Bill Evans began Evans Distributors, a sporting goods distribution company, in January 20X1 and engaged in the transactions below. Assume Evans Distributors and its customers take advantage of all cash discounts.

DATE TRANSACTIONS 20X1
Jan.
1 Bill Evans started Evans Distributors with an investment of $55,750. He also invested personal business equipment worth $7,800.
2 Purchased merchandise for cash, $11,850, Check 100.
3 Sold merchandise on account to Rivera Corporation, $1,010, terms 2/10, n/30, Invoice 1001.
4 Purchased merchandise on account from Tsang Company, $2,420, terms 1/10, n/30, Invoice 1125.
5 Received and paid freight charges related to January 4 purchase of merchandise from Tsang Company, $220, Check 101.
10 Rivera Corporation returned merchandise purchased on January 3; issued credit memo #101 for $220.
11 Received payment in full from Rivera Corporation, after the return of January 10 and after the discount.
13 Paid amount due to Tsang Company for purchase of January 4, Check 102.
15 Recorded cash sales for the two-week period ended January 15 of $7,620.
15 Recorded sales on credit cards for the two-week period ended January 15, $1,315; the bank charges a 3 percent fee on all credit card sales.
15 Paid wages, $2,025, Check 103.
16 Purchased equipment (not for resale), $1,915, Check 104.
17 Paid freight for delivery of equipment purchased on January 16, $230, Check 105.
18 Purchased merchandise on account from Terri Manufacturing with a list price of $6,300, subject to a trade discount of 40 percent, terms 1/10, n/30, Invoice 2078.
20 Sold merchandise on account to Moloney Corp., $3,380, terms 1/10, n/30, Invoice 1002.
21 Purchased merchandise on account from Johnson Company, $2,480, terms 1/10, n/30, Invoice 3204; freight prepaid by Johnson Company and added to invoice, $150. (Total invoice amount, $2,630.00.)
27 Paid amount owed to Terri Manufacturing for purchase of January 18, Check 106.
28 Purchased merchandise from Fronke Sports Fabricators with a list price of $3,280, subject to trade discounts of 25 percent and 10 percent, terms n/30, Invoice 1888.
29 Received amount due from Moloney Corp. for the sale of January 20.
30 Paid amount due to Johnson Company for purchase of January 21, Check 107.
31 Recorded cash sales for the period from January 16–31, $8,225.
31 Recorded sales on the credit cards for the period from January 16–31, $2,520; the bank charges a 3 percent fee on all credit card sales.

Required:
Record the transactions in a general journal.

Answers

Answer 1

Answer:

Jan. 1

Dr Cash $55,750

Dr Supplies $7,800

Cr Common Stock $63,550

Jan. 2

Dr Purchases $11,850

Cr Cash $11,850

Jan. 3

Dr Accounts Receivable - Rivera Corporation, $ $1,010

Cr Sales Revenue $1,010

Jan. 4

Dr Purchases $2,420

Cr Accounts Payable - Tsang Company $2,420

Jan. 5

Dr Freight Expenses $220

Cr Cash $220

Jan. 10

Dr Sales Returns and Allowances $220

Cr Accounts Receivable - Rivera Corporation $220

Jan. 11

Dr Cash $790

Cr Accounts Receivable - Chu Corporation $790

Jan. 13

Dr Accounts Payable - Tsang Company $2,420

Cr Cash $2,420

Jan. 15

Dr Cash $7,620

Cr Sales Revenue $7,620

Jan. 15

Dr Accounts Receivable $1,315

Cr Bank Charges $39

Cr Sales Revenue $1,276

Jan. 16

Dr Equipment $1,915

Cr Cash $1,915

Jan. 17

Dr Equipment $230

Cr Cash $230

Jan. 18

Dr Purchases $6,300

Cr Accounts Payable - Terri Manufacturing $6,300

Jan. 20

Dr Accounts Receivable - Moloney Corp. $3,380

Jan. 21

Dr Purchases $2,480

Dr Freight Expenses $150

Cr Accounts Payable - Johnson Company $2,630

Jan. 27

Dr Accounts Payable - Terri Manufacturing $6,300

Cr Cash $6,300

Jan. 29

Dr Cash $3,380

Accounts Receivable - Moloney $3,380

Jan. 30

Dr Accounts Payable - Johnson Company $2,630

Cr Cash $2,630

Jan. 31

Dr Cash $8,225

Sales Revenue $8,225

Jan. 31

Dr Accounts Receivable $2,520

Cr Bank Charges $76

Cr Sales Revenue $2,444

Explanation:

