A price ceiling is something like rent control. A price limit is the highest amount that, under the rules, a seller may bill for a good or service. The amount of rent that a landlord may charge or raise is constrained by rent control.
The "rent ceiling" is the maximum amount of rent that a landlord is allowed to charge a tenant. The maximum amount of rent that can be charged in a particular area at any one time is capped by rent ceilings, a sort of rent control that is normally established by a law prohibiting landlords from overcharging for their homes, so protecting tenants.
Main Effects of Rent Ceilings on the Economy-
Rent caps make it easier for people to acquire affordable housing without having to worry about their ability to pay for it in the future, but studies have shown that they have unfavorable long-term economic repercussions. These include a decline in affordability, a delay in the new buildings, the encouragement of gentrification, the deterioration of rent-controlled structures, and a drop in the number of buildings that are readily available.
Pros and Cons of Rent Control for Tenants
Pro: Predictable Rent Increases and Amounts
a feeling of security
Con: Your landlord isn't motivated to improve the housing conditions of your unit.
the rent predictability is undoubtedly beneficial, less renter mobility can create drawbacks.
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outdoor outfitters store contracts to buy fifty tents from pitched camp, inc. unless the contract states otherwise, this document is assumed to be
Unless the contract states otherwise, this document is assumed to be ON a bill of lading O a destination contract.
What do you mean by contract?
Contract can be defined as a promise which is enforceable by law. It requires the mutual assent of two or more persons, one of them ordinarily making an offer and another accepting.
Valid contract requires the following characteristics: offer, acceptance, consideration, intention to create legal relations, authority and capacity, and certainty.
Contracts are of various kinds
Valid contract : Valid and enforceable Voidable contract : if party consent is not freeIllegal contract : not enforceable by lawTo know more about Contracts from the given link
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Management is permitted to voice objections to the formation of a union under the.
Management is allowed to voice objections to the formation of a union below the: Labor Management Relations Act.
The required details for Labor Management Relations Act in given paragraph
Labor Management Relations Act regulates the organizational rights of alternate unions and promotes and helps collective bargaining on the place of business and at sectoral level. It additionally offers with moves and lockouts, place of business boards and opportunity dispute resolution. The Labor Management Relations Act of 1947, higher called the Taft–Hartley Act, is a United States federal regulation that restricts the sports and energy of exertions unions. It turned into enacted through the eightieth United States Congress over the veto of President Harry S. Truman. Taft–Hartley turned into delivered within side the aftermath of a principal strike wave in 1945 and 1946. Though it turned into enacted through the Republican-managed eightieth Congress, the regulation obtained widespread help from congressional Democrats, lots of whom joined with their Republican colleagues in vote casting to override Truman's veto.
The Labor Management Relations Act persisted to generate competition after Truman left office, however it stays in effect.
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if the u.s. dollar appreciates relative to the euro, what is likely to be the result for the u.s. company that has company branches in germany? group of answer choices profits will increase, when measured in u.s. dollars. profits will decrease, when measured in u.s. dollars
Profits will decrease, when measured in U.S. Dollars Branches in Germany.
What is the difference between Euro and Dollar?U.S. dollar. The US dollar (USD) is the de facto standard for international trade and a reserve currency for the majority of the world. It is also the official currency of the United States. 22 nations in Europe, including 17 members of the European Union, use the Euro (EUR) as their unit of exchange.When profits are expressed in US dollars, they will decline. U.S. goods may cost overseas customers more when the dollar increases in value compared to other currencies.Exports fall when the dollar appreciates because they are now more expensive for foreign buyers to purchase, and imports rise as a result, lowering net exports. Exports rise when the value of the dollar falls because foreign buyers can now purchase them for less money, and imports fall as a result, increasing net exports.To learn more about Euro and Dollar refer to:
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the following information was drawn from the accounting records of jones company. net sales $ 400,000 net income 50,000 average total assets 500,000 average total liabilities 300,000 average total stockholders' equity 200,000 based on this information, the company's net margin (also known as return on sales) is
The company's net margin (also known as return on sales) is 12.5%
Return on sales is a financial statistic that assesses how much money a business makes from a sale in relation to its spending or operating costs over the same time period. Operating profit margin and efficiency ratio are two more frequent terms for ROS.
