Ahmed wants to open a small business selling custom bikes, and is looking at ways of raising money. He owns his own house and is considering acquiring a second mortgage. He is also speaking to his bank about a loan and is looking at crowd-funding sites, as he thinks his product is innovative and could attract investors.
- Assess a mortgage, a loan and crowd-funding as sources of finance for Ahmed.
Explanation:
Mortgages (Pros & Cons)
Defintion-
These are long-term loans, normally around 25 years, that are secured against specific asset, for example a building
Interest will be payable on the mortgage
Pros-
Large amounts of finance can be raise and repaid over a prolonged period of time
Ownership or control is not lost
Cons-
Interest is charged on the amount borrowed
Interest rates can fluctuate
Often secured against an asset which can be seized if repayments are missed
Interest has to be paid regardless of whether a profit is being made
Not suitable for small amounts or as a short-term source of finance .
Team Edward or Team Jake
(From Twilight)
Team Vampire or Team Warewolf
Answer:
Explanation:
Ok so I was first team Jacob but now I think I'm team Edward.
Hotness wise... I think Jacob is more attractive especially in Eclipse b/c omlll when he was in the black t-shirt I gasps.
So I think I'm actually going to say I'm team both. However I'm team Vampire because I like vampires more.
a project has an initial cost of $52,700 and a market value of $61,800. what is the difference between these two values called?
The difference between the initial cost and the market value is called Net present value.
Net present value refers to the value of the all future cash flows of an asset which are discounted to the present.
In other word, net present value is the difference between PV of cash inflows and PV of cash outflows.
Therefore, in conclusion, the difference between the initial cost and the market value is called Net present value.
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The difference between the initial cost and the market value is called Net present value.
The information regarding the net present value is as follows:
The net present value shows the difference between the initial investment and the present value of cash inflows. Since the initial cost is $52,700 and the market value is $61,800 so the difference is the net present value.Therefore we can conclude that the difference between the initial cost and the market value is called Net present value.
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make me brainless pls pls pls pls pls
Answer: I can't but I can give you the fact that you cannot get brainliest by asking that.
Explanation:
When sales were down for the third month in a row, the sales manager called a meeting of all sales staff in order to analyze the situation and attempt to come up with some solutions. This example illustrates:
Answer:
problem-focused coping.
Explanation:
Problem-focused coping is that kind of coping aimed at resolving the stressful situation or event or altering the source of the stress.
Innovative team firms should have managers who provide ________, ________, and perspective to the team.
Based on firms' strategies, Innovative team firms should have managers who provide Support, Guidance, and perspective to the team.
This is because firms that focus on innovation would make many mistakes or trials and errors before the actual innovation of their products is made.
Thus, in these situations, employees need managers that can provide supports and encouragement for them to build on their innovative ideas so as not to fear sanctions or penalties if things go wrong.
The employees also need guidance and perspectives from their managers to quickly and correctly transform their innovative ideas into reality.
Hence, in this case, it is concluded that the correct answer is "Support and Guidance, " accordingly.
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some warehouse retail chains serve as both retailers who sell to consumers and ______ who sell to other businesses.
Warehouse retail chains sometimes serve as both retailers and wholesalers
who sell to other businesses.
Wholesaler belongs to the chain of distribution which collects the goods
from the producer. It acts as the intermediary between the producer and
retailers. The wholesalers usually buy in bulk/large quantities and distribute
to the retailers.
The retailers collect the goods from the wholesalers and sell to the
consumers and acts as the intermediary between the wholesaler and
consumers.
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to create strong partnering relationships, supply chain members must develop mutual trust, openly communicate, have common goals, recognize the benefits of interdependence, and
Supply chain members must build mutual trust, communicate openly, share common goals, recognize the benefits of interdependence, and be willing to invest in each other's success.
Through these competencies, partnering relationships will be stronger and more effective in achieving the organizational goals and targets of each member of the supply chain.
The supply chain network comprises:
ProducersSellersWarehousesTransport companiesDistribution centersRetailersIt is essential that the relationship between a company and its suppliers is integrated and that one member contributes to the other's success, as each step of the supply chain is related to another.
Therefore, as the supply chain is a cycle, each step will impact the activities of the next step, requiring the integration of members and maintaining the quality of the product cycle until reaching the end customer.
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The phenomenon of selecting an insurer that charges lower rates for a specific risk exposure is known as:
why might preparing taxes be different for people living in different states?
Based on state analysis on tax preparation, preparing taxes might be different for people living in different states for many reasons, including different rules and regulations guiding different states.
Other reasons preparing taxes might be different for people living in different states are the following:
The amount of tax imposed on individuals is different from state to state.Different states have particular laws that guide the tax compositions, collection, and penalties on failure to pay tax when due.Hence, in this case, it is concluded that the correct answer is difference in laws and regulations concerning tax.
