Firm offer is the term for when a merchant gives a written, signed assurance that he or she will not revoke an offer for a stated period of time.
A merchant firm is an assurance of a new product or service to the public. This offer is usually in the form of a sale, discount, or promotion. In order to attract customers, the merchant firm may use various marketing strategies such as advertising, public relations, or personal selling.
The goal of the offer is to generate interest in the product or service and encourage customers to purchase it. This a legal term used often in business.
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tom just bought a bond from united pet group. this bond is only backed by the financial reputation of the company. what type of bond did tom buy?
Debentures are bonds that are not backed by any physical collateral.
What is debenture and its characteristics?Because the issuer anticipates paying back the loans with money from the sale of the business initiative they helped fund, debentures are also known as revenue bonds. Debentures are not backed by tangible property or collateral. They have the issuer's full faith and credit as their only guarantee.An extended source of funding is provided by the debentures. They are made up of a protracted predetermined maturity phase. The debentures are typically repaid at the conclusion of their 10–20 year maturity period. The business returns the investor's principal investment amount at maturity.A debenture is a bond that is not backed by the issuing company's assets but rather simply by its good name. Investors purchase this form of bond because they think the entity, or corporation, issuing it is in good financial standing.Debentures are only supported by the issuer's creditworthiness and reputation. Debentures are a common way for both businesses and governments to raise money.There are four different kinds of debentures: first and second, convertible and non-convertible, registered and bearer, secured and unsecure, and registered and bearer.To learn more about debentures backed by assets refer to:
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leskar bank has $2 million in rate-sensitive liabilities and $3 million in rate-sensitive assets. leskar's gap ratio is .
leskar bank has $2 million in rate-sensitive liabilities and $3 million in rate-sensitive assets. leskar's gap ratio is 1.5.
What is gap ratio?How much profit is recorded depends on the ratio of a company's rate-sensitive assets to its liabilities.A company must divide the whole value of its interest-sensitive assets by the total value of its interest-sensitive liabilities to get its gap ratio. The company may display this quotient as a decimal or as a percentage once it obtains it.The primary instrument for identifying and managing interest rate risk across the whole bank is the Interest Rate Gap Report (IRGap). To assess and manage interest rate risk exposure, especially bank repricing and maturity imbalances, interest rate sensitivity (or interest rate gap) analysis is utilised.Gap ratio = rate-sensitive assets / interest-sensitive liabilities
= 3 / 2 = 1.5
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Determine the effective tax rate for a taxable income of $23,470. round the final answer to the nearest hundredth.
a. 11.12%
b. 12.00%
c. 13.49%
d. 15.63%
The effective tax rate for a taxable income of $23470 is 12.00%. The final answer is $2800 would be the tax amount. So the correct option is (b).
What is the Effective Tax rate?
The effective tax rate represents the percent of income that an individual or corporation owes/pays in taxes. It is the average rate at which their earned income such as wages and unearned income such as stock divisends are taxed.
For corporations it is the rate they pay on their pre-tax profits while the statutory tax rate is the legal percentage established by law. It typically refers to only federal income tax.
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Answer:
11.12%
Explanation:
On Mr. Casper’s debate team at Thunderbird High School, 20% of the members are Sophomores, 35% are Juniors and 45% are Seniors. A team member is selected randomly to give the closing argument for the team. If a sophomore gives the closing argument, the team has a probability of 0. 25 of winning the debate. If a junior gives the closing argument, the probability of winning is 0. 6. If a senior closes, the probability of winning is 0. 85
Here is a 63.25% for winning the debate given the student distribution and the chance of success of each type of student.
How are probabilities calculated?
Probability computation in mathematics has a wide range of applications. For example, probability may be used to anticipate sales growth or determine the possibility that a specific marketing strategy would be effective in luring in new customers. Mathematical formulae may also be used to determine the likelihood of something happening.
The probability formula determines the likelihood that an event will occur. The equation for calculating an event's probability uses the ratio of favorable outcomes to all other potential outcomes. The range of probabilities is always 0 to 1. The following is a representation of the general probability equation:
The ratio of favorable outcomes to all other outcomes is used to determine probability.
