Based on the fact that this is the first year rate on an adjustable rate mortgage, the Johnsons are most likely seeing a teaser rate.
What is a teaser rate?This is a rate that is commonly included with an adjustable rate mortgage to entice customers to take out such loans.
It is normally lower than the market rate, but only for a short time before the bank modifies the mortgage.
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You will have $____ in six years if you set aside $5,000 at 8%. (use the future value tables from chapter 5.)
Answer:
7,934.35
Explanation:
You will have $7,934.35 in six years if you set aside $5,000 at 8% according to the future value tables.
What is the future value table?The future value tables, often known as FV tables, are used to calculate future values without the aid of a financial calculator. They offer the value of the 1 received now at the conclusion of period n at an i% discount.
An approach for estimating an annuity's future value is represented by an annuity table. When a specified interest earnings rate is assumed, the annuity table includes a factor that is relevant to the future value of a series of payments.
For investors and financial planners, the future value is crucial because they use it to predict how much an investment made now will be worth in the future. Investors can make wise investment choices based on their projected demands by knowing the future worth.
One way to do this is to use future value, which aids investors in estimating what an asset or investment may be valued in the future.
Future value is influenced by a number of variables, including an asset's current worth, the rate of return investors anticipate, and how far into the future they wish to look.
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How many hotdogs are estimated to be eaten per second from memorial day to labor day?.
Answer:
818 hotdogs
Explanation:
Yes, thats the answer :)
In what way does a cost center differ from either an investment center or a profit center? Select one: A. Cost centers are a much less common component of current business organizations, given the increased emphasis on value chain analysis. B. A cost center is always smaller than either an investment center or a profit center. C. A cost center recognizes neither revenues nor computes income. D. Both A and B are correct.
Answer:
C. A cost center recognizes neither revenues nor computes income
HELP PLEASE!!!
1) Consumers have an innate preference for consistency. True or false?
2) Cognitive dissonance can stem from regret for purchasing something that is not liked later, but not from not purchasing something that is liked later. True or false?
3) The most common way cognitive dissonance is seen in consumer behavior is via:
a. returning merchandise
b. online browsing
c. credit card use
d. sensory marketing
Answer:
c
Explanation:
Firm Q operates a cash basis consulting business. In October, Firm Q billed a client for $23,400 of consulting services. In November, the client settled the bill by paying $10,000 cash and transferring marketable securities worth $13,400 to Firm Q. Required: How much taxable income does Firm Q recognize on settlement of the bill
Firm Q is a cash basis consulting firm and received only $10,000 cash, but it will recognize the entire $23,400 as the total value of the cash and non-cash payment. The amount billed for the services provided will be taken as taxable income irrespective of how much it is received in cash.
What are cash-basis taxpayer rules?A taxpayer deducts prices withinside the year they're paid off, which isn't always the year they have been incurred is referred to as cash basis.
The amount billed for the services provided will be taken as taxable income irrespective of how much it is received in cash.
Therefore, the transaction has been completely settled. Firm Q will recognize the entire $23,400 as the total value of the cash and non-cash payment for taxation purposes.
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Discuss two reasons for starting a business.
Answer:
To get lots of money
Work at your own pace and work your own hours
Explanation:
Answer:
Starting a business is a lot of work but to make money
and to get money to support yourself and family to be able to keep you going and up on your feet
Explanation:
hope this helps
If you focus on the present now, instead of focusing on your future concerns, you will be able to __________. a. gain more enjoyment from your leisure time b. avoid doing more work than necessary c. create a feeling of control in your life d. all of the above please select the best answer from the choices provided a b c d
If you focus on the present instead of the future, you will be able to gain more enjoyment from your leisure time, hence option A is correct.
What is meant by the term Leisure?Leisure can be defined as a time set apart from relaxation, or a time to relax from work or any mentally or physically draining activity.
It should be noted that when one is distracted by the future or the past, one is bound not to get the most out of their leisure time.
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Generally, the most important category on the statement of cash flows is cash flows from:.
Answer:
The operating activities section of the statement of cash flows is generally regarded as the most important section since it provides cash flow information related to the daily operations of the business.
