Answer:
a. option ARM loans.
Explanation:
Mortgage loans that allow the borrower to switch among a variety of payment arrangements throughout the life of the loan are more commonly referred to as option ARM loans. This type of loans are adjustable and as such the borrower can make lower payments.
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Answer:
that is really good
Explanation:
Marquis has a gross pay of $816. By how much will his gross pay be reduced if Marquis has the following items withheld?
federal tax of $92
Social Security tax that is 6.2% of his gross pay
Medicare tax that is 1.45% of his gross pay
state tax that is 22% of his federal tax
a.
$82.66
b.
$129.13
c.
$164.01
d.
$174.66
Please select the best answer from the choices provided
Answer:
$174.66 which is d on edge
Explanation:
i studied very hard and i made a 100
After implementing activity-based costing to estimate customer-level technical support costs, ABC Company found that customer X is unprofitable. What are reasonable ways to deal with this customer? Select ALL correct answers (you might need to select more than one answer). a) charge the customer a higher price per unit (assume that you can charge different customers different prices for the same product or service) b) limit the number of free technical-support calls per customer c) if nothing else works, "fire" the customer d) charge a fee per technical-support call e) trick question -- it is impossible to estimate customer-level profitability
Answer:
b) limit the number of free technical-support calls per customer
d) charge a fee per technical-support call
Explanation:
In the case when a company implements the ABC costing so here it identified the profitable group i.e. the high profitable customer would be 30% and the 40% i.e. less profit is considered as a making customer
And, the left balance would be either less or non-profitable
So as per the given situation, the option B and the option D is correct and the same is to be considered
According to most large company CFOs, SOX has
Answer: increased investor confidence
Explanation: accounting
NoreCorp wants to meet a moral minimum of ethical behavior
The company could offer higher-quality products to customers for lower cost, positively impacting customers.
How long do financial records remain on your credit report?
Answer: Approximately seven years
HOPE U HAD A GREAT THANKSGIVING <3
Studies on a machine that forges cylinder barrels for Volkswagen aftermarket performance engines indicate that when it is forging 103 mm diameter cylinders, the process standard deviation is 0.20 mm. The cylinders have a specification of 103 mm plus 0.75 mm or minus 1.25 mm. What is the minimum process capability index (Cpk)? a. 1.25 b. 1 c. 0.75 d. 0.67 e. 2.08
Answer:
a. 1.25
Explanation:
Calculation for the minimum process capability index (Cpk)
First step is to calculate the USL which is Upper Specification limit
Upper Specification limit=103+0.75
Upper Specification limit= 103.75
Second Step is to calculate the LSL which is Lower Specification limit
Lower Specification limit = 103-1.75
Lower Specification limit= 101.25
Last step is to calculate the minimum process capability index (Cpk) using this formula
Minimum Process capability index= [(M-LSL)/3sd; (USL-M)/3sd]
Where,
Actual Mean = M=103
Standard deviation= sd= 0.2
Hence,
Minimum Process capability index= 1.25
Therefore the minimum process capability index (Cpk) will be 1.25
The gross profit method is most commonly used to:_______ a. estimate the cost of inventory from incomplete records. b. determine the exact cost of inventory. c. develop a sales budget. d. replace the year-end physical inventory.
Answer:
a. estimate the cost of inventory from incomplete records.
Explanation:
The gross profit method is used to estimate the cost of inventory from incomplete records. This is done by determining the amount of gross profit using the Sales Revenue and the Gross Profit Margin. Then finding the difference between the Cost of Goods available for sale and this Gross Profit to reach to the estimated cost of inventory.
As a result of the ad campaigns depicting Brazil as a multicultural land of carnivals and beaches, any mention of the country makes people think of sun and sand. This is an example of ________.
A) collectivism
B) target market impact
C) ethnocentric thinking
D) country-of-origin effect
E) cognitive dissonance
1. Use the first three tools of monetary policv to illustrate how the Federal Reserve would expand production within the economy.
Hockey Pro budgets production of 4,100 hockey pucks during May. The company assigns variable overhead at the rate of $1.50 per unit. Fixed overhead equals $45,000 per month. Prepare a factory overhead budget for May.
Answer:
Total manufacturing overhead= $51,150
Explanation:
Giving the following information:
Hockey Pro budgets production of 4,100 hockey pucks during May. The company assigns variable overhead at the rate of $1.50 per unit. Fixed overhead equals $45,000 per month.