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the buyer and the seller have agreed that the seller will remove a huge birdbath in the backyard beofre the buyer takes possession of the property. this agreeement should be
Before the buyer takes possession of the property, the seller will, as agreed upon by the buyer and seller, remove a sizable birdbath from the backyard. This understanding ought to be covered in the sales contract.
What is sales contract?An agreement between a buyer and a seller is known as a contract of sale. When a buyer agrees to purchase something from a seller at a specific price, the seller agrees to deliver it to the buyer. When the buyer pays and the seller delivers under these agreements, ownership is transferred.In circumstances where the seller is unable to deliver the purchased item right away, this contract changes somewhat. When the buyer is unable to pay the full amount right away, it also changes. As long as the seller is prepared to deliver the item being sold, both parties can still agree to transfer ownership to the buyer in these circumstances. The agreement is then subject to a resolutory condition, which states that if the purchaser defaults on the payment.
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the open-market committee of the federal reserve announced that it plans to sell more government bonds to the public. this action will likely:_____.
The open-market committee of the federal reserve announced that it plans to sell more government bonds to the public. this action will likely Federal Reserve.
A central authority is the gadget or group of people governing an prepared network, commonly a country. in the case of its huge associative definition, government commonly includes legislature, govt, and judiciary. government is a method by way of which organizational guidelines are enforced, in addition to a mechanism for determining coverage. In many nations, the government has a form of charter, a declaration of its governing ideas and philosophy. at the same time as all forms of groups have governance, the time period government is often used more especially to refer to the about 2 hundred independent national governments and subsidiary businesses.
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the sale of licensed merchandise, items that display an event's name or logo, is beneficial for the event promoter for what type of event?
The sale of licensed merchandise, items that display an event's name or logo, is beneficial for the event promoter for whatever type of event Large, televised, multi-day events.
An event promoter is someone who organizes and promotes live events. They may be involved in all stages of the event, from pre-planning to post-event follow-up. Event promoters are often responsible for finding venues to host events, negotiating contracts, funding, and managing publicity, marketing, and promotions. They may also be involved in selecting performers, booking talent, and creating event-specific marketing materials.
In addition to planning and promoting events, event promoters must be knowledgeable in the areas of hospitality, customer service, public relations, and budgeting. Event promoters must also possess excellent communication and organizational skills in order to effectively communicate with all stakeholders, manage resources, and coordinate event logistics.
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Which monetary policy is expansionary? sales of government securities decreases in the discount rate increases in the federal funds rate increases in the prime rate
The monetary policy is expansionary in decreases in the discount rate. Thus the correct option is B.
What is monetary policy?The Federal Reserve's operations and disclosures are part of monetary policy in the United States and are designed to promote economic growth, moderate inflation, and reasonable long-term borrowing costs.
The main instruments central banks employ to expand monetary policy are reduced bank reserves, an increase in the purchase of government assets, and a decrease in the discount rate which helps in managing economic growth.
Therefore, option B is appropriate.
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1. Which option is an investment with compound interest?(1 point)
A. a rental property
B. a checking account
C. a mutual fund following the S&P 500
D. a savings account
2. Which of these is considered a financial market?(1 point)
A. Sotheby’s auction
B. New York Stock Exchange
C. J.P. Morgan Chase
D. Ferrari dealership
Among the given options, the investment in saving bank will include compound interest feature. Option D is correct. The financial capital market would be New York Stock exchange. Option B is correct.
What is New York Stock Exchange?One of the biggest markets in the world for securities and other exchange-traded investments is the New York Stock Exchange (NYSE).
A gathering of 24 stockbrokers took place in 1792 on what is now Wall Street in New York City, and that gathering led to the creation of the exchange.
The New York Stock and Exchange Board was formally established in 1817. In 1863, the current name was chosen.The Financial District of Lower Manhattan is place where it is located.
Therefore it is the largest capital market or financial market for raising funds.
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Answer: Which option is an investment with compound interest?
Explanation: a mutual fund following the S&P 500
which economic choke point allows goods to move from the interior of both the u.s. and canada to the atlantic ocean?
The Panama Canal is the economic choke point allows goods to move from the interior of both the US and Canada to the Atlantic ocean.
An economic choke point is a situation in which a key sector of the economy is unable to function properly due to a lack of key resources. This can often lead to a domino effect, whereby other sectors of the economy are also adversely affected.
