When the World Bank makes a high-interest loan to the Haitian government, demanding payback within 10 years and without providing the tools for self-sufficiency, we have an example of (B) how the periphery and the semi-periphery play games with one another in the modern world system.
What is Periphery?The economic scale between core and periphery nations is reversed. They are the least developed nations in comparison to the core and semi-periphery nations, and are typically low- or middle-income nations that receive an unfairly little fraction of the world's wealth. The periphery—outlying regions with inadequate communications and sparse population—is compared with the core—a key part of an economy with good communications and a high population density that contribute to its prosperity (for example, see unemployment).Countries that have been oppressed and taken advantage of by other nations include Western Europe, the Anglo-Saxon nations, as well as Russia and China. Latin American, African, Asian, and former Soviet Union nations are considered to be peripheral nations (such as my homeland, Poland).Therefore, when the World Bank makes a high-interest loan to the Haitian government, demanding payback within 10 years and without providing the tools for self-sufficiency, we have an example of (B) how the periphery and the semi-periphery play games with one another in the modern world system.
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Complete question:
When the World Bank makes a high-interest loan to the Haitian government, demanding payback within 10 years and without providing the tools for self-sufficiency, we have an example of
Group of answer choices
a. how racism works independently of financial constraints
b. how the periphery and the semi-periphery play games with one another in the modern world system
c. a situation unique to Haiti
d. the development of underdevelopment
If a __________ strategy is effective, consumers will go to a store and ask for products that they have seen advertised.
If a Pull strategy is effective, consumers will go to a store and ask for products that they have seen advertised.
To get the customer to come to you, use a pull strategy. Pull strategy, or the communication of information to draw the customer, involves using pull tactics rather than pushing your business on them. Frequently, these clients will start to promote your company on your behalf. For instance, if you made the decision to start a neighborhood restaurant, you might use some particular strategies to attract customers.
First, you might employ advertising and mass media promotion techniques like running radio or television commercials, handing out flyers, supporting athletic teams, or using social media to reach out to as many customers as you can. By creating a social media page and hanging flyers, your restaurant might want to start out modestly.
As the company expands, you might invest money in a few more promotions. A large portion of a marketing budget is frequently required for this strategy. By creating a social media page and hanging flyers, your restaurant might want to start out modestly. As the company expands, you might invest money in a few more promotions.
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if a neoclassical model shows increasing wages in the economy over the long run, what else will likely occur? substantial short-term off-setting decrease in output short-run decrease in cyclical unemployment inflationary increase in price level change in government policy to decrease in aggregate demand
Inflation causes a country's currency to decrease its value. This results in the value of the products and services being constantly increasing.
What steps can the government take to lower total demand?Regardless of tax policy, aggregate demand declines as government spending does, moving the economy to the left. NX is the fourth term that will cause the aggregate demand curve to change (e). This phrase indicates that net exports, which are calculated as exports minus imports, depend on the real exchange rate. Fiscal policy is one way that policymakers can affect the overall demand. The aggregate-demand curve moves to the right in response to an increase in government spending or a decrease in taxation. The aggregate-demand curve moves to the left in response to a reduction in government spending or an increase in taxes. First, if government spending rises but taxes stay the same, demand rises directly. Second, if tax rates are lowered or transfer payments are raised,
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a company sells a plant asset that originally cost $225,000 for $75,000 on december 31, 2014. the accumulated depreciation account had a balance of $90,000 after the current year's depreciation of $22,500 had been recorded. the company should recognize a
Based on the data above, the company should loss $60,000 on disposal. It can be calculated by subtract the original cost with asset's initial cost and also accumulated depreciation.
The disposal of a fixed asset can effect to the loss if the trade-in or also the cash allowance received is less than the book value of the asset. If a fixed asset that nothing is received in return and still has book value is discarded , the company also experiences a loss.
