Investment, PV = $50000
Interest = 4%
Money at the end of 5 years = 50000 * (1+4%)^5 = $60833, if money is deposited at the beginning of the first year.
Money at the end of 5 years = 50000 * (1+4%)^4 = $58493, if money is deposited at the end of the first year.
to obtain utility a consumer must
A pension fund manager is considering three mutual funds. The first is a stock fund, the second is a long-term government and corporate bond fund, and the third is a T-bill money market fund that yields a sure rate of 5.5%. The probability distributions of the risky funds are: Expected Return Standard Deviation Stock fund (S) 17% 34% Bond fund (B) 11% 25% The correlation between the fund returns is 0.15.
Variance and covariance are used in probability to determine the spread and relationship between variables
The variance of stock S is 0.1156The variance of stock B is 0.0625The covariance of the stocks is 127.5How to determine the variance of the stocksThe variance of stock S is calculated as
[tex]\sigma^2_s = (34\%) * (34\%)[/tex]
[tex]\sigma^2_s = 0.1156[/tex]
The variance of stock B is:
[tex]\sigma^2_b = (25\%) * (25\%)[/tex]
[tex]\sigma^2_b = 0.0625[/tex]
The covariance of the stocksThis is calculated as:
[tex]Cov = r(s,b) * \sigma_s * \sigma_b[/tex]
So, we have:
[tex]Cov = 0.15 * 34 * 25[/tex]
[tex]Cov = 127.5[/tex]
Hence, the covariance of the stocks is 127.5
Read more about covariance at:
https://brainly.com/question/4219149
*Will award brainliest if correct answer is given!*
Which program was created by the Tax Relief and Health Care Act of 2006 (TRHCA) as a "pay for quality data reporting program," which was implemented by CMS for outpatient hospital services?
a. Quality Improvement Organizations (QIO) program
b. Recovery Audit Contractor (RAC) program
c. Reporting Hospital Quality Data for Annual Payment Update program
d. Hospital Outpatient Quality Reporting (Hospital OQR) program
Answer:
The answer is Option d)
Hospital Outpatient Quality Reporting (Hospital OQR) program
The first step of proving cash is to
A. calculate the checkbook balance
B. reconcile a bank statement
C. record the bank reconciliation
D. calculate the cash balance
Answer:
calculate the cash balance.
Explanation:
by calculating the cash balance you're insuring yourself that you did the calculations and if the balance is not what you were looking for, then you can go and reconcile a bank statement.
Jones Corporation reported current assets of $191,800, current liabilities of $137,000, and total liabilities of $275,714 on its most recent balance sheet. The current ratio is:
Based on the information given the current ratio is:1.4.
Current ratioUsing this formula
Current ratio=Current assets/Current liabilites
Where:
Current assets=$191,800
Current liabilities=$137,000
Let plug in the formula
Current ratio=$191,800/$137,000
Current ratio = 1.4
Inconclusion the current ratio is:1.4.
Learn more about current ratio here:https://brainly.com/question/2686492
A company's selling price is $90 per unit, variable cost per unit is $28 and total fixed expenses are $320,000. The number of unit sales needed to earn a target profit of $200,800 is ______.
Based on the selling price, the variable cost, and the fixed costs, the number of units to be sold to get $200,800 in profits is 8,400 units.
How many units should be sold?The number of units to be sold can be found by the formula:
= (Fixed costs + Target profit) / (Selling price - Variable cost)
Solving gives:
= (320,000 + 200,800) / (90 - 28)
= 8,400 units
Find out more on target profit at https://brainly.com/question/25638811.
What is the opportunity cost of producing more shoes?
There are currently 47 states that have _____ for either public or private employees or both that allow protections to an employee if he or she reports known or suspicious wrongdoing to extremal governmental bodies.
There are currently 47 states that have whistleblower protectors for either public or private employees or both that allow protections to an employee if he or she reports known or suspected wrongdoing to extremal governmental bodies.
