Local Banks Loan Product

Answers

Answer 1

Answer:

The three main options for where to get a personal loan are: ... Credit unions: A local credit union may offer personal loans with lower interest rates and more flexible terms than loans from other lenders. Banks: A few major banks and financial institutions offer personal loans, including Wells Fargo and Citibank.

Explanation:

hope this help

this is james


Related Questions

poem/song is it good enough for english class?

when i said bye i expected to never see you again
but i pass by and you are there again
and i can't say hi or greet you so i just take back my extended hand
and i wish that there was something i could say but dam.n

we were best friends and we told eachother everything
we talked everyday and always said goodmorning
we asked how eachother were and held the other when the were mourning
but did you ever answer honestly to how are yah
a three letter word was supposed to suffice
i dare yah to try to get me to sum up my life
and then be pleased when i say 'mhm' it was 'gud'
and as if that didn't hurt you well i ask you to chose
chose who, and when you dont do
well goodbye you. no i get it though
i get it though it must've felt like another cold blow
when you're living in the arctic driving snow
and it must've frostbit
must've dimmed your glow

when i said bye i expected to never see you again
but i pass by and you are there again
and i can't say hi or greet you so i just take back my extended hand
and i wish that there was something i could say but dam.n

now i feel like saying a word would be a curse
you need space it would only make it worse
and i hope you dont read this because i know you dont need this
but its the only way i get things off my chest
and if its poison y'know i cant let it rest
so i hope you can just do your best and i'll do mine too

when i said bye i expected to never see you again
but i pass by and you are there again
and i can't say hi or greet you so i just take back my extended hand
and i wish that there was something i could say but dam.n

dam.n what is there to say everything was laid out so clear

when i said bye i expected to never see you again
but i pass by and you are there again
and i can't say hi or greet you so i just take back my extended hand
and i wish that there was something i could say but dam.n

Answers

Answer:

sorry cant help need points

Explanation:

dfhe

Answer:

I think the song is good

Which is most likely a statement that indicates someone is making a pseudoscientific claim about how people can improve their lives? Lab tests show that this food has vitamins and zero fat. O You can read these books by scientists to learn more, O You have to believe the exercise works before you try it. O Lab tests on mice suggest this diet pill may work for humans. Save and Exit Next Submit Mark this and retum​

Answers

Answer:

C

Explanation:

I took the test

Answer:

its C.

Explanation:

time4learning

What do you think Dr.Heidegger is symbolic of? Why?​

Answers

Answer:

The Rose also symbolizes the recollection, the remembrance of lessons learned in youth. Dr Heidegger, who realizes the mistakes of the past and accepts his fate, treasures the rose for half a century as a reminder of what has happened to him. It is the Butterfly that represents the symbol of the brevity of life.

Explanation:

dirrerence between longitude and latitude​

Answers

Answer:

Longitude runs north and south (vertical). Latitude runs east and west (horizontal).

Answer:

LatitudeLongitudeLatitude implies the geographic coordinates that determine the distance of a point, north-south of the equator. Longitude alludes to the geographic coordinate, which identifies the distance of a point, east-west of the Prime Meridian.It is known as parallelsIt is known as meridiansThe length of the lines are differentThe length of the lines are the sameIt classifies heat zonesIt classifies time zonesThere are 180 latitude linesThere are 360 longitude lines

"Uh oh, Nenny. Better get the broom. Too much trash our yard today." House on mango street what does she mean .

Answers

Answer:

I don't understand what you are asking?

Explanation:

But, if I'm correct, I think that by the sentence, she means that there is a lot of trash in the yard and Nenny needs to get the broom to clean it up.

PLZ HELP MEEEE!

Read the paragraph.

Seeing Marta roller skate for the first time was like watching a newborn horse try to walk. After a wobbly start, she actually began to roll smoothly down the sidewalk. Suddenly though, it seemed that something scared her, or maybe she just became too confident. Each foot seemed to slide out from under her in opposite directions. She flailed her arms about wildly before landing on her side. When she tried to get up again, her feet kept shooting out from underneath her. To her credit, she kept trying!

What is the meaning of the simile in the paragraph?

1. Marta’s skating is very awkward.
2. It is painful to watch Marta skating.
3. Skating comes naturally to Marta.
4. Marta’s skating improves quickly.

