The impacts of the decentralization during the free banking era are :
( A ) The purchasing power currencies issued by state banks varied wildly from state to state.( C ) The money supply declined Impacts of free banking eraDuring the free banking era the banks did not survive for long as necessary as they were unable to redeem their notes as the purchasing power of currencies varies from state to state.
Hence we can conclude that the impacts of the decentralization during the free banking era are as listed above.
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Have a clearance of how many inches in the left side of a vehicle
Human services management includes grant writers, executive directors, program directors, and _____.
A. development directors
B. budget writers
C. disaster scene directors
D.support staff
Answer:
Your answer is A. development directors
Hope this helps!
Many coffee shops will offer a 10-cent discount on coffee purchases if you bring in a reusable cup. This shows an example of
Many coffee shops will offer a 10-cent discount on coffee purchases if you bring in a reusable cup. This shows an example incentives.
What are incentives?incentives serve as those items or actions that motivates or encourages people to do something.
Therefore, some sellers give incentives to customers to encourage them to buy more.
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Andre completed a job interview two days ago. He thought it went really well, but he hasn’t heard back from the company. Thinking back to the final moments of the interview, Andre tries to recall whether the interviewer gave him a timeline of when he could expect an answer. Explain how Andre might express his interest without indicating that he has forgotten some of the conversation.
Answer:
It would be best if he were to call the company and ask for an update on his employment from the interviewer that he had. Even if they gave him a timeline, it still looks good on him. He could also tell them that he had forgotten that piece as well, if he wanted. Employers want hard-working, dedicated, and HONEST workers. Honesty will always take you a long way.
Drag each tile to the correct box
determine the type of risk each investment is likely to incur
business risk
call risk
liquidity risk
taxability risk
lee purchased municipal bonds
issued by a government entity.
valerie bought bonds that include
a feature to pay the bonds back
earlier than the maturity date.
brian used most of his savings to
purchase the stock of a big
company
aj invested all of his savings in
a rental home.
The kind of risk that the given investments might incur are:
Lee purchased municipal bonds issued by a government entity - Liquidity risk. Valerie bought bonds that include a feature to pay the bonds back earlier than the maturity date - Call risk. Brian used most of his savings to purchase the stock of a big company - Business risk. Aj invested all of his savings in a rental home - Taxability risk.Which risks do these investments face?Municipal bonds are usually illiquid which means that buying them comes with liquidity risk. Buying stock comes with business risk because the stock might lose value if the company performs poorly.
Call risk occurs when the issuer of a bond can pay back the bond before it matures.
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Answer:
C. B. A. D.
expiation:
in that order
The choice of a compensation system is very important to managers because: Multiple select question. incentives affect motivation employees will only comply with union rules it affects efficiency and productivity employees receive annual pay raises
The choice of a compensation system is very important to managers because it affects efficiency and productivity employees. Thus the option 3rd is correct.
What is compensation?Compensation refers to the monetary reward given to the employees for their performances in the company. In the workplace, employees earns the compensation.
It includes salary or wages in addition to commission and any incentives or perks that comes as the reward to the employees. It is basically the incentives provided to them in order to motivate them.
The compensation increases the productivity and efficiency of the employees as it boost the confidence and makes the them feels that they had accomplished something in the organization.
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A couple advises a banker that their total income includes both salary and disability payments. How should disability payments, which are non-taxable, be analyzed in order to fairly calculate the customer’s ability to pay?.
The way that disability payments be analyzed in order to calculate the customer’s ability to pay are:
The use of SSA Notice of Award or any equivalent document “does not have a defined expiration dateThe use of income from this source that qualifies income.How do you calculate disabilities?In the calculation of how much a person can receive as your disability benefit, there is the use of SSA via the use of the average amount a person have earned per month over the timeframe of their adult years, and one adjusted for inflation.
One can do so by entering your typical annual income. and this income will be adjusted to know the wage growth over a person's career.
Note that The way that disability payments be analyzed in order to calculate the customer’s ability to pay are:
The use of SSA Notice of Award or any equivalent document “does not have a defined expiration dateThe use of income from this source that qualifies income.Learn more about disability payments from
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On july 1, a company receives an invoice for $800 with term 1/10, net 30.
The payment to be made on the invoice for $800 with term 1/10, net 30 will be $800, as the discount period has lapsed on the date of payment.
What is payment?The dues, which are liable to be cleared off by the borrower or the buyer to the seller or owner of the goods being exchanged, are known as payments.