Preparation of the Journal Entries

Jan. 1

Dr Cash $55,750

Dr Supplies $7,800

Cr Common Stock $63,550

($55,750+$7,800)

(To record the amount invested into the business along with supplies)

Jan. 2

Dr Purchases $11,850

Cr Cash $11,850

(To record the purchase of merchandise inventory by cash)

Jan. 3

Dr Accounts Receivable - Rivera Corporation, $ $1,010

Cr Sales Revenue $1,010

(To record the sale of merchandise on account)

Jan. 4

Dr Purchases $2,420

Cr Accounts Payable - Tsang Company $2,420

(To record the purchase of merchandise inventory on account)

Jan. 5

Dr Freight Expenses $220

Cr Cash $220

(To record the payment of freight charges)

Jan. 10

Dr Sales Returns and Allowances $220

Cr Accounts Receivable - Rivera Corporation $220

(To record the return of merchandise that was sold to Chu Corporation)

Jan. 11

Dr Cash $790

Cr Accounts Receivable - Chu Corporation ($1,010 - $220) $790

(To record the collection of amount from credit sales)

Jan. 13

Dr Accounts Payable - Tsang Company $2,420

Cr Cash $2,420

(To record the payment made to credit purchases)

Jan. 15

Dr Cash $7,620

Cr Sales Revenue $7,620

(To record the cash sales)

Jan. 15

Dr Accounts Receivable $1,315

Cr Bank Charges ($1,315*3/100) $39

Cr Sales Revenue $1,276

($1,315-$39)

(To record the sales made on credit card)

Jan. 16

Dr Equipment $1,915

Cr Cash $1,915

(To record the purchase of equipment on account)

Jan. 17

Dr Equipment $230

Cr Cash $230

(To record the payment of freight charges)

Jan. 18

Dr Purchases $6,300

Cr Accounts Payable - Terri Manufacturing $6,300

(To record the purchase of merchanise inventory on account)

Jan. 20

Dr Accounts Receivable - Moloney Corp. $3,380

Cr Sales Revenue $3,380

(To record the sales made on account)

Jan. 21

Dr Purchases $2,480

Dr Freight Expenses $150

Cr Accounts Payable - Johnson Company $2,630

($2,480+$150)

(To record the purchase of inventory on account)

Jan. 27

Dr Accounts Payable - Terri Manufacturing $6,300

Cr Cash $6,300

(To record the payment made to credit purchases)

Jan. 29

Dr Cash $3,380

Accounts Receivable - Moloney $3,380

(To record the amount received from credit sales)

Jan. 30

Dr Accounts Payable - Johnson Company $2,630

($2,480+$150)

Cr Cash $2,630

(To record the payment made to credit purchases)

Jan. 31

Dr Cash $8,225

Sales Revenue $8,225

(To record the cash sales)

Jan. 31

Dr Accounts Receivable $2,520

Cr Bank Charges ($2,520*3/100) $76

Cr Sales Revenue $2,444

($2,520-$76)

(To record the sales made on credit card)


Related Questions

The grouping of living things according to similar characteristics is ​

Answers

Answer:

see the explanation

Explanation:

A species can be defined as a group of organisms with similar features, and these organisms are capable of breeding and produce fertile offspring. You are probably aware of the fact that horses and donkeys belong to the same kingdom, phylum, class, order, family as well as genus but they are from different species.

Bond prices depend on the market rate of interest, stated rate of interest, and time. Determine whether the following bonds payable will be issued at face value, at a premium, or at a discount:a. The market interest rate is 4%. Denton issues bonds payable with a stated rate of 4%.b. Starkville issued 8% bonds payable when the market interest rate was 8.25%.