I am planning to open a bakery and sell bread. My fixed costs for the bakery total $200,000. If I sell my bread for $6 and I use up $1 worth of ingredients baking each loaf, how many loaves do I have to bake to break even
Answer:
40000
Explanation:
I got this answer by 200000 ÷ 5 because the loafs caused one dollar to make and sell for six dollars.
It equals 40000 therefore 40000 loafs are needed to be made to even up with the cost it takes to fix the bakery.
Each of the following financial products will help you build a credit
history EXCEPT
O Secured credit card
O Debit card
O Auto loan
O Credit card
The option B, Debit card is true as it does not help in building a credit
history.
What is a debit card?A debit card is a payment card that can be used in place of cash to make purchases. It deducts money directly from a consumer's checking account when it is used.
Debit cards allow you to spend money by drawing on funds you have deposited at the bank. Credit cards allow you to borrow money from the card issuer up to a particular limit.
Thus, option B debit card is true because to build a credit history it is necessary to borrow from a bank.
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A worker’s positive reaction to a negative performance review from an employer might be to ______. a. ignore the criticisms made at the review b. address the criticisms made at the review c. dismiss the criticisms made at the review d. agree with the criticisms made at the review please select the best answer from the choices provided a b c d
A worker's positive reaction to an employer's negative performance review may be to address the criticisms made in the review.
What is the role of performance appraisal?It is a technique used in organizations with the objective of assisting in the development of the employee, through the review of their organizational conduct, instituting new functions and evaluating training needs if necessary.
Therefore, through the performance evaluation, the employee receives feedback for their organizational functions, being able to align their conduct to the company's needs and develop their professional skills.
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Price controls are sometimes used when the natural operation of free markets leads to: positive externalities. undesirable outcomes. an efficient distribution of goods. a trade deficit.
When a price controls are used, the natural operation of free markets leads to positive externalities.
What is a positive externalities?This refers to a condition that exists when the production and consumption of a good or service benefits a third party not directly involved in the market transaction.
Therefore, the Option A is correct.
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Price controls are sometimes used when the natural operation of free markets leads to undesirable outcomes. Option B. This is further explained below.
What are Price controls?Generally, Price control is simply defined as a government rule setting a maximum price for specific commodities and services.
In conclusion, Occasionally, price restrictions are implemented when the normal functioning of free markets results in unwanted consequences.
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Each component of a spreadsheet is identified in a specific way. which spreadsheet component is identified using letters of the alphabet? in a spreadsheet application, a is identified using letters of the alphabet.
The spreadsheet component is identified using letters of the alphabet in a column.
What is Column?In spreadsheet, Columns is known to often run in a vertical direction while on the spreadsheet.
Note that an Excel spreadsheet is made up of 256 columns that are labeled with the use of letters of the alphabet.
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Why should an employer have employees sign a copy of the company's personnel policy? a. to get an official copy of the employee's signature b. so that the company knows how much money to withhold from payroll c. so it's easier to hold employees accountable for following the policies d. to encourage employees to discuss the policies with each other
Why should an employer have employees sign a copy of the company's personnel policy is: c. so it's easier to hold employees accountable for following the policies.
What is personnel policy?Personnel policy are lay down rules or policy that an employee must follow when so as to develop a personnel relations.
An employer make it mandatory for an employees to sign a copy of the company's personnel policy so as to make it easier to hold employees liable.
Therefore the correct option is C.
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PLEASE HELP WILL GIVE BRAINLIEST
What tools can you use to learn how quickly you might pay down a student
loan?
OA. Online currency conversions
O B. Online calculators
OC. Scientific calculators
O D. Loan conversion tools
Online calculators can be used to know how quickly payment of the student loan can be pay down.
What are the best ways to know about the pay down of student loan?An online loan calculator is the powerful tool, this is used to recognize approximately the month-to-month fee needs to be made at the loan.
.
This calculator mainly estimates the annual salary or amount to be required to pay down the student loan without financial problem.
The calculator is mainly used for the student loan and auto loans.
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How does the Competition Commission regulate competition in South Africa?
(
In South Africa, the Competition Commission regulates competition by monitoring restrictive business activities and regulating the mishandling of positions and the mergers of entities.
What is Competition Commission?Competition Commission is an independent authority established under the Competition Act of the year 1998.
