A lender practice that would be an indication of predatory lending would be bundling unneeded life insurance premiums into the mortgage.
What is predatory lending?This is a practice by some lenders where they loan money to people with low credit worthiness with the intention of making back a lot of money from charging those people outrageous interest rates.
When life insurance premiums that are unnecessary are added to the mortgage, it is done to increase the amount that Kristen will pay back. This is therefore predatory lending.
In conclusion, option B is correct.
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A developer contracts to build a home according to the buyer's specifications. This is an example of which type of building?
The example of building that's illustrated by the developer is a custom building.
What is a custom building?It should be noted that a custom building simply means a building that's built based on what the owner wants.
In this case, since the developer contracts to build a home according to the buyer's specifications, it s an example of custom building.
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The relationship between quantity supplied and price is ________ and the relationship between quantity demanded and price is ________. Group of answer choices
Answer:
direct, inverse
Explanation:
Hope it helps
The metaphor for barriers women face in the workplace that prevent them from reaching higher positions is the:
It should be noted that Glass Ceiling serves as a barriers that women face in the workplace that prevent them from reaching higher positions.
What Is the Glass Ceiling?Glass Ceiling can be regarded as the metaphorical invisible barrier which usually obstruct people from being promoted.
It doesn't allow the victim to get to managerial- and executive-level positions within an organization
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After a client leaves his office, an agent makes corrections to the client's application, but forgets to tell her. Two weeks later, the client is in an accident. The insurer will be settling the claim based on the corrected form. This is:______.
Marketing to consumers based on research of the entire process consumers go through when making a purchase is known as _____
Nick and Ethan would like to start a new business selling a product new to the United States. They have done a considerable amount of research on this product and think it would be successful. However, they are still concerned about the risk of a new venture and both would like to avoid losing any personal assets. They should organize their firm as a:___________
Nick and Ethan should organize their firm as a Corporation.
What is a corporation?A corporation, is often known as a C corp. This is described as a kind of a legal entity that is said to be separate from all of its owners.
The Corporations is one that can make a profit, and they can be taxed, and also be held legally liable.
The Corporations is known to give a kind of the strongest protection to its owners from any kind of personal liability.
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Firms that are price takers :___________
a) are small relative to the total market.
b) produce products that are different than their competitors.
c) can sell only a portion of their output at the market price.
d) have downward-sloping demand curves.
Technical skills that apply to the business at hand are most often necessary at.
The area where technical skills are most often necessary is in the:
Lower levels of management What is Management?This refers to the organisation, handling and overall charge of a particular area of work.
With this in mind, we can see that technical skills are most often necessary in the lower levels of management in business as the require the ability to perform very specific tasks.
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In 2017, who became the first rap artist to win a pulitzer prize?.
Suppose as a result of a 5% increase in the price of pizza, the demand for soft drinks decreases by 1.1%. In this example, soft drinks and pizza are
Soft drinks and pizza are example of complement goods.
What are complement goods?Complement goods are goods, where the price of one rises and as a result the demand for the other falls. This implies that these two goods are complement.
Example of complement good is If the price of coffee rises, and as a result the demand for sugar falls, this implies that these two goods are complement.
Hence, the demand for soft drinks and pizza are example of complement goods.
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The loss in total surplus resulting from a tax is called.
Answer:
Deadweight loss
Explanation:
:D
how many sectors are there in the environmental services pathway
Answer:
☆ how many sectors are there in the environmental services pathway ?
➢Environmental services are one of 12 classified service sectors under the GATS framework.
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Managers looking for advice on properly dealing with obsolete technology hardware can: Group of answer choices
There are lots of improve in technology. Managers looking for advice on properly dealing with obsolete technology hardware can consult the e-Stewards program.
What is obsolete hardware?Obsolete is said to be a term that means outdated computer hardware, software, technology, etc.