Answers

Answer:

a. Par value

b. Discount

Explanation:

a. As the market interest rate is 4% and the stated rate is also 4% so that means the bond would be issued at face value because both the rates are same

b. The bond rate is 8% and the market interest rate is 8.25%

so the stated interest rate is lower than the market interest rate, that means the bond would be issued at discount

hence, the same would be considered

The Holmes Company's currently outstanding bonds have a 10% coupon and a 10% yield to maturity. Holmes believes it could issue new bonds at par that would provide a similar yield to maturity. If its marginal tax rate is 25%, what is Holmes' after-tax cost of debt

Answers

Answer:

7.5%

Explanation:

Calculation to determine what is Holmes' after-tax cost of debt

Using this formula

After-tax cost of debt=YTM (1-Taxes)

Where,

YTM = 10%

Tax Rate = 25%

Let plug in the formula

After-tax cost of debt= 10%(1-25%)

After-tax cost of debt=10%(75%)

After-tax cost of debt=0.075*100

After-tax cost of debt=7.5%

Therefore Holmes' after-tax cost of debt is 7.5%

what is the role of the prosecutor in a civil case

Answers

A prosecutor is a legal representative of the prosecution in countries with either the civil case inquisitorial system, they represents the government in the case brought against the accused person

Answer:

same as the answer of her/him

Explanation:

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The purpose of cascading the balanced scorecard throughout the organization is: _____________

a. To help all employees think about, discuss, and implement the corporate strategy.
b. To ensure strict hierarchical control of the organization.
c. To customize the organizational mission and goals for every employee.
d. To create detailed performance measures for each employee

Answers

Answer:

b. To ensure strict hierarchical control of the organization.

The purpose of cascading the balanced scorecard is b. To ensure strict hierarchical control of the organization.

What is cascading?

Cascading is a term that describes the positions in an organization and how an organization is been set up from higher heirachy to lower heirachy.

Therefore, with cascading, hierarchical control of the organization can be checked and be monitored.

Learn more about cascading at;

https://brainly.com/question/25950911

define public administration​

Answers

Answer:

The answer is below

Explanation:

Public Administration is a term that is used to describe governmental activities including setting out plans and actual actions or responsibility, to manage the public or government agencies which in turn is to manage the public or government policies that cater for the state in the interest of the public at large.

The overall cost of your credit (loan) depends on

Answers

The true cost and amount of interest

prepaid rent expired​

Answers

What ??????????? Huh?

Ticketsales, Inc., receives $5,520,000 cash in advance ticket sales for a four-date tour of Bon Jovi. Record the advance ticket sales on October 31. Record the revenue earned for the first concert date of November 5, assuming it represents one-fourth of the advance ticket sales. Ticketsales, Inc. initially records prepaid and unearned items in balance sheet accounts.

Required:
Record the cash receipt in advance of concerts.

Answers

Answer:

On October 31, Debit Cash for $5,520,000; and Credit Unearned ticket revenue for $5,520,000.

On November 5, Debit Unearned ticket revenue for $1,380,000; and Credit Ticket revenue for $1,380,000.

Explanation:

The journal entries will look as follows:

Date            Description                               Debit ($)         Credit ($)      

Oct 31          Cash                                       5,520,000

                    Unearned ticket revenue                              5,520,000

                    (To record ticket revenue received in advance.)                

Nov 5           Unearned ticket revenue     1,380,000

                     Ticket revenue (w.1)                                      1,380,000

                    (To record revenue ticket revenue earned.)                      

Workings:

w.1. Ticket revenue = Unearned ticket revenue * (1 / 4) = $5,520,000 * (1 / 4) = $1,380,000

A company is considering opening a new product line. The building being considered will have a monthly lease and utility payment of $3500. Two employees will be hired at $ 15/hr/employee. Each employee will work 120 hrs per month. The average revenue per unit product sold is estimated at $ 100. The variable cost of production of each unit is estimated at $40.

Required:
a. How many units must be produced each month for the buisness to breakeven?
b. How many units must be produced monthly to achieve a monthly profit of $10,000?

Answers

Answer:

Results are below.

