Periodically, customers of a financial services company are asked to evaluate the company's financial consultants and services. Higher ratings on the client satisfaction survey indicate better service, with 7 the maximum service rating. Independent samples of service ratings for two financial consultants are summarized here. Consultant A has 10 years of experience, whereas consultant B has 1 year of experience. Use
= 0.05
and test to see whether the consultant with more experience has the higher population mean service rating.
Consultant A Consultant B
n1 = 16
n2 = 10
x1 = 6.82
x2 = 6.26
s1 = 0.65
s2 = 0.75
(a)
State the null and alternative hypotheses.

H0:

1 − 2 > 0

Ha:

1 − 2 ≤ 0

H0:

1 − 2 = 0

Ha:

1 − 2 ≠ 0


H0:

1 − 2 ≤ 0

Ha:

1 − 2 = 0

H0:

1 − 2 ≤ 0

Ha:

1 − 2 > 0

H0:

1 − 2 ≠ 0

Ha:

1 − 2 = 0
(b)
Compute the value of the test statistic. (Round your answer to three decimal places.)
(c)
What is the p-value? (Round your answer to four decimal places.)

Answer:

Perfectly elastic, perfectly inelastic, relatively elastic, relatively inelastic, and unitary elastic demand.

Explanation:

The FIVE (5) responses to the price elasticity of demand are:

1. Perfectly Elastic Demand:

When a small change in the price of a product causes a major change in its demand, it is said to be perfectly elastic demand.

2. Perfectly Inelastic Demand:

A perfectly inelastic demand is one when there is no change produced in the demand for a product with a change in its price.

3. Relatively Elastic Demand:

Relatively elastic demand refers to the demand when the proportionate change produced in demand is greater than the proportionate change in the price of a product.

4. Relatively Inelastic Demand:

Relatively inelastic demand is one when the percentage change produced in demand is less than the percentage change in the price of a product. price of a product.

5. Unitary Elastic Demand:

When the proportionate change in demand produces the same change in the price of the product, the demand is referred as unitary elastic demand.

Answer:

yes it is because United States has always been a health crises foreign country

Buildings account for 33% of greenhouse gas emissions and 40% of world energy demand. Our attempts to combat climate change will be largely dependent on how sustainable and energy-efficient new construction is.

Additionally, green buildings may benefit investors, businesses, and employees. These actions contribute to greater energy efficiency, lower pollution levels, and even fewer automobiles on the road. Carpooling has been shown in several studies to lower carbon dioxide emissions.

The tilt of the Earth's axis is the key factor. Many people think that the Earth's proximity to the sun during the summer and its distance during the winter is what causes temperature fluctuations. In actuality, the distance between the Earth and the sun is greatest in July and greatest in January.

Regular maintenance programs frequently start on predetermined time- and mileage-based intervals. By averting more significant and expensive problems, the goal of changing components and fluids on a regular maintenance plan is to save money over time.

With a rated energy consumption of 25 kWh per 100 miles, the rear-wheel-drive, standard-range Tesla Model 3 small car will be the most effective EV in 2022.

By funding carbon reduction initiatives, people or organizations, in this example airline passengers and business clients, can "neutralize" their share of an aircraft's carbon emissions for a certain flight.

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Answer:

At the principal place of business of the broker.

Explanation:

Answer: all of the above

Explanation:

speech can accomplish all of what you listed but with certain strategy, some ways can be stronger than others.

The company's WACC, given the risk free rate, the common stock, the debt, and the preferred stock is 8.56%.

The WACC stands for the Weighted Average Cost of Capital and is calculated by multiplying the weight of a source of funding, by the cost of that source of funding, and then adding the results together.

The formula for the Weighted Average Cost of Capital is therefore:
= (Weight of debt x After tax cost of debt) + ( Weight of Common stock x Cost of common stock) + (Weight of preferred stock x Cost of preferred stock)

Debt = $10,257, 750

Common stock = $16,952,000

Preferred stock = $ 823, 890

The total capital for the company is therefore:

= 10,257, 750 + 16,952,000 + 823, 890

= $28,033,640

The WACC is therefore:

= (10,257, 750 / 28,033,640 x 5.23%) +  (16,952,000 / 28,033,640 x 10.75%) +  (823, 890 / 28,033,640 x 4.86%)

= 8.56%

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If Maria who is 66, had adjusted gross income of $32,000.The amount deducted as medical expenses is B. $2,400.

First step is to calculate the total expenses

Total expenses =  Prescription medicines +  Dentist and doctor expenses +  Health insurance premiums + Two pair of eyeglasses

Total expenses =$875+ $1350 + $700+ $185

Total expense  = $3,110

Now let calculate the amount  deducted as medical expenses

Medical dues limit is :  7.5% of Adjusted gross income (AGI)

Amount  deducted as medical expenses  = 32,000 x 7.5%

Amount  deducted as medical expenses  = $2,400

Therefore the correct option is B.

