The change in Microbiotics' total monthly profits on a present value basis if credit is offered to all customers is $2,386.61 positive.
What is the present value?The calculation of the present value involves the discounting of the interest rate from the future cash flows.
The present value can be computed using the present value table or an online financial calculator.
Data and Calculations:Price per carton = $160
Cost per carton = $95
Profit per carton = $65 ($160 - $95)
Total profit for 1,110 cartons = $72,150 ($65 x 1,110)
Total profit for 1,170 cartons = $76,050 ($65 x 1,170)
Cost of credit = $760.50 ($76,050 x 1%)
Change in profit = $75,289.50 ($76,050 - $760.50)
Discount factor of 1% = 0.990
Present value of $75,289.50 at 1% in a month's time = $74,536.61 ($75,289.50 x 0.990)
Thus, the change in Microbiotics' total monthly profits on a present value basis if credit is offered to all customers is $2,386.61 positive ($74,536.61 - $72,150).
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The _______________ are the base of reference for determining responsibility and liability for actions by owner and contractor during the project period.
Answer:
Conditions of the contract
Explanation:
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1. An engineer in 1950 was earning $6,000 a year. Today she earns $60,000 a year. However, on average goods today cost 6.6 times more what they did in 1950. What is her real income today in terms of constant 1950 dollars
The engineer's real income today in terms of constant 1950 dollars is $14,400.
What is the real income?
Real income ls nominal income less inflation rate. Inflation rate is when there is a persistent rise in the general price levels of a country.
Real income = nominal income - inflation
Inflation = (1 + 6.6) x $6000 = $45,600
Real income = $60,000 - $45,600 = $14,400
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What type of ethics program should a company adopt with 200-999 employees?
A.Create an ethics office
B. Develop and review a code of ethics
C.Ethics is overrated.
D. Developing an ethics monitoring and reporting systems
The ethics program that should be adopted by the comoaby is D. Developing an ethics monitoring and reporting systems.
What is ethics?Ethics simply means the moral principle that's necessary to guide the behavior of an individual.
The type of ethics program should a company adopt with 200-999 employee is developing an ethics monitoring and reporting systems.
This is necessary to look into the activities of the employees.
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For questions 1-10, fill in the blank with the letter of the term that best matches the description.
a coverage
b. insurance
c. policy
d. risk management
e actuary
f. insurer
g. liability
h. claim
i. premium
j. deductible
1. An anangement by which a company gives customers financial protection againt loss or harm in return
for payment
2. Determining, minimizing, and preventing accidental loss in a business, for example, by taking safety
measures and buying insurance
3. The company that sells insurance
4. The amount of money charged for a certain amount of insurance coverage
5. The amount an insured person must pay before making a claim against an insurance policy before an insurer will pay any compensation
6. The amount or type of protection provided by an insurance policy
7. A statistician who calculates insurance premiums, risks, dividends, and annuity rates
8. A fixed dollar amount of coverage for damages that an insured becomes legally liable to pay due to an accident or other negligence
9. An application for payment under an insurance policy
10. A contract of insurance
Following are the correct terms for the descriptions provided.
1. Coverage
2. Risk Management
3. Insurer
4. Premium
5. Liability
6. Policy
7. Actuary
8. Claim
9. Deductible
10. Insurance
ExplanationThe correct answers for the explanation given in the question is described above.
An Insurance Company is called an Insurer, its products are called policy, they provide coverage for loss, this is a type of risk management, a person calculating all the figures is known as an Actuary, monthly or annually premiums are payable and claim can be made once the insured condition is met.
Therefore the answers are following
1. Coverage
2. Risk Management
3. Insurer
4. Premium
5. Liability
6. Policy
7. Actuary
8. Claim
9. Deductible
10. Insurance
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In the introduction to chapter 1, "On The Job: Everyday Ethics at Work," what do the authors compare a workplace to?
Ethics in a workplace is very important as it ensures that everyone is fair and accountable and treats every other person equally.
What is Ethics?This refers to the proper way of doing things which ensures fairness and transparency.
With this in mind, we can see that in the absence of ethics, then business owners can engage in unethical practises which can lead to poor quality of goods in order to increase profit.
Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.
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Really need some help here, no links please.
The subject is Economics/Business.
Answer:
The third option appears to be the best answer
Explanation:
really hope this helps you!
*WILL AWARD BRAINLIEST!*
Dr. Olsen wants to know more about the differences between an EHR and a DMS. He thinks he’ll be able to update the old documents once they have been scanned into the system. Identify a disadvantage of a DMS.
