost..
What is period cost?In preparation of financial account, a period cost refers to a cost that cannot be capitalized into prepaid expenses, inventory, fixed assets etc
In conclusion, because works as a tax accountant for the clothing manufacturer, his salary would be classified as period cost.
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What‘s a zero-based budget, and why is it important?.
Answer:
A zero-based budget is the most efficient and useful way of budgeting because it makes you thin about how every dollar that you make is going to be spent so that you don't blow it all on unnecessary stuff. It is important because it allows you to not blow your money on wants instead of spending it on needs.
Explanation:
It should be right because I'm learning about it right now in Finance. Hope it helps! Plz give brainliest. Also, plz sub to Kgirl633 on yt.
-Decide if there is a change in demand or just a change in the quantity demanded (movement along the demand curve). Graph the items in the ( )
-If there is a shift in demand state reason for the shift
-Graph each situation and use arrows to illustrate whether demand curve shifts right or left and whether the quantity demanded increases or decreases.
1.The price of gasoline falls (new automobiles)
2.The consumer income rises (new automobiles)
3.the price of pork falls. (Pork and chicken)
4. Household water rates rise (“desert plants”: drought tolerant for landscaping)
5. Pick up stix prices to rise next week (pick up stix food)
6.unemployment rate decreases (Disneyland passes)
7. Tariffs added on imported wine (imported & American wine)
8. Lindsey Lohan is seen wearing a rebel yell sweatshirt (rebel yell shirt)
9. Cream cheese experiences an increase in price (bagels)
10.new reports state Starbucks teas are good for your heart (Starbucks tea)
As the price of gas goes up, The buying and operating a car is said to be very expensive and as such, the demand for cars to decrease.
What is Demand?The definition of Demand in terms of economics is simply known as the zeal or willingness of a consumers and their ability to buy or consume a given goods/services.
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When a firm goes bankrupt, shareholders ______. Multiple choice question. can sue for loses cannot recover their risk capital are entitled only to a fraction of their investment are entitled to help pay off debtors owed money by the firm
In a case whereby a firm goes bankrupt, shareholders cannot recover their risk capital.
This is because they have loose alot in the investment.
What is Bankruptcy?Bankruptcy can be explained as legal process in which an organization that cannot repay debts to creditors may seek relief debts.
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If a wine company decides to focus its specialty of creating its products to rely on other business partners to fill in the supply chain gaps, which strategy is this wine company creating?.
When a wine company focuses on creating products while relying on other business partners to fill in the supply chain gaps, it is creating b. a channel strategy.
What is a channel strategy?A channel strategy involves the use of the commerce chain to reach the end-users of the wine company's goods.
The company is not using a marketing strategy, which is broader in outlook nor a pricing strategy, which is one of the marketing strategies.
Answer Options:a. a marketing strategy
b. a channel strategy
c. a pricing strategy
Thus, the wine company is using a channel strategy so that it can concentrate on its specialty of creating unique products instead of directly reaching out to consumers.
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A country that does not implement quotas on imported products and does not limit what its citizens can produce and sell to another country is practicing _____.
A country that does not implement quotas on imported products and does not limit is practising free trade.
What is free trade?Free trade refers to an agreement between two or more countries, who come together to promote trade relation among themselves. These countries remove barrier or policies that could hamper import and export among member countries.
One of the advantages of free trade is that there is economic efficiency. This is because member countries are able to trade among themselves with any trade restriction.
Hence, a country that does not implement quotas on imported products and does not limit is practising free trade.
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3.18 The diamond flowcharting symbol is also called the __________ symbol. a) determination b) derision c) declarative d) decision
Answer:
d) decision
Explanation:
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Termites have a protozoan symbiote in their gut that breaks down the cellulose in wood, allowing the termite to obtain nutrients from the wood while the protozoan is protected from the external environment. Therefore, the termite and the protozoan are:______________
The termite and the protozoan are Inseparable.
What is protozoan?
Single-celled organisms are called protozoa. They appear in a wide variety of sizes and shapes, ranging from the flexible amoeba to the fixed-shaped, intricately arranged unicellular organism.
Therefore,
Termites have a protozoan symbiote in their gut that breaks down the cellulose in wood, allowing the termite to obtain nutrients from the wood while the protozoan is protected from the external environment. Therefore, the termite and the protozoan are Inseparable.
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What are the cash flows involved in the purchase of a 5-year zero coupon bond that has a par value of $1,000 if the current price is $800? Assume the market rate of interest is 5 percent.
