The amount that will be received by Terry at the end of every year for 10 years is $3,803.97
Computations:
1. First the future value will be computed:
Given,
[tex]A[/tex] =$308, Annuity or the quarterly payment amount.
[tex]r[/tex] =1.5%, the rate of interest to be paid quarterly; thus the effective rate of interest will be: 0.375% [tex](\frac{1.5\%}{4})[/tex]
[tex]n[/tex] = 20 years, number of periodic payments, but the effective time period for the computation will be 80 payments that are: [tex](20\times4(\text{quarter}))[/tex]
[tex]\begin{aligned}\text{Future Value}&=\dfrac{A\times(1+r)^n-1}{r}\\&=\dfrac{\$308\times(1+0.00375)^{80}-1}{0.00375}\\&=\$28,672.88\end{aligned}[/tex]
2. From the determined future value that will be used in the present value formula, where 5.5% interest compounded at which Terry will receive an amount for every 10 years will be computed.
Given,
Present value =$28,672.88
[tex]r[/tex] =5.5%, the coumpounded rate of interest
[tex]n[/tex] =10 years
[tex]\begin{aligned}\text{Present Value}&=\dfrac{A(1+r)^n-1}{r(1+r)^n}\\\$28,672.88&=\dfrac{A(1+0.055)^{10}-1}{0.055(1+0.055)^{10}}\\A&=\dfrac{7.537}{\$28,672.88}\\A&=\$3,803.97\end{aligned}[/tex]
Therefore, after the payment of $308 for 20 years, Terry will start receiving the amount of $3,803.97 every 10 years.
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10. The overall levels of income, employment, and prices are determined by the spending and production decisions
of all except which of the following.
A. Households
B. Businesses
C. Government
D. Foreign Sectors
Answer:
A. Households
B. Businesses
C. Government
Explanation:
[tex]\large{\mathfrak{꧁HeavenMistress꧂}}[/tex]
Explanation:
C. Government
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Marion sells for the Whatisits Company of Whoville. An analysis of the performance of the company's 25 person sales force shows that the average sales rep works 250 days a year, makes four calls a day, obtains an order, averaging $15,000, every ten calls made. Marion worked 200 days last year during which she made a total of 700 calls which resulted in 50 orders totaling $1,500,000 in sales volume. What was Marion's average order size
Based on the information given Marion's average order size is $30,000 per order.
Using this formula
Average order size=Total cost of order in sales volume/Total order
Where:
Total cost of order in sales volume=$1,500,000
Total order=50 orders
Let plug in the formula
Average order size=$1,500,000 / 50 Orders
Average order size=$30,000 per order
Inconclusion Marion's average order size is $30,000 per order.
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A key to effective leadership is the ability to : A. maintain order, stability, and control. B. communicate a vision and rally others around that vision. C.
Effective leadership is one that has strong values and guides their decision-making process. The honest in terms of the interactions and creative in terms of stability and order.
Hence they think out of the box and come up with an innovative solution. Hence the option A is correct that is maintain order, stability, and controlLearn more about the is the ability.
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explain the method of bookkeeping ?
Currently, you can exchange $1 for SF 1.14. Assume that the average inflation rate in the U.S. over the next two years will be 2.5 percent annually as compared to 3 percent in Switzerland. Based on this information and relative purchasing power parity, which one of the following assumptions can you make regarding the next two years?
A. The Swiss franc will appreciate against all currencies.
B. The Swiss franc will appreciate against the U.S. dollar.
C. The U.S. dollar will appreciate against all currencies.
D. The U.S. dollar will appreciate against the Swiss franc.
E. Both the U.S. dollar and the Swiss franc will appreciate against all other currencies.
In the next two years, the U.S. dollar will appreciate against the Swiss franc.
Exchange rate is the rate at which one currency is exchanged for another currency. In this equation $1 would be exchanged for SF1.14.
Purchasing power parity theory states that the same basket of books would cost the same when the exchange rate between the countries have been adjusted for. If the inflation rate of one country is expected to increase more than that of the other country, the country with the higher inflation rate, will experience a depreciation of its currency.
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Amaya is a member of a new product design team. The team leader proposed a process that would get quick results, but Amaya was concerned quality would suffer. Due to _______, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
People often have different suggestions and may or may not agree with each other. Due to groupthink, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
Groupthink is known to be a situation that takes place when a group of individuals arrive at a consensus without critical reasoning or looking into the repercussions or alternatives.It is often based on a common desire not to anger the balance of a group of people.
