In the context of maintaining group cohesion, ollieism happens when extremely enthusiastic and obedient followers behave illegally because they think it will make their superiors happy. So answer is ollieism .
Group cohesion: What is it?The degree to which group members are drawn to the group and its objectives is known as group cohesiveness. Feelings of interpersonal compatibility, task dedication, and collective pride can all contribute to cohesion. It should come as no surprise that these qualities have been linked to improved team and group performance. Since team members are motivated to accomplish the team's objectives and feel at ease with one another, cohesion ought help foster innovation.
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a company has bonds outstanding with a par value of $120,000. the unamortized premium on these bonds is $2,880. if the company retired these bonds at a call price of $116,400, the gain or loss on this retirement is: multiple choice $2,880 loss. $3,600 loss. $6,480 gain. $3,600 gain. $2,880 gain.
The gain on this retirement will be $6,480.
Gain(loss) on retirement = Carrying value of bond - Call Price
Carrying Value = Par Value of bonds + Unamortized premium
= 120,000 + 2,880
= $122,880
Gain(loss) on retirement = Carrying value of bond - Call Price
= 122,880 - 116,400
= $6,480.
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What is not covered by FDIC insurance?
Mutual funds, annuities, life insurance plans, stocks, and bonds are examples of investment products that are not covered by FDIC deposit insurance because they are not considered to be deposits.
What does FDIC insurance actually cover?Up to the insurance limit, the FDIC insures depositor accounts at each insured bank, dollar for dollar, including principal and any interest that has accumulated up to the date of the covered bank's closure.No matter how many accounts you have, the FDIC in the US will protect your money from bank collapse up to a maximum of $250,000 per name.It does not safeguard your funds against bank robberies because it is not necessary.The bank is the custodian in trust when your money is in the bank.Mutual funds, annuities, life insurance plans, stocks, and bonds are examples of investment goods that are not covered by FDIC deposit insurance since they are not considered to be deposits.To learn more about FDIC refer,
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one method through which reinsurance is provided is through an organization of insurers that underwrites insurance on a joint basis. through the organization, financial capacity is available for large commercial risks. this reinsurance arrangement is a(n)
A group of insurers that jointly underwrite insurance is known as a "reinsurance pool," and this is one way that reinsurance is supplied.
Define the term reinsurance pool?Reinsurance Pool is a risk financing tool that insurance firms use to expand their capacity to take on certain kinds of risks.
A contractual reinsurance agreement permits the insurer to transfer risk to the pool. The insurer can have a stake in the pool and take up a portion of the risk.This is a method of finance that offers insurance to insurers. Through the pool, insurers can provide the government a portion of their risk. Property insurance coverage for homes, buildings, and small businesses are covered.Reinsurance is an agreement among a reinsurer and an insurer, also known as "insurance for insurance firms." The insurance company (the cedent) transfers responsibility to the reinsurance firm in this agreement, and the latter takes up all or a portion of the cedent issued more insurance policies.Reinsurance may be offered through a group of insurers who jointly underwrite insurance as one form of delivery. The corporation has the financial resources to handle significant business risks.
Thus, reinsurance pool describes this reinsurance arrangement.
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when using a direct approach, which of the following can be done to add emphasis to your recommendations?
when using a direct approach, Misleading u audience into thinking you are actually delivering the good news.
The direct method approach believes in seeking to mimic first language acquisition. Oral conversation is the main goal: The direct approach focuses on speaking far extra than the importance of reading and writing.
an immediate-technique message makes your purpose clear from the start by means of stating the primary point in the first sentence earlier than shifting on to the info. at the start look, readers can inform in case you are inquiring about or presenting information, asking for or granting credit, or making or settling a claim.
Direct coaching is a step-by-step, lesson-through-lesson technique to teaching that is scripted and follows a pre-decided skill acquisition series. Direct method. whilst you operate the direct technique, the main concept (which includes a recommendation, end, or request) comes at the "top" of the record, followed by using the evidence. that is a deductive argument. This technique is used whilst your target market will be neutral or tremendous about your message.
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the rationale for ability-to-pay taxation and the contention that those with large incomes should pay more taxes both absolutely and relatively is that: group of answer choices taxes should be paid for financing public goods in direct proportion to the satisfaction an individual derives from those goods. the transfer system is regressive and it is therefore essential to have an offsetting progressive tax structure. rational consumers spend their first dollars of income on the most urgently desired goods and successive dollars on less essential goods. high-income receivers are generally in a better position to shift taxes than are low-income receivers.