A higher return on sales ratio is preferred since it denotes more operational effectiveness. A declining ROS could be an indication of financial fragility. The income statement of the company includes the ROS. This financial statement shows a company's net profit by breaking out its total revenue, costs, and losses over a given time frame (or net loss).
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A blogging code of ethics ___________.
-Group of answer choices
-gives instruction on how to act in the blogosphere
-outlines how the companies stance on personal blogging
The term "blogging" refers to self-published online writing, photography, and other media.Blogging started out as a way for people to write entries in a diary, but it has since been integrated into many businesses' websites.
What are the 3 segments of the set of rules?
The Set of rules is separated into three significant segments, "Obligations to Clients and Clients," "Obligations to General society," and "Obligations to Real estate professionals."
What is a blog about ethics?
The ethics of blogging is a digital version of ethics.As a result, it embodies all of the fundamental principles of ethical behavior, such as honesty, objective thinking, diligence, responsible behavior, trustworthiness, and integrity above all else.The latter expression can be traced back to Hamlet by Shakespeare.
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When comparing the annual inflation rate in the United States based on the CPI with the annual inflation rate based on the PCE price index, the data show that the two inflation rates
An expand in the average charge of goods and offerings over time is what economists refer to as inflation.
The Consumer Price Index is a size of the inflation that people come across in their day-today lives as a reflection of the ordinary inflation rate.
What is the distinction between the CPI and the PCE?CPI sources records from consumers, while PCE sources from businesses. The scope impact is a end result of the different types of expenditures CPI and PCE track. For example, CPI solely tracks out-of-pocket consumer clinical expenditures, however PCE additionally tracks fees made for consumers, accordingly inclusive of business enterprise contributions.
What is the PCE inflation rate?Disposable private income (DPI) improved $71.3 billion (0.4 percent) and non-public consumption fees (PCE) elevated $113.0 billion (0.6 percent). The PCE price index elevated 0.3 percent. Excluding meals and energy, the PCE rate index increased 0.5 percent (table 9).
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https://brainly.com/question/8149429#SPJ4one of the true risks of high national debt is an equity issue in that upper-income individuals may benefit more through expanded investment opportunities at the cost of lower-income individuals.
One of the true risks of the high national debt is an equity issue in that upper-income individuals may benefit more through expanded investment opportunities at the cost of higher taxes on lower-income individuals.
An investment is an asset or item purchased for income or capital appreciation.
Valuation refers to the increase in value of an asset over time. When a person purchases a good as an investment, the intention is not to consume the good, but to use it to generate wealth in the future. Simply put, investing works when you buy assets at a low price and sell them at a high price. This type of investment return is known as capital gain. Selling assets for profit and making a profit, or realizing capital gains, is one way to make money with your investments.Learn more about investment here: https://brainly.com/question/1305349
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carrying insufficient quantities of inventory on hand:
Carrying insufficient quantities of inventory on hand: may result in lost sales.
Inventory (American English) or inventory (British English) refers to the products and substances that a business holds for the remaining purpose of resale, manufacturing, or utilization.Inventory management is an area more often than not approximately specifying the form and site of stocked goods. It is needed at exclusive places inside a facility or inside many places of a delivery community to precede the ordinary and deliberate direction of manufacturing and inventory of substances.
The idea of stock, inventory or paintings in system (or paintings in progress) has been prolonged from production structures to provider businesses and projects, through generalizing the definition to be "all paintings inside the system of manufacturing - all paintings this is or has took place previous to the final touch of manufacturing". In the context of a product manufacturing system, stock refers to all paintings that has taken place – uncooked substances, partly completed merchandise, completed merchandise previous to sale, and departure from the producing system. In the context of services, stock refers to all paintings finished previous to sale, such as partly system information.
