a) It rise by $500.
b) It rises by $60.
c) Funds available for loan rise by $440.
d) Deposit can be withdrawn anytime.
How to calculate Deposit?
The calculation is as follows:
a. Deposit = $500
b. Change in reserve is
= 12% of $500
= $60
c. Change in deposit = $500
Now
Change in loan is
= (100 - 12)% of 500
= $440.
d. The deposit is treated as the loan i.e. provided to the bank as the bank use the money for their transactions.
So it is a liability to the bank also, it can be withdrawal at any time.
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__ is an emerging retailing strategy that employs market data to best serve customers as they prepare to make a purchase. it focuses on understanding how a brand's target customers behave as shoppers.
Shopper marketing is a growing retailing strategy that employs market data to best serve consumers as they prepare to make a purchase. It emphasizes understanding how the target customers of a brand behave as shoppers.
Shopper marketing is an emerging cross-functional strategy primarily designed to improve performance of businesses by using actionable insights in order to connect with shoppers and influence behavior patterns anywhere along the path to purchase.
Shopper marketing focuses on improving the shopping experience for customers in order to drive sales both online and in-store at the point of purchase.
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which of the following indicators will most likely increase as a result of the increase in the u.s. poverty rate? wealth mobility life expectancy income polarization employment rate
Indicators will most likely increase as a result of the increase in the u.s. poverty rate is an income polarization.
What is income polarization?Income polarization, on the other hand, evaluates how far apart those tails are, i.e., what is the income disparity between the low- and high-income groups. Income polarization measures the shift from the middle of the income distribution out into the tails.The rise of income polarization—also known as the "hollowing out" of the income distribution—in the United States since the 1970s is examined in this research using a variety of micro-level datasets.When middle-class positions, such as those held by autoworkers, which need a moderate level of abilities, seem to disappear in comparison to lower-skilled occupations at the bottom and higher-skilled jobs at the top, this phenomenon is referred to as polarization of the labor force by economists.To learn more about Income polarization refer to:
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nicholas, an employee at a book publishing company, is unhappy with his company's existing project management system. he decides to communicate this to the top management by expressing his complaints in an email. according to the work of philosopher immanuel kant, nicholas is applying his right of
Nicholas is exercising his right to free speech in accordance with the writings of philosopher Immanuel Kant.
What do you mean by philosopher?
A philosopher is a person who engages in philosophical activity or inquiry. The Greek philosopher Pythagoras is credited with creating the phrase. In the traditional meaning, a philosopher was a person who adhered to a particular style of living and focused on finding answers to existential questions concerning the human condition; they were not required to discuss ideas or make judgments about writers. Philosophers would have been those who had most fervently devoted themselves to this way of life.
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suppose a project with a negative net present value would provide intangible benefits. to estimate the annual value of intangible benefits needed to accept the project, blank the negative net present value excluding intangible benefits by the blank . multiple choice question. divide, present value of $1 factor multiply, present value of $1 factor divide, present value factor for an annuity multiply, present value factor for an annuity
The idea that investors and company managers should only invest in projects or transactions that have a positive net present value (NPV) is known as the net present value rule.
They should steer clear of projects with a negative net present value when investing. It is a logical extension of the theory of net present values.
A company's earnings should logically rise when it invests in something with a net present value greater than zero, according to the net present value theory. The shareholder's wealth should rise as a result of the investment in the case of an investor. Companies may also participate in projects with a neutral net present value (NPV) if they are associated with benefits that are currently unquantifiable and intangible in the future or if they facilitate ongoing investments.
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the usp concept captures two things. one is how does your market offering dominate these other providers. what is the other? what is the product category what is the target segment where is the product positioned none of these
The USP concept captures two things. One is how does your market offering dominate these other providers. The other is what is the product category?
Define product category.A group of linked products with similar features is referred to as a product category. Product category marketing is concerned with promoting particular categories to satisfy consumer demands. The four product categories are convenience items, shopping items, specialty items, and unsought items. Each category is thus based on consumer preferences, pricing, and product characteristics.
The arrangement and classification of your product categories should be determined by your unique products and customer personas. The reason the products are grouped is because your search engine can retrieve products more quickly.
