Variance and covariance are used in probability to determine the spread and relationship between variables
The variance of stock S is 0.1156The variance of stock B is 0.0625The covariance of the stocks is 127.5How to determine the variance of the stocksThe variance of stock S is calculated as
[tex]\sigma^2_s = (34\%) * (34\%)[/tex]
[tex]\sigma^2_s = 0.1156[/tex]
The variance of stock B is:
[tex]\sigma^2_b = (25\%) * (25\%)[/tex]
[tex]\sigma^2_b = 0.0625[/tex]
The covariance of the stocksThis is calculated as:
[tex]Cov = r(s,b) * \sigma_s * \sigma_b[/tex]
So, we have:
[tex]Cov = 0.15 * 34 * 25[/tex]
[tex]Cov = 127.5[/tex]
Hence, the covariance of the stocks is 127.5
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The Balance Sheet Identity is:
A. The value of the Owners Equity
B. The same as the Net Working
C. Capital The Sum of all assets minus the liabilities
D. Assets=Liabilities Owners Equity
E. Assets Liabilities = OwnersEquity
Answer: D
Explanation: Assets = Liabilities + Owners Equity
After successfully rehabbing the Peace Cross and beautifying the area around it, Brady and Roger received an influx of business inquiries. New customer calls came in for them to build, renovate and make beautiful spaces. With each new customer, contracts were required. One day a new client came in to inquire about the building of a state of the art castle. It was an unusual request, but Roger felt they could meet the customer's goals. Their business is based in Pocomoke City, Maryland, which is about 20 minutes from the client's prospective home.
The customer's name is Elsa Winters. She lives in Loveville, Maryland. But, she wants Brady and Roger of Old Time Restorations to build her a castle in Arendelle, Maryland. She wants the castle to resemble ice. Obviously, ice would melt in Maryland summers, but she has a vision of floor to ceiling windows that shimmer in the sun. She wants the castle built in the mountains, overlooking the Chesapeake Bay. Assume that all permits, engineering studies, and licenses have been approved. The plans for the castle are complete. She wants the house to be a deep blue on the outside, filled with ship lap, lots of windows, and solar lights. She wants white and blue to be the interior colors. She wants radiant heat floor heating, water sourced from the bay, an indoor pool, and an indoor herb garden. She also wants a room that is sound proof with marble flooring so she can work on her ice making skills without bothering other people in the castle. Of particular importance, she wants a large white cross in the center of her ballroom. She says it needs to look like the Peace Cross because she had family members who served in that war. It is important that her parents' names are engraved on the cross. Roger and Brady are confident that they can make this cross happen because of their recent renovation and repair of the cross.
The jurisdiction is Maryland. The project must be completed in 9 months. The complete price for the project is $2.5 million. The contract date is December 13, 2019 and completion must be made by September 13, 2020. For each day that the project is not completed, $1,000.00 is reduced from the contract. It doesn't matter if weather, delivery or technology prevents completion. However, an act of God would not cause this clause to kick in. Time is of the essence because Elsa's sister, Anna, is marrying her beloved Sven and the new castle will be the venue. Any customizations or changes to Elsa's wishes must be put in writing. If there is any dispute, the parties have agreed to use binding arbitration.
This Agreement is made between ____________________ ("Client") with a principal place of business at __________________ and _______________ ("Contractor"), with a principal place of business at ____________________________.
This Agreement is made between _Elsa Winter_ ("Client") with a principal place of business at _Loveville, Maryland__ and _Old Time Restorations_ ("Contractor"), with a principal place of business at __Pocomoke City, Maryland__.
The above is an example of a legally enforceable and valid contract.
What is a contract?A contract is a legally enforceable agreement, usually between two or more parties, that creates, defines, and governs the mutual rights and obligations among the contracting parties.
A valid enforceable contract must meet these conditions:
OfferAcceptanceMeeting of the MindsConsiderationCapacityLegality.Thus, the agreement is between Elsa Winter as the client and Old Time Restorations with both principal office and residence in Maryland.
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Respond to the following in a minimum of 175 words: Most schools and businesses require some standard style of documentation for written reports. Discuss why that might be. What disadvantages, if any, might there be to insisting that all reports conform to a certain style?