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Answer:
everyone must file state taxes but depending on where you live , you may not need to file federal taxes
Explanation:
beacuse have different law
Which statement about the cost of loans is correct?
A. A short-term loan charges more interest than a long-term loan.
B. The lower the interest rate, the more the loan will cost.
C. A short-term loan accrues less total interest than a long-term loan.
D. The less often interest is compounded, the more the loan will cost.
The true statement about the cost of loans is option A. A short-term loan charges more interest than a long-term loan.
Short term loans are those loans that are taken in order to meet up with expenses that may just be urgent.
Such loans are usually known to have a bigger interest rate than the standard loans. Apart from the interest that they attract, such loans are known to also have other charges and fees attached to them.
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The correct answer to your question is C. A short term loan accrues less total interest than a long term loan
When current output is greater than potential output, which of the given monetary policies is the Federal Reserve (the Fed) likely to enact
When the current output is more than the potential output the fed is likely to enact decreasing reserves to increase interest rates.
The reason why they would have to do this is based on the fact that when the actual output in the economy is more than the potential output, It means that there is an inflationary gap.
In order to close this gap, the fed would have to reduce the aggregate demand, thereby raising the rate of interest. This would in turn lead to the fall in consumption and fall in saving.
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why having business is important?
When Coca-Cola creates a website within its website called MyCoke where consumers can create a profile, and exchange thoughts, ideas, and more among themselves, it has developed what is called a __________. Multiple choice question.
Answer:
web comunity
Explanation:
The marginal product of labor is the
a. value marginal product of labor multiplied by the price of the good produced.
b. total output of labor divided by the quantity of labor used.
c. additional output resulting from employing one additional unit of labor.
d. same as the marginal revenue product of labor in price-taker markets.
i dont know sorry
Explanation:
a mattress manufacture paid its retailer, bed head, a sum of money to have bed head feature its mattresses in its weekly advertising flyers, radio spots, newspaper ads, and email campaigns. this is an example of a manufacturer giving ________ to its retailer.
The example stated in this question where mattress manufacture paid its retailer as well as bed head so that some features can be added to his mattress for advertisement is Personal allowances.
Personal allowances can be regarded as final deductions that is removed from the individual taxpayer's net income so that they can get the taxable Income.Good example is demonstrated in the question whereby the mattress manufacture paid its retailer and the bed head.Therefore, the correct term is Personal allowances .
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The term that Faber and Kimelberg use to describe the rise in land value and the possible displacement of poor and minority populations from an area as environmental amenities are added is:
Environmental gentrification is the term that was used to illustrate the rise in land value as well as removal of poor and minority populations away as provision of environmental amenities is made by Faber and Kimelberg.
Environmental gentrification can be regarded aa the process involves displacement of low-income residents from a region as environmental amenities are added.This was explaining by Faber and Kimelberg , that once there is rise in land value , there us high possibility of displacement of the poor.Therefore,Environmental gentrification is the correct term.
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the graph above reflects a significant increase in world oil prices. what will the impact on aggregate supply most likely lead to?
Since the graph reflects a significant increase in world oil prices, the impact on aggregate supply will result in an increase in input prices.
It should be noted that an increase in the prices of oil will affect the aggregate supply. The aggregate supply simply means the total supply of goods and services that are produced in an economy at a particular period.
The impact on aggregate supply most likely leads to an increase in the prices of inputs. Since there's a rise in prices of world oil, it'll lead to inflation and hence result in an increase in input prices.
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The skill of digital______ allows a user to search, find, process, and evaluate information relating to digital resources.
Answer:
literacy
hope this helps<3
PLEASE!!!!!!!!!!!!!!!!! I"'LL GIVE BRAINLIEST!!!!!
What is the best way to avoid gossip in the workplace?
Keep communication professional
Avoid joining cliques
Avoid joining teams
Only use positive verbal communication
Answer:number one
Explanation:
The Internet allows consumers to access information on-demand about products. This is an example of which kind of marketing utility
Answer:
the market utility of place and time
Explanation:
as they can do it from any place and any time
PLEASE HELP-AFTER THIS QUESTION I ONLY HAVE 10 POINTS LEFT, AND I DON'T WANT TO HAVE TO ASK THIS AGAIN!!!!!!!!!!!! I WILL GIVE BRAINLIEST, 5 STARS, AND THANKS TO ANYONE WHO CAN HELP ME!!!!!!!!!!!!!!!!!
Will thinks he is a good listener. He holds consistent eye contact whenever his colleagues speak and lets them share without interrupting. He always concentrates on what they are saying, doesn’t ask any questions, and tries to show them support by repeating what they’ve said and making judgments about it. Haley says that though Will exhibits some behaviors of a good listener, he could do better by changing a thing or two about his approach. What would Haley MOST likely suggest that Will should change about his behavior in order to become a better listener?
