Submit your one paragraph essay about disability insurance

Answers

Answer 1

Answer:

Disability insurance is financial protection for your most valuable asset — the ability to work and earn an income. So why is it so commonly overlooked and misunderstood?

Homeowners insurance protects where you live. Car insurance protects what you drive. Health insurance protects your well-being.

But what protects your ability to work and earn an income? After all, that's what allows you to pay for all of the above.

To protect yourself against the risk of losing your paycheck due to injury or illness, there's disability insurance. In this article, we cover everything you need to know about this important, yet often overlooked type of insurance for your income.

Disability insurance definition

Disability insurance is a type of coverage that replaces a portion of your monthly income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Explanation:


Related Questions

what happens to gas molecules as the pressure is increased while the temperature and volume of the container remain constant according to the kinetic molecular theory

Answers

Answer:

According to the kinetic molecular theory of gases, the average speed and kinetic energy of gas molecules would INCREASE.

Explanation:

In the kinetic molecular theory of gases, assumptions were made based on macroscopic properties of gas (pressure, volume and temperature) which are as a result of the microscopic properties like the position and the speed of the gas molecules. The kinetic molecular theory explains the behaviour of gases through the following 5 assumptions made about an ideal gas;

--> Molecules of a gas are in constant and rapid motion in straight lines until they collide with one another and with the walls of their containers.

--> The actual volume occupied by the had is negligible compared with the volume of the container.

--> Forces of attraction or repulsion between the molecules of a gas are negligible

--> The collision between the molecules is perfectly elastic.

--> The average kinetic energy of the gas molecules is proportional to the temperature of the gas.

Because gas molecules are in constant motion, it has kinetic energy which can be altered when there is increase in pressure. An increase in pressure will cause gas molecules to collide more frequently with one another. This in turn leads to increase in average speed and the kinetic energy of the individual molecules.

Consider the following data on some weak acids and weak bases:
acid base
name formula Ka name formula Kb
hydrocyanic acid HCN 4.9 x 10^-10 hydroxylamine HONH2 1.1 x 10^-1
hypochlorous acid HCIA 3.0 x 10^-18 ethylamine C2H5NH2 6.4 x 10^-4
Use this data to rank the following solutions in order of increasing pH. In other words, select a '' next to the solution that will have the lowest pH, a '' next to the solution that will have the next lowest pH, and so on.
a. 0.1 M HONH3Br
b. 0.1 M NaNO3
c. 0.1 M C2H5NH3Cl
d. 0.1 M NaF

Answers

Answer:

a < c < b < d

Explanation:

The weak acid with the lowest pKa will be the most acidic. In the other way, the conjugate base which the acid is weakest will be strongest.  

The weak base with the lowest pKb will be the most basic. And the conjugate base of the weakest base will be a strongest acid.

Using the values:

Ka HCN = 4.9x10⁻¹⁰

Kb HONH2 = 1.1x10⁻⁸

Ka HClA 3.0x10⁻⁸

Kb C2H5NH2 = 6.4x10⁻⁴

The NaNO3 is the conjugate base of a strong acid as HNO3. That means its solutions are almost neutral

The HONH3Br is the conjugate acid of a weak base. Its solutions will be acidics

C2H5NH3Cl is the conjugate acid of a weak base as ethylamine, its solutions will be acidic.

As ethylamine has a lower pkb than hydroxylamine, the conjugate acid of hydroxylamine will be more acidic.

NaF is the conjugate base of a weak acid as HF. Its solutions will be basics

The order in increasing pH is:

HONH3Br < C2H5NH3Cl < NaNO3 < NaF

a < c < b < d

How many liters of 3.6 M solution can be made using 110 grams of
lithium bromide (LiBr)?

Answers

Answer:

0.2878 liters

Explanation:

It is possible to make 0.2878 liters of 4 M solution of lithium bromide using 100 grams of the compound.

Will give brainliest

In an experiment, the molar mass of the compound was determined to be 228.276 g/mol. What is the molecular formula of the compound?

Answers

62.12 is the answer I think
For the empirical formula question: C3H8O2
Work:

Which planet is considered to be the most earth like despite the fact it has the hottest surface temperature?