Group of answer choices
A. Space saving
B. Retrieval of a large number of records
C. Lack of ability to manipulate data
D. Multiple users can access data at one time
Answer:
The disadvantage is c
Explanation:
A DMS being able to save space, retrieve a large number a and accommodate multiple users are all advantages
A company purchase land and building from the seller for $900,000 a separate appraisal retails the fair value of the land to be $200,000 and the fair value of the building to be 800,000 for what amount with the company record land at the time of purchase
Answer: $180,000
Explanation: According to GAAP, the land must be recorded using the Cost Model. They cannot be recorded using the Fair Value Model.
So, the amount to record the land is:
$200,000 x ($900,000/$1,000,000) = $180,000
The land must be recorded for $180,000.
What is Cost Model?GAAP requires that the Cost Model be used to report the land. The Fair Value Model cannot be used to record them.
So, the sum required to register the land is:
$200,000 x ($900,000/$1,000,000) = $180,000
A cost model is a technique or framework for calculating the overall cost of providing a good or service. Depending on the circumstance, the process's breadth and level of depth may change, but the objective of any cost modeling is to identify a precise method for evaluating value input for comparison with value output. This is a crucial stage in determining price points, determining a business venture's potential, and projecting total profitability.
Cost modeling has advantages that are related to how it influences your company's operations, particularly in the areas of pricing and streamlining. Anyone who is really engaged in business management should always seek out new information because knowledge is power.
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Campbell, Inc. has just conducted a SWOT analysis. Typically, the next step in the marketing planning process would be ________ and involves using STP (segmentation, targeting, positioning).
There are different kinds analysis. The next step in the marketing planning process would be Identifying and evaluating opportunities and involves using STP (segmentation, targeting, positioning).
What is Identifying and evaluating opportunities?The steps of the strategic marketing process includes mission, situation analysis, marketing plan, marketing mix, and implementation and control.
The third step in the marketing planning process, following the situation analysis, is known to be the steps where one has to identify the various opportunities by using STP which is Segmentation, Targeting, and Positioning.
See full question below
After a firm has conducted a SWOT analysis, it would typically progress to the next step of marketing planning which is _______ and involves using STP (segmentation, targeting, and positioning).
A. defining the mission
B. conducting a situation analysis.
C. identifying and evaluating opportunities
D. implementing the marketing mix
E. evaluating performance
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A farmer has developed a new type of fertilizer. This new fertilizer costs 20
percent more to produce than the old fertilizer but has better results: The
same land now produces 25 percent more crops each year.
Which statement best describes one way the farm will be affected by using
this new fertilizer?
A. The farm's opportunity cost for using fertilizer will increase.
O B. The farm's marginal cost for fertilizer will decrease.
O C. The farm's opportunity cost for using fertilizer will degrease.
O D. The farm's marginal cost for fertilizer will increase.
Answer: The statement which best describes one way the farm will be affected by using this new fertilizer is:
A. Marginal benefits will increase for each harvest.
Based on the given text, we can see that there is the development of a new type of fertilizer which was made by a farmer and there is a difference in cost which would have an effect.
With this in mind, we can see that because it costs 20% more to produce and has better results, then the effect this would have is that the marginal benefits would increase for each harvest.
Therefore, the correct answer is option A
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A good example of a government imposed-price ceiling is: minimum wage. supply and demand. equilibrium. rent controls.
A good example of a government-imposed-price ceiling is: rent controls.
What is a Price Ceiling?Price ceiling refers to the maximum amount of a good or service that is imposed by the government. It is useful in preventing the exploitation of the economy by entrepreneurs.
An example of a government-imposed-price ceiling is rent control. The government could impose a maximum amount for rentals to prevent exploitation by landlords.
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Gail Schneeweis is a nurse at Central City Hospital. She is paid $33.62 per hour and has a 40-hour standard workweek. During the biweekly pay period from January 11 to 24, she worked a total of 90 hours
Answer:
Gail would make $6,062.4 after a 2 week and 90 hours job
Texas Star Oil won the bid to build an oil facility for a host country government. However, the execution of the contract has been delayed due to bureaucratic procedures in the less-developed nation. In order to legally overcome this problem, Texas Star Oil could resort to the payment of
The Texas Star Oil could resort to the payment of speed money.
Speed moneyIn simple terms, as the name implies, it refers to the money paid to speed up some tasks or operations that are been delayed intentionally by someone or some people even though they ought to have carried out the task as a duty without additional payment.