Answers

Answer:

she's comparing skating to riding a horse, it was wobbly at first then she learned how to control it

Explanation:

In lines 3 and 4, Helmer's dialogue with Nora suggests that...
he has gone crazy.
he is teasing her.
he is angry with her.
he wants to marry her.

Answers

Answer:

We need some context to help you: the name of the work, the lines...something.

Explanation:

Which line from The Story of My Life by Helen Keller contains imagery?

She had read his account of Laura Bridgman, and remembered vaguely that she was deaf and blind, yet had been educated. But she also remembered with a hopeless pang that Dr. Howe, who had discovered the way to teach the deaf and blind, had been dead many years. His methods had probably died with him; and if they had not, how was a little girl in a far-off town in Alabama to receive the benefit of them?

Which words from the excerpt best show the author’s use of imagery?

hopeless pang
deaf and blind
had discovered
been educated

Answers

Answer:

had discovered

Explanation:

Answer:

C

Explanation:

lion king hero's journey
i’ll give you brainlist

Answers

There is no question. Um, is there any question? And I will answer it!

what is the question?

Is the verb of this sentence transitive or intransitive? Suddenly the idea came to him. intransitive transitive

Answers

Answer: transitive

Explanation:

Answer:

INTRANSITIVE

Explanation:

I just did this lesson and the correct answer is intransitive!!!!

which words in the sentence above are nouns?
A) mountains, California,beautiful
B) California, beautiful
C) mountains, California
D) mountains

Answers

Answer:

C

Explanation:

Answer is C.

Answer:

C. mountains,California

HELP WILL GIVE BRAINIEST AND 20 POINTS! DONT ANSWER IF U DONT KNOW ( answers must be in own words dont copy and paste )
3.What does the changing the Aperture do when taking a photo? *
4.What effect can you get from using a slow shutter speed? *
5.What effect can you create by using a quick shutter speed? *

Answers

Answer:

1: It changes the amount of light that reaches the camera

2: Slow shutter I Believe makes the Picture blurry??

3: Quick shutter i believe Makes Motion blur...I think

Explanation:

3. If you are to assess whatever decisions you made in the past 2 months,
where do you categorize them and why?

Answers

Answer:

I decided to take a few days from work and I went to the countryside. This is a non-programmed decision because it is something I do not usually do.

I started the gym. This is a strategic decision because there's a long term purpuse.

I bought an espresso machine. This is a personal decision because it is just for my own benefit and pleasure.

Explanation:

To complete this exercise, you have to write about decisions you made and categorize them. When you research about decision making, all the categories are related to organization's decision making. However, those categorizations can also be used when talking about personal life's decisions as I did in the answer.

The above question requires a personal answer and for that reason, I cannot write an answer for you, but I will show you how to write it.

To answer this question, you need to reflect on the decisions you made, the criteria used to reach that decision, and the outcomes that were triggered.

During this reflection, you should be able to identify whether decisions were made wisely, emotionally, rationally, or impulsively.

Based on this, describe the characteristics of your decisions, labeling them according to those characteristics.

More information:

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Refer to The Call of the Wild to answer the question.

From the Call Of The Wild
What does the Lost Cabin symbolize for the men in the book?

safety
warmth
power
wealth

Answers

From the Call Of The Wild wealth symbolize for the men in the book.

A image is a mark, signal, or phrase that suggests, indicates, or is known as representing an idea, object, or courting. Symbols permit people to go past what is understood or visible by means of growing linkages between otherwise very unique concepts and stories. A symbolic person represents a concept or theme larger than themselves. They'll have dynamic traits, however in addition they exist to subtly steer an target audience's thoughts towards broader principles. Maximum are helping characters, but some tales have symbolic protagonists, along with Dostoevsky's The fool. Characterize sentence examples. The ceiling was made to symbolize the firmament. The fifth labor seems to represent some amazing improvement in the drainage of Elis. On this chapter we've got the two beasts 2 which represent respectively Rome and the Roman provincial priesthood of the imperial cult.

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What are Zach's plans for the future?
Secret life of bees

Answers

lol whatttttt ?? lol

In the foyer up four steps a semicircular desk presided To the left side the card catalog On the right newspapers draped over what looked like a quilt rack Magazines face out from the wall —"My First Memory (of Librarians)," Nikki Giovanni What do the explicit details in this section of the poem describe?