I believe that most schools and businesses require the knowledge of standard styles of documentations, because it plays as an extremely important role in communication. In grade school we all learn the basics of writing in English courses. There’s a difference in styles and expectations when it comes to college level writing. The type of writing I’ve been required to complete APA style most college courses go by this template. With following proper guidelines with APA there’s certain grammatical punctuation needed, citations, references, which type of paper is being written ( ex:argumentative) . There’s usually a minimum word count to be met. Being able to write and produce good documents also show the intelligence of how well the information given to you is reciprocated. How well you can share information off to others. Some disadvantages would be the time it takes to make sure the guideline are being met. Creating rough drafts, doing research, and etc. Some people may only be familiar with certain types of writing styles and not open to creating things a different way. Being that’s what they’re used to.
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The reason most schools and businesses require some form of standard formate is to be precise and clear for the reader. When filing government documents, they are formatted in certain ways for filing and researching all the important information. When using these formats, the writer needs to be aware of everything on the page. This includes font style, font size, margins, letter head and references. The reference page was designed to make it as easy as possible for the person reviewing the paper to find all the sources without issues and for fact checking. With these different formats it provides the students practice for entering into the career world. It also builds professionalism and credibility when they are able to properly site the references used.
The disadvantage of using these different formats is that they follow very strict guild lines. If you were to turn in a paper for college missing one or several thing; you can be docked points off your grade. There are also many things that can be missed and are very specific that if the right person was looking at it could find them in a matter of minutes. It's also discouraging for inexperienced student who haven't used it before to use because they feel like they're going to make a mistake throughout the entire paper. I definitely feel this way when writing any important documents for school or work.
The reason most schools and businesses require the same style for written reports is for, precision, accuracy, and making the reports clear for the person reading.
What is a writing style?This is the style that has been adopted by a given organization or faculty in how to present their scholarly works and other forms of literature.
The different types are
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True or False: The actual cash value of the plan is subject to change based on annual market rates of return.
It should be noted that actual cash value of the plan is subject to change based on annual market rates of return.
What is Actual cash value?Actual cash value can be regarded as the subtraction of replacement cost from depreciation of a damaged or stolen property.
However, actual value for a sold property is usually less than what it would cost to replace it and it subject to change based on annual market rates of return.
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You are repairing an HP notebook that uses several types of electronic repair tapes. What should you be sure to do when servicing products that use adhesives and tapes? Select the correct response.
The thing to do when making a repair of a HP notebook with several types of electronic repair is to:
Replace the tape if it does not provide adequate adhesion. What is Laptop Repair?This refers to the diagnosis and the solution to a laptop or PC problem using a set of tools.
With this in mind, we can see that when making a repair of a HP notebook which has electronic repair tapes, we would have to replace the tape if it does not provide adequate adhesion with the tapes.
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Powers Company reported net sales of $1,360,000, average Accounts Receivable, net of $62,500, and net income of $57,825. The accounts receivable turnover ratio is:
Answer: 21.8
Explanation:
The formula for this is: net credit sales / average accounts receivable.
When looking at the question you can see that
Net Sales = 1,360,000
Average accounts receivables = 62,600
Therefore you need to do 1,360,000/62500 which is equal to 21.76
After rounding, it will be 21.8
Shawn has $2,500 invested at a guaranteed rate of 4.35 percent, compounded annually. What will his investment be worth after five years
Based on the information given his investment be worth after five years is: $3,093.16.
Future valueUsing this formula
FV (5) =Principal×(1+Rate)^ Time
Where:
Principal=$2,500
Rate=4.35%
Time=5 years
Let plug in the formula
FV (5) = $2,500 x( 1+.0435)^5
FV (5) = $2,500 x( 1.0435)^5
FV (5) = $3,093.16
Inconclusion his investment be worth after five years is: $3,093.16.
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What is the correct ICD-10-CM code for Myasthenia gravis in crisis ?
Answer:
01 is a billable ICD code used to specify a diagnosis of myasthenia gravis with (acute) exacerbation ? G70. 01.
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Rene is a new Processing Technician. You are explaining where she would find specific information in the EHR for her various work duties. Since one of her areas is R-ADT productivity, she will have access to the MPI and DSS but not the CIS. Identify the function that does not fall under the CIS.
Group of answer choices
A. Quality improvement
B. surgery
C. nursing
D. pharmacy
The function that does not fall under the CIS or Clinical Information System for the new Processing Technician focused on R-ADT productivity is C. nursing.
What is nursing?Nursing involves all the healthcare activities of nurses in the promotion of health, prevention of illness, and the care of ill, disabled, and dying patients.
Nursing also promotes a safe environment, conducts research, participates in shaping health policy and patient and health systems management, and education.
On the other hand, R-ADT productivity deals with the recording, admission, discharge, and transfer activities in the clinical information system.
Thus, the function that does not fall under the CIS or Clinical Information System is C. nursing.
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Synopsis of money banking and financial markets fourth edition.