The benefit principle, which is based on the idea that those who benefit more from government spending or expenditures should pay more taxes than those who do not, is a principle in taxation.
This notion establishes who should bear the cost of government expenditures and how they should be targeted.
People with higher incomes are required to pay a larger percentage of their income in taxes under a progressive tax system.
Progressive taxes are based on the idea that those with higher incomes should be expected to pay for a larger proportion of public services than those with lower incomes.
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doreen is creating a survey for her company. the question she is currently working on asks her business-to-business customers to describe the ideal purchasing transaction. doreen is utilizing a(n) blank question.
The most common varieties of qualitative analysis include Focus Groups: a gaggle of six - ten participants and a moderator facilitating a discussion that explores numerous aspects of the analysis topic.
Participants are inspired to share their opinions, dialogue wherever acceptable, and justify the explanation behind their beliefs. A focus cluster could be a research technique that brings along 6-10 folks in an exceedingly space to produce feedback relating to a product, service, concept or promoting campaign. A trained moderator leads a 30-90-minute discussion inside the cluster designed to collect useful data.
Marketing research is the systematic gathering, recording, and analysis of qualitative and quantitative information regarding problems concerning promoting merchandise and services.
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Rather than carrying 15 brands of laundry detergent, ________ offer one or two brands and sizes, one of which is a store brand.
Rather than carrying 15 brands of laundry detergent, extreme-value retailers offer one or two brands and sizes, one of which is a store brand.
Retail is the sale of products and offerings to consumers, in contrast to wholesaling, that's sale to enterprise or institutional clients. A retailer purchases items in massive quantities from producers, without delay or through a wholesaler, after which sells in smaller portions to consumers for earnings. Stores are the final link within the delivery chain from manufacturers to purchasers. Retail markets and shops have a totally historic history, dating again to antiquity. Some of the earliest retailers had been itinerant peddlers. Over the centuries, retail stores were transformed from little more than "rude booths" to state-of-the-art shopping shops of contemporary technology. Inside the virtual age, increasing outlets are seeking to attain broader markets by way of promoting through multiple channels, which include both bricks and mortar and online retailing.
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which of the following budgets provides the starting point for the preparation of the direct labor cost budget?
a) direct materials purchases budget
b) cash budget
c) production budget
d) sales budget
Production budget provides the starting point for the preparation of the direct labor cost budget.
What is Production budget?
The phrase "production budget" is used explicitly in the film industry as well as more generally in business.The amount that will be spent on the complete film project will be determined by a "film production budget." For each stage of filmmaking, this entails identifying the components and then calculating their costs (development, pre-production, production, post-production and distribution). In most budget structures, "above-the-line" (creative) and "below-the-line" (technical) costs are separated.The term "production budget" in business refers to the budget set by a company for the number of units of a product that will be needed and produced; see also revenue management forecasting, capacity planning, and demand forecasting.The production budget determines the number of units of products that must be manufactured and is derived from a combination of the sales forecast and the demand forecasting.To know more about Production budget visit:
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according to the flsa, which individual is most likely a nonexempt employee? group of answer choices an hr manager an hourly paid production line employee the director of marketing the ceo a senior administrative employee
The truth about nonexempt workers is that they are those who are protected by the FLSA, which covers the majority of hourly workers.
What does the term "non-exempt employees" mean?
If an employee works more than 40 hours per week and is not exempt from pay, they are entitled to the minimum wage plus overtime pay.
According to the FLSA, employers must pay non-exempt employees no less than time and a half of their regular hourly rate for every hour above 40 in a workweek. If a non-exempt employee is not compensated hourly, their hourly rate can be calculated by dividing their total compensation by the number of hours they worked. Holidays, vacation days, and sick days shouldn't be taken while performing these computations.
unless the individual actually worked on those days.
Employers shouldn't assume that a worker qualifies for the FLSA's exempt status simply because they receive compensation. If an employee doesn't meet the requirements.
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100 POINTS!!!!!!!
Which answer would be the best response for the interview question, "Do you have any questions?"
A) "How often I can take days off?"
B) "No, thank you for your time."
C) "What does a day in this position look like?"
D) "What is the expected salary for this position?"
Answer:
C
Explanation:
Answer: c
Explanation:
You should be interested in your job, not about days off.
consideration is: group of answer choices part of a bargained -for exchange. either a benefit or detriment. an element of a contract. two of the above all of these
A promise is exchanged for consideration. A promise could be made with the intent to perform or not. In law, the exchange of anything of value for something else or for a service is referred to as a consideration. A factor need not be monetary in nature.