Answers

Incomplete question. The full question read;

In the foyer up four steps a semicircular desk presided To the left side the card catalog On the right newspapers draped over what looked like a quilt rack Magazines face out from the wall —"My First Memory (of Librarians)," Nikki Giovanni. What do the explicit details in this section of the poem describe?

A. the route the speaker took to the library

B. the different people who used the library

C. how the library was arranged

D. how to look up a book in the library

Answer:

C. how the library was arranged

Explanation:

Remember, an explicit detail also refers to a detail that can be plainly observed by a person.

By telling his audience about where the publications were placed, the author directs our attention to the manner in which the library was arranged.

For example, we notice that Nikki Giovanni said that the card catalog was found on the left, and she further mentioned that the newspapers were on the right.

Answer:

It is C

Explanation:

I just did the instruction

helppppp plsssssssssssssssssssssssssssssssssssssssssssssssssssssssssssss

Answers

Answer:

unfilmlur

Explanation:

Dad usually supported my music ambitions, but sometimes he seemed irritated, as if my saxophone produced a grating sound.

Patricia is part of a group discussion in which she is expected to take notes and communicate the key decisions to the group members. This role has the benefit of making sure that all group members know what is being discussed during group meetings. What group role is Patricia playing? Complete the sentence: Patricia is playing the role of the
.

Answers

Answer:

Patricia is playing the role of the recorder

Explanation:

hope that helps :)

The complete sentence is "Patricia is playing the role of the Recorder/Checker.

What are roles?

Role play is the act of emulating the character and behavior of someone other than yourself, typically as a training exercise. Members of the group must communicate with one another through role-playing.

This individual is responsible for ensuring that the essential points mentioned in the conversation are written down. And that the other member is aware that these issues should be further discussed, solved, or completed before the next group meeting, if relevant.

Pushing a doll around in a pram. Assuming the role of a superhero. Going shopping and “paying” for merchandise. On a toy phone, having an adult discussion.

Therefore, Patricia is playing the role of the Recorder/Checker.

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Write a descriptive narrative about how people perceive others based on the clothing and accessories they are wearing.

Answers

A descriptive narrative about how people perceive others based on the clothing and accessories they are wearing:

Diana, a 16 year-old-girl who went to a typical American high school, was invited to a birthday party and was being convinced by her friends to attend. She didn't want to go, because it was Debbie's party, and she was one of the most popular girls in school. She was the fashion-developer kind of girl, someone people would follow... And Diana didn't really have the patience for these naive and shallow people. All of Debbie's friends were just like her: girls in high heels, short skirts and who used a lot of makeup. Diana thought to herself "What for? We are going to school to learn, this is not supposed to be a beauty pageant". She told her friend Lucas that she had no intentions of socializing with this kind of people. "They will have nothing interesting to say, I'm sure", Diana argued. Lucas told her she was being too judgemental, but Diana was very convinced of her opinion. "They are certainly narrow-minded girls who do not interest me, I don't want to go just to seem like one of them. Ah, and I most certainly don't want to put on tight clothes and a lot of makeup just to fit in", she said, leaving Lucas behind with a salute and going to her class.

It was finally Friday night, and all of Diana's friends were already set up to go to the party. She couldn't be convinced but decided she didn't want to stay home by herself feeling bored. So, Diana went to a snack bar to have some french fries and soda while she caught up with her favorite writer's new novel. When she got there, to her surprise, one of Debbie's best friends was sitting at a table by herself, listening to some music on her cell phone. The girl, whom Diana knew as Cynthia, looked at her and invited her to sit along. Diana thought about refusing, after all, she wanted to read, but she was very curious about the situation. Then, she accepted and sat with Cynthia. "Why aren't you going to Debbie's party?" Diana asked, a little embarrassed. "I don't feel very well today. I'm very sad about something I'm not so sure what is, but I think it might be related to my future. I don't know if I'm getting into a nice college and that is making me very anxious. So, I decided I didn't want to go partying and socialize today. What about you?" Cynthia asked, and Diana just didn't know what to say, as she stared at the girl's shiny lipstick. She decided to lie and said, "The same, I don't really feel like socializing". Then, they started talking and discovered they had a very similar taste in music and books. They stayed there for hours, eating and talking, and when they left both were feeling a lot better. From that day on, Diana and Cynthia became very close friends, and Diana decided to give a chance to other people because she realized that the way they dressed or appeared to be could be totally unrelated to their personality and that Lucas was right, and she probably was being very judgemental towards them.