It means that they are no longer in use. Even though they are in working condition and they tend to be replaced by better technology. By consulting the e-Stewards program, suggestions will be given to you on how you should go about it.
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People achieve ______ when they have "balanced their margins" according to the utility-maximizing rule
It should be noted that People achieve Consumer's Equilibrium when they have "balanced their margins" .
What is Consumer's Equilibrium?Consumer's Equilibrium can be explained as the maximum satisfaction state by a consumer.
It is a situation where a income is been used to purchase one or more commodities by consumer so as to achieve maximum satisfaction.
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If a street address and a building name are included in an address, disregard a. none of these choices. b. both the street address and building name. c. the building name when determining filing order. d. the street address when determining filing order.
The thing which should be disregarded when trying to locate an address is:
d. the building name when determining filing order.What is an Address?This refers to a location where a person lives or where a place is found or situated and can easily be found.
With this in mind, we can see that when a person is trying to locate an address, it is important that he disregards the building name when determining filing order.
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how does analytical skills help to solve problems
Answer:
■ how does analytical skills help to solve problems
➢ Analytical skills
The ability to examine information or a situation in detail in order to identify key or important elements, their strengths and weaknesses and use these to compile a persuasive argument, make recommendations or solve a problem.
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If the money market is in the liquidity trap, then people do not want to hold money because: __________
a. its value is at its lowest.
b. want to hold bonds because the interest rate is quite high.
c. do not want to hold bonds because their price is likely to decrease.
d. want to hold bonds because their price is high.
e. a, b and d
Answer:
a
Explanation:
Its value is at its lowest.
Value is the cash value of an investment at some time in the.
Future Value is known to be the cash value of an investment at some time in the Future.
What is Future value (FV)?Future value (FV) is known to be the amount of a current asset at a future date due to a form of an assumed rate of growth.
This kind of value is vital to investors and financial planners, as they often make use of it in the estimation of how much an investment made today will be of a good worth in the nearby future.
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A young professional man is working on a project involving the upgrading of a management information system. The project is being managed by the information systems department with the coordination of other departments occurring through normal channels. This professional is working in a ________ organization.
Answer:
functional
Explanation:
A young professional man is working on a project involving the upgrading of a management information system. The project is being managed by the information systems department with the coordination of other departments occurring through normal channels. This professional is working in a ____functional____ organization.
Why do you think that people might treat a small purchase like a snack, differently from the way they would treat the purchase of something like a washing machine? Do you consider yourself a smart consumer? Why ?
The closing entry for dividends involves a debit to Retained Earnings and a credit to Dividends Declared. The debit to Retained Earnings causes a(n) in the balance of the account.
As a result of a debit to the Retained earnings account, the balance would decrease.
What happens when Dividends are declared?They are taken from the profits of the business.These profits are represented by the retained earnings account.Retained earnings are an equity account which means that they are credited when they increase. When they are debited therefore, they will see a decrease.
In conclusion, the balance would decrease.
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Human resource management requires careful and discreet _____.
a) monitoring of personal conversations among employees
b) monitoring of off-duty employees undermining
c) the reputation of rival companies record keeping
Answer:
hope it helps
Explanation:
a. monitoring of personal conversation among employees.
savon was suprised to learn that when his business grew and he needed to order more raw materials, the costs of materias and units production were less per item, this demonstrates the concept of
Based on the fact that Savon's business saw less individual costs as the company grew, this is the concept of Economies of Scale.
What is Economies of scale?
It is a phenomenon that is observed when a company grows larger and becomes more efficient.
It is noted that the more goods are produced, the less the individual costs of these goods because the costs will be spread out over more goods than before.
In conclusion, this is economies of scale.
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PLEASE HELP ME (ECONOMICS ASSIGNMENT)!!! ASAPPP
Answer:
1. Classical Economics
2. Keynesian Economics
3. Demand-Side Economics
4. Supply-Side Economics
Explanation:
I NEED THIS NOW
Three key skills are necessary if you want to be a leader: ___________, ___________, and ___________.
