. Savings habits you develop when you are young can stay with you for life. Yes or no, Support your answer.

Answers

Answer 1
Yes. Creating habits when you are young are bound to stick with you until you break them. It is hard to break a habit once you gain it. Thus, creating a saving habit when you are young is bound to stay with you when you are older, and it would be beneficial to you as well

Related Questions

Andrew purchased a stock for $250 and sold it for $175 one year later. If he earned a dividend income of $180, the stock's yield is:

Answers

Answer:

the answer is 605$ that Math

Dade Metals manufactures patio furniture. The company budgets overhead cost of $480,000 for the year. It also budgets 24,000 machine hours and 8,000 direct labor hours.

Required:
1. Compute the plantwide overhead rate, assuming the company allocates overhead based on (a) machine hours and (b) direct labor hours.
2. Job 121 uses 160 machine hours and 150 direct labor hours. Allocate overhead to Job 121 assuming overhead is allocated based on machine hours.
3. Job 121 uses 160 machine hours and 150 direct labor hours. Allocate overhead to Job 121 assuming overhead is allocated based on direct labor hours.

Answers

1. The computation of the plantwide overhead rate for Dade Metals is as follows, based on:

a) machine hours = $20 per machine hour ($480,000/24,000).

b) direct labor hours = $60 per direct labor hour ($480,000/8,000).

2. The allocation of overhead to Job 121 using machine hours is as follows:

Job 121 overhead cost = $3,200 ($60 x 160).

3. The allocation of overhead to Job 121 using direct labor hours is as follows:

Job 121 overhead cost = $9,000 ($60 x 150).

What is an overhead allocation basis?

An overhead allocation basis is a base that overhead costs are allocated to units of production based on usage or consumption.

Overhead allocation is important in cost accounting to determine the cost of a product.

Data and Calculations:

Budgeted overhead for the year = $480,000

Budgeted machine hours = 24,000 MH

Budgeted direct labor hours = 8,000 DLH

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Which pair of characteristics is associated with a pure public good?

A Nonrival consumption and ability to exclude nonpayers
B Increasing marginal utility of consumption and a free-rider problem
C Rival consumption and an ability to exclude nonpayers
D Rival consumption and a free-rider problem

Answers

Answer:

d.rival consumption and a free-rider problem

Explanation:

sana makatulong

The dual characteristics of a pure public good are as stated in option (A): "Non-rival consumption and ability to exclude nonpayers."

What are pure public goods?

Goods that are neither excludable nor completely non-rival in consumption. Consumption that is not competitive: One person's consumption of good has no bearing on another person's ability to consume the good.

Due to these qualities, it is challenging for market producers to sell the goods to individual customers. Nonexcludable refers to a good that makes it difficult or expensive for one user to bar another user from utilizing it.

Public goods are products or services that are beneficial to all members of society and are frequently offered at no cost as a result of public taxes.

Security, education, knowledge, infrastructure, the environment, and health are examples of public goods.

Therefore, as a result, option (A) the free ability to exclude non-payers and non-rival consumption are the pair of characteristics of pure public goods.

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Mary and John, a young couple, come to you asking for financial advice. They recently graduated and have found entry-level positions in their chosen professions. They never received any formal financial education, but someone did give them a couple of The Wealthy Barber, and they read it.
Now they want to take action and begin saving for their future. Right now, they wish to save money for their 1-year old daughter’s college/university education.
They know how the Registered Education Savings Plan (RESP) works and consider themselves moderate risk-takers, given that they have an 18-year time horizon. However, they want to know how to invest through lump-sum (PMT = 0) or dollar cost (PV = 0) averaging?
Assume they could invest a maximum of $3,000 per year and earn a 6% annual return.
Your answer should address the following:
a) You will explain both the terms in simple language to the couple. (2 Marks)
b) Explain the advantage and disadvantages of both strategies. (4 Marks)
c) Recommend one strategy based on the discussion. There is no right or wrong answer here. Marking will be given based on your argument and conclusion. (1.5 Marks)

Answers

a) The lump-sum investment means that the young couple, Mary and John, will invest the total sum of $54,000 (18 x $3,000) at the beginning of the investment period, which yields a future value worth $154,134.31 at the end of the 18-year investment period,

On the other hand, the annuity investment of $3,000 implies that Mary and John will invest $3,000 annually, which yields a future value worth $98,279.98 at the end of the 18-year investment period.

b) The advantage of the lump-sum investment strategy over the annuity investment lies in the total interest generated, which is also compounded over the years.

