Buying insurance and saving for the future is a hard choice for many people?

Answers

Answer 1

Answer:

Many people like to look at short-term rather than long-term when it comes to financing. Additionally, I would say the lack of financial literacy plays into why people don't choose to invest for the future. It really depends on the socioeconomic status a person is in because some may struggle to make ends meet and can't afford to invest for the future. I would definitely lean towards lack of financial literacy because you'd be surprised how people know more about irrelevant matters than crucial information necessary for decision making.

It would be less hard for me because of the resources around me that help me understand my options and how to manage my money. For people like my parents who lack these resources and knowledge, they are less inclined to invest because they don't know how investments work.

Explanation:

wrd

Answer 2

Answer:

Yeah that's your question given is truly real life in our daily life because if we don't buying or saving for the future it's important thing that we must learn.


Related Questions

Which of the following usually provide the investor with the most interest? Checking Account Savings Account Money Market Savings Account Certificate of Deposit

Answers

Answer:

Certificate of deposit, or CD: usually has the highest interest rate among savings accounts but the most limited access to funds.

Widgets, Inc. makes a $300 on Widhets, Inc. makes a $300 account sale to Custom Motors. How is the
sale recorded in the Accounts Receivable subsidiary ledger?

A. It is recorded upon payment.
B. as a $300 credit
C. as a $300 debit
D. as a $300 payment

Answers

As widgets Inc. makes a $300 on Widhets, Inc. makes a $300 account sales to custom motors. The sale will be recorded in the Accounts Receivable subsidiary ledger as a $300 debit.

What do you mean by accounts receivable subsidiary ledger?

An accounts receivable subsidiary ledger refers to an accounting ledger showing transactions and payment history of customer to whom the business has provided some credit.

The accounts receivables subsidiary ledger provides detailed insight into the business. To record a credit sale, customer receivables account is debited and sales revenue account is credited.

Therefore, C is the correct option.

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_____ help a business keep track of its target market.

A. Target markets

B. Market shares

C. Market research

D. Customer profiles

Answers

Answer:

I would say A.

Explanation:

By defining your target customers you can: better determine if there are enough potential customers for your business.

( I hope this helps ^^)

Answer:

d. customer profiles

Explanation:

just took the quiz on edge

Chris is a project manager. He has just completed the project-execution phase. What tasks does he need to
complete during the next phase of the project? CHECK ALL THAT APPLY

Create a project schedule

Send out the project review report

Give the deliverable to the customer

Conduct a risk assessment

monitor and control the project

Build the deliverable

Back up important project documents

Conduct the project review

Answers

As a project manager, it is important for Chris to review the technicalities of the project and then building the deliverables in such a way that they can be given to the customer.

Who is a project manager?

A project manager is a professional who is involved in completion of a project being assigned to him in the organization with the help of resources available at his end.

After the execution of a project has been completed, a review must be done for the project, after which important backups of the project must be made.

This shall be followed by project review report must be sent to the respective authorities. Finally, deliverables are to be built and given to the customer as per their requirements.

Hence, options B, C, F, G and H hold true regarding the next phases to be completed by Chris as a project manager.

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What does the Internet of Things (IoT) enable?

Answers

Answer (with explanation):

Using IoT intelligent systems, customized products can be made quickly and optimized quickly, and product demands can be met more quickly. In smart manufacturing, IoT enables manufacturing devices to be connected to enable network control and management. These types of systems enable products, processes, and supply chains to be optimized, as well as product demand to be met.

Hope this helps :)

Is the balance of payments deficit always bad and surplus always good?

Answers

Answer:

The truth is, current account deficits are not always bad, and nor are current account surpluses always good. The difference between a country's national income (Y) and private plus government consumption (C+G) is national savings (S) (i.e., private and government savings).

Lena is currently involved in the consumer decision-making process and is looking at
price, quality, and the user reviews. What step is Lena most likely on?
identifying problem
O comparison
product selection
evaluation

Answers

Answer:

je suis desole Mai's JE NE comprends pas que la question est??

