One service banks offer is in the form of loans it makes available to its customers. When a bank makes a loan, where does most of that money come from?.

Answers

Answer 1

The simplest explanation is that banks accept money from savers and lend it to borrowers. This is not how the process works at all. Banks are not required to wait for a deposit from a customer before making a new loan to someone else.

Commercial banks' ability to create new money has numerous implications for economic prosperity and financial stability.

Although useful in other ways, capital adequacy requirements have not and do not limit money creation, and thus do not necessarily serve to limit the aggregate expansion of bank balance sheets. In other words, they are largely ineffective at preventing credit booms and the asset price bubbles that accompany them.

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Related Questions

Suppose the equilibrium aggregate price level is rising and the equilibrium level of real GDP is falling. Which of the following most likely caused these changes?

A) The average price of homes begins to fall.
B) Labor unions successfully negotiate an increase in nominal wages for their workers.
C) Congress decides to reduce purchases of new weapon systems.
D) A recession overseas causes foreigners to buy fewer U.S. goods.

Answers

Suppose the equilibrium aggregate price level is rising and the equilibrium level of real GDP is falling.

Labor unions successfully negotiate an increase in nominal wages for their workers. Option B is correct .

What is the GDP defined simply?

The gross domestic product (GDP) of a nation is a monetary indicator of the final products and services those purchased by the consumer that were created over a specific time period (say a quarter or a year). It accounts for all the output produced inside a nation's boundaries.

What is GDP, with an illustration?

The total monetary or market worth of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the gross domestic product (GDP). It serves as a thorough assessment of a particular country's economic health as a wide indicator of entire domestic production.

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If the fomc revises target federal funds rate upwards, the manager of the trading desk at the federal reserve bank of new york will likely conduct a ________ open market ________ of securities.

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If the fomc revises target federal funds rate upwards, the manager of the trading desk at the federal reserve bank of new york will likely conduct a dynamic/federal open market sale of securities.

What does the FOMC target?

The Federal Open Markets Committee (FOMC) sets the federal dollars rate—also acknowledged as the federal cash goal rate or the fed cash rate—to information in a single day lending among U.S. banks. It's set as a vary between an upper and lower limit. The federal cash price is currently 3.75% to 4%.

The Fed improved its Target Fed Funds rate through 3/4%, no matter the warning of some professionals that the charge hike would be a full 1.0%. The new Fed Funds Target range is now 2.25% – 2.50%. Unlike the June 2022 assembly vote, this meeting's vote used to be unanimous!

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a firm's cost of debt can be . multiple select question. calculated using the dividend growth model obtained by talking to investment bankers estimated easier than its cost of equity obtained by checking yields on publicly traded bonds

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A firm's cost of debt can be estimated easier than its cost of equity, obtained by talking to investment bankers, obtained by checking yields on publicly traded bonds.

What is cost of debt?

The effective interest rate that a business pays on its debts, such as bonds and loans, is known as the cost of debt. The cost of debt can be expressed as either before-tax cost of debt, which is amount owed by the business before taxes, or the after-tax cost of debt.

The annual interest rate of the funds a business borrows, or the total amount of interest a business will pay to borrow, determines the cost of debt for that business. The interest rate that loan providers will charge a business is determined by factors like the state of the business's finances and credit rating.

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n the a-b-c method of self-management the 'a' items are: those items that are very important and need to be done today or tomorrow at the latest. those items that absolutely must be done today. those items that are important but don't need to be done today. those items that can become 'b' or 'c' items if it helps us manage time better.

Answers

In the A-B-C method of self-management, items that can become 'b' or 'c' items if it helps us manage the time better is work your as off.

What is A-B-C method?

