Terron has monetary assets that total $8,500 and monthly living expenses that total $2,000. His emergency fund ratio is 0.75.
An emergency fund is a good thing to ought to preserve you out of debt. You should have three-6 months' worth of dwelling charges on your emergency fund.
Charge hazard is the chance that the truthful fee of economic instruments will trade when hobby costs alternate. for example, buying and selling portfolios, held-for-sale mortgage portfolios, and loan servicing properties contain rate hazards.
Learn more about funds here https://brainly.com/question/4521829
#SPJ4
retirement planning includes all of the following except: a. changes in the amount of free time available. b. changes in perceptions of family members. c. financial planning. d. recognition of lifestyle changes.
Retirement planning includes changes in perceptions of family members.
What five things should you consider when you plan for retirement?Recognizing the five typical retirement risk factorsLongevity. Even though none of us can anticipate our exact lifespans, those who are 65 years old have a good likelihood of living in retirement for 20 years or more. ...Inflation, market turbulence, health care/unexpected expenditures, withdrawal strategy, and other factors.The process of retirement planning entails identifying desired levels of retirement income and the necessary resources. Identifying income sources, estimating costs, putting a savings strategy in place, and managing assets and risk are all part of retirement planning.This point was made for a number of years using an older metaphor. Benefits from Social Security were once referred to as one leg of a three-legged stool that also included private pensions, savings, and investments.To learn more about Retirement planning refer to:
https://brainly.com/question/28129540
#SPJ4
ceteris paribus, what do you expect to happen to the equilibrium quantity of pollution prevented if the marginal benefit of pollution prevention decreases? multiple choice question.
Correct reply is Equilibrium quantity increases.
Equilibrium extent is when there is no scarcity or surplus of a product in the market. Supply and demand intersect, which means the quantity of an item that consumers favor to purchase is equal to the amount being supplied by using its producers.
How do you find whole equilibrium quantity?It can be calculated by way of fixing the demand and supply function (Qa – bP = x + yP). Solving the equation when the supply equals the demand offers an equilibrium price.
How does equilibrium extent change?A minimize in demand will motive the equilibrium charge to fall; volume furnished will decrease. An increase in supply, all other matters unchanged, will purpose the equilibrium rate to fall; quantity demanded will increase. A decrease in furnish will motive the equilibrium price to rise; extent demanded will decrease.
Learn more about equilibrium quantity here:
https://brainly.com/question/26075805#SPJ4the one-year interest rate is 4.80% and the two-year interest rate is 5.13%. what is the one-year interest rate one year from now? assume the rates are effective annual rates.
An interest rate tells you how much it costs to borrow money or how much it pays to save money. Hence interest rate is 5.46% .
What is interest rate ?So, if you're a borrower, the interest rate is the amount you pay for borrowing money, expressed as a percentage of the total loan amount. For a given loan size, the higher the percentage, the more you must pay back.
If you save, the savings rate indicates how much money will be deposited into your account as a percentage of your total savings. The higher the savings rate, the more money will be deposited into your account for a given deposit size.
Two year interest rate = 5.13%
One year interest rate = 4.8%
(1+0.0513)^2 = (1+0.048)*(1+x)
one year interest (x) = 5.46 %
Learn more about Interest Rate here
https://brainly.com/question/15967160
# SPJ 1
excluding farmworkers, the service sector accounts for what percentage of jobs in the united states?
Excluding farmworkers around 80% people are engaged in the service sector.
Explain in detail.
According to the U.S., the service sector creates intangible things, or more specifically, services rather than goods According to the Census Bureau, it includes a variety of service businesses, such as waste management, professional services, securities and other investment services, transportation and warehousing services, and information services.The four aggregate macroeconomic sectors that make up the fundamental framework for the macroeconomic analysis are household, business, government, and foreign, which together account for four of the gross domestic product's expenditures. These four industries are the main "actors" on the macroeconomic stage.To know more about Service sector here
https://brainly.com/question/19294131
#SPJ1
the following taxpayers are covered by an employer-sponsored retirement plan. which one may fully deduct their traditional ira contribution in 2021?