A classic example of an economic choke point is the oil crisis of the 1970s, when a key resource (oil) became scarce and caused a ripple effect throughout the global economy.
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suppose this firm charges a price of $5 per unit of output and pays workers a wage equal to $160 per day. what is the value of the marginal product of labor for the fourth worker?
The marginal product of labour is $300.The marginal product of labor is one factor that is important to the labor market.
What is marginal product of labor?The marginal product of labor, also known as MPL, is the increase in total production that a company experiences when one additional unit of labor is added while all other factors of production stay constant.
To put it another way, the MPL is the extra output a business experiences after adding a new employee.
When recruiting new employees, the marginal product of labor (MPL) is always positive, but it seldom exhibits continuous returns.
As the workforce grows, the MPL always slows, forcing workers to share resources like machinery throughout production.
When adding a new employee would disrupt operations and reduce output, the MPL would turn negative.
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The new product process stage of ________ involves positioning and launching a new product in full-scale production and sales
The new product process stage of commercialization involves positioning and launching a new product in full-scale production and sales.
What is commercialization?
Commercialization is the process of bringing new products and services to the market. The broader act of commercialization includes production, distribution, marketing, sales, customer support, and other critical functions essential to the commercial success of a new product or service
Why is commercialization important?Commercialization gives customers a wider range of product choices and allows businesses to generate more revenue, increase efficiency and reduce costs. This is a critical process, as strategic and tactical decisions must be made. They affect the overall success of the product and the company.
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b. describe how staying on task, meeting deadlines, and utilizing feedback can each have a positive impact on reducing risk and promoting positive results in a group setting
The ways that staying on task, meeting deadlines, and utilizing feedback can each have a positive impact on reducing risk and promoting positive results in a group setting is given below.
The act of repeating the process (staying on task, meeting deadlines, and utilizing feedback ) be consistent until positive feedback is received. In this approach, focusing on the task at hand, making use of user feedback, and adhering to the deadline enhance performance, reduce risk, and benefit the group environment as well.What does proactive risk management entail?Managing risks entails maximizing people's freedom of choice and control over their life. Risk-taking can have good effects for individuals, enabling them to achieve things that other people take for granted, in addition to potentially harmful features. This is known as positive risk-taking.
Therefore, Risk management is a crucial activity because it equips a company with the tools it needs to effectively identify and manage potential hazards. It is simple to reduce a risk once it has been discovered.
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Why should you notify your bank and credit card companies if you suspect you are a victim of identity theft?
They can freeze your accounts to help prevent loss.
They can freeze your Social Security number for you.
They can prosecute people who have stolen your identity.
They can ensure you get a job after the investigation
They can freeze your accounts to help prevent the loss, thus Option A is the answer.
as we notify the responsible institutions they will freeze your accounts, to prevent fraudulent activity that could be done with the account in name of the actual account holder, that targets your security as thief could make illegal payments which could be a national threat to your name . so it's important to notify banks to tell about the activities that are done in past days from your bank account.
Identity theft can be so brutal as your information could be transferred to illegal groups that can harm you, and cause you a very high financial loss which is not right.
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You should notify your bank and credit card companies if you suspect you are a victim of identity theft because they can freeze your accounts to help prevent loss. The correct option is A.
What is the difference between a bank and credit card?Your bank account is connected to your debit card. Unless you have an overdraft, which is a form of credit linked to your account, the money you spend or withdraw is typically yours. With a credit card, you have access to a pre-set credit limit through a separate account.
Your bank or credit card provider can act right away to safeguard your accounts and stop any unauthorized transactions after you report the theft. Your accounts may be frozen, your cards may be canceled, and new cards may be issued. By doing this, individuals can contribute to limiting the harm identity theft causes and stop further monetary loss.
Thus, the ideal selection is option A.
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a collective bargaining agreement is a. another term for a standard player contract. b. a statute that sets forth the rights of a player as a member of a team. c. an advising agreement between a player and an agent that is mandated by the players association. d. a contract for all players in the league covering their hours, wages and terms and conditions of employment.
Option C is the correct answer. A collective bargaining settlement (CBA) is a contract reached as a end result of negotiations between representatives of a union and the employer. For this CBA, it was the intention of the negotiating parties to meet the pastimes of each sides.