Who is a whistleblower protector?A whistleblower is a person who exposes information or activity that is deemed illegal and unethical within an organization that is either private or public.
According to the question, the 47 states are known to be protecting the rights of the public or private employees in case of any worn doings.
Hence we can conclude that There are currently 47 states that have whistleblower protectors for either public or private employees or both that allow protections to an employee if he or she reports known or suspected wrongdoing to extremal governmental bodies.
Learn more about whistleblower protectors here: https://brainly.com/question/10649836
Match the descriptions to the appropriate accounting terms.
Answer:Um so I DONT KNOW ASK UR MOM OR UR DAD MAN SRRY DONT KNOW THIS ONE IM IN 5 GRADE SRRY
Explanation:
SRRY.;(
The application for a grant asks for this information: funds required for employee salaries, how much we expect to spend on equipment, and what is the length of the project.
The organization issuing a business grant will always ask for how much the business requires to purchase equipment.
What is a Business Grant?A Business Grant is a type of fund given to the applicant that they are NOT expected to pay back.
This is the reason why the length of the project is NOT material to the Grant application process.
See the link below for more about Business Grant:
https://brainly.com/question/11893765
*Will award Brainliest if right!*
Unbundling is:
a. sorting claims upon submission to collect and verify information about the patient and provider
b. submitting multiple CPT codes when one code should be submitted
c. assigning lower-level codes than documented in the record
d. contracting out delinquent accounts to a collections agency
Answer:
[B] submitting multiple CPT codes when one code should be submitted
Explanation:
Answer:
B
Explanation:
I think its B to be correct
In what aspects are merchandising companies different from service companie
Answer:
A merchandising company engages in the purchase and resale of tangible goods. Service companies primarily sell services rather than tangible goods
A participating provider (PAR):
a. is not allowed to bill patients for the difference between the contracted rate and their normal fee
b. does not contract with the insurance plan
c. is responsible for paying health care fees
d. may bill patients for the difference between the contracted rate and their normal fee
Answer:
[A] is not allowed to bill patients for the difference between the contracted rate and their normal fee
Explanation:
Answer:
is not allowed to bill patients for the difference between the contracted rate and their normal fee
Explanation:
When a participating payer is hired then his work is
Do a deal between the provider and payer.It happens through a contract.The rules of contract should be obeyed
So option A is correct
How can verbal feedback affect customer encounters? Give 3 real lifelexamples. (good or bad) Follow the
Explanation:
Example 1: the numeric NPS response
Everyone loves a handy dandy NPS survey. They give you an easy glimpse into how your customers are thinking about your brand or your business, and quantify just how happy they are with your services.
But, not all NPS surveys or responses are created equal.
Let’s say your business sends out an NPS survey to a random sample of customers. Of that sample, 65% are promoters (and gave you a 9-10 rating), 25% are neutral (a 7-8 rating), and 10% are detractors (a 0-6 rating). Of that sample, only a handful of the promoters wrote feedback about why they picked the score they did. The rest simply clicked a number and then went about their day.
Where do you go from here? How can you convert those neutral customers into promoters, and raise the bar for the detractors to bring them closer to your ideal score without written feedback?
NPS is helpful, but only when it gives you a clear picture of what your customer was thinking and provides tangible feedback you can incorporate into your organization.
Example 2: a “yes” or “no” response to an FCR survey
Now, let’s say every time a customer creates a Support ticket, your organization sends an automated First Contact Resolution survey once the ticket is closed.
Most often, a FCR survey is just one question – Were we able to help you resolve your issue? – with a simple “yes” or “no” response.
Receiving a “yes” is, of course, great – it means your agents were able to help your customer get to the bottom of their issue and helped make their day a little better. Receiving a “no,” on the other hand, is the exact opposite; it means your agents weren’t able to successfully meet the needs of your customer, and they’ve been left frustrated by the experience, with their issue still unresolved.
So what happens after a “no”?