The story written above is an example of how judgemental people can be when they have internalized a stereotype associated with determined clothes or accessories. Usually, these stereotypes are developed in society and are unconscious to people. Their economic status and even the place where they live can also be inferred by other people based on how they dress. They might be misunderstood or misinterpret just because of the way they dress or express themselves in appearance, but nobody can really tell what is inside someone or what is their background based only in how he or she looks or appears to be.

Answer:Diana, a 16 year-old-girl who went to a typical American high school, was invited to a birthday party and was being convinced by her friends to attend. She didn't want to go, because it was Debbie's party, and she was one of the most popular girls in school. She was the fashion-developer kind of girl, someone people would follow... And Diana didn't really have the patience for these naive and shallow people.

Explanation:

Part A : Which of the following best identifies the text main idea about lying

Answers

Answer:

A . the more often people lie, the more comfortable they became and the more likely they are to tell serious lies.

Thanks You For Sharing More Info :)

Hope This Helps

The one that gives the best identification regarding a text's main idea that is about lying is: The more often people lie, the more comfortable they become and the more likely they are to tell serious lies. Hence, Option A is correct.

What is lying?

The verb form of the word lie is "to lie." A statement that is thought to be false and is often made with the intent to deceive someone is considered a lie. Lying is the act of telling lies. A liar is someone who tells a lie.

Making an incorrect statement with the intention of misleading others can also be said to be this. She lied when she claimed that she wasn't the one who broke the vase.

Regarding his prior employment, he lied. In other words, to give the impression that something is untrue or misleading. The mirror is truthful at all times.

Therefore, Option A is correct.

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The complete question is attached in text form:

Which of the following best identifies the text’s main idea about lying?

answer choices

The more often people lie, the more comfortable they become and the more likely they are to tell serious lies.

Commit more serious misconducts to achieve the same experience.

People who lie more often are more likely to not only tell bigger lies, but participate in other forms of serious misconduct.

People who naturally have less activity in their amygdala are more capable of telling lies without understanding the consequences.

Help :( please:/ I have till 2:30pm to hand it in. •_•

Answers

Answer:

1. john's 2. Chicago's 3. children's 4. dad's 5. mom's 6. David's 7. student's 8. children's 9. women's 10. sand's 11. jame's 12. child's 13. girl's 14. school's 15. computer's 16. player's

Explanation:

Let's see what you already know about reference materials. Look at the word vintage in the advertisement. Which reference material would be most helpful for determining the meaning and part of speech of this word? an advertisement featuring the words "vintage outfitter," "original," and "authentic denim" A. glossary B. dictionary C. thesaurus D. encyclopedia

Answers

Answer:

The reference material that would be most helpful for determining the meaning and part of speech of the word "vintage" is:

B. dictionary.

Explanation:

The dictionary is the best reference material when it comes to learning the meaning and part of speech of a word. Let's take a look at an online dictionary entry for the word "vintage":

VINTAGE

adjective  

of high quality and lasting value, or showing the best and most typical characteristics of a particular type of thing, especially from the past.

The entry reveals which part of speech the word "vintage" is right from the get-go: adjective. Then, it offers us the explanation for its meaning. We now  know that something that is vintage presents either high quality or some characteristic related to the past. Therefore, the best option among the ones provided in the question is: B. dictionary.

Answer:  B.) dictionary

Explanation:

Read the excerpt from The Narrative of the Life of Frederick Douglass.

Our confidence in each other was unshaken. We were resolved to succeed or fail together, after the calamity had befallen us as much as before. We were now prepared for any thing. We were to be dragged that morning fifteen miles behind horses, and then to be placed in the Easton jail. When we reached St. Michael's, we underwent a sort of examination. We all denied that we ever intended to run away. We did this more to bring out the evidence against us, than from any hope of getting clear of being sold; for, as I have said, we were ready for that. The fact was, we cared but little where we went, so we went together. Our greatest concern was about separation. We dreaded that more than any thing this side of death.

Based on the excerpt, which best describes Douglass’s point of view?

