Upon selling the goods to Bunny he recognizes income from this arrangement.
In track, an arrangement is a musical model of an existing composition.[1] variations from the original composition can also consist of reharmonization, melodic paraphrasing, orchestration, or formal improvement. Arranging differs from orchestration in that the latter process is restricted to the task of notes to contraptions for performance through an orchestra, live performance band, or any other musical ensemble. Arranging "involves adding compositional techniques, which include new thematic material for introductions, transitions, or modulations, and endings. Arranging is the artwork of giving an existing melody musical range".[2] In jazz, a memorized (unwritten) arrangement of a new or pre-present composition is called a head arrangement.
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your customer purchased 1,000 shares of smallco stock at $10 a share. smallco pays no dividends. exactly one year later, the customer sold the shares for $12 a share. they realized a
The customer realized a profit of $2000 by selling his shares at $12 each.
What do we mean by Shares?A share, which can also refer to shares of mutual funds, limited partnerships, and real estate investment trusts, is a unit of equity ownership in the capital stock of a firm in the financial markets. The term "share capital" describes all of an organization's shares.A share entitles the owner to an equal claim on the company's profits and losses.Equity shares and preference shares are the two main types of shares.So, the amount of shared purchased:
1000 × 10
$10,000
The amount in which share is sold:
1000 × 12
12,000
Profit: 12000 - 10000 = $2000
Therefore, the customer realized a profit of $2000 by selling his shares at $12 each.
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which method of performance measurement compares employees in the group with each other to establish rankings?
The method of performance measurement that compares employees in the group with each other to establish rankings is called a pair comparison method.
The different kinds of methods for performance measurement include:
forced-distribution methodsingle-ranking methodalternation-ranking methodpaired-comparison methodThe manager must compare each individual to every other employee in the division or workgroup when using a paired comparison technique. Each employee is compared to one another, and the employee who performs better out of the two is awarded a score of 1. The scores are tallied after all the pairs have been compared.
Pairwise comparison, commonly referred to as paired comparison analysis, aids in determining the relative weight of several options. This makes deciding on the most significant issue to address or the best course of action simple.
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the largest exporters of coffee to the united states are 1. singapore and myanmar. 2. mexico, indonesia, and guatemala. 3. brazil, colombia, and vietnam. 4. panama, honduras, and chile.
the largest exporters of coffee to the united states are MAXICO.
Mexico is the country that exports the most coffee to the US.
Mexican java The majority of coffee sent to the US comes from Mexico, where Arabica beans are grown near the coast, in the southern states, and close to Guatemala's border.
More than 70 countries produce coffee, but the top 5 producers—Brazil, Vietnam, Colombia, Indonesia, and Ethiopia—account for the majority of the global output.
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when pepsico was considering entering the norwegian market with pepsi clear, they outsourced a research project to a norwegian market research firm to determine what percent of all norwegians held favorable opinions of the pepsi brand. in this case, pepsi is engaging in what type of research?
Pepsi explored entering the Norwegian market with Pepsi Clear. In this case, Pepsi is undertaking primary research.
What exactly is primary research?
Any form of research that you conduct yourself is considered primary research. Surveys, interviews, observations, and ethnographic research are some examples. Smart researcher understands how to use primary and secondary materials in their work and integrate them cohesively.
Conducting primary research is a valuable ability to learn because it can substantially enrich your secondary research in journals, periodicals, or books. You can also make it the focal point of your writing effort. Primary research is a wonderful ability to have because it can be applied in a variety of contexts such as business, personal, and academic.
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if the ltl rate is $10.00/cwt. with a 10m minimum and the truckload rate is $4.00/cwt. with a 40m minimum, how much will it cost to ship 38,500 lbs.?
An LTL Rate Quote is an estimated quantity of fees that end result from transferring an LTL cargo from starting place to destination.
Calculated based totally on facts shipper provides, such as: Origin / Destination Zip. Dimensions of Shipment. Weight of Shipment.
How do I rate a LTL shipment?Traditionally, LTL shipments are rated in accordance to tariffs. Carriers usually submit tariffs – also regarded as price bases – on an annual basis. A tariff is a price matrix that defines hundred weight (CWT) fees for all instructions and weights for all zip code combinations.