Codes of ethics:
Group of answer choices
deal only with the employees’ relationships with customers and with no other group
contain common ethical dilemmas and provide the appropriate resolutions to employees
are typically informal information about how to recognize and deal with ethical problems
deal only with external ethical issues and not with internal issues
may be influential in determining a person’s decision-making behavior
It should be noted that codes of ethics are typically informal information about how to recognize and deal with ethical problems.
What are ethics?Ethics can be regarded as the rules that is required to be followed by the employee as well as the members of the organization in their profession.
Therefore, codes of ethics are typically informal information about how to recognize and deal with ethical problems.
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Answer: may be influential in determining a person’s decision-making behavior
Explanation: Thats's the correct answer on the test or quiz. The answer above by the "expert" is wrong.
At the Horizons Company, Paul is an intermediary in the global market, and he assumes all ownership risks and sells globally for its own account. Paul serves as _______
Paul serves as a buyer of export because as an intermediary, he assumes all ownership risks and sells globally for its own account.
Who is a buyer of export?A buyer of export means an individual or entity that sell goods or services or ship goods to a foreign country or countries.
In conclusion, here, paul serves as a buyer of export because as an intermediary, he assumes all ownership risks and sells globally for its own account
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What is a decision tree: using a schematic model of the sequence of steps in a problem and the conditions and consequences of each step
A decision tree is a model of the sequence of the ways to solve a problem and how to arrive at the solution.
What is a decision tree?This is a pictorial diagram that shows the sequence of steps that was used to arrive at the solution of a problem.
The tree has branches which shows the different choices that are available in order to arrive at the solution of a problem.
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If a business has received cash in advance of services performed and credits a liability account, the adjusting entry needed after the services are performed will be:
If a business should record a liability for cash received in advance for services performed, the adjusting entry would be to debit unearned revenue and credit service revenue.
Why is this the adjusting entry?The liability created is called the Unearned revenue account and because it is being reduced, it will be debited as all liability accounts are when they are reduced.
Service revenue will then be credited because revenue is credited when it increases. The cash becomes revenue because it has now been recognized for the services performed.
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Under what conditions is the current organizational structure of Dropbox most likely to be effective
When there is a single business mission, the current organizational structure of Dropbox is most likely to be effective. Option (A) is correct.
What is organizational structure?A company's functions, teams, and personnel are outlined hierarchically in an organizational structure. Organizational structures outline the duties of employees, who they answer to, and how corporate decisions are made. Your organizational structure must at the very least incorporate fundamental hierarchies and staff titles.
When you launch a business, your business plan often includes a mission statement. It explains the reason behind your business' existence and serves as a method for the public to learn about it. By keeping you on target, developing your goal statement aids in business unification and potential business blunders.
Therefore, Option (A) is correct.
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Your question is incomplete, the complete question will be;
Under what conditions is the current organizational structure of Dropbox most likely to be effective?
A) When there is a single business mission
B) When the organization is following a product development strategy
C) When following an unrelated diversification strategy
D) When following a related diversification strategy for the business
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A consolidation of Medicare Parts A and B benefits so that all claims would be processed by one organization is known as:
a. Medicare administrative contractors
b. management service organizations
c. health care fraud prevention and enforcement action team
d. Medicare shared savings program
Answer:
[A] Medicare administrative contractors
Explanation:
A consolidation of Medicare Parts A and B benefits so that all claims would be processed by one organization is known as:Medicare administrative contractors.
The consolidation of Medicare Parts A and B benefits, where one organization processes all claims, is referred to as "Medicare administrative contractors" which helps in improving the administration and efficiency of Medicare services.
A consolidation of Medicare Parts A and B benefits where all claims are processed by one organization is known as "Medicare administrative contractors."
These contractors are responsible for the administration and processing of claims for Medicare services, streamlining the process and improving efficiency in handling Medicare benefits.
Hence, the correct answer is a. Medicare administrative contractors.
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Company A is considering whether or not to expand into another segment. It currently has an ROA (return on assets) measure of 5%. The proposed expansion involves spending $1m on new assets and will increase annual profits (after taxes) by $1,000. The expansion will:
As a result of the expansion described, the effect will Decrease Company A’s overall ROA.
Effect on Company A ROAThe ROA is found by the formula:
= Net profit / Total assets
If the new project goes through, it will increase assets by $1 million while only increasing net profits by $1,000.
This means that the denominator of total assets will increase much more than the numerator of Net profit. This will lead to a lower ROA in general because a larger denominator leads to a smaller product when the numerator is divided.