Depending on what you use to capture FCR. it could be nothing. “No” responses are simply filed away in a folder, maybe you ping your agents to get more context on the particular issue, and everyone pretends it didn’t happen.
If you want to turn those “no” responses into actionable customer feedback, however, it’s crucial to have tools for your business like Service Recovery.
With Service Recovery, you have the ability to flag any “no” responses and fire off a follow-up survey to your customer, get more clarity from them on how you missed the mark, and dig in deeper to resolve their issue.
Plus, you get the added benefit of being able to re-survey your customers, which means even more insight for your team on the value of being able to circle back on negative FCR responses.
Win, win, and win.
. Savings habits you develop when you are young can stay with you for life. Yes or no, Support your answer.
g Thomas Franklin claimed an additional $3,000 in deductions he knowingly knew he did not qualify for so he could reduce his tax bill. This is referred to as tax:
A tax evasion has occurred when Franklin claimed an additional $3,000 in deductions knowingly that he did not qualify for reduction in his tax bill.
What is a tax evasion?A tax evasion is seen as a crime/offense because the taxpayer defaults in tax filing either by refusal in payment of tax or deduction from normal tax.
In conclusion, a tax evasion has occurred when Franklin claimed an additional $3,000 in deductions knowingly that he did not qualify for reduction in his tax bill.
Read more about tax evasion
brainly.com/question/4927469
*Will award brainliest if right!*
The day sheet is a(n):
a. chronological summary of all transactions posted to individual patient ledgers/accounts on a specific day
b. abstract of all recent claims filed on each patient
c. electronic permanent record of all financial transactions between the patient and the practice
d. computer-generated list of procedures, services, and suppljes with charges for each
Answer:
[A] chronological summary of all transactions posted to individual patient ledgers/accounts on a specific day
Explanation:
The manual daily accounts receivable journal is also known as the Day Sheet , and it is a chronological summary of all transactions posted to individual patient ledgers/accounts on a specific date.
Jones Corporation reported current assets of $191,800, current liabilities of $137,000, and total liabilities of $275,714 on its most recent balance sheet. The current ratio is: Multiple Choice 1.4 : 1. 0.7 : 1. 0.3 : 1. 1 : 1. 0.5 : 1.
Answer: 1.4 : 1
Explanation: The current ratio is the proportion of current assets to current liabilities. It is calculated as current assets / current liabilities.
So, 191,800 / 13700 = 1.4
Explain in detail the various of cottage industry.
Answer:
A cottage industry is a small-scale, decentralized manufacturing business often operated out of a home rather than a purpose-built facility. Cottage industries are defined by the amount of investment required to start, as well as the number of people employed.
The steps in the accounting cycle are listed in random order below. List the steps in proper sequence, assuming no worksheet is prepared, by placing numbers 1–9. (a) Prepare a trial balance. select a number (b) Journalize the transactions. select a number (c) Journalize and post closing entries. select a number (d) Prepare financial statements. select a number (e) Journalize and post adjusting entries. select a number (f) Post to ledger accounts. select a number (g) Prepare a post-closing trial balance. select a number (h) Prepare an adjusted trial balance. select a number (i) Analyze business transactions. select a number
The listing of the steps in the accounting cycle in proper sequence is as follows:
1. (i) Analyze business transactions.
2. (b) Journalize the transactions.
3. (f) Post to ledger accounts.
4. (a) Prepare a trial balance.
5. (e) Journalize and post adjusting entries.
6. (h) Prepare an adjusted trial balance.
7. (d) Prepare financial statements.
8. (c) Journalize and post closing entries.
9. (g) Prepare a post-closing trial balance.
What is the accounting cycle?The accounting cycle is the standard process that accountants use to identify, analyze, and record accounting events of an entity.
The first step is the analysis of a business transaction to identify the accounts involved. Other steps follow sequentially as above.