Answers

Answer:

Venus

Explanation:

Similar in structure and size to Earth, Venus spins slowly in the opposite direction from most planets. Its thick atmosphere traps heat in a runaway greenhouse effect, making it the hottest planet in our solar system with surface temperatures hot enough to melt lead.

Answer:

Venus

Explanation:

Hope helps

All solutes will dissolve at some point.
O True
O False

Answers

Answer:

False

Explanation:

At a pressure of 1.76 atm and 305 K, a certain gas has a volume of 350.0 mL. What will be the new volume of this gas under STP.​

Answers

Answer:

hi

Explanation:

I'm just figuring this out

Cuo
+ H2 → → Cu + + H20
colorless
water
black
powder
reddish
solid
gas
vapor

Answers

Explanation:

because there is 2 hydrogen atoms in the reactions side of the equation (you can tell because the H has a 2 in the subscript) you have to have 2 hydrogen atoms in the reactants side to help balance out the equation. and since the copper and oxygen atoms are already balanced there is no coefficient needed.


CH3CH2OH can interact with
other like molecules through ___?

Answers

Answer:  dispersion forces, dipole-dipole and hydrogen bonds

Explanation:

in which block does chlorine lies



Answers

Answer:

P-block

Explanation:

Chlorine

Atomic number (Z) 17

Group group 17 (halogens)

Period period 3

Block p-block

Answer:

What does "in which block does chlorine lies"? That question has no way to answer it because there is no question content lol

Explanation:

If you had 15 molecules of H2 and an unlimited supply of N2, how many
NH3 molecules can you make?
N2 + 3H2 --> 2NH3

Answers

Answer:

10 molecules of NH₃.

Explanation:

N₂ + 3H₂ --> 2NH₃

As the N₂ supply is unlimited, what we need to do to solve this problem is convert molecules of H₂ into molecules of NH₃. To do so we use the stoichiometric coefficients of the balanced reaction:

15 molecules H₂ * [tex]\frac{2moleculesNH_3}{3moleculesH_2}[/tex] = 10 molecules NH₃

10 NH₃ molecules could be prepared from 15 molecules of H₂ and unlimited N₂.  

Terry, a student, performs a titration. He completes these steps as part of his titration procedure: 1. He cleans and rinses a burette with standardized base. 2. He fills the burette with standardized base solution. 3. He reads and records the initial burette volume. 4. He adds a base from the burette to an acid. 5. He observes a color change in the Erlenmeyer flask. 6. He stops the addition of base from the burette. 7. He reads and records the final burette volume. Which steps will provide information needed to calculate the volume of base needed to reach the equivalence point? A. 1 and 6 B. 3 and 7 C. 3, 4, and 6 D. 1, 2, and 7

Answers

Answer:

D

Explanation:

D is the answer because 2 is needed to know

Answer:

B) 3 and 7

Explanation:

i just took the test

i need help with number 3
(THANKS FOR HELPING)
(I WILL BRAINLEST FORGOT HOW TO SPELL IT AND AGAIN THANKS FOR HELPING)

Answers

Answer:

Gymnosperm and Angiosperms both are plant groups but Gymnosperm is just very large leaves that come out of the ground and Angiosperms have flowers. Gymnosperm produce seeds in pine cones for example. Some plants in the Gymnosperm group of plants are pines. They produce naked seeds which means that they aren't protected by a ovary (Fruit like an apple) to help them get planted. Angiosperms have seeds that come out of their flowers and are called covered seeds. When the plant is about to die, it's seeds fall out and either float away and grow later of fall where the plant is. Also, insects carry them places too.

Hope this helps.

Which of the following accurately describes the function of the muscular
system?
O A. To prevent and fight disease
B. To provide support for the body
C. To get rid of wastes and excess water
D. To allow the body to move​

Answers

I believe it is D, but I may be mistaken. Could be B

FeCI2 + Na2CO3 = FeCO3 + NaCI Balance this equation please
No links

Answers

FeCl2 + Na2CO3 = FeCO3 + 2NaCl

PLZ HELP "NO LINKS"
A vessel of volume 22.4 dm3 contains 2.0 mol H2(g) and 1.0 mol N2(g) at 273.15 K.
(a) Calculate the mole fractions of each component.
H2:

N2:

(b) Calculate the partial pressures of each component.
H2:

N2:

(c) Calculate the total pressure.