Manufacturing overhead budget:
Total fixed overhead= 45,000
Total variable overhead= 1.5*4,100= 6,150
Total manufacturing overhead= $51,150
Economic profit is:_______.
a. always larger than accounting profit.
b. equal to the difference between accounting profit and implicit costs.
c. the sum of accounting profit and implicit costs.
d. equal to the difference between total revenue and implicit costs.
Answer:
b. equal to the difference between accounting profit and implicit costs.
Explanation:
Economic profit is equal to the difference between accounting profit and implicit costs.
Accounting profit = Total Revenue- Explicit Cost
Economic profit = Accounting profit - Implicit cost
Economic profit will be less than or equal to the accounting profit.
On September 1, ABC Company borrowed $50,000 on a 6%, 9-month note payable to XYZ National Bank. Given no previous adjusting entries have been recorded, ABC's adjusting entry at December 31 would include a:________.
a. debit to Interest Expense of $3,000.
b. debit to Interest Expense of $2,250.
c. debit to Interest Expense of $1,000.
d. debit to Interest Expense of $750.
Answer:
c. debit to Interest Expense of $1,000.
Explanation:
The adjusting entry is as follows:
Interest expense Dr ($50,000 × 6% × 4 months ÷ 12 months) $1,000
To Interest payable $1,000
(Being the interest expense is recorded)
Here interest expense is debited as it increased the expense and credited the interest payable as it also increased the liabilities
Therefore the correct option is c.
What is the term used to describe the linking of key product or service requirements to process capabilities?
Answer:
Product or service profiling.
Explanation:
Product or service profiling is the term used to describe the linking of key product or service requirements to process capabilities.
Generally, most organizations and business owners use the product or service profiling strategy to enhance consistency through the identification of their key services or product line and as such are avail the opportunity to select the appropriate process, procedures and techniques to achieve their goals and objectives successfully.
Discuss the FOUR (4) P’s of marketing by Alibaba.
Answer:
product, price, place, promotion
Explanation:
which product do your customers need
the price of the product
the place
the promotion for performance
Precision Tool requires a 15 percent rate of return and uses straight-line depreciation to a zero book value over the life of its equipment. A Machine it is using has an initial cost of $892,000, annual operating cash flow (OCF) of - $26,300, and a 4-year life. The machine will be replaced at the end of its useful life. What is the EAC of the machine? A- $338,737 B- $355,702 C- $376,907 D- $436,864
Answer:
A -$338,737
Explanation:
initial outlay = -$892,000
cash flows year 1 - 4 = -$26,300
first we must determine the present value of the machine and its associated cash flows
PV = -$892,000 - $26,300/1.15 - $26,300/1.15² - $26,300/1.15³ - $26,300/1.15⁴ = -$967,085.93
equivalent annual cost (EAC) = (NPV x i) / [1 - (1 + i)⁻ⁿ] = (-$967,085.93 x 15%) / [1 - (1 + 15%)⁻⁴] = -$338,736.69 ≈ -$338,737
If an investor purchases a bond when its current yield is higher than the coupon rate, then the bond's price will be expected to::_______
a. increase over time, reaching par value at maturity
b. exceed the face value at maturity
c. be less than the face value at maturity
d. decline over time, reaching par value at maturity
Answer:
a. increase over time, reaching par value at maturity
Explanation:
If current yield is more than coupon rate, it means that the bond price is less than par value, as time to maturity decreases bond value amortizes to par value. Thus, If an investor purchases a bond when its current yield is higher than the coupon rate, then the bond's price will be expected to increase over time, reaching par value at maturity.
Suppose you win a small lottery and you are given the following choice: You can receive (1)an immediate payment of $10,000 or (2)two annual payments,each in the amount of $5,200,with the first payment coming one year from now,and the second payment coming two years from now.You would choose to take the immediate payment of $10,000 if the interest rate is:________.
A) 2 percent,but not if the interest rate is 1 percent.
B) 3 percent,but not if the interest rate is 2 percent.
C) 4 percent,but not if the interest rate is 3 percent.
D) 5 percent,but not if the interest rate is 4 percent.
Answer: B) 3 percent, but not if the interest rate is 2 percent.
Explanation:
Assuming the interest rate is 1%, the present value of the two year payments is;
= (5,200 / ( 1 + 1%)) + (5,200 / ( 1 + 1%)²)
= $10,246.05
Assuming rate is 2%.
= (5,200 / ( 1 + 2%)) + (5,200 / ( 1 + 2%)²)
= $10,096.12
Assuming rate is 3%
= (5,200 / ( 1 + 3%)) + (5,200 / ( 1 + 3%)²)
= $9,950.04
At 3%, the present value of the annual payment is less than the value you could be paid today so you would take the $10,000 instead.
