Felipe's grandparents have given him $1,500.00 to invest while he is in college to begin his retirement fund. He will earn 2.3% interest, compounded annually. What will his investment be worth at the end of 4 years.

Answers

Answer 1

Answer:

$1,642.83

Explanation:

The amount after four years can be calculated using the formula below

A = P(1 +r)^n

where A= amount

P = Principal amount $1500

r= interest 2.3% or 0.023

n = time in year; 4

A = $1500(1 + 0.023)^4

A= $1500(1.023)^4

A=$1500x 1.095222

A=$1,642.83


Related Questions

Alpha Sounds Corp., an electric guitar retailer, was organized by Michele Kirby, Paul Glenn, and Gretchen Northway. The charter authorized 1,000,000 shares of common stock with a par of $1. The following transactions affecting stockholders’ equity were completed during the first year of operations:

Issued 100,000 shares of stock at par to Paul Glenn for cash.

Issued 3,000 shares of stock at par to Michele Kirby for promotional services provided in connection with the organization of the corporation, and issued 45,000 shares of stock at par to Michele Kirby for cash.

Purchased land and a building from Gretchen Northway in exchange for stock issued at par. The building is mortgaged for $180,000 for 20 years at 6%, and there is accrued interest of $5,200 on the mortgage note at the time of the purchase. The corporation agreed to assume responsibility for paying the mortgage note and accrued interest. It is agreed that the land is to be valued at $60,000 and the building at $225,000 and that Gretchen Northway will be issued stock at par.

Journalize the entries to record the transactions.

Answers

I just needed some points to figure things out i don’t do anything else

How should state appropriations to a state universoty choosing to report as engaged only in business-type activities be reported in its statement of revenues?

Answers

Answer: Non-Operating revenues

Explanation:

Such an activity will be recorded as a non-operating revenue in a proprietary fund in the university as these funds record revenues and expenses and will differentiate between operating revenues and non-operating revenues.

This is a nonoperating revenue as it is considered a nonexchange transaction where a government department or agency gives resources to another department or agency and mandates that they do something specific with it without expecting anything equal in return.  

If an economy experiences deflation, then the overall price level is increasing. the aggregate price level is declining. the aggregate price level is rising, but not as quickly as it did in the previous year. the prices of all goods in the economy are decreasing. the prices of consumer goods are decreasing while the prices of raw materials are increasing.

Answers

Answer:

If an economy experiences deflation, then

the prices of all goods in the economy are decreasing.

Explanation:

Generally, deflation is an economic condition whereby there is a decrease in the general price level of goods and services.  As the opposite of inflation, deflation occurs when the inflation rate falls below 0%.  During deflation, consumers spend less money on goods and services because of the decreasing demand.  This demand drop with increasing supply leads to a general decline in prices, with organizations trying to sell off their inventory.

Answer:

C. An aggregate price level is declining.

Explanation:

literally doing this same assignment right now in ECON2301, C was the right answer on mine

the following is an example of _____ stop by our store this Saturday between 2 and 4 to get a free gift
A-a call to action
B-white space
c- a unique selling proposition
D- cultural sensitivity

Answers

Answer: a call to action

Explanation:

The following is an example of a call to action stop by our store this Saturday between 2 and 4 to get a free gift. The correct option is A. Your call to action is the section of your advertisement that instructs your target audience on what they should do after clicking on your PPC ad and arriving at your website or landing page.

What is the main goal of a call to action?

CTAs are used all across the web to entice potential leads or convert existing leads into customers. Their goal is to entice the visitor to do a specific activity.

A call-to-action is a short statement on your website, email, or another piece of content that encourages visitors to perform some desired action, which eventually continues their contact with your company.

Thus, the ideal selection is option A.

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Click this link to view O*NET’s Education section for Municipal Clerks. According to O*NET, what are the top two most common levels of education required for Municipal Clerks?

high school diploma or its equivalent
some college, no degree
associate degree
bachelor’s degree
master’s degree

Answers

Answer:

Explanation:

aa

Answer: A and D

Explanation:

i tried the answers on these comments and they were wrong.

According to personality psychologists, leader traits will play a stronger role shaping leader behavior in what type of situations?
a. weak
b. all of these.
c. structured
d. bureaucratic
e. strong

Answers

Answer:

a. weak

Explanation:

Leadership traits are more exposed and open in weak situations. Naturally, a person’s traits cannot be hidden and plays a strong role in their leadership behavior. Thus, individuals personality traits are known to shape a leader behavior in weak situations.