Recall, we are told that due to bureaucratic procedures, the execution of the contract was delayed. Hence, this is the most viable option for Texas Star oil.
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Kayak Company budgeted the following cash receipts (excluding cash receipts from loans received) and cash payments (excluding cash payments for loan principal and interest payments) for the first three months of next year.
Cash Receipts Cash Disbursements
January $525,000 $475,000
February 400,000 350,000
March 450,000 525,000
Kayak requires a minimum cash balance of $30,000 at each month-end. Loans taken to meet this requirement charge 1% interest per month, paid at each month-end. The interest is computed based on the beginning balance of the loan for the month. Any preliminary cash balance above $30,000 is used to repay loans at month-end. The company has a cash balance of $30,000 and a loan balance of $60,000 at January 1.
Required:
Prepare monthly cash budgets for each of the first three months of next year.
The preparation of the cash budget for the first three months of next year for Kayak Company is as follows:
Kayak Company's Cash BudgetJanuary February March
Beginning balance $30,000 $30,000 $69,294
Cash receipts 525,000 400,000 450,000
Total cash available $555,000 $430,000 $519,294
Cash disbursements (475,000) (350,000) (525,000)
Cash balance $80,000 $80,000 ($5,706)
Minimum required balance (30,0000) (30,0000) (30,000)
Loan interest (600) (106)
Cash available for loan repayment $49,400 $49,894
Beginning Loan balance (60,000) ($10,600)
Loan taken $35,706
Ending Loan balance ($10,600) $0 ($35,706)
Excess cash available $0 $39,294
Total Ending Cash $30,000 $69,294 $30,000
What is a cash budget?A cash budget is a management financial statement that shows the cash inflows (receipts) and cash outflows (payments) within a financial period. It is usually prepared in advance to help managers make important cash planning decisions.
Data and Calculations:Cash Receipts Cash Disbursements
January $525,000 $475,000
February 400,000 350,000
March 450,000 525,000
Thus, the preparation of Kayak Company's cash budget will guide the managers with cash decisions.
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1. What is the name for traits that are used to describe your approach to life, work, and
relationships?
Explanation:
hope it was helpful to you
The Five-Factor model is a trait that is used to describe the approach to life, work, and relationships.
What is a Five-Factor model?A Five-Factor model is a personality model that is used for the personality model. This model is also used to describe the approach to life, work, and relationships.
It is a most well-known personality qualities that have been shown to be contained and subsumed by these five overarching domains, which are thought to constitute the core structure of all personality traits.
This system includes the five broad traits and that five traits can be recognized by acronym OCEAN, that means Openness, Conscientiousness, Extraversion, Agreeableness and Neuroticism.
Therefore, A Five-Factor model is a personality model to describe the approach to life, work, and relationships.
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Can Health improve do to prosperity?
Answer:
Yesssssd, Because helps how you think of yourself
Jones Corporation reported current assets of $191,800, current liabilities of $137,000, and total liabilities of $275,714 on its most recent balance sheet. The current ratio is:
Based on the information given the current ratio is:1.4.
Current ratioUsing this formula
Current ratio=Current assets/Current liabilites
Where:
Current assets=$191,800
Current liabilities=$137,000
Let plug in the formula
Current ratio=$191,800/$137,000
Current ratio = 1.4
Inconclusion the current ratio is:1.4.
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1. What situations might have created the budget deficit for the Constantine family?
Answer:
The situations that might have created the budget deficit for the Constantine family are an unexpected increase in rent, higher cost of food( away), higher cost of personal gifts, and donations. The current budget deficit is $210. These are the items of expenditure that could have increased and have led to the budget deficit for the Constantine family.
Explanation:
A sudden rise in rent, greater food (away) costs, higher prices for presents for family members, and contributions are all possible causes of the Constantine family's budget shortfall.
What is a budget deficit?An overrun in spending over income results in a budget deficit, which can be a sign of a nation's financial stability. The phrase is frequently used to describe government expenditure rather than that of companies or people.
Budget deficits have an impact on the total amount a nation owes to creditors, the total of its annual budget deficits, and the national debt.
Current costs surpass the amount of money obtained via routine operations when a budget deficit is detected. A government may boost revenue-generating activities or reduce specific expenditures in order to balance the country's budget deficit, also known as a fiscal deficit.
A budget deficit may result in more borrowing, greater interest costs, and insufficient investments, all of which reduce income for the next year.