Explanation:

First, we need to calculate the total fixed costs:

Total fixed costs= 3,500 + (120*2*15)

Total fixed costs= $7100

Now, using the following formula, we can determine the break-even point in units:

Break-even point in units= fixed costs/ contribution margin per unit

Break-even point in units= 7,100 / (100 - 40)

Break-even point in units= 118.33 = 119 units

Finally, the number of units to earn $10,000 in profit:

Break-even point in units= (fixed costs + desired profit) / contribution margin per unit

Break-even point in units= (7,100 + 10,000) / 60

Break-even point in units= 285

VANILLA SWAPS Cleveland Insurance Company has just negotiated a three-year plain vanilla swap in which it will exchange fixed payments of 8 percent for floating payments of LIBOR plus 1 percent. The notional principal is $50 million. LIBOR is expected to be 7 percent, 9 percent, and 10 percent (respectively) at the end of each of the next three years. Determine the net dollar amount to be received (or paid) by Cleveland each year. Determine the dollar amount to be received (or paid) by the counterparty on this interest rate swap each year based on the assumed forecasts of LIBOR.

Answers

Answer: Check attachment

Explanation:

a. Determine the net dollar amount to be received (or paid) by Cleveland each year.

The the net dollar amount to be received by Cleveland for:

Year 1: = $0

Year 2 = $1,000,000

Year 3: = $1,500,000

b. Determine the dollar amount to be received (or paid) by the counterparty on this interest rate swap each year based on the assumed forecasts of LIBOR.

Check the attachment for further details.

Do tax cuts stimulate or restrict spending? Why?

Answers

Answer:

Income tax cuts reduce the amount individuals and families pay on wages earned. When people can take home more of their paychecks, consumer spending increases.

Explanation:

Hope it helps you! Correct me if I am wrong!

I'm sure about my answer!

If you dont mind can you please mark me as brainlest?

Its ok if you don't want to!

But hopefully it helps you!

PLEASE ANSWER THESE QUESTIONS!
4) Answer the following questions about the Economy based on the Circular Flow. Your answers should be general (like taxes, land resources, etc.). Be very careful and be sure that you study the diagram in your lesson (3.01) and watch the Circular Flow video before answering:
a) What does the Government provide to Individuals and Households?
b) What do Individuals and Households provide to the Government?
c) What do Businesses provide to the Government?
d) What does the Government provide to Businesses?
e) What do Businesses provide to Individuals and Households OTHER than products and services?
f) What do Individuals and Households provide to Businesses OTHER than the money they use to purchase their products?
g) Name 3 types of resources that are provided by Individuals and Households to Businesses in the FACTOR market
h) Who do Businesses provide products and services for in the Product Market?

Answers

Answer:

A.) Homes, shelter

B.)Taxes

C.) Recources and financiality.

E.) Money, for working.

F.)  Members of households provide labor to businesses through the resource market. In turn, businesses convert those resources into goods and services.

G.) labor, raw materials, capital, and land

H.) The market in a nation's circular flow of income in which households demand goods and services, which firms provide. Households make purchases, providing revenue for firms, which they in turn use to acquire resources from households in the resource market.

Which employees work directly with customers, helping them make deposits and withdrawals?

Bank Teller

Insurance Agent

Financial Manager

Mortgage Broker

Answers

Answer:

A. bank teller

Explanation:

bank teller is a person who manages deposits and withdrawls

The answer is bank teller

Data related to the inventories of Costco Medical Supply are presented below:

Surgical
Equipment Surgical
Supplies Rehab
Equipment Rehab
Supplies
Selling price $272 $135 $342 $153
Cost 151 103 256 153
Costs to sell 18 10 18 7
In applying the lower of cost and net realizable value rule, the inventory of rehab supplies would be valued at:_________

Answers

Answer:

146

Explanation:

The computation is shown below

Particulars       Surgical         Surgical     Rehab                Rehab    

                        Equipment    Supplies    Equipment        Supplies

Cost (A)              151                    103            256                    153

Selling price       272                  135            342                    153

Less:

cost to sell            18                   10                 18                    7

Net realizable

value (B)                254             125                   324             146

Lower of A & B     151                 103                256                146

The following is a list of items for Witts Company's 2016 statement of cash flows:

a. receipt from sale of equipment, $2,700
b. increase in inventory, $3,900
c. net income, $13,500
d. payment for purchase of building, $29,000
e. depreciation expense, $8,700
f. receipt from issuance of bonds, $8,000
g. increase in prepaid expenses, $800
h. loss on sale of equipment, $2,200
i. payment of dividends, $5,200
j. decrease in accounts receivable, $1,700
l. issuance of common stock for land, $6,900
m. decrease in accounts payable, $1,500
n. beginning cash balance, $10,200

Required:
Prepare the statement of cash flows.