Interest compounding means that Mary and John would be earning interest on interest.

The disadvantage  of the lump-sum strategy, which becomes the advantage of the annuity investment, is that Mary and John may not afford the lump-sum at the beginning of the investment.

c) Since Mary and John could only afford to invest $3,000 annually, they should go ahead with the annuity investment.

The recommendation of the investment strategy is based on the financial status of Mary and John at the beginning of the investment because they are:

Financially literateModerate risk-takers.  

What is future value?

The future value of an investment is the value of the cash flows in a future period. The future values of each investment strategy can be determined using the following future value formula:

FV = PV (1+r)^{n}

FV = future value

PV = present value

r = annual interest rate

{n} = number of periods interest held

Alternatively, it can be computed using an online finance calculator as follows:

Data and Calculations:

Lump-sum investment:

N (# of periods) = 18 years

I/Y (Interest per year) = 6%

PV (Present Value) = $54,000

PMT (Periodic Payment) = $0

Results:

FV = $154,134.31

Total Interest = $100,134.31

Annuity Investment:

N (# of periods) = 18 years

I/Y (Interest per year) = 6%

PV (Present Value) = $0

PMT (Periodic Payment) = $3,000

Results:

FV = $98,279.98

Sum of all periodic payments = $54,000 (18 x $3,000)

Total Interest = $44,279.98

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The use of black box edits was discontinued when CMS did not renew its contract with a private company that refused to publish NCCI code edits it developed because it considered them:
a. privileged communication
b. precedents
c. proprietary
d. a breach of confidentiality

Answers

The answer is c

Hope u have a nice day/afternoon/night :)

1a Who were shanon & weaver!

Answers

Shannon and Weaver were:

Communication theorists

Shannon and Weaver

Shannon and Weaver developed a model that analyzed he communication process.

Their model was first published in 1948 and it has been modified, adapted and developed in many ways since then.

Claude Shannon was a mathematician and Warren Weaver was a scientist and they were initially interested in machine translation and how early computer, radios and television transmit information

However, the theory also applied to human communication and remained highly influential in modern science, hence becoming theorists of communication.

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A market segment consists of consumers who respond in different ways to a given set of marketing efforts. True False

Answers

Answer:

false

Explanation:

After the stomach food passes through

Answers

Answer:

After food enters your stomach, the stomach muscles mix the food and liquid with digestive juices. The stomach slowly empties its contents, called chyme, into your small intestine. Small intestine.

Explanation:

The yield on a one-year Treasury security is 4.2300%, and the two-year Treasury security has a 6.3450% yield. Assuming that the pure expectations theory is correct, what is the market’s estimate of the one-year Treasury rate one year from now? (Note: Do not round your intermediate calculations.)
7.2275%
10.7987%
9.6933%
8.5029%

Recall that on a one-year Treasury security the yield is 4.2300% and 6.3450% on a two-year Treasury security. Suppose the one-year security does not have a maturity risk premium, but the two-year security does and it is 0.2%. What is the market’s estimate of the one-year Treasury rate one year from now? (Note: Do not round your intermediate calculations.)
9.2285%
6.8809%
8.0952%
10.2809%

Suppose the yield on a two-year Treasury security is 5.83%, and the yield on a five-year Treasury security is 6.20%. Assuming that the pure expectations theory is correct, what is the market’s estimate of the three-year Treasury rate two years from now? (Note: Do not round your intermediate calculations.)
6.53%
5.46%
6.45%
7.10%

Answers

Based on the yields given on the Treasury securities, the market estimate of the Treasury rates would be:

8.5029%8.0952%6.45%

What is Market estimate for One-Year Treasury Rate in a year?

This can be found as:

= ( ( 1 + two year rate) ^ Number of years / ( 1 + one year rate) ) - 1

= ( (  1 + 6.3450%) ² / ( 1 + 4.23%) ) - 1

= 8.5029%

What is Market estimate of one year Treasury Rate given maturity premium?

