The difference between payday lenders and a bank or credit union is B. Payday lenders usually don't require collateral, unlike banks and credit unions.
What is payday lending?Payday lending is a type of short-term borrowing where a borrower receives a high-interest credit based on personal income.
The characteristics of payday lending include:
Small-term loansSmall amounts of money are involvedAvailable at short noticeInterest rates are high.Thus, the difference between payday lenders and a bank or credit union is B. Payday lenders usually don't require collateral, unlike banks and credit unions.
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Answer: the answer is C (PAYDAY LENDERS OFTEN OFFER LOANS TO PEOPLE WHO ARE UNABLE TO GET A LOAN FROM A BANK OR CREDIT UNION!!!)
Explanation: I just took the test!
Buying insurance and saving for the future is a hard choice for many people?
Answer:
Many people like to look at short-term rather than long-term when it comes to financing. Additionally, I would say the lack of financial literacy plays into why people don't choose to invest for the future. It really depends on the socioeconomic status a person is in because some may struggle to make ends meet and can't afford to invest for the future. I would definitely lean towards lack of financial literacy because you'd be surprised how people know more about irrelevant matters than crucial information necessary for decision making.
It would be less hard for me because of the resources around me that help me understand my options and how to manage my money. For people like my parents who lack these resources and knowledge, they are less inclined to invest because they don't know how investments work.
Explanation:
wrd
Answer:
Yeah that's your question given is truly real life in our daily life because if we don't buying or saving for the future it's important thing that we must learn.
The name and title of the person you are writing to goes on the _____ line of the inside address.
A. first
B. second
C. last
D. none of the above
The recipient's address, also called the inside address, includes the name and address of the recipient of your letter in the first line, which is option A.
What is a business letter?A business letter is a formal document written with a proper format following the professional guidelines. It is often sent from one company to another or from a company to its clients, employees, and stakeholders.
Business letters are used for the professional correspondence between individuals.
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Rita Rodriquez obtained a 24 month
Answer:
True
Explanation:
snce rita times 4 to the power of rodriquez is 24 then this is proven to be true
An argument for trade tariffs is that it protects infant industries.
Answer:
The infant industry argument is an economic rationale for trade protectionism. The core of the argument is that nascent industries often do not have the economies of scale that their older competitors from other countries may have, and thus need to be protected until they can attain similar economies of scale.
The drawings account receives a __________ entry when the owner withdraws money for personal use.
A. Debit
B. Credit
what does the transfer feature in qbo do
The transfer feature signifies that you may move the money from one bank or credit card account to another. This is further explained below.
What is the transfer?Generally, a transfer is simply defined as Moving something or someone to a new location, group or organization is a common definition of this verb.
In conclusion, You may transfer money from one bank or credit card account to another using the transfer option.
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Design a process flowchart for hotel staff who are in charge of getting online room bookings and confirming rooms for customers through emails after receiving their orders with a required deposit.
Your process flowchart needs to solve 2 following situations:
1. Available rooms matching demand. 2.Out of room
A flowchart allows us to organize the activities that make up a sequential process. In this case, it would be the steps to obtain a hotel room reservation.
What is a flowchart?Flowchart is a term to refer to a type of representation to represent an algorithm or process. It is used in disciplines such as:
ProgrammingEconomyIndustrial processes.Cognitive psychology.How to make a flowchart for the situations presented?To make a flow chart of the situations presented, we must take into account all the activities necessary to complete these procedures, for example:
Rooms available according to demand.Receive confirmation email with deposit required.Get room reservations online.Confirm reservation via email.Learn more about flowchart in: https://brainly.com/question/14956301
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Easy question 20 points……..
Answer:
The correct answer is A.
Explanation:
The “intrusion of solitude” means that someone can sue regarding an invasion of privacy tort.
contact a research and determine is pepsi and coca cola are duopoly
Research shows that Pepsi and Coca-Cola are a duopoly because the two firms control the carbonated beverage industry worldwide.
What is a duopoly?A duopoly is a form of oligopoly in which two major firms control a market.
With an oligopoly, few firms operate and control the market for a product or service. But with a duopoly, only two main corporations operate in the market or industry.
Thus, we can conclude that Pepsi and Coca-Cola are a duopoly in the carbonated beverage industry.
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Business Study assignment grade 10
Paula has saved $8,000 for her college expenses by working part-time. She plans to start college next year and needs all of the money she saved. Which of the following is the safest place for her college money?