It can also be regarded as a psychological phenomenon where individual strive to meet a consensus within a group.
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What includes the increasingly complex management of processes, information, and communication to take a product from cradle to grave
The increasingly complex management of processes, information, and communication to take a product from cradle to grave refers to Logistics.
What is Logistics?
Logistics can be described in the most simple of ways, as the planning and management of a series of factors in order to achieve the end goal of a product. Logistics involves a series of complex processes required to oversee the proper flow of a product from its origin to its consumption by the public.This is important in order to ensure adherence to norms and regulations and allow for an efficient and detailed process of production.Therefore, we can confirm that when stating the increasingly complex management of processes, information, and communication to take a product from cradle to grave, we are referring to Logistics.
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intercropping vegetable farming is beneficial in many ways explain
Carrie owns a boutique shop that sells decorative, handmade pottery. She's choosing an online ad campaign to allow a seamless shopping experience for her potential customers. What's one benefit that Shopping campaign ads will offer Carrie?
The main benefit that the shopping campaign ads will offer Carrie is that it will help to give detailed information about her product before they click the ads,
Basically, the shopping campaigns ads is a advert placed online or website to attract prospective customer
This ads campaigns help business-owners to promote their products because its gives the users detailed information about what they are selling even before they click on the ad.In conclusion, the main benefit that the shopping campaign ads will offer Carrie is that it will help to give detailed information about her product before they click the ads,
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Demand is more elastic when you are shopping in Walmart than when you shop at a small convenience store because: Group of answer choices
Answer:
It rises by 25%
Explanation:
Demand is more elastic when you are shopping in Walmart than when you shop at a small convenience store because: more competing products means greater elasticity. Lyft cuts the price of a ride in New York City by 10%. Thereafter, the quantity of rides demanded rises by 25%.
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Match each type of employment with its definition (2 points)
Unemployment resulting from mismatches between
employer needs and employee skills.
Unemployment associated with workers who are
between jobs
Unemployment associated with the highs and lows of
the business cycle.
:: frictional unemployment
cyclical unemployment
* structural unemployment
Each type of employment has been matched with its definition thus:
Frictional unemployment: Unemployment associated with workers who are between jobs Cyclical unemployment: Unemployment resulting from mismatches between employer needs and employee skills. Structural unemployment: Unemployment associated with the highs and lows of the business cycle.There are different causes of employment. Frictional unemployment is the timeframe between the period an individual lost his job and seeks another.
Structural unemployment is a result of inconsistencies in the labor market.
Cyclical unemployment occurs when the demand from the employee is not met with the skills of the employer.
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Answer:
Here, Give me my brain
Explanation:
Cyclical unemployment- Unemployment associated with the highs and lows of the business cycle.
Structural unemployment- Unemployment resulting from mismatches between employer needs and employee skills.
Frictional unemployment- Unemployment associated with workers who are between jobs.
Just took the test, the other answer is mixed up
Alicia Tax Services paid $690 to settle an account payable. Which of the following general journal entries will Alicia Tax Services make to record this transaction? Multiple Choice Debit Office supplies expense, $690; credit Cash, $690. Debit Cash, $690; credit Office supplies, $690. Debit Office supplies, $690; credit Cash, $690. Debit Office supplies, $690; credit Accounts payable, $690. Debit Accounts payable, $690; credit Cash, $690
The general journal entries that Alicia Tax Services will make to record this transaction is :Debit Accounts payable, $690; credit Cash, $690.
Based on the information given since Alicia Tax Services paid the amount of $690 to settle an account payable which means that the appropriate journal entry to record the transaction will be:
Debit Accounts payable $690
Credit Cash $690
(To record account payable)
Inconclusion the general journal entries that Alicia Tax Services will make to record this transaction is :Debit Accounts payable, $690; credit Cash, $690.
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need help on econ please and thank you
Answer:
1. Bonds
2. Property
3. Mutual Funds
4. Starting a business
Explanation:
According to the Securities and Exchange Commission, one of the easiest ways to boost your retirement savings is:
One of the easiest ways to boost your retirement savings is to take
advantage of your employer's matching , focus on low fees, and save by
payroll deduction.
Retirement savings can be boosted by the employer matching the
employee's contribution.This involves them contributing a certain amount
monthly or yearly to the retirement savings plan.
Other factors include avoiding high cost and fees of things and saving
through having certain amount deducted to help save for the future.
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Pls help Which of the following is not an example of in-kind assistance? (1 point)
Low Income Home Energy Assistance Program
O
National School Lunch Program
O
Social Security income
Supplemental Nutrition Assistance Program
Answer:
The Answer is Social Security income
Explanation:
I know this is correct because I just finished the quick check this question was in.