A single filer with no employer-sponsored retirement diagram can deduct the full amount of a ordinary IRA contribution.
2 However, if you are included by using a retirement sketch at work, then these income restrictions apply: A full deduction is on hand if your modified AGI is $68,000 or much less for 2022 ($73,000 for 2023).
Can you deduct Roth IRA contributions?You can't deduct contributions to a Roth IRA. However, the withdrawals you make all through retirement can be tax-free. They should be certified distributions. You can withdraw contributions at any time besides tax or penalty.
No retirement design at work: Your deduction is allowed in full if you (and your spouse, if you are married) don't seem to be blanketed by using a retirement format at work.
Learn more about IRA contributions here:
https://brainly.com/question/2108625#SPJ4If the japanese government imposes tariffs on imported foreign rice, the result will be….
Answer:
Explanation:
If the Japanese government imposes tariffs on imported foreign rice, the result will be... an decrease in employment in the Japanese rice industry.
Stockholders are individuals who _____________.
A shareholder is an individual who holds one or more shares of stock in a public or private business. Shareholders receive ownership rights based on the percentage of corporation stock they possess.
What exactly are shareholders, and what is the distinction between stockholder and shareholder?A shareholder of a corporation is an individual or legal entity who is registered as the legal owner of shares of a public or private corporation's share capital by the corporation. Shareholders are individuals who are owners of a corporation.
To get into the nitty-gritty of the phrase, "stockholder" officially refers to the owner of the stock, which might be interpreted as inventory rather than shares." Shareholder," on the other hand, refers to the owner of a share, which may only apply to an equity position in a corporation.
To learn more about shareholders, click
https://brainly.com/question/27335017
#SPJ1
A couple starting a business together would like to share the decisions, have few start-up costs, and protect their personal assets. Which business structure would suit
their needs best?
O Corporation
O Limited liability corporation
O Partnership
O Sole proprietorship
A couple starting a business together would like to share the decisions, have few start-up costs and protect their personal assets, the business structure that would suit their needs best is Partnership. The Option C is correct.
What is Partnership?In business, partnership refers to an an arrangement whereby parties known as business partners, agrees to cooperate to advance their mutual interests. These partners in a partnership may be individuals, businesses, interest-based organizations, schools, governments, couple etc.
An organizations can partner with others to increase the likelihood of each achieving their mission and to amplify their reach. In conclusion, a partnership may result in issuing and holding equity or may be only governed by a contract.
Read more about partnership
brainly.com/question/25012970
#SPJ1
Answer:
Explanation:
LLC
Your friend is thinking of hiring a financial planner to help him manage her portfolio. What should she be on the lookout for? Why?
Since my friend is thinking of hiring a financial planner to help him manage her portfolio. The things that she should on the lookout for are: What should I invest, and how much? How much money do I currently have?
How do you think does the financial planner helps a person when it comes to their finances?A financial advisor assists clients in developing long-term plans for increasing wealth and controlling risk. You can use them to manage, track, and balance your portfolio of investments. In addition, they may aid with a variety of other financial decisions and difficulties.
Financial planning is the process of setting broad financial goals and formulating a strategy to attain them. Portfolio management is the act of setting up and maintaining an investment account.
Therefore, the Focus on the advisor's compensation as well as the whole costs of their approach, such as taxes, trading fees, and fund expense ratios, advises David Oransky, a CFP® and financial planner at Laminar Wealth.
Learn more about financial planner from
https://brainly.com/question/12890843
#SPJ1
A business using the retail method of inventory costing determines that merchandise inventory at retail is $492,100. If the ratio of
cost to retail price is 53%, what is the amount of inventory to be reported on the financial statements?