Since LTL shipments are smaller and leave room for different shipments, they are more cost effective due to the fact you will solely pay for the area that you use. FTL shipments use most of the complete truck and fee extra because you are paying for more space in the truck.
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https://brainly.com/question/15993287#SPJ4brutus co. exists in a world with taxes, but otherwise, capital markets are perfect. brutus co's debt cost of capital is 6%, its equity cost of capital is 11%, its weighted average cost of capital is 5.8% and its tax rate is 25%. what's brutus co's leverage ratio? group of answer choices 40% 80% 20% 60%
Brutus co's leverage ratio is 40%
What leverage ratio?The weighted average cost of capital (WACC), which includes common stock, preferred stock, bonds, and other types of debt, is the average after-tax cost of capital for a company. The WACC is the typical interest rate that a business anticipates paying to finance its assets.The rate that a business is anticipated to charge on average to all of the holders of its securities in order to fund itsCost of capital is 6%, its equity cost of capital is 11%, its weighted average cost of capital is 5.8% and its tax rate is 25%.
WACC = (5.8% x 25%) + (5.8% x 11% x 6%)
WACC = 3.973
WACC = 40%
Brutus co's leverage ratio is 40%
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Celestial seasonings produces specialty teas and sells them to food wholesalers. The wholesalers then sell these teas to supermarkets and grocery stores, which, in turn, sell them to consumers. This describes celestial seasonings’.
The Celestial seasonings produces specialty teas and sells them to food wholesalers. This is an American tea producer company.
The wholesaler purchase very large quantities of goods directly from producers or from the other wholesalers. By purchasing large quantities, wholesalers are able to secure significantly lower price. So,
The wholesalers then sell these teas to supermarkets and grocery stores, which, in turn, sell them to consumers.
The Celestial Seasonings is an American tea company based in Boulder, Colorado, United States, that specializes in herbal teas properly called "tisanes", but also sells green, white, black, and chai teas.
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suppose the firm decides to increase its production for the period to 10,000 units (assume the firm has enough excess capacity to produce the 10,000 units) but continues to sell only 7,200 units. 1) calculate net income for the period company using absorption costing at this new 10,000 unit level of production (1pt). 2) compare your answer in partb, 1) to your answer in parta, 1). by how much did net income change under absorption costing? (0.5pts) 3) calculate net income for the period company using variable costing at this new 10,000 unit level of production (1pt). 4) compare your answer in partb, 3) to your answer in parta, 2). by how much did net income change under variable costing? (0.5pts)
Net income for the period company using absorption costing is $605,500
Net income for the period company using variable costing is $605,500
Net income for the period company using absorption costing at this new 100,000 unit level of production is $755,500
$150,000 ($755,500 - $605,500) net income change under absorption costing.
Net income for the period company using variable costing at this new 100,000 unit level of production is $605,500
$0 ($605,500 - $605,500) net income change under variable costing.
In arithmetic, a variable (from Latin variabilis, "changeable") is an image and placeholder for any mathematical item. In particular, a variable can also represent a variety of, a vector, a matrix, a feature, the argument of a function, a set, or an element of a fixed. Algebraic computations with variables as though they have been specific numbers solve more than a few problems in an unmarried computation. For instance, the quadratic system solves any quadratic equation by substituting the numeric values of the coefficients of that equation for the variables that represent them inside the quadratic method.
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________ are achieved when the average unit cost of a good or service decreases as the capacity and/or volume of throughput increases.
Diseconomies scale take place when the common unit value of the desirable or provider begins to enlarge as the capacity and/or volume of throughput increases.
What reasons diseconomies scale?Diseconomies of scale may also end result from numerous factors, such as verbal exchange breakdown, lack of motivation, lack of coordination, and loss of center of attention by means of the management and employees.
What do you imply by using diseconomies?In economics, the term diseconomies of scale describes the phenomenon that occurs when a firm experiences growing marginal prices per additional unit of output. It is the contrary of economies of scale.
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https://brainly.com/question/780900#SPJ4he black limo company (blc) purchased a limo on january 1 of year 1 at a cost of $48,000. the limo had a $8,000 salvage value. blc expected to drive the limo for 100,000 miles before disposing of it. actual miles driven per year were as follows: 30,000 in year 1, 40,000 in year 2, 20,000 in year 3, and 25,000 in year 4. based on this information, depreciation expense for year 4 was
The black limo company (BLC) purchased a limo on January 1 of year 1 at a cost of $48,000. the limo had a $8,000 salvage value. BLC expected to drive the limo for 100,000 miles before disposing of it. actual miles driven per year were as follows: 30,000 in year 1, 40,000 in year 2, 20,000 in year 3, and 25,000 in year 4. based on this information, depreciation expense for year 4 was 10,000 (asset cost-salvage value) / useful life= depreciation expense.