A. interpersonal communication, problem solving, and organizational skills
B. organizational skills, teamwork, and problem solving
C. teamwork, conflict resolution, and athletic ability
D. teamwork, problem solving, and motivation
The three key skills that are necessary for a leader: interpersonal communication, problem solving, and organizational skills
Who is a leader?A leader is someone who get things done through others. The leader in an organization directs the affairs hence would be held accountable for the success or otherwise of the organization.
Leaders need to have various skills that will contribute to the success of their leadership abilities. However, the basic ones are interpersonal communication, problem solving, and organizational skills.
Some other leadership skills are ;
Decisiveness, ability to make decisionsCapabilities to mentor as well to teachRelationship building strategyAbility to solve problemPerseveranceHence, the three key skills that are necessary for a leader: interpersonal communication, problem solving, and organizational skills
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Assume that Swiss investors have francs available to invest in securities, and they initially view U.S. and British interest rates as equally attractive. Now assume that U.S. interest rates increase while British interest rates stay the same. This would likely cause: ____________
a. the Swiss demand for dollars to decrease and the dollar will depreciate against the pound.
b. the Swiss demand for dollars to increase and the dollar will depreciate against the Swiss franc.
c. the Swiss demand for dollars to increase and the dollar will appreciate against the Swiss franc.
d. the Swiss demand for dollars to decrease and the dollar will appreciate against the pound.
The increase in US interest rates relative to the British interest rate would cause the Swiss demand for dollars to increase and the dollar will appreciate against the Swiss franc.
Why would the demand for dollars increase and the dollar appreciate?When the interest rates of the US increases relative to that of the Britain, investors would earn a higher rate of return relative to that of Britain. As a result, investors would prefer to invest in the US.
When there is an increase in the demand for the US dollars relative to the Swiss franc, the US dollars would appreciate.
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What is the maximum number of days Selma can use the cottage before her expense deduction will be limited to her gross rental income?
Answer: 14 days
Explanation:
You recently bought a used car and it breaks down. You take it to the repair shop, which will charge $400. You don’t have that money right now, but you’ll have it once you get paid at the end of the month. Will you use cash/check, debit/prepaid card, credit card, or P2P and why did you choose this option?
Answer:
My Guest is P2P or Debit Card
Explanation:
If the firm is facing the threat of trade barriers such as high import tariffs or quotas and the firm has proprietary technology, the firm should consider:.
Answer:
On October 15, 2020, the board of directors of Ensor Materials Corporation approved a stock option plan for key executives. On January 1, 2021, 28 million stock options were granted, exercisable for 28 million shares of Ensor's $1 par common stock. The options are exercisable between January 1, 2024, and December 31, 2026, at 90% of the quoted market price on January 1, 2021, which was $10. The fair value of the 28 million options, estimated by an appropriate option pricing model, is $6 per option. Ensor chooses the option to recognize forfeitures only when they occur.
Ten percent (2.8 million) of the options were forfeited when an executive resigned in 2022. All other options were exercised on July 12, 2025, when the stock’s price jumped unexpectedly to $26 per share.If the firm is facing the threat of trade barriers such as high import tariffs or quotas and the firm has proprietary technology, the firm should consider:.
Your professor hands you a sealed bag of potato chips and asks you to open the bag and take out two scoops of chips. The scoops of chips are analogous to a __________ and the bag of chips is analogous to the __________.
A) sample; population
B) population; sample
C) hypothesis; population
D) generalizable scoop; sample scoop
The two scoops that the Professor told you to take from the bag are a sample. The rest of the bag of chips are the population.
What are samples and population?The population is considered the entire group of variables that share a certain characteristic and are being measured. The entire bag of chips is therefore the population.
A sample on the other hand, is a smaller number of variables that is drawn from a population. The scoops were drawn from the bag (population) and so are the sample.
In conclusion, option A is correct.
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