Important of Alternative Risk transfer

The relative frequency is 0.1

An ogive is a graphical representation of a cumulative frequency distribution.

It is a curve that shows the cumulative frequency of observations or data points on the vertical axis and the corresponding class intervals on the horizontal axis. The ogive can be constructed by plotting the cumulative frequencies at the upper or lower class limits of each class interval and then connecting the plotted points with a smooth curve.

The ogive is useful for visualizing the distribution of data and identifying patterns and trends. It can also be used to determine the median or quartiles of a dataset. Additionally, ogives can be used to compare different datasets or distributions by plotting them on the same graph.

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The terms can be matched with the appropriate definition as ;

A spreadsheet  can be described as the  tool that is used to store,  as well as analyze data and can beseen to have been organized in a series of rows and columns .

invoice can be described as the statement  that is needed to express what you are been  paid for in term of  product or service.

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Web developers work with a range of software applications. Photoshop is an example of a software application.

Software is a set of instructions, data or programs used to operate computers and execute specific tasks. It is a set of computer programs, procedures and associated documentation concerned with the operation of a data processing system. Software can be divided into two main categories: system software and application software. System software is responsible for the functioning of the computer hardware and operating systems, while application software enables users to perform specific tasks such as creating documents, playing games and running business applications. Software can also be divided into two types: proprietary software and open-source software. Proprietary software is owned by an individual or company and requires permission to use, while open-source software is often free to use and modify.

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Answer: C

Explanation:

Answer:

c

Explanation:

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Answer:Growing the number of users is an important metric for social media companies because it directly affects their revenue and profitability. Social media companies generate revenue through advertising, and the more users they have, the more valuable their platform is to advertisers. Advertisers are willing to pay more to reach a larger audience, which translates to higher revenue for the social media company.

Metcalfe's Law states that the value of a network is proportional to the square of the number of users in the network. In the context of social media, this means that the more users a platform has, the more valuable it becomes to each user. As more users join a social media platform, the value of the network increases exponentially, which makes it more attractive to new users, leading to a virtuous cycle of growth.

The profitability of social media companies is directly related to the number of users they have and the engagement level of those users. As the number of users grows, the company's revenue potential grows as well. Additionally, social media companies can monetize their user base in other ways, such as through premium subscriptions or transaction fees. As long as the company can maintain or increase its user base and engagement levels, it is likely to be profitable.

Answer:

A. Loaning money to businesses and consumers

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Answer: 3 ways people identified information within their environment are like when cavemen used pictures to write their stories. While they started out with basic drawings, usually of animals, their drawings seem to have been abstracted into symbols. The Egyptians left symbols, the symbols were chosen to show respect to each god and goddess, and were carved into the walls using special tools. Finally, carrier pigeons. Pigeons are known well for their directions. They were known to find their home, even after traveling long distances. People used to attach small letters to their necks, hoping they would fly to the receiver.

Organizations' treatment of their employees and the way they serve their customers are both governed by workplace ethics.

I used to be a sales manager for Vodafone. I observed several methods of product sales while I was just starting out at the company. For a variety of clients, Vodafone sells a wide range of goods. Nonetheless, the salesperson's incentive is strong for some items. One such product was postpaid SIM.

When I first started working there, I observed a lot of my coworkers employing unethical tactics to increase postpaid SIM sales, such as deceiving customers, defrauding them, or providing false information.

This was considered to be unethical and improper according to the company rules. Still they insisted on doing that.

They ultimately sold a large number of postpaid SIMs, but not without doing significant harm to consumer happiness.

I personally believe that ethics should be the main priority of any workplace.

Even if some of my coworkers at Vodafone behaved unethically, I made the decision to prioritise customer pleasure. Although my initial sales were modest, I eventually developed a strong clientele. Three years later, I received a promotion to Vodafone's Area Head position.

Ethics should thus always come first at work.