Answers

Answer and Explanation:

The preparation of the statement of cash flows is presented below:

Cash flows from operating activities

Net income $13,500

Add: depreciation expense $8,700

Add: loss on sale of equipment $2,200

Less: increase in inventory  $3,900

Less: increase in prepaid expense -$800

Add: decrease in account receivable $1,700

Net cash provided by operating activities  $19,900

Cash flows from investing activities

receipt from sale of equipment, $2,700

Less: payment for purchase of building, $29,000

Net cash used by investing activities -$26,300

Cash flows from financing activities

receipt from issuance of bonds, $8,000

Less: payment of dividends, $5,200

Net cash provided by financing activities $2,800

Net decrease in cash -$3,600

Add: opening cash balance $10,200

Ending cash balance $6,600

Cabell Products is a division of a major corporation. Last year the division had total sales of $28,540,000, net operating income of $2,597,140, and average operating assets of $5,708,000. The company's minimum required rate of return is 10%. The division's margin is closest to: Multiple Choice 20.0% 45.5% 9.1% 91.0%

Answers

Answer:

9.1%

Explanation:

With regards to the above, margin is computed as;

Margin = (Net operating income ÷ Sales) × 100

Given that:

Net operating income = $2,597,140

Sales = $28,540,000

Margin = ($2,597,140 ÷ $28,540,000) × 100

Margin = 9.1%

Why do you think it’s important to appear confident during a business presentation? Explain your answer.

Subject

Answers

Answer:

because...

Explanation:

if you act confidence it gives your audience more sense of pleasure as they have the feeling you know what you are talking about and makes them better trust you. It makes it seem you know what you are doing and you will more likely get a better grade or results depending on the situation.

Production Budget Pasadena Candle Inc. projected sales of 800,000 candles for the year. The estimated January 1 inventory i 35,000 units, and the desired December 31 inventory is 20,000 units.
Prepare a production budget report in units for Pasadena Candle Inc.

Answers

Answer and Explanation:

The preparation of the production budget is presented below;

Expected sales units 800,000 candles

Add: Desired closing inventory, Dec 31 20,000 units  

Total units available 820,000 units  

Subtract: Estimated opening inventory,Jan 1 -35,000  units

Total units to be produced 785,000  units

Hence, the above format should be prepared for the production budget

Calculate the opportunity cost of capital for a firm with the following capital structure: 30% preferred stock, 50% common stock and 20% debt.The firms has a cost of debt of 7.87%, a cost of preferred stock equal to 10.76% and a 13.91% cost of common stock. The firm has a 35% tax rate. You answer should be entered as a %, for example 15.48%

Answers

Answer:

11.21%

Explanation:

the opportunity cost of capital can be determined by calculating the weighted average cost of capital

WACC = [weight of equity x cost of equity[ + [weight of debt x cost of debt x (1 - tax rate)] + [weight of preferred stock x cost of preferred stock]

0.3 x 10.76 + (0.5 x 13.91) + (0.2 x 0.65 x 7,87)

3.228 + 6.955 + 1.231

11.21%

Which examples demonstrate common Sales and Service work environments? Check all that apply.

Tara travels to meet with customers and sell them parts.
Wesley works in an airplane, assisting passengers with their needs.
Audrey works in an office, taking customer orders over the telephone.
Bernard works at a ticket counter in an airport.
Yuk works on a ship, overseeing other workers.
Leo drives a large tractor-trailer truck across long distances.

Answers

Answer:

Option A, B, C and D demonstrate common Sales and Service work environments.

Explanation:

Sales & service work include primarily selling some thing to customers and also assisting the customers in some or the other way.

Of the given set of options, Option A, B, C and D demonstrate common Sales and Service work environments.

Tara sells parts to customer - Sales profile

Wesley assist passenger - hospitality service sector

Audrey takes order on phone - e commerce service sector

Bernard works at ticket counter - Recreational services

In the option E and F, Yuk and Leo are not working in common Sales and Service industry

Answer:

A, C, D

Explanation:

I did it

How important is a business plan?​

Answers

Answer:

Hey mate.....

Explanation:

This is ur answer.....