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Which of the following statements about the installments for a fixed period settlement option in life insurance policies is NOT true?
a. the periodic payment amount is determined by the beneficiary's age
b. the shorter the period of time, the larger each installment
c. the longer the period of time, the smaller each installment
d. the installment payments are composed of both principal and interest
The statement which is not true about fixed period settlement is the periodic payment amount is determined by the beneficiary's age(Option A).
- More about fixed period settlement :
- Fixed Period Option: This settlement option for life insurance entails leaving the policy monies on deposit with the insurance provider to earn interest before making equal annual payments to the beneficiary.
- The payee sets the frequency of payments; the death proceeds set the benefit amount. For instance, an income benefit of $1,000 per month is given for 48 months until all income payments come to an end.
- The fixed period settlement option's main goal is to guarantee that your beneficiary receives a steady income stream for a predetermined period of time. The beneficiary should have a debt like a mortgage that demands regular payments for it to be most suitable.
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The program chair in the business administration division is retiring at the end of the year, but jana has no desire to apply for the position because she knows it would mean longer hours and more administrative work for not much more money. Which aspect of expectancy theory does this best describe?.
The expectancy theory states that employees are more motivated to perform when they know the extra effort will be recognized and rewarded.
What is expectancy theory?it represents the relationship between student expectations for task success or goal attainment in relation to the value of task completion or goal attainment.Employee motivation is the result of their hard work. How much reward a person desires (valence), an assessment of the likelihood that efforts will yield desired results (expected value), and the belief that performance leads to reward (instrumentation).It suggests that an action is motivated by an expected result or outcome. victor suggested that people choose to behave in certain ways based on the expected consequences of their chosen behavior.expectancy theory is also known asInstrumentality theory, path-goal theory, and Valence-Instrumentality-Expectancy (VIE) theory.ERG theorythus, is theory given by victor vroom tells that employees are more motivated to perform when they know the extra effort will be recognized and rewarded.
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a(n) has two drawbacks: the fee paid by the importer to the bank and since this is a financial liability, it may affect the importer's ability to borrow for other transactions.
A letter of credit has these two drawbacks.
A letter of credit is frequently used in international trade to guarantee that a payment will be made to the seller promptly and in full, as guaranteed by a bank or other financial institution.
In addition to requesting security from the buyer, the bank will charge a fee after providing a letter of credit, which is ordinarily a percentage of the letter of credit. Revolving, commercial, and confirmed letters of credit are a few examples of the different kinds of letters of credit.
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change requests and verified deliverables are the outputs of the controlling quality process.
a. true
b. false
Change requests and verified deliverables are the outputs of the controlling quality process. this statement is true.
A business process, business method, or business function is a group of related, structured activities or tasks by individuals or instrumentality within which a particular sequence produces a service or product (serves a specific business goal) for a particular client or customer. Business processes occur in the least structure levels and should or might not be visible to the customers.
A business process may usually be visualized (modeled) as a flowchart of a sequence of activities with interleaving call points or as a process matrix of a sequence of activities with connection rules supported by knowledge within the process. The edges of exploitation business processes embrace improved customer satisfaction and improved lightness for reacting to speedy market change. Process-oriented organizations break down the barriers of structural departments and check out to avoid functional silos.
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nancy donated an antique desk to her church that she paid $800 for six years ago. an appraisal indicates the current fair market value of the desk is $1,000. the church donated the desk to a family whose home was destroyed in a fire. as a result, nancy will be able to deduct
The church donated the desk to a family whose home was destroyed in a fire. as a result, Nancy will be able to deduct $800.
The Church The word translated “church” in the English Bible is Ecclesia. The word is derived from the Greek kaleo (to call) with the prefix ek (from). Therefore, the word means "the called one." However, the English word "church" does not come from ecclesia, but from the word curiacon, which means "dedicated to the Lord."
To be a "church," a religious organization must engage in the administration of the priesthood and the conduct of religious services in accordance with the principles and practices of the particular religious group."
The mission of the church is to: To provide the way for the final establishment of the kingdom of God on earth, whose purpose is first to develop Christlike attributes in the lives of men, and second to To live is to transform society so that the world is a better and more peaceful place.
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______ have the fewest staff members per inmate.
Federal prisons have the fewest staff members per inmate.