This can be found as:

= ( ( 1 + two year rate - maturity premium) ^ Number of years / ( 1 + one year rate) ) - 1

= ( (  1 + 6.3450% - 0.2%) ² / ( 1 + 4.23%) ) - 1

= 8.0952%

What is the market’s estimate of the three-year Treasury rate in two years?

= ( ( 1 + five year rate) ^ Number of years / ( 1 + two year rate)^number of years) ^ ( 1 / period of Treasury yield) - 1

= ( (  1 + 6.20% ) ⁵ / ( 1 + 5.83%)² ) ¹/³ - 1

= 6.45%

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A product falls in price by 8% and total expenditure remains unchanged. What time of price elasticity of demand does the product possess ?

A. Unitary
B. Perfectly inelastic
C. Elastic
D. Perfectly elastic

Answers

Answer:

C

Explanation:

Perhaps the greatest risk for a company that chooses to pursue an integrated low cost/differentiation strategy is that it will

Answers

The greatest risk of a low-cost provider strategy is getting lost with overly high price reduction and ending up with lower profit.

Low-cost / low-price advantage

It results in high profit only if;

(1) prices are reduced by less than the size of the cost advantage or (2) the added volume is large enough to bring in a bigger total profit despite lower margins per unit sold.

Therefore, the greatest risk is a low profit.

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I need help w/ this! No links please.
The subject is Economics/Business.

Answers

Answer:

The correct answer is dividends

Explanation:

Dividends are corporate earnings that companies pass on to their shareholders.

Eleven years ago, a guitar cost $1,800. Today, that same guitar costs $3,650. What has been the inflation rate on this instrument

Answers

The inflation rate on this instrument has been 102.78%.

How is the inflation rate calculated?

To calculate the inflation rate, subtract the starting price ($1,800) from the later price ($3,650), and divide $1,850 by the starting date ($1,800), which is then multiplied by 100.

Data and Calculations:

Cost of guitar eleven years ago = $1,800

Current cost of guitar = $3,650

Inflation in dollar terms = $1,850 ($3,650 - $1,800)

Inflation rate on guitar = 102.78% ($1,850/$1,800 x 100)

Thus, the inflation rate on this instrument has been 102.78%.

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Your organization is having a large party for its worldwide distributors in the United States. Because there will be people from all over the world, what would you serve for meals to avoid offending anyone?

Answers

Answer:

view commonly consumed meals across countries. Offer range of meals at the event

Scenario 26-1. Assume the following information for an imaginary, closed economy. GDP $100,000 Taxes $22,000 Government Purchases $25,000 National Saving $15,000 Refer to Scenario 26-1. This economy's government is running a budget a. deficit of $3,000. b. surplus of $3,000. c. deficit of $12,000. d. surplus of $12,000.

Answers

Based on the imaginary country's GDP, Taxes and purchases, the country is running a. a deficit of $3,000.

How is the country running a deficit?

A budget deficit describes a situation where the taxes are less than government purchases.

This is the situation in this country with taxes at $22,000 and Purchases at $25,000.

The deficit is therefore:

= 25,000 - 22,000

= $3,000

In conclusion, option A is correct.

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How can a person expand a soap business

Answers

Answer: Networking is your best friend when it comes to personal businesses, make as many connections and friends as possible to either sell your products to, help you grow, facilitate other connections, be support, and whatever else you need people for. Once you're established you can work on marketings and potentially shipping soaps outside of your typical reach.

Explanation:

To consider expanding your own product mix, focus on what else would appear to your customer base. Many businesses seek to raise their overall profits by driving down the cost to produce goods. Issuing larger batches at a time is a cost and effective way to maximize your profits.

The majority of economists believe that future innovations will not be transformational enough to sustain high economic growth rates in the U.S. and western Europe. a. True b. False

Answers

In regards to the statement about the majority of economists not believing that future innovations will sustain high economic rates in the U.S. this is FALSE.

Why is the statement false?

Most economists believe that future innovation will allow for the United States and Western Europe to sustain their high economic growth rates.

