Toyota Motor Credit Corporation (TMCC), a subsidiary of Toyota Motor Corporation, offered some securities for sale to the public on March 28, 2008. Under the terms of the deal, TMCC promised to repay the owner of each security $100,000 on March 28, 2038, but investors would receive nothing until then. Investors paid TMCC $24,099 for each of these securities; so they paid $24,099 on March 28, 2008 for the promise of a $100,000 payment 30 years later. Why would TMCC be willing to accept such a small amount today ($24,099) in exchange for a promise to repay about four times that amount ($100,000) in the future? A feature of this particular deal is that TMCC has the right to buy back the securities on the anniversary date at a price established when the securities were issued. What impact does this feature have on the desirability of this security as an investment?
To avoid the confusion, normal equation will be like this,
24,099*(1+r)³°=100,000
Solving for r we get,
r=4.8576%
What are securities?The term "security" refers to a fungible, negotiable financial instrument that holds some type of monetary value. It represents an ownership position in a publicly-traded corporation via stock; a creditor relationship with a governmental body or a corporation represented by owning that entity's bond; or rights to ownership as represented by an option.
Securities can be broadly categorized into two distinct types: equities and debts. However, some hybrid securities combine elements of both equities and debts.
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Discuss how purchasing function can lead to competitive strategy in procurement management environment and with hypothetical organisation in mind, develop a strategic sourcing plan.
The purchasing function helps to gain competitive advantages by reducing costs associated with the value chain, increasing efficiency and total quality.
What is a Strategic Sourcing Plan?It corresponds to an approach of aligning the organizational purchasing strategy to the objectives stipulated by the planning, helping in the management of the supply chain for greater effectiveness in the use of information associated with purchases.
Therefore, a sourcing plan will help to reduce purchasing costs, speed up deliveries and choose the ideal suppliers for the business.
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Suppose you are the manager of a company and must decide whether to outsource your Human Resources department.
Based on the information above, please outline arguments supporting and opposing a decision to outsource this function of your business. Use the IRAC method to outline your argument
IRAC method is used in outsource the human resource department for the company, as it helps the company to understand the types of employees they needs with the issue, rule, analyze and go to conclusion with the hiring the human resource department.
What is meant by human resource department?Human resource department is the department in the organization that facilitates the company to employee the best and suitable candidate for the vacancy.
They take the interview before finalizing the candidate and check the capability of the candidate and evaluate the skills according to the demand of company.
Thus,IRAC method is used in outsource the human resource department for the company.
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How do attackers today make it difficult to distinguish an attack from legitimate traffic?
a. by using common Internet protocols
b. by using a common language
c. by using diverse interfaces
d. by using simple scripting
Sandra is a printing equipment operator for a large catalog publisher. What might be one task that Sandra performs as part of her job?
A. changing the plates on the large printer
B. editing the advertisement’s wording
C. photographing pictures of the items for sale
D. delivering catalogs to various stores
Caleb is a bus driver who takes passengers through scenic mountains and points out the various rock formations along the way. Caleb works in the _____ pathway of the Hospitality and Tourism cluster.
A.
Lodging
B.
Travel and Tourism
C.
Recreation, Amusements, and Attractions
D.
Restaurant and Food/Beverage Services
The celeb provides his services in the travel and tourism course of the hospitality and tourism cluster. This, the correct answer is B.
What do you mean by the hospital and tourism cluster?The Hospitality and Tourism cluster provides the travellers or the residents with all arrangements including food, water, shelter, transportation and safety while travelling.
Caleb is a bus driver who helps passengers in travelling safely in natural mountains and tells information about the formations of rock.
Therefore, option B travel and tourism is the route in which Caleb works as he helps passengers in travelling safely and encourage tourism.
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The first thing you should do when you receive a job application is read the entire document before you begin
completing it.
True
False
Case 5.1 Disaster and Consumer Value
After September 11, 2001, U.S. consumers showed
a desire to tone down their consumer activities.
They ordered simpler foods in restaurants and
spent more time at home. Therefore, a lot of marketing campaigns began emphasizing down-home
themes.