We opened the doors to Data Driven Donuts last year. What type of analysis tells us how we performed the first year?

Answers

Answer:

Descriptive

Explanation:

Any company,business or organization that want to know how well they performed in the first year of their business or first year of operation will have to make use of DESCRIPTIVE ANALYSIS reason been that this type of ANALYSIS will help to collect data, analysed and summarize the data in details in order to interprete and present the data in a more useful way.

Therefore the type of analysis tells us how we performed the first year is called DESCRIPTIVE ANALYSIS

What is the present value of $6,000 to be received at the end of each of eight periods, assuming the first payment occurs at the end of the fourth year and an interest rate of 10%?
a. 36, 454
b. 24 049
c. 32010
d. 38970

Answers

Answer:

The correct answer is A.

Explanation:

Giving the following information:

Annual payment= $6,000

Number of payments= 8

Total years to PV= 12

Interest rate= 10%

First, we need to calculate future value:

FV= {A*[(1+i)^n-1]}/i

A= annual payment

FV= {6,000*[(1.1^8) - 1]} / 0.06

FV= $114,358.88

Now, the present value:

PV= FV/(1+i)^n

PV= 114,358.88/1.1^12

PV= $36,438.26

Question 14
When a products selling price and variable expenses both decrease by 7% (assuming no change to fixed expenses)- what would be the effect on the CM per unit and the CM ratio?
Contribution marrin per unit
Decrease
Decrease
No change
No change
Contribution marrin ratio
Decrease
No change
Decrease
No change

Answers

Answer:

Decrease

No change

Explanation:

As we know that

Contribution margin ratio = [(Sales - Variable Costs) ÷ (Sales) ]

Now in the case when the selling price and the variable cost would decreased by 7% so the sales and variable cost would decreased by the similar amount so there is no change in the contribution margin ratio

Also

Contribution Margin per Unit = Sales revenue per Unit - Variable Expenses per unit

Now if the  selling price and the variable cost would decreased by 7% so the contribution margin would also decrease

Linda needs fresh fruits and vegetables so she decides to go grocery
shopping. According to Maslow's hierarchy of needs, which category of
needs does this fall under?
A. Physiological
B. Esteem
C. Affiliation
D. Safety

Answers

Answer:physiological

Explanation:

According to Maslow's hierarchy of needs, the Physiological category of needs is this condition. Thus, option A is correct.  

What is  Maslow's hierarchy of needs?

According to Maslow's theory, a model of motivation, a person's conduct is determined by 5 categories of basic human needs. These needs include that physiology, safety, belongingness, respect, and self-actualization.

The base of Maslow’s model of requirements is biological requirements for human survival. They seem to be the things a man needs the most in order to live. Linda chooses to go shopping since she needed fresh produce. shopping.

They encompass the requirements for food, clothing, comfort, rest, and healthcare. At about this level, a human's drive stems from their survival instinct. Therefore, option A is the correct option.

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A principle concern of domestic unions about multinational firms is that the multinational can counter their bargaining power with:___________ .
a. the power to import labor from abroad.
b. the power to move production to another country.

Answers

Answer: b. the power to move production to another country.

Explanation:

Multinational companies are multinational because they are present in multiple areas around the world including areas that have different levels of development.

This means that if they are negotiating with unions in developed areas like the western world, if they find that the cost of labor is more than they are willing to pay, they could move production to another less developed country where they can pay lower wages and this is a constant concern for domestic labor unions.

PLEASE HELP ME IM STUCK ON THIS

Answers

C because it’s something you pay every month
It’s C because it’s a monthly thing. You pay for it every month until it’s canceled.

Daniel acquires a 30% interest in the PPZ Partnership from Paolo, an existing partner, for $43,500 of cash. The PPZ Partnership has borrowed $14,500 of recourse liabilities as of the date Daniel bought the interest. What is Daniel's basis in his partnership interest?
a. $47,200.
b. $14,000.
c. $57,000.
d. $52.800.