When each period's depreciation is recorded What account is debited in relation to the fixed asset account?
Debiting the Depreciation Expense account (which appears in the income statement) and crediting the Accumulated Depreciation account is the fundamental journal entry for depreciation (which appears in the balance sheet as a contra account that reduces the amount of fixed assets).
The falling balance technique is an accelerated depreciation methodology used in accounting, where bigger depreciation charges are recorded in the early years of an asset's useful life and lesser depreciation expenses are recorded in the later years.
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How are volatility and risk related in an investment?
A.
a volatile investment is less risky
B.
a volatile investment is more risky
C.
volatility and risk are not related
The terms volatility and risk are related in an investment because a volatile investment is more risky. The Option B is correct.
What is a volatile investment?Basically, the term volatility describes when a market or security experiences periods of unpredictable and sometimes sharp, price movements. Most People often think of volatility only when prices fall, however volatility can also refer to sudden price rises too.
Most of the Increased market volatility are caused by economic or policy factors including changes in other markets, interest rate hikes, and the Fed's current monetary policy. A political instability can also lead to market volatility.
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an increase in money demand would create a surplus of money at the original value of money. a. true b. false
False. An increase in money demand would not create a surplus of money at the original value of money.
The demand for money is growing, as evidenced by a rise in demand. A greater real GDP, a greater price level, a shift in expectations, a rise in transfer costs, or a shift in preferences could all contribute to such an increase.
The equilibrium interest rate will alter if there is a change in the demand or supply of money. The demand curve of money swings to the right as money demand rises, which raises the nominal interest rate. On the other side, as money demand declines, the demand curve of money shifts towards the left, which results in a reduced interest rate.
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if a company issues a $1,000 bond with an interest rate of 2 percent and a maturity date of 2040, how much interest does the company pay and for how long?
The company pays an interest of $20 per year until a specific date in 2040 when the bond must be paid in full.
Bond may be defined as a type of agreement-based investment, which is made by any investor by lending money to a borrower at a specific rate of interest for a specific time period. The investor earns extra amount known as interest on the bond and the borrower has to pay the same interest to the investor. According to the question
Face value of bonds payable = $1,000
Interest rate = 2%
Interest value = 0.02
Maturity date = not specified
Annual interest expense = Face value × Interest value
Annual interest expense = $1000 × 0.02
Annual interest expense = $20 per year
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Elastic supply occurs when a small change in price brings about a large change in the quantity supplied. Which of the following is not a main factor that can lead to a good or service having elastic supply?
The product can be manufactured at a higher cost.
The product can be manufactured quickly.
The product can be manufactured using few resources.
The product can be manufactured using easily obtained resources.
Answer:
The product can be manufactured at a higher cost.
Explanation:
your customer, shea, has a large portfolio of bonds and dividend paying stocks. her primary interest is generating current income. she is trying to understand how taxes work for her t-bonds. you explain that
Federal income taxes, but not state or local taxes, are applied to interest from Treasury notes (T-bills). On Form 1099-INT, the interest income for a given year is reported.
Taxes on Treasury Bonds: What are they?Taxation. Treasury securities' interest income is free from state and local taxes but is subject to federal income tax. Treasury bill earnings are paid at maturity and must be reported to the IRS in the year they are received.Federal income taxes, but not state or local taxes, are applied to interest from Treasury notes (T-bills). On Form 1099-INT, the interest income for a given year is reported. Investors have the option of automatically withholding up to 50% of the income earned on their Treasury notes.Treasury securities and other bonds issued by the federal government and its agencies are typically free from state and municipal taxes.To learn more about Treasury securities refer to:
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The opening debt balance of company b is 18,230, and the repayment is scheduled for 2,150 per month at an annual interest rate of 4. 5%. The closing balance of debt at the end of the month is ______ and the interest payment is ______. Use the average debt balance to calculate the interest payment.
The closing balance of debt at the end of the month is $16080 and the interest payment is $64.33.