When discount is offered on payment for an invoice with terms of 1/10, the discount on payment shall lapse after 10 days and thus, full amount has to be paid on July 15, which is 14 days after the receipt of invoice.
Hence, the payment to be made is explained as above.
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Suppose that both of the events you have just analyzed are partly responsible for the increase in the price of hamburgers. Based on your analysis of the explanations offered by the two groups of students, how would you figure out which of the possible causes was the dominant cause of the increase in the price of hamburgers?.
It is likely that the increase in the price of hamburgers is related to the fact that demand is greater than supply.
What is the law of supply and demand?It is an economic approach to understanding the economic factors that influence the quantity of a product supplied in a market and its price.
Therefore, when there is more demand than supply for a good available in the economy, it means a situation of scarcity, which makes prices rise.
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Withdrawing money from an ATM is a good example of how a ______ works. Select your answer, then click Done.
Withdrawing money from an ATM is a good example of how a transaction processing works.
What is money?It should be noted that money simply means a medium of exchange or a means of payment that can be used to carry out a particular transaction.
In this case, withdrawing money from an ATM is a good example of how a transaction processing works.
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Amari and his four best friends decided they would save up and get tickets to see their favorite basketball team play in a nearby city for spring break of their senior year of high school. during his junior year, he started saving money for the big trip. what type of financial goal is this?
a) short term goal
b) mid-term goal
c) long-term goal
d) emergency expense
During his junior year, he started saving money for the big trip. This type of financial goal is called a mid-term goal. Thus, option B is correct.
What is a financial goal?A financial goal can be defined as the target or how the money will be managed. It is dependent on the money you earn, expenses, saving, or investing. A person form or an individual can set his or her own financial goal depending upon their requirement of a financial goal is pension planning.
As Amari and his friends decided that they needed money for their future plan that is not in the immediate time but would take some months that means that they're planning a midterm goal.
Even though they might take more time to actually accomplish relatively brief targets, midterm goals frequently have a smaller schedule than long-term aims. Therefore, option B is the correct option.
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Assume straight-line depreciation and equal cash flows. A company plans to purchase equipment for $25,000. The equipment will have $0 salvage value and increase income by $7,500 annually during its 5-year life. The accounting rate of return is
Based on the purchase price of the equipment and the increase in annual income, the accounting rate of return is 60%.
What is the accounting rate of return?This can be found by the formula:
= Average annual income - Average investment
The average investment is:
= Purchase price / 2
= 25,000 / 2
= $12,500
The accounting rate of return is:
= 7,500 / 12,500
= 60%
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Kevin and Maria Rossi live in Swarthmore, PA. Maria's father, Rajiv, lives in Sweden.For each of the following transactions, identify whether it is included in the calculation of U.S. GDP as part of consumption (C), investment (I), government purchases (G), exports (X), or imports (M). Check all that apply.Note: A product’s inclusion in one category does not necessarily imply that it is excluded from other categories.Transaction C I G X MThe state of Pennsylvania repaves highway PA 320, which goes through the center of Swarthmore. Kevin's employer upgrades all of its computer systems using U.S.-made parts. Maria gets a new video camera made in the United States. Rajiv in Sweden orders a bottle of Vermont maple syrup from the producer's website. Kevin buys a sweater made in Guatemala.
The component of the GDP includes consumption, investment, government purchases, exports, imports.
The drop-down for the given list includes:The state of Pennsylvania repaves highway PA 320, which goes through the center of Swarthmore. - Government Purchase.Kevin's employer upgrades all of its computer systems using U.S.-made parts. - Investment.Maria gets a new video camera made in the United States. - Consumption.Rajiv in Sweden orders a bottle of Vermont maple syrup from the producer's website. - Exports.Kevin buys a sweater made in Guatemala. - Consumption & Imports.Read more about GDP
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Closing entries Group of answer choices need not be journalized if adjusting entries are prepared need not be posted if the financial statements are prepared from the end-of-period spreadsheet are not needed if adjusting entries are prepared must be journalized and posted
In Financial accounting, closing entries: D. must be journalized and posted.
What are closing entries?Closing entries can be defined as journal entries that are made at the end of an accounting period and it involves the transfer of financial data from temporary accounts to permanent accounts.
In Financial accounting, it is a general rule that all closing entries must be journalized and posted at the end of an accounting period.
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What is the first step you should take when you want to open a savings account?
A. Make your initial deposit.
B. Present your photo ID to the bank
representative.
C. Review the different savings account options
that your bank offers.
D. Go to the bank and fill out an application.
The first step that you should take when you want to open a savings account is go to the bank and fill out an application form.
