P=$150(1-1/1.03)^10/0.03


The equation above gives the present value,P, of an investment that pays the investor $150 per year for1010years. The present value is the dollar amount that is equal to the series of future payments. If the payments are changed from $150 to $75, what is the effect on the present valueP?

a. the present value stays the same
b. the present value is halved
c. the present value doubles
d. the present value increases by 3%

Answers

Answer 1

Answer: b. the present value is halved

Explanation:

The present value of the investment is based on several things including the future payments. If these payments were to be halved from $150 to $75, the entire present value would be halved as well.

Present Value= 150 * (( 1 - (1 / 1.03) ) ^10) / 0.03

= $1,279.53

Present Value = 75 *  (( 1 - (1 / 1.03) ) ^10) / 0.03

= $639.77

Notice how the present value when the payments are $75 is half that of the present value at $150.


Related Questions

Which of the following statements is LEAST accurate?

a. Color can be used for headings. WRONG
b. Color helps readers focus on essential information.
c. Use very bright colors to draw attention to text.
d. Bold or shading can be used instead of color.

Answers

Answer


It could be A or B just try one

When we compute the mean of a frequency distribution, why do we refer to this as an estimated mean?

Answers

Answer:

We call it an estimated mean because it represents the average of the data collected, and we assume that this average (estimated mean) represents the data collected. But this is not necessarily true since the estimated mean is not the same as all the different data collected. Most of the times, when we are working with statistics we do not know or are not even given all the data, we are just given the relevant ratios or indicators.

Why is it important for manufacturing companies to know the manufacturing cost of each of the products they make

Answers

Answer:

Manufacturing cost per unit is important to monitor. These, in many ways, represent the efficiency of the production process. If labor, material, or overhead costs appear too high then action must be taken. You must change and balance all of these costs to maximize shareholder value.

Assume the CPI increases from 100 to 110 and a person's nominal income increases from $50,000 to $55,000 over the same period. This person's real income has

Answers

Answer and Explanation:

The computation of the real income percentage is as follows:

The Increase in CPI would be

= (110 - 100) ÷ 100 × 100

= 10%

And, the increase in nominal income is

= ($55,000 - $50,000) ÷ ($50,000) × 100

= 10%

As the CPI and increase in nominal income percentage is same

SO the real income would also remains the same

If the future value of an ordinary, 7-year annuity is $10.000 and interest rates are 4 percent, what is the future value of the same annuity due?

Answers

Answer:

The future value of the same annuity due is $10,400.

Explanation:

Step 1: Calculation of the annuity payment

This can be calculated using the formula for calculating the Future Value (FV) of an Ordinary Annuity as follows:

FV = P * (((1 + r)^n - 1) / r) ................................. (1)

Where,

FV = Future value of the amount after 7 years = $10.000

P = Annuity payment = ?

r = interest rate = 4%, or 0.04

n = number of years = 7

Substituting the values into equation (1) and solve for P, we have:

10,000 = P * (((1 + 0.04)^7 - 1) / 0.04)

10,000 = P * 7.89829448089601

P = 10,000 / 7.89829448089601

P = $1,266.09612039504

Step 2: Calculation of the future value of the same annuity due

This can be calculated using the formula for calculating the Future Value (FV) of an Annuity Due as follows:

FV = P * (((1 + r)^n - 1) / r) * (1 + r) ................................. (2)

Where,

FV = Future value the same annuity due = ?

P = Annuity payment as obtained in Step 1 above = $1,266.09612039504

r = interest rate = 4%, or 0.04

n = number of years = 7

Substituting the values into equation (2), we have:

FV = $1,266.09612039504 * (((1 + 0.04)^7 - 1) / 0.04) * (1 + 0.04)

FV = $1,266.09612039504 * 7.89829448089601 * 1.04

FV = $10,400

Therefore, the future value of the same annuity due is $10,400.

An encumbrance: Group of answer choices is always a lien. burdens the property. cannot affect the physical use of a property. all of the answers are correct.

Answers

Answer:

burdens the property.