Answers

Answer:

the daniel basis in his partnership interest is $47,850

Explanation:

The computation of the daniel basis in his partnership interest is shown below:

= Cash +  Borrowed amount × interest acquiring percentage

= $43,500 + $14,500 × 30%

= $43,500 + $4,350

= $47,850

This is the answer but the same is not provided in the given options

Hence, the daniel basis in his partnership interest is $47,850

We simply applied the above formula so that the correct value could come

And, the same is to be considered

An early 1970s government study ("Work in America") identified three chief sources of worker dissatisfaction. Which of the following is one of those sources?

Answers

Answer:

The right approach is "The rigidity of rules and regulations".

Explanation:

Laws, as well as regulations throughout the red tape, are also rigid as well as unyielding. Clear, simple to comprehend. Because once we speak about administrative management, there have been many disadvantages to something like the mere implementation of that kind of principle to administer any organization.

Maybe that's why the aforementioned is indeed the easiest alternative.

A company sold equipment that originally cost $260,000 for $130,000 cash. The accumulated depreciation on the equipment was $130,000. The company should recognize a:__________
A. $130,000 loss.
B. $0 gain or loss.
C. $65,000 loss.
D. $130,000 gain.
E. $65,000 gain.

Answers

Answer:

B. $0 gain or loss.

Explanation:

The computation of the company recognized in the given situation is shown below:

Equipment cost $260,000

Less: Accumulated depreciation -$130,000

Book value $130,000

And, the sale value is $130,000

Since the book value and the sale value are equivalent to each other that means there is no gain or loss

hence, the correct option is B

And all the other options are incorrect

A stock just paid an annual dividend of $1.8. The dividend is expected to grow by 8% per year for the next 3 years. The growth rate of dividends will then fall steadily (linearly) from 8% after 3 years to 5% in year 6. The required rate of return is 12%.
1. What is the current stock price if the dividend growth rate will stay 0.05 (5%) forever after 6 years?
2. In 6 years, the P/E ratio is expected to be 23 and the payout ratio to be 80%. What is the current stock price when using the P/E ratio?

Answers

Answer:

1.

The current stock price is $28.71

2.

The current stock price is $149.15

Explanation:

1.

We need to calculate the present value of the dividends with each growth

First calculate the dividend each year

Year _________________________ Dividend

1 _____( $1.8 x ( 1 + 8% )^1__________ $1.9440

2_____( $1.8 x ( 1 + 8% )^2__________ $1.1664

3_____( $1.8 x ( 1 + 8% )^3__________ $2.2675

4_____( $2.2675 x ( 1 + 7% )________ $2.4262

5_____( $2.4262 x ( 1 + 6% )________ $2.5718

6_____( $2.5718 x ( 1 + 5% )_________ $2.7004

Calculate  the present value of each years dividend

Year _________________________ present value

1 _____( $1.9440 / ( 1 + 12% )^1 __________ $2.1773

2_____$1.1664 / ( 1 + 12% )^2___________ $0.9298

3_____$2.2675 / ( 1 + 12% )^3___________$0.7118

4_____$2.4262 / ( 1 + 12% )^4___________$1.5419

5_____$2.5718 / ( 1 + 12% )^5___________ $1.4593

6_____$2.7004 / ( 12% - 5% ) / ( 1 + 12% )^5_$21.8897

Total _____________________________ $28.7098

Hence priec of the stock is $28.71

2.

First calculate dividend of Year 6

Dividend = EPS x Payout ratio = 23 x 80% = $18.40

Present value = $18.4 / ( 12% - 5% ) / ( 1 + 12% )^5 = $149.15

Proper Paints Company has a target capital structure of 35% debt and 65% common equity with no preferred stock. Its before tax cost of debt is 8% and its marginal tax rate is 25%. The current stock price is P0 = $22. The last dividend was D0 = $2.25 and it is expected to grow at a 5% constant rate. What is its cost of equity and it's WACC?

Answers

Answer:

cost of equity = 15.74 %

WACC = 12.33 %

Explanation:

The Weighted Average Cost of Equity (WACC) is the return that is required by providers of Long Term source of finance. WACC assumes the Pooling of Funds Principle when it comes to financing projects.

WACC = E/V × Ke + D/V × Kd

Where,

E/V = Market Weight of Equity

      = 0.65

Ke = Cost of Equity

    = D1 / P0 + g

    = ($2.25 × 1.05)/ $22 + 0.05

    = 15.74 %

D/V = Market Weight of Debt

       = 0.35

Kd = Cost of Debt

    =  8%  × (1 - 0.25)

    = 6 %

Therefore,

WACC = 0.65 × 15.74 % + 0.35 × 6 %

           = 12.33 %

The discount rate includes ________ in the basic valuation model.
a. cash flows.
b. timing.
c. risk.
d. total value.