The calculation:
The disposal = original cost - ( asset's initial cost - accumulated depreciation)
The disposal = $75,000 - ($225,000 - $90,000)
The disposal = $60,000
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a company operates 18 oil wells in a designated area. each pump, on average, extracts 270 barrels of oil daily. the company can add more wells, but every added well reduces the average daily output of each of the wells by 9 barrels. how many wells should the company add in order to maximize daily production?
A company should add 6 wells in order to maximize daily production.
Explanation of the answer
We need a function P(w) that gives the daily oil production, P as a function of the number of wells w.
Let w = the number of wells.
Each well will produce 270 − 9 (w − 18) barrels of oil per day. Here, the w − 18 gives the number of wells
over 18 and 9 (w − 18) gives the reduction in daily barrels produced, where w ≥ 18. Since there are w wells,
we get the production function
P(w) = w (270 − 9 (w − 18))
= w (432 − 9w)
so
P(w) = 432w − 9w
2
We compute P
′
(w) and solve P
′
(w) = 0 to find any critical numbers.
P(w) = 432w − 9w
2
so
P(w) = 432 − 9w
and we solve
432 − 18w = 0
w = 24
Note that P
′′(w) = −18 < 0, so by SDT the critical number 24 gives a local maximum.
Thus, daily production is maximized when the company adds 24− 18 = 6 wells
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att and meg comer are married and file a joint tax return. they do not have any children. matt works as a history professor at a local university and earns a salary of $67,400. meg works part time at the same university. she earns $35,800 a year. the couple does not itemize deductions. other than salary, the comers' only other source of income is from the disposition of various capital assets (mostly stocks). (.
You need to itemize deductions if your allowable itemized deductions are larger than your trendy deduction or if you ought to itemize deductions because you can't use the fashionable deduction.
You may also be capable to reduce your tax through itemizing deductions on Schedule A (Form 1040), Itemized Deductions.
What are the 5 sorts of itemized deductions?Itemized deductions encompass quantities you paid for state and local income or income taxes, actual estate taxes, personal property taxes, mortgage interest, and disaster losses. You may additionally additionally encompass items to charity and part of the amount you paid for scientific and dental expenses.
If you choose the wellknown deduction, you will no longer be able to declare itemized deductions. These cover many key areas, such as clinical costs, charitable donations, nation taxes, and a number expenses associated to owning a home.
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https://brainly.com/question/13757943#SPJ4the federal reserve, the securities and exchange commission, and the national labor relations board are all examples of
The federal reserve and the securities and exchange commission are all examples of independent regulatory agencies
The task of developing rules and regulations within a particular policy area is carried out by an independent regulatory agency that is separate from a significant cabinet department. Federal organizations that have been established by Congress with a specific degree of independence from the President are referred to as independent regulatory agencies.
The most significant characteristic of independent agencies is that they are held individually, in accordance with full legal requirements, from other parts of the United States federal government and funded by open-door corporations or private contributors. The Federal Reserve, the Securities and Exchange Commission, the Nuclear Regulatory Commission, the National Labor Relations Board, etc. are a few such examples.
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question content area top part 1 all of the following business organizations provide limited liability to their owners except question content area bottom part 1 a. general partnership. b. stype corporation. c. corporation. d. limited liability company.
All of the given business organizations provide limited liability to their owners except 'general partnership'. Therefore, the option is A 'general partnership' is the correct answer.
Limited liability refers to a type of liability that does not exceed the investment amount in a partnership or limited liability company. While, a general partnership refers to a business arrangement whereby two or more individuals agree to share in all profits, assets, and financial and legal liabilities of a business owned jointly. In a general partnership, all partners agree to unlimited liability; it means liabilities are not capped and can be paid by the seizure of an owner's assets. Further, any partner may be sued for the debts of the business.
Thus, it is stated that general partnership organizations do not provide limited liability to their owners.
"
The correct question is as follows:
all of the following business organizations provide limited liability to their owners except a. general partnership. b. stype corporation. c. corporation. d. limited liability company.
