Answer: $1,000,000
Explanation:
Rule of thumb: Most financial planners recommend an amount 10-15x your current income. Life insurance rates are influenced by a number of factors, but your health has the biggest impact on the final cost
Answer:
purchasing a health insurance policy with a lifetime maximum
Explanation:
How does the microeconomic environment affect your daily life? What can you do to live a better life after completing this course? What was your biggest “take-away” from our class?
The microeconomic environment affects your daily life as they talk about the demand and the supply of the commodity and the prices.
What is the microeconomic environment?The term "microeconomic environment" describes variables that have an impact on certain businesses or consumers. They don't impact the entire business, but they might have had an impact on certain businesses.
Businesses use microeconomics to determine their rates or other strategic choices. Customers' willingness to pay a certain price is dependent on the availability of a certain commodity, like a home or a class, as well because of how lot other people are capable of paying for it.
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Vulcan, Inc., has 7.3 percent coupon bonds on the market that have 7 years left to maturity. The bonds make annual payments and have a par value of $1,000. If the YTM on these bonds is 9.3 percent, what is the current bond price?
The current bond price of Vulcan Inc. given the coupon payments and par value is $900.35.
What is the current bond price?The current bond price can be found by discounting the coupon payments of the bond and the par value of the bond with the yield to maturity of the bond.
Coupon payments = percent coupon x par price
7.3% x 1000
0.073 x 1000 = $73
Current price of the bond = 73 / (1.093) + 73 / (1.093²) + 73 / (1.093³) + 73 / (1.093^4) + 73 / (1.093^5) + 73 / (1.093^6) + 73 / (1.093^7) + 1000 / (1.093^7) = $900.35
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Your cell phone plan is $35.98/ month plus a utilities tax of 6.5% APR. During the year, you go 40 minutes over your plan at a rate of $0.35/ minute. How much do you pay for overages?
The owner of the cell phone will be responsible for paying $14.91 for the overages.
Why is there an excess?
The overage is the discrepancy between actual minutes used and estimated minutes used.
For instance, if the plan anticipates 4,000 minutes of phone usage annually, but the plan holder uses 4,010 minutes, the additional 10 minutes are considered overages.
Underages is the polar opposite of overages. The plan holder will receive a refund if the phone plan includes minors.
Overages typically incur a variable plan cost per minute.
Fixed monthly fee equals $35.98
Utility tax APR is 6.5 percent.
40 minutes is the overage.
Rate per minute of overage is $0.35
($0.35 x 40) = $14 is the total amount for the overage.
The overage interest equals $0.91 ($14 x 6.5%)
$14.91 ($14 + $0.91) is the total amount paid for the overages.
Thus, you will pay $14.91 for the overages if you exceed the plan by 40 minutes at $0.35 plus an APR of 6.5%.
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lauren buys groceries every month from walmart and rarely does much research on the products she buys. what is the marketing term for this type of consumer behavior?
Routine response behavior is the marketing term for this type of consumer behavior.
Demographic segmentation is a specific form of target audience identity based totally on data factors like age, gender, marital popularity, family length, income, schooling, race, career, nationality, and/or faith. It's a few of the 4 predominant kinds of advertising segmentation, and possibly the maximum commonly used approach.
Effective segmentation must be measurable, accessible, sizeable, differentiable, and actionable. Whilst an organization has segmented its marketplace therefore, there is a higher threat that it turns into more worthwhile and successful ultimately.
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Why is it important to remove any emotional feelings when composing an e-mail? Explain using support from the chapter.
The removal of emotional feelings would be helpful because you woul be able to communicate your thoughts better and also use the language that is more appropriate in your speech.
Why a person has to write a mail in the best wayMisunderstandings, strained relationships, and subpar business decisions may result from this. We should be conscious that emails can have a "tone" given that many of us must communicate via email and text. People will recall an email's emotional tone more clearly and for a longer period of time than its actual content.
Never send an email while feeling particularly emotional. Take a deep breath, then send it. Better yet, pick up the phone and have a straightforward conversation.
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What type of interest rates will a person with a credit score in the low to below 600 range be offered for a loan?