Answer:
The amount of inventory to be reported on the financial statements is:
$260,813
Explanation: a) Data and Calculations:
Inventory at retail = 492,100
Ratio of cost to retail price = 53%
Amount of inventory to report = $492,100* 53% = $260,813
b) Inventory is usually reported at the cost in the financial statements. While the business may ascertain its inventory at retail prices, it will still report the inventory at cost prices in the financial statements. Because of the many drawbacks of the retail method, it is not always used. For instance, the method does not work if the entity does not have a consistent markup across all products that are sold.
a property owner contracted to have a swimming pool installed on her property. when the pool was completed, she refused to pay for the improvement, and the contractor filed a lien for nonpayment. this lien was most likely a
A property owner contracted to have a swimming pool installed on her property. when the pool was completed, she refused to pay, contractor filed a lien for nonpayment. this lien was most likely a specific lien.
What is a specific lien?A specific lien, on the other hand, is one that is attached to a particular item. As an illustration, a mortgage bank holds a lien on the real estate they funded. An asset was explicitly given as collateral for a loan or credit in a specific lien.Any personal or real property is covered by a general lien. It is specific if it applies just to one particular property, such a home for which a mortgage is applied.Specific liens might include, for instance: -A property tax lien when taxes are not paid. When a mortgage is utilized as finance, a mortgage lien results. -Mechanic's lien when the job is not reimbursed.Learn more about specific lien refer to :
https://brainly.com/question/14619440
#SPJ4
the final step in the control process is a.establishing standards. b.considering corrective action. c.measuring performance. d.expressing standards in measurable terms. eparing performance against standards.
The final step in the control process is considering corrective action.
What among the following constitutes a control process step?Setting criteria and ways to gauge performance are the first two of the control process' four steps. performing an evaluation. assessing compliance with the standard of performance. putting a fix in place.Corrective action is the final stage in the control process following deviation detection. Only once the root cause of deviations has been recognized clearly can a proper remedial measure be conducted.The control function can be thought of as a five-step process that involves the following steps: (1) setting standards, (2) measuring performance, (3) comparing actual performance with standards and identifying any deviations, (4) figuring out the cause of deviations, and (5) taking corrective action as necessary.To learn more about control process refer to:
https://brainly.com/question/14051119
#SPJ4
I llustrative
Mathematics
5. Several college students are surveyed about their college location and preferred
locations for a spring break trip.
college near the coast college away from the coast
beach break
37
54
ski break
24
36
a. What percentage of people who prefer to spend spring break at the beach go to
te college away from the coast?
As per the surveys made on the college students who prefer to spend spring break at the beach go the college away from the coast.
There were several students were surveyed to understand the preference of people.
To calculate the percentage during beach break:
Given,
College near coast = 37
College away from coast = 54
Total = College near coast + College away from coast
Total = 37 + 54
= 91
Percentage = College away from the coast ÷ Total × 100
= 54 ÷ 91 × 100
= 59.34 %
Thus, 59.34 % of the surveyed students who prefer to spend spring break at the beach go to a college away from the coast.
Learn more about Percentage, here:
https://brainly.com/question/29306119
#SPJ12
sunshine company manufactures 100,000 table fans every year with a unit selling price what is the $c of a table fan g
Fans are used for circulating air in rooms and buildings; for cooling motors and transmissions;
How does a table fan work?Table fans have a single-phase induction motor which is the main part of it. When the fan is switched on, the electric current reaches the motor of the fan and immediately reaches the coil of the wire which is wrapped around the core. Then electricity generates and the blades start rotating.The rotation mechanism of the ceiling fan is built in way so as to attract the warm air upwards. As the hot air rises up, the blades of the fan slice this air and push it down. This being a continuous process causes the air in the room to circulate in the entire room. Thus, a ceiling fan only moves the air around.A table fan is a great addition to your home. Not only because of its effective cooling but also because it is an energy-efficient and eco-friendly option as compared to alternatives like air conditioners that emit harmful gases and chemicals into the atmosphere.Total number of units= 10000.