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you have signed a two-year lease on a building in which you are planning to open a day care center. you have no choice about how much money you spend on rent for the next two years, because you are already committed to this agreement. this is an example of:
A scenario in which we no longer care about the rent for the next two years because of having signed a two-year lease on a building is an example of fixed-input.
In the field of business, a fixed input can be described as a factor that cannot be changed as any cost in relation to a particular business.
In the scenario above, we have created a fixed input by signing a two-year lease. This means that we will have to pay the rent for two years due to the commitment of the fixed input. The fixed input cannot be changed according to the business principles. Hence, the commitment or agreement mentioned in the above question is an example of a fixed input.
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Oliver industries is evaluating the manufacturing process for one of their products. Oliver has determined that the process has yearly maintenance costs of $29,000, yearly operating costs of $22,000, and yearly revenues of $97,000. Two years ago, the firm spent $6,000 upgrading the equipment used to make this product, and it expects to spend $5,000 on additional upgrades three years from now. In this scenario, oliver.
According to the given information, Oliver's manufacturing industries has sunk cost of $6,000.
Given:
Maintenance cost = $29,000
Operating costs = $22,000
Yearly revenues = $97,000
The firm spent for upgrading the equipment used to make this product =
$6,000
Sunk costs are expenses that have already been incurred and cannot be recovered, so they have no bearing on the financial decision.
Hence, The sunk cost of Oliver's manufacturing industries = $6,000
In this case, maintenance costs are recurring outlays that must be made, not costs that have already been incurred. The same is true for operating costs.In order to upgrade the equipment that had already been purchased, the company spent $6,000 two years ago. This cost cannot be recovered, and it will have no bearing on any financial management decisions.It is not a sunk cost because there is still a further $5,000 to spend and the decision to spend that amount could be made without incurring any additional costs.Learn more about Sunk cost, here
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Complete question:
Oliver Industries is evaluating the manufacturing process for one of their products. Oliver has determined that the process has yearly maintenance costs of $29,000, yearly operating costs of $22,000, and yearly revenues of $97,000. Two years ago, the firm spent $6,000 upgrading the equipment used to make this product, and it expects to spend $5,000 on additional upgrades three years from now. In this scenario, Oliver
A. has sunk costs of $5,000.
B. has sunk costs of $6,000.
C. has sunk costs of $51,000.
D. does not have any sunk costs.
It costs a publishing company $0. 55 to print one copy of a certain novel. This company paid $725,000 for the rights to the novel. If they can sell a copy of the novel for $6. 75, how many copies of the novel must they sell to break even, to the nearest hundred?.
116,900 copies of the novel must they sell to break even, to the nearest hundred.
What is cost?In manufacturing, research, retail, and accounting, an expense is the value of money that was used to produce a product or provide a service and is therefore no longer available. In business, the cost may be the purchase price, in which case the cost is the amount of money used for the purchase.
The two main types of costs in businesses are
fixed costvariable costFixed costs do not change depending on output, while variable costs. Fixed costs are sometimes called overheads.
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The standard cost for blank______ manufacturing overhead is computed the same way as the standard cost for direct labor.
The standard cost for variable manufacturing overhead is computed the same way as the standard cost for direct labor.
The direct labor hours are the variety of direct labor hours had to produce one unit of a product.
The figure is received by dividing the full range of completed products with the aid of the entire quantity of direct labor hours had to produce them.
Standard costing is a tool used in managerial accounting to price range and song costs.
Variance analysis is a technique used to compare real effects towards budgeted quantities, usually intending to perceive regions where prices may be decreased. Trendy fee variances may be either favorable or destructive.
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clark hires dion to act as his agent to purchase expo sports arena, inc. clark tells dion to reveal that he is buying the firm and its assets on behalf of a third party and to tell the seller who that third party is. clark is
In the situation where Clark tells Dion to reveal that he is buying the firm and its assets on behalf of a third party and to tell the seller who that third party is, Clark is A. A disclosed principal
In the field of business, when a person or business has hired an agent that is taking actions in representation for the person, business or principal is a disclosed principal.
In the scenario mentioned in the question, as Cark is the principal who has hired an agent, hence Calrk is the disclosed principal.