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A company needs to locate three departments (X, Y, and Z) in the three areas (I, II, and III) of a new facility. They want to minimize interdepartmental transportation costs, which are expected to be $0.50 per load meter moved. An analyst has prepared the following flow and distance matrices: Distances (meters) From/To I II III I - 10 20 II - 10 III - Flows (loads per week) From/To X Y Z X - 0 80 Y 30 - 150 Z 100 130 - If the company were to locate departments X, Y, and Z in areas I, II, and III, respectively, what would be the total distance (in meters) loads would be moved each week?
Based on the distance between locations, the total distance moved in the week will be 6,700 meters.
Distance between the departmentsAssuming that Departments X, Y and Z are in areas I, II and III respectively. The following will be true:
Department X is located 10 meters from Y but 20 meters from Z. Department Y is located 10 meters from Z. Total distance traveledThis can be found by multiplying the loads carried across departments by the distance between the locations of these departments.
= ( (Loads from X to Y x distance of X and Y) + (Loads from X to Z x Distance of X and Z)) + ( (Loads from Y to X x distance of X and Y) + (Loads from Y to Z x Distance of Y and Z)) + ( (Loads from Z to Y x distance of Z and X) + (Loads from Z to Y x Distance of Y and Z))
= ( (0 x 10) + 80 x 20)) + ( (30 x 10) + (150 x 10) ) + ( (100 x 20) + 130 x 10) )
= 1,600 + 1,800 + 3,300
= 6,700 meters
In conclusion, the total distance would be 6,700 meters.
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what is the meaning of Accounting?
Accounting is the process of recording financial transactions pertaining to a business.
Answer:
The meaning of accounting is the action of dealing with money like a bank for a example.
A firm is considering leasing. The firm can borrow at 9 percent, and the marginal corporate tax rate is 21 percent. What is the discount rate for valuing the lease
Based on the rate at which the firm can borrow and the marginal corporate tax rate, the discount rate for the lease would be 7.11%.
What would be the discount rate?The discount rate is the after tax borrowing rate.
It can be found as:
= Borrowing rate x ( 1 - tax rate)
Solving gives:
= 9% x ( 1 - 21%)
= 7.11%
In conclusion, the discount rate is 7.11%.
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A bank account pays interest at a nominal annual rate of 8.4%, compounded monthly. The account initially contains $100 and no new deposits are made, but any interest earned is kept in the account. To the nearest cent, what is the balance in the account after six years? (A) $108.73
Answer:
The ballance after six years will be $108.72 when rounded off to the nearest cent
An expense resulting from failing to take advantage of cash discounts when using the net method of recording purchases is called: Discounts earned. Purchases discounts. Discounts lost. Sales refund payable. Sales discounts.
The account that an expense is recorded in when a cash discount is not taken advantage of is known as Discounts lost.
What is the Discounts lost account?It is an account found in the general ledger that shows the amount that a company lost when it failed to pay within a certain period that would have allowed it to take advantage of discounts offered.
As it is an expense account, its normal balance will be a debit and will increase when discounts are lost.
In conclusion, option C is correct.
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What role will sustainability methods and techniques in the area of Manufacturing for companies in the future?
Answer:
Sustainable manufacturing aims to produce goods with minimum use of energy and natural resources, maximum profit, while ensuring societal health and safety throughout the product life cycle.
Explanation:
What is the typical relationship between a person's network size and the number of job leads they have?
a. The smaller the network, the more job leads available
b. The larger the network, the more job leads available
C. The larger the network, the fewer job leads available
d. None of the above
Please select the best answer from the choices provided
A
B
Оооо
С
D
Answer:
b since it creates more opportunities for jobs
What is sub-optimization and what organizational characteristics tend to lead to larger sub-optimization problems?
An organizational characteristics that tend to lead to larger sub-optimization problems is continuous focus on optimizing a unit of a business rather than the results of the entire business
What is Sub-optimization?In a firm. the term "Sub-optimization" occurs when there is reduced level of output as a result of an an inefficient or ineffective process or system.
The problem associated with Sub-optimization is that when there is an optimization of outcome for a subsystem, it may not generally optimize the outcome for the system as a whole.
In conclusion, the organizational characteristics that tend to lead to larger sub-optimization problems is continuous focus on optimizing a unit of a business rather than the results of the entire business
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Suppose that you have purchased a 3-year zero-coupon bond with face value of $1000 and a price of $850. If you hold the bond to maturity, what is your annual return?
Answer:
Explanation: In this situation, our profits would be $150 ($1000-$850). The total return on investment is 17.65% ($150/$1000) for the life of the bond.
