What type of discrimination is it when a lender treats similarly situated applicants differently for no apparent reason other than a prohibited basis?.

Answers

Answer 1

A situation when a lender treats similarly situated applicants differently for no apparent reason other than a prohibited basis is disparate treatment.

Who is Lender?

A lender refers to the person or organization that lends money.

Disparate treatment refers to a situation where a lender treats a credit applicant differently based on the prohibited bases. It does not require any showing that treatment was motivated by prejudice.

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Related Questions

A basic idea of ___________ was to conduct time-motion studies to find the best way to perform each task, then teach people to use these methods.

Answers

The basic idea of the scientific management was to conduct the time-motion studies in order to find the best ways to perform each task, and thereby teaching people to use these methods.

What is scientific management?

The process of application of science to the engineering techniques in order to improve efficiency in production, thereby analyzing and synthesizing the workflow, is known as scientific management.

Hence, the significance of scientific management is given above.

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The process of making sense out of the world and sharing that sense with others by creating meaning through the use of verbal and nonverbal messages is the definition of ____________________.

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The technique which makes sense and shares with other people to create meaning in terms of non-verbal or verbal messages is called human communication.

What is meant by communication?

Communication is the process where the information is imparted by saying, writing or expressions.

Human communication refers to the study of identifying the way in which humans are communicating. The communication can be verbal which is involving words to interpret the conversation and non-verbal is the involvement of gestures, facial expressions, eye contact, and so on.

Therefore, human communication is the process of developing sense and communicating that sense in the form of verbal or non-verbal messages.

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Which best describes the purpose of the Niagara Movement?
Which of the following is one way that Booker T. Washington believed that African Americans could achieve equality?

Answers

The Niagara Movement's goal was to advocate for African Americans' social and political rights.


What was the Niagara movement?

The Niagara movement was a black civil rights organization founded by Dubois in 1905.

The movement included a number of demands, including unrestricted voting rights, an end to segregation, and economic equality, among others. It also advocated for African Americans' social and political rights.

As a result, it was the only way they saw African Americans achieving equality.

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Do all states have background checks for gun purchases.

Answers

As of the year 2022, not all states in the U.S. have background check laws for gun purchases.

Are background checks required for gun pruchases?

Federal law requires that for a person to buy a gun, they need to have a background check. But this only applies for when you are buying from licensed sellers.

While 21 states have extended these laws to private seller as well, other states still don't have background check laws outside federal law.

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According to Wollstonecraft, women should

Answers

Answer:

women should be educated in rational manner to give them the opportunity to contribute to society .

Explanation:

this is the reason

Which of these kinds of information is likely to have been verified by an editor or expert before being published, posted or broadcast?
SELECT ALL THAT APPLY

Answers

The kinds of information which is likely to have been verified by an editor or expert before being published includes;

An article in a peer-reviewed academic journalA straight news report from a mainstream news organization.

What kinds of information is likely to have been verified by an editor or expert before being published, posted or broadcast?

It follows that information which may be misleading are not tolerable in some sensitive situations, it therefore follows that information in the forms as listed above have to be verified.

Remarks:

A post on an individual's blog

A Face-book post or tweet from a user of that platform

A straight news report from a mainstream news organization

A You-Tube video posted by an individual

An article in a peer-reviewed academic journal

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Does the media in a democratic society aim to provide information that is non-biased and objective.

Answers

Answer:

Ideally, this is what the media should strive for.

However, in reality, this is not so as there is the use of yellow journalism, outright lies, the use of propaganda, half-truths are also said and the masses are misled.

Which commission found that no conspiracy existed in the Kennedy assassination

Answers

Answer:

The Warren Commission.

what type of developmental activities are required in your community. In Six points​

Answers

Community development is a process

where community members come

together to take collective action

and generate solutions to common

problems. ... Community development

ranges from small initiatives within a

small group to large initiatives that

involve the broader community.

types of development activities are

required in your community needed are:

Community engagement with a focus on

community development or community

building. Community participation in

consultation and decision-making.

Community engagement that helps

organisations, businesses etc. to improve

their service delivery or to achieve their

goals.

(hoped this helped)

Why was preserving the "heritage" of the lift system important to

the modernization process?

pls hurry

Answers

We should preserve heritages because they teach us a lot about cultures, and mean a lot to the people whose heritage still stands. We should also preserve heritages because they are a link to a person's culture, traditions, languages, etc.

So pretty much, it gives a person who belongs to a specific heritage, a sense of belonging and a common identity as a distinct people with traditions and culture.

