The amount of money a consumer has left after paying for food, clothing, and shelter is referred to as Disposable Income.
What is disposable income?Disposable income is the excess income that remains after the consumer or income earner has paid for the necessities of life. The necessities of life include food, clothing, and shelter.
The consumer can use the disposable income to build up their budget and increase their savings.
Disposable income can be differentiated from discretionary income. Discretionary income includes the amount of income that the consumer can further spend, invest, or save after the payment of taxes and personal necessities.
Thus, the amount of money a consumer has left after paying for food, clothing, and shelter is referred to as Disposable Income.
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Which savings account will earn you the least money?
One that earns simple interest daily.
One that earns simple interest monthly.
One that compounds interest daily.
One that compounds interest monthly.
The savings account that would earn the least amount of money is the account that earns a simple interest monthly.
What does simple interest and compound interest mean?
Simple interest rate is the interest that is paid only on the principal portion of a loan. This means that the debtor does not pays interest on the interest rate already accrued. This differs from compound interest where the debt holder pays interest on the principal and the interest rate already accrued.
This means that an account that earns a compound interest would have a higher yield when compared with an account that earns a simple interest.
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A specific example of exploring your own beliefs is:
A. thinking about which religious ideas make sense to you.
B. accepting what you have learned from your family members.
C. taking action to make your life better than it was before.
D. deciding to act in a way that stands out from the crowd.
Accepting what you have learned from your family members is a specific example of exploring your own beliefs. The correct option is B.
Why is it important to have your own beliefs?A belief system can give one a sense of solace, purpose, and community. This is particularly valid during trying times. Beliefs may have an impact on recovery and raise the quality of life.
The downward arrow technique can help you identify your core beliefs. Finding the underlying belief that each thought is based on requires tracking it all the way down to the ground. Start by thinking of a self-perceived flaw, such as the fact that you procrastinate excessively.
Thus, the ideal selection is option B.
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True or false: For financial analysis, financial statements and accounting numbers are more important than cash flows.
Answer:
false
Explanation:
Why is it important to be extremely careful when completing your 1040 form?.
Answer: mistakes on your 1040 form make you ineligible for employment during the next year
Explanation:
THINK
1. Some elements of the business plan require outside source
information. If your business manufactures cardboard boxes
what specific sources might you need to consult?
The sources one might need to consult are;
Existing Cardboard boxes producersCardboard paper manufacturersMajor wholesalers and retailersFeasibility studies in Business planningThe feasibility study provides and analyzes several alternatives or methods of achieving business success.
Additionally, the feasibility study helps to narrow the scope of the project to identify the best business conditions.
On this note, some outside sources of information might need to be consulted regarding some Elements of a business plan.
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If you were the CEO of a company that was looking to implement strategies to fill a perceived strategic-planning gap, you would most likely explore ____ strategy first because it is easier to improve an existing business than to build a new one.
The strategy of market-penetration will be employed because it is helps to improve an existing business than to build a new one.
What is market-penetration?The strategy of market penetration is used for a product or service in the existing market to build a larger customer base, increase market sales etc
In conclusion, the strategy of market-penetration will be employed because it is helps to improve an existing business than to build a new one.
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Making sure that the activities of employees match the organization's goals is called _____. Multiple choice question. human resource management recruiting training and development performance management
Answer:
performance management
Explanation:
hope it helps
A parallel plate capacitor is connected to a battery that maintains a constant potential difference between the plates. If the plates are pulled away from each other, increasing their separation, what happens to the amount of charge on the plates?.
From the information regarding the capacitor, when the plates are pulled away from each other, the amount of the charge decreases.
What is a capacitor?A capacitor simply means a device that's used for storing electrical energy in a field.
In this case, when plates are pulled away from each other, increasing their separation, the the amount of the charge decreases.
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Trader Joe’s differentiates itself from competitors by offering top-quality foods obtained through sustainable agriculture. This business strategy implies that Trader Joe’s focuses on Multiple Choice decreasing the existing value gap by providing luxury goods to customers. maintaining a less steeper learning curve as compared to its competitors. increasing the perceived value created for customers, which allows it to charge a premium price. lowering its costs compared to its competitors, while offering adequate value for its products and services.
Trader Joe's differentiates itself from competitors by increasing the perceived value created for customers, which allows it to charge a premium price.