Therefore, the annual return, is simply 1/3 of 17.65%, which equals 5.88%.
If you have purchased a 3-year zero-coupon bond with face value of $1000 and a price of $850 and if you hold the bond to maturity, the annual return is simply 1/3 of 17.65% ,which equals 5.88%
What is zero-coupon bond?A zero-coupon bond is a bond that pays no interest and trades at a discount to its face value. It also called a pure discount bond or deep discount bond.
A zero-coupon bond is also known as accrual bond.
U.S. Treasury bills are an example of Zero-Coupon bond.
What is face value? Face value is an actual value of the digit in a number.Face value is the price that is printed on something.What is bond to maturity?A bond to maturity, is usually set when it is issued. Bond maturities can range from one day to 100 years, but the majority of bond maturities range from one to 30 years. Bonds are often referred to as being short-, medium- or long-term.
What is annual return?The annual return is the return that an investment provides over a period of time. it's a record of publicly available information about your company that appears on the Companies Register.
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After World War I and the Great Depression, consumers purchased far less. To address overproduction, companies relied on advertising and personal selling. This was the
To address overproduction, companies relied on advertising and personal selling. This was the
b. sales-oriented era.What was the Great Depression?This was a period in American history just after the World War when there was great economic recession and life was hard for people.
With this in mind, we can see that the sales oriented era had to do with the business style which coincided with the Great Depression as the people made use of advertising and personal selling as a way to increase sales.
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Johnson & Johnson reputation would lead you to believe that it is operating at ___Level of corporate responsibility
Answer:
Johnson & Johnson's reputation would lead you to believe that it is operating at level of corporate responsibility. The managers at Johnson & Johnson who authorized the buyback of defective products might have endorsed Milton Friedman's shareholder, or profit- maximizing, view. Which of the following arguments also support Friedman's position? Check all that apply. Organizations must make money to stay in existence. Making money, then, should be the sole focus of an organization's activities. Organizations have the knowledge and resources to do good in the community, so they are responsible for helping others. O Organizations have more power than most underprivileged people, so they are responsible for helping those people get ahead in life. Organizations have one responsibility: to increase the wealth of their stockholders.
Explanation:
Johnson & Johnson reputation would lead you to believe that it is operating at a discretionary level of corporate responsibility.
What is corporate responsibility?Corporate responsibility (CR), also known as corporate social responsibility (CSR) or business sustainability, is concerned with the ethics that guide an organization's activities and how it operates to ensure long-term viability. These two factors are inextricably linked because a business that harms the systems on which it relies will eventually fail.
Discretionary responsibility refers to purely voluntary obligations assumed by a business. It is the responsibility of the company's management to protect the capital investment by engaging in only profitable business ventures that provide a good return on investment. It includes charitable contributions, disaster relief, and a variety of other activities.
Therefore, Johnson & Johnson is believed to be operating at discretionary level of corporate responsibility.
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U.S. oil and gas producers have asked for tariffs to be placed on imported oil in an effort to boost the domestic oil industry, which is facing stiff competition from foreign oil producers. This is an example of
The efforts of U.S. oil and gas producers to request the imposition of tariffs on imported oil in order to boost the domestic oil industry is an example of b. protectionism.
What is trade protectionism?Trade protectionism is an economic policy that restricts imports from other oil producing countries by imposing tariffs on imported oil. Other methods of practicing trade protectionism are import quotas and other government regulations.
Answer Options:a. free trade
b. protectionism
c. comparative advantage
d. global marketing
Thus, the efforts of the U.S. oil and gas producers is not an example of free trade, comparative advantage, or global marketing but protectionism.
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Angelina and Sophia attended a professional development retreat at Ferncliff Camp. They met at a downtown location and traveled to the camp by bus. After three days of team-building exercises, Angelina and Sophia returned on the bus to their respective cars. When Angelina arrived at home, she discovered the camp employee who unloaded the bus had given her Sophia’s luggage by mistake. She called the camp to explain what happened and hopefully get her luggage back. Angelina can be charged with the crime of: ___________
a. theft, because she took Sophia’s suitcase without permission.
b. nothing, because she did not have the mental state required to commit a crime.
c. theft by receiving, because the suitcase was handed to her by a camp employee.
d. conversion.
Angelina can be charged with the crime of nothing, because she did not have the mental state required to commit a crime.
Is the mental state that a person intended to commit a crime?In a lot of cases, an act is a crime when the person committing it is said to have intended to do something that is wrong as stated by the state legislature or Congress.
It is said to be criminal intent but the case with Angelina is different because she did not have the mental state to do so as it was a mistake.
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