With the aid of the activity-based costing (ABC) technique, an organization's activities are identified, and the cost of each activity is then allocated to all of the goods and services depending on how much of each is actually consumed. Therefore, in comparison to traditional costing, this model allocates more indirect expenses (overhead) into direct costs. The ABC strategy to costing and monitoring operations is described by CIMA, the Chartered Institute of Management Accountants, as involving tracking resource consumption and costing outputs at the end of the process. Objects with costs are assigned to activities based on consumption estimations, and activities are assigned resources. These latter ones link activity costs to outcomes using cost drivers. Activity-based costing is described as an accounting technique by the Institute of Cost & Management Accountants of Bangladesh (ICMAB) as one that first identifies the activities that a firm does before tying indirect costs to cost items.

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cross-side benefits arise due to interaction among members of a single class of participant.
A. true
B. false

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Cross-side benefits arise due to interaction among members of a single class of participants. This statement is false.

The maximum not unusual place kinds of social interplay are exchange, competition, conflict, cooperation, and accommodation. The Interaction Model of verbal exchange describes verbal exchange as a procedure wherein members exchange positions as sender and receiver and generate that means through sending messages and receiving comments inside bodily and mental contexts (Schramm, 1997). Instructional layout techniques for online mastering have normally taken into consideration 3 principal kinds of interplay: learner-content material interplay, learner-trainer interplay, and learner-learner interplay (Moore, 1989)."Social interplay many of the personnel turned into encouraged." "The interplay among the animals turned into interesting." "She had no interplay together along with her neighbors."

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After one year of operation, jake and rolando learned that several top athletes were driving to a larger town to receive similar services. In order to learn about the potential customers who were going elsewhere for service, jake and rolando proceeded to look online to determine how competitors’ services differed from theirs. They learned that competitors were open longer hours on weekends and even had celebrity endorsements. The new information they gathered and its interpretation was the __________ part of the marketing research process.

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The new information they gathered, and its interpretation was the Option C. data analysis part of the marketing research process.

Group of answer:

A. lastB. firstC. data analysisD. problem definitionE. research design

Data analysis

C. data analysis is the correct answer because it is the part of the marketing research process where Jake and Rolando looked at the data they collected and interpreted it to learn about their potential customers.

After collecting data about their potential customers, Jake and Rolando learned that their competitors were open longer hours on weekends and had celebrity endorsements. This new information helped them to understand why their potential customers were going elsewhere for service, and how they could improve their own business to better meet the needs of their customers.

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according to the terms of the , alaska natives received 44 million acres of resource-rich land and more than $900 million in cash in exchange for relinquishing claims to ancestral lands to which the state wanted title.

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According to the terms of the Alaska Native Claims Settlement Act , Alaska natives received 44 million acres of resource-rich land and more than $900 million in cash in exchange for relinquishing claims to ancestral lands to which the state wanted title.

The people of Alaska had to suffer a lot and were forced to give up their lands and were also subjected to forced assimilation.

However, huge reservoirs of oil were found in Alaska and as the land became oil-rich, the government proposed the Alaska Native Claims Settlement Act in 1971. According to this Act, people of Alaska who were natives were given lands that were rich in resources. Also, a huge sum of cash money was given to the natives to compensate for the losses earlier.

Although a part of your question is missing, you might be referring to this question:

Fill In the blank

According to the terms of the ....................... , Alaska natives received 44 million acres of resource-rich land and more than $900 million in cash in exchange for relinquishing claims to ancestral lands to which the state wanted title.

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nonmandatory recommendations the employee may use as a reference is known as a _____.

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Nonmandatory recommendations the employee may use as a reference is known as regulations.

Regulation is broadly defined as the imposition of rules by the government, supported by the use of sanctions, with the specific aim of changing the economic behavior of individuals and businesses in the region.

private sector. There are many different regulatory tools or goals. Regulation is a set of requirements issued by an agency of the federal government to implement laws passed by Congress. For example, the Federal Reserve Board has over the years enacted regulations to help implement laws such as the Federal Reserve Act, the Banking Corporations Act, and the Dodd-Frank Act.

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n the 1950s, imports and exports of goods and services constituted roughly 4% to 5% of u.s. gdp. in recent years, exports have accounted for approximately 12% of gdp, while imports have more than tripled to over 15% of gdp. which of the following help to explain the increase in international trade and finance since the 1950s? check all that apply.