Answers

Answer:

c. risk

Explanation:

The discount rate usually stands for the opportunity cost of investing elsewhere or the cost of sourcing finance. therefore, it includes a risk component.

n 2012, per capita spending on health care in the United States was about $9,000. If this amount increased by 7 percent a year, what would be the amount of per capita spending for health care in 8 years

Answers

Answer:

The amount of per capita spending for healthcare in 8 years, would be:

$15,460.

Explanation:

a) Data and Calculations:

Per capita spending on healthcare in the US in 2012 = $9,000

Rate of increase of per capita spending on healthcare = 7%

Period of years for the per capita spending on healthcare = 8 years

Future value can be determined using the Future Factor of 1.718 * $9,000 = $15,462

Using online finance calculator yields:

FV (Future Value) $15,463.68

PV (Present Value) $9,000.00

N (Number of Periods) 8.000

I/Y (Interest Rate) 7.000%

PMT (Periodic Payment) $0.00

Starting Investment $9,000.00

Total Principal $9,000.00

Total Interest $6,463.68

Knight Corp. obtained land by issuing 3,000 shares of its $10 par value common stock. The land was recently appraised at $72,000. The common stock is actively traded at $25 per share. When recording the acquisition of the land, what amounts will be recorded in the Land and Common Stock accounts?

Answers

Answer: See explanation

Explanation:

From the question, we are informed that Knight Corp. obtained land by issuing 3,000 shares of its $10 par value common stock and that the land was recently appraised at $72,000 while the common stock is actively traded at $25 per share.

When recording the acquisition of the land, what amounts will be recorded in the Land and Common Stock accounts goes thus:

Debit: Land 3000 × $25 = $75000

Credit: Common stock = 3000 × $10 = $30,000

Therefore, the amount that will be recorded in the Land is $75000 and Common Stock accounts is $30000

Financial markets make the process of borrowing large amounts of money easier because they simplify the negotiation process between borrowers and lenders. This is an example of:

Answers

Answer:

Reducing risk

Explanation:

The two ways by which risk can be managed are;

✓ Risk avoidance

✓ risk reduction

risk reduction are activities needed to bring about lower likelihood of risk as well as severity of loss. We can reduce risk through reduction of allocation of our resources to risky situation. An example of reducing risk is in the instance of Financial markets that are making the process of borrowing large amounts of money easier because they simplify the negotiation process between borrowers and lenders.

If you decide not to spend $1,000 you earned at your summer job but instead intend to buy shares in a mutual fund, in terms of aggregate economic accounting you would be:_______.
A) consuming.
B) saving.
C) investing.
D) transferring.

Answers

Answer:

B)saving

Explanation:

Savings in accounting can be regarded as the amount that remains when the

individual's consumer spending is removed from disposable income that is earned by a consumer at a particular iperiod of time. For instance you decide not to spend $1,000 you earned at your summer job but instead intend to buy shares in a mutual fund, in terms of aggregate economic accounting you would be saving.

Which method might allow a company to make significant inventory purchases at year end for the purpose of manipulating income?

Answers

Answer:

LIFO

Explanation:

LIFO is an abbreviation of “Last-In, First-Out”. It can be regarded as a method that is devices in cost flow assumption purposes which is used to calculate cost of goods sold , it works with assumption that latest product is added to Inventory of a company can be first sold out. It should be noted that LIFO method might allow a company to make significant inventory purchases at year end for the purpose of manipulating income.

A company purchased an asset for $2,850,000 that will be used in a 3-year project. The asset is in the 3-year MACRS class. The depreciation percentage each year is 33.33%, 44.45%, and 14.81%, respectively. What is the book value of the equipment at the end of the project?
A) $211,185.B) $0.C) $633,270.D) $1,900,095.E) $2,638,815.

Answers

Answer:

A) $211,185

Explanation:

The computation of the book value of the equipment at the end of the project is as follows;

Depreciation in Year 1 is

= Asset Price × 33.33%

= $2,850,000 × 33.33%

= $949,905

Depreciation in Year 2 is

= Asset Price × 44.45%

= $2,850,000 × 44.45%

= $1,266,825

And, Depreciation in Year 3 is

= Asset Price × 14.81%

= $2,850,000 × 14.81%

= $422,085

Now

Total Accumulated Depreciation is

= $949,905 + $1,266,825 + $422,085

= $2,638,815

And, finally  

Book Value of the equipment is

= $2,850,000 - $2,638,815

= $211,185

Therefore the correct option is a.