Whether you're starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions. Think of it as a roadmap to success, providing greater clarity on all aspects of your business, from marketing and finance to operations and product/service details.

Hope it helps!

Brainliest pls!

Follow me! ;)

Answer: Hewo, There! your Answer is Below

A business plan is a very important and strategic tool for entrepreneurs.

the purpose of a business plan is to help articulate a strategy for starting your business.

Explanation:

Hope this Helps you!!

Have a great day!!

A good business plan not only helps entrepreneurs focus on the specific steps necessary for them to make business ideas succeed

Analysis of Receivables Method At the end of the current year, Accounts Receivable has a balance of $770,000; Allowance for Doubtful Accounts has a credit balance of $7,000; and sales for the year total $3,470,000. Using the aging method, the balance of Allowance for Doubtful Accounts is estimated as $32,200. a. Determine the amount of the adjusting entry for uncollectible accounts. $fill in the blank 1 b. Determine the adjusted balances of Accounts Receivable, Allowance for Doubtful Accounts, and Bad Debt Expense. Accounts Receivable $fill in the blank 2 Allowance for Doubtful Accounts $fill in the blank 3 Bad Debt Expense $fill in the blank 4 c. Determine the net realizable value of accounts receivable.

Answers

Answer:

A. $25,200

B. Accounts Receivable $770,000

Allowance for Doubtful Accounts $32,200

Bad Debt Expense $25,200

C. $744,800

Explanation:

a. Calculation to Determine the amount of the adjusting entry for uncollectible accounts using this formula

Uncollectible accounts Adjusting entry= Allowance for Doubtful Accounts - Credit balance on Allowance for doubtful accounts

Let plug in the formula

Uncollectible accounts Adjusting entry=$32,200 - $7,000

Uncollectible accounts Adjusting entry= $25,200

Therefore the amount of the adjusting entry for uncollectible accounts is $25,200

B. Based on the information given the adjusted balances of Accounts Receivable will be $770,000

Based on the information given the adjusted balances of Allowance for Doubtful Accounts will be $32,200

Bad Debt Expense = $32,200 - $7,000

Bad Debt Expense= $25,200

c. Calculation to Determine the net realizable value of accounts receivable

Using this formula

Net realizable value of accounts receivable = Accounts receivables - Bad debt

Let plug in the formula

Net realizable value of accounts receivable= $770,000 - $25,200

Net realizable value of accounts receivable=$744,800

Therefore Net realizable value of accounts receivable is $744,800

Determining Missing Items from Computations Data for the California, Midwest, Northwest, and Texas divisions of Firefly Industries are as follows: Sales Operating Income Invested Assets Return on Investment Profit Margin Investment Turnover California $ 6,000,000 (a) (b) 16% 20% (c) Midwest (d) $1,512,000 (e) (f ) 12% 1.4 Northwest 13,750,000 (g) $11,000,000 17.5% (h) (i) Texas 5,250,000 840,000 3,500,000 (j) (k) (l) a. Determine the missing items, identifying each by the letters (a) through (l). Round profit margin to one decimal place and investment turnover to two decimal places.

Answers

aAnswer:

Note: See the lower part of the attached excel for the table for the answer.

Explanation:

In the attached excel file, the following calculations are done:

(a) Operating income = Sales * Profit margin = $6,000,000 * 20% = $1,200,000

(b) Invested assets = Operating income / Return on investment = $1,200,000 / 16% = $7,500,000

(c) Investment turnover = Return on investment / Profit margin = 16% / 20% = 0.80 times

(d) Sales = Operating income / Profit margin = 1,512,000.00 / 12% = $12,600,000

(e) Investment assets = Sales / Investment turnover = $12,600,000 / 1.40 = $9,000,000.00

(f) Return on investment = Investment turnover * Profit margin = 1.40 * 12% = 16.80%

(g) Operating income = Invested assets * Return on investment = $11,000,000 / 17.50% = $1,925,000

(h) Profit margin = (Operating income / Sales) * 100 = ($1,925,000 / $13,750,000) * 100 = 14.0%

(i) Investment turnover = Return on investment / Profit margin = 17.50% / 14.0% = 1.25 times

(j) Return on investment = (Operating income / Invested assets) * 100 = ($840,000 / $3,500,000) * 100 = 24.0%

(k) Profit margin = (Operating income / Sales) * 100 = ($840,000 / $5,250,000) * 100 = 16.0%

(l) Investment turnover = Return on investment / Profit margin = 24.0% / 16.0% = 1.50

Joey realizes that he has charged too much on his credit card and has racked up $5,100 in debt. If he can pay $125 each month and the card charges 18 percent APR (compounded monthly), how long will it take him to pay off the debt

Answers

Answer:

It will take Joey 63.59 months to pay off the debt.