The cash flows involved in the purchase of a 5-year zero coupon bond is: Pay $800 today and receive $1000 at the end of 5 years.
What is Cash flowsCash flows can simply be defined as the inflow and outflow of cash in an organization.
Given:
Par value=$1,000
Current price=$800
Market rate of interest=5%
If the market rate of interest is 5% the cash flow involved in the purchase will be to pay the amount of $800 today (Present value) and receive the amount of $1,000 (Future value) at the end of 5 years reason being that zero coupon bonds do not pay interest periodically.
Inconclusion the cash flows involved in the purchase of a 5-year zero coupon bond is: Pay $800 today and receive $1000 at the end of 5 years.
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Steve can bake either 4 loaves of bread or 8 dozen cookies a day. Sarah can bake either 4 loaves of bread or 4 dozen cookies a day.
a. Show the production possibilities frontiers for Steve and Sarah
b. Suppose trade is not allowed between Steve and Sarah and as a result, both Steve and Sarah spending half a day (12 hours) baking bread and the other half a day baking cookie. Show both the production and consumption bundles for Steve and Sarah on their respective PPFs, when trade is not allowed between Steve and Sarah.
c. Show, using production possibility frontiers in (a), that Steve and Sarah would be better off specializing in their baking activities and then trading, rather than baking only for themselves. Be specific and state the production and consumption bundles with trade
The production possibility frontier (PPF) of both Steve and Sarah per day is given in graph A.
Production and consumption bundle of Steve and Sarah on their respective PPF when trade is not allowed is given in graph B
Consumption of steve:
2 Loaves of bread and 6 cookies
Consumption of sarah:
2 Loaves of bread and 2 cookies
The opportunity cost of baking bread for steve:
4 Bread = 12 cookies
4 : 12
= 1 : 3
So,
1 Bread = 3 cookies
The opportunity cost of baking bread for Sarah:
4 Bread = 4 cookies
4 : 4
= 1 : 1
So,
1 Bread = 1 cookies
The opportunity cost of cookies for steve:
12 cookies = 4 Bread
3 cookies = 1 bread
1 cookie = 1/3 bread
The opportunity cost of cookies for Sarah:
4 cookies = 4Bread
1 cookies = 1 Bread
Recall, the lower the opportunity cost, the higher the comparative advantageTherefore,
Steve has a comparative advantage in producing cookies while Sarah has a comparative advantage in producing bread
Before trade:
Total consumption = 4 Bread 8 cookies
After trade:
Total consumption = 4 Bread 12 cookies
In conclusion, the economy is better off
What is production possibility frontier?The production possibility frontier also known as the production possibility curve is the graphical representation of possible combination of goods that can be produced by a producer at a particular time with the available resources.
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The purpose of _____ is to set goals and decide on the courses of action that will be used to achieve them.
Answer:
Planning
Explanation:
I think is the answer lmk if its wrong:)
Answer:
Planning
Explanation:
Rohan wants to buy part of a company, and is interested in stocks. He knows that his favorite company, Apple, is traded on the stock market.
Can he purchase stock in the company?
A No, only those who work for Apple can Invest in the company.
B No, but he can purchase Apple dividends.
C Yes, he can buy bonds In Apple.
DYes, he can buy stock in Apple.
Answer:
Yes, he can buy stock in Apple.
Explanation:
He knows that his favorite company, Apple, is traded on the stock market. so Yes, he can buy stock in Apple.
What is the stock price?Stock market Analysts in economics and financial theory utilize random walk techniques to model the behavior of asset prices, particularly share prices on stock exchanges. This technique is founded on the assumption that investors operate rationally and without bias.
As we buy stock straight from company, There are several companies that will sell stock directly to individual investors. Most companies that offer this kind of purchase option don't charge investors a commission, and if they do, the commission or service charge is very low compared to buying stocks through a broker.
Therefore, Thus option (D) is correct.
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What inventions need to be made?
What difference will they make
Answer:
A nice invention that'd be nice for it to be made would be Anti Polluting Machines they purify the air all over the world ending majority of diseases that could spread throughout the world. Which would make earth a Healthier planet to be on.
Answer:
I think a Dream Recording Device needs to be made
Explanation:
The average person has between 4-7 dreams per night. But most of them are not remembered, or forgotten moments after waking. So wouldn’t it be nice to be able to record your dreams and play them back in 3D High Definition the next day?