What is Cultural heritage?

Cultural heritage and natural history of a nation have a very high value and is unique. Culture and its heritage reflect and shape values, beliefs, and aspirations, thereby defining a people's national identity. It is important to preserve our cultural heritage because it keeps our integrity as a people.

Thus, this could be the answer.

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A teacher wants to buy electronic tablets for her classroom. If she buys refurbished tablets, she can get them for a chapter price, but she is worried that refurbished tablets may not work properly. Which type of risk does the given scenario exemplify

Answers

The type of risk that the given scenario exemplify when she is worried that refurbished tablets may not work properly is a performance risk.

What is a risk?

It should be noted that a risk simply means a situation that involves the exposure to danger or one that can bring about difficulties.

In this case, the type of risk that the given scenario exemplify when she is worried that refurbished tablets may not work properly is a performance risk.

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Answer:

The type of risk that the given scenario exemplify when she is worried that refurbished tablets may not work properly is a performance risk.

What is a risk?

It should be noted that a risk simply means a situation that involves the exposure to danger or one that can bring about difficulties.

In this case, the type of risk that the given scenario exemplify when she is worried that refurbished tablets may not work properly is a performance risk.

In 2016, more than ___________ people were killed in crashes involving large trucks on Florida's roadways. A. 290 B. 150 C. 90 D. 60

Answers

In 2016, more than 150 people were killed in crashes involving large trucks on Florida's roadways.

What is a road crash?

This is a fatality that is usually caused due to accidents on the highway. The accidents in this case is caused by the large trucks on these roads.

From available data, the number of such accidents that occurred where about 150.

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In your own words, explain why you think the Constitution has been more successful than the Articles of Confederation. Use the information gathered above to answer this question, as well as what you have learned so far about these two important documents.

Answers

Answer:

The Constitution gave the federal government more control

Explanation:

The Constitution gave the US Federal Government more power than in the articles of confederation, which generally gave states more power.

The Constitution included a Legislative, Executive, and Judicial Branch, however the Articles of Confederation only included a Legislative branch

As she was reading the suggestions in the textbook on how to improve memory, Tanika thought of different ways she could apply the suggestions to herself. By applying the information to herself, Tanika was using _____ to help her encode and remember the information. Question 2 options: 1) the self-reference effect 2) contextual cues 3) the serial position effect 4) clustering

Answers

Tanika was self-reference effect  using  to help her encode and remember the information.

What is the self-reference effect?

This can be described as the ability that people have to better remember information because they have linked the information to themselves.

This is what Tanika does here by thinking of applying the suggestions to herself.

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Highlight the negative externalities that might occur in the south african economy during the russian and ukraine war

Answers

Negative externalities in the South African economy as a result of the Russia-Ukraine War include:

Rising inflation. Decrease in living standards.

What negative externalities have the Russia-Ukraine War caused?

Negative externalities are negative effects suffered by parties that are not directly involved in a transaction.

In the war between Russia and Ukraine, fuel and wheat supplies have been affected which has led to inflation in countries like South Africa which are not involved in the war.

As a result, people are unable to afford certain goods and services and have seen their living standards drop.

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Central California was very densely populated in 1861. True or False

Answers

Answer:

True is the correct answer.

As part of a research project, Jasbinder was given the same psychological test three times: at two-month intervals and by three different therapists. Her test results were very consistent across all testing occasions. It is MOST probable that she was given the:

Answers

TAT is the most probable that she was given, as Jasbinder was given the same psychological test three times.

What is the meaning of TAT?

TAT is the  projective test maximum used to test adults and children, This is psychological test that focus on the individual perception and the interrelation of the person. Thirty-one picture cards serve as prompts for stories and descriptions on interpersonal relationships.

Options are missing in the question and option are -

a. MMPI

b. 16PF

c. CPI

d. TAT

Thus, option D is correct.

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If a helper wants to gently pressure a client to talk, or to respectfully respond to a painful disclosure, which is most likely to be appropriate

Answers

The most likely skill to be applied by the helper would be: Attentive silence

What is attentive silence ?

Attentive silence is the ability to listen carefully while holding off your words in a social situation, such as a helper wanting to gently pressure a client to talk. Attentive silence is a skill which when mastered can help in an environmental/social situation.  