What is the purpose of a collective agreement?In summary, a collective settlement is a written settlement that sets out the: employment terms and stipulations for unionized employees (for example, wages, hours, working stipulations and benefits) rights, privileges and obligations of all people worried (the employer, union and employees)
What are the 4 types of collective bargaining?The primary kinds of collective bargaining encompass composite bargaining, concessionary bargaining, distributive bargaining, integrative bargaining, and productiveness bargaining.
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https://brainly.com/question/9775010#SPJ4dawn (single) purchased her home on july 1, 2010 and lived in it as her principal residence. on july 1, 2020, dawn moved out of the home. she rented out the home until july 1, 2021, when she sold the home and realized a $230,000 gain (assume none of the gain was attributable to depreciation). what amount of the gain is dawn allowed to exclude from her 2021 gross income?
Amount of the gain is Dawn allowed to exclude from her 2021 gross income is $230000.
Dawn is qualified for the full deduction of $230,000 since she lived in the house for more than two years as her primary residence and owned it for more than two years throughout the five-year period ending on the sale date.
What does gross income mean?
Your salary, dividends, capital gains, company revenue, retirement pay-outs, and other sources of income are all included in your gross income. Adjustments to income can be made for things like tuition costs, interest on student loans, or contributions to retirement accounts.
Are you paid a total gross income?
Net annual income is the amount you have left over after deductions, whereas gross annual income is your income before taxes. If you're a wage earner or a business owner, this subject is crucial, especially when it comes to submitting your taxes and applying for loans.
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the aggregate demand curve group of answer choices has a negative slope. is always horizontal. is always vertical. has a positive slope.
The aggregate demand curve a) has a negative slope.
In the field of business, the aggregate demand curve can be described as a curve in which the demand for a product in the market is based on the changing price of the product in the market.
The aggregate demand curve is usually negative for every product. This is because when the price of a product in the market increases, the demand for the product decreases.
On the other hand, when the price of the product in the market decreases, the demand for the product increases. Due to this, the aggregate demand curve usually has a negative slope.
The question will correctly be written as:
The aggregate demand curve group of answer choices
a) has a negative slope.
b)is always horizontal.
c) is always vertical.
d) has a positive slope.
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if you want to have most of your money by the end of your investment term to come from compound interest, which variables should you maximize?
Investment profits is the money you make from your investments. Different sorts of investments can generate distinct kinds of income. Interest earnings, dividends and capital gains are three frequent sorts of funding income.
How do I compound my money?For compounding to work, you need to reinvest your returns back into your account. For example, you invest $1,000 and earn a 6% charge of return. In the first year, you would make $60, bringing your total investment to $1,060, if you reinvest your return.
Investment income, money earned by way of monetary property or monetary accounts, comes in three fundamental forms: interest, dividends, and capital gains. Bonds generate interest; stocks generate dividends; and capital features (profits) can come from any investment
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https://brainly.com/question/27717275#SPJ4select all that apply what are the two criteria used to determine whether a contingent liability is reported in the financial statements?
The capacity to estimate the loss's magnitude and the likelihood of it.
What is the risk's likelihood and magnitude?Magnitudes of Likelihood The likelihood of each Unexpected Outcome occurring serves as a link between severity and risk. If a given outcome is more likely to occur, it has a higher risk, and if it is less likely, it has a lower risk.
How is the likelihood of a risk determined?The procedure: Risk severity is proportional to risk magnitude. Then, you could say that a risk magnitude of less than 15 is unacceptable and a risk magnitude of less than 5 is acceptable.
What does a risk assessment mean by likelihood?On a risk matrix, the probability of the most likely outcome occurring in the event of a hazard is referred to as likelihood. To put it another way.
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in order to require banks to hold more money as opposed to lending it, the federal reserve can —
In order to require banks to hold more money as opposed to lending it, the Federal Reserve can increase the reserve requirement.
Explain the significance of the reserve requirement.A bank's reserve requirements are the amount of money it must keep on hand in order to pay its obligations in the event of unforeseen withdrawals. Reserve requirements are a technique the central bank uses to alter the amount of money in the economy and affect interest rates.