The party's identity is represented through an agent in a disclosed principal. In the situation above, anything related to Clark's business such as buying a firm will be discussed by agent Dion.
Although a part of your question is missing, you might be referring to this question:
Clark hires Dimitri to act as his agent to purchase Expo Sports Arena, Inc. Clark tells Dimitri to reveal that he is buying the firm and its assets on behalf of a third party and to tell the seller who that third party is. Clark is
A. A disclosed principal
B. An apparent principal
C. An undisclosed principal
D. A partially disclosed principal
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Walmart and home depot emphasize consistently low prices and eliminate most markdowns with a strategy often called.
Walmart and Home Depot emphasize consistently low prices and eliminate most markdowns with a strategy often called everyday low pricing.
At the most essential stage, supply chain management (SCM) is the management of the drift of products, data, and finances associated with a product or service, from the procurement of raw materials to the delivery of the product at its final vacation spot.
Supply management is made from 5 regions: supply-making plans, manufacturing-making plans, stock-making plans, capacity-making plans, and distribution-making plans.
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what are the typical goals of a startup's promotional activities? select all that apply. group of answer choices acceptance of a new product addressing competitor's actions increase in sales improved brand equity significant near term return on investment
This is known as a: When a startup's promotional strategy is to create buzz about a product through advertising, media campaigns, andpull techniquet / f) It is best to stick to a single promotional strategy and one type of activity throughout a product's life cycle.
What is the initial step to making a triumphant offer?
Methods for Creating a Strong Value Proposition Find out what your rivals' value propositions are by conducting research. Describe the worth of your goods and services. Describe the advantages your ideal client will gain by choosing your product or service over the alternatives.
What are the four methods for promotion?
The marketing four Ps: product, cost, location, and promotion
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Tim is retired and has recently separated from his wife. He receives benefits from a qualified retirement plan through his former employer. The plan's trustee has decided to split these benefit payments between Tim and his estranged wife. This decision is likely in violation of which IRS rule?
a. reasonable expectations
b. alienation of benefits
c. minimum coverage
d. indemnity of benefits
The decision that is likely in violation with IRS rule is option b. alienation of benefits.
The assignment of a pension or retirement plan participant's benefits to a different person is known as alienation of benefits. According to IRS regulations, it is only allowed in exceptional situations like specific participant loans and specific domestic relations orders. This trustee likely violates this rule because there is no domestic relations order.
A retirement plan that has been approved by the IRS and allows investment income to grow tax-deferred is known as a qualified retirement plan. Individual retirement accounts (IRAs), pension plans, and Keogh plans are typical examples. The majority of retirement plans provided by your employer are qualified plans.
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a firm has a fixed cost of $700 in its first year of operation. when the firm produces 99 units of output, its total costs are $4,000. the marginal cost of producing the 100th unit of output is $200. what is the total cost of producing 100 units?
The marginal cost of producing the 100th unit of output is $200.
What is marginal cost ?A firm has a fixed cost of $700 in its first year of operation. When the firm produces 99 units of output, its total costs are $4,000.
The term "marginal cost" describes the rise in manufacturing costs brought on by the creation of more product units. A different name for it is the marginal cost of production. Businesses may evaluate how volume produced affects cost and eventually profits by calculating the marginal cost.
Marginal cost = (Change in cost) / (Change in quantity)
The volume of output either increases or decreases, which affects quantity. With an increase or decrease in production, there will be a variation in cost. The page on the marginal cost formula, which is significant in production, is now complete.
The marginal cost of producing the 100th unit of output is $200.
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a customer receives a confirmation for a securities transaction and it discloses that the broker-dealer acted in the capacity of a dealer. this means that the firm acted as a(n):
A broker-dealer purchases stocks, bonds, and other types of securities. Then, at a price greater than the purchase price, they sell the shares to a different investor.