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The followings are to explain increase in international trade and finance since the 1950s is better high-speed rail lines, the widespread use of Internet to conduct business and the international trade agreements that lower tariffs and import quotas.

What is international trade?

In order to satisfy a need or desire for products or services, people engage in international trade, which involves the exchange of capital, goods, and services across national boundaries. Such trade contributes significantly to the gross domestic product of the majority of nations (GDP). International trade has always occurred (for instance, along the Uttarapatha, Silk, and Amber Roads, in the race for Africa, the Atlantic slave trade, and on salt roads), but in recent centuries, its economic, social, and political significance has grown. Comparing international trade to local trade, the latter involves more complicated procedures. Currency, government policies, the economy, the judicial system, laws, and markets all have a role in international trade between two or more states.

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which of the following bonds is most likely to exhibit the greatest volatility due to interest rate changes? a bond with a: group of answer choices a) high coupon and a long maturity. b) low coupon and a short maturity. c) low coupon and a long maturity.

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A bond with a: Low coupon and a long maturity.

What is interest rate change?Simply put, interest is the cost of borrowing money. In a free market economy, supply and demand ultimately determine price for every good or service. Lenders charge less to part with their money while demand is low; when demand is high, they can raise the cost, or interest rate. The need for finance fluctuates with the economic cycle. Fewer people look for new mortgages or auto loans, buy new vehicles or homes, or seek finance to launch or expand enterprises during a recession. Banks lowered the rate in an effort to encourage lending and put their money "on sale."

Hence, A bond with a: Low coupon and a long maturity.

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luebke incorporated has provided the following data for the month of november. the balance in the finished goods inventory account at the beginning of the month was $54,000 and at the end of the month was $30,200. the cost of goods manufactured for the month was $213,000. the actual manufacturing overhead cost incurred was $55,600 and the manufacturing overhead cost applied to work in process was $58,800. the company closes out any underapplied or overapplied manufacturing overhead to cost of goods sold. the adjusted cost of goods sold that would appear on the income statement for november is:

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The adjusted cost of goods sold that would appear on income statement for November is $247,900.

What is an income statement?

One of a company's financial statements, an income statement or profit and loss account (also known as a profit and loss statement (P&L), statement of profit or loss, revenue declaration, statement of financial performance, earnings statement, statement of earnings, operating statement, or statement of operations) lists the company's income and outgoings for a given time period. It explains how the revenues, commonly referred to as the "top line," are converted into net income or net profit (the result after all revenues and expenses have accounted for). The income statement's goal is to demonstrate to managers and investors whether the business gained money (profit) or lost money during the reporting period.

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In a given portfolio, replacing an existing investment with a lower beta investment results in _____.

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In given portfolio, replacing the existing investment with lower beta investment results in decrease in required rate of return of portfolio.

What is portfolio?

A portfolio is any collection of the financial assets, including cash, bonds, and the stocks. Individual investors have the option of managing their own portfolios, or they can have them managed by financial professionals, hedge funds, banks, and other financial institutions. The investor's investing objectives, time horizon, and risk tolerance should all be taken into consideration when building a portfolio. This idea is widely recognised. The monetary worth of each asset may have an impact on the risk/reward ratio of the portfolio. Maximizing expected return and reducing risk are the two main objectives of asset allocation. This is an example of a multi-objective optimization problem; there are many viable solutions, and the optimal one must be selected by balancing the trade-off between risk and reward.

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select all that apply indicate the accuracy trade-off(s) with the assumption that the market basket is fixed. multiple select question. households increase quantity consumed toward the last quarter of the year. people tend to increase consumption as prices increase. fixed market baskets isolate price changes from behavior changes. in reality, price changes lead to changes in quantity consumed.

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In actuality, fixed market baskets separate price changes from behavioral changes and show how variations in price affect how much is consumed.

What does increased consumption mean?