How do you thrive in a competitive market?One of the strategic measures to inculcate as business personnel for you to thrive above your competitors is to know what your customer wants.
Trader Joe's understands what his/her customer wants. Therefore, He increased the perceived value created for his customers.
However, this will increase the price of the products sold to the customers but since there is a value that makes a huge difference from his competitors, the customers won't look at the price but rather the value of what they are buying.
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The vast bulk of Marx's theoretical efforts consisted of a painstaking analysis of capitalism as a a. world economic system. b. tool of emancipation. c. mode of production. d. theory of hegemony.
The majority of Marx's theoretical efforts consisted of a painstaking analysis of capitalism as a world economic system.
What is capitalism?A capitalism is an economic system whereby the citizen, manufacturer and producers independently runs the affairs of an economy production with no regulation from government.
Hence, the majority of Marx's theoretical efforts consisted of a painstaking analysis of capitalism as a world economic system
Therefore, the Option A is correct.
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What is the purpose of jim lentz’s series of presentations to toyota employees in california?.
To address employees concerns and provide details about relocation.
Relocation of Employees
CEO Jim Lent addressed the employees at Toyota to their concerns and to inform them about the relocation that is planned at a board level and then it is to be implemented.
CEO of Toyota is therefore addressing the employees to provide them details about relocation and to address their concerns.
CEO of ToyotaJim Lent CEO of Toyota, addressed the employees to provide them details about relocation and to address their concerns.
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Which two statements are characteristics of high-involvement purchases?.
The statements that depict high-involvement purchases include:
The purchase can reflect on one's social image. The purchase can have serious personal consequences.What is a high involvement purchase?A high involvement purchase simply means when a consumer buys a product that's expensive.
This poses a risk of emotional consequence when a mistake is made. The purchase can also reflect on one's social image and have personal consequences.
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Ruby, a seventeen-year-old, purchases a car from Smitz Used Auto Sales and agrees to pay for it over a period of twenty-four months. Ruby makes the payments for four months but then decides the car payment is too much for her limited budget. Ruby tells Smitz that she wants to stop making payments and that she wants out of the contract completely. The contract between Ruby and Smitz can be canceled by:
Answer:
Ruby
Explanation:
Because she is a minor, but Ruby must return the car.
The contract between Ruby and Smitz can be canceled by Ruby. Because she is a minor, but Ruby must return the car on cancellation of the contract.
What is a contract?A contract is an agreement that specifies certain legally binding rights and responsibilities for two or more mutually agreeing parties. A contract usually includes the exchange of goods, services, or money, or the promise to exchange any of these at a later date.
If a contract is breached, the injured party may pursue judicial remedies such as damages or rescission. A treaty is a legally binding arrangement between parties in international law. When a party to a contract fails to fulfil its obligation(s), whether partly or entirely, as specified in the contract, or conveys an intent to fail the obligation, or otherwise appears unable to perform its obligation under the contract, this is referred to as a breach.
Therefore, in this case as Ruby is a minor she must return the car when the contract between Ruby and Smitz will be canceled.
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Who will most likely have the lowest credit score?
A. Ramon updates his credit report to include a name, Joachim, that he used before he moved.
B. Manuel gets a credit report from each credit bureau once a year.
C. Kimmy applies for credit cards three times a year.
D. Alexa contacts the credit bureau because there is an error on her
report
Kimmy has applied for the credit card three times assuming she has not been given prior to that that signifies that she has a low credit score. Thus, option C is correct
What is credit score?Credit score means that a person is assigned a score in numerical form that depends upon income, expense, credit and timely payments. Higher the number means good credit score and vice versa.
Credit score is deemed as low when a person comes under the range of 300-850. As Kimmy has applied for credit card three times, that means she falls under the low credit score range.
Kimmy does not have a credit card even after applying that means she has low credit score. Therefore, option C is the correct option.
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When an economy is operating inside its production possibilities frontier we know that :_________
a. the economy is operating with efficiency.
b. to produced more of one good, the economy would have to give up some of the other good.
c. moving to a point on its production possibilities frontier would be economic growth.
d. there are unused resources or inefficiencies in the economy.
When an economy is operating inside its production possibilities frontier we know that there are unused resources or inefficiencies in the economy.
What is the production possibilities frontier ?The production possibilities frontier show the various combination of two goods that can be produced by an economy when its resources are fully utilized.