A. zero interest rates
B. will never get a loan
C. relatively low interest rates
D. relatively high interest rates
Zero interest rates of interest rates will a person with a credit score in the low to below 600 range be offered for a loan. A zero interest rate policy (ZIRP) is when a central bank sets its short-term interest rate objective at or near zero.
The purpose is to stimulate economic activity by encouraging low-cost borrowing and increased access to low-cost credit loan for businesses and individuals. Zero percent financing is normally reserved for borrowers with exceptional credit, which is defined as a credit score of 800 or higher. Before you begin looking for vehicle finance, you should review your credit reports on your own. There are never any interest charges during the introductory period.
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Disadvantages of gap maps with example
One of the most significant disadvantages of conducting a gap analysis or map is the loss of time and money. Typically, an organization will hire a consultant to conduct the assessment; however, participation takes valuable time away from project participants.
What is a gap analysis or map?A gap analysis is a method of evaluating a business unit's performance to determine whether or not business requirements or targets are being met and, if not, what steps should be taken to meet them.
A gap analysis is also known as a needs analysis, a needs assessment or a need-gap analysis. Performing a skills gap analysis may increase your costs. This is due to the fact that employees frequently stop or interrupt their productivity while participating.
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Imagine you are an entrepreneur in a market economy. You want to connect with potential customers who would benefit from your unique product. What is an example of a unique product in a market economy? What is the role of voluntary exchange, economic utility, and specialization in the transactions you hope to establish to sell this product? Explain each concept and its role.
The role of voluntary exchange in the transaction is to allow for the free exchange of goods or services.
The role of economic utility in the transaction is that consumer satisfaction with a product drives additional sales.
What is the best way to explain Market Economy and Voluntary Exchange?
A market economy is one that is based on capitalism, that is, one in which goods and services are freely exchanged on an open market. The value of the outputs is mostly determined by market interaction between producers and consumers, which is referred to as voluntary exchange. This brings us to one of the most important principles of a market economy: the principle of voluntary exchange.
The Voluntary Exchange Principle in economics is based on consumers and producers acting in their own self-interest; that is, a voluntary exchange between a consumer and a producer makes both parties better off than they were before the exchange.
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8. The Russian rouble (RUB) traded at RUB 29.00/US$ on 2nd January 2009. On 11th December 2010, its value had fallen to RUB 31.45/US$. What was the percentage change in its value?
The percentage change in the value of the Russian rouble is -8.44%.
What is the percentage change?Exchange rate is the rate at which one unit of one currency would buy another currency. In this question, $1 would be 29 RUB on 2nd January 2009. Between 2009 and 2010, the Russian rouble has depreciated against the dollar because more RUB can be bought with the same unit of dollar.
Percentage is the rate of an amount expressed as a number out of 100, The sign that represents percentage is %.
Percentage change in value = -(value in 2010 / value in 2009) - 1
-(31.45 / 29) - 1 = -0.08448 = -8.44%
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What are the major motivation issues at play in the health care industry according to the major needs-based theories of motivation. (Maslow’s need Hierarchy theory, McClelland’s acquired needs and Deci & Ryan’s self-determination)?
The major motivation issues that is at play in the health care industry according to the major needs-based theories of motivation is to get the first aid treatment to their health problems.
What is the Maslow’s Theory of Hierarchical Needs?Maslow's hierarchy of needs can be described as the model for understanding the motivations which is been used for the human behavior.
It should be noted that this helps to maps different motivations that is been arranged in different pyramid, having each level representing a different human need.
In conclusion, the Maslow’s Theory of Hierarchical Needs which was postulated stressed that the person will be motivated when all his needs are fulfilled and this can be applied to the health sector, where the people were expected to get the needs which involves finding solutions to their health problems.
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Your friend offers to pay you an annuity of $9,200 at the end of each year for 3 years in return for cash today. You could earn 5-5% on your
Select the correct answer.
Oa. $24,820.99
O b. $24,801.79
O c. $24,811.39
O d. $24,830.59
Oe. $24,792.19
O Icon Key
The most that should be paid for the annuity is $24,820.99
How to calculate the present value of an ordinary annuity?
Since the annuity of $9,200 will be paid at the end of each year, the most that should be paid for the annuity can be calculated using the formula for calculating the present value of an ordinary annuity as follows:
PV = P * ((1 - (1 / (1 + r))^n) / r) …………………………………. (1)
Where;
PV = Present value or the most you should pay for the annuity = ?