When all else is equal, an increase in consumption increases GDP by exactly the same amount. Additionally, because actual income (GDP) is a key factor influencing consumption, an increase in income would be followed by an increase in consumption, create a feedback loop connecting consumption and income. First off, spending on goods and services rises as income does. For each and every $1 of income growth, consumption increases even by MPC times the rise in income. As a result, the MPC is the slope of a consumption function. Second, spending outpaces income at low income levels.

How does increased consumption affect the economy?

Consumption growth can boost business revenue and profit margins, raising overall value of the individual stocks. The worth of the market as a whole could rise as a result of this growth in particular share price valuations. This could lead to a boom in the economy. Natural resource depletion and environmental contamination are two drawbacks of consumerism. The consumerist society is not sustainable in its current state. More than 70% of Earth's natural resources are currently being overused.

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Which of the following characteristics are required for a business expense to be deductible? 1) Necessary
2) Ordinary
3) Directly related to the business

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Ordinary, Necessary, and Directly related to the business activity are characteristics required for a business expense to be deductible.

A cost is an item requiring an outflow of cash, or any shape of fortune in trendy, to every other man or woman or group as a charge for an item, provider, or different class of prices. For a tenant, rent is an expense. For college students or mothers and fathers, tuition is a fee. Shopping for food, apparel, fixtures, or a vehicle is regularly called a rate. A fee is a price that is "paid" or "remitted", generally in change for something of a cost. Something that appears to cost an amazing deal is "pricey". Something that seems to price little is "less expensive". "charges of the desk" are costs for eating, refreshments, a ceremonial dinner, etc.

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the excess return required from a risky asset over that required from a risk-free asset is called the

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The risk premium is the excess return required from a risky asset over the return required from a risk-free asset.

A risk premium is a measure of excess return required by an individual to compensate for being exposed to a higher level of risk. It is frequently used in finance and economics, with the standard definition being the projected hazardous return less the risk-free return, as indicated by the formula below. There are numerous types of risk, including financial risk, bodily danger, and reputation risk. If the risk premium can be quantified, the expected payout from these risks can be computed. In the equities market, the amount of a stock's standard deviation from the mean can be used to measure its riskiness.

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the swivel chair company manufacturers a standard recliner. during february, the firm's assembly department started production of 145,000 chairs. during the month, the firm completed 175,000 chairs and transferred them to the finishing department. the firm ended the month with 18,000 chairs in ending inventory. all direct materials costs are added at the beginning of the production cycle. weighted-average costing is used by swivel. what were the equivalent units for conversion costs for february if the beginning inventory was 70% complete as to conversion costs and the ending inventory was 40% complete as to conversion costs?

Answers

The equivalent units for conversion costs for February is $193,000 chairs.

What are conversion costs?

Conversion costs are the production expenses needed to transform raw materials into finished goods. To determine the value of ending inventory, which is then reported in the balance sheet, the concept is used in cost accounting. The incremental cost of producing a good can also be calculated using it, which could be helpful for pricing decisions. In order for the producer to at least break even on the costs related to the product, the component costs and conversion costs of a product, when added together, represent lower threshold price at which product should be sold. All manufacturing expenses, excluding the cost of raw materials, are therefore conversion costs.

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classify each market characteristic in terms of whether it is a trait of perfectly competitive markets, monopolistically competitive markets, or both market structures. a. identical/homogenous goods perfectly competitive markets monopolistically competitive markets both perfectly competitive and monopolistically competitive markets b. many buyers and sellers perfectly competitive markets monopolistically competitive markets both perfectly competitive and monopolistically competitive markets c. few, if any, barriers to entry perfectly competitive markets monopolistically competitive markets both perfectly competitive and monopolistically competitive markets d. no one buyer or seller can control price perfectly competitive markets monopolistically competitive markets both perfectly competitive and monopolistically competitive markets e. differentiated goods perfectly competitive markets monopolistically competitive markets both perfectly competitive and monopolistically competitive markets

Answers

A) Competitive Markets:

- Identical homogenous goods

- No one buyer or seller can control the prices

B) Monopolistically Competitive Markets:

- Differentiated goods

- Few, if any, barriers to entry is a feature

C) Both Market Structures:

- Many buyers and sellers.