What is the prisoner-to-guard ratio?
rate and a shorter duration of anticipated confinement than in larger jails.2016; The ratio of correctional officers to inmates was four to one. Were held in county and city jails across the US.
Who spends most time in jail?
Men are 9.0% more likely than women are (1.1%) to be incarcerated at least once in their lifetime. Among men, blacks (28.5%) are about two times as possible as Hispanics (16.0%) and multiple times more probable than whites (4.4%) to be confessed to jail during their life.
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an investor who has selected an overall asset mix of 60% stocks, 30% bonds, and 10% cash equivalents and who expects to keep that allocation for the long term is most likely employing a) dynamic asset allocation. b) tactical asset allocation. c) core-satellite asset allocation. d) strategic asset allocation.
D) Strategic asset allocation is related to a long-term investment strategy that takes into account the long-term return from stocks, bonds, and cash equivalents.
As a result, an investor invests in a mix of 60% stocks, 30% bonds, and 10% cash equivalent for the long term.
When creating and maintaining a healthy investment portfolio, asset allocation is a crucial component. After all, it is even more important than selecting individual stocks for your overall returns. Your portfolio's asset mix of stocks, bonds, cash, and real estate must be constantly adjusted. As a result, your goals should be reflected in the asset mix at any given time.
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if the yield to maturity decreased 1 percentage point, which of the following bonds would have the largest percentage increase in value? a 10-year bond with a 12 percent coupon. a 1-year bond with an 8 percent coupon. a 10-year zero-coupon bond. a 1-year zero-coupon bond. a 10-year bond with an 8 percent coupon
The 10year zero coupon bond has the greatest proportion increase in value.
What occurs to bond charge when YTM decreases?Without calculations: When the YTM decreases, the price of the bond increases. (Note that you do not need calculations for this price, because the YTM is equal to the coupon rate). to a trade in the pastime rate (YTM).
What reasons yield to maturity to decrease?The YTM is only a image of the return on a bond because coupon payments can't constantly be reinvested at the equal activity rate. As hobby fees rise, the YTM will increase; as pastime quotes fall, the YTM will decrease.
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https://brainly.com/question/29360027#SPJ4which of the following scenarios make it difficult to accurately measure the cpi? makes cpi hard to measure the typical basket of consumer goods does not change. press space to open a company releases a new product that many consumers adopt. press space to open the price of a ticket to a baseball game increases after the stadium is rebuilt. press space to open consumers need to purchase gas to get to work. press space to open does not make cpi hard to measure
The scenarios that make it difficult to measure the CPI are:
The price of a ticket to a baseball game increases after the stadium is rebuiltA company releases a new product that many consumers adopt.What is the Consumer Price Index?A representative basket of products and services is used to calculate the Consumer Price Index, which tracks the overall change in consumer prices over time.
The CPI is the most commonly cited indicator of inflation, closely followed by other indicators utilized by policymakers, the financial sector, companies, and consumers.
The frequently cited CPI is based on an index that accounts for 93% of the U.S. population, while cost-of-living adjustments to government benefits are made using a comparable index that accounts for wage earners and clerical workers.
The CPI is based on roughly 94,000 price quotes that are gathered each month from about 23,000 retail and service businesses and 43,000 rental housing units.
To calculate the change in shelter expenses, including those for owner-occupied housing, which makes up about a third of the CPI, housing rentals are used.
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listed below are year-end account balances ($ in millions) taken from the records of symphony stores. debit credit accounts receivable 668 building and equipment 920 cash 48 interest receivable 37 inventory 31 land 162 notes receivable (long-term) 495 prepaid rent 34 supplies 12 trademark 55 accounts payable 665 accumulated depreciation 67 additional paid-in capital 479 dividends payable 20 common stock (at par) 12 income tax payable 61 notes payable (long-term) 825 retained earnings 299 deferred revenue 34 totals 2,462 2,462 what would symphony report as total shareholders' equity?
Allowance for uncollectible accounts are deduct of the total amount of accounts receivables.
