What will most likely cause a lender to approve credit? (5 points)
A historic credit score of 500

Most payments paid on time

A large amount of debt owed

A long credit history with high balances

Answers

Answer 1
I think it’s b, most payments paid on time
Answer 2

The most likely cause for a lender to approve credit is most payments are paid on time.

These five Cs—character, capacity, capital, collateral, and conditions—are also used by lenders to determine the interest rate and other terms of your loans.

Your payment history, or how you have handled your credit accounts, is the most crucial component of your FICO Score, which is utilized by 90% of the top lenders.

Your income and job history are strong predictors of your capacity to repay debt. Income quantity, consistency, and kind of income are all factors to consider.

The debt-to-income ratio (DTI) can be calculated by comparing your existing and any additional debt to your pre-tax income.

Therefore, the correct option is "most payments paid on time".

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Related Questions

Which factors can affect a stock’s price? Check all that apply. market performance the company’s financial health the quantity products produced location of the company the economy

Answers

Answer:

market performance the company’s financial health  the economy

Explanation:

Stocks prices fluctuate as long as the market is open. The price of a stock may rise and fall depending on its demand and other factors.  The financial performance of a company creates demand for its shares. A company that had good returns will be in high demand, which makes its stock prices rise. A company with poor financial performance will see its share price decline.

The overall performance of the economy and the exchange markets also affects prices. When the economy and the market are performing well, prices tend to rise. The opposite is also true.

Answer:

Market performance

The company's financial health

The economy

Explanation: This is the correct answer for Edge 2020. ^-^

If a product is no longer showing strong market share and sales are diminishing, which of the following would be the best approach to trying to extend its lifetime on the market
A. Offer extended warranties
B. Re-launch
C. Positioning
D. Discontinue

Answers

Answer:B. re-launch

Explanation: just took the quiz

Answer:

Re launch

Explanation:

A p e x

Need help please????!!!!!!

Answers

Answer: The infection was transmitted though the tools the manicurist used on her. They we not new, or even cleaned. The form of transmission was indirect. This is because the person that had the flu was not in direct or physical contact with her. The manicurist could have stopped the spread of infection by simply cleaning the tools. Nadine could have prevented the spread of infection by asking for new tools to be used.

Explanation:

In Miami, 105 people are willing to work an hour as hostesses if the wage is $15 per hour. For each additional $5 that the wage rises above $15, an additional 35 people are willing to work an hour.

Answers

Answer:

Sorry I am anwering bc I need points u.u)

What is the best source of information to use when purchasing a new car?

Answers

Find out what your current vehicle is worth before you negotiate the purchase of a new car. Check the National Automobile Dealers Association's (NADA) Guides, Edmunds, and Kelley Blue Book. This information may help you get a better price from the dealer.

PLEASE HELP :(
A transaction that involves investing cash in a business, why is it usually debited, shouldn't it be a decrease (credit)? Just a little confused.

Answers

Answer:

A transaction that involves the investment of cash in a business is debited because

1) For a business to invest cash for their expansion, involves the reduction of finances in the available revenue or profit for the purchase of equipment, property and software for internal use, for which money has to be drawn, which is a form of b=debit

2) For an owner investing money into his business, is taken as an increase in the amount the business owes the owner, which is equivalent to amount owed the owner which has to be recorded as a debit for financial accounting

Explanation:

PLEASE HELP ME ILL MAKE YOU BRAINLIEST

Answers

Answer:

I for one think that B is the answer.

Brainliest and 50 points!!!

Why would an employer ask about an applicant’s honors, awards, and activities?

Respond in 3-4 well written sentences:

Answers

Answer:

Explanation:

To show that you have special skills and what your areas of expertise are.

Answer:

There are multiple reasons employers would want to know about honors, awards, and activities. The first reason is to see if you are hard-working or not, if you have many awards and whatnot, employers will see that you have a good drive to get things done, clubs and activity you’ve participated in shows that you’re a team worker. It can also show your areas of expertise and can show your special skills and abilities.

Explanation:

I took the last part from the other answer but I do flvs career research and this was correct for me

Question 5 of 10
How does the fractional reserve banking process add money into an
economy?
O A. By preserving the value of deposits while loaning deposited
money to others
O B. By making sure that all loans are repaid by the borrower's next
payday
O C. By giving banks the right to print money during periods of
economic emergency
D. By ensuring that banks maintain reserves covering all of their
deposits
SUBMIT

Answers

Answer:A

Explanation:

Answer:

A. By preserving the value of deposits while laoning deposited money to others.

Explanation:

I Got it right on my test.