Respond to the following prompt in a post with a minimum of 250 words, then comment on at least TWO other posts. Respond to the posts indicating your agreement or disagreement with their position and why. Feel free to bring in additional references to these reply posts. Find a current news article or video (within the past 12 months) that describes some government intervention in the economy with the intent of controlling prices. Identify the parties who benefit and those who are or will be hurt by this intervention. What unintended consequences will likely or have occurred as a result of this intervention. What is your opinion on this matter? Why? Include your thoughts and the link to the article in your post.

Answers

Government, usually intervene in the foreign exchange market mainly for preventing violent fluctuations in the exchange rate. A foreign currency is sold when it is overvalued and bought when it is undervalued. As the US works to correct its deficit balance of payment account, devaluing the dollar seems like a feasible option. Dollar devaluation will help to increase the demands of American goods in the international market and supports the current policy initiatives.

What is intervention?

Intervention is an act of taking action about something in order to have an effect on its outcome.

Intervention strategies mean a plan for staff action that outlines methods, techniques, cues, programs, or tasks that enable the child to successfully complete a specific goal.

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An investor purchased a property for $350,000. The investor paid a $150,000 down payment and obtained a $200,000 mortgage. The gross income of the property is $67,000. The expenses are $25,000 and the debt service is $25,000. What is the equity dividend rate?

What’s the rate and how to find it

Answers

Answer:2.68

Explanation:

divide the income into the expenses

business entities that operare in a dual market structure​

Answers

Business entities that operate in a dual market structure​ is termed as Duopoly.

What is Duopoly?

A duopoly is a market situation that entails two competing companies that share the market. A pure duopoly is a market where there are just two firms.

A duopoly exists when two companies dominate a market for a given product or service. A duopoly can have the same impact on the market as a monopoly if the two players collude on prices or output.

Hence,  dual market structure operated by Business entities is termed as Duopoly

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Instructions: Place the steps involved in developing a corporate code of ethics in order from first to last, with "1" being the first step and "6" being the last.
Rank the options below.
Communicate to Outsiders: The ethics program must be communicated to outsiders.
Employees: Employees must understand that expectations for ethical behavior begin at the top and all employees must act
accordingly.
Enforcement: The ethics code must be enforced with timely action when rules are broken.
Ethics Office: Management must set up an ethics office with which employees can communicate anonymously.
Management Support: Top management must adopt and unconditionally support an explicit code of corporate conduct.
Training: Managers and others must be trained to consider the ethical implications of all business decisions.

Answers

The steps in developing and implementing a Code of Ethics in a corporation is:

Management Support: Top management must adopt...Employees: Employees must understand that expectations...Training: Managers and others must be trained...Ethics Office: Management must set up an ethics office...Communicate to Outsiders: The ethics program...Enforcement: The ethics code must be enforced...

How do you implement a corporate code of ethics?

Firstly, the top management must adopt the code and support it. Employees also need to understand what the code expects of them.

To ensure adherence, managers should be trained in the code and an ethics office should be set up to monitor it.

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Receiving a payment from a debtor on account would affect the Accounts Receivable with a __________ entry.

A. Debit
B. Credit

Answers

Answer:

Credit.

Explanation:

1. A department is looking for an entry-level cashier. One of the job applicants is a cashier with 30 years of experience as a cashier. The department manager feels that this candidate is overqualified for the job and is likely to be bored and leave the job in a short time. Instead, they want to pursue a candidate with 6 months of work experience who seems like a better fit for the position.

Answers

The candidate with 6 months of experience shall be hired by the department for the position as an entry-level cashier.

Who is cashier?

A cashier is a professional who has expertise in managing the cash inflows and outflows of an organization and deal with the cash transactions of an organization on a daily basis.

A cashier who has 6 months of experience be more suitable for such role in the department, and will also take lesser pay than the one with 30 years of experience.