At 2% however, the present value of the annual payments is more than the value you could collect today so you would not take the $10,000.
State with brief reason whether the following statements are true, false, or uncertain:a. In the presence of heteroscedasticity OLS estimators are biased as well as inefficient.b. If heteroscedasticity is present, the conventional t and F tests are invalid.c. In the presence of heteroscedasticity the usual OLS method always overestimates the standard errors of estimators.d. If residuals estimated from an OLS regression exhibit a systematic pattern, it means heteroscedasticity is present in the data.e. There is no general test of heteroscedasticity that is free of any assumption about which variable the error term is correlated with.f. If a regression model is mis-specified (e.g., an important variable is omitted), the OLS residuals will show a distinct pattern.g. If a regressor that has nonconstant variance is (incorrectly) omitted from a model, the (OLS) residuals will be heteroscedastic.
Answer:
Explanation:Djrjjrjrhe
In the presence of heteroscedasticity OLS estimators are biased as well as inefficient is a FALSE statment.
What is heteroscedasticity?If every variable in a sequential manner has the same finite variance, the succession is homoscedastic. Another name for this is the homogeneity of volatility. Heteroscedasticity is the equivalent concept. Along these used forms include homoskedasticity as well as heteroskedasticity.
b. If heteroscedasticity is present, the conventional t and F tests are invalid in a TRUE statment.
c. In the presence of heteroscedasticity the usual OLS method always overestimates the standard errors of estimators as a FALSE statment.
D. If residuals estimated from an OLS regression exhibit a systematic pattern, it means heteroscedasticity is present in the data is a FALSE statment.
e. "There is no general test of heteroscedasticity that is free of any assumption about which variable the error term is correlated with.f. If a regression model is misspecified (e.g., an important variable is omitted), the OLS residuals will show a distinct pattern.g. If a regressor that has nonconstant variance is (incorrectly) omitted from a model, the (OLS) residuals will be heteroscedastic" is a TRUE statment
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Why is it important to understand that the amount cash paid for taxes is different than the amount of income tax expense?
Answer: To know the amount of tax the business should pay from reported profit which is different from it's actual tax bill
Explanation:
Income tax expense could be described as what is calculated that the company owes in taxes according to accounting rules. They are reported on the income statement.
While Income tax payable is described as the actual amount the company owes in taxes based on the rules of tax code. They appear on the balance sheet of the company accounting documents until the bills are cleared off or paid.
The reason for understanding the difference is to know the amount of tax the business should pay from reported profit which is different from it's actual tax bill
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Think about how human resources are handled at the company you work for, or one you have worked for in the past. Must write seven sentences and answer all three questions completely !!!
1. What steps of the human resources cycle does the company handle well? Why?
2. What steps of the human resources cycle are handled poorly? Why?
3. How is culture impacted by the Human Resources department?
According to the IRR decision rule, you accept a project if:_________
a) the IRR is greater than or equal to 1.0.
b) the IRR is greater than or equal to the required return (i.e., cost of capital).
c) None of these are correct.
d) the IRR is less than the required return (i.e., cost of capital).
e) the IRR is greater than or equal to 0%.
Answer:
(d ) .the IRR is less than the required return.
The balance in the prepaid rent account before adjustment at the end of the year is $16,212, which represents 6 months' rent paid on December 1. The adjusting entry required on December 31 is to:____.a. debit Rent Expense, $12,000; credit Prepaid Rent $12,000.b. debit Prepaid Rent, $6,000; credit Rent Expense, $6,000.c. debit Rent Expense, $6,000; credit Prepaid Rent, $6,000. d. debit Prepaid Rent, $12,000; credit Rent Expense, $12,000.e. none of these answers are correct.
Answer: e. none of these answers are correct.
Explanation:
Going by the accrual basis in Accounting, expenses should be recorded only when incurred.
Rent expense for the year therefore will be the rent incurred for the year which is for the month of December alone in this question as the rent was paid on December 1.
The rent for December will be deducted from the Prepaid expense account.
Rent per month is;
= 16,212/6
= $2,702 per month
Correct entry will be;
Date Details Debit Credit
Dec. 31 Rent Expense $2,702
Prepaid Rent $2,702
A fixed asset with a cost of $31,588 and accumulated depreciation of $28,429.20 is sold for $5369.96. What is the amount of gain or loss on disposal of the fixed asset
Answer:
$2,238.16
Explanation:
In the disposal of assets, gain or loss will be a comparison between the book value and the selling price.
Book value is the asset costs minus accumulated depreciation.
in this case, the book value will be
= Asset cost - Depreciation
= $31,588- $28,429.20
=$3,158.8 is the book value.