Explanation:

This can be calculated using the formula for calculating the present value of an ordinary annuity as follows:

PV = P * ((1 - (1 / (1 + r))^n) / r) …………………………………. (1)

Where;

PV = Present value or debt amount = $5,100

P = Monthly payment = $125

r = annual percentage rate (APR) / 12 = 18% / 12 = 0.18 / 12 = 0.015

n = number of months it will take Joey to pay off the debt = ?

Substitute the values into equation (1) and solve for n, we have:

5100 = 125 * ((1 - (1 / (1 + 0.015))^n) / 0.015)

5100 / 125 = (1 - (1 / 1.015)^n) / 0.015

40.80 * 0.015 = 1 - 0.985221674876847^n

0.985221674876847^n = 1 - 0.612

0.985221674876847^n = 0.388

loglinearize both sides, we have:

nlog0.985221674876847 = log0.388

n = log0.388 / log0.985221674876847

n = -0.411168274405793 / -0.00646604224923186

n = 63.59

Therefore, it will take Joey 63.59 months to pay off the debt.

The following appeared in the October 15, 2021, issue of the Financial Smarts Journal:
This announcement is not an offer of securities for sale or an offer to buy securities.
New Issue October 15, 2021
$750,000,000
CRAFT FOODS, INC.
7.75% Debentures Due October 1, 2031
Price 99.57% plus accrued interest if any from date of issuance Copies of the prospectus and the related prospectus supplement may be obtained from such of the undersigned as may legally offer these securities under applicable securities laws.
Keegan Morgan & Co. Inc.
Coldwell Bros. & Co.
Robert Stacks & Co.
Sherwin-William & Co.
Required:
1. Based on the information provided in the announcement, indicate whether the market rate of interest is higher or lower than 7.75% when the Craft Foods bonds were issued.
2. If debt issue costs were $75,000 and the bonds were issued on an interest payment date, what entry did Craft use to record the sale?

Answers

Answer:

1. The market rate of interest is higher than 7.75% when the Craft Foods bonds were issued.

2. Debit Cash for $746,700,000; Dbit Discount on bond payable for $3,225,000; Debit Bond issue cost for $75,000; and Credit Bond payable for $750,000,000.

Explanation:

1. Based on the information provided in the announcement, indicate whether the market rate of interest is higher or lower than 7.75% when the Craft Foods bonds were issued.

From the information provided, it can be observed that the face value of this bond is 100% but it is issued at 99.57% price. Since the issue price of 99.57% is less than the face value, this implies that the bond is issued at a discount.

When a bond is issued at a discount, it indicates the stated interest rate is lower than the market interest rate.

Therefore, the market rate of interest is higher than 7.75% when the Craft Foods bonds were issued.

2. If debt issue costs were $75,000 and the bonds were issued on an interest payment date, what entry did Craft use to record the sale?

Before the journal entry is prepared, the following are first calculated:

Proceeds from bond issue = Bond price * Total face value = $750,000,000 * 99.57% = $746,775,000

Discount on bond = Total face value - Proceeds from bond issue = 750,000,000 - $746,775,000 = $3,225,000

Cash = Proceeds from bond issue - Debt issue costs = $746,775,000 - $75,000 = $746,700,000

The journal entry will now look as follows:

Description                                 Debit ($)                Credit ($)      

Cash                                        746,700,000

Discount on bond payable        3,225,000

Bond issue cost                               75,000

  Bond payable                                                      750,000,000

(To record bond issue at a discount.)                                              

As a business professional, give two reasons why you will prefer written communication to oral
communication in two (2) sentences.

Answers

Answer:When the federal government spends more money than it receives in taxes in a ... spending over time in nominal dollars is misleading because it does not take ... defense spending as a share of GDP has generally declined since the 1960s, ... Healthcare expenditures include both payments for senior citizens (Medicare), ...