Hence we can conclude that The most likely skill to be applied by the helper would be: Attentive silence

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Which of the following is an act that is specific to Native American education?
A.
The Indian Education Claims Settlement Act of 1994
B.
The Indian Education Claims Settlement Act of 1972
C.
The Indian Education Act of 1972
D.
The Indian Treaty Education Act of 1972

Answers

Answer:

C

Explanation:

The Indian Education act of 1972

What would you most likely find in the strait of gibraltar?

a) a delta

b) a canal

c) a bridge

d) a ship

(please answer fast!)

Answers

Hello, the correct answer is

D) a ship

How do they decide who gets home court advantage in the nba finals.

Answers

Here’s the answer to your question

Darcy is at a friend's dinner party. she's captured the attendees' attention for most of the evening by telling jokes and dramatized stories, but everyone's attention turns away from her when someone else announces her pregnancy. darcy bursts into dramatic and effusive congratulations to draw back some attention, but she grows angry when the other woman stays the center of attention. finally, darcy loudly lies that she had been pregnant and miscarried, and that hearing about someone else's pregnancy is extremely hurtful. darcy is exhibiting characteristics of:

Answers

Darcy is exhibiting characteristics of narcissistic personality disorder.

What is personality disorder?

Personality Disorder refers to the different way of behaving and acting which is against the norms of the culture and the society. It causes the stress and problems in the functioning.

There are various types of personality disorder such as antisocial personality disorder, borderline personality disorder, histrionic personality disorder and narcissistic personality disorder.

According to the passage, Darcy has the  narcissistic personality disorder which refers to the personality in which is a person is self obsessed and do not have empathy over others.

Thus Darcy wanted the attention of the people by announcing her pregnancy and miscarriage which shows her self obsessive nature and lack of empathy toward other.

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Ravi brushes his teeth 18 times a day. Each time, he uses exactly 83 strokes up and 83 strokes down. After he eats, he must brush twice with two different brands of toothpaste. Ravi suffers from

Answers

Based on the fact that Ravi has to brush a certain amount of times, he most likely suffers from obsessive-compulsive disorder.

What does obsessive-compulsive disorder lead to?

When a person has OCD, they will engage in repetitive actions because they believe that not doing so can lead to further problems.

Ravi therefore engages in the repetitive action of brushing a certain number of times, because if he doesn't do so, something bad might happen.

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What is the agency responsible for collecting taxes at the federal level?

the federal tax office

the department of commerce

the internal revenue service

the department of taxation

Answers

Answer: the internal revenue service

Explanation:

What types of development activity are required in your community

Answers

Answer:

communal labour

Explanation:

unity is strength

If you shoot one over par for a particular hole, the correct score for that hole is referred to as what?.

Answers

Answer:

This is called a "Bogey."

Explanation:

A "Bogey" is when a golfer scores one stroke OVER par.

Your driving privileges may be affected in Georgia by your use of the following substances: Select one: a. Alcohol b. Cigarettes c. Caffeine d. None of the above

Answers

In Georgia, your driving privileges may be affected by the use of alcohol.

How to drive safely?

It is necessary to follow the legislation in force, in addition to having all the necessary documents up to date, the driver must develop defensive driving, performing the maintenance of his car, obeying traffic signs and never consuming alcohol while driving.

Therefore, defensive driving must be followed by all drivers to establish safe traffic for all.

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Procedural memory: Question 8 options: 1) refers to our often unexplainable knowledge of how to do things, and is an example of implicit memory. 2) refers to our ability to recall childhood memories, and is an example of explicit memory. 3) refers to memories that last only a brief period of time, and is an example of implicit memory. 4) refers to memories that are difficult to retain, and is an example of explicit memory.

Answers

Procedural memory refers to our often unexplainable knowledge of how to do things and is an example of implicit memory. Option A. This is further explained below.

What is Procedural memory:?

Generally, Procedural memory is simply defined as  a sort of long-term memory termed implicit memory, or procedural memory is engaged in a variety of behaviors and abilities.

In conclusion, Implicit memory, such as the ability to do tasks without thinking about them, is an example of procedural memory.

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Please help it’s due now

Answers

Answer:

it should be Russian invaders

Explanation:

Connor vividly remembers details from earlier in the week when he was mistakenly pulled over by a highway patrolman and briefly arrested for armed robbery. Connor's memory of this event is stored in his: Question 10 options: 1) sensory memory. 2) short-term memory. 3) long-term memory. 4) iconic memory.

Answers

Connor's memory of this event is stored in his long-term memory. Thus the correct answer is three.

What is memory?

The process of absorbing information from our surroundings, analyzing it, preserving and remembering it, and used in the future is refers as memory. This memory can be short-term, long-term as well as iconic memory.