You do not have to live up to someone else's standard of value, which is another crucial aspect of considerations. Consideration does not necessarily have to be of a certain value, i.e., it is not have to be equal to the promise's worth. This is because what is given in exchange isn't always of equal worth to what is given or promised.
The contract is deemed binding when both parties agree on the consideration. Most contracts begin with a phrase like "for good and valuable consideration" or something similar.
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For consideration, a pledge is made. A consideration is what is referred to in law as the exchange of anything of value for anything else or for a service. Not all factors have to do with money.
What is a Consideration?In exchange for a promise, a promisor may offer a promise, performance, or forbearance known as consideration. The primary component of a contract is consideration. A contract is not enforceable if neither party has given it any consideration. Future Executory Consideration Executed (Present) Thought, Historical Perspective, Consideration under condition are a few types of considerations.
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you bought a bond five years ago for $927 per bond. the bond is now selling for $820. it also paid $80 in interest per year, which you reinvested in the bond. calculate the realized rate of return earned on this bond.
6.61% is the realized rate of return earned on this bond.
What is a bond?
A bond can be thought of as an investor's loan to a borrower, such as a business or the government. While the investor earns interest on their investment, the borrower utilizes the money to finance its activities. Over time, a bond's market value may fluctuate.Purchase Price = $927
Annual Coupon = $80
Current Price = $820
Period = 5 years
Let realized return be i%
$927 = $80 * PVIFA(i%, 5) + $820 * PVIF(i%, 5)
Using financial calculator:
N = 5
PV = -927
PMT = 80
FV = 820
I = 6.61%
Realized Return = 6.61%
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On October 1, a company received $19920 cash as a down payment on a consulting contract. The amount was credited to Unearned Consulting Re the year-end, 65% of the services required by the contract were completed. What will be the amount the company record as a consulting revenue fro contract at year-end?
A company's operating revenues must be entered into the general ledger and then every reporting period reported on an income statement. Revenues are acknowledged when they are earned, not always when they are received.
What is Revenue contract:
According to generally recognized accounting rules, a transaction must be signaled by a crucial event, such as the sale of goods or the completion of a project, and payment for the good or service must correspond to the stated price or mutually agreed-upon fee. When a consumer makes a retail in-store purchase, for example, revenues are frequently made and received concurrently.
Take into account the case where a clothes store registers sales when a consumer buys a new pair of pants. When the cashier scans the bar code and rings up the items for a specific amount, which corresponds to the price on the price tag, that is the important event. Once the customer has made a payment for the purchase, the revenue recognition procedure is finished. If a customer returns any pieces of product, the store records that transaction individually in its books and adjusts its overall revenues.
According to GAAP, revenues are acknowledged when they are earned and realized, not necessarily when they are received. However, as in the example of the retail business stated earlier, revenues are frequently earned and received in a single transaction. However, the example of the engineering firm shows how there might be a delay between the realization of earnings and receiving payment.
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true or false: the push strategy is when the producer uses wholesaler discounts, personal selling, sales promotion contests, and other promotional tools to convince wholesalers and retailers to stock and sell its merchandise. true false question. true false
True, the push strategy is when the producer uses wholesaler discounts, personal selling, sales promotion contests, and other promotional tools to convince wholesalers and retailers to stock and sell its merchandise.
What is push strategy ?
A "push" promotional approach uses a company's sales team and trade marketing initiatives to generate demand from customers for a product. Producers market their goods to distributors, who then market them to retailers, who then market them to customers.What is an example of a push strategy?
Bypassing existing distribution channels, a push strategy aims to sell to customers directly. Direct sales of travel or insurance are two examples of this. The most likely promotional tactics with this kind of plan are consumer promotions and advertising.Learn more about push strategy
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a basic principle of relationship marketing is that firms should concentrate on producing and promoting products that appeal to large groups of people. group startstrue or false
This is False, a firm concentrating on the production and promotion of products that appeal to large masses is not a basic principle of relationship marketing.
Relationship marketing come under customer relationship management (CRM) which states that engagement of customers for the long term and increasing the number of loyal customers matter more than customer acquisition and individual people sales which define the short-term goals of a firm.
It is hard to work with new customers and achieve customer loyalty, therefore companies are focussing more on retaining old customers which could lead to higher customer lifetime value. Relationship marketing won't work for promoting their products, they rather work on building stronger organizational alignment around the customer.
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What type of insurance policy allows the buyer to pay a set amount monthly to gain a steady stream of income?.
