A cross-functional team is a group of people who work on different projects and share a common objective. Employees from all levels of an organization are typically included in it.
Which one of these characteristics sets teams apart from groups?
The intensity with which team members collaborate and the presence of a specific, overarching team goal or objective are the two characteristics that set teams apart from groups.
Which structure is made up of teams working on individual tasks while working toward a common objective?
Employees who work together to achieve common objectives make up project teams. You can organize work in a specific, measurable, and time-limited manner with this kind of team. Roles, responsibilities, and deadlines can be clearly defined.
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At the BMW plant in Spartanburg, South Carolina, rather than use a typical order-to-delivery process, it has suppliers deliver parts every four hours when the plant is in operation. BMW uses a(n) ______ inventory control system. Select one:
A. lead time
B. pick ticket
C. UPC
D. cross-docking
E. just-in-time (JIT)
BMW uses a just-in-time (JIT) inventory control system. Option E.
Cross-docking is when a seller ships pre-packaged goods in the quantity required for each transaction. Once the goods arrive at the distribution center the goods are moved to the staging area and shipped to the designated stores.
Distribution centers are designed to maximize efficiency in receiving processing storing and delivering goods. This means less wasted money on temporary storage out of stock or dealing with customers with late or incomplete orders. A full-line discount store is a retailer that offers a wide variety of goods, limited services, and low prices. A centralized distribution strategy aims to get the product to as many outlets as possible.
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Thelma is creating a Display campaign for her online toy store. She wants to showcase her products to parents between the ages of 25 to 34. Which option should Thelma select to best reach these users?
A. In-Market audiences
B. Custom Affinity audiences
C. Affinity audiences
D. Demographic targeting
Thelma is creating a Display campaign for her online toy store. She wants to showcase her products to parents between the ages of 25 to 34. B. Custom Affinity audiences should Thelma select to best reach these users.
What sort of targeting ought to be applied in the display campaign?When you wish to limit the audiences or the content that your ad group appears on, use the "Targeting" feature in your ad groups or campaigns. "Observation": Using this setting has no impact on the reach of your campaign or ad group.
You can use differentiated marketing, concentrated marketing, or undifferentiated marketing as your target market strategies. Discover the distinctions and choose the best plan for your company.
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Suppose that JB Cos. has a capital structure of 78 percent equity, 22 percent debt, and that its before-tax cost of debt is 12 percent while its cost of equity is 16 percent. Assume the appropriate weighted-average tax rate is 21 percent and JB estimates that they can make full use of the interest tax shield.
What will be JB’s WACC?
Answer:
GIVEN:
We (weight of equity) = 0.78
ke (cost of equity) = 16% or 0.16
Wd (weight of debt) = .0.22
kd (cost of debt) = 0.12
t (tax rate) = 0.21
WACC = [(We x ke) + (Wd x kd) (1-t)]
WACC = [(0.78)(0.16) + (0.22)(0.12) (1-0.21)
]
= [0.1248 + (0.22 * 0.12 * 0.79)]
= 0.1248 + 0.0208= 0.1456
= 14.56%
Explanation: Referred to the solution above.
surveys show over three quarters of the population are happy with their job and career choices.
In America, 45% of employees report being very content or satisfied with their occupations.
What profession has the easiest job?Serving customers and working as a cashier are two of the three professions that are the most accessible. The all of the aforementioned occupations require exceptional customer service and communication skills. Since it's important to remember that someone else's idea of an easy activity may be different from yours, find a job that satisfies your requirements.
What job is the most stressful?Enlisted military personnel, paramedics, airline pilots, plus cops are also the three most stressful jobs for the third straight year, according to CareerCast's annual Least Mentally taxing Jobs poll.
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An investment will pay $20,900 at the end of next year for an investment of $20,000 at the start of the year. If the bank offers an interest of 2.5% over the same period. What is the next value of the decision to proceed with the investment in terms of dollars today?
Yes, as the investment will provide $400 more in returns in a year than saving the money in a bank.