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A stock has an expected return of 14.1 percent, the risk-free rate is 3.6 percent, and the market risk premium is 8.2 percent. What must the beta of this stock be
Answer:
really good song: heat waves by glass animals.
Explanation:
Which statement about small businesses is true?
Answer:
The first job for most Americans is likely to be in a small business.
Explanation:
48% of Americans work in small businesses.
There are 31.7 million small businesses in the US.
Small businesses make up about 50 percent of the GDP.
Small businesses actually employ about tow thirds of private sector employees.
The statement that the first job for most Americans is likely to be in a small business is true.
What is a small business?Small businesses operate on a smaller scale, requiring less capital, fewer employees, and fewer machines to operate. The kind of industries or small businesses that generate goods and services on a small scale are known as industries. These industries are crucial to the growth of a nation's economy. The owner either makes a single investment in machinery, businesses, and plants, or opts to lease or hire these items. Less than one crore is invested in these sectors. Paper, toothpick, pen, bakeries, candles, local chocolate, and other small-scale enterprises are a few examples. These businesses are typically located in urban areas as a separate entity.
While small businesses can often implement the same quality management systems as larger corporations, they may face unique challenges along the way. Small businesses, for example, typically have fewer human resources and less upfront capital to devote to quality initiatives. In a smaller business, however, upper management commitment and accessibility may be stronger, and internal communications may be more straightforward.
Small business personnel's perceived values tend to become common factors in their behavior and can become important factors that generate good long-term performance. Upper management can make a significant contribution to small business culture development if they can express values and ideas to help guide personnel efforts.
The struggle for organizational excellence may be particularly challenging for many small organizations due to constrained resources and competing agendas. The Baldrige self-assessment form is a great addition to the standard SWOT (strengths, weaknesses, opportunities, and threats) analysis for small business owners launching a quality program.
Organizational values are ideas that characterize a specific aspect of the culture and are communicated through ideas like values, mission, vision, policies, and objectives. Usually, the leadership establishes these ideas, and then the staff members accept them.
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For which of the following decisions is marginal analysis least beneficial? deciding between watching another episode of your favorite TV series and going to bed deciding whether to do more sit-ups at the gym deciding how fast to go on the freeway deciding which college to attend deciding whether to take a lunch break or knock on another door as a door-to-door salesperson
Deciding which college to attend is more likely to be an absolute choice than one that can be adequately explained by marginal analysis. The examination or comparison process for acquiring an additional unit of any kind is known as marginal analysis. Thus, option D is correct.
The choice is based on whether or not an additional unit should be consumed. The marginal analysis examines the differences between an activity's increased benefits and its associated additional costs. When making decisions, businesses employ marginal analysis to optimize their potential revenues.
Marginal refers to the emphasis on the expense or benefit of the subsequent unit or person, such as the cost of producing an additional widget or the revenue generated by hiring an additional employee.
Examining the costs and possible gains of particular business operations or financial choices is known as marginal analysis. The objective is to ascertain whether the benefits from the change in activity will be great enough to outweigh the costs.
Therefore, option D is the ideal selection.
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Your question seems to be incomplete, but most probably the complete question was:
For which of the following decisions is marginal analysis least beneficial? deciding between watching another episode of your favorite TV series and going to bed
deciding whether to do more sit-ups at the gym
deciding how fast to go on the freeway
deciding which college to attend
deciding whether to take a lunch break or knock on another door as a door-to-door salesperson
Lesson 2 Assignment
Product Combo A Combo B Combo C Combo D Combo E
Motorcycles 0 2 4 6 8
Surfboards 30 27 21 12 0
a. Graph the above production data, putting motorcycles on the horizontal axis.
b. What are the opportunity costs of moving from point B to point D and from point D to point A?
c. Point F represents 3 motorcycles and 21 surfboards. Plot this point on your graph and explain what it represents.
Point G represents 5 motorcycles and 24 surfboards. Plot this point on your graph and explain what it represents.
The cost opportunity from B to D is 15 surfboards, while the cost opportunity from D to A is 6 motorcycles.
What is the opportunity cost?In economics, opportunity cost refers to what is lost if one alternative is chosen over another. For example, if a country decides to manufacture only cars they are losing the opportunity to manufacture other products such as cellphones.