Competition Commission was established in the country of South Africa in order to promote healthy competition. It can be resulted in providing goods to consumers at competitive costs with varied products and initiates adaptability, enhancing efficiency and the development of the economy.
Therefore, the regulation of business practices and the mergers are the ways in which Competition Commission regulates the Competition.
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Select the correct answers from each drop-down menu. phillip purchased a machine for his business last year. it cost $50,000. the machine required a skilled operator, who was a worker earning $2,000 per month. how will phillip treat the cost of the machine and the wages of the skilled operator in his books of accounts? in his books of accounts, phillip will record the machine as a(n) and the wages paid to the skilled operator as a(n) .
Philip will treat the cost of machine as an asset, and the wages paid to the skilled operator will be treated as an expense.
What is the difference between an asset and an expense?An asset is referred to as such utility, whether tangible or intangible, which owned and controlled solely by a business organization in the normal course of business.
An expense, on the other hand, is regarded as the payments which are made for ensuring normal and smooth functioning of the business operations in a firm.
Some examples of assets are plant and machinery, goodwill, patents, land, building, and such others. While the examples of expenses include rent, salaries and wages.
Hence, the difference between an asset and an expense is given.
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Answer:
asset
expense
Explanation:
Nia is editing a row in an Access table. The row contains the Pencil icon on the left end of the record. What does
this icon indicate?
O The record is committed.
O The record has not been witten.
The record has been written.
O Nia is editing the record currently.
Answer:
Nina is editing the record recently.
Explanation:
It should be this one.
Determine, to the nearest tenth of a year, how long it would take an investment to double at a 3 3 4 % interest rate, compounded continuously
Based on the interest rate and continuous compounding, the investment would double in value after 18.5 years.
When will the investment double in value?The future value using continuous compounding is:
= Amount x e ^ (rate x time)
Interest is:
= 3.75%
To double, the formula is:
2 = e ^ (0.0375 x time)
In2 = 0.0375 x time
t = In2 / 0.0375
= 18.5 years
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Jerica wants to watch videos about careers in the construction field. which resource would be most helpful for this? careeronestop o*net the bls the sba
The resource would be most helpful for this careeronestop hence option A is the correct answer.
What is Careeronestop?Careeronestop is an online tool that seeks to help job seekers and the unemployed get the right information they need about their next job or the job they are about to apply to.
Careeronestop provides resources ranging from videos, training, and workshops.
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HELP
Question
Q. To properly manage your checking account you should do which of the following?
A.Update your transaction register regularly to include all checks, ATM withdrawals, and debit card purchases.
B.Balance your checkbook daily using the most current information about your account by phone, ATM, or online.
C.Promptly review your checking account statement every month.
D.All of the above
Kendall Wong has a car to sell and advertises it online. Several potential buyers test drive the car. All five conditions that are necessary for an exchange to occur exist in this scenario. Has an exchange occurred
The exchange has not taken place, the exchange will occur only when Until Kendall sells the car.
A process of taking something from someone on behalf of anything is called an exchange. For example when we purchase a product and in return provide money to the shopkeeper.
The condition which is compulsory by while making an exchange is there should be the presence of both the party in exchange in which one is the giver and another one is the receiver.
Both the parties involved in the exchange are free to accept and reject the offer. There should be fair communication between both parties to successfully close the deal.
The value of exchange should be worthful to another party in terms of market rate, there should be no place for exploitation or fraudulent behavior will be accepted. The consent of both parties is required to take place in exchange.
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Discuss some of the trade-offs and the challenges of a move to an enterprise-level analytics solution for companies and their end-users who might have grown accustomed to working with their customised solutions for generating data.nationwide mutual insurance company
The The challenges of a move to an enterprise-level analytics solution fare:
Taking in real-time useful data. Keeping tab with the influxes of data. Creating collected raw data readable., etc.What is trade off?A trade-off is known to be a kind of situational decision that entails the reduction or losing of a given quality, quantity, or others so that one can gains in other areas.
Note that trade off includes partnering with a firm and disclosing some business secret to them. This may influence a person's business in one way or the other.
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Industrial robots have completely changed manufacturing because they: Multiple select question. improve productivity can work 24/7 with great precision increase the number of jobs for humans reduce costs
Industrial robots have changed manufacturing by:
They improve productivityreduce costscan work 24/7 with great precision What are the industrial robots?These are the robots that were developed through the use of artificial intelligence.