Homogeneous combos are uniform in shape or composition. For example, in case you blend desk salt into water, this aggregate is homogeneous due to the fact the salt absolutely dissolves into the water, which means that the salt debris is frivolously disbursed at some stage in the water. Homogenous maximum usually means it includes elements or factors which are all equal. Something this is homogenous is uniform in nature or person at some stage.

Homogenous also can be used to explain a couple of matters which are all basically alike or of equal kind. Homogeneous substances are described as substances of uniform composition at some stage that can not be robotically disjointed, in principle, into exceptional substances. Examples of homogeneous substances are polypropylene, steel, shampoo, glass cleaner, nylon yarn, finish, and coating.

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which of the following is correct? group of answer choices the long-run and short-run supply curves are both consistent with the idea that nominal variables affect real variables. the long-run, but not the short-run, aggregate supply curve is consistent with the idea that nominal variables do not affect real variables. neither the long-run nor the short-run aggregate supply curve is consistent with the idea that nominal variables affect real variables. the short-run, but not the long-run, aggregate supply curve is consistent with the idea that nominal variables do not affect real variables.

Answers

The long-run, but not the short-run, aggregate supply curve is consistent with the idea that nominal variables do not affect real variables is the correct option.

What are nominal variables?

A nominal variable is a variable that is used to name, label, or categorise specific attributes being measured. It accepts qualitative values that represent various categories, and there is no inherent ordering of these categories. If you want, you can code nominal variables with numbers, but the order is arbitrary, and any calculations, such as calculating a mean, median, or standard deviation, would be meaningless. Nominal variables include things like genotype, blood type, zip code, gender, race, eye colour, and political party.

So, The long-run, but not the short-run, aggregate supply curve is consistent with the idea that nominal variables do not affect real variables is the right option.

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only women would ever be hired if it were true that sexist businesses could get away with paying women less even though they were equally qualified.
A. true
B. false

Answers

"Only women would ever be hired if it were true that sexist businesses could get away with paying women less even though they were equally qualified." This statement is True.

A company is defined as an organization or company engaged in commercial, industrial, or professional activities. A business can be either a commercial enterprise or a non-profit organization.

Company types range from limited liability companies to sole proprietors, corporations and partnerships. Business can be singular or plural nouns, and uncountable nouns. The company as a number noun - Company ending in -es is the plural form of company. Business includes any person or entity that engages in activities or transactions with the intention of making a profit. Activities or transactions may be commercial, industrial, professional or otherwise. Business is the offering of goods and services to the public, usually while conducting business for profit.

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heavy users may be a small fraction of the market, but account for a large portion of the consumption, making them an attractive market to pursue. this is which type of segmentation? group of answer choices demographic usage rate benefit sought psychographic geographic

Answers

Although they may only represent a small portion of the market, heavy users represent a sizable portion of consumption, making each other an appealing market to target. This usage rate segmentation method

What is market?
The exchange of goods can take place in a market, which is a gathering place for interested parties. Buyers and sellers are typically the parties involved. The market could be actual, like a physical store where people interact in person, or it could be virtual, like an online market, in which there is no face-to-face interaction between sellers and buyers. A market is characterised by a few key elements, such as the presence of buyers and sellers, as well as a commodity that can be bought and sold. Any location where multiple parties can come together to conduct an economic transaction, even one that doesn't involve legal tender, is referred to as a market. A market transaction can involve the transfer of goods, services, information, money, or any combination of these to another party.

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perfect price discrimination is mostly hypothetical. however, as data mining becomes more ubiquitous, we can expect markets to perfect price discrimination, as . b. under perfect price discrimination, sellers benefit, because they can thereby sell their products at maximum prices. buyers with smaller marginal benefits benefit, because . c. perfect price discrimination leads to market output.