Some reclassification are needed to do before report the total Assets.Allowance for uncollectible accounts are deduct of the total amount of accounts receivablesPetty Cash Fund is the same as Cash with the difference that this funds have an specific use as minor expenditures.Account of Current Assets , the criteria is to have a liquidity speed less of one yearCash and Petty Cash FundAccounts Receivable less Allowance for uncollectible accountsPrepaid Rent
Interest Receivable
Supplies
Inventory
Account of Non Current Assets , the criteria is to have a liquidity speed more than one year and are known as fixed assets
Building and Equipment
Accum Depreciation
Trademark
Notes Receivable
Land
Account of Current Liabilities , the criteria is to have a liquidity speed less of one year
Accounts Payable
Cash Dividend Payable
Deferred Revenue
Income Tax Payable
Account of Non Current Liabilities, the criteria is to have a liquidity speed
more than one year and are known as long term financing
Notes Payable
Account of Total Equity
Additional Paid in Capital
Common Stock
Retained Earnings
$808,000 TOTAL EQUITY
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one of the main reasons to consider purchasing from an international global source is the opportunity to improve quality, cost, and delivery performance one of the main reasons to consider purchasing from an international global source is the opportunity to improve quality, cost, and delivery performance true false
Quality, cost, and delivery performance one of the main reasons to consider purchasing from an international global source .
What is supply chain management?The handling of a good or service's full manufacturing flow, from the raw materials to the delivery of the finished product to the customer, is known as supply chain management. A business establishes a network of suppliers (or "links" in the chain") to convey the product from raw material suppliers to businesses that deal with customers directly.To meet the demand for a company's product or service from customers, plan and manage the necessary resources. Once the supply chain is in place, choose KPIs to gauge its performance in terms of customer value delivery, efficiency, and effectiveness.Hence, Quality, cost, and delivery performance one of the main reasons to consider purchasing from an international global source .
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1. The apartment was so cool, but there is no bus stop within miles and I don't have a car. Rent
Not rent
2. The renting agent says I have to rent for at least one year. But I'm not sure how many months I'll be in town.
Rent
Not rent
3. I'm not sure how many months I'll be in town. The renting agent says I can leave with 30 days notice.
Rent
Not rent
4. It fits my budget, and I can get to school and work easily.
Rent
Not rent
5. The apartment is great! Bigger bath than I have at home. Close to work! Rent is reasonable! On the "down side," I like cranking my tunes, but the walls are thin and this apartment is loaded with retirees. Plus, they don't allow pets, and I'm thinking about getting a pet boa constrictor.
Rent
Not rent
6. I did my homework on the landlord and found out he has a lot of complaints against him from former renters. He never repairs problems in apartments and never gives deposits back without a fight.
The apartment was so cool, but there is no bus stop within miles and I don't have a car. This was the based on the not rent. Thus, option (b) is correct.
The renting agent says I have to rent for at least one year. But I'm not sure how many months I'll be in town. This was the based on the rent. Thus, option (a) is correct.
I'm not sure how many months I'll be in town. The renting agent says I can leave with 30 days notice. This was the based on the rent. Thus, option (a) is correct.
What is rent?The term rent refers to the based on the deal with the landlord and tenant's. The landlord was the received the payment on the behalf of the give the property was the used.
It fits my budget, and I can get to school and work easily. This was the based on the rent.
The apartment is great! A bigger bath than I have at home. This was the based on the rent.
I did my homework on the landlord and found out he has a lot of complaints against him from former renters. This was the based on the not rent.
As a result, the significance of the sentence are rent or not rent are the aforementioned.
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command economies perform better than free economies in the long run. b) social surplus is minimized in a free economy. c) social surplus is maximized in a command economy. d) free economies perform better than command economies in the long run.
Option D is correct, According to historical evidence, Free economies perform far better than command economies in the long run.
Free economies are one which is based on private enterprise principles and have minimal interference from the government along with demands dictating production and prices exist in capitalist society. Whereas command economies are more under the command of the central government who dictates the level of production and the prices charged for goods and services mostly exist in a communist society.
Countries like New Zealand, and Canada are some examples of free economy countries where states have no interference. Cuba and North Korean enterprises are mostly under the government's command.