The goal is to have the robots take on the tasks that are usually provided by humans around the world.
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Write a summary of the communication differences between men and women.
Men are known to be very easy to adopt what is known as the “report talk,” but women are known to move or gravitate toward a kind of “rapport talk.”
What are the communication differences between men and women ?The communication differences between men and women is that that men and women are very likely to show different styles of verbal communication.
Men are known to be very easy to adopt what is known as the “report talk,” but women are known to move or gravitate toward a kind of “rapport talk.”
Note that the Reporting style of communication is one that is influence or pushed by the exchange of some kind of factual information to handle any issue or problem.
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Answer:
Explanation:
men speak with less emotion than women and they speak with confidence which helps them assert their dominance but women speak with more emotion which makes them more helpful when there is an emotional topic being spoken about
Review the Roles of Line Management and Social Network and Information Technology sections. Note the various roles in the organization and note the similarities and differences within each role. Also, note how innovation technology management shapes how we communicate amongst coworkers within an organization.
Innovation technology management shapes the form of social and professional communication, making it faster and more dynamic, facilitating commercial negotiations.
How has information technology impacted communication?With the automation of organizational processes, communication has been improved, becoming instantaneous, with more comprehensive and faster organizational decisions, strengthening globalization and digital marketing.
Therefore, technological innovations have made the organizational environment more dynamic, where communication generates innovation and the speed with which processes are carried out.
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360.org, an organization working toward curbing climate change, recently conducted an interview with Jessica for the position of a public relations officer. However, interviewers Brenda and Laura are divided over whether Jessica should be given the job. Brenda believes that Jessica does not have in-depth knowledge about the issue of global warming and its impact. On the other hand, Laura feels that Jessica would be perfect for the job because she has strong interpersonal skills. Which of the following, if true, would weaken Laura's argument?a. Gaining the support of corporate giants would comprise a large part of the job.
b. Jessica will need to prepare extensive reports about the issue of climate change.
c. The role will require Jessica to give presentations to environmental experts on renewable modes of energy.
d. Jessica had negligible experience in research and development.
The factor that would weaken the argument of Laura is that Jessica was unable to communicate clearly why she was right for the job.
How to know the person that is right for a job.The way to determine the person that would be right for the job is to go through the portfolios of the candidates and determine the person that has the most skills and experience tailored towards the job.
Jessica does not know about the issues of the job but she has good interpersonal skills. If she does not communicate the reason she is right for the position, it would weaken her position.
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REALTOR Dana is a complainant in an ethics complaint. As long as the respondent agrees to the method, Dana's confident that they'll be able to use mediation in the matter. How is Dana so sure?
How is Dana so sure is; All local boards must tend to offer mediation in otherwise arbitrable matters.
What is mediation?Mediation can be defined as the way in which a mediator help to resolve dispute whenever their is conflict between two parties by making use of dispute resolution techniques.
Offering mediation in arbitrable matter is important as it can tend to help to settle dispute.
Therefore All local boards must offer mediation in otherwise arbitrable matters.
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Imagine you are working in business analytics for a company that interests you. It could be a sports team, a movie studio, a video game maker, or a clothing designer, for example. Explain how you would use business analytics to improve the company’s goods or services. Make sure your answer shows your knowledge of what business analytics is.
Modern big data analytics and operations expect the styles of consumers. After that, they use the one's styles to inspire brand loyalty as they are able to acquire greater data to examine greater developments for customer satisfaction.
What do you mean by Business analytics?
Business analytics (BA) is a set of disciplines and technology for fixing commercial enterprise issues with the usage of records analysis, statistical models, and different quantitative methods.
Business analytics allows for handing over smarter offerings and products.
Thus, Business analytics allows organizations to provide better products and improve customer satisfaction.
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Question number 1) at millions of dollars per ad, the super bowl is by far the most expensive television media program. the video suggests that this high expense can be well worth it for companies because __________________________.
Answer:
Why has my town experienced record-breaking cold and snowfall if the climate is warming? Is there scientific consensus that people are causing today's climate change? Do natural variations in climate contribute to today's climate change?