P = Annuity payment = $9,200
r = Interest rate on other investment = 5.5%, or 0.055
n = number of years = 3
Substitute the values into equation (1), we have:
PV = $9,200 * ((1 - (1 / (1 + 0.055))^3) / 0.055) = $24,820.99
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Ramon took out a car loan with an interest rate of 10 percent and paid $100 in loan application fees. What term describes the amount of interest Ramon will pay?
Answer:
APR
Explanation:
Correct on Odyssey
Can I get the answer and explanation to attached question please?
The value of the holdings of Megahurtz International Car Rentals at year end is CA$176,923.08
The value of the holdings if the real went up against the dollar is $266, 667. 67.
How to find the value of the holdings?The exchange rate before the real declined was:
= 270,000 / 200, 000
= 1.35 real per dollar
The new exchange rate after the Real declined was:
= 1.35 x 1.3
= 1.755 Real per dollar
The value of the holdings at year end in Real will therefore be:
= 270, 000 x 1.15
= 310, 500 Real
In Canadian dollar this is:
= 310, 500 / 1.755
= CA$176,923.08
The new exchange rate as a result of the Real increasing in value is:
= 1.35 x (1 - 16% increase in value)
= 1.134 Real per dollar
The value of the holdings at year end would therefore be:
= 270,000 x (1 + 12% earning)
= 302, 400 Reals
In Canadian Dollar this is:
= 302, 400 / 1.134
= CA$266, 666. 67
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An agent open house can be especially significant for a property that?
a. Has just had the price reduced.
b. Is in an area where few homes are for sale.
c. Has unusual features or amenities.
d. Is overpriced.
c) Features or amenities that are unique.
Which facilities are essential?
Amenities include things like a clubhouse, swimming pools, a gym, and so on. that make apartments more appealing to renters. They contribute an extraordinary arrangement to the delight and happiness regarding the inhabitants/homebuyers.
What are seven-star amenities?
Seven-star hotels have the following distinctive features: a private check-in, a private luxury limousine, rare and discrete opulent decorations, a personal butler, an unshared pool, and possibly other luxuries that will linger in the customer's memory forever. Private transfers are also available to all guests at seven-star hotels.
What are the three most important features?
A toilet, personal washing facilities, or cooking facilities are considered basic amenities.
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PLEASE HURRY
1. What are the 3 parts of the Federal Reserve?
2. How many Board of Governors are there?
3. How many District/Reserve Banks are there?
4. Which Reserve Bank President always gets a vote with the FOMC (hint: which city)?
5. How many votes are there in the FOMC, the group that takes action on the nation's money supply?
6. What is the long term goal of the Federal Reserve (hint: discussed at the research department)
7. How do banks get money so that it can be lended out to businesses and consumers?
Make-or-Buy Decision
Somerset Computer Company has been purchasing carrying cases for its portable computers at a purchase price of $59 per unit. The company, which is currently
operating below full capacity, charges factory overhead to production at the rate of 43% of direct labor cost. The unit costs to produce comparable carrying cases are
expected to be as follows:
Direct materials
Direct labor
Factory overhead (43% of direct labor)
Total cost per unit
If Somerset Computer Company manufactures the carrying cases, fixed factory overhead costs will not increase and variable factory overhead costs associated with the
cases are expected to be 13% of the direct labor costs.
a. Prepare a differential analysis dated April 30 to determine whether the company should make (Alternative 1) or buy (Alternative 2) the carrying case. If required,
round your answers to two decimal places. If an amount is zero, enter "0".
Differential Analysis
Make Carrying Case (Alt. 1) or Buy Carrying Case (Alt. 2)
April 30
Unit costs:
$25
16
6.88
$47.88
Purchase price
Direct materials
Direct labor
Variable factory overhead
Fixed factory overhead
Buy
Make
Carrying
Carrying
Case
Case
(Alternative 1) (Alternative 2)
0000
100000
Differential
Effects
(Alternative 2)
Make-or-Buy Decision Making the Carrying cases would Be advised, assuming there were no better alternatives for using the extra capacity. Fixed overhead has no Impact on this choice of net income.