What is an investment ?A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilize it as a source of immediate consumption, but rather as a tool for future wealth creation.
Investment: 20,000 > 20,900
Bank (FV equation)- 20,000 * 1.025 = 20,500
Value- 20900 - 20500 = 400
Yes, as the investment will provide $400 more in returns in a year than saving the money in a bank.
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Yes, because the investment will yield $82,840 more than putting the money in the bank.
Thus, the correct option is D.
What is an investment?An investment is another word for investment, particularly when referring to financial investments. Investors desire to increase or raise their investment in this asset.
The production of items utilized in the production of other things is referred to by economists as investment. This definition deviates from the common usage, which considers buying stocks or bonds (see stock market) to be investments. Investment typically comes from giving up consumption.
Investment increases the capital stock, and the amount of capital that is accessible to an economy is a key factor in determining its productivity. Investment supports economic expansion in this way.
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Instead of setting up a business to market her own products, Rita considers entering into a distributorship franchise with Sports Equipment Corporation. This involves the transfer of
a. a license.
b. a trade name.
c. the formula to make a certain product.
d. the ownership of the business.
Instead of setting up a business to market her own products, Rita considers entering into a distributorship franchise with Sports Equipment Corporation. This involves the transfer of a license. (Option A)
What is meant by license transfer?Any sale, lease, sublease, rental, hypothecation, conveyance, assignment, or similar transaction in which a financial or ownership interest in a license issued under the terms of this chapter, or in a communications system for which a license has been issued under those terms, is transferred is referred to as a license transfer.
What does franchise licensing entail?In essence, licensing is when you enable someone else to sell your items, whereas franchising is when you allow someone to replicate your firm in another location. You will be paid a fee in both licensing and franchising from the person who replicates your business or sells your goods.
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a company has preferred stock that can be sold for $21.25 per share. the preferred stock pays an annual dividend of 3.5% based on a par value of $100. flotation costs associated with the sale of preferred stock equal $1.25 per share. the company's marginal tax rate is 35%. therefore, the cost of preferred stock is
A company has preferred stock that can be sold for $21 per share. The preferred stock pays an annual dividend of 3.5% based on a par value of $100. Flotation costs associated with the sale of preferred stock equal $1.25 per share. The company's marginal tax rate is 35%. Therefore, the cost of preferred stock is 17.72%.
What is flotation cost?When a corporation issues new shares, it must pay fees known as flotation expenses. New equity is more expensive than existing equity due to flotation costs. Analysts contend that in order to avoid permanently overestimating the cost of capital, flotation costs should be subtracted from future cash flows as a one-time charge. The overall expense a firm incurs while selling its securities to the general public is known as the flotation cost. It results from costs including registration, legal, and underwriting fees. Legal fees, certificate printing fees, registration fees, stock exchange listing fees, and underwriting fees are some of the expenses related to flotation.
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Select all that applyIdentify what is needed to calculate the PE ratio.a. Average stockholders' equityb. Common stock dividends declaredc. Earnings per shared. Stock pricee. Return on equityAnswer:c. Earnings per shared. Stock price
Earnings per shared and stock price are needed to calculate the PE ratio.
What does the PE ratio measure?The price-to-earnings ratio (PE ratio) calculates how much money investors are ready to part with for every dollar in earnings per share. Increased PE ratios typically signify that investors are betting on continued growth and are driving up share prices ahead of the performance.
The price-to-earnings (P/E) ratio is a metric used to determine the value of a company by comparing its current share price to its earnings per share. In addition to indicating whether a company's stock price is overvalued or undervalued, the P/E ratio can demonstrate how a firm's valuation measures up to that of its sector. It is the correlation between an organization's stock price and earnings per share (EPS).
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financial intermediaries, such as commerical abkns, hrelp borrowers particulary small borrowers,, by proviing information to evalate finicanil investments
giving access to financing that would not otherwise be possible. Financial intermediaries, like commercial banks, assist borrowers, especially small borrowers.
Is buying Bitcoin a good investment?