Explanation:

An encumbrance may be defined as the legal liability or interest in a property which does not prohibits the passing title to the property, instead it can diminish value. In other words it is an obstruction or a burden.

It is a claim by a party against a property who is not the owner of the property. It largely impacts the transferability of that property and also restrict the free use until encumbrance is lifted. It is the obstructions which impedes and is burdensome.

A proposed new investment has projected sales of $850,000. Variable costs are 60 percent of sales, and fixed costs are $174,000; depreciation is $75,000. Prepare a pro forma income statement assuming a tax rate of 30 percent. What is the projected net income

Answers

Answer:

63,700

Explanation:

Sales:                                                 850,000

Variable Cost: (850,000*60%) =      510,000

Contribution Margin = 850k-510k= 340,000

Fixed cost =                                       174,000

Depreciation =                                    75,000

Earnings Before Taxes =                    91,000

Taxes (30%) =                                      (27,300)

Net Income                                 63,700

2019 balance sheet showed net fixed assets of $5.2 million, and the 2020 balance sheet showed net fixed assets of $5.8 million. The company’s 2020 income statement showed a depreciation expense of $335,000. What was the company's net capital spending for 2020?

Answers

Answer: $935,000

Explanation:

Net capital spending refers to the amount spent on acquiring new fixed assets.

= 2020 net fixed assets + 2020 depreciation - 2019 net fixed assets

= 5,800,000 + 335,000 - 5,200,000

= $935,000

describe the cycle that dictates the economic ups and down of the hotel industry

Answers

The ups are when the vacation season starts and the down are when the weekdays

The terms of business cycle which includes expansion, growth, peak, recession describes the Ups and down of the hotel industry

Business cycle refers to the cyclical upswings and downswings of a  business in its output, employment, income, sales etc

The 4 stages of business cycle includes:

expansionpeakcontractiontrough/recession.

In conclusion, the terms of business cycle which includes expansion, growth, peak, recession describes the Ups and down of the hotel industry

Read more about business cycle

brainly.com/question/26086110

A theory of strategic factor markets suggests that the resources a firm possesses might give it an advantage versus competitors in labor markets such as this one. Which firm resource might be consistent with this position

Answers

Explanation:

Organizations are integrated systems that use resources to achieve certain objectives and goals and become profitable and competitive.

Globalization was a phenomenon that contributed to an increase in the flow of information and changes in technologies and paradigms that contributed to a greater speed in consumer trends, and in the number of companies competing in the market.

Therefore, to achieve competitive advantage, it is not enough for the organization to use its resources in a conventional way, it is necessary to use strategies to add value to its processes. Considering the current business scenario, it can be said that the human resource in companies is the one that will give it a sustainable competitive advantage, since the knowledge acquired is one of the main resources used for the company to position itself in relation to competitors, each time more companies are promoters of social responsibility, so prioritizing knowledge and its stakeholders will always be the most advantageous option for creating value and competitive advantages.

Which of the following careers does NOT work with patients or the public?
A.
Social worker
B.
Laboratory technician
C.
Hair stylist
D.
Substance abuse counselor

Answers

Answer:

B. Laboratory technician

Explanation:

Laboratory technicians don't work with patients or the public.

Answer:

B.Laboratory technician

Explanation:

"A lab technician analyzes samples such as body fluids and chemicals. They assist scientists and medical personnel with tasks such as keeping records and conducting tests." They do not have patients, or work with the public, they work for them, to make scientific analises. Hope this help!!

Which lists the amount of education required for the Transportation and Logistics careers from least to greatest?

Brownfield Redevelopment Specialists, Ship Loaders, Aviation Inspectors
Transportation Planners, Diesel Engine Specialists, Freight Forwarders
Bicycle Repairers, Airline Pilots, Tank Loaders
Taxi Drivers, Aircraft Mechanics,Traffic Technicians

Answers

Answer:

It's D)

Explanation:

Taxi Drivers have bare minimum degrees, Aircraft Mechanics have associates or Bachelors, and Traffic Technicians have Bachelors or higher degrees.

