To purchase a new car, you borrow $20,000. The bank offers a 6-year loan at an interest rate of 3.25% compounded annually. If you make only one payment at the end of the loan period, repaying the principal and interest: Which time value factor should be used to solve this problem?

Answers

Answer 1

Answer:

SPCA factor

Single payment compound amount factor.

Total amount pay A = $24,230.95 (Approx)

Interest paid = $4,230.95  (Approx)

Explanation:

Given:

P = $20,000

n = 6 year

r = 3.25%

Find:

Total amount pay A

Computation:

A=p(1+r)ⁿ

A=20,000[1+3.5%]⁶

A=20,000[(1.0325)⁶]

Total amount pay A = $24,230.95 (Approx)

Interest paid = $24,230.95 - 20,000

Interest paid = $4,230.95  (Approx)


Related Questions

A metal shear can be used to cut flat stock , round stock , channel iron and which of the following?

Answers

Answer:

Angle Iron

Explanation:

Mark brainliest please.

Select four items that an industrial engineer must obtain in order to practice in the field.

Answers

Industrial engineers devise efficient systems that integrate workers, machines, materials, information, and energy to make a product or provide a service.

Answer:

agriculture,defense,industry,science

Explanation:

Edg 2021

Explain the major differences between designing buildings for earthquake resistance and for wind resistance.

Answers

Answer:

Earthquake's put vibration and seismic load on a building while wind puts a continuous force throughout the whole structure.

Explanation:

The most important difference between the design of a building that's resistent to earthquakes and resistant to high speed winds is that earthquake's put vibration and seismic load on a building while wind puts a continuous force throughout the whole structure.

Earthquake resistent building are equipped with a base that is isolated from the buildings with several layers of different material which absorb the vibration of the seismic waves and prevent them from reaching to the building.

Wind resistent buildings must have strong foundations and a sturdy structure/material that can withstand high pressure that the wind applies during events such as hurricanes.

I hope this answer helps.  

what do you expect the future trends of an operating system in terms of (a) cost (b) size (c) multitasking (d) portability (e) simplicity​

Answers

Answer:

plz follow in titkok

Explanation:

A room is filled with saturated moist air at 25°C and a total pressure of 100 kPa. If the mass of dry air in the room is 100 kg, the mass of water vapor is:_______

a. 0.52 kg
b. 1.97 kg
c. 2.96 kg
d. 2.04 kg
e. 3.17 kg

Answers

Answer:the mass of water vapor is=d. 2.04 kg

Explanation:

The humidity ratio by mass is given as

x = mw / ma                                  (1)

where

mw = mass of water vapor

ma = mass of dry air

And also humidity ratio by pressure by  Ideal Gas Law is given as

x = 0.62198 pw / (pa - pw)                            (2)

where

pw = partial pressure of water vapor in moist air

pa = atmospheric pressure of moist air

Equating both equation we have that

Humidity ratio =  0.62198 pw / (pa - pw)= mw / ma      (3)

From the from the water table at 25°C,

water vapor partial pressure = 23.8 torr

 1 atm =760 torr.

1 atm = 101.325 kPa,

So, 760 torr =101.325 kPa,

Therefore 23.8 torr =3.173kPa

Humidity ratio =  0.62198 pw / (pa - pw)= mw / ma  

0.62198 x 3.173 / (100-3.173)= mw / 100

1.9736 /96.827=mw/100

0.0204=mw/100

mw=2.04kg

An aluminum rod is press fitted onto an aluminum collar. The collar has an inner radius of 1 cm and an outer radius of 2 cm. Given the rod has a diameter of 2.01cm and the young's modulus of aluminum is 69 GPa

Answers

The question is incomplete. The complete question is --

An aluminum rod is press fitted onto an aluminum collar. The collar has an inner radius of 1 cm and an outer radius of 2 cm. Given the rod has a diameter of 1.01 cm and the young's modulus of aluminum is 69 GPa, determine the following :

1. the interference value, i

2. the radial pressure at the interference of the collar and the rod

3. the maximum effective stress in the collar

4. if the yield strength of aluminium is 200 MPa and assume a safety factor of 1.5, will the aluminium collar break

Solution:

Given :

Inner radius of the collar = 1 cm

So, inner diameter, [tex]$d_1$[/tex] = 2 cm

Outer radius of the collar = 12 cm

So, outer diameter, [tex]$d_2$[/tex] = 4 cm

The aluminium rod diameter, d = 1.01 cm

Now, from the figure, we can see that there will be no interference and so the rod will easily insert inside the collar.