Thanks!

Answers

Answer: (a) Mole fraction of [tex]H_{2}[/tex] is 0.66.

Mole fraction of [tex]N_{2}[/tex] is 0.33

(b) The partial pressure of [tex]H_{2}[/tex] is 1.98 atm.

The partial pressure of [tex]N_{2}[/tex] is 0.99 atm.

(c) The total pressure is 3.0 atm

Explanation:

Given: Volume = [tex]22.4 dm^{3}[/tex]  (1 [tex]dm^{3}[/tex] = 1 L) = 22.4 L

Moles of [tex]H_{2}[/tex] = 2.0 mol

Moles of [tex]N_{2}[/tex] = 1.0 mol

Total moles = (2.0 + 1.0) mol = 3.0 mol

Temperature = 273.15 K

Now, using ideal gas equation the total pressure is calculated as follows.

[tex]PV = nRT\\[/tex]

where,

P = pressure

V = volume

n = number of moles

R = gas constant = 0.0821 L atm/mol K

T = temperature

Substitute the values into above formula as follows.

[tex]PV = nRT\\P \times 22.4 L = 3.0 mol \times 0.0821 L atm/mol K \times 273.15 K\\P = 3.0 atm[/tex]

The mole fractions of each component:

The mole fraction of [tex]H_{2}[/tex] is calculated as follows.

[tex]Mole fraction = \frac{moles of H_{2}}{moles of H_{2} + moles of N_{2}}\\= \frac{2.0 mol}{(2.0 + 1.0) mol}\\= 0.66[/tex]

The mole fraction of [tex]N_{2}[/tex] is as follows.

[tex]Mole fraction = \frac{moles of N_{2}}{moles of H_{2} + moles of N_{2}}\\= \frac{1.0 mol}{(2.0 + 1.0) mol}\\= 0.33[/tex]

The partial pressures of each component:

Partial pressure of [tex]H_{2}[/tex] are as follows.

[tex]P_{H_{2}} = P_{total} \times mole fraction of H_{2}\\= 3.0 atm \times 0.66\\= 1.98 atm[/tex]

Partial pressure of [tex]N_{2}[/tex] are as follows.

[tex]P_{N_{2}} = P_{total} \times mola fraction of N_{2}\\= 3.0 atm \times 0.33\\= 0.99 atm[/tex]

What is the IUPAC name of the following compound?

Answers

Answer:

2,6–dimethylcyclohexanol

Explanation:

To name the compound given in the question above, we must first obtain the following:

1. Determine the functional group of the compound.

2. Locate the longest continuous carbon chain.

3. Identify the substituent group attached to the compound.

4. Locate the position of the substituent group.

5. Combine the above to obtain the name of the compound.

Now, we shall determine the name IUPAC name of the compound. This can be obtained as follow:

1. The compound contains the –OH group. Thus, the compound is an alcohol.

2. The compound is a cyclic compound with six carbon forming the ring. Thus, the parent name of the compound is cyclohexane. Thus, the presence of the –OH group changes the parent name of the compound to cyclohexanol.

3. The substituent group attached to the compound is methyl (–CH₃)

NOTE: There are two –CH₃ groups attached to the compound.

4. The position of the 1st –CH₃ group is at carbon 2, while the 2nd is at carbon 6.

NOTE: Counting is done from the carbon bearing the functional group.

5. Therefore, the name of the compound is:

2,6–dimethylcyclohexanol

A mixture of He, Ar, and Xe has a total pressure of 2.40 atm. The partial pressure of He is 0.300 atm, and the partial pressure of Ar is 0.250 atm. What is the partial pressure of Xe?
Express your answer to three significant figures and include the appropriate units.

Answers

1.85 atm

The total pressure is equal to the sum of all of the partial pressures, so 2.40 = 0.300 + 0.250 + pressure of Xe. Solving for the pressure of Xe, you get 1.85 atm.