Information is stored in long-term memory for a long length of time. This kind of memory is extremely stable and lasts a long time like years. This is very useful to live life as we use memory for reading, working, and remembering important events.

In the case of Connor, he remembers details from earlier in the week when he was pulled over by a highway mistakenly. This incident has happened many days ago but still he remembers things which shows it is saved in his long-term memory.

Therefore, option three long-term memory is the correct answer.

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(x-1)(x+1)= a house and lot cost $120,000. if the house cost 3 times more than the lot, how much did the house cost? what change do you observe in three seed if you use boiled and cooled water of tap water in breaker clarify the term of demography. How is production related to demand? Practitioners should always act within an individual's best interest, rather than within their own interests. This refers to the principle of: I will take my singing test --------- i take my piano text Josh works for a large, multinational corporation. He has some new ideas for the product his department markets. To share his ideas, he must first share it with his assistant manager, who then meets with the department head. The department head in turn will have to meet with the division chair, who can take it to the marketing committee for a decision. Josh's company, like many organizations, is a How many molecules of o2 are produced from 82g of h2o? 2na2o2 +2h2o= o2 +4naoh Which of the following equations describes the graph?y=-x^2+1 what are the key features of the graph of a trigonometric function? How do you find them from a graph or an equation? Please answer all 3 empty box's 5 points each but beware if you use my points for no reason I'll report you a little later than his Thisbe had,and he could see what surely were the tracksof a wild beast left clearly on deep dust.His face grew ashen. And when he had foundthe bloodstained shawl, he cried: 'Now this same nightwill see two lovers lose their lives.'"Pyramus and Thisbe,"OvidWhich statement best describes how the order of events heightens tension in this passage?If Pyramus had left at the same time as Thisbe, he might have seen that she was not killed by the lion.If the lioness had arrived later, she would have encountered Pyramus rather than Thisbe.If Pyramus had arrived earlier, he would have seen the lion attack Thisbe.If Pyramus and Thisbe had arrived at the same time, they would have encountered the lioness together. Read the passage from "The Seven Voyages of Sindbad the Sailor.In the times of the Caliph Haroun-al-Raschid there lived in Bagdad a poor porter named Sindbad, who on a very hot day was sent to carry a heavy load from one end of the city to the other. Before he had accomplished half the distance he was so tired that, finding himself in a quiet street where the pavement was sprinkled with rose water, and a cool breeze was blowing, he set his burden upon the ground, and sat down to rest in the shade of a grand house. Very soon he decided that he could not have chosen a pleasanter place; a delicious perfume of aloes wood and pastilles came from the open windows and mingled with the scent of the rose water which steamed up from the hot pavement. Within the palace he heard some music, as of many instruments cunningly played, and the melodious warble of nightingales and other birds, and by this, and the appetizing smell of many dainty dishes of which he presently became aware, he judged that feasting and merry making were going on. He wondered who lived in this magnificent house which he had never seen before, the street in which it stood being one which he seldom had occasion to pass.What is Sindbad most motivated by in this passage?fatigue and curiositydiscomfort and peacework and pleasurehunger and greed In triangle $abc,$ angle bisectors $\overline{ad},$ $\overline{be},$ and $\overline{cf}$ meet at $i.$ if $di = 3,$ $bd = 4,$ and $bi = 5,$ then compute the area of triangle $abc.$ In recording an accrual adjusting entry to account for revenues earned but not yet collected, ______. Victor works for a telemarketing company that is on a very tight budget. He has been tasked with finding a method for the company's employees to share, organize, and update their telemarketing records so other employees can follow up. Employee shifts are staggered. Many employees are never in the office at the same time and some work from home. What telecommunications technology can Victor's company use What must writers do when using language taken directly from an outside source? Select three choices. Solve the following inequality using both the graphical and algebraic approach: 8 minus x greater-than-or-equal-to 5 (8 minus x) Graph A On a coordinate plane, a line goes through (0, 8) and (8, 0). Another line goes through (8, 0) and (7, 10). Graph B On a coordinate plane, a horizontal line is at y = 5 and another line goes through (8, 0) and (0, negative 8). a. x greater-than-or-equal-to 8 Graph A b. x less-than-or-equal-to 8 Graph A c. x greater-than-or-equal-to 8 Graph B d. x less-than-or-equal-to 8 Graph B What issue initially created a source of contention and division for Muslims into Sunni and Shi'a?which city should serve as their capitalwho should have the right to leadershipO how to maintain religious tolerancewhy Islam must be a monotheistic religion