1. So, the interference , i =0

2. The radial pressure is also 0.

3. There will be no stress developed. So the maximum effective stress is 0

4. The collar will not break

​What should be a concern as a weldment becomes larger as more parts are added?

Answers

Shhdudhgfhycvbbgvfhfkyfvjhv

A well is located in a 20.1-m thick confined aquifer with a conductivity of 14.9 m/day and a storativity of 0.0051. If the well is pumped at a constant rate of 500 gpm, what is the drawdown at a distance of 7.0 m from the well after 1 day of pumping?

Answers

Answer:

S = 5.7209 M

Explanation:

Given data:

B = 20.1 m

conductivity ( K ) = 14.9 m/day

Storativity  ( s ) = 0.0051

1 gpm = 5.451 m^3/day

calculate the Transmissibility ( T ) = K * B

                                                       = 14.9 * 20.1 = 299.5  m^2/day

Note :

t = 1

U = ( r^2* S ) / (4*T* t )

  = ( 7^2 * 0.0051 ) / ( 4 * 299.5 * 1 ) = 2.0859 * 10^-4

Applying the thesis method

W(u) = -0.5772 - In(U)

       = 7.9

next we calculate the pumping rate from well ( Q ) in m^3/day

= 500 * 5.451 m^3 /day

= 2725.5 m^3 /day

Finally calculate the drawdown at a distance of 7.0 m form the well after 1 day of pumping

S = [tex]\frac{Q}{4\pi T} * W (u)[/tex]

 where : Q = 2725.5

               T = 299.5

               W(u)  = 7.9

substitute the given values into equation above

S = 5.7209 M

A well-insulated heat exchanger has one line with 2 kg/s of air at 125 kPa and 1000 K entering, and leaving at 100 kPa and 400 K. The other line has 0.5 kg/s water entering at 200 kPa and 20 °C, and leaving at 200 kPa. Calculate the exit temperature of the water and the total rate of entropy generation?

Answers

Answer:

120°C

Explanation:

Step one:

given data

T_{wi} = 20^{\circ}C

T_{Ai}=1000K

T_{Ae}= 400kPa

P_{Wi}=200kPa

P_{Ai}=125kPa

P_{We}=200kPa

P_{Ae}=100kPa

m_A=2kg/s

m_W=0.5kg/s

We know that the energy equation is

[tex]m_Ah_{Ai}+m_Wh_W=m_Ah_{Ae}+m_Wh_{We}[/tex]

making [tex]h_{We}[/tex] the subject of formula we have

[tex]h_{We}=h_{Wi}+\frac{m_A}{mW}(h_A-h_{Ae})[/tex]

from the saturated water table B.1.1 , corresponding to  [tex]T_{wi}= 20c[/tex]

[tex]h_{Wi}=83.94kJ/kg[/tex]

from the ideal gas properties of air table B.7.1 , corresponding to T=1000K

the enthalpy is:

[tex]h_{Ai}=1046.22kJ/kg[/tex]

from the ideal gas properties of air table B.7.1 corresponding to T=400K

[tex]h_{Ae}=401.30kJ/kg[/tex]

Step two:

substituting into the equation we have

[tex]h_{We}=h_{Wi}+\frac{m_A}{mW}(h_A-h_{Ae})[/tex]

[tex]h_{We}=83.94+\frac{2}{0.5}(2046.22-401.30)\\\\h_{We}=2663.62kJ/kg[/tex]

from saturated water table B.1.2 at [tex]P_{We}=200kPa[/tex]  we can obtain the specific enthalpy:

[tex]h_g=2706.63kJ/kg[/tex]

we can see that [tex]h_g>h_{Wi}[/tex], hence there are two phases

from saturated water table B.1.2 at [tex]P_{We}=200kPa[/tex]

[tex]T_{We}=120 ^{\circ} C[/tex]

How are glasses a form of technology and how do they involve engineering aspects?