Selling price= $60 per unit.
The material cost= $10 per fa
Labor cost= $15 per unit.
Promotion and marketing cost= $100000.
Facility expense= $80000.
Other overhead cost= $20,000.
Now, finding the variable cost of fan.
Variable cost=Total materisl cost+labor cost
Variable cost=($100000+$150000=$250000
Variable cost= $250000.
Selling price=($60*10000=$600000
Selling price of fan is $600000.
Unit contribution=(selling price-variable cost)
Next find the unit contribution of each fan.
⇒ Unit contribution= ($600000-$250000)
Unit contribution of each fan is $350000.
To learn more about table fan refer to:
https://brainly.com/question/17350470
#SPJ4
now suppose there is a mid-year revision of the gdp forecast that lowers the expected growth rate below 1.88 %. ceteris paribus, what impact will this lower growth rate have on the rate of inflation?
Because of the impact that a lower growth rate will have on the rate of inflation, the impact of inflation will be more than initially anticipated.
What is the inflation means?The rate of price growth over a set time period is known as inflation. Sometimes the amount of inflation is expressed in general terms, such as the overall rise in prices or the rise in the cost of living nationwide. The ability of those who pay and receive fixed interest rates to make purchases may eventually be impacted by inflation.
What is the best thing to do during inflation?One of the best ways to combat inflation is to consistently make sure that your investments are complete and sufficiently diversified. Equities normally outperform inflation over the long term, but holdings in commodities, real estate, TIPS, or I-bonds can simply diversify your portfolio even more. Among the less expensive physical assets that do well during inflation are several different commodities. Agricultural products like wheat, corn, soybeans, livestock, and lumber are among these commodities.
To know more about Inflation visit:
https://brainly.com/question/29308595
#SPJ4
The demand for a good or service that considers only the private benefits of its consumption is called.
Answer:
Private Demand
Explanation:
Hope it helps!
May I please have a brainliest for this? I only need brainliests' to get to the highest level. I've already reached the amount of points. Thank you!
suppose the federal reserve decided to buy $20 billion worth of government securities in the open market. how will the lending capacity of the banking system be affected if the reserve requirement is 10 percent?
The lending capacity of the banking system be affected if the reserve requirement is 10 percent is 2 billion.
How will the lending capacity of the banking?If the required percentage of reserves is 10%, the money supply reserve multiplier is 10 and the required amount of reserves should be 10 times the money supply. If a bank's reserve requirement is 10%, it can lend out 90% of its deposits.The amount of reserves, or cash deposits, that a bank must have on hand and refrain from lending out, is known as the reserve ratio. Less money may be lent by a bank the higher the reserve requirement, but this extra cash also helps the bank avoid failure and strengthens its balance sheet.Suppose the federal reserve decided to buy $20 billion worth of government securities in the open market.
$20 billion *10% = 2 billion.
The lending capacity of the banking system be affected if the reserve requirement is 10 percent is 2 billion.
To learn more about reserve ratio refer to:
https://brainly.com/question/13758092
#SPJ4
a hedge fund has a 2/20 fee structure. if the fund has $12 million of assets under management, what is the yearly management fee?
A hedge fund has a 2/20 fee structure. if the fund has $12 million of assets under management, the yearly management fee will be market 2% of the total assets under management is charged.
A management fee plus a production fee make up the 2 and 20 investment bank compensation structure. A management fee equal to 2% of the total assets under management is charged. Further than a predetermined minimum threshold, the hedge fund must pay a 20% performance fee on its gains.
Typically, the charge equals 2% of such a fund's net assets value (NAV) more than a 12-month period. A performance fee, commonly referred to as an incentive fee, is regarded as compensation for successful outcomes. 20% of such fund's profits is normally the standard for performance fees.
To know more about management
https://brainly.com/question/29023210
#SPJ4
What are the benefits of cultivating and successfully demonstrating work ethic? What are the drawbacks of not doing so?