Hope this helped! :D

Answer:

D

Explanation:

Im completly not sure but Im 99 %

Which 3 transactions in QuickBooks Online are reflected in the Accounts Payable Aging Detail report?

a. Bill
b. Statements
c. Vendor Credits
d. Bill Payments
e. Purchase Orders

Answers

Answer:

a. Bill

c. Vendor Credits

d. Bill Payments

Explanation:

QuickBooks Online is an accounting software that has millions of users most of whom are medium and small time businesses. It is very useful in ensuring that the needs of even novices in accounting are taken care of.

In the Accounts Payable Aging detail report, QuickBooks online includes Bills which gives a list of vendors purchased from. It includes Vendor credits which shows the vendors owed and the payment terms of the debt and Bill payments which show the history of payments both owed and already made to certain vendors.

If yu recieved $10,000, how would you choose to spend it?

Answers

Answer:

I would by a house and provide for family hbu???

Explanation:

I would buy a bunch of junk like electronics and use the rest for debt or I would donate the rest to a children’s hospital

1
Select the correct text in the passage.
Which sentences highlight the correct way of preparing stewed potato?
Olivia chooses to prepare stewed potato during the weekend. She warms vegetable broth over medium heat. She then cuts potatoes into 1"
chunks. She adds potatoes to the broth, covers the lid and cooks it at low heat until the potatoes become tender. Jessica, too, likes stewed
potato. She peels, and boils potatoes until tender. She then uses an electric mixer to mix potatoes and salt until the dish shows a smooth
texture
Reset
Next

Answers

Answer:

She then cuts potatoes into 1" chunks. She adds potatoes to the broth, covers the lid and cooks it at low heat until the potatoes become tender.

Explanation:

Stewed Potatoes is a very popular dish in the South and can be prepared in various ways but there are methods that are universal.

One such method is to cut the potato into chunks then adding these chunks to water/ broth and then ingredients. When the potato boils, cook it at a low heat until it becomes the desired level of tender.

With SMART goals, what does the “T” stand for?
a
Training
b
Time bound
c
Task
d
Teaching

Answers

Answer:

time bond

Explanation:

time frame given to achieve that goal

time bound

like giving yourself time

The nominal interest rate is 7% and the expected inflation rate is 2%. Based on the Fisher effect, the real rate of interest is Group of answer choices 5.0% 5.1% 4.9% 6.86%

Answers

The answer:
5.1%
Trust me:] and good luck!

How a society's culture affects the values found in the workplace is considerably important to an international business with operations in different countries? Management processes and practices may need to vary according to culturally determined work-related values.

Answers

Explanation:

Technological development has enabled social, economic and cultural interactions between countries, generating the phenomenon known as globalization. Therefore, companies saw new opportunities for profitability in different countries, but also new challenges, such as the cultural adaptation of their processes, policies and employees.

It is necessary for organizations to adapt to the multicultural environment in which they operate, aligning their values ​​and organizational ethics to the place in which they operate, since each country has its own set of behaviors, customs and characteristics in the work environment, which therefore they must be included in a company's internal and external processes in a globalized environment so that there is acceptance by the local public of the products and services offered by a company, in addition to protecting and respecting the dignity, culture and values ​​of a people.

the work in process inventory account of a manufacturing company shows a balance of $2,400. from this information, it appears that the compnay is suing a predetermined overhead rate, as a percentageof direct labor costs, of: g

Answers

Answer: 125%

Explanation:

Here's the complete question:

The Work in Process inventory account of a manufacturing company shows a balance of $2,400 at the end of an accounting period. The job cost sheets of the two uncompleted jobsshow charges of $400 and $200 for direct materials, and charges of $300 and $500 for direct labor. From this information, it appears that the company is using a predetermined overhead rate, as a percentage of direct labor costs, of:

A. 80%

B. 125%

C. 300%

D. 240%

First, we have to calculate the overhead cost of the incomplete jobs. This would be:

Ending Work in process balance = $2,400

Less: Direct materials cost of uncompleted Jobs = $600

Less: Direct labor cost of uncompleted Jobs = $800

Therefore, Overhead cost of Uncompleted Jobs = $1,000

Then, the predetermined overhead rate would be calculated as:

= Overhead cost / Direct labor cost of the uncompleted Jobs

= $1000 / $800

= 1.25

= 125% of direct labor cost

Do you think that business practices in an Islamic country are likely to differ from business practices in a Christian country

Answers

Explanation:

Yes, since an organization is a reflection of the values of the society in which it operates, it is correct to say that business practices in an Islamic country may be different from business practices in a Christian country.