Please help!!!!

Answers

I’m not sure what type of answer you would like but this is the one that I’m going to give you they are a part of architecture aspect because they or a process of making from every screw to the glass from finding the perfect mold just imagine how you would make them

What was a campaign belief in the 1980 presidential election? Carter called for a stronger national defense. Carter promised to appoint a woman to the Supreme Court. Reagan endorsed a conservative economic policy. Reagan supported the Equal Rights Amendment.

Answers

Answer:

C-Reagan endorsed a conservative economic policy.

Explanation:

edge21

Reagan endorsed a conservative economic policy.

What is Presidential election?

In the US, presidential elections take place every four years. The next election for the nation's top position will be in 2024 because the last one occurred in 2020.

Federal elections must take place "the Tuesday next after the first Monday in November," according to U.S. law code.

Every even-numbered year has a presidential election and a congressional midterm election (e.g. 2016, 2018, 2020.)

Therefore, Reagan endorsed a conservative economic policy.

To learn more about economic policy, refer to the link:

https://brainly.com/question/22324594

#SPJ6

10. Which one of the following items would you expect to find on a floor framing plan?
ОООО
A. Sizes of joists
O B. Height of objects
C. Location of plumbing features
D. Arrangement of heating features

Answers

Answer:

c

Explanation:

the pluming usually is on the bottom floor plan

The answer is c hope it helps

Two routes connect an origin and a destination. Routes 1 and 2 have performance functions t1 = 2 + X1 and t2 = 1 + X2, where the t's are in minutes and the x's are in thousands of vehicles per hour. The travel times on the routes are known to be in user equilibrium. If an observation for route 1 finds that the gaps between 30% of the vehicles are less than 6 seconds. Estimate the volume and average travel times for the two routes

Answers

Solution :

Given

[tex]$t_1=2+x_1$[/tex]

[tex]$t_2=1+x_2$[/tex]

Now,

[tex]$P(h<5)=1-P(h \geq5)$[/tex]

[tex]$0.4=1-P(h \geq5)$[/tex]

[tex]$0.6=P(h \geq5)$[/tex]

[tex]$0.6= e^{\frac{-x_1 5}{3600}}$[/tex]

Therefore,   [tex]$x_1=368 \ veh/h$[/tex]

                        [tex]$=\frac{368}{1000} = 0.368$[/tex]

Given,   [tex]$t_1=2+x_1$[/tex]

                 = 2 + 0.368

                 = 2.368 min

At user equilibrium, [tex]$t_2=t_1$[/tex]

∴  [tex]$t_2$[/tex] = 2.368 min

[tex]$t_2=1+x_2$[/tex]

[tex]$2.368=1+x_2$[/tex]

[tex]$x_2 = 1.368$[/tex]

[tex]$x_2 = 1.368 \times 1000$[/tex]

    = 1368 veh/h

How are you today First to awnser is brainlyest.

Answers

Answer:

Happy

Explanation:

What did the US and USSR agree on in the INF Treaty? They agreed to reduce nuclear weapons. They agreed that new European nations would be democratic. They agreed to tear down the Berlin Wall. They agreed that the USSR should break into several countries.

Answers

Answer:

they agreed to reduce nuclear weapons

Answer:

A

Explanation:

Edu 2023

Tech a says you should push the wrench when braking a fastener loose. Tech b says that you should pull the wrench when braking a fastener loose. Who is correct?

Answers

Answer:

tech b because gut feeling

Explanation:

What is the process of a Diesel engine uses to convert fuel to mechanical energy

Answers

Answer:

A diesel engine is a type of heat engine that uses the internal combustion process to convert the energy stored in the chemical bonds of the fuel into useful mechanical energy. ... First, the fuel reacts chemically (burns) and releases energy in the form of heat.