What Does a Broker-Dealer Do?Broker-dealers, who are crucial to maintaining market liquidity, might be corporations, institutions, or private individuals. And they play two different functions, as you might infer from the hyphenated name.They play the role of a broker at times. They assist clients in the purchase or sale of securities, such as stocks. They act as a middleman, assisting you in acquiring the shares from the seller in exchange for a brokerage fee.They take on the role of a dealer other times. This indicates that they are genuine participants or principals in a securities sale. (Note that traders do not purchase or sell as part of a legitimate business; rather, they do so for personal gain.)Broker-dealers will make sure to profit for their company's account by making sure to sell the securities for more than they paid. When serving as a principal in a transaction, broker-dealers are required to inform their clients. They are not permitted by law to make money from both ends of a single transaction.To Learn more About broker-dealer refer to:
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humana has an employee advocacy program that showcases the work their employees are doing. they have control over what content is distributed out and are able to host the content on their designated sites and platforms. this is an example of .
Employee Advocacy is outlined because the promotion of an organization or whole by staff us agency share info concerning the company's whole, product, or services on their social media networks.
A social media policy should embrace a delicate balance: it must defend your whole and guard against legal and security risks. Basic problems are perpetually a requirement, like sharing confidential company and consumer info or posting content that will be deemed uncomplimentary, offensive or calumnious.
Employee Advocacy is once the people that work for an organization take steps to market their leader.
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a stock sells for $12.36 a share and has a required return of 9 percent. dividends are paid annually and increase at a constant 3 percent per year. what is the amount of the last dividend paid? $0.50 $0.63 $0.46 $0.72 $0.59
Option d. $0.72 is the correct answer. The last dividend paid is $0.72
The dividend growth model can be used to derive the intrinsic value of a stock given the dividend, the growth rate of dividends and the required return. The core concept relates to finding the present value of all future dividends.
Stock Price = $12.36
Required Return (K) = 9% = 0.09
Dividend Growth (G) = 3% = 0.03
The formula for calculating the stock price using the dividend growth model is as follows -
Stock Price = Do * ( 1 + G ) / ( K - G )
With other values available, we can find the last dividend paid (Do). The formula can also be written as -
Last Dividend (Do) = Current Price * { ( K - G ) / ( 1 + G ) }
Last Dividend (Do) = 12.36 * { ( 0.09 - 0.03 ) / ( 1 + 0.03 ) }
Last Dividend (Do) = 12.36 * 0.0583
Last Dividend (Do) = $0.72
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the fixed cost to run a shoe manufacturing unit is $40,000 per month and the average selling price for a shoe is $100. if the all-inclusive variable cost to manufacture a shoe is $50, how many shoes should be sold per month to breakeven?
According to the given information, 800 shoes must be manufactured for meeting break even point for a month.
Given:
Shoe price = $100
Variable cost for one shoe = $50
Total fixed cost for one month = $40,000
[At break even point cost = Price and that point never get profit]
Therefore, Allocatable fixed cost to each shoe = 40000/50 = 800
800 shoes must be manufactured for meeting break even point for a month.
By comparing the market price of an asset to its initial cost, the break-even point (break-even price) for a trade or investment can be identified. The break-even point is reached when the two prices are equal.In corporate accounting, the break-even point is calculated by dividing the total fixed production costs by the revenue per unit less the variable production costs per unit. Fixed costs in this context refer to expenses that are constant regardless of the quantity of units sold. The production level at which total sales for a product equal total expenses is known as the break-even point.Learn more about Break-even point, here
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when the consumer price index rises, the typical familya. finds that its standard of living is not affected.b. has to spend more dollars to maintain the same standard of living.c. can spend fewer dollars to maintain the same standard of living.
The typical family option b. has to spend more money to maintain the same level of living as the consumer price index increases.
A market basket of products and services that households have purchased at a weighted average price is measured by a consumer price index. The measured CPI changes over time to reflect variations in price.
The Consumer Price Index (CPI) monitors changes in the cost of items for consumers. It is a method for determining whether there is overall inflation or deflation in the economy. Your choice of how much money to spend or save could be influenced by the CPI.
The average pace of price change over time has accelerated, as seen by an increase in the CPI. This causes changes in the cost of living and income over time.
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when total expenditures exceed the economy's potential gdp, the proper fiscal policy is to a. increase transfer payments to the poor and elderly. b. cut personal income tax rates. c. decrease government purchases. d. increase purchasing power.
The appropriate fiscal policy is to (C) reduce government purchases when total expenditures exceed the economy's potential GDP.