Which of the following statements is correct? The dead weight loss caused by monopoly

Answers

The deadweight loss caused by monopoly is similar to the deadweight loss caused by a tax on a product

WILL MARK BRAINLIEST IF ANSWER IS CORRECT!!
Which of the following might a homeowner's insurance company be unwilling to cover?
A. Theft
B. A person getting injured on the property
C. Fire
D. A natural disaster

Answers

Answer:

D. A natural disaster

Explanation:

Natural disasters such as floods, earthquakes, and wars occur intermittently and usually with high losses. An accurate estimation of their frequency and the severity of losses is not impossible.  Due to these reasons,  private insurance companies do not cover natural disasters.

When natural disasters strike, there are likely to affect many people at the same time. Insurance companies may be unable to compensate all of them for the extensive losses. The principle through which insurance companies operate will be de

In the fashion retail industry, Jennifer Hyman and Jennifer Fleiss were the first to use technology in such an innovative way. What is the best way to describe this entrepreneurial opportunity?

Answers

Answer:

Providing an existing product to an existing market in a new way

Explanation:

Jennifer Hyman and Jennifer Fleiss realised that there were some serious issues in the fashion industry. The younger group and women populace had the desire/demand to buy designers clothes but could not afford the same.

Moreover, the designers themselves wanted to reach this demographic audience. As these customers may face cash issues now but given the opportunity they were long life customers.

Therefore, Jennifer Hyman and Jennifer Fleiss came up with the idea to use technology in way that the could provide the existing products to the existing market in a cost effective way, thereby, enabling them to buy these designer made clothes.

A schedule is useful for _______.

Answers

A schedule is useful for Planing

Answer:

organization

Explanation:

Think about why might two or more people decide to form partnership instead of each forming a sole proprietorship ?

Answers

Answer:

This is because in partnership,good ideologies are brought and shared,the fund for setting up the business is adequate, it's promotes productivity as well.

You put $209 into an investment at 7% for four years. What will the balance be at the end of four years?

Answers

Answer:

$273.96

Explanation:

The balance will be the future value of $209, at 7% for four years.

The formula for calculating the future value is as below.

FV = PV × (1+r)^n

Where PV is the present value, $209

r= is the interest rate  7% or 0.07

n= 4 years

FV = $209 x ( 1+ 0.07) ^4

Fv =$209 x 1. 310

Fv = 273.9563

Fv= 273.96

The closing balance of jubilee traders Inc trial balance is

Answers

A trial balance is a schedule for bookkeeping in which the balance of all ledgers is collected into equivalent debit and credit account column totals. A business annually prepares a trial balance, usually at the end of the reporting period. The general aim of creating a trial balance is to ensure that the entries are arithmetically accurate in the accounting system of a corporation.

Which of the following is a characteristic of a certificate of deposit?

Answers

Answer:

C). It requires that the funds be kept in the account for a minimum fixed period of time e.g. 90 days

Multiple- choices

A).  You have to earn at least $100,000 in salary to be allowed to buy a CD

B).  It is just a different name for a savings account

C). It requires that the funds be kept in the account for a minimum fixed period of time e.g. 90 days

D). Only large banks offer them

Explanation:

Banks and other financial institution offer certificates of deposit (CD) saving account to customers who intend to limit the number of withdraws. This type of savings account pays a higher interest rate than the regular savings account. A customer wishing to open this account agrees with the bank on the duration that they want to save the money.  Withdrawals can only be made after the agreed period lapses. Should the customer demand for their money before the end of the agreed period,  they may get penalized by the banks.

As a business owner, why would understanding the basic accounting equation be important?

Answers

Answer:

I don't know correctly but still I'll try

I wrote on my own pl look into my efforts and give me points

Explanation:

understanding is the thing that we want, not want that we need while doing any kind of work , like it my be your homework, it may be your preparation for some exam understanding is the basic thing that we need in any case weather it is doing in any problem or any love matter we have to understand each and every case of our life, our love or relationship matter, or understanding any problem .

especially when comes to business it is really important also because equations ok .. For doing any equation we have to understand what formula we can use , should we add or subtract etc . so ya if we understand only we can do something in life or in any equation.....

You purchased $100 each of three different stocks in January. Stock A increased 30% in value. Stock B increased 15% in value. Stock C lost 20% of its original value. What was the overall net percentage of gain in the three stocks? (Round to the nearest percent.)

Answers

Answer:

8%

Explanation:

130+115+80= 325

put 325/300, then subtract 1, then multiply by 100

this gives you 8.3 repeating, so you just round down to 8 percent.