"
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Black Friday What do you think of shopping days like?
Shopping days like Black Friday are an easy way to buy products on a budget.
Black Friday is a day, mostly a Friday in the month of November, during which huge discounts are given on products by companies.
The Black Friday sales cover clothing, electronic appliances, food items, and almost everything.
Black Friday can be of huge help when you are trying to buy things at a discount. One should save up the money for this day and buy interested products on each day as they will be offered on a discount.
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An advantage of synthesizing block copolymers is the ability to tune the properties of the material by varying the length of each block. Of the following block copolymers, which composition would have the highest degree of crystallinity?.
The composition that would have the highest degree of crystallinity is 50% PLA, 50% poly(6-decalactone). The correct option is A.
What are block copolymers?Block copolymers are a long chain of alternate copolymers. By using a dual functional initiator that can polymerize two types of monomers by two different methods, or by applying a site transformation reaction from one polymerization technique to another, copolymers can be created.
An example of a copolymer is acrylonitrile butadiene styrene, commonly used as rubber SBS.
Therefore, the correct option is A, 50% PLA, 50% poly(6-decalactone).
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The question is incomplete. Your most probably complete question is given below:
O 50% PLA, 50% poly(6-decalactone)
O 45% PLA, 55% poly(8-decalactone)
O 25% PLA, 75% poly(8-decalactone)
O 10% PLA, 90% poly(ö-decalactone)
O 75% PLA, 25% poly(5-decalactone)
allowance for doubtful accounts is a(n) -asset account and has a normal balance. (enter only one word per blank.)
Answer:
Contra
Credit
Explanation:
Allowance for doubtful accounts is a Contra - asset account and has a normal credit balance
how much will net operating income increase (decrease) per month if the monthly advertising budget increases by $5000
The net operating income increase (decrease) per month is $2,300 if the monthly advertising budget increases by $5,000 and monthly sales increase by $9,000.
the formula is:
Increase ( Decrease ) in net operating income = Increase in advertising - ( Increase in sales * Contribution margin ratio )
given data,
Increase in advertising = $5,000
Increase in sales = $9,000
Contribution margin ratio = 30%
by substituting the above values in formula,
Increase ( Decrease ) in net operating income = $5,000 - ( $9,000* 30% )
= $5,000 -$2,700
= $2,300
the complete question is:
Data for Hermann Corporation are shown below
Per Unit Percent of Sales
Selling Price $90 100%
Variable Expenses 63 70
Contribution margin $27 30%
Fixed expenses are $30,000 per month and the company is selling 2,000 units per month.
1. How much will net operating income increase (decrease) per month if the monthly advertising budget increases by $5,000 and monthly sales increase by $9,000?
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question content areaconsider derek's budget information: materials to be used, $64,750; direct labor, $198,400; factory overhead, $394,800; work in process inventory on january 1, $189,100; and work in progress inventory on december 31, $197,600. what is the budgeted cost of goods manufactured for the year?
Materials to be used, $64,750; direct labour, $198,400; factory overhead, $394,800; work in process inventory on january 1, $189,100; and work in progress inventory on December 31, $197,600.
Cost of goods manufactured = Direct materials + Direct labour + manufacturing overhead + Opening WIP - closing WIP
$64750 +$198400+$394800 + $189100-$197600
$649450.
Therefore, the budgeted cost of goods manufactured for the year is $649450.
How to calculate cost of goods manufactured?
To calculate the manufacturing cost, the direct material, direct labor, and manufacturing overhead costs must be added together to get the company's total manufacturing cost. Next, add the initial work in process from the total manufacturing cost and subtract the final work in process to get the manufacturing cost.