Answers

Perfect price discrimination is mostly hypothetical. However, as data mining becomes more ubiquitous, we can expect markets to increasingly resemble perfect price discrimination, as perfect price discrimination, as companies ammas more information about individual consumer's preferences.

What is Perfect Price Discrimination?

When a firm charges the highest feasible price for each unit consumed, this is referred to as first-degree discrimination. Because prices differ across units, the company takes all possible consumer surplus for itself or the economic surplus.

Because the marginal revenue curve corresponds with the market demand curve under perfect price discrimination, the monopolist will also produce until the marginal cost equals the product price.

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carter communications does not currently pay a dividend. you expect the company to begin paying a dividend of $3.40 per share in 10 years, and you expect dividends to grow perpetually at 4.4 percent per year thereafter. if the discount rate is 11 percent, how much is the stock currently worth?

Answers

The stock is currently worth $20.14 if the discount rate is 11%.

Another option to buy stocks is through stock ETFs. These are a particular class of mutual fund that mostly invests in stocks. A stock fund may focus on a specific kind of stock, such as blue chips, large-cap value stocks, or mid-cap growth stocks, depending on its investing aim and policies.

Stock valuation is a technique used in the financial markets to determine the hypothetical values of businesses and their stocks.

Dividend in 10 years = $3.40

Growth rate = 4.4% or 0.044

Discount rate = 11% or 0.11

Price in 9 years = Dividend in 10 years/(discount rate - growth rate)

Price = $3.40 / (0.11 - 0.044) = $3.40/0.066

Therefore, the Price in 9 years = $51.5151515151

Now,

Current price = Price in 9 years / (1 + discount rate) 9

Price = $51.5151515151 / (1 + 0.11) 9

Price = $51.5151515151 / (1.11) 9

Price = $51.5151515151/2.55803692436

Therefore, Current Price = $20.14

So, it can be inferred that the stock is currently worth $20.14

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For each of the three throwers, compare the summary profiles for distance throws with those for accuracy throws. Are they different? If so, how?

Answers

Yes on comparing the summary profiles the throws are very different, you can tell by the amount of physical effort being exerted as well as the form of the thrower.

Throws can be differentiated by looking at the throwers way of throwing the javelin. Majority of throwers include distance throwers which consist of professionals as well as those who are doing it just for fun. The distance focused throwers use their strength and their physical effort.

Throwers who aim for accuracy are mostly the professional throwers and  have a specific way of throwing.

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a newly independent eastern european nation wants to adopt a floating exchange rate system in order to restore monetary control to its government. using the monetary autonomy argument, how do this country's ministers justify establishing this system?

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A newly independent eastern european nation . This country's ministers justify establishing this system----Trade deficits are determined by the balance between savings and investment in a country, not by the external value of its currency.

What is a floating exchange system?

A floating exchange rate is an exchange rate system in which the foreign exchange market determines the price of a country's currency according to the relative supply and demand of other currencies. Floating exchange rates, unlike fixed exchange rates, are not constrained by trade restrictions or government regulations.

Why Do Countries Introduce Floating Exchange Rates?

The main economic advantage of floating exchange rates is that monetary and fiscal authorities are free to pursue internal goals such as full employment, stable growth and price stability, and exchange rate adjustments are the automatic means of promoting these goals. It often acts as a stabilizer.

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ali, a manager at westfort inc., deducts the pay of his subordinates when they fail to meet targets due to absence from work. which of the following approaches does ali use to discourage undesirable behavior?

Answers

Ali employees the strategies listed below to deter bad behavior Punishment.

Workers and supervisors who are employed by a business, group, or community are referred to as employees. These persons work for the company as employees. Employees come in a variety of forms, but in general, they are anyone that an employer hires to perform particular tasks in exchange for remuneration. Employers must follow specific rules in various nations, such as those governing minimum wage, workplace safety, and occasionally tax obligations. Employers must also provide perks to their hired staff, such as paying for health insurance. Because of this, some firms prefer to use independent contractors rather than regular employees to do tasks. A worker is considered to be an employee in the US if their employer has the authority to inform them.