Answer:

8%

Explanation:

I am doing the test right now and got it correcet

PLEASE HELP!!!!!!
TRUE/FALSE: Having product knowledge will make you more confident when assisting customers.
True
False

Answers

Answer:

true

Explanation:

True because this is what makes the customer's experience better with the staff

i need a situation of family budgeting

Answers

Answer:

Do you mean methods to maintain family budget?

I think this is what u meant

List online activities you can participate in to stack search results of your professional name for potential
employers.

Answers

Answer:

part of learning how to recruit employees online is by leveraging social media platforms. Social media is a fantastic tool for building your employer brand. social media platforms let you put out a variety of engaging, employer brand-building content

Explanation:

The online activities that can be sied for participating in stack search results are by leveraging social media platforms.

What is stack search?

A stack search is a method in java that is used for searching an element in the stack and is a part of learning how to train and recruit the employees online by leveraging social media platforms.

Social media is a large tool for employer brands. Its platforms social let you put out a variety of engaging, employer brand-building content.

Find out more information about the stack search.

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plz help
Read the following scenario:


An up-and-coming rock band is interested in producing their first album. The band has researched the process of creating a digital album and invested in some recording equipment. However, they still need to cover some production and distribution costs. Which of the following would best help this band meet their production and distribution goals?


holding a benefit concert to raise funds for production

applying for a small-business loan from a bank

creating a crowdfunding site on the internet

selling pre-orders of their album to fans

Answers

Answer:

creating a crowdfunding site on the internet

Explanation:

took test

Answer:

C: creating a crowdfunding site on the internet

Explanation:

edg2021

(100 on unit test)

Which government policy will create the following results?
- Price level falls
- Real GDP falls
- Unemployment rises

Answers

Answer:

Any type of government policy that restricts free trade and the movement of capital can trigger the aforementioned consequences. Thus, the limitation of companies to obtain economic benefits can make them decide to close their activities, leaving employees on the street (increasing unemployment), reducing the country's economic production (causing the country's real GDP to decrease), and ultimately, generating monetary lags due to lack of economic production, generating devaluations that lower the international price level of the country's products.

What do you mean by levels of professions?​

Answers

Answer:

The word “profession” means different things to different people. But at its core, it’s meant to be an indicator of trust and expertise.

Traditionally, a “professional” was someone who derived their income from their expertise or specific talents, as opposed to a hobbyist or amateur. This still carries through to fields today, such as sport.

But given today’s fast-changing environment of knowledge and expertise, it’s now generally understood that simply deriving an income from a particular task might make you an “expert” or “good at your job” – but if you’re a “professional”, this has a broader meaning.

There’s a long history of attempts to clarify this meaning, and to define the functions of professions. These attempts typically centralise around some sort of moral or ethical foundation within the practice of a specific and usually established expertise.

This section is designed to give you an insight into some of the historic and academic ways of defining professions, as well as some regulatory perspectives as to how a group can ultimately become a profession.

A good negotiator knows
his/her own biases
how to push other's hot buttons
he/she is free of prejudice
the advantages of cultural discrimination​

Answers

Answer:

A

Explanation:

lol

Emma!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Answers

Emma?!

Emma?!


Emma?!

Emma?!

Answer:

HI EMMA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

LOVE YOUR PIC!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Stay safe and have a great day!!!! :D !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

QUESTION 6 of 10: You had five designers work 45, 40, 36, 42 and 37 hours respectively. What is the average number of hours they worked?
a) 39
b) 40
c) 41
d) 42

Answers

Answer:

B) 40

Explanation:

use the mean formula,

sum of data / number of data

Which job in the Finance career is ideal for a person just out of high school and seeking on-the-job training?
Bank Teller
Actuary
Personal Finance Advisor
Business Finance Advisor

Answers

Answer:

Bank teller

Explanation:

I took the test. Also, you only need a high school diploma for bank teller, and you need a bachelors degree for all of the others!

The job in the Finance career is ideal for a person just out of high school and seeking on-the-job training is bank teller. The correct option is (A).

What do you mean by the Bank teller?

An employee of a bank whose duties include handling customer cash and negotiable instruments is known as a bank teller. This employee may also go by the titles of cashier or customer service agent.

They are more likely to identify and halt fraudulent transactions because they are front-line employees, preventing losses for a bank (counterfeit currency and cheques, identity theft, confidence tricks, etc.).

Tellers must also be outgoing and engage with the public in order to inform them about their accounts and other banking services.

Therefore, the  job in the Finance career is ideal for a person just out of high school and seeking on-the-job training is bank teller.

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So The Link Is Block So I Can Get Any Info But If You Could Find Out For Me Thx
how much does a bottle of THC oil cost?

Answers

Answer:

An RSO type indica or sativa whole plant cannabis extract, will run between $25–$40 per gram or ml, if it’s sold in a syringe.

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