Hence, it may be concluded that the cashier with less experience will be a suitable one to be hired at the position as such.

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23
Select the correct text in the passage.
Which sentences in the passage describe a medium-term financial plan correctly?
Samuel is a manager in a multinational firm. After completing one and a half years, the company has shown considerable profits. The learning
curve shows high implicit costs incurred due to inexperience. His financial plan now includes the business setup costs. In his financial plan, he
presents the sales forecast annually for the next five years. He also prepares a profit and loss statement, where he includes the sources of
income and likely expenses over the next five years.

Answers

“He also prepares” all the way till the end

Amanager formally represents the orgaanization unit in all matters is _role of amanager
A figurehead B leader c liaison D informational e none

Answers

Answer:

The correct answer is B.

Explanation:

An individual given a place of ostensible initiative however having no real power.

identify two components from the business environment and support them with one example of each​

Answers

Business environment is simply the environment in which the business operates.

It includes the industry situation, the customers, the suppliers, the demand and supply of products of business, competitive position, government regulations, and everything that affects the business, directly or indirectly.

Identify the tasks performed by workers in a Production career. Choose all that apply. cleaning and maintaining equipment and tools managing budgets and costs feeding materials into machines, and removing materials from machines researching and comparing prices of products and services checking and testing products or parts designing and enforcing safety procedures to the environment

Answers

Answer:

The task that is performed by the worker in the production department is cleaning and maintaining equipment and tools, feeding material into machines, removing materials from machines and checking and testing products or parts.

What is the production career?

Production personnel, in particular, are in charge of creating the final products. The labor of the production uses different types of equipment and parts of the machinery to allocate them in a systematic way. Others may work on a conveyor belt line, where each employee is responsible for their duty.

Thus, maintaining equipment, feeding materials to machinery and testing and checking parts are the right option

Explanation:

On the daily run of an express bus, the average number of passengers is 48. The standard deviation is 3. Assume the variable is normally distributed. Find the probability that the bus will have; a. Between 36 and 40 passengers. b. Fewer than 42 passengers. c. More than 48 passengers. d. Between 43 and 47 passengers.

Answers

Answer:

interview a business owner address unemployment as a socio economic issues

What are the importance of resources forecasting.

Answers

Forecasting plays an important role in operations management.Forecasting means to make a detailed analysis of future by making assumptions about it. It is an art and science of predicting what will happen in the future.
sometimes it is done by mathematical method and sometimes by the intuition of the operations manager. The importance of forecasting by the following
concepts:
Qualitative approach: It uses factors such as
experience, instinct and emotion.
Quantitative analysis: It depends heavily on
mathematics, historical data and casual variables.
Mixed methods: A method of forecasting a
company's future performance by using different methods by using a single analyst or a series of them.
Forecasting demand: It is a process in which sales data is used to estimate costumer demand, demand forecasting helps the business estimate the total sales and revenue for a future period of time.
Delphi: In this method decision makers and
respondants all meet to develop forecast. Every
share holder in the process provides input.
Forecasting accuracy: There are so many
standards to determine forecast accuracy. The
commonly used metrics are:
Mean Absolute Deviation: ( Actual-forecast) and
Mean Absolute Percent Error = 100 * ( actual-
forecast/ actual)
Trends and patterns: It is done by looking at
possible trends from the data of past sales or
market growth and use the information to
extrapolate what could happen in the future.
Inventory forecast analytics: It is mathematical
and statistical procedures.
Optimized purchase orders: The materials
planning system generates delivery schedule lines against existing scheduling agreements.
Inventory control: The process of ensuring that
the appropriate amounts of stock are maintained by a business to meet cosumer demand without delay by keeping holding stock minimum. Forecasting and inventory management will help in predicting about future of business and making sure sufficient inventory is present to meet the public demand.

2. The local bookstore is trying to compile information about transactions between customers
Which of the following is not a reason the store would rate a transaction as valuable.
O The transaction makes a seller prestigious among the competition.
O The transaction allows a seller to take pride in its produce.
O The transaction allows a customer to pay the cheapest price for the produce.
The transaction motivates or educates the public.