At some point after a disaster, it is time to get back to business. But, major catastrophic events are likely to leave permanent
changes on consumers and employees in those areas. Suppose you
are approached by the owner of several delicatessens and full-service
wine stores in the Gulf Coast area. It is January 2006, and they want
to get back to business. But they are uncertain about whether they
should simply maintain the same positioning they had previous to
Hurricane Katrina and Hurricane Rita. They would like to have a
report from you within eighty days.
1. How could each classification of qualitative research be used
here?
2. What qualitative research tool(s) would you recommend be used
and why?
3. Where would you conduct any interviews and with whom
would you conduct them?
4. ETHICS Are there ethical issues that you should be sensitive to in
this process? Explain.
5. What issues would arise in conducting a focus group interview
in this situation?
6. Prepare a focus group outline.
Answer:
345
Explanation:
Find the amount of cash discount Farwell Paints would get if the invoice price of $1,025.40 were paid within the 2% discount period.
Also find the cash price of the invoice Farwell would pay after taking the discount.
1. The amount of the cash discount that Farwell Paints would get for paying within the 2% discount period is $20.51.
2. The amount of the cash price that Farwell Paints would pay within the 2% discount period is $1,004.89.
What is a cash discount?A cash discount is a reduction in the price of a purchase when payment is received within the discount period.
Data and Calculations:Invoice price = $1,025.40
Discount rate = 2%
Cash discount = $20.51 ($1,025.40 x 2%)
Cash price paid = $1,004.89 ($1,025.40 - $20.51) or ($1,025.40 x 1 - 2%)
Thus, Farwell Paints would pay $1,004.89 instead of $1,025.40, with a cash discount of $20.51.
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The LifeSaver bottle is designed to filter and purify water for drinking. When the makers wanted to pitch the product to investors, they gave a
highly convincing visual demonstration in which a disgustingly dirty sample of water was purified and consumed on the spot. What made that
demonstration so valuable?
A. It demonstrated a market for emergency water supplies
B. It showed that ordinary people would be willing to use the product
C. It helped distinguish them from other potential startups seeking funding
D. It allowed them to assert their scientific claims
Please Helppp!!!!
The highly convincing visual demonstration became valuable because D. It allowed them to assert their scientific claims.
What is a visual demonstration?A visual demonstration employs a picture, diagram, or piece of film to show or explain a concept or pitch a product.
By showing that the LifeSaver bottle could filter and purify water for drinking and immediate consumption, the visual demonstration allowed the makers to assert their scientific claims.
Thus, the highly convincing visual demonstration became valuable because D. It allowed them to assert their scientific claims.
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Hi there !
Topic - Balance sheets
What are the 3 sections of a balance sheet?
Nonsense = Reported
Thank you
Answer:
The balance sheet consists of three major sections: (1) the assets, which are probable future economic benefits owned or controlled by the entity; (2) the liabilities, which are probable future sacrifices of economic benefits; and (3) the owners' equitySienna has a car loan with an annual interest rate of 4.8%. She will make the same monthly payment for 48 months, after which the loan will be paid back. Diego says that Sienna’s loan is an example of closed-end credit while Sienna says it is an example of open-end credit. Which statement about the loan is true?
a) Diego is correct because the loan has to be paid in full by a specific date.
b) Sienna is correct because she had to pledge collateral to get the loan.
c) Sienna is correct because the amount can be borrowed again after she repays the loan.
d) Diego is correct because the loan is a line of credit.
Answer:
-Diego is correct because the loan has to be paid in full by a specific date.
Explanation:
Closed-end-credit is a type of credit where a fixed amount is borrowed and must be repaid in full by the end of a specified period. The amounts to be paid back are the principal and the interests. Sienna took a closed-end-credit because her loan was issued at a go, and she had to repay after 48 months.
Open-end credit is like a revolving fund. The borrower is allowed credit up to a specific limit. Once they make repayments, they can re-access the facility.
In which part of the business plan might we expect to find a short biography of the company's CEO?
A Executive Summary
B. The Team
C. Company Status
D. The Advisors
Please Help!!!