Bitcoin, the most valuable cryptocurrency in terms of market value, is a risky and unstable investment. Only if you have a high degree of risk tolerance, strong financial position, and the capacity to withstand any potential losses, should you give it some thought.
In 2022, is Bitcoin a wise investment?
On whether bitcoin has bottomed out yet, experts are divided. Some claim it has already happened, while others predict a drop to $10,000 for bitcoin in 2022. Because of this volatility, experts advise restricting your initial cryptocurrency investments to less than 5% of your whole portfolio.
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hich of the following best describes this strategy? smart transportation preserving large blocks of natural open space creating mixed-use neighborhoods which of the following is a benefit to this strategy? discourages car use and, thus, decreases air pollution helps absorb greenhouse gases from the atmosphere less likely to attract people of different ages, classes, cultures, and races
Burning fossil fuels reduces the amount of water vapor (H2O) in the atmosphere and raises CO2 levels, two factors that have an impact on the amount of greenhouse gases in the atmosphere.
Which five primary greenhouse gases are there?
The primary gases that cause the greenhouse effect are fluorinated gases, as well as naturally occurring gases such carbon dioxide, methane, nitrous oxide, and water vapor (which are synthetic).
Which greenhouse gas poses the greatest risk?
Despite only existing in the atmosphere for around ten years as opposed to CO2's several centuries, methane is a much more potent greenhouse gas. Any short-term improvements we achieve in lowering CO2 emissions could simply be reversed if methane levels in the atmosphere continue to climb.
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Companies must continue to grow and seek out opportunities in order to sustain business. Total organizational change affects the thinking and behavior of everyone in the organization. It can enhance the organization's culture and success, and can be sustained over time.
Change is unpredictable and constant. Managing change is a fluid process with many variables impacting change; a shift in the economy, competitors entering or leaving the industry or the community, and emerging markets all require a company to change. Because companies introduce new changes constantly, getting employees to commit to changes can be challenging but is necessary for successful change. Management must question and carefully select those changes worth undertaking. Additionally, in order to minimize employees' resistance to change, management must outline how the change will benefit the company and its employees and then clearly communicate the benefits thoroughly, honestly, and frequently.
The option of orders to sustain business are, Anchoring new approaches in culture; Generating short-term wins; Creating the guiding coalition; Establishing a sense of urgency; Consolidating gains and producing more change; broad-based action; Communicating the change vision; Developing a vision and strategy.
What is a business?
The activity of running a business involves creating, purchasing, and reselling commodities in order to support one's lifestyle (such as goods and services). Furthermore, it refers to "any activity or enterprise undertaken for profit." The owner of the business is responsible and liable for any obligations made by the business since despite having a business name, they are one and the same. If the company accrues debts, the creditors may seize the owner's personal property. Corporate tax rates cannot be applied to a firm structure. All profits earned by the business are subject to personal taxation by the owner. The phrase is frequently used informally to refer to a business, such as a corporation or cooperative. However, attorneys and public officials do not use it in this way. Unlike sole proprietorships and partnerships, corporations are a distinct legal organisation that offers limited responsibility to its owners/members and is subject to corporate tax rates. Although establishing a company is more difficult and expensive, the owners/members are better protected and receive more benefits.
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Companies must continue to grow and seek out opportunities in order to sustain business. Total organizational change affects the thinking and behavior of everyone in the organization. It can enhance the organization's culture and success, and can be sustained over time.
Change is unpredictable and constant. Managing change is a fluid process with many variables impacting change; a shift in the economy, competitors entering or leaving the industry or the community, and emerging markets all require a company to change. Because companies introduce new changes constantly, getting employees to commit to changes can be challenging but is necessary for successful change. Management must question and carefully select those changes worth undertaking. Additionally, in order to minimize employees' resistance to change, management must outline how the change will benefit the company and its employees and then clearly communicate the benefits thoroughly, honestly, and frequently.
the calculates the reward to risk trade-off by dividing the average portfolio excess return by the portfolio beta. the calculates the reward to risk trade-off by dividing the average portfolio excess return by the portfolio beta. treynor measure jensen's measure information ratio sharpe measure
The Treynor measure calculates the reward to risk trade-off by dividing the average portfolio excess return by the portfolio beta.