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The complete question is:

in 2021, Maria who is 66, had adjusted gross income of $32,000, paid the following medical expenses. Prescription medicines $ 875 Dentist and doctor expenses 1,350 Health insurance premiums $700 Two pair of eyeglasses 185 What amount can Maria deduct as medical expenses (after the adjusted gross income limitation) in calculating her itemized deductions for 202q

Multiple Choice

$3110

$2400

$710

$0

Entrepreneurship is essentially the act of creating, setting up, and managing a new business in order to make money while taking on financial risk.

Option 1 - Highly energetic

Option 2 - Self nurturing

Option 3- Tolerant of uncertainty

Option 4- Self directed

Option 5 - Action oriented

Entrepreneurs with lots of energy are top performers. Even while working 18 hours a day is challenging, extremely motivated individuals can manage it. As a result, the extremely energectic characteristic is used in the first case.

When entrepreneurs renew their own joy and energies in growing their firm, they are self-nurturing or fostering self-development. Therefore, the second scenario fits the trait of self-nurturing.

Successful entrepreneurs don't worry about failing. Success is built upon failure. An entrepreneur should be mindful of many uncertainties while starting a business. The third illustration fits the trait of being tolerant of ambiguity.

Being their own boss means being self-driven. Entrepreneurs should develop their own self-awareness and self-control. The self-directed example is the fourth.

The fifth example is appropriate for action-oreinted. When we are able to act, we can make our dreams come true.

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1. Procurement - Buying raw materials at the best price to maximize cost-benefit.

2. Production Support - Requirement analysis, raw material delivery, etc. enhance the manufacturing process. Manufacturing assistance.

3. Market distribution performance cycle - Manages product distribution in the market.

Generally, The supply chain process is connected to all aspects of business operations, including procurement, production support, and the performance cycle of market distribution. These are related to one another in a few key respects. They are distinct from one another in the following ways:

1. Procurement is the process of acquiring raw materials at the lowest possible cost while maintaining the highest possible level of operational efficiency.

2. Manufacturing Support - The manufacturing process is helped along by several linked operations such as need analysis, the delivery of raw materials, and so on. The term for this kind of assistance is manufacturing support.

3. The Market Distribution Performance Cycle: It is the Management of the Complete Process of Product Distribution in the Market This cycle is the management of the entire process of product distribution in the market.

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The amount invested in the investment that earns 8% interest is $1200.

The amount invested in the investment that earns 7% interest is $800.

The first step is to form a system of equations using the information provided in the question:

a + b = 2000 equation 1

0.08a - 0.07b = 40 equation 2

Where:

The system of equations would be solved using the elimination method.

In order to determine the value of b, taking the following steps:

Multiply equation 1 by 0.08

0.08a + 0.08b = 160 equation 3

Subtract equation 2 from equation 3

0.15b = 120

Divide both sides of the equation by 0.15

b = 120 / 0.15

b = $800

Substitute for b in equation 1:

a + $800 = $2000

a = $2000 - $800

a = $1,200

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The face value of a 90-day 10% note for

$9,000, dated April 15 is $9,000.

Bonds often have a face value that

corresponds to their principal or redemption

value. A percentage of face value is used to

calculate interest payments. Depending on

the interest rate payable and the perceived

risk of default, a bond's true value before to

maturity may be larger or lower than its face

value. Bonds' actual value approaches face

value as they get closer to maturity.The per value of the stock is the face value in the case of stock certificates. The per value of the common stock is primarily symbolic. Dividends on preferred stock can be calculated as a percentage of par value.

The death benefit of a life insurance policy

is its face value. In the event that a life

insurance policy has "double indemnity," the

recipient receives double the face value in

case of accidental death.

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It can be inferred that the best title for the chart showing the following rights is the "Consumer Bill of Rights."

The Consumer Bill of Rights protects consumers. Consumers have the right to be informed, the right to select, the right to safety, the right to be heard, the right to have problems remedied, the right to consumer education, and the right to service, according to the bill.

It covers four fundamental consumer rights. Safety, information, a diverse range of goods and services at reasonable costs, and a fair hearing on consumer policy by the government

President Kennedy articulated what he referred to as the Consumer Bill of Rights. According to the law, everyone has four fundamental consumer rights: the right to be informed, the right to choice, the right to safety, and the freedom to be heard.

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From the chart above, decision makers should pay attention to the month of September.

Decision makers are the person or a group of individuals who are said to be responsible for making strategically important decisions which are mainly based on a number of variables, including resources available, time constraints, the amount and type of information available and also the number of stakeholders involved.

So, here in the given chart, the decision makers should pay attention to the month of September. As, in the month of September, the monthly cash flow and cash balance tend to decrease a lot.