Learn more about the accounting cycle at https://brainly.com/question/13408214
Use your knowledge of cost functions to calculate the missed cost data in the accompanying table.
Round your answers to two digits after the decimal.
1a. What is the total cost when producing zero units?
total cost: $
1b. What is the marginal cost for the first unit?
marginal cost: $
1c. What is the average total cost when producing three units?
average total cost: $
1d. What is the average variable cost when producing four units?
average variable cost: $
The total cost when producing zero units is $20.
The marginal cost for the first unit is $50.
The average total cost when producing three units is $65.67.
The average variable cost when producing four units is $98.
What are cost functions?Fixed cost is cost that remains constant regardless of the output produced. It remains constant regardless the level of output. An example of fixed cost is rent. Average fixed cost is fixed cost divided by total output.
Variable cost is the cost that increases with the level of output. It increases the more output is produced. An example of variable cost is wages paid to labor. the average variable cost when producing four units. Average variable cost is variable cost divided by total output.
Total cost is the sum of fixed cost and variable cost. Average total cost is total cost divided by total output.
Marginal cost is the change in total cost.
Total cost of producing zero units = fixed cost + variable cost
$20 + 0 = $20
Marginal cost of the first unit = (total cost of the first unit - total cost of the zero unit) / (2 - 1)
total cost of the first unit = (average variable cost x total output) + fixed cost
$20 + 50 = $70
Marginal cost = (70 - 20) / (2 - 1) = $50
The average total cost when producing three units = Total cost / total units
Total cost of three units = marginal cost of three units + total cost of two units
Total cost of two units = 105 + 92 = $197
The average total cost = $197 / 3 = $65.67
The average variable cost when producing four units = (412 - 20) / 4 = $98
To learn more about marginal cost, please check: https://brainly.com/question/26246533
Because of its usefulness in CVP analysis, managers generally use an income statement in which format
Answer: Contribution margin income statement
Explanation:
Kayak Company budgeted the following cash receipts (excluding cash receipts from loans received) and cash payments (excluding cash payments for loan principal and interest payments) for the first three months of next year.
Cash Receipts Cash Disbursements
January $525,000 $475,000
February 400,000 350,000
March 450,000 525,000
Kayak requires a minimum cash balance of $30,000 at each month-end. Loans taken to meet this requirement charge 1% interest per month, paid at each month-end. The interest is computed based on the beginning balance of the loan for the month. Any preliminary cash balance above $30,000 is used to repay loans at month-end. The company has a cash balance of $30,000 and a loan balance of $60,000 at January 1.
Required:
Prepare monthly cash budgets for each of the first three months of next year.
The preparation of the cash budget for the first three months of next year for Kayak Company is as follows:
Kayak Company's Cash BudgetJanuary February March
Beginning balance $30,000 $30,000 $69,294
Cash receipts 525,000 400,000 450,000
Total cash available $555,000 $430,000 $519,294
Cash disbursements (475,000) (350,000) (525,000)
Cash balance $80,000 $80,000 ($5,706)
Minimum required balance (30,0000) (30,0000) (30,000)
Loan interest (600) (106)
Cash available for loan repayment $49,400 $49,894
Beginning Loan balance (60,000) ($10,600)
Loan taken $35,706
Ending Loan balance ($10,600) $0 ($35,706)
Excess cash available $0 $39,294
Total Ending Cash $30,000 $69,294 $30,000
What is a cash budget?A cash budget is a management financial statement that shows the cash inflows (receipts) and cash outflows (payments) within a financial period. It is usually prepared in advance to help managers make important cash planning decisions.
Data and Calculations:Cash Receipts Cash Disbursements
January $525,000 $475,000
February 400,000 350,000
March 450,000 525,000
Thus, the preparation of Kayak Company's cash budget will guide the managers with cash decisions.