A life insurance policy is an example of a fixed annuity in which an individual pays a fixed amount each month for a pre-determined time period and receives a fixed income stream during their retirement years.
Insurance is a method of protection from financial loss wherein, in trade for a fee, a celebration agrees to guarantee any other celebration repayment inside the event of a sure loss, damage, or harm. It is a form of danger management, in general used to hedge in opposition to the chance of a contingent or unsure loss. An entity that presents coverage is called an insurer, coverage agency, coverage service, or underwriter. A person or entity who buys coverage is referred to as a policyholder, at the same time as a person or entity blanketed beneath the coverage is called an insured.
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jack has $50,000 to invest in a portfolio of bonds. he decides to invest $25,000 into bonds with a two-year maturity and $25,000 into bonds with a 10-year maturity. his portfolio illustrates what type of bond strategy? a) bond ladders b) bond barbells c) bond swaps d) bond bullets
Bond barbells are the solution. A method for investing in both short-term and long-term bonds is known as bond barbells.
When it comes to purchasing a bond portfolio, what are the three active strategies?
Active, passive, and hybrid bond strategies are all possible options. Bond swaps are typically used in active strategies to take advantage of anticipated changes in the bond market and either seek higher returns or maintain a portfolio's value by selling one group of bonds to buy another group.
Which bond portfolio is constructed with purchases being phased in over time in installments?
The construction of a bullet portfolio only has one maturity, which is typically somewhere in the intermediate range, around ten years.
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tina was let go from her job last month and has been collecting unemployment benefits. when not actively looking for a job, she volunteers at the local hospital for approximately 20 hours per week. is tina considered to be employed?
No, Tina will not be considered as employed in the hospital, she is unemployed.
Volunteering is a self-service given to any firm or for individuals in need, when the person who wishes to volunteer is free and is capable of doing the physical work required to be done. Some volunteering services are free of cost while some may be paid. Employment refers to the agreement made between the two parties, one who wishes to do the job is paid while the other who hires the person is bound to pay the employee for their services in a time bound and regular manner. Involuntary unemployment occurs when a person is unemployed despite being willing to work at the prevailing wage. Since Tina does work on a voluntary basis and the work is not regular in nature neither is it paid, hence it cannot be regarded as employment.
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What accounting statement lists the overall financial condition of an organization?.
Balance sheet is the accounting statement that lists the overall financial condition of an organization.
A financial statement that lists a company's assets, liabilities, and shareholder equity at a certain point in time is referred to as a balance sheet. The foundation for calculating investor return rates and assessing the capital structure of a company is provided by balance sheet.
Numerous accounts are shown on a balance sheet and are divided into assets and liabilities. A balance sheet's structure will vary slightly depending on the organization, just like it does with any other financial statement.
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the inventory costing method where the unit sold is identified with a specific purchase and the ending inventory is made up of the remaining units on hand is known as the
The average value technique uses the weighted-average of all inventory purchased in a length to assign cost to value of items offered (COGS) as properly as the fee of goods still reachable for sale.
What is specific identification technique for stock costing?The unique identification method relates to inventory valuation, specially keeping song of every unique object in stock and assigning fees personally as an alternative of grouping gadgets together. It is beneficial and usable when a enterprise is in a position to identify, mark, and track every item or unit in its inventory.
Why is average cost technique used?The average-cost approach is beneficial to companies for a number of reasons. It assigns cost to the price of goods bought (COGS) via the use of the weighted common of all the inventory that the employer bought at some point of a length of time. The period may want to be a month, quarter, or annual period, so long as it remains consistent.
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https://brainly.com/question/13084950#SPJ4which of the following is an approach to social media marketing that encourages individuals to pass along a marketing message to others, thus creating the potential for exponential growth in the message's exposure and influence? a. paid media marketing b. viral marketing c. earned media d. organic media marketing
Viral marketing is an approach to social media marketing that encourages individuals to pass along a marketing message to others, thus creating the potential for exponential growth in the message's exposure and influence.