Commercial banks, savings banks, savings and loan organizations, credit unions, U.S. branches and agencies of foreign banks, Edge corporations, and agreement corporations are all considered "depository institutions" and subject to reserve requirements. Reserve requirements are an effective tool for regulating the increase of the money supply since they limit banks' ability to extend new credit. The prudential side of reserve requirements ensures that banks have enough liquid capital to cover unforeseen expenses.
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suppose a scientific report states that fish contain dangerously high levels of mercury (toxic to humans). at the same time, the price of diesel fuel, used by fishermen to fuel their boats, falls. what is the effect on the market for fish?
A dip in price but just an uncertain change in quantity due to a rise in supply and a decreased demand.
What is called market?Definition: The entire number of purchasers and sellers as in region or neighborhood under consideration is referred to as the market. World, as well as numerous nations, regions, states, and cities, may be the subject. The worth, expense, the cost of the goods traded depend on the demand and supply forces in the market.
What is market and its types?The market is a gathering place for both buyers and sellers where they can exchange goods and services. Markets might be real-world, like a physical store, or digital, like an online merchant. The black market, the auction market, and the financial market are more examples.
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35. a covenant not to compete is lawful if it is reasonable with regards to: a) line of business protested; b) geographic area protected; c) duration of the restriction; d) none of the above; e) all of the above.
If a commitment not to compete is reasonable in relation to the single business protested geographical area protected, it is lawful;
What does being rational entail?You possess sound judgment and common sense if you are reasonable. A fair choice is one that has been well considered and supported by logic, such as your mother's rule against ingesting crumbly things in her automobile. When you say a store's pricing are reasonable, you imply fair and not excessively exorbitant.
Why is someone reasonable?A hypothetical person is the "reasonable person," who would approach every circumstance with the proper level of precaution and then act rationally. It is a criterion designed to give jurors and judges a methodical evaluation to apply in determining whether a person's acts qualify as negligence.
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The Black Limo Company (BLC) purchased a limo on January 1 of Year 1. The limo cost $48,000. BLC expected to drive the limo for 100,000 miles before disposing of it. The limo had a $8,000 salvage value. Actual miles driven per year turns out to be 30,000 miles in Year 1, 40,000 miles in Year 2, 20,000 miles in Year 3, and 25,000 miles in Year 4. Based on this information, at the end of Year 2, the accumulated depreciation shown the balance sheet was
The accumulated depreciation shown the balance sheet was $10,00 (asset cost-salvage value) / useful life= depreciation expense.
Depreciation is a phrase used in accounting to describe two different elements of the same idea: first, the real decline in an asset's fair value over time, such as the annual decline in the value of factory equipment.
Depreciation rate for 12 months 2 = (Original Cost-Salvage value)/Total miles*Miles in Second 12 months
= (48000-8000)/100000*40000
Depreciation rate for 12 months 2 = 16000
Depreciation is an accounting technique for spreading out the expense of a tangible item over the course of its useful life. How much of an asset's value has been used is shown through depreciation. It enables businesses to purchase assets over a predetermined length of time and generate income from those assets. The tractor would depreciate by $5,000 annually if the straight-line depreciation technique were used, for a total of $20,000 in accumulated depreciation.
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new e-commerce businesses, including companies like ebay, focus on voluntary exchange. which generalization best describes this type of commerce?
Decentralized decision-making results in buyers and sellers really engaging in generalization best describes this type of commerce.
As agencies got here on-line at some stage in the COVID-19 pandemic, the worldwide fashion in the direction of digitization surged beforehand at lightning speed. Even as areas start to reopen, ecommerce increase maintains climbing. Global ecommerce income is anticipated to reach $five trillion in 2022, and $6 trillion with the aid of using 2024.
Ecommerce is the shopping for and promoting of products or offerings at the Internet. It includes a huge type of data, structures and gear for on-line consumers and sellers, such as cellular buying and on-line charge encryption. There are a few quite most important examples of ecommerce agencies which have made it big, such as Amazon, FlipKart, eBay, and Myntra.
For consumers, it is simple to evaluate fashions on-line earlier than shopping for a handset of choice. As of July 2022, six hundred million smartphones had been bought throughout India, making it one of the maximum demanded merchandise in India.