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Critical listening is the best listening technique to use when watching a political debate to help you choose a candidate. The act of actively analyzing and evaluating the information provided by speakers in order to ascertain the credibility, relevance, and logical consistency of their arguments is known as critical listening.

You should use the following methods during a political debate to effectively engage in critical listening:

Center around the substance: Pay close attention to the speakers' ideas and arguments, as well as the examples and evidence they use to back up their claims. Assess the accuracy, veracity, and relevance of the presented data to the issues at hand.

Consider the speakers: Think about the credibility, qualifications, and biases of the speakers. Check to see if they have the knowledge and experience necessary to effectively deal with the issues at hand and if their political or personal prejudices are influencing their arguments.

Examine the claims: Evaluate the speakers' arguments' logic and coherence using critical thinking skills. Examine whether their arguments are consistent with generally accepted principles and values and whether their conclusions are logically derived from the evidence.

Think about alternate points of view: Consider multiple points of view on the issues and be open to hearing different points of view. Consider how each argument's advantages and disadvantages might affect various groups of people.

You can carefully evaluate the arguments presented during the political debate and make an educated decision about which candidate to support by employing critical listening techniques.

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The owner of the company in the "Plant Fantasies" video prefers non-structure planning. She believes that having too much structure can stifle creativity and prevent her from taking advantage of opportunities as they arise.

The book generally recommends a balanced approach to planning, where there is enough structure to provide guidance and direction but also enough flexibility to adapt to changing circumstances.

I found it interesting how the company owner in the video emphasized the importance of staying true to her passion and values in running her business. She also talked about the challenges of finding the right balance between structure and creativity, which is a common struggle for many entrepreneurs.

Response to student 1: I agree with your observation about the importance of finding a balance between structure and flexibility in planning. Too much structure can lead to rigidity and resistance to change, while too little structure can result in chaos and confusion.

Response to student 2: It's interesting that you prefer highly structured plans. While structure can provide clarity and direction, it's important to remain open to new opportunities and be able to adapt to changes in the environment.

Response to student 3: I also found it inspiring how the company owner in the video was able to turn her passion for plants into a successful business. It's a great example of how following your interests and values can lead to success and fulfillment.

The loan will have a 10-year term after he completes his education, and $93.22 in monthly payments will be required. The initial balance of the Loan is $9,569.89.

A loan is a sum of money that a person or business borrows from a lender, typically a financial institution, with the agreement to return the loan together with interest over time. Loans are typically used to finance large expenditures or investments that an individual or business might not be able to afford up front, including a car, a home, going to school, or starting a business.

Before a loan is approved, the borrower and the lender often agree on its specific terms, including the interest rate, repayment schedule, and any fees.

The price to borrow the money is 4.5 percent of the loan amount. To calculate the fee, we can multiply the loan amount by the fee percentage.

Fee = 10,000 x 0.045 = $450

The loan principle is the sum that Santiago borrowed before the fee was imposed. We can calculate the principal by dividing the loan amount

by (1 + the fee percentage):

Principal: 10,000 divided by (1 + 0.045) equals $9,569.89

Therefore, the loan's principle is $9,569.89.

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Answer:

B) Identify fixed and variable costs for specified quantities of product.

Answer:

Using the given information, we can calculate the following:

Calculate the standard fixed overhead rate per unit:

Standard fixed overhead rate per unit = Budgeted fixed factory overhead costs / Practical capacity in units

= $250,000 / 25,000 units

= $10 per unit

Calculate the total standard overhead cost per unit:

Total standard overhead cost per unit = Fixed overhead cost per unit + Variable overhead cost per unit

= $10 + $4

= $14 per unit

Calculate the total actual overhead cost per unit:

Total actual overhead cost per unit = Actual fixed overhead cost per unit + Actual variable overhead cost per unit

= ($245,000 / 20,000 units) + $3.90

= $12.25 + $3.90

= $16.15 per unit

Calculate the overhead variance:

Total overhead variance = Actual overhead cost - Standard overhead cost

= (Actual fixed overhead cost + Actual variable overhead cost) - (Standard fixed overhead cost + Standard variable overhead cost)

= ($245,000 + (20,000 x $3.90)) - ((20,000 x $10) + (20,000 x $4))

= $330,000 - $240,000

= $90,000 unfavorable variance

Therefore, the overhead variance for the year is $90,000 unfavorable. This indicates that the actual overhead cost per unit was higher than the standard overhead cost per unit, which could be due to various factors such as increased machine hours, higher variable overhead costs, or inefficient use of fixed overhead costs.