Correct question

Ali, a manager at Westfort Inc., reduces the pay of his subordinates when they fail to achieve their targets. Which of the following approaches does he use?

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One consequence for defaulting on a loan is having your transcript withheld. How could this affect you as you graduate?.

Answers

Negative items like collection accounts, defaults, and late payments can remain on your credit reports for up to seven to ten years.

What are the consequence for defaulting on a loan?

Your credit rating is harmed, and you may be unable to purchase a car, house, or obtain a credit card as a result of the default being reported to national consumer reporting agencies.

Your tax refunds and federal benefit payments can be withheld and used to pay back a loan that you have stopped making payments on.

Therefore, Your credit scores can be negatively impacted by even one recorded late payment, and the damage can get worse if you keep missing payments.

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one of the following explains a basic difference between the classical model and the keynesian model in which the keynesian short-run aggregate supply curve exists. which one explains the difference?

Answers

Basic difference is that the classical model assumes that the level of real GDP is supply determined, while the Keynesian model assumes that it is demand determined.

A macroeconomic theory known as Keynesian model examines the total amount of expenditure in the economy and the way it impacts production, unemployment, and inflation. In an effort to comprehend the Great Depression, British economist John Maynard Keynes developed it in the 1930s.

The core element of Keynesian model is that economic stabilization may be achieved by government involvement. Keynes' theory was the first to clearly distinguish between the investigation of individual incentives and economic behavior from those of broad were as and constructs.

Subsequently, the term "Keynesian model" was used to represent the idea that the best possible economic efficiency could be attained—and economic downturns could be avoided—by affecting aggregate demand via governmental economic involvement.

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a mortgage that builds up equity faster while interest costs are cut by more than one-half. multiple choice question. interest-only mortgage graduated payment mortgage 15-year fixed-rate mortgage adjustable rate mortgag

Answers

Greater; lower interest The interest paid on a loan for a long period of time is higher than the interest paid on a loan for a short period of time, for this reason.

The rationale is that interest increases over time, which implies:

Time directly relates to Interest

The length of the loan determines the interest rate.

The interest rate on a loan decreases with loan size.

In addition, the corporation on a short-term loan pays more principal and a lower total amount of interest (not including the rate).

This implies:

Principal payments are inversely proportional to the loan's term.

The annual principal payments would be smaller the longer the loan could be repaid, and vice versa.

Likewise, bear in mind:

Payment for a mortgage equals the principal plus interest paid

Due to the higher principal and lower interest payments on a short-term loan, the mortgage will thus be higher.

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you are interested in learning about work factors that cause employee stress, so you watch employees in their organizational setting perform their jobs for a few days. the employees are not aware that they are being studied. what type of research design have you used?

Answers

The type of research design that you will use is unobtrusive observational design.

What is unobtrusive observation?

It is a measure that doesn't require the researcher to intrude in the research context. Direct and participant observation require that the researcher be physically present. This can lead the respondents to alter their behavior in order to look good in the eyes of the researcher.

From the question above, we can be sure that this is the observation type being used because it said that the employees were not aware that they were being studied, so the researcher did it in an undercover type so the result will not bias.

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A lot of estimates go into the final calculation to determine market size, and each component needs to be as precise as possible. Otherwise, the errors in the estimation get compounded.

Answers

True, A  lot of estimates go into the final calculation to determine market size, and each component needs to be as precise as possible. Otherwise, the errors in the estimation get compounded.

What does market size actually mean?

The total number of prospective customers for a good or service inside a certain market, along with the potential revenue from those sales, make up the "market size." For a number of reasons, it's critical to determine and comprehend market size.

What is an example of market size?

For instance, a shoe company might find 100,000 people who are interested in its product, but data on income and accessibility reveals that only half of them have the resources to make a purchase. The market that is open in that situation has 50,000 potential customers.

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