Within an organization, all the records of the expenses and the revenue should be maintained properly on a balance sheet. Also, the debt amount of the organization should be calculated and listed in the sheet. The formula for calculating the closing balance of debt at the end of the month and the interest payment is expressed as
Closing balance of debt at the end of the month = Opening balance of company A - Scheduled Repayment per month
Closing balance of debt at the end of the month = $18230 - $2150
Closing balance of debt at the end of the month = $16080
Now, the interest payment will be calculated as
Interest payment = Average Debt × Annual interest rate × 12 months
Interest payment = (($18230 + $16080) ÷ 2) × 0.045 ÷ 12 months
Interest payment = $64.33
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what type of error is the certified public accountant (cpa) most likely to discover when he/she examines all shipping reports dated in january of 20x1, shipped free on board (fob) shipping point, which were recorded in december of 20x0 as credit sales
Accounts receivable are overstated at December 31, 20X0 is type of error is the certified public accountant (cpa) most likely to discover when he/she examines all shipping reports .
Account receivable:
Accounts receivable relate to the money a company's guests owe for goods or services they've entered but not yet paid for. Accounts Receivable is the proceeds or payment which the company will admit from its guests who have bought its goods & services on credit. For illustration, when guests buy products on credit, the amount owed gets added to the accounts receivable.
What's the entry of account receivable?
An accounts receivable journal entry is the recording of an accounts receivable sale in the business's account records. It's an essential step in duly establishing this fiscal activity. Accounts receivable is an account term that refers to deals for which payment has not yet been entered.
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A company needs construction equipment to complete a project over the next 20 months. The equipment costs $10,000. Instead of purchasing the equipment with a 12% note, the company leases the equipment with payments of $300 due at the end of each month. For what amount would the company record the lease liability at the beginning of the lease?.
The amount of $5414 the company record the lease liability at the begining of the lease. $5414Lease liability = monthly lease payment.
The responsibility to make lease payments is represented by the lease liability, which is calculated using the present value of upcoming lease payments. We simply discount the liabilities throughout the lease duration using the discount rate once we have obtained our data, which includes the lease term, lease payment, and discount rate. The lease liability or the resulting sum is then recorded on the balance sheet. The lease asset will then need to be recorded. Let's read on to find out what steps we should take. A lease liability is the discounted to present value financial obligation for the lease-related payments. The lease obligation is determined using the present value of the remaining lease payments throughout the lease term in accordance with ASC 842, IFRS 16, and GASB 87.
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g on november 1, alan company signed a 120-day, 9% note payable, with a face value of $66,000. alan made the appropriate year-end accrual. what is the journal entry as of march 1 to record the payment of the note assuming no reversing entry was made?
The journal entry as of march 1 are-
Debit Notes Payable $24,000; debit Interest Expense $360; credit Cash $24,720 ; debit Interest Payable $360.
Define the term year-end accrual?Adjustments for income that have already earned but has not yet been posted here to general ledger accounts and adjustments for expenses that have already incurred but have not yet been posted to the ledger accounts are referred to as accruals. Adjusting entries known as year-end accruals are made to ensure that expenses and revenues are reported in the appropriate fiscal year.Interest Expense= Principal × Interest Rate × Time
Interest Expense= $66,000 × 0.09 × 60/360;
Interest Payable= $990 (debit to Interest Expense)
Interest Payable= Principal × Interest Rate × Time
Interest Payable= $66,000 × 0.09 × 60/360;
Interest Payable= $990 (debit to Interest Payable)
Maturity Value= Principal + Interest Expense
Maturity Value= $66,000 + 2×$990 = $67,980.
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Equifax, experian, and transunion are legally obligated to provide identical information.
The claim that Equifax, Experian, as well as TransUnion are required by law to provide the same information is untrue.
Define the term Equifax, experian, and transunion?In the US, there are three main credit bureaus: Equifax, Experian, and TransUnion.
Equifax:
In 1899, Equifax was founded in Atlanta, Georgia. More than 800 million customers and 90 million enterprises from 24 different nations provide them with credit information on a global scale.
Experian
Experian was established in 1996, making it the newest of the three credit bureaus. They are based in Ireland that although they comprise one of the top three credit reporting bureaus in the United States.
