Drag each tile to the correct location on the table.
Classify the sentences based on whether they describe an investing mistake or a good investment decision.
1) Sanjay invests in companies in
a variety of industries.
2) Ryan invests only in the stock of
companies he has complete faith in.
3) Silvia successfully avoids investing
in unfamiliar foreign companies.
4) Sabina invests small amounts in
stocks, bonds, and real estate.
5) Ricardo starts investing in index
funds with the aim of building
his wealth steadily over time.
6) Martha decides to hold her
investments despite their poor
market performance over
three years.
-investing mistakes
- Good investment decision

Answers

Answer 1

The correct options for the matchup are:

For Investing mistake :

Silvia Ryan Martha

For Good investment decision:

Sanjay Ricardo Sabina

What is known as an investment?

An investment is known to be a kind of an asset or item that is gotten by a person with the aim of getting income or appreciation.

Note that Appreciation is said to be an increase in the value of an asset in course of time and from the above, you can see those who made good decision and those who made bad decision.

Learn more about investment  from

https://brainly.com/question/25300925

#SPJ1

Answer 2

Answer:

Investing mistake :

Silvia

Ryan

Martha

investment decision:

Sanjay

Ricardo

Sabina

Explanation:


Related Questions

Elizabeth works for a local restaurant at the end of her shift she is required to write in the time that you arrive in the time she is leaving so that she can be paid appropriately today Elizabeth was 15 minutes late for work what would be the most ethical thing for Elizabeth to do

Answers

Answer:

Elizabeth would have to write the time she came in. If she lies, she's indirectly robbing the restaurant of it's money.

Explanation:

A __________ offers a huge selection of one type of product (such as books, toys, or sporting goods) to dominate that category of goods.

Answers

shopping outlet or a shopping complex

S. Bouchard and Company hired you as a consultant to help estimate its cost of capital. You have obtained the following data: D0 = $0.85; P0 = $22.00; and g = 6.00% (constant). The CEO thinks, however, that the stock price is temporarily depressed, and that it will soon rise to $40.00. Based on the DCF approach, by how much would the cost of equity from retained earnings change if the stock price changes as the CEO expects? Group of answer choices -1.49% -1.66% -1.84% -2.03% -2.23%

Answers

Based on the change in the stock price, the change in the cost of equity to S. Bouchard and Company would be -1.84%.

How would the Cost of Equity change?

The original cost of equity is:

22 = (0.85 x 1.06) / (cost of equity - 6%)

Cost of equity + 6% = 0.901 / 22

Cost of equity = 0.901 / 22  + 6%

= 10.1%

The new cost of equity:

Cost of equity = (0.85 x 1.06) / 40 + 6%

= 8.25%

The change is:

= 8.25 - 10.1

= -1.84%

Find out more of cost of equity at https://brainly.com/question/14041475.

#SPJ1

Sam is carrying a balance on his credit card of $500. The credit limit on the card is $1,500. What is his utilization rate?

Answers

The utilization rate of Sam that carrying a balance on his credit card of $500, that having a limit of $1,500, is 33%.

What is credit card?

Credit card is a plastic card that is used for withdrawing the excess amount from the bank account. This card is generally issued by the banks to their customers.

Sam's credit card use rate is 33 percent because he has a $500 load on his card with a $1,500 limit.

Therefore, the utilization rate is 33%.

Learn more about the credit card, refer to:

https://brainly.com/question/27350251

#SPJ4

It is the end of the year and party supply stores have added the things needed for a fantastic New Years Eve party. According to the law of supply, what scenario would you expect to see with the party supply stores

Answers

The scenario that one would expect to see in the party supply stores is the supply of New Year's party supplies to have increased since November.

What is the supplies about?

In the case above, As sellers expect a lot of customers to buy party supplies the prices is said to still increase and so the suppliers are likely to increase their production rate.

The scenario that one would expect to see in the party supply stores is the supply of New Year's party supplies to have increased since November.

Learn more about supplies from

https://brainly.com/question/25843620

#SPJ1

Over the past year, you earned a nominal rate of interest of 8% on your money. The inflation rate was 3.5% over the same period. The exact actual growth rate of your purchasing power was A) 15.55%. B) 4.35%. C) 5.02%. D) 4.81%. E) 15.04%.