Some differences can be mentioned, such as in Islamic organizations, there is the incorporation of rules and laws arising from Islam, such as in the period of Ramadan, where there is a 6-hour working day, fasts and other religious practices. It is also possible to quote the dress code in the workplace, the treatment given to women among several other practices that differentiate an Islamic organization from a Christian one.

The Jones Corporation uses a process system. During the current period, 2,500 units were started and 1,100 units were completed and transferred out. Ending units were 60% complete for materials and 45% complete for conversion costs. Direct materials costs added were $35,405 and conversion costs added were $32,870. There was no beginning WIP Inventory and conversion costs are added evenly throughout the process. At the end of the period, the cost per equivalent unit for conversion costs would be closest to

Answers

Answer:

The Jones Corporation

At the end of the period, the cost per equivalent unit for conversion costs would be closest to:

$19

Explanation:

a) Data and Calculations:

Units started during the current period = 2,500

Units completed and transferred out =      1,100

Ending inventory of units =                         1,400

Degree of completion for ending inventory:

Materials = 60%

Conversion = 45%

Equivalent production:

                                                 Direct materials              Conversion

Started and completed                  1,100                           1,100  (100%)

Ending inventory                              840  (1,400 * 60%)    630 (1,400 *45%)

Total equivalent unit                      1,940                          1,730

Cost per equivalent unit:

                                   Direct materials     Conversion

Cost incurred                $35,405                 $32,870

Total equivalent unit         1,940                      1,730

Cost per equivalent unit $18.25                    $19

Parcel Corporation expects to pay a dividend of $5 per share next year, and the dividend payout ratio is 50 percent. If dividends are expected to grow at a constant rate of 8 percent forever, and the required rate of return on the stock is 13 percent, calculate the present value of growth opportunities.

Answers

Answer:

The present value of growth opportunities is $23.08

Explanation:

First, we need to calculate the price with growth

Stock Price = Expected Dividend / ( Required rate of return - growth rate )

Where

Expected Dividend  = $5

Required rate of return = 13%

Growth rate = 8%

Pacing values in the formula

Stock Price = $5 / ( 13% - 8% )

Stock Price = $100

Now determine the expected EPS

EPS = Dividend / Payout ratio

Where

Dividend = $5

Payout ratio = 50%

Placing values in the formula

EPS = $5 / 50%

EPS = $10

Now calculate the present value of growth opportunity

PV of Growth opportunity = Price with growth - ( EPS / Required rate of return )

Where

Price with growth = $100

EPS = $10

Required rate of return = 13%

Placing value in the formula

PV of Growth opportunity = $100 - ( $10 / 13% )

PV of Growth opportunity = $100 - $76.92

PV of Growth opportunity = $23.08

Lisa is trying to earn some extra money for a cruise she's taking in a few months, so she's made sure to book her days so that she has back to back clients. Today she's scheduled some clients to come in for simple washes and cuts between applying and finishing color treatments for other clients. Lisa plans to clean up at the end of her day to save time. What is the ergonomic issue with this situation? Select the best option. This will make her customers annoyed. She won't have enough time to perform each service. It's against licensing policy to schedule services like this. She will have long periods of holding the same posture.

Answers

Explanation:

would it be the overexaustion? I'm not even sure if its a word

Lisa is trying to earn some extra money for a cruise she's taking in a few months, so she's made sure to book her days so that she has back-to-back clients. Today she's scheduled some clients to come in for simple washes and cuts between applying and finishing color treatments for other clients. Lisa plans to clean up at the end of her day to save time. She will have long periods of holding the same posture. The correct option is D.

Why is ergonomics an issue?