Answer:
Explanation:
The benefits of cultivating and successfully demonstrating work ethics would be, being able to get a better or a good job, getting promoted, and/or having your wage increased. If you don't show work ethic you will mostly likely get fired and others people would not want to hire you, and if they did they'd end up with a bad job that doesn't pay too well.
an income property was appraised for $100,000 based on a 6% capitalization rate. if an investor used an 8% cap rate, the value of the property would be
Answer: A property's value is calculated by taking its net operating income and dividing it by the cap rate for comparable properties.
Explanation: Based on cap rate, how do you determine a property's value?
Equal to Value Divided by the cap rate is the net operating income.
How is the capitalization rate for properties determined?
For investors to assess if an asset is a wise investment, capitalized value is a useful tool. In order to estimate capitalized value effectively and reflect current value, the predicted annual income is often divided by the capitalization rate. The sum is then reduced by a discount rate.
How is asset value determined using income capitalization?
In the income method, what is the capitalization Following is the income approach's capitalization.
To know more about property capitalization visit;
https://brainly.in/question/12557376?
#SPJ4
if the purchasing department paid $1,755.00 for the initial flour purchase, what was splish's dm efficiency variance?
Purchasing departments are at the centre of successful supply chain management.
What are purchasing department responsible for?
They frequently act as controllers to ensure budget conformity by assisting other departments in identifying their needs, managing the requisition process and sourcing competitive costs. When something is purchased, it signifies that it has been obtained from an outside source. The goal of the buy department is to coordinate the procurement from an outside agency or source of the materials, spare parts, services, or semi-finished goods that the organisation needs to manufacture the intended result. When it comes to consistently buying high-quality goods that come as close to a specified level as feasible, the buyer's skill is the deciding element. The main factor in quality purchasing is choosing the best option for the business. The grade or brand of the desired quality should be specified.To learn more about purchasing department refer to:
https://brainly.com/question/22689262
#SPJ4
Select the correct answer. Which term describes a person's previous pattern of borrowing and repaying? a. Credit practice b. Credit pattern c. Credit history.
the payment of hu's debt to ian is guaranteed by hu's personal property. to give public notice of his interest in hu's property, ian is most likely to
In this situation Ian is most likely to file a financing statement with the appropriate authority.
What do you mean by financing?Finance is the process of obtaining funds or capital for any kind of expenditure. It is the process of allocating different financial resources, such as credit, loans, and invested capital, to the areas of the economy that may most benefit from them.
How are loans and funding different?Financing means taking out and repaying a car loan over time. When you take out a car loan, you agree to pay it back within the specified time frame along with interest and any costs. By looking around and comparing loan options, you might be able to save a significant amount of money on interest and fees.
To know more about Financing visit:
https://brainly.com/question/10024737
#SPJ4
Malcolm said that he has no choice but to go ahead with the website changes. This suggests his power is lessened due to a low level of.
Malcolm stated that he does not have an option but to proceed with the website updates. This implies that his strength is diminished owing to a low level of substitutability.
What is substitutability means?A replacement, or substitutable good, is a product or service that buyers consider to be essentially the same or similar enough to another product in economics and consumer theory. Simply put, a replacement product is one that may be used in lieu of another. While bringing excellent goods to market is critical, these products do not necessarily generate more revenue for the firm. Customers choose to purchase new product B over old product A since they perform fairly comparable functions. This is an example of product substitutability in action.
To learn more about consumer theory, click
https://brainly.com/question/17197956
#SPJ1
information that includes data about employee salaries is considered what type of information?
Salary information is frequently regarded as confidential and proprietary information because if it were to get out, competitors might use it against you to learn about your company's financial status.
When an employer "adversely acts" against an employee due to a protected characteristic or conduct, this is discrimination. Termination, a reduction in rank, a wage cut, or an unfavourable transfer are all examples of adverse actions. An employee information who is blatantly disobedient to a management or business owner is said to be acting financial status.. Refusal to follow instructions from a superior is an example of insubordination. showing disrespect to superiors through the use of crude or mocking language.