The production possibilities frontier is concave to the origin. This means that as more quantities of a product is produced, the fewer resources it has available to produce another good.
Point outside the curve means that the production level is not attainable given the level of resources. Points inside the production possibilities curve means that the nations resources are not being fully utilised
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For an economy as a whole, income must equal expenditure because a. the number of firms is equal to the number of households in an economy. b. individuals can only spend what they earn each period. c. every dollar of spending by some buyer is a dollar of income for some seller. d. every dollar of saving by some consumer is a dollar of spending by some other consumer.
Every dollar of spending by some buyer is a dollar of income for some
seller is why income must equal expenditure.
What is Economy?This is defined as all the activities related to production, consumption, and
trade of goods and services in an area.
Income is equal to an expenditure in an economy as a result of every
dollar spent by the buyer being equal to the dollar received by the seller
which makes option C the most appropriate option.
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Tim would like to use his income tax return to pay off one of his four credit cards. His previous plan was to pay off all four credit cards in the same timeline of 36 months. He wants to eliminate the card that is charging him the most interest on a monthly basis. The chart below outlines Tim's four credit cards, their balances, and their APRs. Which credit card should Tim use his tax return to pay off?.
Answer:
That's the answer
Explanation:
Cus it's math
Answer:
d
Explanation:
A corporation must write ________ that set out the purpose of the business and how it is to be governed.
A corporation must write goals that set out the purpose of the business and how it is to be governed
What Is a Corporation?A corporation is a legal entity that is separate hence different from its owners. This implies that a corporation have all the qualities same as individuals.
A corporation as legal entity can sue and be sued. It is owned by its shareholders, who elect a board of directors and are responsible for the controlling of the organization.
Hence, a corporation must write goals that set out the purpose of the business and how it is to be governed.
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All of the following describe blockchain: Multiple select question. blockchain cannot verify and facilitate Bitcoin transactions blockchain makes it more difficult for the ledger to be modified blockchain is continuously and simultaneously updated and verified blockchain is a less secure type of accounting ledger
The blockchain can be very precisely described by the statement that blockchain is continuously and simultaneously updated and verified. Third option is correct.
A specific type of shared database called a "blockchain" differs from other databases in that it stores data in blocks that are linked together via encryption.
Although a ledger has historically been the most widely utilized use for transactions, a blockchain may be used to store a variety of different types of data.
They serve an essential role in maintaining a secure and decentralized record of transactions in bitcoin systems, but they are utilized in a variety of other systems as well.
Thus, third option is correct.
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True or false? The holistic social media team model is common in growing companies. In this model, one team coordinates the approach to managing each social media account in partnership with other groups within the organization.
The holistic social media team model is common in growing companies based on the above is a False statement.
What is holistic model social media?The holistic social media strategy is known to be a form of closed loop.
One can promote their content through the use of social media platforms. People visit to one's website is due to one's content. A person can make it easy for all people to get their content but one can also get their information for any type of messages based on your content.
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New communication technology can impact seemingly unrelated industries such as the airline industry. This would be an example of a
An example of a threat from substitute products is when new communication technology impacted unrelated industries such as the airline industry.
What are substitute products?A substitute products refers to similar product that can be replaced with use of former product by the consumers
In conclusion, the example of a threat from substitute products is when new communication technology impacted unrelated industries such as the airline industry
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Enron kept company debt and insider trading hidden through complex organizational partnerships and processes. A cultural change that might have exposed the fraud as it was occurring is:
A cultural change that might have exposed the fraud that Enron participated in as it was occurring is: d) the establishment of a whistle-blowing hotline.
What is Whistle-blowing?Whistle-blowing is a term that is given to the act of making people aware of fraudulent practices. The whistle-blows open up the fraud that was meant to be concealed to the authorities.
So, if a person exposes the fraud that Enron engaged in, then he has engaged in whistle-blowing.
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compare how medicare taxes are paid by individuals who are employees to those who are self employed.
a) employees do not pay the medicare tax and the employer pays for both halves of the tax (2.9%) self employed individuals pay for both halves of the tax (2.9%)
b) employees pay half (1.45%) of the medicare tax while the employer pays the other half. self employed individuals pay for both halves of the tax (2.9%)
c) employees pay half (1.45%) of the medicare tax while the employer pays the other half. self employed individuals pay half (1.45%) of the medicare
d) employees pay for both halves of the tax (2.9%) and the employer does not pay the medicare tax. self employed individuals do not pay medicare tax
Employees pay half (1.45%) of the medicare tax while the employer pays the other half.