Douglass’s fear of danger kept him from achieving goals.
Douglass’s greatest concern was his personal safety.
Douglass’s confidence in his relationships was weak.
Douglass’s relationships were of the highest importance to him.

Answers

Answer:

Douglass's relations were of highest importance to him

Explanation:

He says that separation was his greatest concern therefore he wants to be close to people he had a relationship with.

Answer:

d on edge

Explanation:

In the play The Diary of Anne Frank, the reader learns about each person through stage directions, but in The Diary of a Young Girl, the reader learns about each person through

dialogue between Anne and other characters.
Anne’s descriptions of each character.
Anne’s interactions with each character.
dialogue between other characters about Anne.

Answers

Answer:

Anne’s descriptions of each character.

Explanation:

The Diary of a Young Girl is the real account of the events and personal diary that Anne Frank kept during the hiding. Anne wrote her thoughts and happenings for herself, and from her perspective. It was her personal account.

That is why we can only learn about other people in Anne’s life through her narration of them. These are not characters described by the neutral writer, but the intimate observation of real people that Anne wrote down for herself. We only have her thoughts on them and have to learn about them from what she is describing.

Answer:

b

Explanation:

Giver


Prompt 1 - In the Giver, everyone is nearly the same. All things are controlled and individuality has been eliminated. All this is done to bring peace to the common good Is there an advantage to this way of life and how can it be used in today's world?

Prompt 2 - Discuss the attitude toward euthanasia as expressed in The Giver. Does the novel condemn, promote, or donditionally accept the practice? Explain your choice with evidence from the text.

Answers

Answer:

Prompt 1: The society in the Giver, is structured in such a way that promotes security over freedom. The people have no choices or freedom of any kind, yet they don't need to worry about getting enough resources, or basic survival needs because everything is planned out by the government.

Prompt 2: I would say that the attitude toward euthanasia is mostly accepted because that is what is written into the society, and part of your planned out life. However, I think you would need to go back to the text and pay attention to the tone and word choices around that subject.

Does anybody else just feel super depressed because of the whole lockdown and it just made your depression worse and it doesn't help that no one believes your depressed because your so good at hiding...no only me that's what I figured...

Answers

Answer:

nope not me but my cousin told me the same thing like a week ago so I understand where you're comming from.

Explanation:

2. In the complication of the plot of a story,
a. the main character is introduced.
b. the main character has an accident.
c. the main character encounters an obstacle.
d. the outcome is revealed.

Answers

Answer:

C. the main character encounters an obstacle.

What does Lady Macbeth fear about her husband, after she has read his letter?

Answers

Answer:

She fears that Macbeth won't have the ruthlessness needed to kill Duncan in order to fill the second prophecy.

Explanation:

Hope this helps!

i would like some help pls

Answers

Answer:

√sentence contains errors

Explanation:

The given sentence actually contains errors. A closer look at the sentence, one will discover that the error occurred as a result of an omission of "comma" between "leaving" and "his".

Therefore, the corrected sentence is "Before leaving, his assistant finished typing the memo."

In the corrected sentence, I have inserted the omitted comma. Commas are used after introductory phrases, words and clauses that appear before the main clause.

PLEASE help me answer these! need a passing grade for it!!

1. how does papi feel about the family’s move to america

a- curious
b- frustrated
c- indifferent
d-proud

2. why does carla feel so conflicted about her family’s new home

a- her family used to have a much bigger house
b- her parents argue more than they used to
c- she does not understand american culture
d- she does not like the american school she attends

3. what literary device does the author use in likes 33-36

a- assonance
b- metaphor
c- personification
d- simile

4. why does the author use the word “real” repeatedly in line 41?

a- to establish a contrast between the farmland and the yards
b- to make a comparison between the farmland and the fence
c- to suggest the size of the land beyond the barbed wire fence
d- to describe the largest yard in carla’s neighborhood

5. what is the reason for carla’s disappointment in lines 54- 59?

a- she does not like walking with her mother
b- she is tired of walking to the bus stop
c- she feels bad for not understanding the sign on the fence
d- she cannot answer what she believes is the nicest places in the neighborhood

6. this passage is an example of?

a- first person point of view
b- second person point of view
c- third person limited point of view
d- third person omniscient point of view

6. the abandoned, untamed farmland is most likely a symbol for?

a- the narrators of an ability to assimilate to their new culture
b- the families newly developed american values
c- carla’s inability to understand the meaning of this line
d- carla’s desire for freedom to return home

Answers

Answer:

........