Answers

Answer:

a

Explanation:

it worked for me so hope it work

Question 3 of 20
Which statement describes why you should start retirement planning early?
A. Your income will increase, while your expenses will decrease.
O B. Your income will decrease, while your expenses will increase.
O C. Your income will decrease, while your expenses will stay the
same.
O D. Your income will increase, while your expenses will stay the same.
SUBMIT.

Answers

Answer:

B) Your income will decrease, while your expenses will increase

Explanation:

You should start retirement planning early, because as you grow up you may become less skilled or not be able to perform heavy work. As you get older expenses will increase for various reasons, inflation, which will make goods more expensive, forcing you to spend more and also medical bills,  treatments, therapies, check-ups or preventive studies, can make you spend more in an older age.

How might international trade impact the labor demand curve and wages. Group of answer choices Workers in industries impacted by imported products will see the demand curve shift left and wages decrease. Workers in industries that export products will see the demand curve shift right and wages increase. Workers in industries that export products will see the demand curve shift left and wages decrease. Workers in industries impacted by imported products will see the demand curve shift right and wages decrease.

Answers

International trade impact the labor demand curve and wages as D. Workers in industries impacted by imported products will see the demand curve shift right and wages decrease.

What is an international trade?

It should be noted that international trade simply means a trade that takes place with another country outside ones border.

In this case, international trade impact the labor demand curve and wages as the workers in industries impacted by imported products will see the demand curve shift right and wages decrease.

Learn more about international trade on:

brainly.com/question/15115779

#SPJ1

When delegating a task, it is important to _______. a. give away the most difficult things on your task list b. go over everything quickly and return to your own work c. keep the responsibility for getting the tasks done d. report everything that is expected of the person please select the best answer from the choices provided a b c d

Answers

Delegating a task works better when we d. report everything that is expected of the person.

What makes delegation work?

Delegation is very effective because it divides tasks and reduces the time taken for those tasks to be done because multiple people would be doing it.

For it to work, however, the people who have been delegated to, need to understand exactly what it is they are meant to do.

Find out more on delegating duties at https://brainly.com/question/4617536.

#SPJ1

When you purchase the exact same office supplies you purchased in the previous quarter, you are making a

Answers

When you purchase the exact same office supplies you purchased in the previous quarter, you are making a straight rebuy.

What is a straight rebuy?

This is the type of purchase that a customer is known to buy that is in the same quantity and the same terms as the goods from the same supplier.

The perfect example of this is that people are known to visit the same coffee shop daily to make the same purchase.

Read more on a straight rebuy here:

https://brainly.com/question/8530057

#SPJ1

In the market for bottled water, fresh springs has a 30 percent share of the market, swiss springs has a 27 percent share, l'eau de france has a 13 percent share, and mountain water has a 10 percent share. the rest of the market consists of 20 firms with a 1 percent share of the market each. what is the value of the herfindahl-hirschman index

Answers

The value of the Herfindahl-Hirschman Index, calculated for the market for bottled water, is 2,298.

What is the Herfindahl–Hirschman Index?

The Herfindahl–Hirschman Index, HHI, is a commonly accepted measure of market concentration and competitiveness.

The HHI is calculated by squaring the market share of each competing firm and then summing the resulting numbers.

Data and Calculations:

Product           Market Share     Squared Market Share

Fresh springs         30%                    900(30% x 30%)

Swiss springs         27%                    729 (27% x 27%)

L'eau de France      13%                    169 (13% x 13%)

Mountain water      10%                    100 (10% x 10%)

Rest of market       20%                   400 (20% x 20%)

Sum of squared market share =    2,298

Thus, the value of the Herfindahl-Hirschman Index is 2,298, reflecting a low market concentration.

Learn more about the Herfindahl-Hirschman Index at Herfindahl-Hirschman Index at https://brainly.com/question/17180005

#SPJ1

Country A specializes in producing kiwis. Country B specializes in producing oranges. As a result, Country A can consume more kiwis and oranges than it could have if it had tried to grow kiwis oranges itself and had decided not to trade. This illustrates the concept of: Group of answer choices The gains of trade Absolute advantage Supply

Answers

This scenario better illustrates the concept of absolute advantage, as both countries are specialized in one product.

What is the absolute advantage?

It is an economic approach that helps to understand how a country's specialization in the production and sale of a product and service helps economic development, as there can be trade between countries with different specializations, generating funds obtained from the export of goods.

Therefore, absolute advantage helps countries to trade and develop economically.

Find out more about absolute advantage here:

https://brainly.com/question/9067127

#SPJ1

1. after watching the big short, do you have a clearer understanding of the wall street collapse of 2008? does the movie do a good job, or a poor one, of explaining the arcane financial devices and the ins and outs of the bond markets? did you find it interesting? or were you bored to tears?

Answers

Yes the movie big short gave a good explanation of the financial instruments that led to the wall street collapse in the year 2008.

How the movie relates to the happenings that led to the collapse of the wall street.

The writer of this movie helped to tell the story of what happened in the year 2008. He focused on the people that were behind the crash.

He used good celebrities to keep the attention of the viewer on the happenings and helped to show in good perspective all that happened.


Read more on the wall street crash here:

https://brainly.com/question/813964

#SPJ1

How should a company adopt a data-driven culture that will stick?.

Answers

All data operations should be centralised inside a single, specialised data team. Offload data analytics to a vendor with a lot of experience. To transform the way the organization thinks about data, use change management.

Indicate where each item would appear on a statement of cash flows using the indirect method by placing an x in the appropriate column(s). (more than one column may be used.)

Answers

The individual items that are a part of the cash flow is mentioned in the attached image by indicating X.

Operating activities are the normal duties carried out by a firm to create and sell its products, earn revenue, as well as carry out general administrative and maintenance responsibilities. Some of a company's primary operating activities include production, sales, advertising, and marketing.

One of the primary types of net cash activities that firms report on the cash flow statement is investing activities. In accounting, the term "investing activities" refers to the acquisition and disposal of long-term assets as well as other corporate investments over a certain reporting period.

Financing activities relate to agreements made between a company and its owners and lenders to obtain or recoup resources. In other words, financial activities provide the business with funding, enable debt repayment, and profit for the owners. Financing activities include giving and receiving equity.

Thus, the items of cash flow which are included has been given in the attached image by indicating in which particular head it comes.

Learn more about Cash Flow, here:

https://brainly.com/question/30066211

#SPJ12

The above question seems incomplete, probable the complete question is given below.

Indicate where each item would appear on a statement of cash flows using the indirect method by placing an X in the appropriate column(s). (More than one column may be used.) Statement of Cash Flows Noncash Investing & Financing Activities Not Reported on Statement or In Notes Operating Activities Investing Activities Financing Activities a. Declared and paid a cash dividend b. Recorded depreciation expense c. Paid cash to settle long-term note payable d. Prepaid expenses increased in the year e. Accounts receivable decreased in the year f. Purchased land by issuing common stock 9. Inventory increased in the year h. Sold equipment for cash, yielding a loss i Accounts payable decreased in the year i Income taxes payable increased in the year

What was the first state to make july fourth an official holiday?.

Answers

The first state to make July fourth an official holiday is Massachusetts.

What is the significance of July fourth?

The yearly celebration of nationhood in the United States is known as Independence Day is mainly known as  July 4th. It celebrates the Continental Congress's adoption of the Declaration on July 4, 1776.

The American activist Douglass opposed the celebration as the rights of African American slaves were denied. This celebration is hypocritical and unfair according to him because it ignores a group of individuals.

He believes that as a result, Americans should be saddened, as the day serves as a reminder to all of them of the violence done against African Americans.

Learn more about July fourth, here:

https://brainly.com/question/11430576

#SPJ1

One of your customers has decided to commit $10,000 to fixed income. She is trying to decide if it makes more sense to invest in the bonds of a single corporate issuer or to buy an exchange-traded fund (ETF) tracking a corporate bond index. You could explain that the purchase of the ETF results in the greatest reduction of

Answers

"One of your customers has decided to commit $10,000 to fixed income..."You could explain that the purchase of the ETF results in the greatest reduction of liquidity risk. This is further explained below.

What is liquidity risk?

Generally, liquidity risk is simply defined as, to put it another way, liquidity risk is the possibility of experiencing losses as a consequence of not being able to make payments on time or doing so at an unaffordable price.

In conclusion, Fixed-income investments have been made by one of your clients for $10,000..." In other words, you might say buying the ETF lowers liquidity risk the most.

Read more about liquidity risk

https://brainly.com/question/921670

#SPJ1

find the average rate of change for the following and write a description about it

Answers

In order to find the rate of change of a function between two points, you should use the formula, ( f (b) - f (a) ) / (b - a).

How do you find the rate of change?

Using the formula;

= ( f (b) - f (a) ) / (b - a)

Where

b would be the second value of x and a would be the first value of x.

For instance, if you were to find the average rate of change in function:

y = 4x³ - 5x² + 1 in between x = -3 and x = 1.

The average rate of change would be:

= ( 4 (1)³ - 5(1)² + 1) - (4 (-3)³ - 5(-3)² + 1) / (1 - (3))

= 152 / 4

= 38

Find out more on the average rate of change of functions at https://brainly.com/question/7448057.

#SPJ1

Dawn owns a hair salon and wants to open another store in the downtown shopping district. She goes to the bank to get a loan to start her business, and the bank gives her a loan that is backed by her good reputation and previous credit rating. Which type of bank loan does this scenario best describe

Answers

The type of bank loan which this scenario best describes is an unsecured loan

What is a Bank Loan?

This refers to the amount borrowed by a financial institution to a customer or individual to be repaid at a certain time.

Hence, we can see that based on the given scenario by Dawn who owns a hair salon, she collects a loan to start her business and it is backed, therefore, this is an unsecured loan

Read more about bank loans here:

https://brainly.com/question/26054995
#SPJ1

Which loan type allows you borrow up to the cost of attendance, minus other aid you have received?.

Answers

A subsidized loan is such a loan where the borrower is allowed to borrow up to the cost of attendance less any other aids received.

What is a subsidized loan?

A type of education or student loan where the amount to be borrowed is determined as per the cost of the student's attendance, which is subtracted from other financial benefits received in this regard, is known as a subsidized loan.

Hence, subsidized loan is explained as above.

Learn more about subsidized loans here:

https://brainly.com/question/2256061

#SPJ1

The vatican’s swiss guard wears a uniform inspired by which famous renaissance painter?.

Answers

The Vatican's swiss guard wears a uniform inspired by famous renaissance painter Raphael.

Who is the Swiss guard?

Since 1506, the Swiss Guard has provided protection to the Pope and his home, and this has not been modified. These men also share a desire to learn more about the most recent developments and practices in personal security, as well as a sense of discovery on the international stage.

Raphael (1483-1520 CE) was a painter and architect from Italian background who is considered one of the greatest Renaissance artists. Raphael produced a large body of work in the medium of oil painting, including a large number of masterpieces.

Learn more about the swiss guards, here:

https://brainly.com/question/22952265

#SPJ1

A customer has a margin account that shows a market value of $190,000 and a debit balance of $90,000. in addition, the account has special memorandum account of $5,000. the long market value at maintenance is

Answers

A maintenance margin is a minimum equity an investor ought to preserve withinside the margin account after the acquisition has been made. Hence,  the long market value at maintenance in this case is $120,000.

What do you mean by long market value?

Long market value at maintenance refers to the point where an account must fall (in market value) to reach minimum maintenance (25% of market value). ;

The maintenance margin is far presently set at 25% of the full value of the securities in a margin account as in step with Financial Industry Regulatory Authority (FINRA) requirements.

To calculate the long market value at maintenance,  divide the debit balance by .75 ($90,000 / .75 = $120,000)

Hence,  the long market value at maintenance is $120,000.

Learn more about long market value at maintenance:

https://brainly.com/question/15057471

#SPJ1

As director of a small art gallery, one of Frederica's major concerns is the preferences of the people who buy her artists' work. Frederica recognizes that the center of her marketing efforts is

Answers

Frederica's major concerns are the preferences of the people who buy her artists' work. So, he recognizes that the center of her marketing efforts is the customers.

What is market effort?

Market efforts is a measure of resources committed to the promotion of goods and services. It is a business strategy of  targeting  customers to stimulate demand for products  and also beat the threats of competitors. It is always directed towards the consumers, being the main source of revenue generation.

Market efforts must be effective to achieve its aim. To manage this, these steps must be observed, goals, audience, campaign tools, resources identification.

Learn more about market effort here,

https://brainly.com/question/9017955

#SPJ1

In 2021, Robert takes four key clients and their spouses out to dinner at a local restaurant. Business discussions occurred over dinner. Expenses were $700 (drinks and dinner) and $140 (tips to servers). If Robert is self-employed, how much can he deduct for this event

Answers

The amount deductible by Robert for year 2021 against the meal and entertainment expenses will be 50% that is $420 from the total expense amount of $840.

What is business deductions?

The business deductions are the amounts those are allowed to be deducted while filling the income tax. There is certain criteria to deduct different expenses.

As per the IRS regulation, when the tax payer is self-employed then the amount that can be deducted against meal and entertainment can be 50% of the total expense.

Therefore, Robert can deduct only $420 from the taxable income.

Learn more about business deductions, here:

https://brainly.com/question/13870330

#SPJ1

How much will silver be worth if the dollar collapses?.

Answers

Answer:

That is because the U.S. dollar would essentially be worthless if it were to collapse in value. In a sense, the price of silver would be infinite if measured in terms of the U.S. dollar!

According to the Census Bureau, in October 2016, the average house price in the United States was $28,358. 5 years earlier, the average price was $20,908. What was the annual increase in the price of the average house sold

Answers

28,358 - 20908 = 7450
7450 divided by 5 = 1490
The annual increase was 1490 per year

Harry assigns his rights under a contract with irma to his college roommate, jake. neither harry nor jake notifies irma of the assignment. the assignment group of answer choices will become effective after thirty days, even if no notice is given to irma. will not be effective until notice is given to irma. is invalid. is effective immediately.

Answers

When Harry assigns his rights under a contract with Irma to his college roommate, Jake and neither Harry nor Jake notifies Irma of the assignment, it's invalid.

What is a contract?

It should be noted that a contract simply means a promise that's enforceable by law. It should be noted that a contract is legally binding.

Here, when Harry assigns his rights under a contract with Irma to his college roommate, Jake and neither Harry nor Jake notify Irma of the assignment, it's invalid. The other party was not informed.

Learn more about contract on:

brainly.com/question/5746834

#SPJ4

A Blank______ grants an inventor exclusive rights for a defined period to the manufacture, use, or sale of his or her invention. Multiple choice question. patent copyright trademark watermark

Answers

Answer:

Patent

Explanation:

A patent allows one to trademark or copyright and invention in a sense, which in turn allows the inventor exclusive rights to their invention

Brainliest please? I just need one more for the next rank

_____ are not included as a payroll deduction.
a. charitable donations
b. federal taxes
c. insurance premiums
d. food expenses

Answers

Charitable donations are not included as a payroll deduction.

What are payroll deductions?

Payroll deductions is the money deducted from workers or employee salary.

The money is deducted to cover up for taxes and other duties.

Therefore, Charitable donations are not included as a payroll deduction

Learn more on payroll below

https://brainly.com/question/541599

#SPJ1

Answer: food expenses

Explanation:

just had that question

Economics is the study of how individuals and societies allocate.

Answers

The field of Economics allows us to study how individuals and societies are able to allocate resources.

What is economics?

Economics is a field that studies the allocation of resources by a society to ensure that the needs of the society are met.

The reason the allocation of resources needs to be studied is because they are scarce and so have to be allocated with opportunity cost in mind.

Find out more on opportunity cost at https://brainly.com/question/1549591.

#SPJ1

Other Questions
Which group was important to rock and roll in the 1970s and 1980s? What is the technical definition of King 3. t_sp__nt_4. r __C___n5. r_c_aNecesito del 3-5 porfavor doy brainliest. Read the sentences. campus police warned against students walking alone at night. denise thought there was no risk if she went home alone early in the evening. what is the best way to combine these sentences and show how they are related (Will give 20 points) There are a total of 52 students on the soccer team and the field hockey team. The field hockey team has 12 more students than the soccer team. Write a system of linear equations that fits this situation. How many students are on the soccer team x and the field hockey team y? Read the excerpt from an article published by theCenters for Disease Control and Prevention.Drinking enough water every day is good for overallhealth. As plain drinking water has zero calories, it canalso help with managing body weight and reducingcaloric intake when substituted for drinks with calories,like regular soda.Which current event is most relevant to the topic?A school removes its vending machines that sellsugary drinks.A beverage company launches a new energyreplacement drink.A fast-food company advertises unlimited free refillson all drinks.O A city enacts a new law that helps protect localwaterways from pollution. Define Well chosen reasons i need this done in 20 min please help asap Find the value of x. 1. A man in Damascus offers to sell you three baskets of herbs for one copper coin.2. A woman in Kashgar offers to sell you three boxes of jade for one basket of dates.3. A small child in Rome to offers to sell you one copper coin for 6 gold coins.4. An old man in Changan offers to sell you 12 baskets of herbs for one gold coin. GOOD TRADE OR BAD TRADEnote: Thanks for the help if you have knowledge of this. I REALLY NEED THIS SO IF YOU HELP I WILL MARK YOU ASM BRAINLIEST 50 PTS PLS HELP I'M BEING TIMED!!!!!!!! MY TEACHER IS CRAZY NO SCAMSDetermine the cost of 2 years at a community college or 4 years at a state college (in your home state or out of state). Explain the cost of your chosen college in 4-6 sentences. Remember, the cost of college includes: Tuition Room and board Books/supplies Gas Spending money In the first placeI wanted him and said sowhen I had only meant to say. His eyesopened beyond open as if such force would unlock me to the other side where daylight gave reasonfor him to redress.When he put on his shirt, after I asked him to keep it off, to keep putting offthe nights usual end, his face changed beneath the shirt: surprise to grin, to how even the body of anothers desire can be a cloak behind whichto change ones power, to find it. 2.In the first place he slept, he opened the tight heat of me that had beenthe only haven he thought to give a name:Is-it-mine? Why-you-running? Dont-run-from-itas though through questions doubt would find its way away from me,as though telling me what to do told me who I was.In this poem what is the reader exposed too and what would the theme be of this poem (its for pride month) Cattle egrets are birds that follow behind grazing cattle. The egrets eat the bugs that fly out of the grass as the cattle walk through. Which statement describes the relationship between the cattle egrets and the cattle?Apredation, because the cattle egrets eat the bugsBmutualism, because both the cattle egrets and the cattle benefitCcommensalism, because the cattle egret benefits, but the cattle neither benefits nor is harmedDparasitism, because the bugs might have bit the cattle egrets or the cattle and caused them harm Which shapes have the same volume at the given rectangular priam?Sombase area-50 or15 onDbase area-50 cmSonbase area-50 cm24 cmbase area- 50 cm18 cm4+-+-base area-50 cm You have been given data about gas prices in 15 states. Comparing the two data sets below, what does the larger mean and median say about gas prices in 2022 compared to gas prices in 2018?Gas Prices in 2018 Gas Prices in 2022Max: $2.42Min: $2.03Mean: $2.098Median: $2.06Mode: $2.04Variance: 0.0121Standard Deviation: $0.11Max: $5.87Min: $4.48Mean: $4.83Median: $4.72Mode: $4.72Variance: 0.0142Standard Deviation: $0.38 David Smith is a doctor. He works in a hospital. His wife, Angela, is a bank manager. They have two children, Robert and Susan. Robert is eleven and Susan is nine. Theyre at school. Last Sunday, the family got up early. David made a big breakfast of eggs and sausages. Then they went to the park. David and Robert played football, and Angela and Susan played tennis. The weather was beautiful. They enjoyed it. In the afternoon, they went out to a restaurant for lunch.1.Angela is Susans __________.a. sisterb. fatherc. motherd. brother2. David, Angela, Robert and Susan went to the park ________________.a. at nightb. in the eveningc. in the afternoond. in the morning3. David _______breakfast.a. didnt enjoyb. boughtc. cookedd. didnt have4. We were ________during the film. It wasnt interesting at all.a. shockedb. boredc. annoyedd. depressed5. I dont like preparing food, but I like _________ in restaurants.a. cookingb. eatingc. goingd. using What steps should you follow to support a peer with amental health need? Select the correct answer from each drop-down menu. a 126.1-gram block of granite at 92.6c is dropped into a tub of water at 24.7c in an isolated system. the final temperature of both the granite and the water is 51.9c. the specific heat capacity of granite is 0.795 joules/gram degree celsius, and the specific heat capacity of water is 4.186 joules/gram degree celsius. the granite block transferred of energy, and the mass of the water is . Please help!!Which part shown in the diagram is positively Charged Salt bridge Solid Cu Solid ZnWire Use the drop-down menus to answer the questions. the principle of dominance is a inheritance pattern. it states traits that are mask the traits that are .