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She sells seashells on a seashore But the value of these shells will fall Due to the laws of supply and demand No one wants to buy shells 'cause there's loads on the sand
Step 1: you must create a sense of scarcity Shells will sell much better if the people think they’re rare, you see Bare with me, take as many shells as you can find and hide 'em on an island stockpile 'em high until they’re rarer than a diamond
Step 2: you gotta make the people think that they want 'em Really want 'em, really freakin want 'em Hit 'em like Bronson Influencers, product placement, featured prime time entertainment If you haven’t got a shell then you're just a freaking wasteman
Three: it's monopoly, invest inside some property, start a corporation, make a logo, do it properly "Shells must sell", that will be your new philosophy Swallow all your morals they're a poor man's quality
Four: expand, expand, expand, clear forest, make land, fresh blood on hand
Five: why just shells? Why limit your self? She sells seashells, sell oil as well!
Six: guns, sell stocks, sell diamonds, sell rocks, sell water to a fish, sell the time to a clock
Seven: press on the gas, take your foot off the brakes Run to be the president of the United States
Eight: big smile mate, big wave that's great Now the truth is overrated, tell lies out the gate
Nine: Polarise the people, controversy is the game It don't matter if they hate you if they all say your name
Ten: the world is yours, step out on a stage to a round of applause You're a liar, a cheat, a devil, on the floor And you sell seashells on the seashore
Answer:
Amazing story 10/10
Explanation:
This text is a fun and musical piece of writing that makes fun of different subjects like money, selling things, having an impact on others, and how power works.
What is the seashells about?This text talks about using the idea of selling seashells on a seashore to explain a bigger idea about how people can be manipulated and controlled by big companies and society.
This passage is written in a way that shows different aspects of a story. It covers things like creating a feeling of not having enough, changing how people think about things, and gaining more power.
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if the nominal money supply rises by 6 percent, the price level rises by 4 percent, and output rises by 3 percent, then, according to the quantity equation, income velocity rises by: a. 13 percent. b. 7 percent. c. 3 percent. d. 1 percent.
The correct option d. 1 percent; is the income velocity rises.
Define the Quantity Theory of Money?This quantity theory of money in monetary economics describes how the national income relates to the money supply and velocity. In a nutshell, it refers to how money and things flow in a market economy. Economic growth follows the occurrence of monetary growth.The quantity theory of money states that: where M is the money supply, the formula determining velocity of money is:
MV = PQ
V = PQ/M
V is the speed of money.
Price level is P.
output level Q
Assume that at level 100, both nominal money supply, its price level, and the production are all in equilibrium. Money velocity will also become 100 with this.
Let's say that the increase in the aforementioned factors coincides with economic expansion.
The nominal money supply would be 106 at that point, along with the price level and production both being 104.
V = PQ/M
V = (104 x 103)/ 106
V = 101.05
Thus, the velocity of money is shown to have increased by 1% when these values are substituted in the formula.
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What features should you present when demonstrating 2023 armada’s powerful acceleration?.
Variable Valve Event and Lift -5.6-liter V8 engine are the features you present when demonstrating 2023 armada’s powerful acceleration.
Acceleration is the price of exchange of the speed of an object with respect to time. Accelerations are vector quantities. The orientation of an object's acceleration is given through the orientation of the internet force acting on that item.
Acceleration, fee at which speed modifications with time, in phrases of both speed and route. A point or an object shifting in a directly line is elevated if it speeds up or slows down.
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understand the different types of modifications that companies can use to increase demand for their products (product, quality, functional, aesthetic).
The product's packaging is altered as part of this strategy. These enhancements may be required as a result of new packaging methods being developed or a flaw in the product's current packaging; or as a result of customer suggestions for changes.
What are the four kinds of product changes?
Line Augmentations.Changes to the product.Changes to the qualityModifications to the function.Changes to the appearanceWhat exactly are product alterations?
any significant alteration in the attributes (size, form, color, style, cost, etc.)of an item; Most of the time, a product is changed to try to make it better and get more people to buy it.