The partial pressure of Xe in the mixture is 1.850 atm. (partial pressure of Xe = Total pressure - Partial pressure of He - Partial pressure of Ar = 1.850 atm).

To find the partial pressure of Xe, we need to subtract the partial pressures of He and Ar from the total pressure.

Total pressure = partial pressure of He + partial pressure of Ar + partial pressure of Xe

Given:

Total pressure = 2.40 atm

Partial pressure of He = 0.300 atm

Partial pressure of Ar = 0.250 atm

Let's solve for the partial pressure of Xe:

Partial pressure of Xe = Total pressure - Partial pressure of He - Partial pressure of Ar

Partial pressure of Xe = 2.40 atm - 0.300 atm - 0.250 atm

Partial pressure of Xe = 1.850 atm

Therefore, the partial pressure of Xe in the mixture is 1.850 atm.

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Soil comes in different colors.

Answers

Answer: yes they come in different colors.

Explanation:

Most shades of soil is mostly black,brown,red,gray,and white the color of soil and other properties including texture, structure, and consistency are used to distinguish and identify soil.

What is Carbonate ion?

Answers

Calcium Carbonate = CaCO3

Carbonate Ion is a polyatomic ion with formula of CO3(2-). Carbonate is a carbon oxoanion. It is a conjugate base of a hydrogencarbonate.

a carbonate is a salt of carbonic acid, characterized by the presence of the carbonate ion, a polyatomic ion with the formula of CO²⁻ ₃. The name may also refer to a carbonate ester, an organic compound containing the carbonate group C(O–)₂.

Answer:

[tex]{\huge\blue{\fbox{{࿐ᑕᗩᖇᗷOᑎᗩTᗴ IOᑎ࿐}}}}[/tex]

Explanation:

✏The fizz in the club soda, the foaming effect in the washing soda are all due to carbonate ions. Carbonate is a salt of carbonic acid possessing the molecular formula CO32–. The main group of elements used as carbonates are alkali and alkaline earth metals.

Formula:

✏ [tex]CO3 ^{2 - } [/tex]

ʰᵒᵖᵉ ⁱᵗ ʰᵉˡᵖˢ

At a certain temperature the rate of this reaction is first order in HI with a rate constant of 0.0632 s
2HI g = H2 g + I2 g
Suppose a vessel contains HI at a concentration of 1.28M. Calculate how long it takes for the concentration of HI to decrease to 17.0% of its initial value.

Answers

Answer:

[tex]28.037\ \text{s}[/tex]

Explanation:

[tex][A]_0[/tex] = Initial concentration = 1.28 M

[tex][A][/tex] = Final concentration = [tex]0.17[A]_0[/tex]

k = Rate constant = 0.0632 s

t = Time taken

For first order reaction we have the relation

[tex]kt=\ln\dfrac{[A]_0}{[A]}\\\Rightarrow t=\dfrac{\ln\dfrac{[A]_0}{[A]}}{k}\\\Rightarrow t=\dfrac{\ln\dfrac{[A]_0}{0.17[A]_0}}{0.0632}\\\Rightarrow t=28.037\ \text{s}[/tex]

Time taken to reach the required concentration would be [tex]28.037\ \text{s}[/tex].

How many liters would you need to make a 0.8 M solution with 20 grams of lithium chloride?

Answers

Answer:

0.5875L

Explanation:

concentration = mole/ volume

n(LiCl) = 20 / (7 + 35.5) = 0.47 mol

volume = mole / conc.

volume = 0.47 /0.8

= 0.5875 dm³ = 0.5875L

PLEASE HELP ME classify this reaction:

your options are
1. synthesis
2. decomposition
3. combustion
4. single replacement
5. double replacement

explain your answer for brainliest

Answers

1. synthesis reaction
Please help me class by the reaction

24.3 2 An artifact classified as seeds, found in a site at Newlands Cross, Ireland, is found to have a 14C radioactivity of 0.103 counts per second per gram of carbon. If living carbon-containing objects have an activity of 0.255 counts per second per gram of carbon, estimate the age of the artifact?