Muscle fatigue, muscle imbalances, and strain are all consequences of poor ergonomics. Performing the same motion repeatedly can lead to numerous muscle strains. These develop into repetitive stress injuries, some of the most frequent workplace accidents.

Working in uncomfortable positions or holding one position for a long time. assuming positions that strain the body, such as bending over to use a knife with the wrists bent or twisting the torso while lifting, or repeatedly reaching above shoulder height.

Thus, the ideal selection is option D.

Learn more about ergonomics here:

https://brainly.com/question/17408983

#SPJ2

Which of the following explains why tariffs and quotas raise the cost of protected products, such as sugar, to consumers?
-High demand forces domestic businesses to lower prices to match foreign competitors' prices
-High demand causes the government to raise revenues to protect domestic farmers
-High demand encourages world prices to increase at regular intervals
-High demand encourages domestic quantities to increase, raising domestic prices higher than world prices​

Answers

Answer: High demand encourages domestic quantities to increase, raising domestic prices higher than world prices​

Explanation:

Due to tariffs and quotas, the amount of the protected goods coming into the country from countries where it is cheaper will reduce.

This will push people towards the domestic manufacturers of the goods. This increase in demand for local goods will lead to the producers having to charge more as well as produce more. As they are charging more based on the situation in their own country, the prices will be more than world prices.

ook at these two sentences about Undeposited Funds: By posting to Undeposited Funds, you can create a single bank deposit for multiple payments, making it easy ___________. When receiving a payment, make sure _________________.

Answers

Answer:

1. To match your bank register with your bank statement; 2. the Deposit to account is Undeposited Funds

Explanation:

In order to reconcile with the company book accounts to the bank statement. If the posting is to be done in non-deposited funds so it would be develop the bank deposit for multiple payments that could easy for matching also at the time of payment received make sure that the deposit should be undeposited funds

So the same is relevant

Longshore Group bought a piece of equipment for use in its operations under the following terms: 5 annual payments of $64,000 for the equipment, including interest. Although the list price of the equipment was $315,000, Longshore Group could have bought it for $300,000 cash. Salvage value is $20,000. Which amount should Longshore Group use to record the purchase of the machine on its books

Answers

Answer:

$300,000

Explanation:

Calculation for Which amount should Longshore Group use to record the purchase of the machine on its books

Amount to record machine purchased=($64,000*5 annual payment)-$20,000

Amount to record machine purchased=$320,000-$20,000

Amount to record machine purchased=$300,000

Therefore the amount that Longshore Group should use to record the purchase of the machine on its books is $300,000

The following costs were for Optimal View Inc., a contact lens manufacturer: Output Fixed Cost Variable Cost Total Costs 270 $ 5,300 $ 10,000 $ 15,300 320 5,300 12,000 17,300 370 5,300 14,000 19,300 420 5,300 16,000 21,300 At an output level of 500 lenses, per unit total cost is projected to be:

Answers

Answer:

Per unit total cost $49.00

Explanation:

The per unit total cost is as follows;

Particulars     Total Costs    Output

High level     $21,300           420

Low level     $15,300           270

Difference   $6,000            150

Unit variable cost 40 ($6000 ÷ 150)

Fixed cost $4,500 ($21,300 - (420 × 40) )

Total cost at 500 lenses $24,500 ($4,500 + (500*40))

Per unit total cost $49.00 ($24,500 ÷ 500)

Participative leadership is enhanced when:______

Answers

Answer:

employees partake in the decision making in an organization.

Explanation:

Participative leadership is enhanced when employees are involved in the decision making of an organization, hence creating a collaborative approach towards running and managing the organization.

In participative leadership approach, all the members within a team collaborate in terms of identifying essential goals and finding a means to achieving those goals. The importance of participative leadership is that it boost the morale of employees by giving them sense of belonging.

what are some common tasks performed by Municipal Clerks? Check all that apply.

recording and editing the minutes (notes) of meetings
performing inspections to make sure restaurants meet standards
planning the maintenance of documents
issuing public notifications of meetings
drafting and proposing legislation
traveling to attend conferences in other states
participating in administration of elections

Answers

Answer:

record minutes of council meetings; answer official correspondence; keep fiscal records and accounts; and prepare reports on civic needs.