TransUnion
TransUnion was founded in Chicago, Illinois, in 1968. They offer credit reports for more about 200 million people in the United States and roughly one billion people worldwide.
Thus, it is a false statement to say that Equifax, Experian, and TransUnion are required by law to provide the same information.
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Shall the act be approved which grants a state-wide exemption from all ad valorem taxes for certain equipment used by timber producers in the production or harvest of timber?.
Georgia produces the most timber of any state. Now the state is letting voters decide if timber producers should be given a break on taxes for their machines similar to the tax break for agriculture producers.
A tax is a compulsory financial charge or some other type of levy imposed on a taxpayer (an character or felony entity) by way of a governmental company so that you can fund authorities' spending and diverse public expenditures (local, neighborhood, or country wide),[2] and tax compliance refers to policy moves and man or woman behaviour aimed at making sure that taxpayers are paying the right amount of tax at the proper time and securing the correct tax allowances and tax reliefs.[3] the first regarded taxation befell in historical Egypt around 3000–2800 BC.[4] A failure to pay in a well timed way (non-compliance), at the side of evasion of or resistance to taxation, is punishable with the aid of regulation. Taxes consist of direct or oblique taxes and can be paid in money or as its exertions equivalent.
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bank a charges a 7.75 percent annual percentage rate and interest is due at the end of the year. bank b charges a 7 percent annual percentage rate and interest must be paid monthly. what is the effective annual rate charged by each bank
Annual effective rate (a) =.072286 Each bank charges an annual effective rate of = 7.23%.
The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER), or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates over a year with no payments made. It is used to evaluate interest rates between loans with different compounding periods, such as weekly, monthly, half-yearly, or yearly. The effective interest rate is especially significant for low-income borrowers since it computes the impacts of compounding assuming no periodic payment of interest, so that future interest accrues on both the principle and the present interest. The APR, on the other hand, reflects the annual total interest charge provided periodic interest is paid as soon as it accrues.
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when a group of workers have routine tasks to perform a communication structure allows more time for the task to be completed
When a group of workers has routine tasks to perform a communication structure allows more time for the task to be completed centralized.
Centralisation or centralization (see spelling differences) is the system by using which the sports of an agency, particularly the ones regarding planning and choice-making, framing method and rules end up concentrated inside a specific geographical area organization. This actions the critical selection-making and planning powers in the middle of the enterprise. The time period has a spread of meanings in several fields. In political science, centralisation refers to the attention of a government's electricity—each geographically and politically—into a centralised authorities. An antonym of centralisation is decentralisation.
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All of the following are ways an organization that incorporates enterprise-wide risk management (ERM) with its strategic planning process improves its decision making, EXCEPT:______.
Select one:
A. It can address potentially devastating threats.
B. It can exploit opportunities by incorporating them into its current business model.
C. It can use ERM as a process to manage unwanted variations from expectations.
D. It can eliminate risks to its business model.
All of the following are ways an organization that incorporates enterprise-wide risk management (ERM) with its strategic planning process improves its decision-making, EXCEPT It can eliminate risks to its business model.
A business model describes how an organization creates, delivers, or acquires value in an economic, social, cultural, or other context. The process of building and modifying business models, also called business model innovation, is part of business strategy.
The term business model describes a company's profit plan. Identify the products or services that the company plans to sell, the identified target markets, and the expected costs. Business models are important for both new and established companies.
In its simplest form, a business model provides information about an organization's target markets, the needs of those markets, and the role a company's products or services play in meeting those needs. Business model innovation describes the process by which an organization adapts its business model.
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what is the average variable cost of producing 6 gigaplots at jimmy's gigaplot factory?
The average total cost of producing 6 Giga plots at Jimmy's Giga plot factory is $22.17.
In economics, the average cost also referred to as the unit cost, is computed by dividing the total cost (TC) by the quantity of a good produced (the output Q): AC = TC/Q
The average cost has a significant impact on how businesses set their product prices. Businesses' sales of commodities are directly correlated with the size of the relevant market and the tactics used by rivals.
With cost on the vertical axis and quantity on the horizontal axis, an average cost curve can be drawn. These graphs frequently include display marginal costs, which are the costs of the last unit produced at each point, and, in the short run, indicate the slope of the curve of variable costs (and hence the first derivative of variable cost).
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when a company sells one unit above the number required to break-even, the company's net operating income will .