Answers

While compiling the information about the transactions entered between the bookstore and the customers, the transaction where the vendor takes pride in the product is not a valuable transaction.

Option B is the correct answer.

Who is a customer?

A customer is an individual who acquires a product from the market in order to satisfy his/her wants.

The transaction is an exchange of a product between two parties where one person is a seller who sells the product for generating revenues and the other is an acquirer who buys the product for the consumption needs. It makes the selling party be reputable in the competition and allows a customer to buy goods at optimum rates.

Therefore, the transaction initiated by the vendor for taking pride in the product is not the reason for rating it as a valuable transaction.

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contact a research and determine if pepsi and coca cola are duopoly​

Answers

In the economy, the marketing structure applied to the Pepsi and Coca-Cola companies is the duopolistic market.​

What is meant by duopoly?

Duopoly refers to a scenario where the two companies control the major stake for a good or service in the market.

Pepsi Company and Coca-Cola Company have been dominating a vast sector in the beverage industry, especially in the supply of soft drinks in the market. They control about 75% of the market share together in the beverage companies and are treated as the two competing companies.

Therefore, the duopoly is the marketing structure of the companies like Pepsi and Coca-Cola.

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Employee earnings records for Slaymaker Company reveal these gross earnings for four employees through the pay period of December 15.

J. Seligman $93,500 L. Marshall $115,100
R. Eby $113,600 T. Olson $140,000
For the pay period ending December 31, each employee’s gross earnings is $4,500. The FICA tax rate is 7.65% on gross earnings of $132,900.

Instructions

Compute the FICA withholdings that should be made for each employee for the December 31 pay period. (Show computations.)

Prepare payroll register and record payroll and payroll tax expense.

Answers

Based on the information, it can be inferred that Olson must pay $11,054.25 as FICA Tax.

How to calculate the FICA withholding of each employee?

To calculate the FICA withholding of each employee it is necessary to add the $4,500 earned by the employees in the pay period of December 31:

$93,500 + $4,500 = $98,000$113,600 + $4,500 = $118,100$115,100 + $4,500 = $119,600$140,000 + $4,500 = $144,500

Next, we need to calculate 7.65% of values over $132,900, meaning only Olson's income tax would apply.

To calculate 7.65% of Olson's gross profits it is calculated as shown below.

$144,500 ÷ 100 = $1,445

$1,445 × 7.65% = $11,054.25

Based on the above, the tax Olson must pay is $11,054.25

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This type of investment typically has a greater long-term rate of return than a savings account.
A. Checking Account
B. Credit Union
C. Credit Card
D. Stock

Answers

Answer:

checking account its the answer if its incorrect please let me know cuz its in ny book like that too so yeah

Answer: D. Stock

Explanation:

Select the correct answer. Anna claims to be a bank employee. She sends emails with exciting offers to the bank's customers and asks for their bank account details. Which technique is Anna using to steal information? Ο.Α. stalking B. keylogging O C. hacking O D. dumpster diving E. phishing​

Answers

Answer:

I think its phishing but I'm not 100% sure

Explanation:

answer E

Phishing

Anna claims to be a bank employee & sends emails with exciting offers to the bank's customers and asks for their bank account details. The  technique is Anna using to steal information is phishing​. The correct option is (E).

What is phishing?

Phishing is a type of social engineering in which attackers trick victims into disclosing personal information or downloading malicious software, such ransomware.

A form of cybersecurity assault known as phishing involves hostile actors sending messages while posing as a reliable individual or organization.

In reality, over 25% of all data breaches involve phishing, and 85% of data breaches have a human component, according to Verizon's 2021 DBIR.

A phishing attack's main objective is typically to obtain sensitive information from its victims, such as logins and passwords, in order to gain access to the network or business that is being targeted.