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Answer: everyone on edge its CCCCC
Explanation:
A company's _____ is the large-scale action plan that encompasses the company's vision and is used to create the direction for the business.
strategy
culture
forecast
structure
A company's approach is the large-scale movement plan that encompasses the company's imaginative and prescient and is used to create the route for the business.
The required details for Strategy in given paragraph
Strategy is a general plan to attain one or extra long-time period or overall dreams below situations of uncertainty. In the feel of the "art of the general", which protected numerous subsets of capabilities inclusive of navy tactics, siege craft, logistics etc., the time period got here into use within side the sixth century C.E. in Eastern Roman terminology, and changed into translated into Western vernacular languages most effective within side the 18th century. From then till the 20th century, the word "approach" got here to denote "a complete manner to attempt to pursue political ends. Strategy is essential due to the fact the assets to be had to attain dreams are normally limited. Strategy usually entails placing dreams and priorities, figuring out movements to attain the dreams, and mobilizing assets to execute the movements.
A approach describes how the ends (dreams) can be completed through the means (assets). Strategy may be meant or can come to be a sample of pastime because the corporation adapts to its surroundings or competes. It entails sports such as strategic planning and strategic thinking.
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gm is expected to pay a dividend of $2.00 in the coming year. dividends are expected to grow at the rate of 2% per year. the risk-free rate is 4% and the market risk premium is 5%. gm has a beta of 1.2. the value of the stock should be:
The value of the stock would be $25.
Required Return.
The price-to-earnings (P/E) ratio of the corporation is the most used method of stock valuation. The P/E ratio is calculated by dividing the stock price by the most recent reported earnings per share for the company (EPS). A low P/E ratio suggests that a company is offering an appealing amount of value to the person purchasing it.
Risk free rate + market risk premium x Beta
4 + 5x 1.2
10%
Expected dividend = 2
growth = 2%
Value of the stock = D1 / Re g
2 / 10% - 2%
$25
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All else equal, compared to perfect competition, monopolies that produce goods and services pay a.
Answer:
lower long-run wage, and long-run employment is lower.
Explanation:
last year you purchased a beach home for the bargain price of $450,000 with some random cash you were keeping in your nightstand. you earned net rental income of $23,000 over the year's time and the home is now worth $526,000. what is your annual rate of return on your investment?
Last year you purchased a beach home for the bargain price of $450,000 with some random cash you were keeping on your nightstand annual rate of return on your investment is22%
The annual rate of return =(worth now + net rental income-bargain price)/bargain price=($526000+$23000-$450000)/$450000
Sold at a low or lower-than-normal price selling or offering goods or services at bargain prices not intended for regular price or otherwise bargain price, or the price heard by the reader
She admitted she would have been reluctant to bargain if she had known. The deal closed within days and at a bargain price. I purchased that heritage building ten years before hers at an absolutely bargain price. But even at the bargain price of 99p, there were no takers yesterday.
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which venue in nashville, tn gave many country singers the exposure needed to begin their careers?
Ryman Auditorium in Nashville, TN gave many country singers the exposure needed to begin their careers.
What is Ryman Auditorium?Nashville, Tennessee's Ryman Auditorium, a 2,362-seat live entertainment space, is situated at 116 Rep. John Lewis Way North. From 1943 through 1974, it served as the Grand Ole Opry's home base. Ryman Hospitality Properties, Inc. owns and runs it.
The leading music hall for events and one of the most renowned locations in modern music is Nashville, Tennessee's Ryman Auditorium. Compared to Grand Ole Opry, Ryman Auditorium is favoured by the majority of writers. Ryman Auditorium received positive reviews from ten sources, including Fodor's, Michelin Guide, and Michelin Guide, earning it a TripExpert Score of 87.
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the amount of cash interest the borrower pays each year is based on the ________.
The amount of cash interest the borrower pays each year is based on the C) stated interest rate.
What is the stated interest rate?The effective interest rate, can be described as the effective annual interest rate, whioch is the effective rate is the percentage of interest on a loan or financial product in case it is been compounded as interest which accumulates over a year .
It should be noted that amount of cash interest the borrower pays each year is can be seen to be based on the stated interest rate.
Therefore, option C is correct.
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missing options:
A) market conditions on the day of payment
B) market interest rate
C) stated interest rate
D) effective interest rate