The half-life of 14C is 5730 years.

______ years

Answers

Answer:

Age ≅ 7500 years

Explanation:

All radioactive decay is 1st order kinetics and described by the expression

A = A₀e^-kt => t = ln(A/A₀) / -k

k = 0.693 / t(half life) = (0.693 / 5730)yrs⁻¹ = 1.21 x 10⁻⁴ yrs⁻¹

t = Age = [ln(0.103/0.255) / - 1.21 x 10⁻⁴] yrs = 7500 years

What is the number of moles in 4.81 L of H2S gas at STP?

Answers

Answer:

1.19 is the answer

Explanation:

The object shown is made of glass. What is it called?

Answers

Answer: prism

Explanation: A prism is a polyhedron, with two parallel faces called bases. The other faces are always parallelograms. The prism is named by the shape of its base.

The number of atoms in a 158.4 g sample of CO2 gas at STP is:

1.277 x 1025 atoms

2.167 x 1024 atoms

6.502 x 1024 atoms

6.651 x 1024 atoms

Answers

Answer:

6.502 x 10²⁴ atoms.

Explanation:

First we convert 158.4 g of CO₂ into moles, using carbon dioxide's molar mass:

158.4 g ÷ 44 g/mol = 3.6 mol CO₂

Then we calculate how many CO₂ molecules are there in 3.6 moles, using Avogadro's number:

3.6 mol CO₂ * 6.023x10²³ molecules/mol = 2.168x10²⁴ CO₂ molecules

As there are 3 atoms per CO₂ molecule, we triple the number of CO₂ molecules in order to get the answer:

2.168x10²⁴ CO₂ molecules * 3 = 6.504x10²⁴ atoms

The closest answer is the third option,  6.502 x 10²⁴ atoms.

The mass of an atom of element x is equivalent to the total mass of 7 hydrogen atoms

Answers

Answer: I'm not sure what your question is but i'll answer as best as I can.

Explanation:

Since X is equal to 7 H and we know that H is equal to 1.008, we can just do 7x1.008 = 7.056 g. I hope i helped and please clarify more in the future.

The atomic mass of an element is given by the sum of the mass of protons and neutrons. The element X is lithium as it has a mass of 6.941 u.

What is atomic mass?

Atomic mass is the sum of the masses of the isotopes of that element and is given by adding the masses of the number of protons and neutrons of the elemental atom.

The atomic mass of one hydrogen atom is 1.008, so seven hydrogens will be, 7 x 1.008 = 7.056 g. Now, from the periodic table, it can be seen that an atomic mass of 7.056 g is closest to the atomic mass of a lithium atom (6.941 u).

From the mass, it can be said that seven hydrogen atom has an equivalent mass as that of one lithium atom in the periodic table. The lithium atom has atomic number 3 and an atomic mass of 6.941 g/mol.

Therefore, element X is lithium.

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What is one benefit that nuclear power plants currently provide for our environment?
O A. They provide energy without increasing carbon dioxide emissions.
O B. They provide energy without increasing nuclear waste.
C. They provide energy while increasing natural gas pollution.
O D. They provide energy while increasing biomass by-products.

Answers

Explanation:

Nuclear power plants deliver electricity 24 hours a day, 7 days a week, irrespective of weather and seasons. As well as reducing greenhouse gas emissions, nuclear generation helps reduce air pollution

Answer:

D

Explanation:

Just did the test

Match the element with its oxidation number (charge).

1. +1 O
2. -1 Ca
3. -3 Si
4. -2 Al
5. +2 N
6. +3 Na
7. +/- 4 F

Answers

Answer:

The answer is in the problem

Explanation:

As general rule of number of oxygen is -2:

O → -2

Alkali metals (Li, Na, K) are always +1

Na → +1

Alkali earth methals (Be, Mg, Ca...) are always +2

Ca → +2

The halogen group (F, Cl, Br...) is always -1

F → -1

The oxidation number of Si (+/- 4)

Aluminium is, usually +3

And to complete the octet rule in nitrogen, 3 electrons are required. That means:

N → -3

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