If you borrow $5,400 at $800 interest for one year, what is your effective interest rate for the following payment plans? (Input your answers as a percent rounded to 2 decimal places.)
Visit any retail store in your community and request a 20 minutes appointment to interview the owner or manager so that you can collect relevant information State the name of the business and the year in which it was established
1.1 List and explain any THREE objectives this business is able to meet?
1.2 Use an appropriate example from this retail store and differentiate between total revenue average revenue and marginal revenue.
The three objectives in the retail store are:
Excellent Customer Service.Boast Brand Awareness.Create or form Brand Loyalty.What is average revenue?Average revenue is known to be the one that depicts how much revenue exist per unit of the output.
Marginal revenue is one that connote the increase or boast up that is found in total revenue as it is said to be increasing from one output unit.
Note therefore, that if the three objectives in the retail store are meant, the store will have a lot of customers.
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You want to borrow $600,000 to buy an apartment, and you can only afford $4,000 a month to repay the loan. Suppose the bank charges you a fixed interest rate of 4% with monthly compounding. How long will it take you to pay off the loan
Based on the given information, it will take you 15 years to pay off the loan if you are able to afford $4,000 per month.
What is the interest rate?Interest rate refers to the amount charged by the bank when lending any money to the borrower. The borrower has to repay the loan amount based on this interest rate along with the principal amount.
To calculate the time for payment of the loan
Loan amount = Principal + (Interest x Time)
Principal = $600,000
Interest = 4%
Time =?
$600,000 = Principal + (4% x Time)
Time = 600,000/ (4600,000)
Time = 15 years
Therefore, it requires 15 years to pay the amount of the loan.
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Which of these characteristics is consistent with a Straight Life policy?
If the total cost is E1000 and the average fixed cost is E15 when 20 units of output are produced, then the average variable cost at that level of output is the following: a. Impossible to determine b. E45 c. E35 d. E30
If the total cost is E1000 and the average fixed cost is E15 with 20 units of output, then the average variable cost at that level of output is c. E35.
What is the variable cost?The variable cost is the cost element that varies with output.
When the output increases, the variable cost increases in total, while remaining the same per unit.
Data and Calculations:Total cost = E1,000
Average fixed cost = E15
Output = 20 units
Total fixed cost = E300 (E15 x 20)
Total variable cost = E700 (E1,000 - E300)
Average variable cost = E35 (E700/20)
Thus, if the total cost is E1000 and the average fixed cost is E15 when 20 units of output are produced, then the average variable cost at that level of output is c. E35.
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Explain how the open market works through the balance sheet of the central bank and related entities?
Answer:
Open market operations (“OMOs”) are the central bank's primary tool of monetary policy. If the central bank wants interest rates to be lower, it buys bonds. Buying bonds injects money into the money market, increasing the money supply.
Tax incidence is concerned with tax loopholes.
Please select the best answer from the choices provided
Т
F
Answer:
F
Explanation:
Tax incidence is concerned with tax loopholes. FALSE.
The belief that taxes should be paid based on benefits received, despite total income, is known as the benefit principle of taxation.
Call to actions are used in ads to...
a) Provide an easy and clear way for people who view the ad to take action and further interact
with the brand.
b) Help companies to define the goal of their ads.
c) Add extra text to an ad.
d) Make it complicated for social media users to take next steps to interact with a brand.
Call to actions are used in ads to provide an easy and clear way for people viewing the ad to take actions and further interact with the brand.
What is Call to Action?It is a marketing strategy that helps a company achieve its goals by encouraging the target audience to interact with the organization, which can be through the use of imperative words and encouraging access to a link.
Therefore, the call to action strategy helps to engage the consumer and encourage him to take an action that is favorable to the company.
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Bolve, a company that essentially made leather bags and jackets, introduces men's cologne under its new category of skincare products. In this case, Bolve is engaged in _____.
a.
line extension
b.
market segmentation
c.
brand extension
d.
product bundling
A company engaged in producing leather bags and jackets introducing men's cologne is under the activity of brand extension.
What is brand extension?When a brand expands the scope of the types and categories of products, goods and/or services it sells, it is known as brand extension.
Hence, option C correctly describes that Bolve is engaged in brand extension.
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I’d like to be a web developer,” says Cyrus. “But I don’t know if I want to spend my career at a big company.” What is the BEST advice to give Cyrus?
A.