They believe this because future innovation will change the way things are process and produced such that production will be more efficient and lead to high economic growth.

In conclusion, this is false.

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You have just been told to get your project done sooner. After a few conversations, you have overtime approved and need to set it up in your project. Which tip should you consider when adding overtime in Project

Answers

An overtime should be added with a perfect calculation that it motivates the employee but also not encourages him/her to work only in the non-business hours.

Overtime as a motivator

An overtime can be added in a project in order to keep the employees motivated for working non-business hours.

But it is highly recommended that the overtime is added with a perfect calculation that it motivates the employee but also not encourages him/her to work only in the non-business hours.

Therefore the overtime should be added with a perfect calculation that it motivates the employee but also not encourages him/her to work only in the non-business hours.

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QUES 1.In a multi-product company, if they decide to discontinue some products how would they decide which products to drop? Explain using an appropriate model.​

Answers

I don't know what the question means to use an appropriate model, but i do know that the products that aren't being bought by customers would be discontinued. This would be because its not making enough money compared to the other products, so therefore it would be discontinued.

Regardless of the career you want to pursue, you can still get the _____ necessary to achieve success.


test

aptitude

money

help

Answers

Aptitude would be the answer (:

(Topic: Economics)

Use your knowledge of cost functions to calculate the missed cost data in the accompanying table.

[See image.]

Round your answers to two digits after the decimal.

----------

1a) What is the total cost when producing zero units?
total cost: $

1b) What is the marginal cost for the first unit? marginal cost: $

1c) What is the average total cost when producing three units?
average total cost: $

1d) What is the average variable cost when producing four units?
average variable cost: $

----------

Anyone who answers all four parts of this ECON question correctly will be awarded Brainliest!​

Answers

The total cost when producing zero units is $20.

The marginal cost for the first unit is $50.

The average total cost when producing three units is $65.67.

The average variable cost when producing four units is $98.

What are cost functions?

Fixed cost is cost that does not change with the quantity of output produced. An example of fixed cost is rent. Average fixed cost is fixed cost divided by total output.

Variable cost is the cost that changes with output. It increases the more output is produced. Average variable cost is variable cost divided by total output.

Total cost is the sum of fixed cost and variable cost. Average total cost is total cost divided by total output. Marginal cost is the change in total cost.

Total cost of producing zero units = fixed cost + variable cost

$20 + 0 = $20

Marginal cost of the first unit = (total cost of the first unit - total cost of the zero unit) / (2 - 1)

Total cost of the first unit = (average variable cost x total output) + fixed cost$20 + 50 = $70

Marginal cost = (70 - 20) / (2 - 1) = $50

The average total cost when producing three units = Total cost / total units

Total cost of three units = marginal cost of three units + total cost of two units

Total cost of two units = 105 + 92 = $197

The average total cost = $197 / 3 = $65.67

The average variable cost when producing four units = (412 - 20) / 4 = $98

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Explain a commitment to a decision could assist a school leaver to the change of entrepreneurship

Answers

Engagement of the community about your new product is key as an entrepreneur.

Being a visionary is important and as a visionary, you must expand your vision to include the community at large.

Enhancement of learning opportunities by providing students with the required resource and experiMaking a decision

Decision are more of resolution made after a decision on a particular project or work.

Being committed means following the process all through to the end without any iota of doubt

Some of the decision that could assist include

Engagement of the community about your new product is key as an entrepreneur.

Being a visionary is important and as a visionary, you must expand your vision to include the community at large.

Enhancement of learning opportunities by providing students with the required resource and experience

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Which of the following is included in comprehensive income? Distributions to owners. Changes in accounting principles. Investments by owners. Unrealized gains on available-for-sale securities.

Answers

The options that are included in comprehensive income are: Unrealized gains on available-for-sale securities.

What is Comprehensive Income?

Comprehensive income is a term that refers to the gains and losses that a company is yet to realize during its accounting period.

The gains, losses, revenue, that are yet to be classified can be classified as comprehensive income.

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The 4 stages of ProDG are:

Define, Design, Diagnose, Deploy
Define, Measure/Analyse, Improve and Control
Define, Diagnose, Design and Deploy
Define, Diagnose, Improve and Deploy

Answers

The four stages of the ProDG are:

Define, Design, Diagnose, Deploy

What is a Design Process?