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if $400 is invested at an interest rate of 3.5% per year, find the amount of the investment at the end of 13 years for the following compounding methods. (round your answers to the nearest cent.) (a) annually $ (b) semiannually $ (c) quarterly $ (d) continuously
The amount of the investment at the end of 13 years for the following compounding methods is: (a) annually $470.85 (b) semiannually $627.99 (c) quarterly $629.22 (d) continuously $630.46.
How to find the compound interest?Using this formula
A = P (1+r/n)^nt
Where:
P= initial amount.
r =rate of interest in decimal.
t =time in years
a. Annually
A = $400 ( 1+ 0.035/12)^ 12× 13
A = $400 ( 1+.035/12)^ 56
A = $470.85
b. Semiannually
A = $400 ( 1+ 0.035/2)^ 2× 13
A = $400 ( 1+.035/2)^ 26
A = $627.99
c. Quarterly
A = $400 ( 1+ 0.035/4)^ 4× 13
A = $400 ( 1+.035/4)^ 52
A = $629.22
d. Continuously
A =Pe^rt
A = $400e^(0.035 × 13)
A = $400e^0.455
A= $630.46
Therefore annual amount is $470.85.
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Bruno wants to communicate to the CEO of his company about a new idea he has. What is the BEST way for Bruno to approach the CEO about this idea?
send a lengthy email spelling out the details
talk to the CEO on their way into the office
focus on the process rather than the outcomes
be concise and straight to the point
The best way for Bruno to approach the CEO and communicate about the idea that he has is to be concise and straight to the point.
How to communicate to your boss?When you need to communicate to your boss, you need to take into account a number of things. One of them is the chain of command to see how to approach the boss without steeping on the toes of your other supervisors. But perhaps the most important thing to remember is that your boss is involved in many more activities than you and so can be quite busy.
This is especially true in the case of a Chief Executive Officer (CEO). Because a CEO is very busy, talking to them requires that you take advantage of your time as much as possible. Bruno in this instance, needs to be as concise and straight to the point as possible so as to get the CEO to listen, with the little time that Bruno has with them.
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What conflict management style brings freedom from entanglement in trivial issues and preserves the status quo?.
The accommodating style of conflict management brings freedom from the entanglement in trivial issues and preserves status quo.
What is conflict management?Limiting conflict's bad elements while enhancing its favorable ones is the method of managing conflict. Enhancing group outcomes for learning, such as performance in an organizational setting, is the goal of conflict management. Conflict that is handled well might lead to better results for the organisation. Conflict can be approached from one of three perspectives: win-lose, lose-win, or lose-lose. One form of disagreement that frequently has a negative outcome for all parties is one with a lose-lose orientation. A win-lose mindset favours one party over the other, usually at their expense. One of the key principles of conflict resolution is the win-win approach.
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an agreement that establishes a price with the intent to purchase the assets of a business should one of the parties to the agreement predeceases the other is called a .
An agreement establishing a price with an intent to purchase the assets of a business should one of the parties to the agreement predecease the other is called a buy-sell agreement.
A buy-sell agreement is an agreement between co-owners of the business. It is applicable in situations like the death of a co-owner, a co-owner leaving the business, or the co-owner being asked to leave the business.
It is also known as a buy-out agreement. In most buy-sell agreements, the shares in the business are sold to the remaining business partners. Some of the common buy-sell agreements are entity-purchase and cross-purchase.
The cross-purchase agreement allows the remaining co-owner to buy the shares of the deceased co-owner. In an entity-purchase, the remaining co-owner buys the shares from the co-owner leaving the business.
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in order for a service provider to use activity-based costing, they must have demand for reliable cost information and existence of
They must have demand for reliable cost information and existence of cost.
What is demand?Demand is an economic principle that describes a consumer's desire to buy a product or service. Demand is considered to be the price that consumers are willing to pay for a product or service. If we hold all other factors constant, demand should increase when prices fall and demand should fall when prices rise.
This simple principle keeps the market in balance. Markets and aggregate demand are used to understand demand for goods and services.