What Is the Treynor Index? The excess return per unit of risk in a portfolio is examined by the Treynor Index to determine the risk-adjusted performance of that portfolio. Excess return in the context of the Treynor Index refers to the return that was obtained over and above the return that would have been possible from a risk-free investment.The Treynor ratio investigates the extra return produced for each unit of risk in a portfolio, whereas the Sharpe ratio aids investors in understanding an investment's return in relation to its risk.Because it indicates more returns for each unit of risk, a higher Treynor ratio is preferred. Additionally, it indicates that the asset or portfolio of assets has performed better than may have been predicted given the degree of risk assumed.Learn more about Treynor Index refer to :
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Which cause is correctly related to the rise or fall of the unemployment rate?
Raising the minimum wage means businesses hire fewer workers, increasing the
unemployment rate.
More foreign companies seek to employ Americans, decreasing the
unemployment rate.
More people are needed to operate new technologies, increasing the
unemployment rate.
The economy increasingly improves following natural cycles, decreasing the
unemployment rate.
Answer: Raising the minimum wage means businesses hire fewer workers, increasing the unemployment rate.
Explanation: I took the test.
Businesses recruit fewer workers as a result of minimum wage increases, which raises the unemployment rate. In conclusion, choice (A) is the right reaction.
What is the unemployment rate?The proportion of the working population without a job is known as the unemployment rate. It is a lagging indicator, thus rather than predicting changes in economic conditions, it typically rises or decreases as a result of them.
The unemployment rate is likely to increase if the economy is weak and there are few available jobs. It is predicted to decline when the economy is expanding healthily and there is plenty of employment available.
The unemployment rate is the percentage of the labor force that is not actively working but could be.
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Cash-to-cash conversion cycle is the average time to convert a dollar spent to acquire raw materials into a dollar collected for a finished good. a. True b. False
The true cash-to-cash conversion cycle is the typical amount of time it takes to transform a dollar spent on acquiring raw materials into a dollar collected for a finished product.
What exactly is the CCC, or cash conversion cycle,?Cycle of Cash Conversion. refers to the typical amount of time it takes for cash to be sent via payment. of raw materials and for the entry of cash through the collection of. receivables.
Which kind of inventory has been ordered but is currently in transit?A shipping term for finished goods that have been shipped by a seller but have not yet reached the buyer is inventory in transit, also known as transit inventory, transportation inventory, or pipeline inventory.
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The ________ concept specifically focuses on the future welfare of customers, but not on future company needs.
A) societal marketing
B) strategic planning
C) sustainable marketing
D) marketing
E) selling
A
The societal marketing concept specifically focuses on the future welfare of customers, but not on future company needs. The appropriate response is option A.
What is societal marketing ?According to the marketing principle known as "societal responsibility of marketing," a business should also take into account the long-term interests of society when making marketing decisions.
Marketing that has a social component or incorporates non-economic factors is known as "societal marketing." Societal marketing "cares for the long-term interests of society." It is about "the immediate advantages for the organization and the subsequent advantages for the community."
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Suppose the market for money, drawn with the value of money on the vertical axis and the quantity of money on the horizontal axis, is in equilibrium. A decrease in the money supply creates an excess Group of answer choices
supply of money that is eliminated by rising prices.
supply of money that is eliminated by falling prices.
demand for money that is eliminated by falling prices.
demand for money that is eliminated by rising prices.
A decrease in the money supply creates an excess- demand for money that is eliminated by falling prices.
What is Money supply?The total amount of money in circulation at a given time is the money supply in an economy. Cash and its substitutes, such as coins, bills, and bank deposits, are examples of this. It is an important idea that has a big impact on a nation's finances and economy.