Alternative 1:
A. Create a carry case. $41.00
Alternative 2:
Obtain a carrying case $44.00
Alternative 2:
Various effects on net income ($3.00)
Make-or-Buy Decision:
A. Building a Differential Analysis
Differential analysis
Create a carry case. Obtain a carrying case
Alternative 1 & Alternative 2
Alternative 1 Alternative 2 Various effects on net income (Alternative 2)
Sales price
$0.00 $0.00 $0.00
Purchase Price
$0.00 $40.00 ($40.00)
Direct materials
$16.00 $0.00 $16.00
Direct labor
$20.00 $0.00 $20.00
varying manufacturing costs (20*5%=$1.00)
$1.00 $0.00 $1.00
Fixed manufacturing ($5.00-$1.00) $4.00 $4.00 $0.00
Income(Loss)
$41.00 $44.00 ($3.00)
The Company should select Alternative 1, a carrying case, based on net income the aforementioned computation.
The amount earned by an individual or business after costs, allowances, and taxes is referred to as net income.
Therefore, it would Be advised to construct the Carrying cases if there were no better alternative applications for the extra capacity. fixed overhead has No impact on this choice.
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To resize a whole image and keep the scale or aspect ratio, what is the correct procedure?
Use the drag option on the sides of the image.
Use the crop function and drag the sides to the desired effect.
Use the drag option on the corners of the image.
Use the crop function and drag the corners to the desired effect.
To resize a whole image and keep the scale or aspect ratio, the correct procedure is : C. Use the drag option on the corners of the image.
What is image resize?Image resize can be defined as the process of changing an image size from the current size the image was into another size.
To change an image size and to keep the scale ratio of the image the best thing to do is to make use of the drag option and this drag option can be found at the corners of the image and then use the drag option to resize the image to any size of your choice.
Therefore the correct option is C.
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Answer:c
Explanation:
what method of accounting does coca-cola company use
The coca cola company makes use of the equity method of accounting.
What is the equity method of accounting?A business uses the equity method as an accounting approach to record the earnings made by its investment in another business. The investor firm declares the revenue generated by the other company on its income statement using the equity method of accounting, in a proportional amount to the equity stake it has in the other company.
The net income of the invested firm raises the asset worth of the investor on their balance sheet while the invested company's net loss or dividend distribution lowers it.
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Amex Inc. is a worldwide company that specializes in high growth industries. It acts
as a global marketer for small manufacturers of medical products,
telecommunications, products, and data management products. Amex Inc. is an
example of a(n):
business trade union
O export management company
O domestic channel member
commission house broker
O export trading company
If Amex acts as a global marketer for small manufacturers of medical products, telecommunications, products, and data management products. Amex Inc. can be considered as an example of a(n):
A. Export management company
What is an export management company?An export management company can be regarded as a business entity that is charged with the responsibility of marketing the goods and services of manufacturers to importers of foreign origins. This fits the description of Amex Inc. described above.
We can see here that this institution is a global marketer for small manufacturers. It picks the products from the manufacturers and markets the same to importers that are in other countries. Export management companies also have the responsibility of researching the market on an international level and also representing the company in business gatherings.
Such a company as described above ships the product and manages other aspects of the exportation process such as documentation. The export company acts as a sales agent.
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Kali's the transaction broker for seller Joshua. Joshua is buying a house in St. Louis from
Norman, who's represented by his agent, Marc. To whom does Kali owe fiduciary duties
in this transaction?
Joshua
Marc
No one
Norman
G
Kali owe fiduciary duties in this transaction to no one.
What are fiduciary duties?
A fiduciary duty involves actions taken in the best interests of another person or entity. Fiduciary duty describes the relationship between an attorney and a client or a guardian and a ward. Fiduciary duties include duty of care, loyalty, good faith, confidentiality, prudence, and disclosure.
It has been successfully argued that an employee may have a fiduciary duty of loyalty to an employer.
Fiduciary duty is one of the highest and most respected obligations. Fiduciaries are paid to work. However, they are also tasked with the responsibility of being the eyes and ears of their client, working to secure the client’s desired outcomes without any promise of additional compensation for doing so.
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Question 12
Which of the following transactions may NOT be reflected on your account balance if you go online to check your balances?