What is GDP?Gross domestic product (GDP) is a monetary indicator of the total market value of all the final commodities and services that nations generate and sell over a given time period. This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is.The third quarter saw a rise in current-dollar GDP of 6.7 percent at an annual pace, or $414.8 billion, to a total of $25.66 trillion.The country's national statistical office often uses the international standard to compute GDP.Reduced government spending is the appropriate financial strategy when total expenditures exceed potential GDP.Therefore, the appropriate fiscal policy is to (C) reduce government purchases when total expenditures exceed the economy's potential GDP.
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Ezra ha never completed a tax return. He know he will have to file thi year becaue he had a ummer job. Although he owe no federal income taxe, $125 wa withheld from hi pay-check. If he doent file, he wont get thi money back. Ezra doent know how to chooe or complete the tax form he need. He heard there are oftware program that are deigned to help people fill out tax return. He went to hi local computer tore, but the oftware he found did not eem to be deigned for people filing a tax return for the firt time. What hould ezra do?
According to the gospel of Jesus Christ, the best place to start when thinking about Ezra the priest is by recalling some of the things that Ezra said and did.
Ezra did what?Ezra made the decision to serve as a missionary, an evangelist, and a witness. He understood that everyone had to be aware of and obedient to God's Word. God had appointed Ezra to bring back the Lord's Law in Israel's daily lives. Because Ezra was committed to passing along God's Word to others, God's hand was upon him.
What is Ezra's primary goal?The story of Ezra emphasizes that God maintained His word and demonstrates that He would continue to benefit His people as long as they were faithful to Him. The book therefore stresses related to Chronicles, the temple and proper worship (which was also written during these days).
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suppose that a financial crisis decreases planned investment spending by $100 billion, and the marginal propensity to consume is 0.8. assuming no taxes and no trade, real gdp will by .
The real GDP will decrease by $500 billion.
What is GDP?A country's gross domestic product (GDP) is the sum of the market values of all the finished goods and services produced within its borders during a specific time period. As a general measure of all domestic production, it provides a comprehensive evaluation of the economic health of a specific nation. GDP is frequently calculated on an annual basis, although it is also occasionally approximated on a quarterly basis. For example, the US government generates an annualised GDP estimate for the entire year as well as each fiscal quarter. Each item of data in this report is supplied in actual terms, which allows for the calculation of the data to account for price changes. The result is data that is net of inflation.
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a company's income before interest expense and income taxes is $450,000, and its interest expense is $120,000. its times interest earned ratio is:
A measure of a company's ability to honour its debt obligations based on current income is known as the times interest earned (TIE) ratio. TIE, which is also known as interest coverage ratio, can be computed using the formula below:
TIE = EBIT / Interest Expense (1) In which case;
$450,000 is EBIT, or earnings before interest and taxes.
Interest costs equal $120,000.
When we enter the values into equation (1), we get:
TIE is $450,000 divided by $120,000, or 3.75 times.
According to this, the company's income exceeds its interest expense by a factor of 3.75.
Based on current income, the times interest earned (TIE) ratio assesses a company's capacity to service its debt. Analysts ought to take the ratio's time series into account. It's possible that a single point ratio is not the best metric.
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which of these is a financial service offered to business owners
Answer:
commercial banks
Explanation:
consumers are concerned with security issues related to their confidential health information being placed in an electronic health record (ehr). however, when the security of the ehr is compared with that of paper-and-pencil records, the ehr is:
Consumers are concerned with security issues related to their confidential health information being placed in an electronic health record (EHR). However, when the security of the EHR is compared with that of paper-and-pencil records, the EHR is more secure. Hence, option A is the correct answer.
One of the fundamental obligations of medical profession is confidentiality. Health care professionals are required to keep a patient's confidential health information private until the patient gives approval to share the information. The process of ensuring the security and confidentiality of patient records is known as medical privacy or health privacy. It involves both the security of medical records and the confidentiality of conversations between healthcare professionals.
An electronic health record is a standardized collection of patient and population health data that has been digitally saved. These records might be distributed throughout other healthcare facilities.