Measurements of Money supply1.The M1 money supply, sometimes known as "narrow money," consists of M0 and other extremely liquid bank deposits.
2.M1 plus marketable securities and less liquid deposits make up the M2 money supply, which is arguably the most widely used indicator.
3.M3 money supply, also referred to as "wide money," is made up of money market funds such as mutual funds, repurchase agreements, commercial papers, and other similar instruments.
4.M3 and all other least liquid assets, which are typically held outside of commercial banks, make up the M4 money supply.
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The Forest Organization successfully manages its prices by creating a pricing infrastructure within the company. Forest managers feel that creating the right pricing strategy is important. The Forest Organization does all of the following EXCEPT _______.
use traditional tools and systems to maintain current pricing decisions
The Forest Organization successfully manages its prices by creating a pricing infrastructure within the company. Forest managers feel that creating the right pricing strategy is important. The Forest Organization does all of the following EXCEPT use traditional tools and systems to maintain current pricing decisions.
What is the Forest organization?Forest Organization is the systematic classification and structuring of forest lands with a view to routine management.
Forest organization's objectives:Large tracts of forest make up the area's substantial size. The area could occasionally reach 50,000 hectares. It is necessary to divide up a space this size. This suggests that the division of the land into smaller pieces is the goal of forest organization.It is inevitable for a forest area to be divided since different places may have varying productive capacities.Forest areas need to be organized because they are spread out and subject to different social pressures.Read more on Forest organization here:https://brainly.com/question/13218439
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The Tudor Henry VII of England won broad, popular support byrestricting the wages of the working classes.reforming the church.lowering taxes and subsidizing the wool industry.promoting peace and social order at the local level.Answer: promoting peace and social order at the local level.
promoting peace and social order at the local level.
What is the role of the Church in promoting peace and order?Production methods that depend on the land and water are considered systems at risk.
Agricultural productivity is limited by the amount of resources available.
when their ability to satisfy both present and future needs has reached its limit extremely in danger. The presence of constraints could make them worse.
social and economic constraints, unsustainable agricultural methods
climate change's effects, too. Institutions in charge of land and water have not adapted to the increasing severity of
the growth of agriculture, the interconnectedness that is escalating, and
water and land resources are under competition. far more flexible and cooperative to successfully address the shortage of natural resources, institutions are required.obtainable markets.It is necessary to critically examine the current agricultural production patterns. Several water and land systems are currently at risk of degrading gradually because of their efficient.
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1.28/1.6 points awarded item scored show my answersitem 1 for each of the following depreciable assets, determine the missing amount. abbreviations for depreciation methods are sl for straight-line and ddb for double-declining-balance. note: do not round intermediate calculations. round your final answers to nearest whole dollar.
Based on the depreciation method, the complete table should be:
Asset Cost Residual Service Life Depreciation Depreciation
Value (Years) Method (Year 2)
A $138,000 $33,000 5 DDB $42,000
B $66,000 $19,600 8 SL $5,800
C $91,000 $7,000 7 SL $12000
D $256,000 $23,000 10 SL $23,300
E $213,000 $33,000 8 DDB $45,000
Please refer to the attached table below for the original table.
Straight-line is a depreciaiton method that reduced the value of an asset with a fixed value over period of time.
Double-Declining Balance (DDB) is a depreciation methods with accelerated depreciation that counts an expense more rapidly compared to straight-line method. DDB has double the straight-line method depreciation value.
From the table, we have 5 different missing informations. Let's discuss every case we have.
Asset ABased on the DDB, we have to find the depreciation percentage for the asset.