Social Security income is an example of in-kind assistance as in this program the government supports the low-income people and the people with major disabilities.
What is in-kind assistance?
When someone is receiving in-kind support when one offers other a service, supplies, or free assistance. In-kind support is when another group provides free office equipment or meeting space.
The use of a company car or van, private medical insurance paid for by the employer, and the employer helping the employee to transfer the work are examples of in-kind assistance.
Thus, Social Security income is the not correct option for in-kind assistance.
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A
requires property to be used as collateral.
A. unsecured loan
B. credit card
C. property loan
D. secured loan
SUBM
Answer:
D. secured loan
Explanation:
"A secured loan is a loan backed by collateral"
[A. unsecured loan is a loan that doesn't require any type of collateral.]
[B. credit card ...no]
[C. property loan is a secured loan that is sanctioned keeping an asset as mortgage with the lender.]
[D. secured loan is a loan that is backed by collateral]
A secured loan requires property to be used as collateral. D. Secured Loan.
What are secured loanA secured loan requires property or other assets to be used as collateral. If the borrower defaults on the loan, the lender has the right to seize the collateral to recoup their losses.
This reduces the risk for the lender, which can result in lower interest rates compared to unsecured loans. Examples of secured loans include mortgages and car loans.
Because the lender takes on more risk, these loans typically have higher interest rates. Personal loans and credit cards are examples of unsecured loans.
Option D is therefore correct
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Homelife, a national chain of high-end furniture stores, employs nearly 800 workers. In the past few years, the company's market share has dropped significantly, and employee turnover has increased. Upper management is considering the implementation of a new compensation policy in its efforts to turn the company around. Historically, the company has paid all employees similarly with some variation for seniority but no distinction between high and low performers. Which one of the following questions is LEAST relevant to Homelife's decision to develop an aligned reward strategy?
a. What compensation programs should Homelife use to reinforce necessary employee behaviours?
b. How well does Homelife's current compensation program match the company's strategic aims?
c. What were the results of the most recent Homelife customer review ratings?
d. What compensation programs should Homelife use to reinforce desired employee behaviours?
The option that's least relevant to develop the reward strategy is C. What were the results of the most recent Homelife customer review ratings?
A reward strategy simply means the designing and implementation of reward policies that are vital in supporting the objectives of an organization.
In this case, it's important to know the compensation programs that should be used to reinforce necessary employee behaviors and how well Homelife's current compensation program matches the company's strategic aims.
It should be noted that the results of the most recent Homelife customer review ratings don't matter in the reward strategy.
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Amelie received an email that claimed to be from a Nigerian prince who needed help setting up
a bank account but would pay thousands of dollars if Amelie helped him. What kind of email is
this?
a) Ad
b) Spam
c) Junk
d) Support
Answer:
Explanation:
Spam
1. Which of the following is INCORRECT?
Assets
Liabilities
Capital
$
$
$
i
ü.
18,270
9,340
15,160
12,230
5,290
3,120
6,380
1,390
12,980
6,220
7,780
10,840
111.
iv.
Answer:
HINDI KO PO GETPASYENSYA NA POKUNG SAAN UMAASA KAYO SASAGOT KO.
What phrase could a licensee use in advertising that would not discriminate on the basis of familial status
Senior discount is the phrase that a licensee could use in advertising that would not discriminate.
A familial status discrimination is known to occurs when the landlord, manager or property owner treats someone very differently.
The other options clearly discriminate the familial status.
Hence, the Senior discount is the phrase that a licensee could use in advertising that would not discriminate.
Therefore, the Option is correct.
Missing options "Couples only Empty nesters No bicycles allowed Senior discount"
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Which one of the following is not one of the policy tools the Fed uses to control the money supply? A. Moral suasion. B. Open market operations. C. Reserve requirements. D. Discount policy.
Answer:
A
Explanation: Moral suasion Is not required to control MS .that is the best answer
your company is manufacturing a new product , you need to establish a product quality control process. what are three things you must do to create/ establish. your product quality control process? (choose 3). 1.) developing the product website and social media campaign ? 2.) setting up your test market strategy ? 3.) review the results of internal quality assurance testing ? 4.) establish the method to use or testing product quality ? 5.) determine what standards have to be met based on the product and industry ? 6.) publish your test results in a popular professional journal?