We will be able to find the short biography of the company's CEO in "The Team" section of the business plan.
What is the The Team section?Under a business plan, the Team section tells a show biography and achievement of the top hierarchies of the firm.
Hence, the short biography of the company's CEO in "The Team" section of the business plan.
Therefore, the Option B is correct.
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IAS 36. Impairment of assets. We are a photo studio, and due to the increase in work and staff, we have had to acquire three new cameras and accessories. The acquisition occurred in January 2018. The prices of the cameras are as follows: - Camera 1: 1.750 euros - Camera 2: 3.500 euros - Camera 3: 1.950 euros - Accessories: 4.550 euros
Calculate:
- The impairment loss of the asset at the end of 2020, taking into account that the recoverable amount of the acquisitions is:
o Camera 1: 575 euros
o Camera 2: 1.500 euros
o Camera 3: 750 euros
o Accessories: 2.200 euros
The impairment loss of cameras are 1175; 2000 and 1200 euros respectively and that of accessories is 2350 euros.
What is impairment loss?When the carrying cost of an asset is more than the recoverable cost of such assets, it is known as an impairment loss.
The calculation of impairment losses is done by using the formula,
Impairment Loss= Carrying Cost- Recoverable Cost
By using the above formula and the given values, the impairment losses of
Camera 1 will be 1175 eurosCamera 2 will be 2000 euros Camera 3 will be 1200 eurosAccessories will be 2350 eurosHence, the impairment loss of the given assets has been aforementioned.
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In the Overview tab of the Client List, what filter can be applied to only show clients assigned to a specific team member?
The filter that can be applied to only show clients assigned to a specific team member is the Client list lead filter. This is further explained below.
What is a Client List?Generally, a client list can be defined as a list of selected, prequalified, and potential clients' names, addresses, and contact information.
In conclusion, the Client list lead filter can limit your client list to only those assigned to you or a member of your team.
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Compute the net present value based on the original projections
The net present value of the new plant that Hawke Skateboard wants to build based on the original projections is $-226,275.04.
What is the net present value?Net present value is a capital budgeting method that calculates is the present value of after-tax cash flows from an investment less the amount invested.
NPV can be calculated using a financial calculator
Cash flow in years 0 = -3,280,000
Cash flow each year from year 1 to 15 = 3,280,000- 2,903,000 = 377,000
Cash flow in year 15 = 1,640,000
I = 11%
NPV = $-226,275.04
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Fill in the second sheet of the file entitled “Case on FCF template” where the valuation
of company A by the directors of a company interested in acquiring company A is carried
out. The cells to be filled in must be done by means of the corresponding formulas.
Entering numbers by hand is not allowed. The completed file must be attached with the
answers to the questions of the exam.
Since template is not given, answer will be subjective. The valuation of a firm is known to be the value of a firm as it entails total summation of all the claims of the firm's creditors and shareholders.
What is the valuation of a firm?The valuation of a firm is known to be the value of a firm is that is known as the total summation of all the claims of the firm's creditors and shareholders.
Therefore, methods to use to measure it is only by summing or adding the market value of all of the firm's debt, equity, and also the minority interest.
Note that Cash and cash equivalents have to be deducted to get to the net sum or value.
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With the use of examples applicable to the case study, explain the factors of production, or resources that Anat Apter is likely to have used.
The factors of production that Anat Apter is likely to have used in their franchise business are the land, labor, capital, and entrepreneurship.
What is production?Production is the process of making saleable goods by converting them from basic materials to their finished form.
As per the case study of Anat Apter, the examples of factors of production can be as follows:
Land can be the place where they start the business, which is the market of Sandton City.
Labor can be a workforce engaged in the business of making falafel and shawarma.
Capital is the franchise capital that they contributed to starting the business.
Entrepreneurship is the process used by entrepreneurs to produce goods and services. Here, it is the making of falafel and shawarma products.
Therefore, land, labor, capital, and entrepreneurship are the factors of production used by Anat Apter.
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In the United States, what is the average age range of CEOs?
OA
30s
OB.
40s
Ос.
50s
OD.