Explanation:

For 2018, Tree Top Farms had sales of $438,000, cost of goods sold of $286,000, ending inventory of $154,000, ending accounts receivable of $46,000, and ending accounts payable of $38,000. For 2019, sales were $413,000, cost of goods sold was $281,000, ending inventory was $149,000, ending accounts receivables were $48,000, and ending accounts payable were $36,000. What was the cash cycle for 2019 based on a 365-day year

Answers

Answer:

190.27 days

Explanation:

Average accounts receivable = (Ending accounts receivable 2018 + Ending accounts receivable 2019) / 2

Average accounts receivable = ($46,000 + $48,000)/2

Average accounts receivable = $47,000

Average accounts payable = (Ending accounts payable 2018 + Ending accounts payable 2019) / 2

Average accounts payable = ($38,000 + $36,000)/2

Average accounts payable = $37,000

Average inventory = (Ending inventory 2018 + Ending inventory 2019) / 2

Average inventory = ($154,000 + $149,000)/2

Average inventory = $151,500

Days sales outstanding = (Average accounts receivable*365 days)/Sales

Days sales outstanding = ($47,000*365 days)/$413,000

Days sales outstanding = $17,155,000/$413,000

Days sales outstanding = 41.54 days

Days payable outstanding = (Average accounts payable*365 days)/Cost of goods sold

Days payable outstanding = ($37,000*365 days)/$281,000

Days payable outstanding = $13,505,000/$281,000

Days payable outstanding = 48.06 days

Days inventory outstanding = (Average inventory*365 days)/Cost of goods sold

Days inventory outstanding = ($151,500*365 days)/$281,000

Days inventory outstanding = $55,297,500/$281,000

Days inventory outstanding = 196.79 days

Cash cycle = Days sales outstanding + Days inventory outstanding - Days payable outstanding

Cash cycle = 41.54 days + 196.79 days - 48.06 days

Cash cycle = 190.27 days

Hence, the cash cycle for 2019 based on a 365-day year is 190.27 days

Evan phoned his representative when he received his most recent statement on his deferred annuity. Evan is 65 and purchased the fixed annuity seven years ago to be a conservative part of his portfolio. Evan has read and heard a lot about how the market is beginning to take off and that variable annuities have considerable growth potential. He wants to get out of the fixed annuity and purchase a variable annuity to earn a higher return. The representative should:

Answers

Answer: Review Evan's investor profile factors and other facts to determine a suitable course of action to address his concerns and needs

Explanation:

The options include:

A. Recommend that Evan consider an exchange into a variable life insurance policy because it has growth potential with a death benefit.

B. Recommend that Evan surrender the annuity and invest in bond mutual funds because they work similar and cost less.

C. Review Evan’s investor profile factors and other facts to determine a suitable course of action to address his concerns and needs.

D. Update his investor profile factors and risk tolerance, and discuss with Evan the long term focus of a variable annuity and how it will outperform the fixed annuity within the first couple of years.

Based on the information given in the question, the best thing that the representative should do will be to review Evan's investor profile factors and other facts to determine a suitable course of action to address his concerns and needs.

When Evan's investor profile factors is checked, then the representative can then inform Evans about the appropriate thing to do and if it's appropriate for him to purchase a variable annuity to earn a higher return.

Going ahead by getting out of the fixed annuity and purchasing a variable annuity without reviewing Evan's investor's profile isn't appropriate.

Key Co. plans to present comparative financial statements for the years ended December 31, 20X1 and 20X2, respectively. Smith, CPA, audited Key's financial statements for both years and plans to report on the comparative financial statements on May 1, 20X3. Key's current management team was not present until January 1, 20X2. What period of time should be covered by Key's management representation letter

Answers

Answer: B.  January 1, 20X1, through May 1, 20X3

Explanation:

The management representation letter should cover all the periods that will be in the auditor's report not just the periods that the current management team was in effect in.

Even though the financial statements are for the years ended December 31, 20X1 and 20X2, the auditor has a responsibility to include the events that happened all the way up to the date the reports will be released on May 20X3.

This is why the management representation letter needs to include the entire period of January 1, 20X1, through May 1, 20X3 because those will be in the audit report.

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