What is Medicare tax?This is an insurance which is deducted from wages and salaries in order to cater for healthcare.
In cases where people are self-employed they pay both halves of the tax while in situations where they have an employer , it is split into two in which the employer and employee pay them.
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Answer:
employees pay half (1.45%) of the medicare tax while the employer pays the other half. Self-employed individuals pay for both halves of the tax (2.9%)
Explanation:
I Just Know
Recently the price of a popular perfume has increased by $10. How will the price change likely affect the quantity demanded and supplied?.
Supply will increase, and demand will decrease if the price of a popular perfume increase.
What is supply?Supply is the quantity of goods and services, a supplier is willing to supply to the market at a particular price. Suppliers are willing to sell more quantity of a good when the price increases than when the price decreases to maximize their revenue and profits.
A supplier will be willing to supply more goods if there is an increase in price of such goods.
However, the opposite is the case for a buyer whereas a buyer would reduce the quantity of goods he or she purchase due to the increase in price.
Hence, supply will increase and demand will decrease if the price of a popular perfume increase.
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Freeman Corp., a large corporation, plans to issue 45-day commercial paper with a par value of $3,000,000. Freeman expects to sell the commercial paper for $2,947,000. Freeman's annualized cost of borrowing is estimated to be ____ percent.
Freeman Corp's annualized cost of borrowing is estimated to be 14.3 percent.
What is the annualized cost?The annualized cost of borrowing represents the percentage cost of debt when, for example, the 45-day commercial paper is smoothened over a year or 365 days.
Data and Calculations:Par value of 45-day commercial paper = $3,000,000
Sale proceeds from the commercial paper = $2,947,000
Discount on issuance = $53,000 ($3,000,000 - $2,947,000)
Annualized cost of borrowing = 0.143 ($53,000/45 x 365)/$3,000,000
= 14.3% (0.143 x 100)
Thus, Freeman Corp's annualized cost of borrowing is estimated to be 14.3 percent.
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Ten years ago, Ann was gifted a bond. If the investment earned an annual interest of 3.2% compounded quarterly for the life of the bond and it is worth $4,805.02 today, how much was the original gifted bond worth?
The original worth of the bond is $1363.04.
What was the original value of the bond?
The formula that can be used to determine the original value of the bond is:
PV = FV ÷ (1 + r)^nm
Where:
PV = present value FV = future value r = interest rate n = number of years m = number of compounding4,805.02 ÷ (1.032)^(4x10) = $1363.04
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Maria and Tom both serve as SBU managers of their divisions. They have both been asked by the CEO to generate two different courses of action for a new product launch. This strategic decision-making technique can be described as Group of answer choices
The name which is given to the strategic decision-making technique can be described as:
Dialectic inquiry.Who is a Manager?This refers to a person who is in charge of organizing other workers and taking care of resources for optimal performance.
With this in mind, we can state that dialectic inquiry was used to make two managers Maria and Tom to generate different courses of action for a product launch
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Place emergency flares or triangles ... to ...feet behind the car when it is stalled on the roadside.
Answer:
about 10 feet
Explanation:
I am guessing you are asking how many feet to put it behind your car correct if I am wrong
If you were to make $9. 00 per hour and worked 36 hours over the past two weeks, what would your gross income be on your paycheck?.
My gross income on the pay check is $324.
What is the gross income?Gross income is the total income earned by a worker before any deductions are made. These deductions include tax and pension deductions. Gross income is usually greater than net income.
In order to determine the gross income, multiply the pay per hour by the total hours worked.
Gross income = pay per hour x total hours worked
$9 x 36 = $324
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Which one of the fixed asset accounts listed below will not have a related contra asset account?.
The fixed asset account that does not have a related contra asset account is Land.
What are fixed assets?Fixed assets are company assets, used for daily operations. These assets will have a useful life of more than one year and will be recorded as non-current assets on the balance sheet.
A contra account is an account used in a general ledger to reduce the value of a related account, hence land is not part of it.
Examples of fixed assets include:
LandBuildingEquipmentVehiclesHence, the fixed asset account that does not have a related contra asset account is Land.
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