Therefore, Anna claims to be a bank employee & sends emails with exciting offers to the bank's customers and asks for their bank account details. The  technique is Anna using to steal information is phishing​.

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Match the command(s) to the task it helps to complete.
remove text
Shift+Enter keys
paste text
Backspace and Delete keys
create a line break
Ctrl+V keys
create space for a new paragraph
Enter key

Answers

#Remove text

Usually backspace but delete also

B

#paste text

Ctrl+V

#Create a line break

Enter

#create space for new paragraph

Shift+Enter

Remove text: Backspace and Delete keys

Shift+Enter keys: create a line break

Paste text: Ctrl+V keys

Backspace and Delete keys: create space for a new paragraph

Create a line break: Shift+Enter keys

Ctrl+V keys: paste text

Create space for a new paragraph: Backspace and Delete keys

Enter key: create space for a new paragraph

What are commands?

Commands are instructions for computers to perform tasks. Keyboard shortcuts are specific combinations of keys that trigger commands, enhancing task efficiency. For instance, Ctrl+C copies, Ctrl+V pastes, and Backspace/Delete keys remove text.

The Enter key commands new lines or paragraphs, while Shift+Enter creates line breaks. These shortcuts streamline interactions by avoiding menu navigation. Understanding commands and their associated shortcuts empowers users to navigate software more efficiently, saving time and effort.

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Matching Match each term in Column A with its definition in
Column B.
(Column A)
1. imports
2. comparative
advantage
3. specialization
4. foreign trade
5. exports
6. global economy (Column B)
a. an economic law urging specialization in those
items that can be produced most efficiently
b. goods and services sold to foreign buyers
c. the purchase and sale of goods and services
among nations.
d. a worldwide economic system
e. goods and services purchased from foreign sellers
f. the limiting of a nation's production to items in
which the nation has an advantage
Road?.

Answers

The true match form of column A with column B will be as follows,

1-E, 2-A, 3-F, 4-C, 5-B, 6-D.

What is the global economy?

The global economy can be defined as the sum of activities that take place both within a country and between different countries. Each country is a separate unit, with its own industrial production, labor market, financial market, resources and environment.

It means international trade in goods and services, the international flow of financial capital, investments by multinational corporations, migration of workers.

Thus, the correct match form will be 1-E, 2-A, 3-F, 4-C, 5-B, 6-D.

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55 points easy…………,…

Answers

Answer:

letter A

Explanation:

I HOPE IT'S HELP YOU

Easy question 18 points………….

Answers

Answer: D) Duty of care, breach of duty, causation, and harm

Detailed Explanation:

Negligence claims must prove four things in court: duty, breach, causation, and damages/harm.

Marc and Michelle are married and earned salaries this year of $64,000 and $12,000, respectively. In addition to their salaries, they received interest of $350 from municipal bonds and $500 from corporate bonds. Marc contributed $2,500 to an individual retirement account, and Marc paid alimony to a prior spouse in the amount of $1,500 (under a divorce decree effective June 1, 2005). Marc and Michelle have a 10-year-old son, Matthew, who lived with them throughout the entire year. Thus, Marc and Michelle are allowed to claim a $2,000 child tax credit for Matthew. Marc and Michelle paid $6,000 of expenditures that qualify as itemized deductions and they had a total of $3,500 in federal income taxes withheld from their paychecks during the year. (Use the tax rate schedules.) Download the Tax Form and enter the required values in the appropriate fields. Complete pages 1 and 2 of Form 1040 for Marc and Michelle. (use the most recent form available).

Answers

The gross income of Marc and Michelle based on the information will be $76500.

How to calculate the gross income?

The gross income will be calculated by using the formula:

= Income from salary + Interest on bonds - Excluded income

= ($64000 + $12000) + ($350 + $500) - $350

= $76000 + $850 - $350

= $76500

Therefore, the gross income is $76500

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that is the difference between being a manager and being a leader?

Answers

Answer:

a manager is the boss of a job and a leader of a group

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