DDB % = (100% : 5 years) x 2 = 40%
Depreciation (year 2) = $42,000 --> 40% of total depreciation
Total depreciation after 5 years = (100% 40%) x $42,000
Total depreciation = $105,000
Cost = Total depreciation + Residual value
Cost = $105,000 + $33,000
Cost = $138,000
Depreciation Method = SL
Total depreciation = 8 years x $5,800
Total depreciation = $46,400
Cost = Totl depreciation - Residual value
$66,000 = $46,400 - Residual value
Residual value = $19,600
Asset CDepreciation method = SL
Cost = Total depreciation - Residual value
$91,000 = Total depreciation - $7,000
Total depreciation = $84,000
Service life = Total depreciation / annual depreciation
Service life = $84,000 : $12,000
Service life = 7 years
Asset DCost = Total depreciation - Residual value
$256,000 = Total depreciation - $23,000
Total depreciation = $233,300
Service life = Total depreciation : Annual depreciation
Service life = $233,000 - $23,300
Service life = 10 years
Depreciation method= SL
Asset EDepreciation method = DDB
Service life = 8
DDB % = (100% : 8 years) x 2 = 25%
Cost = Total depreciation - Residual value
$213,000 = Total depreciation - $33,000
Total depreciation = $180,000
Annual depreciation = 25% x $180,000
Annual depreciation = $45,000
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Select one of the following statements that best reflects the relationship between the operating cycle and the cash conversion cycle: A. The cash conversion cycle includes the operating cycle and the number of days related to the purchase of inventory B. The two cycles will always match. C. A mismatch between the two cycles indicates the company is headed for bankruptcy. D. The operating cycle reflects how long it takes to sell Inventory.
The cash conversion cycle includes the operating cycle and the number of days related to the purchase of inventory .
What is cash conversion cycle?
When it comes to management accounting, the Cash conversion cycle calculates how long a company will be without cash if it increases its inventory investment to boost customer sales. It serves as a gauge for the liquidity risk that growth poses.
The relationship between operating cycle and cash conversion cycle can be explained by the following formulas.
Operating cycle = Days in inventory + Days in receivables
Cash conversion cycle = Days in inventory + Days in receivables - Days in payable
*On the basis of above formulas, we can say that the cash conversion cycle includes operating cycle (days in inventory + days in receivables) and days related to inventory purchase (days in payable).
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The predetermined overhead rate is
a.equal to the amount of fixed cost estimated at the end of the accounting period divided by the actual number of units produced.
b.equal to the amount of fixed cost estimated at the beginning of the accounting period divided by the number of units a company estimates it will produce at the beginning of the accounting period.
c.equal to the amount of fixed cost estimated at the end of the accounting period divided by the number of units a company estimates it will produce at the beginning of the accounting period.
d.equal to the amount of fixed cost estimated at the beginning of the accounting period divided by the actual number of units produced.
The fixed overhead cost estimated at the start of the accounting period divided by the number of units a firm anticipates producing during the accounting period ($50,600 10,000 units = $5.06 per unit) is the predefined overhead rate.
What is an overhead rate?
A company's overhead rate is its cost of just remaining in business, not of delivering a good or service, divided by some other metric (or allocation measure). All costs shown on the company's revenue statement that aren't directly related to producing a good or service are included in the overhead of the company.
The overhead rate is the proportion of a company's overhead, like as its rent and other administrative expenditures, to its direct costs, sales, or other inputs, such the number of hours a machine works. It gives business owners and managers a comparison of indirect expenses to, say, their direct production costs or total sales.
You begin by tallying up all of your company's indirect expenditures to get the overhead rate. These expenses, which include items like rent, utilities, office supplies, and pay for administrative employees, are not directly related to a particular activity or product line. With the right small company accounting software, you can complete all of these tasks quite quickly, but you should be aware of how the system works before attempting them on your own.
After adding up all indirect expenses, a measure of allocation is used to split the total. The entire revenues of the firm, the costs that are specifically attributable to certain activities or product lines, or any other metric may be used to calculate this.
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The predetermined overhead rate is
a.equal to the amount of fixed cost estimated at the end of the accounting period divided by the actual number of units produced.
b.equal to the amount of fixed cost estimated at the beginning of the accounting period divided by the number of units a company estimates it will produce at the beginning of the accounting period.
c.equal to the amount of fixed cost estimated at the end of the accounting period divided by the number of units a company estimates it will produce at the beginning of the accounting period.
d.equal to the amount of fixed cost estimated at the beginning of the accounting period divided by the actual number of units produced.