Samantha is reviewing an engineer’s résumé for a design project involving equipment for an agricultural firm. What is it that she is looking for in his résumé?
The engineer must have humility.
The engineer must be a civil engineer.
The engineer must have the proper credentials.
The engineer must use materials from the US Green Building Council.

Answers

Answer:

i would say C

Explanation:

Answer:

c

Explanation:

ye

Which option identifies the step skipped in the following scenario?

Eric is a newly hired engineer who has just ruined a prototype of a very expensive jet plane made from steel. He was short on time, so he rushed the molds of the body of the jet, causing them to crack. The cost incurred put the project far over budget.


He deviated from the design plans of the project.

He did not use the proper materials for the project.

He did not pay attention to the cost analysis of the project.

He did not allow the metal to cool properly when making molds.

Answers

Answer:

he didn't use the proper material

Answer:

A. He did not allow the metal to cool properly when making molds.

Explanation:

How to connect the wind turbines to the grid? Give advantages and disadvantages to your answer.​

Answers

Answer:

Electricity from the wind turbine generator travels to a transmission substation where it is converted into extremely high voltage, between 155,000 and 765,000 volts, for long distance transmission on the transmission grid. This grid comprises a series of power lines that connect the power sources to demand centers.The advantages of wind energy are more apparent than the disadvantages. The main advantages include an unlimited, free, renewable resource (the wind itself), economic value, maintenance cost, and placement of wind harvesting facilities.

2) The switch in the circuit below has been closed a long time. At t=0, it is opened.
Find the inductor current for il(t) for t> 0.

Answers

Answer:

  il(t) = e^(-100t)

Explanation:

The current from the source when the switch is closed is the current through an equivalent load of 15 + 50║50 = 15+25 = 40 ohms. That is, it is 80/40 = 2 amperes. That current is split evenly between the two parallel 50-ohm resistors, so the initial inductor current is 2/2 = 1 ampere.

The time constant is L/R = 0.20/20 = 0.01 seconds. Then the decaying current is described by ...

  il(t) = e^(-t/.01)

  il(t) = e^(-100t) . . . amperes

How does a project differ from an ongoing work effort?

Answers

Answer:

Projects have a fixed budget, while operations have to earn a profit to run the business. Projects are executed to start a new business objective and terminated when it is achieved, while operational work does not produce anything new and is ongoing.

Hope this helped!

will mark brainliest if correct
When a tractor is driving on a road, it must have a SMV sign prominently displayed.

True
False

Answers

Answer: true

Explanation:

1. Every employer shall keep the records of all accidents, dangerous occurrences, occupation
diseases and occupational poisoning at the workplace for​

Answers

l/blouoojiklnkjhljm,jl,mj l, j/ll

The regulations require various records to be kept for a minimum period of 3 years. Such records must be kept at the place where the work to which they relate is carried on or, if this is not practicable, at the responsible persons place of business. Such records must include The date and time of the occurrence.

sup 100 point for you

Answers

Answer:

thanks! :D

Have a good day!

Answer:

Yay, :)

Thank you!!!

A 0.5 m rod of some material elongates 0.1 mm on heating from 20 to 112°C. Determine the value of the linear coefficient of thermal expansion [in (°C)-1] for this material.

Answers

Answer:linear coefficient of thermal expansion of the rod =2.17 x10^-6(°C)^-1

Explanation:

The Linear thermal expansion is calculated as

ΔL = αLΔT,

where ΔL = change in length L,

ΔT = the change in temperature,

α is the coefficient of linear expansion

Change in length ΔL= 0.1 mm =0.1/1000= 0.0001m

change in temperature,ΔT= Final - Initial temperature

= (112- 20)°C=92°C

Solving, we have that

ΔL = αLΔT

α=ΔL/LΔT

= 0.0001 / 0.5 x 92

=0.0001/46

=2.17 x10^-6 / °C

The  linear coefficient of thermal expansion of the rod, α =2.17 x10^-6(°C)^-1

A typical printed page of text contains 50 lines of 80 characters each. Imagine that a certain printer can print 6 pages per minute and that the time to write a character to the printer’s output register is so short it can be ignored. Does it make sense to run this printer using interrupt‐driven I/O if each printer requires an interrupt that takes 50 µsec all‐in to service?