To learn more about financial status, click here.
https://brainly.com/question/28727349
#SPJ4
If you borrow $10,000 with a 1% origination fee of $100, how will it affect the amount of loan money you receive and how much you must pay back later?.
Answer:
9,000
Explanation:
9,000
Those who are working are defined as_____ (one word) and those who are not working but actively seeking work are defined as____ (one word).
Those who're running are described as hired and people who aren't running however actively in search of paintings are described as unemployed.
The required details for Unemployment in given paragraph
Unemployment, in keeping with the OECD now no longer being in paid employment or self-employment however presently to be had for paintings all through the reference period. Unemployment is measured through the unemployment rate, that's the range of those who are unemployed as a percent of the hard work force (the overall range of humans hired introduced to the ones unemployed). Unemployment and the fame of the financial system may be stimulated through a rustic thru, for example, financial policy. Furthermore, the financial authority of a rustic, along with the relevant bank, can have an impact on the supply and price for cash thru its financial policy. In addition to theories of unemployment, some categorizations of unemployment are used for extra precisely modelling the consequences of unemployment within side the financial system. Some of the principle styles of unemployment include structural unemployment, frictional unemployment, cyclical unemployment, involuntary unemployment and classical unemployment.
Structural unemployment specializes in foundational troubles within side the financial system and inefficiencies inherent in hard work markets, which include a mismatch among the deliver and call for of people with important talent sets. Structural arguments emphasize reasons and answers associated to disruptive technologies and globalization.
To know about Unemployment click here
https://brainly.com/question/22741851
#SPJ4
if the objective of government is to achieve allocative efficiency, what kind of price should government establish for the monopolist?
The government should establish a price for the monopolist that is equal to the marginal cost of production. This will ensure that the monopolist does not earn excess profits, and that the most efficient level of output is produced.
What is monopoly?
According to Irving Fisher, a monopoly is a market where there is "no competition," which results in a situation where one person or business is the sole supplier of the a specific good or service. This contrasts with oligopoly and duopoly, which involve a small number of sellers controlling a market, and monopsony, which refers to a solitary entity's control of the a market to buy a good or service. Thus, the absence of competitiveness to produce the product or service, the absence of effective substitutes, and the potential for a high monopoly price above the seller's variable costs that results in a high monopoly profit are the characteristics of monopolies.
To learn more about monopolist
https://brainly.com/question/29456552
#SPJ4
marketing activities amount to about one-half of every dollar that consumers spend.
Marketing activities amount to about one-half of every dollar that consumers spend is true.
What is marketing?⇒ Marketing is the process of discovering, developing, and delivering value to satisfy the needs of a target market in terms of products and services. It may involve choosing a target audience, choosing particular qualities or themes to emphasize in advertising, running advertising campaigns, participating in trade shows and public events, designing products and packaging that appeal to consumers, and defining the terms of sale, such as the price, discounts, warranty, and return policy. The seller, who is usually a manufacturer or merchant, is responsible for marketing.
It is one of the fundamental elements of business administration and trade. Marketers can target either customers directly or other businesses (B2B marketing) (B2C marketing).
To learn more about marketing , visit:
brainly.com/question/25369230
#SPJ4
an investment's current dividend yield plus its capital gain rate is known as its total return. true or false
The following statement "an investment's current dividend yield plus its capital gain rate is known as its total return" is True.
An investment is the commitment of funds to the acquisition of an asset with the aim of achieving an increase in value over time. A current asset, such as time, money, or effort, must be sacrificed in order to invest. The goal of investing in finance is to earn a return on the asset being financed.
Gains can include gains or losses from the sale of assets or investments, unrealized capital gains, investment income such as dividends, interest or rental income, or even a combination of capital and income. Profits may also include exchange gains or losses due to changes in exchange rates.
To know more about Investment here-
https://brainly.com/question/15353704
#SPJ4