Answer:5,4,and1
Explanation:
The annual report for Jackson Farms disclosed that 1 billion shares of common stock have been authorized. At the beginning of 2017, 810 million shares had been issued and the number of shares in treasury stock was 111 million. During 2017, the only common share transactions were that 19 million common shares were reissued from treasury and 30 million common shares were purchased and held as treasury stock.
Required: Determine the number of common shares (a) issued, (b) in treasury, and (c) outstanding at the end of 2017.
Answer:
a: 810 (million)
b: 111-19(issued)+30(purchased)= 122 (million)
c: 810 (issued)-122 (treasury)=688 million
What is a business cylcle
A business cycle is the periodic growth and decline of a nation's economy, measured mainly by its GDP. Governments try to manage business cycles by spending, raising or lowering taxes, and adjusting interest rates. Business cycles can affect individuals in a number of ways, from job-hunting to investing.
Put the following items in order from most expensive to least expensive. Item Base Price Change Direction Toaster $23. 35 36% Markup DVD $20. 36 66% Markup Headphones $69. 09 56% Markdown Jeans $55. 08 41% Markdown a. Headphones, jeans. Toaster, DVD b. Headphones, DVD, toaster, jeans c. DVD, toaster, headphones, jeans d. DVD, jeans, toaster, headphones.
The items arranged from most expensive to least expensive is DVD, jeans, toaster, headphones.
A mark up increases the price of an item while a mark down reduces the price of an item.
Price after a mark up = (1 + mark up) x base price
Price after a mark down = (1 - mark down) x base price
Price of the toaster after the mark up: (1.36 x $23.35 = $31.76
Price of the DVD after the mark up: 1.66 x $20.36 = $33.80
Price of the head phones after the mark down: (0.44 x $69.09 = $30.40
Price of the jeans after the mark down: 0.59 x $55 = $32.45
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The answer is:D. DVD, jeans, toaster, headphones.
Which technique is used to improve customer relationship management (CRM) systems by identifying, storing, and disseminating facts about how to perform tasks
Knowledge management is the technique that is used to improve customer relationship by storing and disseminating facts.
Knowledge management can be described as the use of different techniques to create and share knowledge in an organization.
It is a multiple approach way that organizations use to attain their objectives through the best use of knowledge.
It is very important to the organization because it helps to:
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Because of an accident Royce was involved in, his insurance company has increased his annual premium for auto insurance by 5. 2%. His original policy was set up using the premiums listed below. What is his new annual premium after the increase for the accident?.
Premium is often paid by people based on some kinds of services offered.
From the picture attached, we can see Royce' premiums for the previous year, which were;
Bodily injury $22.50 Property damage $144.75 Collision $275.75 Comprehensive $100If you add all together, the total premium of the policy was $543
Note that the premiums will increase by 5.2%,
therefore, the new total premium will be = $543 x 1.052 = $571.24
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write any three types of continuous series??
Answer:
Exclusive series- Series in which every class interval excludes items corresponding to its upper limit.
Inclusive series- Series which includes all items up to their upper limit.
Open-end series- Series in which the lower limit of the first class interval and/or the upper limit of the last class interval is missing.
11.
can best be described as the total value of all final goods, services, and structures produced in an
economy in a one-year period.
A. GDP
B. CPI
C. Real GDP
D. Nominal GDP
Answer:
GDP
Explanation:
GDP can be described as the total value of all final goods, services, and structures produced in an economy over a period of one yearThe full form of GDP is Gross Domestic productQuestion 3
1 pts
Heather receives a phone call, in which an automated voice states that her credit card has been
used fraudulently and that she must enter her 16-digit credit card number, using the keypad of
her phone, to clear up the error. What should Heather do next?
O Hang up and wait for the end of her credit card billing cycle to see if there really was a fraudulent charge.
Enter the 16-digit card number, but don't enter her PIN or the 3-digit code from the back of the card.
Hang up and call her credit card company using the 1-800 number on the back of her card to inquire
about the issue or report the attempted phone fraud.
O Push O or say "operator" to speak with a representative from the credit card company instead.
0
in
The next step which Heather should take after she has gotten a fraudulent call asking for her credit card details is to hang up and call her credit card company using the 1-800 number on the back of her card to inquire about the issue or report the attempted phone fraud.
As a result of this, we can see that Heather was a target of an attempted phone fraud where a caller asks her to give her 16-digit credit card details so that the supposed error could be cleared up.
It is worth noting that this information can be used to steal money from her checking account and Heather would best not give out such sensitive details over the phone, but call the company to see if the call is really from them.
Therefore, the correct answer is option C
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