Gain or loss = selling price- book value
=$5,369.96 - $3,158.8
=$2,238.16
A gain of$2,238.16 will be gain from that sale.
You are being actively recruited by a banking institution with a reputation for a weak corporate culture. What aspect of this bank's culture would most STRONGLY impact your decision to accept or reject an offer from this company?A. The company has revered traditions, values, and behavioral norms that mobilize commitment to executing the chosen strategy. B. The company is unreceptive to change, and people who champion new ways of doing things do not last long on the job. C. There is virtually no employee support for the company's strategic vision and strategy. D. The company has a dearth of intellectual capital and shows inattention to building core competencies. E. There is no code of ethics, and the company has little regard for high ethical standards.
Answer: E. There is no code of ethics, and the company has little regard for high ethical standards.
Explanation:
While all the options are good enough to impart one's decision to avoid this company, ethics is simply non-negotiable. This is a banking institution which means that they handle people's money. If they engage in unethical ways and show little regard for high ethical standards, people will be hurt directly.
In order not to be complicit in this, it is best to avoid the company because banking institutions without codes of ethics or adherence to high ethical standards never last long.
Given the lack of formal structure, how important do you think Gore’s informal structure becomes?
Answer:
The lack of a formal structure makes Gore's informal structure more important as it creates social bonds among workers, which help to propel productivity in the workplace.
Explanation:
Gore's informal structure encourages the creation of rapport among workers outside the workplace. The social relationships that are developed by the workers enable them to tackle challenges and ensure the smooth running of the organization. Workers' morale is boosted through social relationships. Cohesion is created with social bonding and understanding. This helps the workers to work together to achieve organizational goals without the benefit of any formal structure.
The lack of formal structure makes Gore's informal structure more important for organizational processes, as it narrows social and professional relationships within a company.
Some advantages of the informal structure:
Greater organizational communication.Faster decision making.Increased motivation.Conflict reduction.Increased innovation and creativity.Therefore, the informal structure makes an organization more flexible, where employees feel more motivated to carry out innovative and productive work with the internal environment more focused on employee development.
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EZCUBE Corp. is 55% financed with long-term bonds and 45% with common equity. The debt securities have a beta of .20. The company’s equity beta is 1.20. What is EZCUBE’s asset beta?
Answer:
Asset Beta is 0.65
Explanation:
The formula for asset beta is given below:
Asset beta=Bd*(D/V)+Be*(E/V)
Bd=debt beta=0.20
D/V=debt value=55%
Be=equity beta=1.20
E/V=equity value=45%
Asset Beta=(0.20*55%)+(1.20*45%)
Asset Beta=0.11 +0.54
Asset Beta=0.65
Continuous innovation products are the most typical forms of innovation we see among new products every year. The primary reason a brand manager would support innovation investment in such products is:_______
a. Wholesalers more likely to stock larger inventory levels
b. Greater profit per unit
c. All are valid options
d. Longer product life cycle
e. Lower investment cost
Answer:
d. Longer product life cycle
Explanation:
Continuous innovation products are the most typical forms of innovation we see among new products every year. The primary reason a brand manager would support innovation investment in such products is Longer product life cycle. In this case of continuous product innovation, the product life cycle is longer in comparison to the existing ones and this is based on the factor that it possess additional factors or attributes that will contribute towards the same.
The following labor standards have been established for a particular product:
Standard labor-hours per unit of output 9.0 hours
Standard labor rate $ 15.10 per hour
-
The following data pertain to operations concerning the product for the last month:
Actual hours worked 8,100 hours
Actual total labor cost $ 119,880
Actual output 800 units
What is the labor rate variance for the month?
11160F
2430F
13320U
Answer:
$2,430F
Explanation:
The formulae for labor rate variance is given as (Actual rate - Standard rate) × Actual hours worked.
Labor rate variance = (Actual rate - Standard rate) × Actual hours worked
Given that;
Actual rate = Actual total labor cost ÷ Actual hours worked
= $119,880 ÷ 8,100
= $14.8 per hour
Standard rate = $15.10 per hour
Actual hours worked = 8,100
Labor rate variance = ($14.8 - $15.10) × 8,100
Labor rate variance $2,430F
Endogenous growth theory rejects the assumption of exogenous:_________.a. population growth rates. b. production functions. c. rates of depreciation. d. technological change.
Answer:
d. technological change.
Explanation:
Endogenous growth theory can be defined as a theory which states that the growth of a company is directly related to its internal factors such as number of employees, policies, etc and not external factors.
Endogenous growth theory rejects the assumption of exogenous technological change.