O ATM cash withdrawal from yesterday
O Check that you mailed to your cousin for his birthday today
Automatic payment for your car loan paid two days ago
O Debit card transaction from purchasing snacks at a local convenience store today
Check that you mailed to your cousin for his birthday today may NOT be reflected on your account balance if you go online to check your balances.
What is account ?In accounting, an account refers to a general ledger record used to sort and store balances. For example, a company has a cash account that records all balances that increase or decrease the company's cash. In macroeconomics, a financial account is the component of a country's balance of payments that covers claims or liabilities to non-residents, particularly in relation to financial assets. Components of the financial balance include direct investments, portfolio investments and reserve assets, and are grouped by sector. Accounting & Finance examines money, business and management. Accounting refers to the analysis of information about various aspects of a business, whereas finance is concerned only with an organization's funds.To learn more about account from the given link :
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What organizational structure has everything approved by the management?
centralized
divisional
decentralized
functional
Private bargaining would be ineffective in a situation where:
Select one:
a. Property ownership is clearly defined
b. there are large number of affected parties
c. Bargaining costs are negligible
d. firms fear being sued
e. The number of people involved is small
Private bargaining would be ineffective in a situation where there is a large number of affected parties. Thus, option 'B' is the correct option.
What is Private bargaining?Private bargaining refers to a conversation between two private parties regarding what to do when one side is contributing to NE that is harming the other party.
According to the Coase Theorem, where there is a dispute between property rights, the parties concerned can bargain or negotiate terms that fully represent the actual costs and underlying values of the relevant property rights, leading to the most efficient conclusion.
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which of the following accounts will be closed by debiting the income summary account
Among the given accounts, the one that will be closed by debiting the income summary account is the Depreciation Expense. The Option A is correct.
What is an Income Summary Account?In accounting, an Income Summary Account refers to a temporary account used as part of the closing process. Before closing to retained earnings, the account should have a balance equivalent to the net income of the company for the period.
In this account, the net amount transferred into the income summary account equals the net profit or net loss that the business incurred during the period. So, shifting the revenue out of the income statement means debiting the revenue account for the total amount of revenue recorded in the period and crediting the income summary account.
Missing options "A. Depreciation Expense b. Accounts Payable c. Service Revenue d. Accumulated Depreciation
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On October 29, Lobo Company began operations by purchasing razors for resale. The razors have a 90-day warranty.
When a razor is returned, the company discards it and mails a new one from Merchandise Inventory to the customer. The
company's cost per new razor is $14 and its retail selling price is $80. The company expects warranty costs to equal 8% of
dollar sales. The following transactions occurred.
November 11 Sold 50 razors for $4,000 cash.
November 30 Recognized warranty expense related to November sales with an adjusting entry.
December 9 Replaced 10 razors that were returned under the warranty.
December 16 Sold 150 razors for $12,000 cash.
December 29
Replaced 20 razors that were returned under the warranty.
December 31 Recognized warranty expense related to December sales with an adjusting entry.
January 5 Sold 100 razors for $8,000 cash.
January 17
Replaced 25 razors that were returned under the warranty.
January 31 Recognized warranty expense related to January sales with an adjusting entry.
Problem 9-4A (Algo) Part 4
4. What is the balance of the Estimated Warranty Liability account as of December 31?
Estimated warranty liability balance
Warranty expense is an exp-ense related to the re-pair, replacement, or compens-ation to a user for any product defects. A vendor or manu-facturer is committed to repair or rep-lace a sold product if it breaks or does not func-tion properly according to the ter-ms of the warranty.
Balance of estimated warranty expense on December 31, 2016
Particulars Amount
Warranty expense for November $320
Warranty expense for December $960
Less: Cost of replacement ($420)
( $140 + $280 ) (140 = 10 * 14)+ (280 = 20 * 14)
Estimated warranty liability $860
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Which economy allows very little say for individuals and businesses?
Socialist Economy allows very little say for individuals and businesses.
What is Socialist Economy ?
In Socialism, the society, or the government, owns the means of production, and no one is allowed to own private property in excess of a specified amount. As a result, it is government that makes use of these resources for social welfare.
According to Samuelson, “Socialism refers to the government ownership of the means of production, planning by the government and income distribution”.