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Answer:

Functions of Money:

Money is a medium of exchange that is widely accepted in transactions for goods and services. It has several functions, including:

1. Medium of exchange: Money is used as a medium of exchange to buy goods and services.

2. Unit of account: Money serves as a unit of account, which means it is used to measure the value of goods and services.

3. Store of value: Money can be saved and stored for future use, making it a store of value.

4. Standard of deferred payment: Money can be used to settle debts and obligations in the future.

Types of Business Organizations:

There are several types of business organizations, including:

1. Sole proprietorship: This is a business owned and operated by a single individual. The owner is responsible for all aspects of the business, including finances, liabilities, and profits.

2. Partnership: This is a business owned and operated by two or more individuals. The partners share the profits and liabilities of the business.

3. Corporation: This is a legal entity that is separate from its owners. Corporations have the ability to raise funds through the sale of stocks, and the liability of the owners is limited to their investment in the corporation.

4. Limited Liability Company (LLC): This is a hybrid business structure that combines the liability protection of a corporation with the tax benefits of a partnership. The owners of an LLC are referred to as members.

5. Cooperative: This is a business owned and operated by a group of individuals for their mutual benefit. The members of the cooperative share the profits and decision-making responsibilities.

According to the question jesse’s job title MOST likely to be Architect.

An architect is a professional who designs and plans the construction of buildings and other structures. Architects use a variety of creative and technical skills to develop plans for the construction of structures that are safe, functional, and aesthetically pleasing. They must consider many factors, such as safety, cost, convenience, and cultural and environmental impact. Architects use computer-aided design (CAD) software to create digital models of the structures they plan. They then collaborate with other professionals, such as engineers and contractors, to ensure that the structure will be built according to the plans. In addition, architects may also develop interior designs, select materials, and provide guidance on the construction process.

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Answer: $1 received right now is better than $1 promised to you, is a true statement.

Explanation: The time value of money, depends upon several factors, such as inflation, opportunity cost, interest rates, etc.

To elaborate, we have:

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I can suggest the following recommendation based on the given information:

Leroy can consider opening an individual retirement account (IRA) in addition to his employer's 401k plan. An IRA is a tax-advantaged savings account that can help Leroy save extra funds for retirement. There are two types of IRAs – Traditional and Roth. Leroy can choose based on his tax situation and retirement goals. In a Traditional IRA, contributions may be tax-deductible, and earnings grow tax-deferred. In contrast, contributions to a Roth IRA are taxed upfront, but withdrawals are tax-free in retirement.

Overall, Leroy should consult with a financial advisor to understand his retirement goals and risk tolerance to make the most suitable decision for his retirement savings plan.

Answer:

b. If Omar didn't receive any salary, his self-employment tax liability would be calculated as follows:

Net earnings from self-employment = 50% x $450,000 = $225,000

Self-employment tax = 0.9235 x 0.153 x $225,000 = $32,651

Therefore, Omar's self-employment tax liability would be $32,651 if he didn't receive any salary.

a. If LAB is organized as an S corporation, Sandra's cash after taxes in the first year would be:

LAB's before-tax income = 8% x $875,000 = $70,000

LAB's entity-level tax (assuming a 21% corporate tax rate) = 0.21 x $70,000 = $14,700

LAB's after-tax income = $70,000 - $14,700 = $55,300

Sandra's share of after-tax income (assuming 100% ownership) = $55,300

Sandra's individual income tax on LAB's income (at 20%) = 0.2 x $55,300 = $11,060