He should ask questions and stop making judgments.
He should stop repeating what his colleagues have said.
He should stop making judgments and repeating what his colleagues have said.
He should ask questions and stop holding so much eye contact.
Answer:
sup
Explanation:
Answer: He should ask questions and stop making judgments.
Explanation:
brainliest please
Which of the following investments will earn the smallest amount of interest? a. $8,030, invested for 2 years at 2. 0% interest b. $1,901, invested for 8 years at 4. 0% interest c. $5,330, invested for 6 years at 2. 0% interest d. $3,970, invested for 6 years at 4. 0% interest.
Answer:
a.
Explanation:
fiona felt like there were not enough potential customers for her to earn a good living as a commission-based sales agent. therefore, fiona left that job and found work as an insurance claims agent, a more structured job. fiona could be described as having
The generalized self effacy scale is centered on the the general belief in oneself to handle or slove problems and reach goals. Fiona could be described as having Self-efficacy.
Self-efficacy is simply known as the belief that an individual can achieve their goals they have, whether that is solving a puzzle.
Bandura (1997) stated four sources of self-efficacy and they are mastery experiences, vicarious experiences, verbal persuasion, and physiological and affective states.For example, an individual who has a high level of self-efficacy in Structured jobs will feel confident in their ability to make more money in that field.
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Based on what Fiona did in response to her situation, she can be said to have a. an external locus of control.
An external locus of control:
Means that the person blames other things for any success or failure they have Means that a person takes action to correct their external environment instead of internal thingsFiona in this case blamed her inability to make enough on the external factor of not having enough customers. She then changed careers because of this.
We can therefore conclude that Fiona has an external locus of control.
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Options for this question:
a. an external locus of control.
b. high self-esteem.
c. emotional intelligence.
d. generalized self-efficacy.
expansionary fiscal policy is used in order to ______ the economy.
Answer:
stimulate
expansionary fiscal policy is used in order to “stimulate” the economy; this is the right answer
Higher product taxes and costly regulations will
A. Increase Supply
B. Supply/Demand Equilibrium
C. Decrease Supply
Consider the following incomplete deposit ticket: A deposit ticket. The amounts deposited were 491 dollars and 60 cents and 157 dollars and 68 cents. 68 dollars and 44 cents was taken out as cash. The total on the ticket is 686 dollars and 4 cents. What was the value of the third check Tony deposited? a. $617. 60 b. $105. 20 c. $31. 28 d. $36. 76.
Answer:
d.
$36.76
Explanation:
just took the test
As instructed by the deposit ticket, Tony deposited three cheques. Therefore, the third check Tony deposited was for $105.20. Thus, option (B) is the correct answer.
How to get the resultant deposited amount?
The deposited amount minus the amount subtracted equals the resultant deposited amount.
To determine the final deposit amount that will be placed in the bank, we deduct the amount subtracted from the amount deposited.
In that instance, the net deposit will be negative, suggesting that there was a deduction rather than a deposit. However, it's possible that we deducted more than we deposited.
We can see from the picture that:
Deposited sums included:
First check: $491.60 Second check: $157.68Third check: $x (to find)The amount deducted was: $68.44$686.04 is the net deposit.As a result, the total sum deposited is:
Net deposit = deposited amounts - deduced amounts
Total net deposit: 105.20 (in dollars).
The third check that Tony submitted is therefore given by: $105.20 for Choice (B).
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when a manufacturer sells its products directly to consumers, it engages in which two supply-chain activities?
Based on components of Supply Chain Management, when a manufacturer sells its products directly to consumers, it engages in Source and Delivers supply-chain activities.
This is because Supply Chain activities is divided into five components.
The Source component is how firms or companies look for buyers, vendors, or consumers to buy their products directly.
Also, the Deliver component is by which the company delivers the products purchased by vendors, buyers, or consumers directly to them without intermediaries.
Other components of Supply Chain activities include the following:
Plan;Make;ReturnHence, in this case, it is concluded that the correct answer is Source and Deliver.
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According to cisco, what was considered the inflection point for the internet of things?
Based on the information released at the IoT World Forum in Dubai, according to Cisco, the thing that was considered the inflection point for the internet of things is "Strategic."
Cisco described the inflection point through its Executive Chairman, John Chambers.
John Chambers claimed that the inflection point is the strategic significance for the IoT in terms of interest and initiates.
Hence, in this case, it is concluded that the correct answer is "Strategic."
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When Dean, Nate, and Nancy first started thinking about launching a cheese shop in Fort Collins, we took a good period of time to think through the goals that we wanted to accomplish with this small business. We also set in place touchstones (click that if you're not familiar w/ this analogy) by which we would consider major decisions regarding our business model. In short we took time to try and envision, and subsequently plan, what we wanted our business to look like in 5 years. According to class this week, what activity were we engaged in
Answer:
strategic planning
Explanation: