Credit score is used to determine your financial worth ?

Answers

Answer 1
The higher the score, the better a borrower looks to potential lenders. A credit score is based on credit history: number of open accounts, total levels of debt, and repayment history, and other factors. Lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner.
Answer 2

Answer:

Explanation:

I live in Canada.

I have been told that my credit score is quite high. That's because I don't live beyond what I can pay for with this month's paycheck. I don't think anyone would judge my net worth by my credit score. In fact, bank loans won't think of stopping at credit rating. They (in Canada at least) would never think of giving out a loan whose repayment    per month exceeded 1/3 of my paycheck.

Maybe I just have a tough bank, but I certainly agree with their policy.


Related Questions

02. GeCo begins 20X4 with merchandise costing $69,000. 20X4 sales are
$233,000, purchases are $198,000, and ending inventory is $81,000.
GeCo's 20X4 cost of goods sold is...
a. $245,000 b. $221,000 c. $210,000 d. $186,000
3. On December 3, HuCo purchases merchandise for $47,000 on account
F.O.B. destination. Freight charges are $800. On December 26, HUC
pays the vendor $14,000. On HuCo's December 31 balance sheet the
accounts payable balance will be...
a. $33,800
b. $47,000
c. $47,800
d. $33,000
4. RiCo uses the perpetual method for inventory and records purchases a
In 20X4, it has total merchandise purchases of $324,000. It retu

Answers

2. GeCo's 20X4 cost of goods sold is d. $186,000.

3. On HuCo's December 31 balance sheet the  accounts payable balance will be d. $33,000.

4. The net cost of RiCo's 20X4 merchandise purchases is a. $297,000.

Data and Calculations:

GeCo:

Beginning inventory = $69,000

Sales for he year = $233,000

Purchases =$198,000

Cost of goods available for sale = $267,000 ($69,000 + $198,000)

Ending inventory = $81,000

Cost of goods sold = $186,000 ($267,000 - $81,000)

HuCo:

Purchases on account = $47,000

Trade terms = FOB destination

Freight charges = $800 on the Seller

Payment on December 26 = $14,000

Accounts Payable balance = $33,000 ($47,000 - $14,000)

RiCo:

Merchandise Purchases = $324,000

Return of goods = $19,000

Purchases allowances = $7,000

Cash discount = $1,000.

Net cost of purchases = $297,000 ($324,000 - $19,000 - $7,000 - $1,000)

Question 4 Completion:

RiCo uses the perpetual method for inventory and records purchases at gross. In 20X4, it has total merchandise purchases of $324,000. It returns 19,000 of the merchandise for full credit and receives $7,000 in allowances from its vendors for defective merchandise and takes cash discount of $1,000. The net cost of RiCo's 20X4 merchandise purchases is... a. 297,000 b. 305,000 c.324,000 d. 298,000

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If Pizza Hut uses digital media along with more traditional newspaper ads to create a more synchronized and consistent message for customers, it is most likely engaging in

Answers

The creation of a synchronized and consistent message for the customers of Pizza Hut using digital media and traditional newspaper ads shows that Pizza Hut is most likely engaging in: Integrated Marketing Communications (IMC).

What is Integrated Marketing Communications (IMC)?Integrated Marketing Communications (IMC) can be described as the promotion and the application of marketing efforts in consistently passing a persuasive message that has impact on customers.Various promotion elements are synchronized to improve the effectiveness and efficiency of budget allocated to promotion.

Thus, the creation of a synchronized and consistent message for the customers of Pizza Hut using digital media and traditional newspaper ads shows that Pizza Hut is most likely engaging in: Integrated Marketing Communications (IMC).

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In property and casualty insurance the combined ratio is equal to ______________________ divided by total premiums written. the sum of the loss ratio plus loss adjustment expenses

Answers

The formula for deriving the combined ratio is {(Sum of the loss ratio  + General expenses + broker's commissions) / Total premiums written].

In insurance, the combined ratio is used to measure the profitability of an insurance company in terms of its daily underwriting business.

The formula for deriving the combined ratio is {(Sum of the loss ratio  + General expenses + broker's commissions) / Total premiums written]

In conclusion, the combined ratio helps to evaluate the insurance company's profitability and financial health through measurement of its day-to-day performance.

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I'm raising $15,000 until 12/27/2021 for collage funraiser. Can you help? ​

Answers

Answer:

how

Explanation:

ở mỹ nổi lên một nhà triệu phú nổi tiếng về kỹ nghệ da mèo chiến lược mèo xơi chuột chuột xơi mèo

Answers

Meta nam Diogo Merida hai

Maximum 500 words.. Develop your unique sales strategies to sell your product or services to 
a. A community that has NEVER used any of such product.
b. A community who has been using your competitors product.
please write 500 words please help​

Answers

To develop a unique sales strategy to sell your products or services to a community that has never used any of the services and a community that has used your competitors' product, the focus must be on creating value for the consumer.

Now in detail, let's analyze how strategies could be carried out for each specific situation:

A community that has never used any of these products:

The focus would be on product promotion. Marketers should develop advertising and promotion campaigns that would generate awareness about the product and its benefits, and create consumer desire.

A community that has used its competitors' product:

The focus in this situation is on the creation of differentiation, which is a strategy for consumers to be able to perceive different benefits and features in their product that generate more value and satisfaction than the product of competitors.

Therefore, each strategy must be aligned with the satisfaction of a specific need, generating efforts to create products and services that generate advertising engagement, satisfy consumer needs, generate the desire for purchase, have quality and create value.

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Harris Corporation has ​$407 million in​ cash, and 116 million shares outstanding. Suppose the corporate tax rate is 32% and investors pay no taxes on​ dividends, capital​ gains, or interest income. Investors had expected Harris to pay out the $407 million through a share repurchase. Suppose instead that Harris announces it will permanently retain the​ cash, and use the interest on the cash to pay a regular dividend. If there are no other benefits of retaining the​ cash, how will​ Harris' stock price change upon this​ announcement?

Answers

Answer:

369

Explanation:

407x116=369

If a firm's marginal costs _____ then its _____. Group of answer choices rise; output increases fall; best-response curve shifts rise; forced out of the oligopoly fall; price falls

Answers

If a firm's marginal costs fall, then its price falls.

This is based on the principle that if the marginal cost of a product or firm rises, that implies that the firm is operating at a high fixed cost, thereby leading to an increase in the cost of production, which generally equates to products having a high price.

On the other hand, where there is low marginal cost, production costs reduce because the products are being produced at a lower fixed cost. Thereby leading to lower prices.

Hence, in this case, it is concluded that "If a firm's marginal costs fall, then its price falls."

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If Maverick Incorporated can reasonably estimate warranty costs as 2% of total monitor sales each year, what will the company need to do to account for the lifetime warranty in its financial statements

Answers

Answer:

Record it as a liability

Explanation:

If Maverick Incorporated can reasonably estimate warranty costs as 2% of total monitor sales each year, the company needs to record as per liability account for the lifetime warranty in its financial statements.

What is Liability?

Accounts payable, wages and taxes are examples of current responsibilities, which are fully owed for continuing costs. Current obligations will also include costs on long-term debt due in the subsequent year.

Liabilities include things like -

a bank loan

a mortgage loan

Amount due to suppliers (accounts payable)

Settled wages

tax debt

Liabilities are listed on a corporation balance sheet. The entire number of liabilities must match the contrast between the total quantity of assets and the total quantity of equity, according to the accounting equation.

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#SPJ2

What is a click-and mortar store?



a store with an actual building



a store that sells online only



a store that sells products in malls



a store that sells products in stores and online

Answers

Answer:

a store that selles product in stores and online

A hospital arranges with a third-party payer to charge the third party 85 percent of its established billing rates. During January, the hospital provided services amounting to $2.0 million at the established billing rates. Prepare journal entries to record the January billings.

Answers

The journal entries to record the January billings of the hospital are as follows:

Debit Accounts Receivable $1,700,000

Debit Finance Charge $300,000

Credit Service Revenue $2,000,000

To record the services provided.

Data Analysis:

Accounts Receivable $1,700,000 ($2,000,000 x 85%) Finance Charge $300,000 Service Revenue $2,000,000

Thus, the hospital will split the billing for January into two: the amount it will receive and the finance charge for using the third-party payer.

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Arturo makes and sells organic frozen yogurt with fresh fruit toppings. He wants to price discriminate according to a preference for organic food so that those with the most inelastic demand for organic food pay the highest price. To accomplish this, to which group should he give discount coupons for his yogurt

Answers

To accomplish his price discrimination, Arturo should give discount coupons for his yogurt to D. Students at the local art school.

Price discrimination will help Arturo charge the highest price to those who prefer organic food because they exhibit inelastic demand. They include members of the local organic food cooperation, people who come to the community's weekly farmer's market, and customers of the local fast-food restaurant.

Thus, students at the local art school require lowered prices to patronize Arturo's organic frozen yogurt.

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Answer:

B. Customers of the local fast-food restaurant

Explanation:

Inelastic demand is when a buyer's demand for a product does not change as much as its change in price.

Answer choices:
A. Members of the local organic food co-op

B. Customers of the local fast-food restaurant

C. Students at the local art school

D. People who come to the community's weekly farmer's market

A. Members of the local organic food co-op and D. People who come to the community's weekly farmer's market are similar. If people are already buying organic foods, they are more likely to be elastic when the price changes meaning they will find a substitute.


C. Students at the local art school is incorrect because the students would look for substitutes when the price increases after discounts.

B. Customers of the local fast-food restaurant is the most likely group to keep buying the organic yogurt to stay healthy even when the price increases.

Explain the concept of interest

Answers

Answer:

Interest is the monetary charge for the privilege of borrowing money, typically expressed as an annual percentage rate (APR). Interest is the amount of money a lender or financial institution receives for lending out money.

If your main focus is to be able to buy or sell an investment quickly without substantially affecting the investment's value, you are most concerned with a. Income b. Growth c. Liquidity d. Business failure risk e. Market risk

Answers

Answer:

C. Liquidity

Explanation:

1. Give short introduction of the professions in public service sector.​

Answers

Explanation:

#1 Listen to the team. ...

#2 Respect the chain of command. ...

#3 Get your hands dirty. ...

#4 Deliver on promised results. ...

#5 Resolve conflicts quickly. ...

#6 Value people. ...

Organizational cohesiveness. ...

Respect and trust.

Consider the domestic market for Good X in Country A, graphed above. P0=$5, P1=$25, P2=$10, P*=$15, Pw=$20, Q1=40, Q*=80, Q2=120. The world market outside country A observes a price Pw for Good X. When international trade is allowed, what is the total producer surplus? (Do not include the dollar sign $ in your answer)

Answers

Based on the graph and information provided, the total producer surplus will be $900.

The producer surplus simply refers to the difference between how much an individual would be willing to accept for a particular good and how much the person eventually receives when the good is sold.

It should be noted that the difference or surplus amount that the producer gets is the producer surplus. Based on the graph, the producer surplus is $900.

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NEED GUIDANCE ON HOW TO DO THIS PLEASE
I need to prepare cash flow statement and financial performance statement. I have attended the photo​

Answers

Answer:

transport and travelling cost

which two events provide opportunities for the team to collaborate?

a) portfolio sync

b) backlog refinement

c) solution demo

d) Pre-Pi planning

e) Iteration planning

Answers

The two events that provide opportunities for the team to collaborate is Pre-Pi planning, which enables teams to establish a more direct communication process.

Pre-Pi can be defined as a plan to increase the program, through a regular event established in an organizational period with the objective of integrating Agile Release Train teams.

Pre-Pi planning will therefore encourage collaboration through open communication to discuss essential points of work improvement, generating a sharing of visions, plans, discussing resources, etc.

Through Pre-Pri planning, teams will increase their effectiveness by freeing up resources, speeding up processes and better aligning with project requirements.

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The RRR is 20%. Total demand deposits in the economy equal $2 billion. Banks in the economy are fully lent up (i.e., are holding no excess reserves). The Fed then lowers the RRR to 10%. As a result, the money supply, assuming that banks continue to be fully lent up and that there are no cash leaks, shall __________________ . (Hint: First calculate bank's cash reserves as 20% of $2 billion

Answers

This tells us that if there are no cash leaks there would be a rise by 2 billion dollars in the money supply.

The total demand deposit = 2 billion dollars

The RRR is said to be = 20%

This is now = 10%.

20% of 2billion =

[tex]\frac{20}{100} *2000000000\\\\= 400million[/tex]

10% of 2billion = 200 million.

The excess = 400m - 200m

= 200m

The money = 200*1/0.10

= 2 billion dollars.

10% is kept while 90% is lent out compared to before when 20% was kept and 80% lent out.

Former multiplier = 1/0.20 = 5

Multiplier now = 1/0.10 = 10.

This tells us that if there are no cash leaks there would be a rise by 2 billion dollars in the money supply.

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During the implementation stage, the Fallon creative team works with Fallon media buyers to select and schedule the media. Because Fallon Worldwide offers a number of services including research, media, copy, artwork, and production, it would be classified as a(n)

Answers

Due to the fact that Fallon Worldwide offers a number of services including research, media, copy, artwork, and production, it would be classified as a full service agency.

A full service agency simply means a fully integrated advertising and marketing agency that provides a complete set of services. Such an agency can handle all the marketing aspects of a business.

In this case, since Fallon Worldwide offers a number of services including research, media, copy, artwork, and production, then it would be classified as a full service agency.

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Sullivan Equipment Sales showed the following.

2020
Jan. 15 Sold $25,200 of merchandise for $29,400 to JanCo; terms 3/5, n/15.
16 Wrote off Fedun’s account in the amount of $15,200.
20 Collected the amount owing from the January 15 sale.
Mar. 1 Accepted a $12,080, 60-day, 7% note dated this day in granting Parker Holdings a time extension on its pastdue account.
Apr. 15 Sold merchandise costing $62,200 for $71,400 to customers who used their Visa credit cards. Visa charges a 1% fee and deposits the cash electronically into the retailer’s account immediately at the time of sale.
? Parker Holdings honoured the note dated March 1.
Nov. 1
Accepted a $24,400, three-month, 6% note dated this day in granting Grant Company a time extension on its past-due account.
Dec. 31 Sullivan’s year-end. Interest was accrued on outstanding notes receivable.
31 Bad debts are based on an aging analysis that estimated $9,700 of accounts receivable are uncollectible. Allowance for Doubtful Accounts showed an unadjusted credit balance of $1,620 on this date.
2021
? Grant Company dishonoured its note dated November 1, 2020.
Mar. 5 Recovered $1,500 from Derek Holston that was previously written off.
14 Wrote off the Grant Company account.

Required:
a. Determine the maturity dates of the March 1 and November 1 notes.

b. Prepare entries as appropriate for each date. (Round the final answers to 2 decimal places. Use 365 days an year.)

Sullivan’s receivable turnovers at December 31, 2020 and 2021 were 7 and 7.5, respectively. Select the correct option for whether the change in the ratio for Sullivan was favourable or unfavourable.

Answers

a. The maturity date of the March 1 note is April 29 and that of November 1 note is Jan. 29.

b. Journal Entries:

2020

Jan. 15 Debit Cost of goods sold $25,200

Credit Inventory $25,200

Debit Accounts Receivable (JanCo.) $29,400

Credit Sales Revenue $29,400

terms 3/5, n/15.

Jan. 16 Debit Allowance for Doubtful Accounts $15,200

Credit Accounts Receivable (Fedun) $15,200

Jan. 20 Debit Cash $28,518

Debit Cash Discounts $882

Credit Accounts Receivable (JanCo.) $29,400

Mar. 1 Debit Notes Receivable $12,080

Credit Accounts Receivable (Parker Holdings) $12,080

60-day, 7% note  

Apr. 15 Debit Cost of goods sold $62,200

Inventory $62,200

Debit Cash from Visa $70,606

Debit Visa Card Expense $714

Credit Sales Revenue $71,400

April 29 Debit Cash $12,219

Credit Accounts Receivable (Parker Holdings) $12,080

Credit Interest Received $139

Nov. 1  Debit Notes Receivable $24,400

Credit Accounts Receivable (Grant Company) $24,400

three-month, 6% note  

Dec. 31 Debit Interests Receivable $244.67

Credit Interest Income $244.67

($24,400 x 6% x 61/12)

Dec. 31 Debit Bad Debts Expense $9,700

Credit Allowance for Doubtful Accounts $9,700

2021

Jan. 29 Debit Accounts Receivable (Grant Company) $24,760.99

Credit Notes Receivable $24,400

Credit Interests Receivable (Grant Company) $244.67

Credit Interest Income $116.32

dishonoured its note dated November 1, 2020.

Mar. 5 Debit Accounts Receivable (Derek Holston) $1,500

Credit Allowance for Doubtful Accounts $1,500

Debit Cash $1,500

Credit Accounts Receivable (Derek Holston) $1,500

Mar. 14 Debit Allowance for Doubtful Accounts $24,760.99

Credit Accounts Receivable (Grant Company) $24,760.99

Data Analysis:

2020

Jan. 15 Cost of goods sold $25,200 Inventory $25,200 Accounts Receivable (JanCo.) $29,400 Sales Revenue $29,400 terms 3/5, n/15.

Jan. 16 Allowance for Doubtful Accounts $15,200 Accounts Receivable (Fedun) $15,200

Jan. 20 Cash $28,518 Cash Discounts $882 Accounts Receivable (JanCo.) $29,400

Mar. 1 Notes Receivable $12,080 Accounts Receivable (Parker Holdings) $12,080 60-day, 7% note  

Apr. 15 Cost of goods sold $62,200 Inventory $62,200 Cash from Visa $70,606 Visa Card Expense $714 Sales Revenue $71,400

April 29 Cash $12,219 Accounts Receivable (Parker Holdings) $12,080 Interest Received $139  

Nov. 1  Notes Receivable $24,400 Accounts Receivable (Grant Company) $24,400, three-month, 6% note  

Dec. 31 Interests Receivable $244.67 Interest Income $244.67 ($24,400 x 6% x 61/12)

31 Bad Debts Expense $9,700 Allowance for Doubtful Accounts $9,700

Allowance for Doubtful Accounts showed an unadjusted credit balance of $1,620 on this date.

2021

Jan. 29 Accounts Receivable (Grant Company) $24,760.99 Notes Receivable $24,400 Interests Receivable (Grant Company) $244.67  Interest Income $116.32

dishonoured its note dated November 1, 2020.

Mar. 5 Accounts Receivable (Derek Holston) $1,500 Allowance for Doubtful Accounts $1,500 Cash $1,500 Accounts Receivable (Derek Holston) $1,500

Mar. 14 Allowance for Doubtful Accounts $24,760.99 Accounts Receivable (Grant Company) $24,760.99

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Compared to Country Y, Country X has a comparative advantage in producing computers. Country Y has a comparative advantage over Country X in producing automobiles. How can the two countries BEST take advantage of this situation?
Country X and Country Y can impose barriers to trade between themselves.

Country X and Country Y can specialize their production and trade with each other.

County Y can stop producing goods and import all of its products from Country X.

Country X can stop producing goods and import all of its products from Country Y.

Suppose the value of the Japanese yen appreciates relative to the US dollar. Who would this benefit? Select all that apply.
Japanese tourists visiting the United States

US tourists visiting Japan

Japanese exporters of goods to the United States

US importers of goods from Japan

Japanese importers of goods from the United States

Look at the exchange rate table. Then answer the question that follows.

Ethan is an American who buys and sells goods in the international market. He recently bought goods that cost 10,000 yen from a company in Japan. How much money did he spend in US dollars?$100

$1,000

$10,000

$100,000

Answers

When a country or organization is able to produce a certain good or service at a lower opportunity cost than competitors, such country organization is said to have a comparative advantage on such product.

1.)

Hence, the best way to both countries can take advantage of the situation is for countries X and Y to specialize in that good in which it has comparative advantage, then trade with one another.

2.)

Since the Japanese yen has appreciated over the dollar, then, the beneficiaries would be ;

Japanese importers of goods from the United StatesJapanese tourists visiting the United States

These is because they could get more with less.

3.)

Total cost of goods = 10,000 yen

100 yen = $1

10000 yen = x

Cross multiply

100x = 10000

x = 10000 ÷ 100

x = 100

Hence, Ethan has spent $100

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Universal Bank pays 7% interest, compounded annually, on time deposits. Regional Bank pays 6% interest, compounded quarterly. Based on effective interest rates, in which bank would you prefer to deposit your money?

Answers

Rate Assumptions: 500,000 Loan, 60% Loan-To-Value, Rate and Term Refinance, 740+ Credit Score, 180-month loan term, Rate Lock of 30 days. All closing costs are rounded to the nearest discount point. Request a quote to find out what you’re eligible for. We do not require a credit check for a written quote.

Grayson was hired as a customer service agent for an insurance company. His boss recognized his strong communication skills and praised him for a job well done. This is an example of a(n)

Answers

When Grayson's boss praised him for job well-done, it is an example of a intrinsic reward.

An intrinsic reward refers to an award of recognition, sense of achievement, conscious satisfaction, self fulfilmenr achieved after sucessfully achieving a task.

The intrinsic reward is given to Grayson by his boss for the job well-done.

This type of intrinsic reward helps employees to gain more motivation to perform better than before.

Therefore, in conclusion, when When Grayson's boss praised him for job well-done, it is an example of a intrinsic reward.

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What happened to the Oil Industry in Venezuela?

Answers

Answer:

Since 2014, oil production in Venezuela has suffered from a poor oil market and Venezuela's insufficient funding of the industry. ... The Economic policy of the Nicolás Maduro administration did not revive the oil decline, and by 2016, the oil production reached the lowest it had been in 23 years.

Explanation:

In other words the oil industry crashed due to the reasons provided above

Minor Corporation purchases 5,000 shares of its $4 par common stock at $7 per share and also has an outstanding loan of $100,000.
Under the provisions of the contract of the loan, Minor is required to maintain 25% of the balance of the loan in retained earnings at
all times. What is the current minimum retained earnings restriction for the company?
O $40,000
O $45,000
O $60,000
O $0

Answers

The current minimum retained earnings restriction for the company is $60,000

Restriction of retained earnings for Loan = Outstanding loan *  % of maintained balance

Restriction of retained earnings for Loan = $100,000 * 25%

Restriction of retained earnings for Loan = $25,000

Restriction of retained earnings for treasury Stock = Purchased shares * $7 per share

Restriction of retained earnings for treasury Stock = 5000 shares * $7

Restriction of retained earnings for treasury Stock = $35,000

Current Minimum retained earnings restriction = Restriction of retained earnings for Loan + Restriction of retained earnings for treasury Stock

Current Minimum retained earnings restriction = $25,000 + $35,000

Current Minimum retained earnings restriction = $60,000

Therefore, the Option C is correct because current minimum retained earnings restriction for the company is $60,000

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Pat Jones is a college student who is planning some networking
opportunities for the current semester. Pat wanted to look professional for these events and felt a new suit would be a real benefit; however, the cost for the first event ended up being $75 which was a strain on the budget. Pat did not want to attend the remaining three events in the same outfit, so a new strategy was developed. Instead of paying for new suits in cash, Pat decided to charge the suits on a credit card, wear them to the events, and then return them the next day for full credit.

*****Be sure to include the following in your original response which should be at least four paragraphs with at least five sentences each:

1. Provide a brief description of the scenario in your own words.
2. Do you feel Pat's new strategy is ethical? Why or why not? Could
there be any consequences with this strategy?
3. How will this new strategy impact the company/companies where the suits are purchased?
4. What journal entry/entries would the company have to record
related to the return of the suit?

Answers

Answer:

1. I feel like Pat's new strategy isn't ethical. Pat doesn't pay for the suits; he just buys them and then returns them. Pat benefits, but the store he gets the suits from doesn't. In fact, they are harmed from this transaction because they are unable to have the suit for others to buy while Pat has it. There could be consequences with this strategy. For example, the suit might be damaged, and Pat won't be able to return it. Another problem is that others might find out about Pat's strategy, and they might view them as unprofessional. This is a problem for Pat since the reason Pat wore those suits was to look professional.

2. The stores are harmed from this transaction. They are unable to sell the suits to other buyers. The stores lose potential customers, so the stores lose potential money.

3. The companies should record that Pat had bought the suit only to return it the next day, so that they can act accordingly when Pat or someone else comes back to "buy" a suit.

Explanation:

Suppose some banks decide to increase their holdings of excess reserves relative to deposits. Ceteris paribus, this action will put _______ pressure on the money supply, and to reduce the impact of this action the Fed could _______.

Answers

The action of the bank will put decreased pressure on the money supply, and to reduce the impact of this action, the Fed could decrease the discount rate.

Basically, a decrease in discount rate will make it easy and cheaper for commercial banks to borrow money from Federal Reserve System and thus, results to increase in available credit and lending in the economy

Therefore, if the commercial banks decide to increase their holdings of excess reserves supposed to be remitted to Feds, then, this will put decreased pressure on the money supply, and the Fed would act by decreasing the discount rate.

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A specific statement of the organization's purpose, its products, and its customers is called a mission statement.
Select one:
True
False

Answers

Answer:

true..,........................

Beautinator Cosmetics borrowed $152,300 from a bank for three years. If the quoted rate (APR) is 11.75 percent, and the compounding is daily, what is the effective annual rate (EAR)

Answers

ear ear 11.75 beep boop bop

The effective annual interest rate (EAR) is the rate of interest that shows the actual rate that is owed on a loan. The effective annual interest rate reflects the impacts of compounding.  

EAR = (1 + periodic interest rate)^m - 1

Periodic interest rate = APR /m

11.75 / 365 = 0.032192%

m =  number of compounding = 365

EAR = (1 + 0.000322)^365 - 1 = 0.1247 = 12.47%

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