Sandra's total cash after taxes = $55,300 - $11,060 = $44,240

If LAB is organized as a C corporation, Sandra's cash after taxes in the first year would be:

LAB's before-tax income = 8% x $875,000 = $70,000

LAB's entity-level tax (assuming a 21% corporate tax rate) = 0.21 x $70,000 = $14,700

LAB's after-tax income = $70,000 - $14,700 = $55,300

LAB's dividend to Sandra = $55,300

Sandra's individual income tax on the dividend (at 20%) = 0.2 x $55,300 = $11,060

Sandra's total cash after taxes = $55,300 - $11,060 = $44,240

Therefore, Sandra's cash after taxes would be the same in the first year regardless of whether LAB is organized as an S corporation or a C corporation.

b. The overall tax rate on LAB's income in the first year would be:

- For an S corporation: (entity-level tax / before-tax income) + (individual tax rate on share of after-tax income / (1 - entity-level tax rate))

- For a C corporation: (entity-level tax / before-tax income) + (individual tax rate on dividend / (1 - entity-level tax rate))

Using the numbers from part (a), we get:

- For an S corporation: ($14,700 / $70,000) + (0.2 / (1 - 0.21)) = 0.342 or 34.2%

- For a C corporation: ($14,700 / $70,000) + (0.2 / (1 - 0.21)) = 0.342 or 34.2%

Therefore, the overall tax rate on LAB's income in the first year would be 34.2% regardless of whether LAB is organized as an S corporation or a C corporation.

b. Willow Corporation's taxable income after the NOL deduction is $100,000 - $90,000 = $10,000.

Assuming a corporate tax rate of 21%, Willow Corporation's tax liability for 2022 would be:

Tax liability = 0.21 x $10,000 = $2,100

The NOL carryover to 2023 would be $90,000 - $10,000 = $80,000.

If $40,000 of the NOL was generated in 2016 and $50,000 was generated in 2021, the NOL carryover would expire as follows:

- $40,000 of the NOL would expire in 2036 (20-year carryforward from 2016)

- $50,000 of the NOL would expire in 2031 (10-year carryforward from 2021)

Therefore, Willow Corporation's tax liability for 2022 would be $2,100, its NOL carryover to 2023 would be $80,000, and the NOL carryover would expire in part as described above.

Answer:

Business owners share many of the same entrepreneur characteristics: leadership, vision, discipline, curiosity, creativity, adaptability, and the ability to take measured risks. Developing these traits can help you become successful when launching your business.

If Amir is interested in a job as an animator. The kind of work environment he likely to be a part of in this career: D. Amir is likely to work closely with others, whether he’s an employee, a freelancer, or self-employed.

In the early years of his career and on a team when he gets more experience. Animators typically work in collaborative environments, often working in teams to create animations for various mediums, such as movies, television shows, and video games.

They may work closely with other artists, writers, programmers, and producers, as well as with clients and stakeholders. As animators gain more experience, they may take on leadership roles within their teams and may be responsible for managing other artists or overseeing the animation process.

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Answer:

The type of this money was called, cybermoney.

The average pantry space occupied by cat food is 1794 cubic inches.

To calculate the average pantry space occupied by cat food, we need to first determine the EOQ (Economic Order Quantity) for managing the cat food purchase process. EOQ is the optimal order quantity that minimizes the total cost of ordering and holding inventory

Using the given information, we can calculate the EOQ as follows:

Annual demand for cat food = 7 cats x 365 days x 1 can per day = 2,555 cans

Ordering cost per order = cost of one-way trip to the store = $3.50

Holding cost per unit = 10% of the unit price = 0.10 x $0.89 = $0.089

EOQ = √(2 x 2,555 x $3.50 / $0.089) ≈ 138 cans

This means that Geoff should order 138 cans of cat food at a time to minimize the total cost of ordering and holding inventory.