Which activity does the IRS allow nonprofit organizations to engage in?

advertising tax deductions for donations
compensating business owners based on profits
selling pharmaceuticals if it is a healthcare organization
increasing the value of shareholder’s investments

Will give brainliest to correct answer!

Answers

Answer: advertising tax deductions for donations

Explanation:

The activity does the IRS allow nonprofit organizations to engage in is

advertising tax deductions for donations.

What is IRS?

It stands for Internal revenue service that administered the federal tax laws. In this, it contains the processing of tax return, tax payer service, and the enforcement.

So based on this, we can say that The activity does the IRS allow nonprofit organizations to engage in is advertising tax deductions for donations.

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Direct examples of the functions of a financial system include
(Select all that apply.) ?
1. a business owner accepting payments via PayPal
2. a bank hiring three new tellers when a new branch opens
3. ensuring that personal information entered electronically is safe
4. a financial institution extending a line of credit to a small business

Answers

The answer should be 1 and 4 for this question

A spa has placed a magazine advertisement in a local women’s magazine. What technological feature have the owners incorporated in this advertisement?
A. A QR code that is scanned and decodes information directly on the phone
B. Offline integration such as a pop-up
C. Interactive content
D. Holoscreen that uses glass media for projection
E. Fog screen that uses fog for image projection

Answers

Answer: A. A QR code that is scanned and decodes information directly on the phone

Explanation:

This is the best option as QR codes are usually inserted into print media to give more information about something when they are scanned. They can even be used to give discounts.

Human technology has not reached the point where either pop-ups, interactive content, or image projections can appear on print media so options B through E are wrong.

Answer:

A. A QR code that is scanned and decodes information directly on the phone

Explanation:

Question 10 of 10
Harland just got his second major credit card, so his credit score rose from
671 to 711. According to the following table for a $150,000 mortgage, how
much less per year would Harland have to pay on a $150,000 mortgage with
the new credit score?
FICO
score
720-850
Interest
rate
5.59%
Monthly
payment
$860
700-719
5.71%
$872
$924
675-699
6.25%
7.40%
620-674
560-619
500-559
8.53%
$1039
$1157
$1238
9.29%

Answers

Answer: 2004

Explanation:

Burke tires just paid a dividend of $2.42. analysts expect the company's dividend to grow by 30% this year, 20% next year (year 2), 10% the following year (year 3), and then 5% in each subsequent year. if the required return to the stock is 8.3%, what is the best estimate of the stock's current market value (please enter the value to the penny)?
a. $60.34.
b. $59.48.
c. $59.91.
d. $58.62.
e. $59.05.

Answers

Answer:

There is no correct answer is these options. But the correct answer is $113.41

Explanation:

The formula to solve this is:

Po = D1/r - g

Po is the Current price of the common stock

D1 is the future dividend payment

r is the rate of return

g is the growth rate.

This is quite different from the usual(single stage). This is Two-stage Dividend Discount Model. To solve this;

D1(Dividend in year 1) is $3.15( $2.42 x 1.3)

D2(Dividend in year 2) is $3.78(3.15 x 1.2)

D3(Dividend in year 3) is $4.15($3.78 x 1.1)

D in subsequent years is $4.36(4.15 x 1.05)

P3(price of stock in year 3) = $4.36/0.083 - 0.05

=$132.12

Now the stock's current market value is

$3.15/1.08 + $3.78/1.08^2 + $4.15/1.08^3 + $132.12^3

The price of the stock is $113.41

To prevent concurrent access of records, a transaction requires a ____ prior to data access. key grain timestamp lock

Answers

Answer:

Lock

Explanation:

Locks is a mechanism to avoid the access of records from interacting with one another either in the form of user objects for example tables and/or rows or system objects not cannot be seen by the user such as data shared in memory.

The system (Oracle) obtains all the required locks when executing the transaction request so as to avoid any hassle faced by the user and so that they don't require to be bothered by it. This way the system provides both highest degree of data monitoring with lowest restriction.

Moreover, a fail safe data integrity is provided by the system in case of any failure. This lock can also be done manually by the user.

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