60s
Answer:
Go with either 40s or 50s (mainly 50s)
Explanation:
The more average age of CEOS stood in between 54.1 years, 4.1 years past 50s which is a little past the average range, it also said 40s on that chart too, but that must be for CFOS.
~rere
what is a net income.
Answer:
Net income is how much money a business or person makes after the costs of deductions, taxes, and allowances.
Further, commerce net income is how much the business has after all costs, which include things such as: salary/wages, the cost it takes to buy the goods or create them, plus taxes.
Explanation:
Answering again cause it got deleted for the link.
(still new here, I didn't know I wasn't suppose to do that, whoops)
Hi there !
Topic - Balance sheets
What is a capital expenditure versus a revenue expenditure?
Nonsense = Reported
Please answer A.S.A.P
Thank you
Answer:
Capital expenditures are typically one-time large purchases of fixed assets that will be used for revenue generation over a longer period while revenue expenditures are typically referred to as ongoing operating expenses, which are short-term expenses that are used in running the daily business operations.
Why do you think people in general are affected by celebrity endorsements?
Answer:
People in general are affected by celebrity endorsements because they are big business.
Explanation:
Endorsement is a statement or action which shows that you support or approve of something that may not be of effect to common people since they are given by big business which they are at times unable to relate with.
o Explain how an auction to sell the Wells Fargo consumer-facing banking division might be used to determine the value of the division.
Assuming Wells Fargo wants to identify changes in public opinion impacting the firm, it should conduct Environmental monitoring.
What is Environmental monitoring?Environmental monitoring can be defined as the method of observing or monitoring an environment using specialized techniques.
Environmental monitoring is important as it can help to study the environment by providing accurate and necessary information needed about the surrounding, including the impact an activity has on an environment.
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What is the difference between libel and slander?
A. Libel is written, while slander is spoken
ООО
B. Slander is based on truth, while libel isn't
O c. Only slander has legal repercussions
D. Libel is more serious than slander
Answer:
A. Libel is written, while slander is spoken
Explanation: Libel is a defamatory statement made in writing, while slander is a defamatory statement that is spoken.
what type of securities does the fed control
Classify each of the following statements as a positive or negative effect of tourism.
commercialization and erosion of
cultural values
growth in industries such as
agriculture
conflicts between tourists and
locals over the use of resources
job creation and the prevention
of urban migration
job-related friction, such as locals
receiving lower wages than foreign
employees
conservation of heritage sites
Answer:
Positive Effects of Tourism- growth in industries such as agriculture, job creation, and the prevention of urban migration, conservation of heritage sites
Negative Effects of Tourism- job-related friction, commercialization and erosion of cultural values, and conflicts between locals and tourists over the use of resources
Explanation:
Explain the three organizations who help the EU with the budget.
help me out!!
Answer:
the programmes funded by the EU budget fall under one of three types of implementation modes depending on the nature of the funding concerneddirect management EU funding is managed directly by the European Commission.shared management: the European Commission and national authorities jointly manage the funding ndirect management: funding is managed by partner organisations or other authorities inside or outside the EU Therefore, while the EU provides the funding for a specific programme or project, it is not always directly involved in the day-to-day management. However, whereas the Member States are in charge of the implementation of the majority of the EU budget, it is the Commission that has the ultimate responsibility for its execution.
Explanation:
hope this helps if not let me know have a great day
__ are the major source of long term debt financing for most cor
Answer:
Traditional bank loans
Explanation:
Traditional bank loans are the most common form of debt financing for all sizes of companies. Any bank loan with maturity over 12 months can be termed as a long-term debt source. Borrowers require asset-backed collateral to secure bank loans.
Someone who has to learn a new skill to be employable would be considered to be the victim of
cyclical unemployment.
frictional unemployment.
structural unemployment.
seasonal unemployment.
Georgeanna died, but her life insurance company refuses to pay the life insurance claim. They say the policy is invalid now. Why is this MOST likely to be the case?
A.
Georgeanna never created a living will.
B.
Georgeanna never designated power of attorney to anyone.
C.
Georgeanna committed su!c!de.
D.
Georgeanna died in her own home and not in a hospital.