Main Characteristics of the Socialist Economy:
Collective Ownership: In socialism, the society, or the government, owns the means of production, and no one is allowed to own private property in excess of a set amount. As a result, it is government that makes use of these resources for social welfare.Economic, social, and political equality: Rich and poor are nearly equally distributed under socialism. There is no issue with class conflict.Economic Planning: In a socialist society, the government sets specific goals. Economic planning is a strategy used by the government to accomplish these goals. In the economic planning, several decisions are made pertaining to an economy's main issues. The economy is planned for by the Central Planning Authority.No Competition: There is no fierce competition, in contrast to a capitalist system. As the state is the only business owner, it indicates a lack of competition.The Government's Beneficial Role: In socialism, the government has a big say in how things are decided. Therefore, economic operations like distribution, exchange, consumption, investment, and foreign trade are completely under the jurisdiction of the government.To know more about Socialist Economy refer
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Settlement discount granted to creditworthy customers with a record of paying within terms in ifrs 15
Settlement discount is a disc-ount for prompt payment of invoice by the cust-omer. Let's say you sell some-thing for 1 000 on 30 day credit and you offer 3 % off if a cust-omer pays with in 10 days. Those 3% – or 30 in this case – is a settle-ment discount.
Both IFRS and ASPE account for discounts in a similar man-ner: discounts should be netted from Revenue amo-unts. They are not consi-dered Expenses, and should not be included in that cate-gory. So when we calc-ulate our Revenue figure, we should always deduct any sales disc-ount from this figure.
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write 3-5 pages paper based on the below exercises from Mnagement prespective.
Assessing Your Attitudes toward Corporate Responsibility
Assessing Your Perspective on Ethics
Assessing Your Global Manager Potential
Assessing Your Career Vision and Plan
Assessing Your Core Skills Required for Strategic Planning
Assessing Your Decision-Making Style
Assessing Your Preferred Type of Organizational Culture
Assessing Your Person-Job Fit
Assessing How Adaptable You Are
Assessing Your Attitudes toward Teamwork
Assessing Your Readiness to Assume a Leadership Role
Assessing Your Communication Competence
Your outline should focus on the following questions:
What are my strengths? How will these strengths help me manage and work with others more successfully?
What are my weaknesses? How will these weaknesses, if not improved upon, get in my way of success?
What was I most surprised about in taking these assessments and why? What did I learn about myself that I did not know before taking the assessments?
How can I use this information going forward?
Formatting requirements:
3 to 5-page paper
Times New Roman, size 12, double-spaced
In a manufacturing company, which budget is used as the basis for creating the direct materials budget, the direct labor budget, and the manufacturing overhead budget?
In a manufacturing company, the budget which is used as the basis for creating the direct materials budget, the direct labor budget, and the manufacturing overhead budget is the Production budget.
The materials budget is used to plan how many raw materials we will need to have on the side in order to meet our production targets. This budget is prepared in the same manner as the production budget, as the company must decide how much raw materials inventory to keep on hand at the end of each quarter.
The direct labor budget is basic. Firstly, we need to know how many units are needed from the production budget. Then, we need to know how many direct labor hours are required to complete one unit, as well as the cost per labor hour.
The manufacturing overhead budget is the final budget for manufacturing. It is developed in accordance with how the company allocates overhead.
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Mars's approach to social responsibility is best
described as:
A) Proactive
B) Accommodative
C) Defensive
D) obstructionist
Mars's approach to social responsibility is best described as: Proactive
What is viewed as moral way of behaving and exploitative way of behaving is quiz let?
Moral way of behaving is when individuals act in a decent, moral, fair, and legitimate way. Unscrupulous way of behaving is when individuals act in a terrible, corrupt, uncalled for, or unseemly way. Business morals characterize an organization's way of behaving as moral or dishonest.
Which moral standard looks at whether as a demonstration is predictable with people groups?
Moral relativism is the hypothesis that holds that profound quality is comparative with the standards of one's way of life. That is, whether an activity is correct or wrong relies upon the ethical standards of the general public in which it is rehearsed. A similar activity might be ethically right in one society however be ethically off-base in another.
What is the partner model of corporate social obligation?
The partner model of corporate social obligation contends that everybody has equivalent freedoms, and the genuine privileges of partners ought to restrict the activities of organizations. Strangely, this model perspectives investors not as proprietors yet rather as financial backers.
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