Hence, a decision maker is said to make challenging decisions.

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Among these four, organization is not the pillar of the presentation.

The four options which are given in the ques are research, organisation, delivery and persuasion.

1) Research: research is a very important aspect of the presentation. Before presenting any topic, there is a need of doing the research on that topic so that the presenter knows each and every aspect of that topic and can give good presentation.

2) Delivery: Next aspect is delivery which means how the presenter delivers his presentation. It is important that he delivers his thoughts and opinions what he actually wantes to share.

3) Persuasion: It is very important that the presenter is able to convince and influence the audience through his thoughts, ideas, etc.

Thus, these 3 aspects are very important in the presentation and the left option i.e. organisation is not the pillar of presentation.

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Answer: delivery

Explanation:

Communications have to be issued at least a month in advance, so you could create the excitement and prepare employees to look forward to the picnic. Ensure the communication include the broad agendas, timings and a map to reach the venue.

Send out personal invitations to each employee is necessary. Brand the picnic and display posters and communications around the workplace. Consider creating a special website for the picnic.

Planning well in advanced is necessary. Arranging an office picnic is not just about using the budget and arranging things in accordance to it, its about utilizing the budget to its maximum, where it would benefit the company and employees at large.

Given below are some of the important pointers to note, when arranging an office picnic to ensure a good turnaround.

Communications have to be issued at least a month in advance, so you could create the excitement and prepare employees to look forward to the picnic. Ensure the communication include the broad agendas, timings and a map to reach the venue.

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Two ways by which Customer Service and Support can affect sales are:

Customer service and support is very important to businesses because it helps them to deal with their customers which are very important to them making sales and profit. In order words, the work of customer service and support is very important to the profitability of a company.

One way that customer service and support can influence sales is by distributing marketing information. For instance, if a customer has an issue, the customer service rep can refer them to some marketing information. Customer service can also lead to increased sales when they engage in personalization and responsiveness and this makes the customer feel appreciated and thereby likely to patronize a company again.

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Answer:

Did you answer my qustion wrong on purpose?

Explanation:

Explanation & Answer:

To put it in simple terms, the break even point is the point at which total cost and total revenue are equivalent.

The best visual aid for creating a report that will contain financial information for each month in the last fiscal year, including sales, cost of goods sold, fixed costs, variable costs, and scrap costs will be a graph.

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Buyer who has the right to purchase a property at a preset price and terms for period of time "option.

Option is a contract that gives the buyer the right to purchase a property at a preset price and terms for a period of time.

A option contract is a one-of-a-kind agreement between the seller and the buyer. In this agreement, the seller gives the buyer the option to purchase property at a fixed price within a specified time frame.

Therefore, the correct answer will be option (a)

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Real GDP in 2017 is $16500

Expenditure in base 2017 =
                    price        Quantity      Expenditure
Oranges=      $1              1000            1000
Haircut          $5             2000           10000
Total                                                   11000

Expenditure in 2018
                  price         Quantity        Expenditure    Real GDP
Oranges      $1.5             1500            2250               1500
haircut         $7.5            3000          22500             15000
Total                                                   24750             16500          

Nominal GDP: the value of final goods and services at current prices ( Price in current year x quantity in current year)      

Real GDP: The value of final goods and services at base year prices. (Price in base year x quantity in currently year)                  

Real GDP in 2018 with 2017 as base year is $16,500.    

Nominal GDP- GDP in nominal terms is GDP expressed in current prices, without inflation adjustment. GDP is estimated at current prices by expressing the values of all goods and services produced during the current reporting period.
Real GDP- Real GDP is a macroeconomic measure of the value of economic output after adjusting for price changes. This adjustment converts nominal GDP, a money-value measure, into an index of total output quantity.

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In order to make medical decisions for her aunt, Kathi will need a power of attorney. The correct option is (A).

An important legal document known as a power of attorney (POA) enables an individual to designate another person or entity to handle his or her property, medical affairs, and financial matters while he or she is away.

A medical power of attorney (POA) is a legal document that you can use to appoint a representative to make medical decisions on your behalf in the event that you are unable to do so.

If your doctor determines you are unable to make significant choices for yourself, only then can the person you select as your agent exercise the authority a medical POA grants them.

Therefore, in order to make medical decisions for her aunt, Kathi will need a power of attorney.

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1. The market price of your bonds if you purchased $900 in terms of face value is $910.08.

2. In dollars, the value of the bid-ask spread on this bond is B. $22.00.

The bid-ask spread is the percentage difference between the bid price and the ask price of a security.

The ask price is the lowest price the security seller will be willing to sell.  On the other hand, the bid price is the highest price that the buyer is willing to buy the security.