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on july 1, hanson corporation issued 10 shares of $100 par value preferred stock for cash of $1,000 per share. complete the necessary journal entry by selecting the account names from the drop-down menus and entering the dollar amounts in the debit or credit columns.
Paid-In Capital in excess of par value, preferred stock = $9,000
Moreover, We have Debit = $10,000
And we have Cash = $1,000
Preferred Stock, 100 par value
So, Paid-In Capital in excess of par value, preferred stock = $9,000.
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Computer inventory systems are often programmed to produce a cycle count notice in which of the following case? A) When the record shows a near maximum balance on hand B) When the record shows positive balance but a backorder was written C) When quality problems have been discovered with the item D) When the item has become obsolete E) When the item has been misplaced in the stockroom
Based on the computer programming concept, and the available options, the computer inventory systems are often programmed to produce a cycle "When the record shows a positive balance but a backorder was written."
What is Computer Inventory System?Computer Inventory System is a term that is used to describe the process or techniques used in ensuring a company controls inventory levels in real-time throughout the day.
In some cases, a computer inventory system is otherwise known as inventory management software, where businesses can be easily updated with inventory orders, counts, and sales.
Other areas in which the computer can be programmed to produce a cycle count are the following:When the record indicates a low or zero balance on hand; it is easier to count fewer items.After the record shows a positive balance but a backorder was written.When some specified level of activity has been achieved.To signal a review based on the importance of the item, as in the ABC system.Hence, in this case, it is concluded that the correct answer is option B "When the record shows positive balance but a backorder was written."
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because it directly impacts the financial viability of both organizations and individuals, activities related to which marketing mix element are watched and regulated most closely?
Without a competitive pricing, a great product in the right place with great advertising cannot possibly result in a sale.
What does marketing management's pricing strategy entail?Pricing strategy is a tool used to determine the price of a specific good or service by taking into account a number of variables, including resource consumption, market conditions, customer ability, demand and supply, necessity for the product (such as frequent use or occasional use), etc.
What are some examples of elements that make up the external marketing environment?The external marketing environment is made up of all variables that are out of your company's control, such as governmental changes, social, economic, and competitive influences.
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as a manager, you will want to use the for your product to forecast the likely consequences of . please choose the correct answer from the following choices, and then select the submit answer button. answer choices income elasticity of demand; a change in supply percent change in price; the price elasticity of supply percent change in price; the price elasticity of demand price elasticity of demand; a change in price
As a manager, you will want to use the"price elasticity of demand" for your product to forecast the likely consequences of "a change in price".
What is the meaning of the term price elasticity of demand?The ratio of the percentage variation in the amount demanded to the change in its price is known as the price elasticity of demand.
The demand's price elasticity is often negative since the quantity demanded has a downward slope. However, the adverse indicator is frequently overlooked. The degree to that which substitute products are available is one factor that affects the price elasticity of demand cross price elasticity of demand. Demand is typically inelastic when there are very few alternatives. Firms therefore have some control over pricing. Demand is typically elastic when there are lots of replacements, and businesses have little power over pricing.The company has some influence over its price when the demand curve is negative.
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for some time, sylvester has had $5 per month to spend on oranges and apples. the price of an orange is $0.50 and the price of an apple is $0.25. which chart(s) show(s) what happens to his budget line if his income increases to $6?
When revenue increases, the budget line is expanded. Sylvester can buy 24 apples and 12 Oranges when his income is $6.
All the combinations of goods and services that a consumer may buy at current prices within the range of his or her available income are represented by a budget constraint. The notions of a preference map and a budget restriction are used by consumer theory to investigate the criteria for customer decisions.
The budget line moves outward, parallel to the initial line, as revenue rises (holding prices constant). This implies that a consumer who has more money can purchase more of both products.
An expansion of the budget line happens when revenue rises. When his income reaches $6,
Sylvester can afford = Increased Income / Price of 1 apple
Affordable Apple = $6 / $0.25 = 24 apples
Therefore, if his income reaches $6, Sylvester can afford 24 apples.