This refers to the various stages in which a product has to pass through before it is considered a finished product.

With this in mind, we can see that based on the ProDG model, the four stages which takes place is to define the program which is to be made, make the design, diagnose for possible errors and then deploy.

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Prompt
What are equity investments ?

Answers

Answer:

In finance, equity is the ownership of assets that may have debts or other liabilities attached to them. Equity is measured for accounting purposes by subtracting liabilities from the value of the assets.

Explanation:

got 100%

And an anonymous survey, 2.5% of your employees say that they are “ready to quit”. You employ 50,000 people. How many are ready to quit?

Answers

Answer:

1250

Explanation:

2.5%*50,000=1250

or

50,000*0.025=1250

The rapid changes in technology that have been evident over the past thirty years have begun to slow and it will likely
be another decade or so before the next technology innovation is introduced.
O True
O False

Answers

Answer:

the answer is false

Your sister turned 35 today, and she is planning to save $55,000 per year for retirement, with the first deposit to be made one year from today. She will invest in a mutual fund that's expected to provide a return of 7.5% per year. She plans to retire 30 years from today, when she turns 65, and she expects to live for 25 years after retirement, to age 90. Under these assumptions, how much can she spend each year after she retires? Her first withdrawal will be made at the end of her first retirement year.

Answers

Answer: $788,462.54H

Have a great day! :D

$87,88,949.21  she can spend each year after she retires. $7,88,462.54 Her first withdrawal will be made at the end of her first retirement year.

What is retirement?

Retirement is indeed the point in life at which one decides to retire from the workplace after a certain age after an attained amount of time. The person may take back from their work or may decide to get a job somewhere else.

Calculation of a retirement fund's accumulated amount for her sister will be

Number of years = 30

Rate of return = 7.50%

Yearly payment = $85,000.00

Amount accumulated at retirement = $87,88,949.21

Calculating the yearly withdrawals for her sister will be

Amount accumulated at retirement (PV) = $87,88,949.21

Rate of return = 7.50%

Number of years = 25

Annual withdrawals = $7,88,462.54

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The following graph shows the daily market for jeans. Suppose the government institutes a tax of $40.60 per pair. This places a wedge between the
price buyers pay and the price sellers receive.
Fill in the following table with the quantity sold, the price buyers pay, and price sellers receieve before and after the tax.

Answers

The filled table, showing the quantity sold, the buyers' price, and the price sellers receive before and after the imposition of a tax of $40.60 per pair of jeans, is as follows:

                 Quantity      Price Buyers Pay      Price Sellers Receive

Before-tax     500                  $100.00                  $100

After-tax        430                  $105.60                    $65 ($105.60 - $40.60)

Tax burden     70                     $5.60                    $35

                                      ($105.60 - $100)             ($100 - $65)

What is a tax wedge?

The tax wedge is a measure of the difference between before-tax and after-tax prices that buyers and sellers pay and receive, respectively.

The tax wedge or burden shows the amount ($40.60 per pair) that the government which institutes the tax receives.

Question Completion:

Table showing the variables to fill:

                 Quantity    Price Buyers Pay   Price Sellers Receive

Before-tax     500                  $                                 $

After-tax        430                  $                                 $

Tax burden                            $                                 $

See attached graph for details.

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The graph illustrates that the quantity and the price before tax are 50 and $100 respectively.

How does the graph illustrate the price?

From the complete question, in the graph, it can be noted that the quantity and the price before tax are 50 and $100 respectively.

Also, the quantity and the price after tax are 45 and $105.60 respectively. the increase in the tax brought about the reduction in the quantity demanded.

Lastly, the tax burden on the buyers will be:

= $105.60 - $100

= $5.60

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Identify the ratio you would use to find out how the no-show's affect the practice. Explain why?

Answers

Answer:

To calculate your practice's no-show rate, simply divide the number of no-shows (including late cancellations) by your total number of weekly appointments. For example, if your practice typically sees 50 patients each week, and you have five no-shows, your no-show rate is 5 divided by 50, or 10 percent.

Explanation:

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