What is Viral marketing ?Viral marketing is a sales technique in which organic and word-of-mouth information about a product or service spreads more and more rapidly. The advent of the internet and social media has greatly increased the number of viral messages.The most common example these days is creating emotional, amazing, funny or unique videos.There are two types of viral marketing campaigns for him: Organic (or in the wild) campaigns.Enhanced (or controlled) campaigns: You don't have to spend a lot of money to create something that people want to share. Sometimes it's the simplest ideas that resonate the most. And if you do it right, you can get an excellent his arrival: When it goes viral, your message and brand spread farther than you expected.To learn more about Viral marketing from the given link :
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on april 12, hong company agrees to accept a 60-day, 6%, $8,400 note from indigo company to extend the due date on an overdue account. what is the journal entry that indigo company would make when it records payment of the note on the maturity date? (use 360 days a year.) multiple choice debit cash $8,484; credit interest revenue $84; credit notes payable $8,400. debit notes payable $8,400; debit interest expense $126; credit cash $8,526. debit notes payable $8,400; credit interest expense $84, credit cash $8,316. debit cash $8,484; credit interest revenue $84; credit notes receivable $8,400. debit notes payable $8,400; debit interest expense $84; credit cash $8,484.
4) $6,300 in payable debit notes; debit Expense of $84 in Interest; money order $6,384
The issuer or borrower's notes payable account is a liability account. A written promise is made by the issuer to pay a certain sum of money and pay interest for the number of days that the note payable is outstanding. A promissory note is the document the borrower issues.
What is an illustration of payable notes?Notes payable can be used to purchase anything from a building to a company car to a bank loan. Depending on when the loan is due, notes payable can be referred to as a short-term liability (less than one year) or a long-term liability (more than one year).
Is it a current liability to have notes payable?On a balance sheet, notes payable are listed as liabilities. Additionally, if the payments are due within a year, they are considered current liabilities. A note is categorized as a long-term liability when its maturity is more than one year away.
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the direct labor rate variance is calculated by multiplying the standard hours that should have been worked for the actual output by the difference between the standard labor rate and the actual labor rate.
False, that ought to have been adjusted for the actual output using the difference between the standard and actual labor rates.
A rate is the ratio of two related quantities expressed in distinct units in mathematics. If one of these numbers is used as the ratio's denominator and it is assumed that this quantity may be modified in a predictable way (i.e., is an independent variable), then the numerator of the ratio represents the rate of change in the other (dependent) variable.
Speed, heart rate, and flux are examples of common rates that are expressed as "per unit of time." Exchange rates, literacy rates, and electric fields are a few ratios that don't need time as the denominator (in volts per meter). The word "per" is used to denote the division of the units of the two measurements when specifying the units of a rate.
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For each of the following, compute the future value: (Do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.)
Value Years Interest Rate Future
$ 2,800 8 17%
9,153 21 9
96,305 15 10
234,382 31 3
Future value (FV) is the value of a cutting-edge asset at a future date based on an assumed fee of growth.
The future fee is essential to investors and economic planners, as they use it to estimate how much an funding made nowadays will be worth in the future.
How do I calculate future value?You can calculate future fee with compound hobby using this formula: future cost = existing cost x (1 + activity rate)n. To calculate future value with simple interest, use this formula: future price = current value x [1 + (interest rate x time)].
For example, if you make investments $1,000 in a financial savings account today at a 2% annual interest rate, it will be well worth $1,020 at the cease of one year. Therefore, its future fee is $1,020.
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https://brainly.com/question/25805668#SPJ4What is Cyber Monday?
A. Computer holiday
B. The day students return to school
C. Beginning of on-line shopping season
Beginning of on-line shopping season is Cyber Monday and also a Thanksgiving weekend.
In the world of online shopping, the Monday after the American Thanksgiving holiday is referred to as "Cyber Monday." Online shops typically provide unique promotions, discounts, and bargains on this day, just like brick-and-mortar stores do on Black Friday. Traditional stores, meanwhile, provide special offers that can only be found online. Some interpret the outcome as evidence that the lines between Black Friday and Cyber Monday have been blurred as a result of the combination of in-person and online shopping. Four days after Thanksgiving is when Cyber Monday occurs. It was developed to entice people to conduct online shopping. Although the day after Thanksgiving, Black Friday, remains the busiest shopping day of the year, COVID-19's launch in 2020 led to $9 billion in online spending on Black Friday and $10.8 billion on Cyber Monday.
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harrison co. issued 13-year bonds one year ago at a coupon rate of 7.5 percent. the bonds make semiannual payments. if the ytm on these bonds is 5.5 percent, what is the current dollar price assuming a $1,000 par value? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The current dollar price of the bond is $1,197.94.