What is saving account?A saving account refers to a bank account that includes a limited number of withdrawals, lack of cheque and linked debit card facilities.
The first step you should take when you want to open a savings account is go to the bank and fill out an application.
Therefore, D is the correct option.
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Positive economics ______ value judgments, tries to establish ______ statements about economic behavior, and deals with ______ economic events. Multiple choice question. avoids; scientific; actual avoids; normative; actual encourages; scientific; potential encourages; scientific; actual encourages; normative; potential
Positive economics avoids value judgments, tries to establish scientific statements about economic behavior, and deals with actual economic events.
What is positive economics?Positive Economics is objective and statements are usually based on facts and economic theory. They can be tested.
For example, when the price of a good increases, it is expected that if the good is a normal good, the quantity demanded would decline. This is an example of positive economics.
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Deandre and Mason both enjoy sunshine, water, and surfboards. Thus, the two friends decided to create a business together renting surfboards, paddle boats, and inflatable devices in California. Deandre and Mason will equally share in the decision making and in the business profits or losses. Which type of business did they create if they both have full personal liability for the firm's
Answer:
General Partnership
Explanation:
The general partnership is the type of business did they create if they both have full personal liability for the firm's.
What is business?Business is defined as the activity of creating, purchasing, and reselling goods in order to support oneself or earn money. A company can make money from the goods and services it provides. The word "business" derives from the verb "to be busy," which refers to action. It consistently functions.
General partnership is defined as a type of partnership where each member is responsible for the business ventures of the partnership. The parameters governing the division of earnings and losses, managerial activities, and interest transfers are negotiable in general partnerships.
Thus, the general partnership is the type of business did they create if they both have full personal liability for the firm's.
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Interview a business owner/manager on the Crisis experienced in the workplace. Attach an interview schedule as part of your oral presentation.
There are several crises experienced by employees during recent pandemic. So, in an interview with a business owner regarding the crisis experienced, one can ask about how can businesses deliver better outcomes in times of a crisis.
What is an interview?An interview is a meeting or a formal consultation at which information is obtained (as by a reporter, television commentator, or pollster) from a person.
It is a conversation in which you and an employer exchange information. The main features of the interview are conducted in the form of conversation, which is shaped by certain guidelines and questions between the researcher and the respondent. It is used in surveys and participant observation methods.
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Last year, talent show tickets were sold for $11 each and 400 people attended. it has been determined that an increase of $1 in ticket price would cause a decrease in attendance of 20 people. what ticket price would maximize revenue
Answer:
Explanation:
4800 - 300 ppl $16
or
4800 - 320 ppl $15
Your creditworthiness is measured by a number called a.
________ is a companywide effort to continuously improve the ways people, machines, and systems accomplish work.
An effort to improve the ways people, machines, and systems accomplish work is known as total quality management.
What is TQM?TQM is defined as a system of management in which is a firm has focused on the customer in which all employees participate in continuous improvement. It integrates quality into the culture and brings improvement through strategy, data, and effective communication.
It helps to reduce the cost of activities by improvising them effectively with techniques. This will leads to an increase in the productivity of workers. When the productivity is high, the deadlines will be achieved completely resulting in optimum utilization of resources.
It helps in formulating strategies for improvement and works for effective decision-making to transform the process of business. It will help to effectively communicate with the employees to improve their efficiency and boost their morale.
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____________________________________ tries to welcome participation by all organizational members and to view each person as valuable to the organization instead of focusing primarily on productivity. Systems Perspective Bureaucratic Management Scientific Management Human Resources
Human Resources Management welcomes participation by all organizational members and views each person as valuable to the organization instead of focusing primarily on productivity
What is Management?This refers to controlling and organizing people and things for better and more effective productivity or output.
Hence, we can see that there are different types of management, and based on this, they have varied characteristics, but the kind of management that focuses on individuals, rather than productivity is human resources.
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What it the present value of $2,000 that you expect to receive in 3 years assuming you could invest the money today and earn a 5% annual return?.
A present value of $2,000 that you expect to receive in 3 years, the future value is mathematically given as
F=2315.24
What is the Future value of $2,000?Generally, the equation for the present value is mathematically given as
P= fv*1/(1+r)n
Therefore
2000=F *1/(1+0.05)^3
F=2315.24
In conclusion, the Future value
F=2315.24
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An airport wants to make its luggage-handling process faster and simpler for travelers. A data analyst examines and evaluates how the process works currently in order to achieve the goal of a more efficient process. What methodology do they use
To make the baggage handling process faster and simpler for travelers, a data analyst uses a gap analysis.