Many contemporary companies are seeking connectors to assist with their public relations efforts. Connectors are people who:
A. are hired by companies to spread goodwill about their brand and their products.
B. are paid to go door-to-door to offer samples and product information.
C. like to share new information with their large social networks.
D. act as intermediaries and sell products to consumers at competitive prices.
Connectors are people who like to share new information with their large social networks.
What does "company" mean?The word "company" in English derives from the Old French phrase "compagnie," which was first used in the Salic code and meant "one who eats bread with you." It was first used in 1150 to refer to a "society, friendship, intimacy, or group of troops."
What distinguishes a firm from a business?A company is completely liable. This implies that creditors may bring personal claims against owners. A business, on the other hand, is only partially liable. Directors or shareholders are not personally liable if it is sued by creditors.
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Question
Which term is incorrectly matched with a definition?
Responses
sample size – the number of people polled
random sampling – using part of the population to measure the whole population
exit poll – a pool taken at a voting place
straw polling – using a sample that does not match the population
The one incorrectly matched is straw polling---- Use samples that are not representative of the population.
A straw vote is the process of seeking public opinion on a particular issue, but in an informal ballot. Although straw surveys are informal, the samples we use always match the official survey population.
What is straw voting?Non-scientific polls used to measure public opinion on various issues and policies. sample. A subset of the total population selected for study for the purpose of predicting or inferring opinions. A straw vote, straw ballot, or straw vote is an ad-hoc or informal vote.
Used to indicate public opinion on a particular issue, it helps politicians know the majority's opinion and decide what to say to win the vote, allows interaction between the groups.
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create an amortization schedule for this loan on scratch paper. use amounts from the amortization schedule to record each installment payment.
A table produced by an amortisation calculator that lists each periodic payment made on an amortising loan is called an amortisation schedule.
What Is an Amortization Schedule?Loans that amortise over time have level payment amounts, but the amounts of interest and principal that go into each payment vary. A traditional mortgage is the best example of this kind of financing.
The principle and interest that make up each level payment until the loan is fully repaid at the end of its term are displayed on a loan amortisation schedule, which is the entire table of periodic loan payments.
In the early portion of the schedule, the majority of each payment goes toward paying interest; in the latter part of the schedule, the majority of each payment goes toward paying down the principal balance of the loan.
As a result, it is possible to quickly determine the loan's cost as well as how much principal and interest will be due during its period.
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labor historians generally consider the knights of labor (k of l), established in 1869, as the first truly national trade union. True or False ?
True. Labor historians generally consider the Knights of Labor (K of L), established in 1869, as the first truly national trade union.
What is the Knights of Labor?
In Philadelphia in 1869, a group of tailors formed the Knights of Labor. From the mid- to late-1800s, it expanded in size and significance during the early stages of the American labor movement, and it was crucial to the success of the Great Railroad Strike of 1877.
On Thanksgiving Day 1869 in Philadelphia, Uriah S. Stephens, a progenitor of early Quaker settlers in New Jersey, established the Knights of Labor. Stephens was forced to serve as an indentured servant in order to receive free training as an apprentice mechanic after his family lost everything in the late 1830s financial panic and depression.
But during the next ten years, the Knights grew throughout the country, drawing people from many industries.
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a tax is regressive if the: group of answer choices average tax rate decreases as income increases. marginal tax rate increases as income increases. dollar amount paid in taxes increases as income increases. tax hurts the rich more than the poor. g
A tax is regressive if the marginal tax rate increases as income increases.
The marginal tax rate is the rate of tax in which the person pays the tax extra on the extra income or salary like incentives of salary at the end of the month.
The regressive tax hurts the person who have lower income and tax bigger amount of their income. It is called the regressive of the tax.
The tax rate is the tax burden on the individual like employee, business owner etc. On the other hand, marginal tax rate is the tax on the incentives or extra earning of money.