“Demand for that career is falling. You may not have a choice but to work for a big company.”
B.
“Actually, most web developers work remotely or at small companies.”
C.
“Big companies aren’t so bad when you get used to them.”
D.
“Don’t worry! Web developers work at companies of all sizes and can even work freelance.” HELP ASAP
Answer:
D
Explanation:
I think D is the most appropriate , since developers can technically work at any company , and a good percentage work in freelancing .
Also for answer B it specified that web developers work either at small companies or remotely , which is not limited to only these two... hope this helps.
Public relations are external communications aimed outside the business or organization.
Group of answer choices
True
False
Differentiate between manufacturer and Cunsumer
Answer:
Explanation:
Industrial goods are bought and used for industrial and business use. They are made up of machinery, manufacturing plants, raw materials, and any other good or component used by industries or firms. Consumer goods are ready for the consumption and satisfaction of human wants, such as clothing or food.
_____ is a key indicator to how profitable a business is currently or may be in the future.
A. Market penetration
B. Market share
C. Market research
D. Market positioning
Answer:
Market share
Explanation:
...
Which of the following choices is one of the leading economic indicators?
advance monthly retail sales
structural unemployment
annual unemployment data
gross national product
Answer:
Gross National Output
Explanation:
This is a leading economic indicator because it tell us the well-being and health of the overall economy. A low gross national output also means that unemployment rate may be high because resources are not fully utilized--be it structural unemployment or total unemployment. Monthly retail sales also feeds into Gross National Output.
Inter1. Interview a business owner/manager on the crisis experienced in the workplace
The outcome of the interview shows that the crisis experienced in the workplace is due to:
Financial CrisisPersonnel CrisisOrganizational CrisisTechnological Crisis, etc.What is a business crisis?This is known to often take place when an unexpected issue comes up and puts the stability of a company or firm at risk.
Therefore, The outcome of the interview shows that the crisis experienced in the workplace is due to:
Financial CrisisPersonnel CrisisOrganizational CrisisTechnological Crisis, etc.Learn more about crisis from
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Once the information is complete and conclusions are made, then management can make more confident business decisions. This is part of this step of market research?
present the findings
make the decision
develop the research plan
collect the information
The act of making the decision is the part of this step of market research that makes management more confident business decisions.
What is market research?This refers to the activity of gathering market information about consumers' needs and preferences.
Some steps of a market research includes:
present the findingsmake the decisiondevelop the research plancollect the informationRead more about market research
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Describe the mechanism of impact of monetary policy on aggregate demand of the economy through interest rates?
Answer:
Higher monetary policy rate increases interest rate in the banking system which increases the cost of borrowing and reduces aggregate demand.
Explanation:
An increase in the monetary policy rate (mpr) will lead to an increase in the interest rates in the banking system. This increases the cost of borrowing which reduces aggregate demand. However, if the central bank reduces mpr, interest rates in the banking system reduces which leads to the fall in the cost of borrowing which increases aggregate demand.
interview a business owner manager on a crisis experienced in a workplace. Attach an interview schedule as part of your oral presentation
It is essential to prepare a script with well-structured and organized questions to conduct an effective interview on any topic.
What to ask in an interview for a survey?The questions must be objective to avoid ambiguity and obtain the answers that will solve your thesis. To interview a company manager about a crisis in the workplace, some questions might be:
How did the crisis arise?What was the risk management plan?How did the company get over it?Therefore, it is essential that the research is planned and conducted in an organized and structured manner for effective results.
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Unemployment that occurs when worker's skills do not match the jobs that are available.
a. seasonal unemployment
c. cyclical unemployment
b. structural unemployment
d. frictional unemployment
Answer:
b. structural unemployment
Unemployment that occurs when worker's skills do not match the jobs that are available is called structural unemployment. Thus, its B.
What is Unemployment?Unemployment refers to the condition of an individual who is able and willing to work, but is unable to find a job. Unemployment can have a range of negative impacts on individuals, families, and communities, including financial hardship, social isolation, and reduced quality of life.
Unemployment is typically measured and reported by national statistical agencies, using various measures of unemployment, such as the unemployment rate, labor force participation rate, and the number of individuals seeking employment.
Governments and policymakers often implement various policies and programs to address unemployment, such as job training and education programs, unemployment insurance, and economic stimulus measures.
These efforts aim to create jobs and reduce unemployment, which can help to improve the overall health and stability of the economy and society.
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