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The correct question is:
Consumers are concerned with security issues related to their confidential health information being placed in an electronic health record (EHR). However, when the security of the EHR is compared with that of paper-and-pencil records, the EHR is:
a.
more secure.
b.
less secure.
c.
equivalent.
d.
not comparable with the paper-and-pencil record
when a company retires bonds early, the gain or loss on the retirement is the difference between the cash paid and the
when a company retires bonds early, the gain or loss on retirement is the difference between the cash paid and the: carrying value of the bonds.
Compare the call price to the bond's carrying value to determine if there was a gain or loss on the bond's early retirement.
What are retirement bonds?
Repurchasing previously issued bonds from buyers is known as retiring bonds. on the time of the units' scheduled adulthood, the issuer retires the bonds. any other approach of retirement is for the company to repurchase the bonds faster if the bonds are callable. while bonds are retired, the company deletes the liability for bonds payable from its information.
relying at the funding scenario of the issuer, it is able to be important to difficulty new bonds which will acquire the coins needed to retire the old bonds. In this example, the company’s overall liabilities will be approximately the equal before and after the bond retirement.
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If the world price for a good exceeds the before-trade domestic price for a good, then that country must have.
If the world price for a good exceeds the before-trade domestic price for a good, then that country must have; A comparative advantage in the production of the good.
What is domestic trade?
Domestic trade can be defined as the exchange of goods or services within an individual country or territory. The market is usually constrained by the borders of that country, so that all products are bought and sold by people living within the domestic market. The benefits of domestic trade includes transaction costs which are associated with making sales tend to be much lower for domestic markets due to a lack of tariffs and customs duties.
While the disadvantage includes that the countries that do not have supplies of certain resources will not be able to enjoy those resources.
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if an economist was arguing that it would be fairer for everyone in society to pay the same percentage of their income in taxes rather than pay taxes at different percentages based on income levels, the economist would be making the case for which kind of tax?
The economist would be making the case about paying a flat amount in taxes on income is an example of regressive tax.
What Is a Regressive Tax?A tax is said to be regressive if it is levied in a way that the tax rate drops as the amount subject to taxation rises. When describing a distributional impact on income or spending, the term "regressive" refers to the rate's progression from high to low, causing the average tax rate to be higher than the marginal tax rate.
Sales taxes, sin taxes, and property taxes are examples of regressive taxes because they are paid regardless of income. Regressive taxes thus have a decreasing average tax burden as income increases. The tax burdens are then unfairly disproportionately heavy on low-income taxpayers while disproportionately light on middle- and high-income taxpayers.
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mark has been reviewing disaster recovery planning, and after receiving direction from his company's board of directors, it has been determined that they can only withstand a maximum of 36 hours of downtime. mark is updating his dr plan with this new metric. what part of the plan should he modify?
Mark should modify RTO part of the plan while updating his DR plan with this new metric.
What does RTO mean in DR?The length of time that must pass after a disaster for a business process to be restored in order to avoid the unacceptably negative effects of a disruption in business continuity is the traditional definition of RTO. The recovery time objective (RTO) is the maximum amount of time that an application or service can be unavailable following a disaster without seriously harming the company's operations.
The recovery time objective (RTO) is the maximum amount of time from the last data restoration point, whereas the recovery point objective (RPO) is the goal amount of downtime in the event of an IT outage. An RTO's main objective is to estimate how long something will take.
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multiple choice question plant assets are recorded at cost, which includes all expenditures necessary to get the asset in place and ready for use. all of the following would be included as part of the cost of a plant asset except: multiple choice question. costs to customize the new plant asset damage done when unpacking the plant asset costs to modify the new plant asset cost to purchase the new plant asset
Plant assets are recorded at cost, which includes all expenditures necessary to get the asset in place and ready for use. all of the following would be included as part of the cost of a plant asset except: the new plant asset cost to purchase the new plant asset.
What is the cost of Plant assets ?The cost of the new plant can be described as the bcost that is required to get the plant to the place that is designed to be as it is been stated by the company.
It should be noted that the cost emcompass the listed option except the cost of the purchase of the new plant asset.
Therefore, the last option is correct.
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Answer:Damage done when unpacking the plant asset
Explanation:
Damage done when unpacking the plant asset