Answer:

1, 3, 4, 7

Explanation:

Hi, I'm sorry I'm late but maybe it will help others. ;D

Gabuat Corporation, which has only one product, has provided the following data concerning its most recent month of operations:

Selling price $147
Units in beginning inventory 0
Units produced 2,200
Units sold 1,910
Units in ending inventory 290

Variable costs per unit:

Direct materials $47
Direct labor $34
Variable manufacturing overhead $5
Variable selling and administrative expense $6

Fixed costs:
Fixed manufacturing overhead $39,600
Fixed selling and administrative expense $15,280

The total gross margin for the month under the absorption costing approach is:________

Answers

Answer:

Gross Margin $82,130

Explanation:

The computation of the gross margin under the absorption costing approach is as follows:

Sales ($147 × 1,910 units) $280,770

Less:  

Direct Material ($47 × 1,910 units) $89,770

Direct Material ($34 x 1,910 units) $64,940

Variable Manufacturing Overhead ($5 × 1,910 units) $9,550

Fixed Manufacturing Overhead ($39,600 ÷ 2,200 units) × $1,910 units $34,380

Gross Margin $82,130

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How did enslaved people played a role in freeing themselves what are prebendal tendencies Write the equation of the line using slope-intercept formwith the following information: ( 1,9) and (2,3) One-third of Olivias age, increased by 12, is equal to twice her age, decreased by 3. How old is Olivia? How could natural selection affect humans? Can you help me find x please white and informative essay about why or why not wearing school uniforms would be beneficial to students and school district Please answer all or what you can do PLZ ITS TIMED AND MY GRADE DEPENDS ON IT WILL MAKE BRAINLIST About 30% of imports that arrive in WashingtonO are transported elsewhere.O involve raw materials for services.O remain in the state.O are sent to Europe. PLEASE HELP I WILL AWARD BRAINLIESTWrite a linear function f with the given values. x f-4 -2-2 -10 0f =______?????? How to convert 0.231 to fraction evaluate: the crucifixion is less significant than the birth of jesus. (12 marks) Who was in charge of establishing the first federal court system? Write the coordinates of each image. Use the graph to help you out. Please select the word from the list that best fits the definitionthe art of folding paper PLSPLSPLS HELP ASAP a scientist discovers that the acidity of a lake increases overtime. at the same time, its population of Minnows grew smaller. when the adicity of the lake return to normal, The Minnow population recover. In what two ways can the minnow population be used to monitor the Lakes water quality? 3. A coil of 100 turns encloses an area of 100 cm2. It is placed at an angle of 700 with amagnetic field of 0.1 Wbm-2. What is the magnetic flux through the coil? If the magneticfield is reduced to zero in 10-3s, what emf is induced in the coil? 2) A person with hardened arteries willa) have great blood flowc)have low elasticity in their blood vesselsb) have a normal blood pressured) be a low risk for a heart attack since their blood vessels are strong Read the following excerpt from The Jungle Book by Rudyard Kipling."How little! How naked, andhow bold!" said Mother Wolf, softly. The baby was pushing his way between the cubs to get close to the warm hide. "Ahai! He is taking his meal with the others. And so this is a man's cub. Now, was there ever a wolf that could boast of a man's cub among her children?""I have heard now and again of such a thing, but never in our pack or in my time," said Father Wolf. "He is altogether without hair, and I could kill him with a touch of my foot. But see, he looks up and is not afraid."In this excerpt, how does the narrator characterize the wolves as caring individuals?by giving physical descriptions of the wolvesby showing the wolves inner thoughtsby showing how other characters feel about the wolvesby revealing the dialogue between the two wolves GIVING BRAINIEST!! ANSWER ASAP PLSWhen an object is dropped from a point above the ground the amount of time it takes to hit the ground is given by the equation [tex]t=\sqrt{\frac{2d}{9.8} }[/tex] where d is the distance above the ground, in meters, and t is given in seconds.If you need something to fall for exactly 1.5 seconds, how high should it be when it is dropped? Round your answer to the nearest tenth (one decimal place)