Learn more about preparing cash budgets at https://brainly.com/question/16346203
During the start of the financial crisis, the dollar sharply ______ against most other currencies as global investors sought a safe haven investment in ______.
depreciated; mortgage backed securities appreciated; U.S. Treasury securities
appreciated; U.S. real estate
depreciated; U.K. government securities
Answer:
D
Explanation:
Seems to be the most applicable answer.
It is possible to observe a positive nominal interest rate together with a negative real interest rate. a. True b. False
It's possible to have a positive nominal interest rate with a negative real interest rate. Therefore, it's true.
What is real interest rate?It should be noted that the real interest rate is the interest rate that has been adjusted for inflation.
The nominal interest rate hasn't been adjusted for inflation. It's possible to observe a positive nominal interest rate together with a negative real interest rate.
Learn more about interest rates on:
https://brainly.com/question/25720319
Microbiotics currently sells all of its frozen dinners cash-on-delivery but believes it can increase sales by offering supermarkets 1 month of free credit. The price per carton is $160, and the cost per carton is $95. The unit sales will increase from 1,110 cartons to 1,170 per month if credit is granted. Assume all customers pay their bills and take full advantage of any credit period offered.
Required:
If the interest rate is 1% per month, what will be the change in the firm's total monthly profits on a present value basis if credit is offered to all customers?
The change in Microbiotics' total monthly profits on a present value basis if credit is offered to all customers is $2,386.61 positive.
What is the present value?The calculation of the present value involves the discounting of the interest rate from the future cash flows.
The present value can be computed using the present value table or an online financial calculator.
Data and Calculations:Price per carton = $160
Cost per carton = $95
Profit per carton = $65 ($160 - $95)
Total profit for 1,110 cartons = $72,150 ($65 x 1,110)
Total profit for 1,170 cartons = $76,050 ($65 x 1,170)
Cost of credit = $760.50 ($76,050 x 1%)
Change in profit = $75,289.50 ($76,050 - $760.50)
Discount factor of 1% = 0.990
Present value of $75,289.50 at 1% in a month's time = $74,536.61 ($75,289.50 x 0.990)
Thus, the change in Microbiotics' total monthly profits on a present value basis if credit is offered to all customers is $2,386.61 positive ($74,536.61 - $72,150).
Learn more about present value at https://brainly.com/question/15904086
explain her commitment to a decision could assist a school Leaver to adapt to the change of entrepreneurship
Answer:
with the correct knowledge and training running their own business will become easy and will make them successful
Generally, an education helps potential entrepreneurs with cognitive skills to better evaluate and exploit entrepreneurial opportunities.
Being an entrepreneurship could help school leavers or drop out not to become an unemployment statistics because you are depending on your personal business.
In conclusion, the commitment with the existing education will allow the school leaver to adapt to the change of entrepreneurship.
Read more about entrepreneurs
brainly.com/question/26674719
Ross wants to invite his coworkers to an upcoming meeting. What tool will allow him to do this MOST efficiently?
А. an electronic calendar
B. a file sharing program
С. a time-keeping tool
D. a project management platform
Answer:
А. an electronic calendar
Explanation:
Not 100% sure, i was working on this like 2 weeks ago. I would get a 2nd opinion, i hope this helps!
How do you think entrepreneurship could help school leaners not to become an unemployment statistic
Answer:
show them how to become business owners
Being an entrepreneurship could help school leavers or drop out not to become an unemployment statistics because they are depending on your personal business.
Even without a good government job, as an entrepreneurship, one can create a self employed job on their own
In conclusion, the entrepreneurship helps school learners not to become an unemployment statistic because its allows them own their business independently.
Read more about Entrepreneurship
brainly.com/question/26674719
Zoe just opened a boutique and has recently had some issues. She has been
bringing in enough money to cover expenses from month to month, but she
keeps getting charged late fees. She has a ton of billsfrom multiple
companies both big and small. Which of the following should Zoe do to avoid
debt issues?
A. Track due dates
B. Pay automatically
C. Check for accuracy
D. Prioritize spending
Answer:
A. Track due dates.
Explanation:
Just took test