What is a gap analysis?Corresponds to a performance evaluation technique, where a professional is responsible for evaluating the way processes are being carried out in an organization, to determine their efficiency, developing an analysis of needs to increase quality.
Therefore, a gap analysis aims at the continuous improvement of processes through environmental assessment, in order to achieve total quality.
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Indigo Company has the following production data for June: units completed and transferred out, 60,000 and ending work in process inventory, 7,200 units that are 100% complete for materials and 30% complete for conversion costs. Unit materials cost is $5 and unit conversion cost is $7. Determine the costs to be assigned to the units completed and transferred out and the units in ending work in process inventory. Cost assigned to units completed and transferred out $enter a dollar amount Cost assigned to the units in ending work in process inventory $enter a dollar amount
1. The cost assigned to units completed and transferred out based on equivalent units for Indigo Company is $720,000.
2. The cost assigned to the units in ending work in process inventory based on equivalent units for Indigo Company is $51,120.
What are equivalent units?Equivalent units show the weighted average value of work done on uncompleted processes or jobs.
Equivalent units are computed by multiplying the degree or percentage of completion by the physical units.
Data and Calculations:Materials Conversion Costs
Unit costs $5 $7
Units transferred out 60,000 60,000
Degree of completion 100% 100%
Cost of units transferred out $300,000 ($5x60,000) $420,000 ($7x60,000) = $720,000
Ending inventory 7,200 (100%) 2,160 (30%)
Cost of ending inventory $36,000 ($5x7,200) $15,120 ($7x2,160) = $51,120
Thus, the cost of units transferred out is $720,000 and the cost of ending inventory is $51,120.
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Equipment with a book value of $82,000 and an original cost of $169,000 was sold at a loss of $36,000. Paid $106,000 cash for a new truck. Sold land costing $325,000 for $415,000 cash, yielding a gain of $90,000. Stock investments were sold for $95,600 cash, yielding a gain of $14,000. Use the above information to determine cash flows from investing activities. (Amounts to be deducted should be indicated with a minus sign.)
The net cash flow from investing activity is equal to $450,600.
What is Investing Activity?The investing activity is regarding the purchase and sale of long-term assets. The sale of long-term assets is added to the cash flow, on the other hand, the purchase of fixed assets is deducted from the cash flow.
Cash flow from Investing activity:
Sale proceeds from equipment (Book Value - loss) $46,000
Purchase of new truck -$106,000
Sale of land $415,000
Sale of Stock investments $95,600
Net cash flow from investing activity $450,600
hence, the net cash flow from investing activity is equal to $450,600.
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The key provisions of the sarbanes-oxley act include.
The Sarbanes Oxley act is related to the reform of corporate financial reporting and the accounting profession. This act is also known as SOX.
What are the Key provisions of SOX?
Following are key provisions of SOX:
certify the accuracy of their company's financial statements by the corporate executive.through assessing internal controls to prevent wrong, misleading, or fraudulent financial data.There are criminal penalties for misleading shareholders and altering documents to impede an investigation.Thus, the SOX act is related to the reforms for corporate financial reporting and the accounting profession.
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An employee at a chemical company noticed that several of the security personnel at the company allowed tankers to be filled over the legal limit with highly flammable gases. The employee gathered evidence of such instances and presented it to senior management. A few months later, the company had not acted, and the employee contacted the Occupational Safety and Health Administration. Less than a week later, the company fired him. Assuming that the employee had not had disciplinary issues and wanted to file a claim alleging he was wrongfully discharged, what would be the strongest basis for his claim
The strongest basis for his claim is that he was disciplined for doing what the law requires.
What is a claim?It should be noted that a claim simply means the stance of an individual or perspective regarding an issue.
In this case, strongest basis for his claim is that he was disciplined for doing what the law requires. Therefore, he should not be wrongfully discharged.
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is coke and pepsi a duopoly
Answer:
Rivalry between Coca-Cola and PepsiCo is not a form of warfare: it is a competitive oligopoly. We might even say it’s a duopoly because the two firms control almost the entire market for soda-flavoured colas.
Explanation:
Understanding where to locate your business, who your target market is, and how to reach them, can be accomplished through Multiple choice question.
Understanding where to locate your business, who your target market is, and how to reach them, can be accomplished through Market research.
What is market research?
This can be referred to as all activities that are geared towards finding it the target market for which a product would be developed.
It helps to know the would be consumers of the product that is being created and also to know the needs of the market.
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