When a company sells one unit above the number required to break even, the company's net operating income will change from zero to a net operating profit.
Operating income refers to the regulated profit of a company however expenses of movement and devaluation are subtracted. Expenses of movement or operating expenses are merely the costs earned in order to hold an implausible story running. Operating income shows your trade's ability to create a bottom line from allure functional activities.
Operating profit is the total gains a guest creates from buying after paying off all operating expenses to a degree rent, attendant payroll, supplies, and stock costs. The operating profit figure forbids gains or deficits from interest, taxes, and investments.
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true or false: federal loans should only be borrowed after you have exhausted all other loan options
The answer is false that federal loans should only be borrowed after you have exhausted all other loan options.
Federal student loans are made by the government with terms and conditions that are set by law, and include many benefits (such as fixed interest rates and income-driven repayment plans) that not typically offered with private loans.
Why is it false to make federal loans as the last option?
Borrowers typically have two options for student loans : federal and private. It's best to exhaust federal student loans first if you're an undergraduate student. These loans are issued by the federal government and have lower interest rates than you'll find with a private lender. You can also get them without a co-signer, and they come with repayment safety nets that private loans don't.
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a government-owned monopoly is more likely to: multiple choice provide a greater quantity of output than a private monopoly. provide output at a lower price than a private monopoly. serve public interest than maximize profit. all of these are true.
A monopoly is a marketplace shape in which a unmarried vendor or manufacturer assumes a dominant role in an enterprise or a sector.
The required details for monopoly in given paragraph
1) option D) for a government owned monopoly, It serves public greater effectively, & as it's far regulated. So P is Lower & Q is better compared to personal monopoly .
2) option A) For a monopoly, MR is usually much less than rate, bcoz so one can promote greater, rate need to be decreased on a units, Hence rate impact exists.
3) option D) if corporations call for curve shifts to left, then new corporations are coming into marketplace, in order that marketplace proportion of every falls. Then moving stops whilst marketplace is in new long term eqm. Where P = ATC, So every earns 0 profit & No incentive for brand new corporations to enter.
4) option B) no moving of call for curve happens, if P = ATC Because all corporations earn 0 profit
5). Option C) in each ideal Competition & Monopolistic opposition
At eqm in long term, each earn 0 everyday profits
6) option a) in long term, P = ATC , in order that profit = 0 in long term
7) option b) there may be extra ability in Monopolistic Competition, due to the fact in long term, P = ATC. SO the output is much less than socially green level, in which P = MC
Monopolies are discouraged in free-marketplace economies as they stifle opposition and restriction substitutes for consumers.
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https://www.g.economists claim that a resale price maintenance agreement is not anti-competitive because question 15 options: retail cartel agreements cannot increase retail profits. if a supplier has market power, it will be likely to exert that power through wholesale price rather than retail price. retail markets are inherently noncompetitive. suppliers are never able to exercise noncompetitive market power.
Resale price protection (RPM) specifies the closing fee that retailers charge consumers. This roundtable centered on the use of RPM for books, newspapers and similar cultural products.
Why is resale charge renovation important?RPM is a contractual arrangement between a producer and distributor or wholesaler or any different celebration in the furnish chain whereby the manufacturer imposes a resale rate at which the distributor is required to sell the product. This helps the manufacturer hold a uniform price throughout end-customers.
Second, RPM may enlarge resellers' investment incentives through growing their capacity to fabulous value. This may be specifically relevant when upfront retailer funding is required - once more growing inter-brand competition.
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https://brainly.com/question/29410866#SPJ4Dell and Telum are in a franchise agreement. They have a dispute as to their franchise agreement. Which of the following law(s) relates specifically to franchises?
A.
civil law
B.
the UCC and contract law
C.
constitutional law
D.
agency law
E.
corporate or partnership laws
The UCC and contract law are important to the dispute over their franchise agreement when Dell and Telum are parties to a franchise agreement.
What exactly is contract law?The area of law that deals with creating and upholding agreements is known as contract law. An agreement that can be enforced by a court is referred to as a contract. The branch of law known as contract law is responsible for regulating the formation of contracts, their execution, and the creation of just remedies in the event of a breach. Contract law is utilized by everyone who conducts business. Contracts are used by both businesses and customers when they buy and sell things, when they license goods or services, for employment agreements, for insurance agreements, and more.
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