Now, to calculate the average pantry space occupied by cat food, we can use the formula:

Average pantry space = EOQ x space per unit

Space per unit = 13 cubic inches

Average pantry space = 138 cans x 13 cubic inches per can = 1794 cubic inches

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"Gollee those cats sure go through a lot of food," Geoff exclaimed as he saw the shopping list pad that had been pre-printed with the words "cat food" a the top. He pondered a different approach to shopping for the furry little darlings, reviewed his shopping records, and discovered the following. The price of cat food has held steady at 89 cents per can. Despite feigning indifference, each of the seven cats nibbles their

way through an average of one can per day, three hundred sixty-five days a year. The price of gasoline has held constant at $3.50 per gallon and his pickup uses a gallon each way to the cat food store. The cost to hold a can of cat food is 10% of the unit price.

What will be the average pantry occupied by the cat food?

The materials price variance is $3,000 favorable, the materials quantity variance is $4,000 unfavorable, the labor rate variance is $1,425 unfavorable, and the labor efficiency variance is $900 favorable.

The materials price variance is $3,000 favorable because the actual price of $2.35 per pound is lower than the standard price of $2.50 per pound. The materials quantity variance is $4,000 unfavorable because more material was used than the standard allowed.

The labor rate variance is $1,425 unfavorable because the actual rate of $19.90 per hour is higher than the standard rate of $18.00 per hour. The labor efficiency variance is $900 favorable because fewer hours were worked than the standard allowed.

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Answer:

Explanation:We are forced to make choices in our day to day life because we have to move on to the next day.Only If we make a choice today on what is going to happen the next day then we will be having a smooth day coming over.

Based on the income and the data given, the Gross profit is -$3,500

Preparing the income statement for the month of February 2009 using the FIFO method of inventory valuation (perpetual).

We have:

Revenue: $97,000 (2,300 units x $15 + 1,300 units x $18 + 2,100 units x $20)

COGS: $100,500

Gross profit: -$3,500

Based on the calculations above, the closing inventory value at 28 February 2009 using the FIFO method is $31,000. This is the value that should be reported in the financial statements as the ending inventory value for the month of February.

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Having bad credit can make you more dependent on others because it will be difficult to secure loans or credit cards on your own

When we have bad credit, it can be difficult to secure loans or credit cards on your own which can make you more reliant on others, such as family or friends, to cosign or provide financial support.

Also, the landlords may require a cosigner or deposit due to your credit history which can further increase your dependence on others. Without the ability to obtain credit or secure housing, you may find yourself in a position where you need to rely on others for basic necessities and financial stability.

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Rupa addresses her supervisor by his first name and speaks to him freely about whatever is on her mind. Rupa's behavior demonstrate indirect communication.

Through the use of gestures, tone of voice, and/or facial expressions, indirect communication refers to expressing thoughts and feelings rather than verbally expressing them. It can be challenging to interpret an indirect communication for someone who is not accustomed to that culture's, a particular social group's, or an intimate partner's communication style.

Indirect communication is defined as "hinting or acting out," frequently accompanied by nonverbal actions including gestures, facial expressions, voice intonation, pauses, or long silences. Instead of expressing their sentiments directly, indirect communicators may act them out in order to save face or stay away from conflict-related situations where they could feel unpleasant levels of tension and unease.

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Customer concerns would typically be addressed in the objection step of the sales process. This is when the salesperson listens to the customer's concerns and objections and addresses them to overcome any barriers to the sale.

Potential clients would typically be contacted in the prospecting step of the sales process. This is when the salesperson identifies potential customers and reaches out to them to start the sales process.

A customer would typically decide to purchase a product in the closing step of the sales process. This is when the salesperson asks for the sale and finalizes the transaction.

A presentation would typically be shown to a customer in the presentation step of the sales process. This is when the salesperson showcases the product or service to the customer and explains its features and benefits.

Note: The above answers are based on the traditional 7-step sales process mentioned in the prompt. However, it is important to note that sales processes can vary depending on the industry, product or service being sold, and the sales team's approach.

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