Similarly, we can compute for Oranges:
Sylvester can afford = Increased Income / Price of 1 orange
Affordable Oranges = $6 / $0.50 = 12 Oranges
Therefore, if his income reaches $6, Sylvester can afford 12 Oranges
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which of the following is not a factory overhead cost? multiple choice indirect labor costs. selling expenses. factory rent. indirect materials costs. maintenance costs.
The correct option is selling expenses is not a factory overhead cost.
Define the term overhead cost?The expenditures involved in running a firm that aren't related to developing or manufacturing a good or service are known as overhead costs, often known as overhead as well as operating expenses.
They are the costs a business must pay to remain open, regardless of how successful it is.The type of business a corporation operates in determines its overhead expenses. The expenses of a retailer will be distinct from those of a crafter or a repair shop.Typical illustrations include:
Rent\sUtilities.Insurancepay that is not related to a particular work or product.office supplies including computers and phones.office equipment.There are three categories of overhead expenses:
Rent is an example of a fixed expense because it is the same each month.Variable: Depending about how busy the company is, variable costs rise or fall.Thus, factory overhead costs such as labor costs, facility rent, indirect material costs, and maintenance costs are all included, but selling expenditures are not.
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inditex, the parent company of international fashion retailer zara, owns the manufacturing plants, warehouse facilities, retail outlets, and design studios, which is an example of a
The parent company of international fashion retailer zara, owns the manufacturing plants, warehouse facilities, retail outlets, and design studios, which is an example of a corporate vertical marketing system
What is a corporate vertical marketing system?A system of channel organization for distribution where the ownership of the various levels of the system is shared to ensure the smooth flow of goods from producer to end-user.
Concentrate on a single industry. Specifically target their market's needs with a niche offering. deliver specialized and distinctive products. with other businesses are fiercely competitive.
A certain group of consumers is targeted in the development and marketing of products and services that are similar to each other or that are compatible with one another. Insurance, real estate, finance, heavy industry, retail, the transportation industry, healthcare, and the government are a few examples of bigger vertical markets.
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the tucker family has health insurance coverage that pays 80 percent of out-of-hospital expenses after a deductible of $1,160 per person. if one family member has doctor and prescription medication expenses of $3,000, what amount would the insurance company pay?
If the insurance provider covers 80% of out-of-hospital costs after an $1160 per person deductible, the amount they would pay is $1472.
The amount that the insurance provider would cover can be calculated by first deducting the individual deductible from the doctor and prescription drug costs, and then multiplying that sum by the percentage that the health insurance covers.
Given that each person's deductible is $1,160and that a visit to the doctor and prescription drugs will cost $3000,
$3000- $1160 = $1840
80% of the costs are covered by health insurance, therefore;
80% of the $1840was paid by the insurance company.
Insurance company payment: (80/100) 1840
Insurance company payment: 0.80 x 1840
The insurance provider made a payment of $1472.
Thus the amount paid by the insurance company will be $1472
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a health insurance policy pays 80 percent of physical therapy costs after a deductible of $500. in contrast, an hmo charges $30 per visit for physical therapy. how much would a person save with the hmo if he or she had 12 physical therapy sessions costing $125 each?
With the HMO, a person would save $340 for his or her 12 physical therapy sessions.
HMO stands for Health Maintenance Organization and that is a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
Now, let's try to calculate how much would a person save with the HMO.
Health insurance policy =
Coinsurance expenses = Total expenses - Deductible
= (12*125) - $500 = $1000
Insured's cost = Deductible + ((1 - Coinsurance percent) * Coinsurance expenses)
= $500 + ((1-0.80) * 1000) = $700
HMO :
Insured's cost = Number of visits * cost per visit
= 30 * $12 = $360
Insured's savings with HMO = Health insurance policy cost - HMO cost
= $700 - $360 = $340
Therefore, the person will save $340 with the HMO.
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