Due to not having any political influence, free economies work better than command economies.
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Complete question:
Historical evidence suggests that:
A) command economies perform better than free economies in the long run.
B) free economies perform better than command economies in the long run.
C) social surplus is maximized in a command economy.
D) social surplus is minimized in a free economy.
a stock has an expected return of 13 percent, its beta is 1.10, and the risk-free rate is 4 percent. what must the expected return on the market be? (do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
The expected return on the market will be 12.18%.
the return an investor expects to make on an investment based on that investment's historical or probable rate of return under varying scenarios.
How to calculate the expected return on the market?
Expected return of stock as per CAPM = Rf + beta*(Rm-Rf)
Rf is risk free rate = 0.04
beta = 1.1
expected return of stock as per CAPM = 0.13
Now let's use the formula
0.13 = 0.04 + 1.1 * (Rm - 0.04)
0.13 = 0.04 + 1.1Rm - 0.044
Rm = 0.134 / 1.1 = 0.12181818 = 12.18%
So the expected return on the market will be 12.18%
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When customers have a low involvement in a purchase but perceive significant brand differences, they will most likely engage in ________.
A) complex buying behavior
B) dissonance-reducing buying behavior
C) habitual buying behavior
D) variety-seeking buying behavior
E) brand conviction buying behavior
When customers have a low involvement in a purchase but perceive significant brand differences, they will most likely engage in variety-seeking buying behavior.
What is low involvement?
Products that are commonly purchased and with little consideration or effort since they don't pose a serious threat to the consumer's safety or significantly alter their way of life.
What sort of product would be considered low involvement?
For instance, buying a pack of gum or some chocolate at the checkout in a store seldom takes more than a few seconds because these are minimal involvement purchases that people make on whim.
What is high-involvement?
A product that necessitates the consumer's consideration and effort before making a decision. This will involve comparing costs and the actual products by browsing via various catalogs, stores, etc.Learn more about low involvement
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Calculate the amount of depreciation to report during the year ended december 31 for equipment that was purchased at a cost of $43,000 on october 1. The equipment has an estimated residual value of $3,000 and an estimated useful life of five years or 20,000 hours.
Depreciation in accounting refers to an indirect and express fee that a company incurs every 12 months whilst using a constant asset such as equipment, machinery, or steeply-priced tools.
It is the depleting value of a tangible asset. The price of the belongings gets depleted due to constant use for business purposes
What is the formulation to calculate depreciation?Use the following steps to calculate month-to-month straight-line depreciation: Subtract the asset's salvage fee from its value to determine the amount that can be depreciated. Divide this amount through the variety of years in the asset's useful lifespan. Divide via 12 to inform you the month-to-month depreciation for the asset.
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https://brainly.com/question/1203926#SPJ4employee evaluation systems that rank employees in tiers for purposes of raises and termination violate the fair labor standards act. group of answer choices true false
Employee evaluation systems that rank employees in tiers for purposes of raises and termination violate the fair labour standards act. This statement is false.
What is fair labour standards act?
The fair labor standards act (FLSA) is a United States law designed to protect workers from certain unfair wage practices. As such, the FLSA establishes various labor regulations related to interstate employment in commerce, including minimum wages, overtime pay requirements, and restrictions on child labor. The FLSA — passed in 1938 and undergoing many changes over the years — is one of the most important laws employers should understand and whether or not an employee is salaried. Regardless, it contains various rules on how to treat workers. It will be an hourly wage system.
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natural gas is used as a source of energy in many manufacturing processes. assume large new deposits of natural gas are discovered in nebraska, which increase the supply of natural gas and decreased the price of natural gas. this would cause
Many manufacturing processes use natural gas as an energy source. Assume that significant new natural gas resources are found in Nebraska.
Briefing:-This raised the natural gas supply and lowered the price of natural gas. The short-run aggregate supply curve would turn to the left as a result.
When the LRAS swings right, does the natural rate of unemployment go up, down, or stay the same?Yes, the natural rate of unemployment does decrease when the LRAS (long-run aggregate supply) shifts to the right. The natural rate of unemployment, often known as full employment, and LRAS are related ideas.