Opportunity cost from B to D:If you choose Combo B instead of D you lose the opportunity to manufacture 15 more surfboards
(27-12 = 15).Opportunity cost from D to A:If you choose Combo A instead of D, you lose the opportunity to manufacture 6 motorcycles
(0 to 6= 6).Poing F and G:Points F and G imply that if you manufacture 3 motorcycles you can only manufacture 21 surfboards (F), and if you manufacture 5 motorcycles the production of surfboards increases by 3 (24 surfboards).
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how can a country Expand Skilled Workforce and Reduce Dependence on Unskilled Labour?
Answer:
To reduce dependence on unskilled labor, a country could encourage development of more advanced AI to further automate repetitive work that requires no skill.
Explanation:
What adaptations should one expect of the seed coats of angiosperm species whose seeds are dispersed by frugivorous (fruit-eating) animals, as opposed to angiosperm species whose seeds are dispersed by other means?
a. The seed coat should be modified to support wind dispersal.
b. The seed coat should contain secondary compounds that irritate the animal's mouth.
c. The exterior of the seed coat should have barbs or hooks.
d. The seed coat should be resistant to the animal's digestive enzymes.
e. The seed coat should be able to withstand stomach acidity.
f. The seed coat, upon its complete digestion, should provide vitamins or nutrients to animals.
The adaptations one should expect of the seed coats of angiosperm species are;
The seed coat should be resistant to the animal's digestive enzymes.The seed coat should be able to withstand stomach acidity.Does angiosperm seeds have a seed coat?Angiosperm seeds are known to be grown from the ovules within the ovary. They have a seed coat that encloses an embryo.
In angiosperms, the fruits are said to enclosed the seeds. Seeds are made up of a seed coat, embryo, and endosperm food supply.
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Before meeting a Japanese business partner, Larry decides that this person will be uncomfortable with overt displays of emotion. What mistake is Larry making
The mistake that Larry is making is applying a cultural stereotype as a fixed rule before getting to know an individual.
What are cultural stereotypes?These refer to thoughts about a society and culture by others. It shows how people view those of a certain culture often without proof.Larry is assuming that the stereotype of Japanese people looking down on emotional expression is true.
He is then basing his relationship on this stereotype before even meeting the person.
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A company has sales of $125,000, variable costs of $45,000 and fixed costs of $30,000. The break-even point in sales dollars is $
It can be deduced that the break even point of the company will be $46875.
How to calculate break evenThe contribution margin will be:
= Sales - Variable cost
= $125000 - $45000
= $80000
Contribution margin rate will be:
= Contribution margin / Sales
= 80000/125000
= 0.64
Break even will be:
= 30000/0.64
= $46875
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What is the purpose of internal controls? Multiple choice question. to guarantee that loss is eliminated as a basis of employee performance reviews to reduce outstanding customer balances to protect assets and ensure reliable accounting
Answer:
to protect assets and ensure reliable accounting
Explanation:
to protect assets and ensure reliable accounting
The purpose of internal controls is to protect assets and ensure reliable accounting. Thus the correct option is D.
What are internal controls?Internal controls are a technique used by corporations to detect fraud and other internal activities. It was implemented by the company to safeguard the confidentiality of its finance and accounting systems.
This internal control can be done through different methods which include continuous monitoring of the business activities to evaluate any threat or danger that can disturb the function of the business.
This also includes an assessment of Risk which can further act as a barrier in the process of growth and development so risk assessment is done to eliminate any factors that cause damage to the assets of the organization.
Therefore, option D is appropriate.
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Explain SMART goals and the process of Management By Objectives (MBO).
Answer:
What Is the Goal of Management by Objectives (MBO)? MBO uses a set of quantifiable or objective standards against which to measure the performance of a company and its employees. By comparing actual productivity to a given set of standards, managers can identify problem areas and improve efficiency
Drag each label to the correct location on the image.
Match the responsibilities to the relevant personnel of an insurance company.
A claims representative is an individual who works for an insurance company.
A claims adjuster is an individual who works for an insurance company. Their primary role is to investigate, evaluate, and settle insurance claims on behalf of the insurance company.
Some of the functions and roles of a claims representative and claims adjuster in an insurance company are common like closing a claim or making calculations.
Some are exclusive to one like inspecting the accident site and making report of how much claim has to be paid, these are exclusive to a claims adjuster working in insurance company
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As the price of a good increases, all else being equal, consumers will likely purchase _____.(1 point)
* less of the good because substitutes have become relatively less expensive
* more of the good because substitutes have become relatively less expensive
* less of the good because substitutes have become relatively more expensive
* more of the good because substitutes have become relatively more expensive
Answer:
less of the good because substitutes have become relatively more expensive