Face value of bonds = $900

Quoted rate = 101.12

Market price = $910.08 ($900 x 1.0112)

The worth of Treasury bonds = $220,000

Bid price quote = 109:17

Asked quote = 109:18

Bid-ask spread = 0:01% (109:18 - 109:17)

Value of the bid-ask spread = $22.00 ($220,000 x 0.01%)

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Answer:

A.....While the Notarial Evidence Form is created by the Specialist, it is then returned to the lender or closing agent along with the signed documents. Lenders rely on the form to comply with government or meet their own business practices.

The Notary Signing Agent completes the notarial evidence form and returns it to the contracting business. Thus, the right option is (a.) The Notary Signing Agent returned to the contracting company.

The Notarial Evidence Form is a business record of all notarizations conducted in the course of a loan or real estate transaction (see the Definitions). It is not the same as keeping a journal.

The acknowledgment (when a signer is positively identified by the Notary and acknowledges signing a document in the Notary's presence) and the jurat (when the signer swears or affirms before the Notary that the contents of a document signed in the Notary's presence are true) are the two most common notarial acts.

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To make sure th-at the client pays their long-term loans  by mak-ing Equated Monthly Installments (EMIs) over an ag-reed period of time with the bank. The install-ments are made up of two ele-ments – principal amount and the interest.

A long-term loan is a lo-an from a bank for a spe-cific amount that has a specified re-payment schedule and a fixed or floating inter-est rate.

Return on Assets (ROA) is a profit-ability ratio which indi-cates the net profit (net income) gener-ated on total assets. It is compu-ted by dividing net income by ave-rage total assets. Formula- (Profit after tax/Av. Total assets)*100.

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Scarcity: means limitation of the avail-ability of reso-urces in relat-ion to their wants. That means the avail-able resources are not eno-ugh to comp-letely satisfy all the wa-nts.

A scale of preference: is a list of goods and services (for exam-ple, shoes, socks, bo-oks, hair-cut, and so on) pre-pared for pur-chase in order of priority. It is a prior-ity rating of all indivi-dual wants, according to their import-ance in one's valuation and the means to achi-eve or obtain them.

Choice: refers to the ab-ility of a consumer or prod-ucer to decide which good, service or re-source to purchase or pro-vide from a range of poss-ible options. Being free to chose is regard-ed as a funda-mental indicator of economic well being and develop-ment.

Opportunity cost: is the va-lue of the best alternative for-gone in making any choice.

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The true statement about down payments is (d) The larger the down payment, the lower the principal.

A large down payment reduces the amount of the mortgage/loan that must be borrowed from the bank. The greater the down payment, the less the buyer will need to borrow to complete the transaction, the lower their monthly payments, and the less interest they will pay in the long run.
The larger your down payment, the less you'll have to borrow and the less interest you'll pay. For example, if you borrow $100,000 with a 5% interest rate, you will pay $5,000 in interest just in the first year. However, if you put down an extra $20,000 and borrow only $80,000, your first-year interest will be $4,000—a $1,000 savings.

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Answer: the larger the down-payment, the lower the principal.

Explanation: I took the test and got it right.

Answer: An expansionary fiscal policy leads to higher budget deficits while a contractionary policy reduces deficits.

Explanation:

Fiscal policy refers to the use of the government budget to affect the economy.

The policy is said to be expansionary when the government spends more on budget items such as infrastructure or when taxes are lowered. Such policies are typically used to boost productivity and the economy. Conversely, the policy is contractionary when government spending decreases or taxes rise. Contractionary policies might be used to combat rising inflation.
Generally, expansionary policy leads to higher budget deficits, and contractionary policy reduces deficits.

A deficit can be reduced by using fiscal policy to encourage economic expansion in order to raise tax income and cut spending.

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a. An initial $500 compound-ed for 10 ye-ars at 6%.

PV= $500

I=6%

N= 10

FV=?

PMT= 0

FV = PV(1+i)^n

500(1.06)^10= $895.45

b. An initial $500 comp-ounded 10 years at 12%.

I= 12%

N= 10

PMT= 0

PV= -500

FV= ?

FV = PV(1+i)^n

500(1.12)^10= $1552.92

c. The pre-sent va lue of $500 due in 10 yea-rs at 6%

I= 6%

N= 10

PMT=0

PV=?

FV=500

PV = FV/(1+i)^n

PV = $500 / (1.06)^10

= $279

d. The pre-sent value $1,552.90 due in 10 ye-ars at %12 and at %6

I= 12% and 6%

N= 10

PMT= 0

PV= ?

FV= $1,552.90

PV = FV/(1+i)^n

PV = $1,552.90 / (1.12)^10

= $499.99

PV = $1,552.90 / (1.06)^10

= $867.13

e. Present Value

Present Value is today's value of mo-ney received at some point in the future discount-ed at current int-erest rates.

How are present values affect-ed by int-erest rates? The pre-sent value gets small-er as you incr-ease the disco-unt rate.

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