What is a banking system?A bank is a type of financial institution authorized to grant loans and accept deposits for checking and savings accounts. Individual retirement accounts (IRAs), certificates of deposit (CDs), currency exchange, and safe deposit boxes are other services that banks offer.Retail banks, commercial or corporate banks, and investment banks are just a few of the several sorts of banks.Since the fourteenth century, at least, banks have existed. They give customers and business owners a secure place to store their cash as well as a way to get loans for both personal and professional endeavors.Banks provide loans and charge interest on them using the money that is deposited.Since the Medici family began dabbling in banking during the Renaissance, the basic business model hasn't changed much, but the variety of products that banks offer has expanded.According to our question-
For determining the current dollar price we have to applied the present value formula which is to be shown in the attachment below:
Given that,
Future value = $1,000
Rate of interest = 5.7% ÷ 2 = 2.85%
NPER = (13 years - 1 years) × 2 = 24 years
PMT = $1,000 × 8% ÷2 = $40
The formula is shown below:
= -PV(Rate;NPER;PMT;FV;type)
After applying the above formula, the current dollar price of the bond is $1,197.94
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former business partners who live in different countries are seeking resolution to a disagreement over how to liquidate their company's assets. which conflict resolution process is the best for this particular conflict? a.) collaborative law b.) conciliation c.) shuttle diplomacy d.) mediation
The conflict resolution process that is best for this particular conflict is shuttle diplomacy.
What is conflict resolution?The strategies and procedures used to facilitate the amicable resolution of conflict and retaliation are referred to as conflict resolution. Committed group members actively communicate with the rest of the group about their opposing ideologies or motives (such as goals or reasons for having particular beliefs) in an effort to settle group issues. They also engage in collective negotiation. Usually, the dimensions of conflict and the dimensions of resolution are processed in simultaneously. With their views, perspectives, understandings, and attitudes, disputants interpret and perceive the disagreement cognitively. The emotional energy of a disagreement is expressed in the way parties to it feel. The way the disputants behave and act is reflected in behavioral resolution.
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Which of the following are goals of a manager charged with overseeing inventory?
A. Ensuring inventory quality meets the customers expectations and company standards
B. Maintaining a sufficient quantity of inventory
C. minimizing the cost of carrying inventory
The primary goals of inventory managers are to maintain enough inventory on hand to meet customer needs, make sure inventory quality meets both customer and company standards, and keep the cost of acquiring and carrying inventory as low as possible (including costs related to purchasing, production, storage, spoilage, theft, obsolescence, and financing). It is not the responsibility of the manager in charge of inventory to solicit sales orders from customers.
A person who manages a company's inventory levels is known as an inventory manager. Through supplier analysis, daily delivery tracking, and shipment evaluation, they oversee a staff that receives and records new goods as it is delivered or shipped out.
Effective leadership is required of inventory managers. They recruit, retain, and manage a group of workers, along with all the difficulties that entails. They must guide their group. They must also be able to follow instructions and cooperate with a larger group of people.
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your client's federal marginal income tax rate is 35%, and his state marginal income tax rate is 5%. he is considering investing in a municipal bond issued by his local municipality that will yield him 6%. calculate the taxable equivalent yield of this bond. a) 10.00% b) 3.60% c) 9.23% d) 8.40%
The taxable equivalent yield of this bond is option C which is 9.23%
According to the question,
We see that the taxable equivalent yield of the municipal bond is given as equal to=6%/(1-35%)=9.231%.
The tax-equivalent yield is the return that an available security would have to yield to rise to the yield on an equivalent comparable tax-exempt bond, like a municipal bond. The computation is an instrument that financial backers can use to look at the profits between a tax-exempt venture and an available other option. Municipal bonds are charge absolved, hence the after-tax yield is equivalent to the pre-tax yield, which is 4.5%. Given a 28% duty rate, the taxable equivalent yield is to such an extent that: taxable equivalent yield *(1 - 28%) = 4.5% taxable equivalent yield = 6.25%
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jane and bill collins have total take-home pay of $9,000 a month. their monthly expenses total $7,200. calculate the minimum amount this couple needs to establish an emergency fund.
One of the first recommendations a financial planner would make while working on your financial plan is to have an emergency fund.
Emergency fund definition?One of the first recommendations a financial planner would make while working on your financial plan is to have an emergency fund. An emergency fund is money that is held in a liquid form so that any unexpected expenses can be covered. The emergency reserve should typically be three to four months' worth of living expenditures.
According to the explanation above, an emergency fund can last between three and four months, therefore Jane and Bill Collins would need $20,100 to start one.
Emergency fund = Living expenses * 3 months
Emergency fund = $7,200. * 3 months
Emergency fund = $20,100
Minimum emergency fund=Monthly expenses × 3 months
= $6,700 × 3
= $20,100
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