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informational sites like wikipedia.org, crunchbase, and publicrecords are held responsible for libelous or inaccurate comments on their sites posted by others will often create profiles about a business are likely the first places negative content is posted online all of the above
Informational sites like Wikipedia create profiles about a business and are likely the first locations poor content is posted online all of the above are every now and then called banner advertisements.
A banner, or advert, is a form of online advertising delivered by means of an advert server, like commercials or Microsoft advertisements.
Banners are innovative rectangular ads that are shown alongside the top, aspect, or bottom of a website in hopes that it's going to drive visitors to the advertiser's proprietary online.
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Peer review examples
Peer review is the practice of assessing contributions to a journal for academic purposes. A group of reviewers in the same field determines whether to approve each manuscript for publication using specific criteria.
Example of peer review.Peer review on influence of phone use on sleep :
According to studies, kids in the US sleep less now than they did ten years ago (Johnson, 2019). In 2021, youths slept for an average of 6 hours per night, down from 8 hours in 2011. Increased worry, altered diets, and increased phone use are just a few of the possible factors mentioned by Johnson. The new study focuses on the impact that using a phone before bed has on how many hours of sleep teens obtain.
Using social media sites, a sample of 300 teenagers was gathered for this study. Each kid was given permission to use their phone normally for the first week in order to establish a baseline.
Dividing the samples into 3 groups :
1. Group 1 of which was prohibited from using their phones before night.
2. Before going to bed, Group 2 spent an hour on their phones.
3. Before going to bed, Group 3 utilized their phones for three hours.
To account for differences in participants' bedtimes, we encouraged everyone to retire at 10 p.m. Their Fitbit indicated how many hours of sleep they had gotten in the morning. For a week, they independently tracked these data.
Both Group 1 and Group 2 and Group 1 and Group 3 were compared using two separate T tests. The results of the first t test indicated that there was no difference between Groups 1 and 2 in terms of the number of hours worked (M = 7.8, SD = 0.6, and p >.05). The average difference between Group 1 (M = 7.8, SD = 0.6) and Group 3 (M = 6.1, SD = 1.5) was significantly different (p .01) according to the results of the second t test.
According to this, teens who use their phones for more than an hour before bedtime get less sleep than those who use them for 0 to 1 hours.
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division of wyatt oil asset beta next period's expected free cash flow ($mm) expected growth rate oil exploration 1.4 450 4.0% oil refining 1.1 525 2.5% gas The risk-free rate of interest is 3% and the market risk premium is 5%.1) Which is the cost of capital for the oil exploration division closest to?A) 6.0%B) 7.0%C) 8.5%D) 10.0%
The cost of capital for the oil exploration division closest to 10%.
Option D is correct.
Calculating the problem:cost of capital = risk free rate + beta × market risk premium
= 3% + 1.4 × 5%
= 10%
What is capital cost?
The cost of capital is the minimum rate of return or profit a business must generate before it can create value. It is calculated by the company's accounting department to determine whether the financial risk and investment is justified.
How do you calculate your cost of capital?Find the difference between market returns and risk-free returns. This difference is multiplied by beta, which measures market volatility. Add this product to the risk-free interest rate. The total is the cost of capital.
Why is it important to determine the cost of capital?In addition, investors use cost of capital as one of the financial metrics they consider when evaluating a company as a potential investment destination. The cost of capital figures are also important. This is because it is used as the discount rate for the firm's free cash flow in the DCF analysis model.
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in the united states, food insecurity is caused by the lack of enough food produced to feed all the people who live in poverty. T/F
In the U.S., food insecurity is caused by the lack of enough food produced to feed all the individuals who live in poverty. This statement is false.
The USDA describes food insecurity as a lack of consistent access to enough food for every individual in a household to live an active, healthy life. This can be a temporary circumstance for a family or can last a long time. Food insecurity is one way to measure how many people cannot afford food.
In the U.S. more than 34 million people experience food insecurity. The reason for this is not that there exists a lack of enough food production rather in the U.S food security is a result of people do not have adequate access to food resources.
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