Which of the following would result in a rightward shift in the aggregate supply curve over the short term?a reduction in pay. The AS curve will rise (shift right) as a result of anything that lowers the cost of production since businesses will be more ready to create more at any given price.
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a machine originally had an estimated useful life of 5 years, but after 2 complete years, it was decided that the original estimate of useful life should have been 10 years. at that point the remaining cost to be depreciated should be allocated over the remaining:
The remaining expense that needs to be written off should be spread out over the remaining 8 years of the useful life, is the response.
How many years are in a useful life?It is an estimate of the typical time period during which an asset is still regarded as usable before its value completely depreciates. Estimates of an asset's useful life are used by the Internal Revenue Service (IRS) to determine how long it will take for it to decline. The useful life will also be influenced by a variety of other factors, including usage patterns, the age of the asset at the time of acquisition, and technical advancements.
Let's now figure out how many years the machine will be usable based on the query.
The machine's initial lifespan =5 years.
The machine's updated useful life=10 years.
till the time of modification, life had expired=2 years.
Estimated remaining usable life is equal to the machine's revised useful life minus its initial lifespan,
= 10-2 years,
=8
As a result, the remaining expense should be spread out over the remaining 8 years of the useful life.
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i would like to buy a honda civic hatchback, which costs $22,900. i will put $5,000 down and pay the remainder in monthly installments over five years. how much is each monthly payment if my apr is 3% (compounded monthly)?
The client wants to spend $22,900 for a Honda civic hatchback. He will make a $5,000 down payment and then pay the balance over five years in monthly installments. If the APR is 3%, the monthly payment is $321.64.
Rate = 3% / 12 = 0.03 / 12 = 0.0025
No of months = 5*12 = 60 months
Present value [net of down payment] = 22,900 - 5,000 = 17,900
Future value = 0
[tex]A = P\frac{r(1+r)^{n} }{(1+r)^{n}-1 }[/tex]
[tex]A = 17900\frac{0.0025(1+0.0025)^{60} }{(1+0.0025)^{60}-1 }[/tex]
[tex]A = 17900\frac{0.0025 * 1.162}{1.162 - 1}[/tex]
[tex]A = 17900\frac{0.002905}{0.162}[/tex]
A = 320.98 ≅ 321
Therefore, monthly payments = $321.
The annual rate is 3%. Due to the fact that we require a monthly rate, we have separated We multiplied 5 by 12 to find the number of months in 5 years because there are 12 months in a year. Because interest will be applied to the remaining debt in this case, we must take the amount after deducting the down payment.
Considering that the debt will be completely repaid in five years, we've estimated the value will be zero at that point.
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after a hurricane devastates new orleans (again), a canadian charity sends $2 million to the u.s. to help the survivors rebuild their homes. which of the following best indicates how this transaction would appear on a u.s. balance of payments table?
The $2 million that a Canadian charity sends to America will appear in the balance of payments table as incoming aid causing the balance on the balance of payments to increase.
The balance of payments is a systematic record of international economic transactions between residents of a country and residents of other countries within a certain period of time.
Balance of payments transactions consist of current account, capital transaction, and financial transaction. One of the functions of the balance of payments is as a source of data and information in preparing the foreign exchange budget. Giving/receiving money, goods, and services without any direct reward, such as government receipts in the form of grants from foreign countries, will be added to the balance of America's balance of payments.
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a few days after contracting to sell the ranch, your client receives an offer from an oil and gas exploration company to lease the mineral rights for five years, which will include a $5,500 signing bonus. cautioning the client that you are not giving legal advice and he should talk with his lawyer, you note that
After the contract is signed without the buyer's written agreement, paragraph 10 of the contract from home is a mineral lease.
A lease is a formal, legally-binding agreement stating the conditions under which one party signs to rent property owned by another party.It assures the landlord or property owner of regular payments for a predetermined duration in exchange for the owner's or lessee's usage of the property.
If client receives an offer from oil company to lease mineral rights, I know that the mineral lease is established according to paragraph 10 of the contract form.
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