Answers

Solution :

Given

The number of line that can be written by printer per page = 50 lines

The number of characters that can be written by printer per page = 80 characters.

Number of pages that can be written per minute = 6 pages

The speed for writing characters to the printer can be found by

= 50 x 80 x 6

= 400 characters per sec

In one second the printer has the writing speed of 400 character.

Now each of the character uses = 50 µsec of the CPU time for interrupt.

So in each second, the interrupt overhead = 20 msec

Now using the interrupt driven input/output,  980 msec time can be available for other work.

Thus, the interrupt overhead charges only 2 percent of the CPU, that will hardly affect the program to run.

What are ethics in the engineering sector?​

Answers

Answer:

Engineering ethics is the field of a system of moral principles that apply to the practice of engineering. The field examines and sets the obligations by engineers to society, to their clients, and to the profession.

Explanation:

A rigid, insulated vessel is divided into two equal-volume compartments connected by a valve. Initially, one compartment con tains 1 m3 of water at 20°C, x = 50%, and the other is evacuated. The valve is opened and the water is allowed to fill the entire volume. For the water, determine the final temperature, in °C, and the amount of entropy produced, in kJ/K.

Answers

Solution :

Given

Volume, [tex]$V_1 = 1 \ m^3$[/tex]

Temperature, [tex]$T_1=20 \ ^\circ C[/tex]

[tex]$x_1=0.5$[/tex]

From the saturated water table, corresponding to [tex]$T_1=20 \ ^\circ C[/tex], we get the saturated liquid, vapor specific and the entropy.

[tex]$v_f=1.0010 \ m^3/kg$[/tex]

[tex]$v_g=57.791 \ m^3/kg$[/tex]

[tex]$s_f=0.2966 \ kJ/kg-K$[/tex]

[tex]$s_g=8.6672 \ kJ/kg-K$[/tex]

Now calculating the initial specific volume

[tex]$v_1=v_f+x_1 \cdot(v_g-v_f)$[/tex]

    [tex]$=1.0018+05 \cdot(57.791-1.0018)$[/tex]

    [tex]$= 29.8973 \ m^3/kg$[/tex]

Calculating the initial specific entropy:

[tex]$s_1=s_f+x+1 \cdot (s_g-s_f)$[/tex]

    [tex]$=0.2966+0.5 \cdot (8.6673 - 0.2966)$[/tex]

    [tex]$= 4.48 \ kJ/kg-K$[/tex]

So final volume of the vessel is two times bigger as the initial volume

[tex]$V_2=2 .V_1$[/tex]

    [tex]$= 2 \times 29.8973 = 59.8 \ m^3/kg$[/tex]

If we interpolate the values from tables between [tex]$v_g=57.791 \ m^3/kg$[/tex] and [tex]$v_g=61.293 \ m^3/kg$[/tex], we can get final temperature and specific entropy corresponding to value of [tex]$v_2$[/tex] :

Final temperature, [tex]$T_2= 19.6 ^\circ C$[/tex]

and [tex]$s_2 = 8.68 \ kJ/kg-K$[/tex]

Calculating change in entropy

[tex]$\Delta s = s_2-s_1$[/tex]

     [tex]$=8.68-4.48 = 4.2 \ kJ/kg-K$[/tex]

11. Technicians A and B are discussing
hybrid engines. Technician A says that idle
stop in HEVs and EREVs is a safety feature
for technicians. Technician B says that
high viscosity engine oil should be used
with most hybrid electric vehicles. Who is
correct?
O A. Technician A
B. Technician B
C. Neither Technician A nor B
D. Both Technicians A and B

Answers

Answer:

C. Neither Technician A nor B

Explanation:

Just took the test

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