.

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............hfuchhfuxuaiiwhebduxjzojsna

Explanation:

nznbzbxbubfbchbvnxmosnekowkwmwk..z..c.k.•¿¿.¿•♡♡jokdnxuakmzskxkdmofm.

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bzuebdbb€♡♤•》》•♤j*,$,#&'jxndhxuw992h3hht778uczvdjjdjsjs7hddhjdn

Other Questions
Hi I will Venmo or cash app 50$ to whoever can get all my school work in a week 8th grade btw. A kind of sedimentary rock formed from plant material over a long period of time is __________.a.limestoneb.cementationc.coald.compactionPlease select the best answer from the choices providedABCD Because of the Gault case, children and their families now have which of the following rights when charges are brought?(i) Parents must be notified(ii) The right to refuse to testify against oneself(iii) The right to question witnessesA.i onlyB.ii onlyC.ii and iii onlyD.i, ii, and iiiPlease select the best answer from the choices providedABCD Which three lines in the poem are examples of alliteration? Determine whether each set of numbers can be the lengths of the sides of a triangle. complete a chart like the one below to show the actions taken by the first and second continental congresses. there a chart that have sides one is first continental congresses and second it does not let me post pic of it Min was writing about changes in the state of matter for a research paper. Which of these changes might she include as examples of sublimation?Choose the two statements that apply.A. Clothing is hung outside on a day when the temperature is below the freezing point of water. The clothes dry, even though they freeze first.B. An ice cube melts on the floor, then it evaporates.C. Bromine is a reddish brown, liquid element. In a closed container, a reddish brown gas exists above the surface of the bromine.D. Dry ice changes directly to carbon dioxide gas There are 32 females cast in the school play. The ratio of male roles is 3:8. How many males are cast in the school play Sarah works 6 hours a day, Monday through Friday. What is her pay for a week? A recipe calls for 2/3 cups of sugar per batch. Elena used 5 1/3 cups of sugar to make multiple batches of cookies. How many batches did she make? Justify this statement "Density of the impure water is greater than of pure water. 8. (LC)What is one way the second Industrial Revolution differed from the first Industrial Revolution? (1 point) Someone please Help please When you are measuring your pulse (heart beats per minute) what system are you monitoring?A. DigestiveB. RespiratoryC. CirculatoryD. Integumentary (skin) A map of Long Island has the scale 2.75 cm= 16km. On the map, target Rock is 23.2 cm from Lake Montauk. Find the distance from Target Rock to Lake Montauk. PLEASE HELP ASAP Lee y elige. Read the blog entry that Rocio writes about the city of Santo Domingo. Then choose the word or phrase that bestcompletes each sentence.El blog de RocoQu tal, amigos?Les escribo desde Santo Domingo, en la Repblica Dominicana: una ciudad antigua, bonita y colonial. Aqui hay casas de piedra y ladrillo.Estas casas tienen ventanas grandes y balcones con flores de muchos colores. Muchas de las casas tienen electrodomsticos modernoscomo lavaplatos, secadoras y microondas. La gente es muy trabajadora y amable! Yo estoy tomando muchas fotos de esta ciudad. En laavenida principal hay un caf donde mi familia y yo vamos para almorzar y hablar. Qu interesante es esta ciudad! Maana escriboms.1. Rocio escribe desde unaantigua, colonial y bonita.plaza -- casa -- ventana -- ciudad2. Las casas son depiedra y ladrillo -madera y papel - piedra y papel - madera y ladrillo3. Las casas tienen ventanas grandes y plazas-floreos-balcones-cortinas Can you think of a time when the connotation of a word (or words) you used was interpreted with the wrong denotation or connotation, or when you misinterpreted a word`s connotation or denotation? Explain what happened and how you dealt with the confusion. 3. Find f(2) given f(x)=3x^2+ 2x + 16 Specialized Cells and tissuesTAWhat is the function of muscle tissue?O A. To contract to cause movement in the bodyOB. To cover the body to protect other cellsC. To transport materials and defend the bodyO D. To send signals to control the body In CIVIL LAW, what is a PLAINTIFF? Arun's restaurant bill is $58, and he wants to leave the waiter an 18 percent tip. What will Arun's total be?